4486 Lending Jobs - Page 49

About PhonePe Group: PhonePe is India’s leading digital payments company with 50 crore (500 Million) registered users and 3.7 crore (37 Million) merchants covering over 99% of the postal codes across India. On the back of its leadership in digital payments, PhonePe has expanded into financial services (Insurance, Mutual Funds, Stock Broking, and Lending) as well as adjacent tech-enabled businesses such as Pincode for hyperlocal shopping and Indus App Store which is India's first localized App Store. The PhonePe Group is a portfolio of businesses aligned with the company's vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services. Culture At PhonePe, we take extra care to make sure you give your best at work, Everyday! And creating the right environment for you is just one of the things we do. We empower people and trust them to do the right thing. Here, you own your work from start to finish, right from day one. Being enthusiastic about tech is a big part of being at PhonePe. If you like building technology that impacts millions, ideating with some of the best minds in the country and executing on your dreams with purpose and speed, join us! About PhonePe Group: PhonePe is India’s leading digital payments company with 50 crore (500 Million) registered users and 3.7 crore (37 Million) merchants covering over 99% of the postal codes across India. On the back of its leadership in digital payments, PhonePe has expanded into financial services (Insurance, Mutual Funds, Stock Broking, and Lending) as well as adjacent tech-enabled businesses such as Pincode for hyperlocal shopping and Indus App Store which is India's first localized App Store. The PhonePe Group is a portfolio of businesses aligned with the company's vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services. About Pincode: Pincode is a shopping app that offers a revolutionary new approach to e-commerce. Pincode places the local stores and sellers at the forefront of the digital shopping growth story. With Pincode, every Indian shopkeeper, regardless of their location, is digitally empowered to tap into the vast potential of e-commerce, creating unprecedented opportunities for growth, while driving innovation at scale. Key Responsibilities : Understanding of assortment and pricing across categories. Ensure adequate assortment representing the category. Work with brands and Merchant team to address category representation across cities and pin codes. Working with Brand Partners and Cross-Functional Teams to develop and execute business plan & category strategies. Owning the end to end P&L for the category including assortment, pricing, Ads revenue and other income. Liaison with consumer research, CRM, merchandising, sourcing, and NPD teams for the overall growth of the portfolio. Lead category campaigns focused on the growth of platform and the respective categories. Minimum experience required -3+ Years of relevant experience PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles) Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy Working at PhonePe is a rewarding experience! Great people, a work environment that thrives on creativity, the opportunity to take on roles beyond a defined job description are just some of the reasons you should work with us. Read more about PhonePe on our blog. Life at PhonePe PhonePe in the news Show more Show less

About PhonePe Group: PhonePe is India’s leading digital payments company with 50 crore (500 Million) registered users and 3.7 crore (37 Million) merchants covering over 99% of the postal codes across India. On the back of its leadership in digital payments, PhonePe has expanded into financial services (Insurance, Mutual Funds, Stock Broking, and Lending) as well as adjacent tech-enabled businesses such as Pincode for hyperlocal shopping and Indus App Store which is India's first localized App Store. The PhonePe Group is a portfolio of businesses aligned with the company's vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services. Culture At PhonePe, we take extra care to make sure you give your best at work, Everyday! And creating the right environment for you is just one of the things we do. We empower people and trust them to do the right thing. Here, you own your work from start to finish, right from day one. Being enthusiastic about tech is a big part of being at PhonePe. If you like building technology that impacts millions, ideating with some of the best minds in the country and executing on your dreams with purpose and speed, join us! About The Job About PhonePe Group: PhonePe is India’s leading digital payments company with 50 crore (500 Million) registered users and 3.7 crore (37 Million) merchants covering over 99% of the postal codes across India. On the back of its leadership in digital payments, PhonePe has expanded into financial services (Insurance, Mutual Funds, Stock Broking, and Lending) as well as adjacent tech-enabled businesses such as Pincode for hyperlocal shopping and Indus App Store which is India's first localized App Store. The PhonePe Group is a portfolio of businesses aligned with the company's vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services. Culture At PhonePe, we take extra care to make sure you give your best at work, Everyday! And creating the right environment for you is just one of the things we do. We empower people and trust them to do the right thing. Here, you own your work from start to finish, right from day one. Being enthusiastic about tech is a big part of being at PhonePe. If you like building technology that impacts millions, ideating with some of the best minds in the country and executing on your dreams with purpose and speed, join us! JOB DESCRIPTION: Campaign Manager- Ad Ops Responsibilities: Actively manage and keenly monitor the campaign performance of PhonePe assets and map them to the sales funnel to maximize revenue. Responsible for handling Medium to High risk/ severity clients for E2E campaign management Responsible for handling a team of 2-3 Associate campaign managers in respective verticals. Identify, establish, and implement industry best practices on ad set up, measurement and reporting. Strong communication skills with internal and external stakeholders Actively engage and collaborate with BD/Product Design/CS/Creative teams for planning, campaign management, prioritization, scheduling, and delivery of campaigns Responsible for handling day to day business operations with external and internal stakeholders Develop and maintain deep knowledge of all PhonePe offer products and features Manage both ads and rewards campaign lifecycle including, but not limited to advertiser onboarding, campaign set-up, invoicing, collections, reporting, monitoring & optimization. Analyse campaign performance and conversion and make educated recommendations to BD team/Advertisers for how future ads might be optimized for best results. Use data from existing campaigns to influence strategies for upcoming ones by considering performance metrics and audience targeting, in turn leading to the achievement of sales objectives Basic Qualifications/ Requirements: Graduation: Tier 1 undergraduates OR Tier 2 MBA colleges with zeal to work in digital/Ads/Operation vertical Excellent communication and people skills Strong analytical and detail-oriented aptitude Ability to multitask and prioritize Must be able to work with minimum supervision PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles) Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy Working at PhonePe is a rewarding experience! Great people, a work environment that thrives on creativity, the opportunity to take on roles beyond a defined job description are just some of the reasons you should work with us. PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles) Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy Working at PhonePe is a rewarding experience! Great people, a work environment that thrives on creativity, the opportunity to take on roles beyond a defined job description are just some of the reasons you should work with us. Read more about PhonePe on our blog. Life at PhonePe PhonePe in the news Show more Show less

Company Description Keystone Real Estate Advisory offers comprehensive services for property transactions, including price negotiations and administrative management. Backed by a team of experts, we provide properties that meet criteria such as location, market trends, type, and government rules. Our services cover residential properties, ensuring end-to-end solutions and guaranteed best pricing. All our projects are RERA registered, and we take care of the entire documentation process. Role Description This is a full-time on-site role for a Closing Manager based in Mumbai. The Closing Manager will be responsible for managing the closing process for property transactions, ensuring all documentation is accurate and complete. Day-to-day tasks will include coordinating with various stakeholders, overseeing funding, and ensuring timely closing. The role also involves handling any issues that arise during the closing process to ensure a smooth transaction. Effective communication with clients and team members is essential. Qualifications Skills in Closings and Funding Experience in Sales and Mortgage Lending Knowledge of Loans and related financial instruments Strong attention to detail and organizational skills Excellent communication and interpersonal skills Ability to work effectively in a fast-paced environment Bachelor's degree in Real Estate, Business, Finance, or related field is preferred Experience in the real estate industry is a plus Show more Show less

