Nomura Overview: Nomura is a global financial services group with an integrated network spanning approximately 30 countries and regions. By connecting markets East & West, Nomura services the needs of individuals, institutions, corporates and governments through its three business divisions: Wealth Management, Investment Management, and Wholesale (Global Markets and Investment Banking). Founded in 1925, the firm is built on a tradition of disciplined entrepreneurship, serving clients with creative solutions and considered thought leadership. For further information about Nomura, visit www.nomura.com. Nomura Services, India supports the group’s global businesses. With world-class capabilities in trading support, research, information technology, financial control, operations, risk management and legal support, the firm plays a key role in facilitating the group’s global operations. At Nomura, creating an inclusive workplace is a priority. Our approach to inclusion encompasses a variety of initiatives, including sensitization campaigns, implementing conducive policies & programs, providing infrastructure support and engaging in community events. Over time, we have made meaningful progress in these areas, and this commitment has been well-recognized across the industry. We are proud recipients of the prestigious Top 10 Employers award by the India Workplace Equality Index (IWEI), IWEI Gold Employer of Choice awards, India CSR Leadership Award 2024 for Holistic Village Development Program and the YUVA Unstoppable Changemaker Awards. Division Overview: Global Markets Division in Powai, the front-office team, delivers pricing, modelling and risk management expertise to the Global Markets business. Founded as a center of excellence, the group leads the way in price discovery and portfolio optimization techniques and is integral to the business’ aggressive revenue targets. The team is playing an integral role in structuring, pricing, risk management and new idea generation. Global Markets Division comprises of the following teams: Structuring, Quantitative Investment Strategies, IWM, Securitized Products, BRM trading and GM Front Office Risk Business Overview Nomura’s Securitized products team provides clients with a range of service including flow trading liquidity, financing, bespoke solutions, in-depth market analysis, and unrivalled analytics. The team in Mumbai works with counterpart teams in EMEA and US. As a member of the team, you will be responsible for analysis, conducting research, to help our desk. The team assists in identifying and valuing bond-specific opportunities in the Securitization market. The Mumbai team also prepares reports/presentations on the various macroeconomic and regulatory themes that impact the market thereby providing an evolution of the desk’s views regarding the same. Team is looking for a data analyst to assist with deal setup in our firm-wide collateral management system (ProMerit) across multiple asset classes Role & Responsibilities: Work closely with Asset Management and Global Middle Office to perform customer and deal structure setup, configuration and maintenance in ProMerit, including: Lending account structure with pricing, billing, invoicing Account rules setup Collateral group rule for limits and eligibility Collateral valuation rules for borrowing base calculations Collateral pledge rule for feeding account balance to ledger Dataset to map client’s funding tape to standardized fields to normalize data for downstream processing and reporting Edit check setup for data integrity and validation Perform on-going maintenance of customer and deal setup to ensure it is up to date with the latest legal documents Produce regular and ad-hoc reports for senior management Collaborate with IT application support team on system enhancements, issue resolution, software upgrades, etc. Work with Asset Management to prepare collateral data for monthly pricing exercise Self-starter and ability to multi-task under pressure and meet various deadlines. Strong team player and a quick learner. Mind Set: Prior experience in US or EU Securitization market covering ABS/RMBS/CMBS sectors Strong understanding of financial markets and investment concepts Strong analytical and problem-solving skills Excellent communication and collaboration skills Creative problem solver; works well in a team Knowledge of Database SQL including skills including queries and stored procedures Knowledge of Python/R Knowledge of Tableau or similar visual analytics platform is a plus General Competencies Fast learner and Enthusiastic to learn about Securitized Products Ability to work independently and as part of a team Self-motivated and proactive with a positive attitude and strong work ethic Able to prioritize the workload and use time efficiently Demonstrated experience in handling large datasets including data cleansing, data ingestion, validation and normalization. Strong data presentation and visualization skills Show more Show less

JOB_POSTING-3-71212-2 Job Description: Role Title: VP, Acquisition Strategy Implementation Lead (L12) Company Overview: Synchrony (NYSE: SYF) is a premier consumer financial services company delivering one of the industry’s most complete digitally enabled product suites. Our experience, expertise and scale encompass a broad spectrum of industries including digital, health and wellness, retail, telecommunications, home, auto, outdoors, pet and more. We have recently been ranked #2 among India’s Best Companies to Work for by Great Place to Work. We were among the Top 50 India’s Best Workplaces in Building a Culture of Innovation by All by GPTW and Top 25 among Best Workplaces in BFSI by GPTW. We have also been recognized by AmbitionBox Employee Choice Awards among the Top 20 Mid-Sized Companies, ranked #3 among Top Rated Companies for Women, and Top-Rated Financial Services Companies. Synchrony celebrates ~52% women diversity, 105+ people with disabilities, and ~50 veterans and veteran family members. We offer Flexibility and Choice for all employees and provide best-in-class employee benefits and programs that cater to work-life integration and overall well-being. We provide career advancement and upskilling opportunities, focusing on Advancing Diverse Talent to take up leadership roles. Organizational Overview: Credit Team decisions credit actions across the lifecycle of a customer – from acquisition to account management to collections and recover – we work towards managing credit and fraud losses and elevating customer experience through powerful and proprietary insights on customer risk and credit behaviors. The actionable insights are driven by access to numerous alternative data sources, new age technologies, focused strategies, emerging algorithms, and predictive precision. Spread across 10 pillars the credit team in India caters to the entire gamut of decision sciences, from data management to model development to strategy design, and bringing it all to life through technology, and managing within the guardrails of our regulatory requirements. As part of the team, you will have access to some unique product propositions, functional and leadership training, interaction with executive leadership team and a myriad of diverse perspectives. Role Summary/Purpose: As a Vice President, Acquisition Strategy Implementation Lead, you will have the opportunity to work on major business initiatives that contribute to SYF’s growth and productivity objectives. In this role, you will lead various credit acquisition infrastructure/implementation/testing initiatives to control the credit and fraud losses at acquisition stage for the business. The role is responsible for providing thought leadership, people management for a team of 16 members, and will have an opportunity to work on major business initiatives that contribute to SYF’s growth and productivity objectives. A successful candidate will directly work with business (IT, strategy teams, portfolio credit managers, adjacent implementation teams etc.,) in catering to end-to-end implementation infrastructure needs. This is a strategic role in India and needs very close collaboration with India Implementation leads to draw synergies across various portfolio/functions. The role will need strong understanding of change management for prioritization of work Key Responsibilities: Responsible to lead Acquisition Strategy Implementation team (FICO DMP, Open L, Experian Power Curve /TRAID which includes responsibility for: Implementation of changes catering to incoming applications through multiple acquisition channels, acquisitions fraud strategy implementation, platform upgrades (vendor/business/IT liaison, environment setup, test execution. signoff), including changes to the decision engines(coding, testing, and validating all application changes)Lead or support critical infrastructure projects. Lead the Implementation team and Validation Team, and responsibility for: Scoping, Code Development, Deployment of strategy implementation changes, including post implementation validations/checkpoints. Leading and approving implementation design solutions (Design Reviews, Develop Scripting, Logic design recommendations for code development). Leading team to provide Level of Effort for scoping and scheduling Partnering with acquisition strategy team, technology teams, business owners and process owners to determine strategy implementation requirements and develop / ensure streamlined approaches to coding, unit testing and queuing process. Partnering with process owners in establishing procedures and requirements to ensure accurate and timely delivery with regulatory and compliance, internal audit mandates/standards. Strong understanding of US regulatory environment, constant auditing, monitoring, consulting and enhancing to water proof the process. Ensure regulatory, compliance and Synchrony internal audit mandates are followed in the strategy implementation process. Assurance of six sigma rigor in strategy development, implementation, and monitoring. Develop and support Best-in-class analytic solutions, Complete audits of scorecard revisions and new strategy implementations Ensure design, test, implementation, and validation processes are reliable, sustainable, repeatable, and auditable. Ensure team has documented procedures/processes/job aids, robust change control, separate development and validation resources, and proper automation/code documentation & controls. Support regulatory exams, internal audits and second line of defense reviews as required Hire, train, develop, manage, and retain resources. Lead selection of development methodologies, processes, tools, and infrastructure Lead Automation effort, projects to ensure successful implementation. Provide thought leadership in various initiatives/projects(linked to People, Process, Product) and share best practices. Appropriate management of time and resources for efficacy Lead and Create synergies between stakeholders, Prism Product Managers and Product owners for transition, thought leadership and ideations Own complete life cycle of all the change tickets including strategy change tickets an Run board change tickets and provide timely updates to the stakeholders, when needed. Be a single point of contact for all Strategy implementation changes to all stakeholders Required Skills/Knowledge: Bachelor’s degree with 10+ years of credit experience (development in platform experience), or in lieu of a degree, 12+ years of credit experience (development in platform experience). Strong Technical abilities and hands on experience strategy implementation platforms viz FICO DMP, Open L, Strategy Design Studio 3+ years data warehouse experience, 2+ years of project & people management experience, 5+ years design, test and control experience within environments that process large amounts of data Minimum 1 year of experience using SAS, SQL & Unix, Mainframe, VBA, Excel Experience managing a team to accomplish a set of goals. Demonstrated ability to effectively communicate and present business results to management Demonstrated project management experience with extreme attention to detail, report accuracy, data integrity, and team focus Strong interpersonal and communication skills, including the ability to work effectively with a wide range of end users Ability to work under pressure, meet deadlines, and manage project details while balancing multiple priorities Desired Skills/Knowledge: MBA/MSc in analytical field. Advance SAS/SQL, COBOL, JCL, Java, C, C++ programming capability/proficiency Credit card or unsecured consumer lending experience Understanding of financial analysis (i.e., profit calculations, ROI, and cost/benefit analysis) Demonstrated ability to build and lead high performing teams Eligibility Criteria: Bachelor’s degree with 10+ years of credit experience (development in platform experience), or in lieu of a degree, 12+ years of credit experience (development in platform experience). Work Timings: This role qualifies for Enhanced Flexibility and Choice offered in Synchrony India and will require the incumbent to be available between 06:00 AM Eastern Time – 11:30 AM Eastern Time (timings are anchored to US Eastern hours and will adjust twice a year locally). This window is for meetings with India and US teams. The remaining hours will be flexible for the employee to choose. Exceptions may apply periodically due to business needs. Please discuss this with the hiring manager for more details. For Internal Applicants: Understand the criteria or mandatory skills required for the role, before applying Inform your manager and HRM before applying for any role on Workday Ensure that your professional profile is updated (fields such as education, prior experience, other skills) and it is mandatory to upload your updated resume (Word or PDF format) Must not be any corrective action plan (First Formal/Final Formal, PIP) L10+ Employees who have completed 18 months in the organization and 12 months in current role and level are only eligible. L10+ Employees can apply Grade/Level: 12 Job Family Group: Credit Job Family Group: Credit Show more Show less