Location: Sector 62, Noida Experience: -1 years Job Type: On Site, full-time Male candidates only required & Experience with TDS and GST is mandatory. About Axieva: Founded in 2016, with a humble beginning from Industry experts in diverse fields, Axieva is a transnational service provider in Asia, Africa & Middle East and is also one of the “fastest growing fintech in Africa”. It is on a mission to redefine the way Transactions are performed by developing contextual relevance, unmatched service, financial inclusion and unparalleled experience. Axieva serves 100+ partners & millions of customers across geographies with offerings like Validation Management, Interoperability, Insurance, Lending, Utilities, Banking, Mobile Money, Wallets, Commerce, Loyalty, Mobile Identity & Service Innovation. The strategic partners represent diverse industry segments and include Airtel Money, MPESA, Tigopesa, Viettel Group, Millicom International (TIGO), Orange, Zantel, Smile Communications, TTCL Corporation, Alliance Insurance, Sanlam Insurance, Jubilee Insurance, Liquid Intelligent Technologies, Tata International, OSN, Kreditbee, NMB (Rabo Bank), CRDB & many more. Why Join Us? Inclusive work environment valuing diversity Global career opportunities Positive and friendly environment Rapidly growing company International Travel Opportunity Multi-Culture and Diversified Environment Job Summary: We are looking for a motivated and detail-oriented Accounts and Finance Executive with at least 1 year of experience to support daily financial operations, maintain accurate financial records, and assist in compliance and reporting requirements. Key Responsibilities: Assist in the preparation and maintenance of financial statements, ledgers, and records. Manage daily accounting tasks, including accounts payable/receivable, journal entries, and bank reconciliations. Support monthly, quarterly, and annual closings. Ensure compliance with accounting standards and financial regulations. Assist with audits, tax filing, and other statutory compliances (GST, TDS, etc.). Coordinate with internal departments for financial data and documentation. Maintain proper documentation and filing systems for all accounting records. Key Skills & Qualifications: Bachelor’s degree in commerce, Accounting, Finance, or related field. Minimum 1 year of hands-on experience in accounting/finance roles. Proficient in accounting software (e.g., Tally, Zoho Books, QuickBooks) and MS Excel. Basic understanding of GST, TDS , and other statutory requirements. Strong attention to detail and accuracy. Good communication and organizational skills. Ability to work independently and in a team environment. Preferred Qualifications: Experience with ERP systems is an advantage. Knowledge of financial analysis and reporting tools. Pursuing or completed professional courses like CA Inter, MBA Finance (optional) How to Apply: If you're a motivated and talented Finance Executive looking for a leadership role, please submit your resume and cover letter at hr@axieva.com. Job Type: Full-time Pay: ₹150,000.00 - ₹240,000.00 per year Benefits: Paid sick time Paid time off Provident Fund Schedule: Day shift Weekend availability Supplemental Pay: Performance bonus Work Location: In person

About Axieva: Founded in 2016, with a humble beginning from Industry experts in diverse fields, Axieva is a transnational service provider in Asia, Africa & Middle East and is also one of the fastest-growing fintech in Africa. It is on a mission to redefine the way Transactions are performed by developing contextual relevance, unmatched service, financial inclusion and unparalleled experience. Axieva serves 100+ partners & millions of customers across geographies with offerings like Validation Management, Interoperability, Insurance, Lending, Utilities, Banking, Mobile Money, Wallets, Commerce, Loyalty, Mobile Identity & Service Innovation. The strategic partners represent diverse industry segments and include Airtel Money, MPESA, Tigopesa, Viettel Group, Millicom International (TIGO), Orange, Zantel, Smile Communications, TTCL Corporation, Alliance Insurance, Sanlam Insurance, Jubilee Insurance, Liquid Intelligent Technologies, Tata International, OSN, Kreditbee, NMB (Rabo Bank), CRDB & many more. Why Join Us? Inclusive win cv vary unverany Global career opportunities Positive and friendly environment Rapidly growing company International Travel Opportunity Multi-Culture and Diversified Environment We are looking for a proactive and detail-oriented QA Engineer with experience in both manual testing and test automation , including mobile app testing using Appium . You'll be part of a cross-functional team ensuring high-quality delivery across web and mobile platforms. If you're passionate about delivering bug-free user experiences and enjoy working with modern test frameworks, we'd love to meet you. Key Responsibilities: Review and analyze business requirements, specifications, and technical design documents. Create and execute comprehensive manual test cases for web and mobile applications (iOS/Android). Design, develop, and maintain automation test scripts for: Web applications using tools like Selenium, Cypress, or Playwright Mobile applications using Appium Perform functional, regression, UI, and API testing . Execute API testing using tools such as Postman or RestAssured . Collaborate closely with developers, product owners, and designers in an Agile/Scrum team. Log, track, and verify bugs using tools like JIRA . Participate in sprint planning, stand-ups, and retrospectives. Integrate automated tests into CI/CD pipelines using tools like Jenkins, GitHub Actions , or GitLab CI . Recommend and implement improvements to testing processes and tools. Required Skills & Experience: 25 years of experience in Software QA (manual + automation). Experience in mobile test automation using Appium for iOS and Android apps. Hands-on with at least one web automation framework like Selenium WebDriver, Cypress, or Playwright. Good knowledge of scripting/programming in Java, Python, or JavaScript . Proficiency with Postman , Swagger , or RestAssured for API testing. Experience with SQL for data validation and backend testing. Familiar with version control systems like Git. Exposure to CI/CD tools such as Jenkins, GitHub Actions, or similar. Solid understanding of Agile development and QA best practices. Strong attention to detail and problem-solving skills. Preferred Skills: Experience with BDD frameworks like Cucumber. Exposure to performance testing (e.g., JMeter, k6). Knowledge of cloud-based mobile testing platforms (e.g., BrowserStack, Sauce Labs). ISTQB certification or similar. How to Apply: If you're a motivated and talented Java developer looking for a leadership role, please submit your resume and cover letter at hr@axieva.com Role: DevOps Engineer Industry Type: IT Services & Consulting Department: Engineering - Software & QA Employment Type: Full Time, Permanent Role Category: DevOpsEducation UG: B.Tech/B.E. in Any Specialization Job Types: Full-time, Permanent Pay: ₹20,000.00 - ₹35,000.00 per month Benefits: Paid sick time Paid time off Provident Fund Schedule: Day shift Weekend availability Ability to commute/relocate: Noida, Uttar Pradesh: Reliably commute or planning to relocate before starting work (Required) Application Question(s): What is your current CTC? Expected CTC? What's your Notice Period? Education: Bachelor's (Required) Experience: Selenium with Java: 2 years (Required) Work Location: In person Application Deadline: 10/06/2025 Expected Start Date: 11/06/2025