Position Overview Job Title- Software Development Engineer, AS Location- Bangalore, India Role Description This role is for Software Development Engineer responsible for developing and unit testing software applications. The candidate is expected to work closely with Team Leads or Software Development Managers and other key stake holders to ensure good quality, maintainable, scalable and high performing software applications are delivered to users. Candidate/Application should be coming from a strong technological background. Should be hands on and be able to work independently requiring minimal technical/tool guidance. Should be able to technically guide and mentor junior resources in the team. Work closely with team members to design and develop software. Should have good communication skill and strong positive outlook. Knowledge of LoanIQ/Lending domain will be an advantage. What We’ll Offer You As part of our flexible scheme, here are just some of the benefits that you’ll enjoy Best in class leave policy Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Your Key Responsibilities Software Development: Demonstrably solid software engineering skills. As part of a high-performing development team, design and deliver highly functional, robust and scalable code. You will be responsible for participating in the full agile application development life to support overall project objectives Leverage design patterns, test driven development (TDD) and behavior driven development (BDD) to build software that is reliable and easy to support in production Experience of working in a team development environment as well as globally distributed project team Hands-on experience of Microservices development and cloud technologies would be added advantage Work closely with Functional Analysis and Quality Assurance teams Must be adaptable to different responsibilities, and possess strong communications skills in order to work effectively with team members and stakeholders Provides Release Deployments on non-Production Management controlled environments Captures Build and Deployment notes, develops Software Product Deployment & Operating Instructions Manages maintenance of applications and performs technical change requests scheduled according to Release Management processes Fixes software defects/bugs Measures and analyses code for quality Collaborates with Functional Analysts and QA to complete work, as required. Provides Level 3 support Contributes to root cause/problem analysis and solution brainstorming Create required documentation for the project. Shall be ready to learn new Java technologies as per the project requirements Your Skills And Experience Technical Skills: Full stack Java developer Very good practical experience of Event Driven Architecture application is a plus Hands-on Experience in design, architecture, source code management, continuous build, continuous integration technologies, TDD, performance improvement and profiling tools Good understanding of web technologies, frameworks and tools, for example: HTML, CSS, Javascript, Angular, Bootstrap, React, D3, Node.js Experience with CI/CD using Jenkins is a plus. Hands on experience in messaging technologies like - JMS, IBM MQ, Solace, Kafka is a plus Experience with Docker, Kubernetes, OpenShift, and Google Cloud Platform is a plus OS: Unix, Windows Database: Oracle (preferred), DB2 Languages and Frameworks: Java, Spring Boot, Event Driven Architecture, React JS/Angular JS, J2EE, Mybatis, Hibernate, Junit Tools: GIT, Eclipse/IntelliJ, Maven, Ant, Linux/Unix shell scripting, JMS/MQ Other (Plus/Advantage): Knowledge of Loan IQ product and data model Knowledge or past experience of C++ but not mandatory Key Attributes: Ability to write high quality code Ability to solve business or production problems Strong analytical skills Excellent team player Keeps pace with technical innovation Bachelor’s Degree from an accredited college or university with a concentration in Computer Science or equivalent Experience and Education: 6 to 11 years of relevant work experience Investment Banking experience will be advantage How We’ll Support You Training and development to help you excel in your career Coaching and support from experts in your team A culture of continuous learning to aid progression A range of flexible benefits that you can tailor to suit your needs About Us And Our Teams Please visit our company website for further information: https://www.db.com/company/company.htm We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment. Show more Show less

JOB_POSTING-3-71212-1 Job Description: Role Title: VP, Acquisition Strategy Implementation Lead (L12) Company Overview: Synchrony (NYSE: SYF) is a premier consumer financial services company delivering one of the industry’s most complete digitally enabled product suites. Our experience, expertise and scale encompass a broad spectrum of industries including digital, health and wellness, retail, telecommunications, home, auto, outdoors, pet and more. We have recently been ranked #2 among India’s Best Companies to Work for by Great Place to Work. We were among the Top 50 India’s Best Workplaces in Building a Culture of Innovation by All by GPTW and Top 25 among Best Workplaces in BFSI by GPTW. We have also been recognized by AmbitionBox Employee Choice Awards among the Top 20 Mid-Sized Companies, ranked #3 among Top Rated Companies for Women, and Top-Rated Financial Services Companies. Synchrony celebrates ~52% women diversity, 105+ people with disabilities, and ~50 veterans and veteran family members. We offer Flexibility and Choice for all employees and provide best-in-class employee benefits and programs that cater to work-life integration and overall well-being. We provide career advancement and upskilling opportunities, focusing on Advancing Diverse Talent to take up leadership roles. Organizational Overview: Credit Team decisions credit actions across the lifecycle of a customer – from acquisition to account management to collections and recover – we work towards managing credit and fraud losses and elevating customer experience through powerful and proprietary insights on customer risk and credit behaviors. The actionable insights are driven by access to numerous alternative data sources, new age technologies, focused strategies, emerging algorithms, and predictive precision. Spread across 10 pillars the credit team in India caters to the entire gamut of decision sciences, from data management to model development to strategy design, and bringing it all to life through technology, and managing within the guardrails of our regulatory requirements. As part of the team, you will have access to some unique product propositions, functional and leadership training, interaction with executive leadership team and a myriad of diverse perspectives. Role Summary/Purpose: As a Vice President, Acquisition Strategy Implementation Lead, you will have the opportunity to work on major business initiatives that contribute to SYF’s growth and productivity objectives. In this role, you will lead various credit acquisition infrastructure/implementation/testing initiatives to control the credit and fraud losses at acquisition stage for the business. The role is responsible for providing thought leadership, people management for a team of 16 members, and will have an opportunity to work on major business initiatives that contribute to SYF’s growth and productivity objectives. A successful candidate will directly work with business (IT, strategy teams, portfolio credit managers, adjacent implementation teams etc.,) in catering to end-to-end implementation infrastructure needs. This is a strategic role in India and needs very close collaboration with India Implementation leads to draw synergies across various portfolio/functions. The role will need strong understanding of change management for prioritization of work Key Responsibilities: Responsible to lead Acquisition Strategy Implementation team (FICO DMP, Open L, Experian Power Curve /TRAID which includes responsibility for: Implementation of changes catering to incoming applications through multiple acquisition channels, acquisitions fraud strategy implementation, platform upgrades (vendor/business/IT liaison, environment setup, test execution. signoff), including changes to the decision engines(coding, testing, and validating all application changes)Lead or support critical infrastructure projects. Lead the Implementation team and Validation Team, and responsibility for: Scoping, Code Development, Deployment of strategy implementation changes, including post implementation validations/checkpoints. Leading and approving implementation design solutions (Design Reviews, Develop Scripting, Logic design recommendations for code development). Leading team to provide Level of Effort for scoping and scheduling Partnering with acquisition strategy team, technology teams, business owners and process owners to determine strategy implementation requirements and develop / ensure streamlined approaches to coding, unit testing and queuing process. Partnering with process owners in establishing procedures and requirements to ensure accurate and timely delivery with regulatory and compliance, internal audit mandates/standards. Strong understanding of US regulatory environment, constant auditing, monitoring, consulting and enhancing to water proof the process. Ensure regulatory, compliance and Synchrony internal audit mandates are followed in the strategy implementation process. Assurance of six sigma rigor in strategy development, implementation, and monitoring. Develop and support Best-in-class analytic solutions, Complete audits of scorecard revisions and new strategy implementations Ensure design, test, implementation, and validation processes are reliable, sustainable, repeatable, and auditable. Ensure team has documented procedures/processes/job aids, robust change control, separate development and validation resources, and proper automation/code documentation & controls. Support regulatory exams, internal audits and second line of defense reviews as required Hire, train, develop, manage, and retain resources. Lead selection of development methodologies, processes, tools, and infrastructure Lead Automation effort, projects to ensure successful implementation. Provide thought leadership in various initiatives/projects(linked to People, Process, Product) and share best practices. Appropriate management of time and resources for efficacy Lead and Create synergies between stakeholders, Prism Product Managers and Product owners for transition, thought leadership and ideations Own complete life cycle of all the change tickets including strategy change tickets an Run board change tickets and provide timely updates to the stakeholders, when needed. Be a single point of contact for all Strategy implementation changes to all stakeholders Required Skills/Knowledge: Bachelor’s degree with 10+ years of credit experience (development in platform experience), or in lieu of a degree, 12+ years of credit experience (development in platform experience). Strong Technical abilities and hands on experience strategy implementation platforms viz FICO DMP, Open L, Strategy Design Studio 3+ years data warehouse experience, 2+ years of project & people management experience, 5+ years design, test and control experience within environments that process large amounts of data Minimum 1 year of experience using SAS, SQL & Unix, Mainframe, VBA, Excel Experience managing a team to accomplish a set of goals. Demonstrated ability to effectively communicate and present business results to management Demonstrated project management experience with extreme attention to detail, report accuracy, data integrity, and team focus Strong interpersonal and communication skills, including the ability to work effectively with a wide range of end users Ability to work under pressure, meet deadlines, and manage project details while balancing multiple priorities Desired Skills/Knowledge: MBA/MSc in analytical field. Advance SAS/SQL, COBOL, JCL, Java, C, C++ programming capability/proficiency Credit card or unsecured consumer lending experience Understanding of financial analysis (i.e., profit calculations, ROI, and cost/benefit analysis) Demonstrated ability to build and lead high performing teams Eligibility Criteria: Bachelor’s degree with 10+ years of credit experience (development in platform experience), or in lieu of a degree, 12+ years of credit experience (development in platform experience). Work Timings: This role qualifies for Enhanced Flexibility and Choice offered in Synchrony India and will require the incumbent to be available between 06:00 AM Eastern Time – 11:30 AM Eastern Time (timings are anchored to US Eastern hours and will adjust twice a year locally). This window is for meetings with India and US teams. The remaining hours will be flexible for the employee to choose. Exceptions may apply periodically due to business needs. Please discuss this with the hiring manager for more details. For Internal Applicants: Understand the criteria or mandatory skills required for the role, before applying Inform your manager and HRM before applying for any role on Workday Ensure that your professional profile is updated (fields such as education, prior experience, other skills) and it is mandatory to upload your updated resume (Word or PDF format) Must not be any corrective action plan (First Formal/Final Formal, PIP) L10+ Employees who have completed 18 months in the organization and 12 months in current role and level are only eligible. L10+ Employees can apply Grade/Level: 12 Job Family Group: Credit Job Family Group: Credit Show more Show less

JOB_POSTING-3-71212 Job Description: Role Title: VP, Acquisition Strategy Implementation Lead (L12) Company Overview: Synchrony (NYSE: SYF) is a premier consumer financial services company delivering one of the industry’s most complete digitally enabled product suites. Our experience, expertise and scale encompass a broad spectrum of industries including digital, health and wellness, retail, telecommunications, home, auto, outdoors, pet and more. We have recently been ranked #2 among India’s Best Companies to Work for by Great Place to Work. We were among the Top 50 India’s Best Workplaces in Building a Culture of Innovation by All by GPTW and Top 25 among Best Workplaces in BFSI by GPTW. We have also been recognized by AmbitionBox Employee Choice Awards among the Top 20 Mid-Sized Companies, ranked #3 among Top Rated Companies for Women, and Top-Rated Financial Services Companies. Synchrony celebrates ~52% women diversity, 105+ people with disabilities, and ~50 veterans and veteran family members. We offer Flexibility and Choice for all employees and provide best-in-class employee benefits and programs that cater to work-life integration and overall well-being. We provide career advancement and upskilling opportunities, focusing on Advancing Diverse Talent to take up leadership roles. Organizational Overview: Credit Team decisions credit actions across the lifecycle of a customer – from acquisition to account management to collections and recover – we work towards managing credit and fraud losses and elevating customer experience through powerful and proprietary insights on customer