Title- Product Management - Merchant Lending About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. Expectation: Working closely with business, growth, design & cross-functional teams to understand product use cases, customer journeys, business applicability and impact of each use case. Ability to understand different technology platforms, their features and be able to work with solution architects/engineering leads and write detailed product requirement documents, manage future roadmaps and deliverables Own end-to-end product lifecycle for lending journeys – merchant onboarding, credit decisioning, disbursement, repayment, and closure. Define and optimize funnels to drive adoption, reduce drop-offs, and improve approval/disbursement rates. Use data to identify bottlenecks, define hypotheses, run experiments (A/B), and track impact. - Be involved in what your team is building - Run edge cases, test products proactively and its features to provide feedback early in the cycle, make sure entire journeys are covered, and that product reporting exists to track KPIs for the product and its success (data-driven product management). Stay updated with RBI regulations, compliance norms, best industry practices and credit bureau practices. Superpowers that will help you succeed in this role: Bachelor’s degree in engineering, computer science and/or related field with MBA from Top Tier colleges Professional experience of 2-5 years in product management Having deep understanding of Lending in Product Management role building credit platform products Knowledge of Fintech/ BFSI/ Lending domain Solutions orientated within a high-energy and fast-paced work environment Exceptional customer experience intuition; demonstrated success in creating innovative and user-friendly products and customer-facing features Possess excellent oral, written, verbal and interpersonal communication skills Why join us: Work with a high-performing and passionate product, design, and engineering team. Shape the future of credit for millions of users. Build at scale in one of India’s most dynamic and regulated spaces. Flexible and inclusive work environment with fast decision-making and ownership. Compensation: If you are the right fit, we believe in creating wealth for you with enviable 500 mn+ registered users, 25 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

Job Requirements Role/Job Title: Associate Customer Service Manager Function/Department: Rural Banking Job Purpose The role entails managing and scaling up the retail banking business for the branch managing operations and resources in the most cost efficient and technology effective manner. The role bearer would lead customer service and branch operations for a designated branch and be responsible for the daily branch upkeep. This role is the central custodian of all Rural Banking documents for the branch and provides operational support for Rural and semi urban Retail products. The role bearer is primarily accountable for ensuring seamless maintaining of customer life cycle, fulfilling customer requests and providing best-in class service. Responsibilities Roles & Responsibilities: Responsible for day-to-day operations and administration of the Branch, ensuring strict compliance with Bank's policies and procedures. Responsible for branch operations and service delivery to the customers of a designated branch in our rural network. Data entry of application forms, creation of customer IDs, accounts, etc. File / document checking including KYC checking, application forms and loan document verification. Handling cash and clearing transactions. Maintaining good audit rating for the branch. Work towards ensuring best in class service delivery at the branch for external and internal customers. Work as an effective business partner in strategizing and driving the implementation of critical operational and regulatory practices for the branch such as compliance, Lending operations and operational risk. Oversee quality initiatives across operations team for optimization of processes in order to improve TAT and upgradation of SLAs. Employ tools such as automation and digitization to increase process efficiency. Education Qualification Graduation: BA / BCom / BBA / BSc / BTech / BE or any other graduate Experience: 2 to 5 years of relevant experience in Banking or allied Business. Show more Show less

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. About Yubi Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfillment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In March 2022, we became India's fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place. Our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. Yubi Credit Marketplace - With the largest selection of lenders on one platform, our credit marketplace helps enterprises partner with lenders of their choice for any capital requirements. Yubi Invest - Fixed income securities platform for wealth managers & financial advisors to channel client investments in fixed income Financial Services Platform - Designed for financial institutions to manage co-lending partnerships & asset-based securitization Spocto - Debt recovery & risk mitigation platform Accumn - Dedicated SaaS solutions platform powered by Decision-grade data, Analytics, Pattern Identifications, Early Warning Signals and Predictions to Lenders, Investors and Business Enterprises So far, we have onboarded more than 17000 enterprises, 6200 investors, and lenders and facilitated debt volumes of over INR 1,40,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionizing the segment. At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 1000+ like-minded individuals today who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come join the club to be a part of our epic growth story. About The Role We seek a skilled Lead Data Scientist to join our team and help build “Collection Campaign Recommendations/ Optimizations” As a Lead Data Scientist, you will be key in designing, developing, and deploying ML/ RL models that experiments and optimizes the collection campaigns across digital,telecalling and field. Your experience in machine learning and strong Python programming skills will be crucial in driving innovation and business value for our clients. Key Responsibilities Develop, implement, and maintain advanced analytical models and algorithms specifically geared toward improving debt collection processes. Collaborate with business stakeholders to identify key opportunities for data-driven improvements in debt collection strategies. Enhance existing models and incorporate new data sources to continuously optimize our approach. Own the end-to-end process of metric design, tracking, and reporting related to debt collection performance. Continuously improve and update metrics to align with business objectives and regulatory requirements. Communicate findings effectively with both technical and non-technical stakeholders. Mentor, train, and support junior data scientists, fostering a culture of continuous improvement and collaboration Lead cross-functional teams on data projects, ensuring alignment between data science initiatives and business goals Stay abreast of the latest industry trends, tools, and best practices in analytics and debt management. Requirements Experience: 8 to 10 years Required Skills Technical Skills In-depth understanding of machine learning algorithms (supervised, unsupervised, and ensemble methods) and their application to risk. Expertise in statistical analysis, including hypothesis testing, regression analysis, probability theory, and data modeling techniques, to extract insights and validate machine learning models. Experience in designing, developing, and delivering end-to-end data products and solutions. Expertise in model explainability techniques (e.g., SHAP, LIME) and regulatory compliance for risk models. Strong proficiency in Python. Working knowledge of PySpark ( Good to have ) Proficiency in building and deploying models on cloud platforms (AWS). Proficiency in developing backend microservices using Fast API and working knowledge of MLOps. Experience with NLP techniques is good to have Domain Skills ( Good to have ) Prior domain expertise in debt collection processes, including credit risk assessment, regulatory compliance, and industry best practices. Proven ability to design, implement, and optimize performance metrics and key performance indicators tailored specifically for debt recovery initiatives. Education and Experience Bachelor’s/Advanced degree in Data Science, Statistics, Mathematics, Computer Science, or a related field. 5 to 8 years of experience in the data science and machine learning domain Experience in the financial sector or Collection team is a bonus. Show more Show less