risk and credit behaviors. The actionable insights are driven by access to numerous alternative data sources, new age technologies, focused strategies, emerging algorithms, and predictive precision. Spread across 10 pillars the credit team in India caters to the entire gamut of decision sciences, from data management to model development to strategy design, and bringing it all to life through technology, and managing within the guardrails of our regulatory requirements. As part of the team, you will have access to some unique product propositions, functional and leadership training, interaction with executive leadership team and a myriad of diverse perspectives. Role Summary/Purpose: As a Vice President, Acquisition Strategy Implementation Lead, you will have the opportunity to work on major business initiatives that contribute to SYF’s growth and productivity objectives. In this role, you will lead various credit acquisition infrastructure/implementation/testing initiatives to control the credit and fraud losses at acquisition stage for the business. The role is responsible for providing thought leadership, people management for a team of 16 members, and will have an opportunity to work on major business initiatives that contribute to SYF’s growth and productivity objectives. A successful candidate will directly work with business (IT, strategy teams, portfolio credit managers, adjacent implementation teams etc.,) in catering to end-to-end implementation infrastructure needs. This is a strategic role in India and needs very close collaboration with India Implementation leads to draw synergies across various portfolio/functions. The role will need strong understanding of change management for prioritization of work Key Responsibilities: Responsible to lead Acquisition Strategy Implementation team (FICO DMP, Open L, Experian Power Curve /TRAID which includes responsibility for: Implementation of changes catering to incoming applications through multiple acquisition channels, acquisitions fraud strategy implementation, platform upgrades (vendor/business/IT liaison, environment setup, test execution. signoff), including changes to the decision engines(coding, testing, and validating all application changes)Lead or support critical infrastructure projects. Lead the Implementation team and Validation Team, and responsibility for: Scoping, Code Development, Deployment of strategy implementation changes, including post implementation validations/checkpoints. Leading and approving implementation design solutions (Design Reviews, Develop Scripting, Logic design recommendations for code development). Leading team to provide Level of Effort for scoping and scheduling Partnering with acquisition strategy team, technology teams, business owners and process owners to determine strategy implementation requirements and develop / ensure streamlined approaches to coding, unit testing and queuing process. Partnering with process owners in establishing procedures and requirements to ensure accurate and timely delivery with regulatory and compliance, internal audit mandates/standards. Strong understanding of US regulatory environment, constant auditing, monitoring, consulting and enhancing to water proof the process. Ensure regulatory, compliance and Synchrony internal audit mandates are followed in the strategy implementation process. Assurance of six sigma rigor in strategy development, implementation, and monitoring. Develop and support Best-in-class analytic solutions, Complete audits of scorecard revisions and new strategy implementations Ensure design, test, implementation, and validation processes are reliable, sustainable, repeatable, and auditable. Ensure team has documented procedures/processes/job aids, robust change control, separate development and validation resources, and proper automation/code documentation & controls. Support regulatory exams, internal audits and second line of defense reviews as required Hire, train, develop, manage, and retain resources. Lead selection of development methodologies, processes, tools, and infrastructure Lead Automation effort, projects to ensure successful implementation. Provide thought leadership in various initiatives/projects(linked to People, Process, Product) and share best practices. Appropriate management of time and resources for efficacy Lead and Create synergies between stakeholders, Prism Product Managers and Product owners for transition, thought leadership and ideations Own complete life cycle of all the change tickets including strategy change tickets an Run board change tickets and provide timely updates to the stakeholders, when needed. Be a single point of contact for all Strategy implementation changes to all stakeholders Required Skills/Knowledge: Bachelor’s degree with 10+ years of credit experience (development in platform experience), or in lieu of a degree, 12+ years of credit experience (development in platform experience). Strong Technical abilities and hands on experience strategy implementation platforms viz FICO DMP, Open L, Strategy Design Studio 3+ years data warehouse experience, 2+ years of project & people management experience, 5+ years design, test and control experience within environments that process large amounts of data Minimum 1 year of experience using SAS, SQL & Unix, Mainframe, VBA, Excel Experience managing a team to accomplish a set of goals. Demonstrated ability to effectively communicate and present business results to management Demonstrated project management experience with extreme attention to detail, report accuracy, data integrity, and team focus Strong interpersonal and communication skills, including the ability to work effectively with a wide range of end users Ability to work under pressure, meet deadlines, and manage project details while balancing multiple priorities Desired Skills/Knowledge: MBA/MSc in analytical field. Advance SAS/SQL, COBOL, JCL, Java, C, C++ programming capability/proficiency Credit card or unsecured consumer lending experience Understanding of financial analysis (i.e., profit calculations, ROI, and cost/benefit analysis) Demonstrated ability to build and lead high performing teams Eligibility Criteria: Bachelor’s degree with 10+ years of credit experience (development in platform experience), or in lieu of a degree, 12+ years of credit experience (development in platform experience). Work Timings: This role qualifies for Enhanced Flexibility and Choice offered in Synchrony India and will require the incumbent to be available between 06:00 AM Eastern Time – 11:30 AM Eastern Time (timings are anchored to US Eastern hours and will adjust twice a year locally). This window is for meetings with India and US teams. The remaining hours will be flexible for the employee to choose. Exceptions may apply periodically due to business needs. Please discuss this with the hiring manager for more details. For Internal Applicants: Understand the criteria or mandatory skills required for the role, before applying Inform your manager and HRM before applying for any role on Workday Ensure that your professional profile is updated (fields such as education, prior experience, other skills) and it is mandatory to upload your updated resume (Word or PDF format) Must not be any corrective action plan (First Formal/Final Formal, PIP) L10+ Employees who have completed 18 months in the organization and 12 months in current role and level are only eligible. L10+ Employees can apply Grade/Level: 12 Job Family Group: Credit Job Family Group: Credit Show more Show less

You can become a part of … … a truly aspirational brand, one of India’s fastest growing fintech companies that offers a range of financial services & products for merchants, kirana store owners and end consumers. Valued at over $2.8 Bn within a short span of 3+ years, we focus on empowering small business owners and retailers with business ranging from QR & PoS payments to easy loans to high-yield investment products which in turn enables them to grow and transform. We understand that business and culture are two sides of the same coin. So, alongside business, we are equally focused on building a culture where employees succeed unconditionally. We believe we are in an ever-evolving space with immense opportunity to build for Bharat! Our people will enable this journey with their ideas, innovations and capabilities. We value diversity, where we encourage different points of view, ways of thinking, new capabilities to strengthen and improve the lives of our customers. And that is not all, we have a lot of fun while we explore new ideas, solve real problems, collaborate, connect — and we do it all together. Connect with us over social media, coffee or call. We promise to excite you with an opportunity that will “change the game” ! In this role, you have the opportunity to … Be a part of the team building the definitive financial services platform for the consumer community in India. Be responsible for developing & growing one of the first successful implementations of lending based on velocity-led underwriting in this part of the world. To straddle zero-to-one experiments and expanding the scope of proven projects as we focus on blitz scaling our revenue growth. Responsibilities will include … Functional Expertise Managing Collection Operations for specified region Achieving collection targets assigned to the territory by meeting collection target for the states and region assigned. Keeping the write off per cent within risk pricing. Control portfolio in terms of bucket flows. Managing and put support mechanism for legal / police issues. Ensuring audit queries are complied with, ensuring corrective and preventive action. Managing productivity by fixing productivity parameters for collection managers / agencies Monitoring performance against set parameters and daily / monthly review of State Collection Teams Recruiting and managing a team of collection officer’s / area managers. Constant evaluation of collection officer’s/area managers. Handling customer issues / escalations. Interaction Time to Time feedback on the basis of field operations for betterment of lending process. Establish effective working relationships with functional and cross functional teams to implement innovative and competitive strategies related to field collection activities. Problem solving Ensuring legal guidelines are compiled for entire collection structure in letter and spirits. Ensuring that the collection agencies and executives adhere to the legal guidelines provided by the law in force Ensuring adherence to the Code of Conduct Continuously monitoring collection agencies and collection executives to identify fraudulent practices and ensure that no loss is incurred due to such activities. Ensuring documented feedback and action taken on all cases Ensuring adequate infra is available area-wise / bucket-wise / segment-wise. Impact Ensure extraction from lower DPD’s and keep the flows to higher buckets under control Recovery from NPA Pool Challenges & Decisions Evaluate the cost and find measures to reduce the cost. Working in a highly fast paced, challenging & competitive landscape Along with meeting collection targets, studying the portfolio and give constructive feedback on how to improve the processes Qualification & Experience (type & industry) Graduate or Post-Graduate 12+ years of field collection experience Skills & know-how In Depth Knowledge of Parameters to be tracked for field Collection agencies. Good Analytical Skills. Capable of formulating field collection strategy Strategic and analytical thinking Problem solving and decision-making skills People Management skills Behaviors A curious mind and a mastery over understanding the product deeply Strong execution capabilities and rigor – you are not afraid to get your hands dirty, are detail oriented and stay on top of things to ensure you deliver consistently Show more Show less

JOB_POSTING-3-71212-5 Job Description: Role Title: VP, Acquisition Strategy Implementation Lead (L12) Company Overview: Synchrony (NYSE: SYF) is a premier consumer financial services company delivering one of the industry’s most complete digitally enabled product suites. Our experience, expertise and scale encompass a broad spectrum of industries including digital, health and wellness, retail, telecommunications, home, auto, outdoors, pet and more. We have recently been ranked #2 among India’s Best Companies to Work for by Great Place to Work. We were among the Top 50 India’s Best Workplaces in Building a Culture of Innovation by All by GPTW and Top 25 among Best Workplaces in BFSI by GPTW. We have also been recognized by AmbitionBox Employee Choice Awards among the Top 20 Mid-Sized Companies, ranked #3 among Top Rated Companies for Women, and Top-Rated Financial Services Companies. Synchrony celebrates ~52% women diversity, 105+ people with disabilities, and ~50 veterans and veteran family members. We offer Flexibility and Choice for all employees and provide best-in-class employee benefits and programs that cater to work-life integration and overall well-being. We provide career advancement and upskilling opportunities, focusing on Advancing Diverse Talent to take up leadership roles. Organizational Overview: Credit Team decisions credit actions across the lifecycle of a customer – from acquisition to account management to collections and recover – we work towards managing credit and fraud losses and elevating customer experience through powerful and proprietary insights on customer risk and credit behaviors. The actionable insights are driven by access to numerous alternative data sources, new age technologies, focused strategies, emerging algorithms, and predictive precision. Spread across 10 pillars the credit team in India caters to the entire gamut of decision sciences, from data management to model development to strategy design, and bringing it all to life through technology, and managing within the guardrails of our regulatory requirements. As part of the team, you will have access to some unique product propositions, functional and leadership training, interaction with executive leadership team and a myriad of diverse perspectives. Role Summary/Purpose: As a Vice President, Acquisition Strategy Implementation Lead, you will have the opportunity to work on major business initiatives that contribute to SYF’s growth and productivity objectives. In this role, you will lead various credit acquisition infrastructure/implementation/testing initiatives to control the credit and fraud losses at acquisition stage for the business. The role is responsible for providing thought leadership, people management for a team of 16 members, and will have an opportunity to work