About PhonePe Group: PhonePe is India’s leading digital payments company with 50 crore (500 Million) registered users and 3.7 crore (37 Million) merchants covering over 99% of the postal codes across India. On the back of its leadership in digital payments, PhonePe has expanded into financial services (Insurance, Mutual Funds, Stock Broking, and Lending) as well as adjacent tech-enabled businesses such as Pincode for hyperlocal shopping and Indus App Store which is India's first localized App Store. The PhonePe Group is a portfolio of businesses aligned with the company's vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services. Culture At PhonePe, we take extra care to make sure you give your best at work, Everyday! And creating the right environment for you is just one of the things we do. We empower people and trust them to do the right thing. Here, you own your work from start to finish, right from day one. Being enthusiastic about tech is a big part of being at PhonePe. If you like building technology that impacts millions, ideating with some of the best minds in the country and executing on your dreams with purpose and speed, join us! As a Software Engineer: You will build Robust and Scalable web-based applications. Build abstractions and contracts with separation of concerns for a larger scope. Drive problem-solving skills for high-level business and technical problems. Do high-level design with guidance; Functional modeling, break-down of a module. Do incremental changes to architecture: impact analysis of the same. Do performance tuning and improvements in large scale distributed systems Work closely with Product Manager to derive capability view from features/solutions, lead execution of medium-sized projects Work with broader stakeholders to track the impact of projects/features and proactively iterate to improve them Mentor young minds and foster team spirit, break down execution into phases to bring predictability to overall execution As a Software Engineer, you must have: Extensive and expert programming experience in at least one general programming language (e.g. Java, C, C++) & tech stack to write maintainable, scalable, unit-tested code. Experience with multi-threading and concurrency programming. Experience in building highly scalable business applications, which involve implementing large complex business flows and dealing with a huge amount of data. Extensive experience in object-oriented design skills, knowledge of design patterns, and huge passion and ability to design intuitive module and class-level interfaces. Excellent coding skills – should be able to convert the design into code fluently. Knowledge of Test Driven Development. Good understanding of databases (e.g. MySQL) and NoSQL (e.g. HBase, Elasticsearch, Aerospike, etc). Experience with full life cycle development in any programming language on a Linux platform. Worked in a startups environment with high levels of ownership and commitment. Strong desire to solving complex and interesting real-world problems BTech, MTech, or Ph.D. in Computer Science or related technical discipline (or equivalent). 5-7 years of experience in the art of writing code and solving problems on a large scale. PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles) Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy Working at PhonePe is a rewarding experience! Great people, a work environment that thrives on creativity, the opportunity to take on roles beyond a defined job description are just some of the reasons you should work with us. Read more about PhonePe on our blog. Life at PhonePe PhonePe in the news Show more Show less

Job Requirements Role/Job Title: Sales Manager - Gold Loan Function/ Department: Gold Loan Job Purpose: The role entails the responsibility of generating gold loan business through different channels. It includes administering and training a team of Direct Selling Teams to expand gold loan business in that locality/branch. Roles & Responsibilities Ensuring Monthly Sales targets are meet with acquisition in NTB (New to Bank) and ETB (Existing to Bank) customers. Existing liability customers are pitched for gold loans. Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch. Fee Income should be Minimum 1% of total disbursals. Customer Follow ups to be done at regular intervals for timely renewal of cases to ensure Minimum renewal pending cases. Co-ordination with valuers to be done time to time basis. Ensure most of the customers are aligned to pay valuation charges as per product norms. Ensuring healthy collections with Nil First equated monthly instalment / First presentation Default and minimizing fresh flow in Bucket X. PSL (Priority sector lending) Tagging and should be aware about PSL norms. Helping branch liability team in Audits and ensuring proper communications to customer before any packet Opening. Conduct Marketing activities in the local market for generating NTB gold loan customers. Willingness to work extensively in the field and travel across the region on short notice. Carrying out ad-hoc activities as per the requirement of the department. Proficient in MS - Word /Excel and power point Personal drive and positive work ethic to deliver results within tight deadlines and in demanding situation. Education Qualification Graduation: Any Graduate Post-graduation: MBA. Experience: 2-5 year of experience in retail banking, preferably with exposure to lending products Show more Show less

About PhonePe Group: PhonePe is India’s leading digital payments company with 50 crore (500 Million) registered users and 3.7 crore (37 Million) merchants covering over 99% of the postal codes across India. On the back of its leadership in digital payments, PhonePe has expanded into financial services (Insurance, Mutual Funds, Stock Broking, and Lending) as well as adjacent tech-enabled businesses such as Pincode for hyperlocal shopping and Indus App Store which is India's first localized App Store. The PhonePe Group is a portfolio of businesses aligned with the company's vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services. Culture At PhonePe, we take extra care to make sure you give your best at work, Everyday! And creating the right environment for you is just one of the things we do. We empower people and trust them to do the right thing. Here, you own your work from start to finish, right from day one. Being enthusiastic about tech is a big part of being at PhonePe. If you like building technology that impacts millions, ideating with some of the best minds in the country and executing on your dreams with purpose and speed, join us! Head-Business Development and Implementation-UPI at PhonePe Location: Bangalore About PhonePe Group: PhonePe is India’s leading digital payments company with 50 crore (500 Million) registered users and 3.7 crore (37 Million) merchants covering over 99% of the postal codes across India. On the back of its leadership in digital payments, PhonePe has expanded into financial services (Insurance, Mutual Funds, Stock Broking, and Lending) as well as adjacent tech-enabled businesses such as Pincode for hyperlocal shopping and Indus App Store which is India's first localized App Store. The PhonePe Group is a portfolio of businesses aligned with the company's vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services. Culture At PhonePe, we take extra care to make sure you give your best at work, Everyday! And creating the right environment for you is just one of the things we do. We empower people and trust them to do the right thing. Here, you own your work from start to finish, right from day one. Being enthusiastic about tech is a big part of being at PhonePe. If you like building technology that impacts millions, ideating with some of the best minds in the country and executing on your dreams with purpose and speed, join us! Be part of one of the fastest growing businesses within PhonePe and contribute towards PhonePe’s mission to provide best payments experience to millions of users across the country. As part of the Payments team, the candidate will get exposure to multiple categories at PhonePe and will need to develop cross-functional understanding to drive growth in customers and revenue for PhonePe. The role is fit for someone with strong business intuition, first principles thinking stakeholder management skills and the ability to understand complex systems. Job Overview Lead implementation and business development for all UPI related products for the PhonePe consumer app Fully own and grow the relationship with the Payment Network(NPCI), Bank Partners and any third party involved in building out UPI products on PhonePe. Work to align best in class product constructs, commercials and legal terms Ideate to help design population scale Product Constructs and Go To Market plans for their line of business Relentlessly drive implementation of agreed approaches to deliver projects and features on time Liaise with Product, Tech, Legal, Compliance and Business Finance management to close agreements and deliver products Design and create clear frameworks for product, feature and/or partner selection and present updates to Sr Management. Ability to manage and take a balanced view on complex product level compliances across UPI products Have the capability to be able to present and align top management on metrics, plans and ideas Ability to define and execute on all the above plus operating plans independently while being able to manage a medium sized team Preferred Background And Qualifications 6-10 years of experience in the payments domain, preferably at growing startups or banks Understanding of or exposure to UPI from a product or business perspective PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles) Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy Working at PhonePe is a rewarding experience! Great people, a work environment that thrives on creativity, the opportunity to take on roles beyond a defined job description are just some of the reasons you should work with us. Read more about PhonePe on our blog . Life at PhonePe PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles) Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy Working at PhonePe is a rewarding experience! Great people, a work environment that thrives on creativity, the opportunity to take on roles beyond a defined job description are just some of the reasons you should work with us. Read more about PhonePe on our blog. Life at PhonePe PhonePe in the news Show more Show less