on major business initiatives that contribute to SYF’s growth and productivity objectives. A successful candidate will directly work with business (IT, strategy teams, portfolio credit managers, adjacent implementation teams etc.,) in catering to end-to-end implementation infrastructure needs. This is a strategic role in India and needs very close collaboration with India Implementation leads to draw synergies across various portfolio/functions. The role will need strong understanding of change management for prioritization of work Key Responsibilities: Responsible to lead Acquisition Strategy Implementation team (FICO DMP, Open L, Experian Power Curve /TRAID which includes responsibility for: Implementation of changes catering to incoming applications through multiple acquisition channels, acquisitions fraud strategy implementation, platform upgrades (vendor/business/IT liaison, environment setup, test execution. signoff), including changes to the decision engines(coding, testing, and validating all application changes)Lead or support critical infrastructure projects. Lead the Implementation team and Validation Team, and responsibility for: Scoping, Code Development, Deployment of strategy implementation changes, including post implementation validations/checkpoints. Leading and approving implementation design solutions (Design Reviews, Develop Scripting, Logic design recommendations for code development). Leading team to provide Level of Effort for scoping and scheduling Partnering with acquisition strategy team, technology teams, business owners and process owners to determine strategy implementation requirements and develop / ensure streamlined approaches to coding, unit testing and queuing process. Partnering with process owners in establishing procedures and requirements to ensure accurate and timely delivery with regulatory and compliance, internal audit mandates/standards. Strong understanding of US regulatory environment, constant auditing, monitoring, consulting and enhancing to water proof the process. Ensure regulatory, compliance and Synchrony internal audit mandates are followed in the strategy implementation process. Assurance of six sigma rigor in strategy development, implementation, and monitoring. Develop and support Best-in-class analytic solutions, Complete audits of scorecard revisions and new strategy implementations Ensure design, test, implementation, and validation processes are reliable, sustainable, repeatable, and auditable. Ensure team has documented procedures/processes/job aids, robust change control, separate development and validation resources, and proper automation/code documentation & controls. Support regulatory exams, internal audits and second line of defense reviews as required Hire, train, develop, manage, and retain resources. Lead selection of development methodologies, processes, tools, and infrastructure Lead Automation effort, projects to ensure successful implementation. Provide thought leadership in various initiatives/projects(linked to People, Process, Product) and share best practices. Appropriate management of time and resources for efficacy Lead and Create synergies between stakeholders, Prism Product Managers and Product owners for transition, thought leadership and ideations Own complete life cycle of all the change tickets including strategy change tickets an Run board change tickets and provide timely updates to the stakeholders, when needed. Be a single point of contact for all Strategy implementation changes to all stakeholders Required Skills/Knowledge: Bachelor’s degree with 10+ years of credit experience (development in platform experience), or in lieu of a degree, 12+ years of credit experience (development in platform experience). Strong Technical abilities and hands on experience strategy implementation platforms viz FICO DMP, Open L, Strategy Design Studio 3+ years data warehouse experience, 2+ years of project & people management experience, 5+ years design, test and control experience within environments that process large amounts of data Minimum 1 year of experience using SAS, SQL & Unix, Mainframe, VBA, Excel Experience managing a team to accomplish a set of goals. Demonstrated ability to effectively communicate and present business results to management Demonstrated project management experience with extreme attention to detail, report accuracy, data integrity, and team focus Strong interpersonal and communication skills, including the ability to work effectively with a wide range of end users Ability to work under pressure, meet deadlines, and manage project details while balancing multiple priorities Desired Skills/Knowledge: MBA/MSc in analytical field. Advance SAS/SQL, COBOL, JCL, Java, C, C++ programming capability/proficiency Credit card or unsecured consumer lending experience Understanding of financial analysis (i.e., profit calculations, ROI, and cost/benefit analysis) Demonstrated ability to build and lead high performing teams Eligibility Criteria: Bachelor’s degree with 10+ years of credit experience (development in platform experience), or in lieu of a degree, 12+ years of credit experience (development in platform experience). Work Timings: This role qualifies for Enhanced Flexibility and Choice offered in Synchrony India and will require the incumbent to be available between 06:00 AM Eastern Time – 11:30 AM Eastern Time (timings are anchored to US Eastern hours and will adjust twice a year locally). This window is for meetings with India and US teams. The remaining hours will be flexible for the employee to choose. Exceptions may apply periodically due to business needs. Please discuss this with the hiring manager for more details. For Internal Applicants: Understand the criteria or mandatory skills required for the role, before applying Inform your manager and HRM before applying for any role on Workday Ensure that your professional profile is updated (fields such as education, prior experience, other skills) and it is mandatory to upload your updated resume (Word or PDF format) Must not be any corrective action plan (First Formal/Final Formal, PIP) L10+ Employees who have completed 18 months in the organization and 12 months in current role and level are only eligible. L10+ Employees can apply Grade/Level: 12 Job Family Group: Credit Job Family Group: Credit Show more Show less