Job Requirements Role/Job Title: Sales Manager - Gold Loan Function/ Department: Gold Loan Job Purpose The role entails the responsibility of generating gold loan business through different channels. It includes administering and training a team of Direct Selling Teams to expand gold loan business in that locality/branch. Roles & Responsibilities Ensuring Monthly Sales targets are meet with acquisition in NTB (New to Bank) and ETB (Existing to Bank) customers. Existing liability customers are pitched for gold loans. Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch. Fee Income should be Minimum 1% of total disbursals. Customer Follow ups to be done at regular intervals for timely renewal of cases to ensure Minimum renewal pending cases. Co-ordination with valuers to be done time to time basis. Ensure most of the customers are aligned to pay valuation charges as per product norms. Ensuring healthy collections with Nil First equated monthly instalment / First presentation Default and minimizing fresh flow in Bucket X. PSL (Priority sector lending) Tagging and should be aware about PSL norms. Helping branch liability team in Audits and ensuring proper communications to customer before any packet Opening. Conduct Marketing activities in the local market for generating NTB gold loan customers. Willingness to work extensively in the field and travel across the region on short notice. Carrying out ad-hoc activities as per the requirement of the department. Proficient in MS - Word /Excel and power point Personal drive and positive work ethic to deliver results within tight deadlines and in demanding situation. Education Qualification Graduation: Any Graduate Post-graduation: MBA. Experience: 2-5 year of experience in retail banking, preferably with exposure to lending products Show more Show less

Job Requirements Job Requirements Role/Job Title: Associate Customer Service Manager Function/Department: Rural Banking Job Purpose The role entails managing and scaling up the retail banking business for the branch managing operations and resources in the most cost efficient and technology effective manner. The role bearer would lead customer service and branch operations for a designated branch and be responsible for the daily branch upkeep. This role is the central custodian of all Rural Banking documents for the branch and provides operational support for Rural and semi urban Retail products. The role bearer is primarily accountable for ensuring seamless maintaining of customer life cycle, fulfilling customer requests and providing best-in class service. Responsibilities Roles & Responsibilities: Responsible for day-to-day operations and administration of the Branch, ensuring strict compliance with Bank's policies and procedures. Responsible for branch operations and service delivery to the customers of a designated branch in our rural network. Data entry of application forms, creation of customer IDs, accounts, etc. File / document checking including KYC checking, application forms and loan document verification. Handling cash and clearing transactions. Maintaining good audit rating for the branch. Work towards ensuring best in class service delivery at the branch for external and internal customers. Work as an effective business partner in strategizing and driving the implementation of critical operational and regulatory practices for the branch such as compliance, Lending operations and operational risk. Oversee quality initiatives across operations team for optimization of processes in order to improve TAT and upgradation of SLAs. Employ tools such as automation and digitization to increase process efficiency. Education Qualification Graduation: BA / BCom / BBA / BSc / BTech / BE or any other graduate Experience: 2 to 5 years of relevant experience in Banking or allied Business. Show more Show less

Job Requirements Job Requirements Job Title – Associate Relationship Manager-LAP Place of work - Rajasthan/Gujarat/Karnataka/Madhya Pradesh/Chhattisgarh/Odisha/Andhra Pradesh Business Unit - Rural Banking Function - Retail Assets Job Purpose The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to identify mortgage needs of customers and provide appropriate lending solutions ( Loan Against Property) . The role bearer is responsible for driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship to achieve larger organizational goals. Roles & Responsibilities Assess and evaluate the client needs and generate new sources of revenue by leveraging cross sell opportunities as per their lifestyle, risk profiling and requirements. Contribute to penetration of mortgage business in Rural markets through lead generations and account opening as per needs of customer Spearhead mapping of detailed household needs based on direct customer interactions Conduct end-user checks as specified post disbursal of loans while achieving monthly and annual group loan booking targets Achieve individual and branch sales goals through new business sales, referrals and retention of account relationship and maintain high collections efficiency Lead preparation of quality documentation of loans to ensure minimum queries / rejections from Operations / Credit teams Coordinate with operations officer to ensure timely and accurate data entry Ensure compliance as per the bank requirements Secondary Responsibilities Recommend process changes in order to improve service efficiency and quality across the branch network Provide support for implementation of livelihood advancement and community development initiatives. Key Success Metrics Customer Acquisition targets, Cross sell targets Educational Qualifications Graduate-Any-Full Time 12th- Any Experience 0-3 Years in NBFCs/Banking. Show more Show less

Job Requirements Job Requirements Role/Job Title: Associate Customer Service Manager Function/Department: Rural Banking Job Purpose The role entails managing and scaling up the retail banking business for the branch managing operations and resources in the most cost efficient and technology effective manner. The role bearer would lead customer service and branch operations for a designated branch and be responsible for the daily branch upkeep. This role is the central custodian of all Rural Banking documents for the branch and provides operational support for Rural and semi urban Retail products. The role bearer is primarily accountable for ensuring seamless maintaining of customer life cycle, fulfilling customer requests and providing best-in class service. Responsibilities Roles & Responsibilities: Responsible for day-to-day operations and administration of the Branch, ensuring strict compliance with Bank's policies and procedures. Responsible for branch operations and service delivery to the customers of a designated branch in our rural network. Data entry of application forms, creation of customer IDs, accounts, etc. File / document checking including KYC checking, application forms and loan document verification. Handling cash and clearing transactions. Maintaining good audit rating for the branch. Work towards ensuring best in class service delivery at the branch for external and internal customers. Work as an effective business partner in strategizing and driving the implementation of critical operational and regulatory practices for the branch such as compliance, Lending operations and operational risk. Oversee quality initiatives across operations team for optimization of processes in order to improve TAT and upgradation of SLAs. Employ tools such as automation and digitization to increase process efficiency. Education Qualification Graduation: BA / BCom / BBA / BSc / BTech / BE or any other graduate Experience: 2 to 5 years of relevant experience in Banking or allied Business. Show more Show less

Job Requirements Job Requirements Job Title – Associate Relationship Manager-LAP Place of work - Rajasthan/Gujarat/Karnataka/Madhya Pradesh/Chhattisgarh/Odisha/Andhra Pradesh Business Unit - Rural Banking Function - Retail Assets Job Purpose The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to identify mortgage needs of customers and provide appropriate lending solutions ( Loan Against Property) . The role bearer is responsible for driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship to achieve larger organizational goals. Roles & Responsibilities Assess and evaluate the client needs and generate new sources of revenue by leveraging cross sell opportunities as per their lifestyle, risk profiling and requirements. Contribute to penetration of mortgage business in Rural markets through lead generations and account opening as per needs of customer Spearhead mapping of detailed household needs based on direct customer interactions Conduct end-user checks as specified post disbursal of loans while achieving monthly and annual group loan booking targets Achieve individual and branch sales goals through new business sales, referrals and retention of account relationship and maintain high collections efficiency Lead preparation of quality documentation of loans to ensure minimum queries / rejections from Operations / Credit teams Coordinate with operations officer to ensure timely and accurate data entry Ensure compliance as per the bank requirements Secondary Responsibilities Recommend process changes in order to improve service efficiency and quality across the branch network Provide support for implementation of livelihood advancement and community development initiatives. Key Success Metrics Customer Acquisition targets, Cross sell targets Educational Qualifications Graduate-Any-Full Time 12th- Any Experience 0-3 Years in NBFCs/Banking. Show more Show less

Hands-on experience with configuring and solutioning products to meet business specific requirements, including parameter settings, workflow definitions, and data mapping. Experience in supporting multiple and complex programs across work-streams, setting priorities, managing and monitoring schedules, developing relevant tools and templates, communication frameworks and in engaging key internal, external stakeholders and subject matter experts. Project Management: Experience in agile methodologies, have led as Project Manager, Product Owner and Scrum Master roles within SAFe projects and helped build Agile Ways of working transformation programs for client IT organizations. Be responsible for delivering complex engagements for large, medium, and small-sized companies across the globe in the Banking/Financial Services sector. Be responsible for developing effective senior (CxO) relationships with clients and business development target organizations. Independently lead client CxO conversations, build proposals & solution approach, lead design thinking workshops and solution design, consulting engagements and the project teams. Contribute to account mining and relationship activities with value scan, health check diagnostics, benchmarking, opportunity assessment and presentation to clients. Provide strategic counsel to clients on industry trends, leveraging technological innovations to shape their vision and navigate complex stakeholder dynamics. Lead complex transformation projects through the full lifecycle of banking/financial services value chain. Effectively convey complex concepts and solutions in a simple, yet persuasive manner, demonstrating a thorough understanding of the underlying intricacies. Influence stakeholders and non-technical team members. Contribute to the profile and reputation of Finacle Consulting Group through firm-building, developing new capabilities, and offering development initiatives, thought leadership, whitepapers and conference speeches. Mentor a team of high performing consultants. Drive next generation banking thought leadership, contribute to building business strategy/value-led propositions, accelerated solution design capabilities for banking transformation engagements to deliver faster projects. Experience: 10-20 years, with at least 6+ years of top-tier consulting experience post MBA in Banking/Financial Services is preferable. An MBA from a top-tier institution. Proven experience of managing the domain track in at least 8 large transformation programs, overseeing the entire implementation lifecycle from inception to delivery. Experience in leading implementation projects with a consultative, pre-opinionated and business-focused approach. Extensive knowledge of banking concepts, including deposits, lending, and trade services, and proficiency in various computation methodologies across these functions. Strong understanding of financial theory and practice across banking functions, including formulas such as interest, amortization, scheduling, and their application in the end-to-end value chain. Comprehensive knowledge of how different banking business models operate, including product offerings, revenue streams, and customer service models. Experience in scenario-based configuration within banking systems and event-based modeling for business operations. Hands-on experience in banking processes, working with a leading bank(s) or banking product(s) company in a solution and transformation role. Proven expertise in business solutioning, functional fit-gap analysis, and business scenario modeling to ensure alignment of solutions with client requirements. Ability to develop and articulate compelling business cases and track key performance metrics that demonstrate clear value realization for clients. Experience in leading and facilitating functional workshops with stakeholders, ensuring effective functional dependency analysis. Experience in ASD (Accelerated Solution Design) methodologies using Finacle or similar products for smooth implementation of solutions. Show more Show less

Job Requirements Job Requirements Job Title – Associate Relationship Manager-LAP Place of work - Rajasthan/Gujarat/Karnataka/Madhya Pradesh/Chhattisgarh/Odisha/Andhra Pradesh Business Unit - Rural Banking Function - Retail Assets Job Purpose The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to identify mortgage needs of customers and provide appropriate lending solutions ( Loan Against Property) . The role bearer is responsible for driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship to achieve larger organizational goals. Roles & Responsibilities Assess and evaluate the client needs and generate new sources of revenue by leveraging cross sell opportunities as per their lifestyle, risk profiling and requirements. Contribute to penetration of mortgage business in Rural markets through lead generations and account opening as per needs of customer Spearhead mapping of detailed household needs based on direct customer interactions Conduct end-user checks as specified post disbursal of loans while achieving monthly and annual group loan booking targets Achieve individual and branch sales goals through new business sales, referrals and retention of account relationship and maintain high collections efficiency Lead preparation of quality documentation of loans to ensure minimum queries / rejections from Operations / Credit teams Coordinate with operations officer to ensure timely and accurate data entry Ensure compliance as per the bank requirements Secondary Responsibilities Recommend process changes in order to improve service efficiency and quality across the branch network Provide support for implementation of livelihood advancement and community development initiatives. Key Success Metrics Customer Acquisition targets, Cross sell targets Educational Qualifications Graduate-Any-Full Time 12th- Any Experience 0-3 Years in NBFCs/Banking. Show more Show less

Job Requirements Role/ Job Title: Sales Manager- 2 Wheeler Loan Function/ Department: 2 Wheeler Loan Job Purpose The role entails scaling up the business for the Two-wheeler lending for a designated area by delivering banking needs to the customers in the most cost efficient and technology effective manner. Role will closely collaborate with Retail team - Product Head, Operations, Sales, Information Technology, Credit, Business Intelligence Unit for same. This role encapsulates the responsibility of providing a seamless and fulfilling customer experience and ensuring IDFC First becomes the primary bank for all banking needs. Roles & Responsibilities Acquisition of 2 Wheeler Loan customers in the identified segment Meet and exceed the defined targets of new customer acquisitions month on month by analyzing transaction banking needs of the customer. Provide regular feedback to RM on opportunities and customer needs. Ensure adherence to selling norms and SOPs defined by the organization Ensure strict compliance with internal guidelines and external regulations Ensure quality sourcing in line with the Bank's policy Education Qualification Graduation: Any Graduate Post-graduation: MBA Show more Show less

About Tala Tala is on a mission to unleash the economic power of the Global Majority – the 4 billion people overlooked by existing financial systems. With nearly half a billion dollars raised from equity and debt, we are serving millions of customers across three continents. Tala has been named by the Fortune Impact 20 list, CNBC ’s Disruptor 50 five years in a row, CNBC ’s World's Top Fintech Company, Forbes’ Fintech 50 list for eight years running, and Chief's The New Era of Leadership Award. We are expanding across product offerings, countries and crypto and are looking for people who have an entrepreneurial spirit and are passionate about our m ission. By creating a unique platform that enables lending and other financial services around the globe, people in emerging markets are able to start and expand small businesses, manage day-to-day needs, and pursue their financial goals with confidence. Currently, over nine million people across Kenya, the Philippines, Mexico, and India have used Tala products. Due to our global team, we have a remote-first approach, and also have offices in Santa Monica, CA (HQ); Nairobi, Kenya; Mexico City, Mexico; Manila, the Philippines; and Bangalore, India. Most Talazens join us because they connect with our mission. If you are energized by the impact you can make at Tala, we’d love to hear from you! The Role We're seeking a visionary Lead Cloud Infrastructure Engineer to spearhead technological innovation and revolutionise our DevOps landscape. You will bring world class cloud-native infrastructure & automation expertise to implement solutions for deployment, monitoring & remediation in an automated fashion. What You'll Do Provide technical leadership to the team in driving automation of infrastructure & platform services in Public Clouds (AWS, GCP, and Azure) using Terraform and Ansible Architect new solutions with development for infra & platform Design and manage Continuous deployment using Kubernetes, ArgoCD and Jenkins Monitor applications and services within the environments & be part of the on-call rotation to resolve issues and implement strategies to prevent future occurrences Set up intelligent application performance alerts in Datadog and ElasticSearch to find and fix issues before they impact business services and end-users Learn about technologies outside of your realm of expertise that help drive What You'll Need Understanding of how cloud-based web applications work and interest in measuring, analyzing, and improving distributed systems B.S. Degree in Computer Science or related field or equivalent combination of professional development training and experience 6 - 8 years of previous experience deploying and automating infrastructure in public cloud environments, using Infrastructure as Code such as Terraform or Ansible In-depth hands-on experience with at least one public Cloud platform (AWS or GCP) Prior experience as a technical lead working closely with Product, Engineering and SecOps on shift-left strategies, CI/CD tools and solutions needed Experience with Docker and Kubernetes in production Experience with Continuous Deployment tools such as Jenkins or ArgoCD Experience with Logging and Monitoring tools for SaaS such as Sumo, Splunk, Datadog etc Excellent verbal and written communication skills and ability to document and explain technical details and concepts clearly and concisely Flexibility to pitch in where needed across program and team Strong influence and teamwork skills; sound problem resolution, judgment, negotiating, and decision-making skills Experience working effectively with global teams in multiple time zones Our vision is to build a new financial ecosystem where everyone can participate on equal footing and access the tools they need to be financially healthy. We strongly believe that inclusion fosters innovation and we’re proud to have a diverse global team that represents a multitude of backgrounds, cultures, and experience. We hire talented people regardless of race, religion, color, national origin, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status. Show more Show less

JOB_POSTING-3-71020 Job Description Role Title: AVP API Engineer III - Credit (L10) Company Overview Synchrony (NYSE: SYF) is a premier consumer financial services company delivering one of the industry’s most complete digitally enabled product suites. Our experience, expertise and scale encompass a broad spectrum of industries including digital, health and wellness, retail, telecommunications, home, auto, outdoors, pet and more. We have recently been ranked #2 among India’s Best Companies to Work for by Great Place to Work. We were among the Top 50 India’s Best Workplaces in Building a Culture of Innovation by All by GPTW and Top 25 among Best Workplaces in BFSI by GPTW. We have also been recognized by AmbitionBox Employee Choice Awards among the Top 20 Mid-Sized Companies, ranked #3 among Top Rated Companies for Women, and Top-Rated Financial Services Companies. Synchrony celebrates ~51% women talent We offer Flexibility and Choice for all employees and provide best-in-class employee benefits and programs that cater to work-life integration and overall well-being We provide career advancement and upskilling opportunities for all to take up leadership roles Organization Overview Synchrony's Engineering Team is a dynamic and innovative team dedicated to driving technological excellence. As a member of this Team, you'll play a pivotal role in designing and developing cutting-edge tech stack and solutions that redefine industry standards. The Credit Card that we use every day to purchase our essentials and later settle the bills - A simple process that we all are used to on a day-to-day basis. Now, consider the vast complexity hidden behind this seemingly simple process, operating tirelessly for millions of cardholders. The sheer volume of data processed is mind-boggling. Fortunately, advanced technology stands ready to automate and manage this constant torrent of information, ensuring smooth transactions around the clock, 365 days a year. Our collaborative environment encourages creative problem-solving and fosters career growth. Join us to work on diverse projects, from fintech to data analytics, and contribute to shaping the future of technology. If you're passionate about engineering and innovation, Synchrony's Engineering Team is the place to be Role Summary/Purpose The Assistant Vice President - API Engineer III, craves working in a hands-on system design and architecture environment and leads by example to make sure time sensitive projects get done on time and to specifications. To be successful in this role will require deep expertise in payment card processing industry, and experience with event-driven architecture, microservice architecture, and cloud technologies. The ability to influence and lead a team are musts. This AVP will lead the development and support of Credit Card processing platforms by creating and developing thoughtful solutions that avoid software defects and maintain operational excellence. In short, you would be one of our technical experts and team leaders. This position is remote, where you have the option to work from home. On occasion we may request for you to commute to our nearest office for in person engagement activities such as team meetings, training, and culture events. To ensure the safety of our colleagues and communities, we require employees who come together in-person to be fully vaccinated. We’re proud to offer you choice and flexibility. Essential Responsibilities Must have a solid understanding of Credit Card processing platform. Researches and recommends alternative actions for problem resolution Influence and collaborate with software developers, product owners, application architects, and customer application experts to create amazing apps Mentor and influence all levels of the team: in this role, you will have the opportunity to influence up and down the chain of command Ensure compliance with architecture, security and technology standards set by Synchrony Assist in crafting and maintaining the future state technology architectural strategy, along with our application modernization and migration roadmap Participate in Agile scrums consisting of cross-functional teams Lead Agile sprints as the technical expert, including sprint planning, daily standups, backlog grooming sessions, and sprint reviews Ensure application code quality through development, test, and QA Participate in addressing root cause analyses, incident reports and provide direction in problem resolution Ability to analyze production defects, troubleshoot systems, identify root cause, and implement fixes Passionate about the latest technologies, open-source projects and languages Provide 24x7 on-call support periodically throughout the year Identify ways to increase efficiency and improve system performance Work with third party vendors to develop software and/or integrate their software into the company's products Perform other duties and/or special projects as assigned Qualifications/Requirements. Bachelor’s degree and a minimum 7 years of experience with software engineering OR, in lieu of degree 9 years of experience with software engineering. 5+ years of applied Java experience 5+ years of hands-on experience in Credit Card Acquisition platform with ample knowledge in credit card application processing and decisioning systems. Critical Thinking, creativity and problem-solving skills. Strong analytical and problem-solving skills. Excellence in technical communication with technical and non-technical peers. Desired Characteristics Strong working knowledge of the Financial Industry and Consumer Lending Experience in designing and developing applications using microservices architecture and cloud based technologies Experience C++, Java, Kafka, DevOps and Agile based Development Experience with database architecture, data modeling and familiarity with MySQL & SQL Familiarity with JSON, REST and XML based web services Excellence in technical communication with technical and non-technical peers Experience with writing unit, and integration test cases for high availability Eligibility Criteria Bachelor’s degree and a minimum 7 years of experience with software engineering OR, in lieu of degree 9 years of experience with software engineering. Work Timings : 2PM - 11PM IST This role qualifies for Enhanced Flexibility and Choice offered in Synchrony India and will require the incumbent to be available between 06:00 AM Eastern Time – 11:30 AM Eastern Time (timings are anchored to US Eastern hours and will adjust twice a year locally). This window is for meetings with India and US teams. The remaining hours will be flexible for the employee to choose. Exceptions may apply periodically due to business needs. Please discuss this with the hiring manager for more details. For Internal Applicants Understand the criteria or mandatory skills required for the role, before applying Inform your manager and HRM before applying for any role on Workday Ensure that your professional profile is updated (fields such as education, prior experience, other skills) and it is mandatory to upload your updated resume (Word or PDF format) Must not be any corrective action plan (First Formal/Final Formal, LPP) L8+ Employees who have completed 18 months in the organization and 12 months in current role and level are only eligible. L08+ Employees can apply Grade/Level: 10 Job Family Group Information Technology Show more Show less

Job Requirements Role / Job Title: Branch Sales Manager- Affordable Home Loans (MBL) Function/Department: Sales Job Purpose The role entails scaling up and growing the customer base for the branch. It also entails developing constructive relationships with customers and working closely with them to boost volume of business across geographies by establishing a strong foundation with them as their financial partner of choice. This role encapsulates the responsibility of customer sourcing and acquisitions and building strong relationships with key dealers and strategic partners to help in client sourcing and acquisition. This is a critical branch level role that directly impacts the revenue and P&L for the branch. Responsibilities Roles & Responsibilities: Acquisition of Home loan customers in the identified segment and reference generation from the specified catchment area. Grow the asset under management base for home loan lending solutions and ensure that the overall revenue, cost, profitability, and portfolio quality targets are met. Collaborate with the product team to ensure that the customers are offered the best-in-class solutions funding or multi-funding requirements, and key direct sales team are appropriately incentivized. Target and Manpower planning for the region. Ensure recruitment and training of manpower – Branch Sales Managers/BCM/BOM Will be responsible for meeting disbursements targets month on month. Secondary Responsibilities Meeting business target including Fee income and cross sell. Monitoring and mentoring the team and creating career path for team. Keeping a regular track of competition and reporting new products / market developments to upstream. Managing the early Mob X bucket collection and overall portfolio management. Managing internal and external audit compliance. Managerial Responsibilities Identifying business areas/ Sourcing segment with high potential and execute penetration strategies. Tracking and improving branch profitability and portfolio quality. Education Qualification Graduation: Any graduate Experience: 2 - 5 years of total experience. Show more Show less

Job Requirements Role / Job Title: Branch Sales Manager- Affordable Home Loans (MBL) Function/Department: Sales Job Purpose The role entails scaling up and growing the customer base for the branch. It also entails developing constructive relationships with customers and working closely with them to boost volume of business across geographies by establishing a strong foundation with them as their financial partner of choice. This role encapsulates the responsibility of customer sourcing and acquisitions and building strong relationships with key dealers and strategic partners to help in client sourcing and acquisition. This is a critical branch level role that directly impacts the revenue and P&L for the branch. Responsibilities Roles & Responsibilities: Acquisition of Home loan customers in the identified segment and reference generation from the specified catchment area. Grow the asset under management base for home loan lending solutions and ensure that the overall revenue, cost, profitability, and portfolio quality targets are met. Collaborate with the product team to ensure that the customers are offered the best-in-class solutions funding or multi-funding requirements, and key direct sales team are appropriately incentivized. Target and Manpower planning for the region. Ensure recruitment and training of manpower – Branch Sales Managers/BCM/BOM Will be responsible for meeting disbursements targets month on month. Secondary Responsibilities Meeting business target including Fee income and cross sell. Monitoring and mentoring the team and creating career path for team. Keeping a regular track of competition and reporting new products / market developments to upstream. Managing the early Mob X bucket collection and overall portfolio management. Managing internal and external audit compliance. Managerial Responsibilities Identifying business areas/ Sourcing segment with high potential and execute penetration strategies. Tracking and improving branch profitability and portfolio quality. Education Qualification Graduation: Any graduate Experience: 2 - 5 years of total experience. Show more Show less

The Role Dealogic Loans provides a robust platform for managing and analyzing global loan data. Our tools deliver real-time insights into primary and secondary loan transactions, enabling financial professionals to make informed decisions. Focusing on accuracy and current data, we help clients navigate the lending market, identify opportunities, and optimize their loan portfolios effectively. Key Responsibilities Gain a good understanding of loan deal criteria to analyze and determine whether specific transactions meet the database inclusion standards. Capture and manage different types of loan financing, including LBOs, acquisitions, and refinancing, ensuring accurate data entry. Work on bank, legal advisory, and direct lender claims to identify missing deals in the database and credit their deal teams correctly, resulting in the successful publication of the Loans rankings. Regularly update secondary market pricing by checking secondary market websites and mapping the pricing to relevant loan deals. Comprehend and interpret loan terms and conditions, updating the loan database to maintain data integrity throughout the loan lifecycle. Verify and validate loan data from various sources for consistency, accuracy, and completeness. Cooperate with senior team members and the manager while working on projects, adhering to daily tasks to keep management updated on the current status of the projects. Skills, Experience, And Qualifications Familiarity with the syndicated loans market and understanding of secondary market pricing mechanisms. Knowledge of different kinds of M&A, Debt financing, Leverage and Investment Grade Excellent research and interpretation skills, with the ability to analyze and synthesize complex loan data. Ability to thrive under pressure and meet tight deadlines in a fast-paced environment. Detail-oriented approach to maintaining data accuracy and integrity. Strong analytical and problem-solving skills. Proficiency in Microsoft Office software, particularly Excel, for effective data management, reporting, and analysis. Ability to work both independently and collaboratively within a team. Effective decision-making and judgment capabilities About US We’re a diverse group of visionary innovators who provide trading and workflow automation software, high-value analytics, and strategic consulting to corporations, central banks, financial institutions, and governments. More than 40% of the world’s largest companies use our solutions. Founded in 1999, we’ve achieved tremendous growth by bringing together some of the best and most successful financial technology companies in the world. Over 2,000 of the world’s leading corporations, including 50% of the Fortune 500 and 30% of the world’s central banks, trust ION solutions to manage their cash, in-house banking, commodity supply chain, trading and risk. Over 800 of the world’s leading banks and broker-dealers use our electronic trading platforms to operate the world’s financial market infrastructure.With 10,000 employees and offices in more than 40 cities around the globe, ION is a rapidly expanding and dynamic group. Within ION Analytics we help clients find advantage in a world of information overload and fragmented systems. Our business information solutions blend expert journalism and analytics with data to help banks, advisors, investors, law firms and corporations find opportunities in markets ranging from equities and fixed income to infrastructure and private equity. On our platform clients can break through silos to originate opportunities, find buyers, and use resources efficiently, and our advanced workflow automation tools cut through the noise to deliver personalized, targeted information that saves time and effort, and drives better decisions. ION is a rapidly expanding and dynamic group with 13,000 employees and offices in more than 40 cities around the globe, Our ever-expanding global footprint, cutting edge products, and over 40,000 customers worldwide provide an unparalleled career experience for those who share our vision. Show more Show less

Job Requirements Job Requirements Job Title – Associate Relationship Manager-LAP Place of work - Rajasthan/Gujarat/Karnataka/Madhya Pradesh/Chhattisgarh/Odisha/Andhra Pradesh Business Unit - Rural Banking Function - Retail Assets Job Purpose The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to identify mortgage needs of customers and provide appropriate lending solutions ( Loan Against Property) . The role bearer is responsible for driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship to achieve larger organizational goals. Roles & Responsibilities Assess and evaluate the client needs and generate new sources of revenue by leveraging cross sell opportunities as per their lifestyle, risk profiling and requirements. Contribute to penetration of mortgage business in Rural markets through lead generations and account opening as per needs of customer Spearhead mapping of detailed household needs based on direct customer interactions Conduct end-user checks as specified post disbursal of loans while achieving monthly and annual group loan booking targets Achieve individual and branch sales goals through new business sales, referrals and retention of account relationship and maintain high collections efficiency Lead preparation of quality documentation of loans to ensure minimum queries / rejections from Operations / Credit teams Coordinate with operations officer to ensure timely and accurate data entry Ensure compliance as per the bank requirements Secondary Responsibilities Recommend process changes in order to improve service efficiency and quality across the branch network Provide support for implementation of livelihood advancement and community development initiatives. Key Success Metrics Customer Acquisition targets, Cross sell targets Educational Qualifications Graduate-Any-Full Time 12th- Any Experience 0-3 Years in NBFCs/Banking. Show more Show less