Position Overview Job Title: Financial Risk & Resource Manager, AVP Location: Mumbai, India Role Description Deutsche Bank's Corporate Bank (CB) is a market leader in Cash Management, Trade Finance & Lending and Trust & Security Services (TSS). TSS brings together capabilities in Securities Services (SeS) and Trust and Agency Services (TAS); creating a unified business providing custody, clearing, settlement and fund services to global custodians, broker dealers, and prime brokers as well as buy-side firms and other institutional clients through SeS. As well as supporting structures from the simplest to the most complex, covering Asset Backed Securities, CLOs and Managed accounts, Corporate Debt, Escrows, Project Finance, Loan Agency and Depositary Receipts through TAS. The candidate will join an existing team based out of India and London This role forms part of the TSS Financial Risk and Resource Management team, sitting in the TSS business, the team is responsible for Balance Sheet/liquidity/financial risk management, pricing & structuring support and business development. As a key member of the team you will be responsible for monitoring and forecasting balances, ongoing pricing support for new and existing deposits, contributing to the liquidity modelling & front office credit oversight -providing a first line of defense. The successful candidate will also support decision-making and approvals around risks and preparation of key risk documentation and reports. The role will also give opportunity to consult and work with TSS businesses around the globe and face off to stakeholders in Finance, Risk and Treasury What We’ll Offer You As part of our flexible scheme, here are just some of the benefits that you’ll enjoy Best in class leave policy Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Your Key Responsibilities Monitoring, management and mitigation of financial risks from client exposure in TSS across markets, including, but not limited to - Real time risk management – reviewing counterparty credit exposures and investigate/validate any limit breaches. Management of breaches, including escalation and ad hoc limits increase. Review, right sizing and management of TSS CRM limits in close co-ordination with CRM and business colleagues. Advising business / sales on risk questions and queries on new deals, products and policies Overdrafts investigations and reporting Risk oversight over RWA numbers, reasons and steps to optimize the same. Periodic stress testing, client activity review etc. Risk MIS and reporting Review of processes and systems from risk management perspective UAT and simulation testing Oversight of TAS Balance Sheet reporting, financial risk MIS & financial risk controls. Track & manage to limits. Support regular financial risk and resource management MIS and presentations to senior management. Responding to client/ systemic credit events in timely manner and communicating impact / risk assessment and recommendations. Your Skills And Experience Preferably 7+ years’ experience in Balance Sheet and risk management in a top tier financial institution either in the Front Office, Risk. Treasury or Finance functions. A good understanding of the changing regulatory environment impacting financial services firm’s Balance Sheet both from a capital and liquidity perspective. Understanding of custody products/markets preferred Strong analytical skills and the ability to organize and summarize data Strong interpersonal and excellent communication skills (written and verbal) Proficient in the use of advanced Excel, Word and PowerPoint Educated to degree level or equivalent professional qualification. Desired background: MBA /Finance / CA/ CFA An eye for detail, identify data discrepancies and exceptional problem-solving skills How We’ll Support You Training and development to help you excel in your career Coaching and support from experts in your team A culture of continuous learning to aid progression A range of flexible benefits that you can tailor to suit your needs About Us And Our Teams Please visit our company website for further information: https://www.db.com/company/company.htm We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment. Show more Show less

Position Overview Job Title: Portfolio Risk Analyst, AVP Location: Mumbai, India Role Description Deutsche Bank's Corporate Bank (CB) is a market leader in Cash Management, Trade Finance & Lending and Trust & Security Services (TSS). TSS brings together capabilities in Securities Services (SeS) and Trust and Agency Services (TAS); creating a unified business providing custody, clearing, settlement and fund services to global custodians, broker dealers, and prime brokers as well as buy-side firms and other institutional clients through SeS. As well as supporting structures from the simplest to the most complex, covering Asset Backed Securities, CLOs and Managed accounts, Corporate Debt, Escrows, Project Finance, Loan Agency and Depositary Receipts through TAS. The candidate will join an existing team based out of India and London This role forms part of the TSS Financial Risk and Resource Management team, sitting in the TSS business as an independent risk function providing first line of defense with real time transaction credit risk management opportunities. The candidate will be key member of risk team that monitors risk exposures and takes required steps to manage and mitigate the financial risks based on risk metrics and policies. The successful candidate will also support decision-making and approvals around risks and preparation of key risk documentation and reports. The role will also give opportunity to consult and work with TSS businesses and other teams around the globe and provide them risk advise and opinion wherever needed. What We’ll Offer You As part of our flexible scheme, here are just some of the benefits that you’ll enjoy Best in class leave policy Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Your Key Responsibilities Monitoring, management and mitigation of financial risks from client exposure in TSS across markets, including, but not limited to - Real time risk management – reviewing counterparty credit exposures and investigate/validate any limit breaches. Management of breaches, including escalation and ad hoc limits increase. Review, right sizing and management of TSS CRM limits in close co-ordination with CRM and business colleagues. Advising business / sales on risk questions and queries on new deals, products and policies Overdrafts investigations and reporting Risk oversight over RWA numbers, reasons and steps to optimize the same. Periodic stress testing, client activity review etc. Risk MIS and reporting Review of processes and systems from risk management perspective UAT and simulation testing Assist in the preparation of presentations/data/analysis as required Responding to client/ systemic credit events in timely manner and communicating impact / risk assessment and recommendations. Your Skills And Experience Preferably 7+ years’ experience in an credit/market risk management role in a bank preferably in a transaction banking business Understanding of custody products/markets preferred Strong analytical skills and the ability to organize and summarize data Strong interpersonal and excellent communication skills (written and verbal) Proficient in the use of advanced Excel, Word and PowerPoint Educated to degree level or equivalent professional qualification. Desired background: MBA /Finance / CA/ CFA An eye for detail, identify data discrepancies and exceptional problem-solving skills How We’ll Support You Training and development to help you excel in your career Coaching and support from experts in your team A culture of continuous learning to aid progression A range of flexible benefits that you can tailor to suit your needs About Us And Our Teams Please visit our company website for further information: https://www.db.com/company/company.htm We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment. Show more Show less

Company Description Established in April 2007, Bajaj Finserv is the financial arm of the Bajaj group, focusing on lending, insurance, and wealth advisory services. With 24 products across 12 lines, we are one of the fastest-growing and diversified Non-Banking Financial Companies (NBFCs) in India, spanning the nation with our services. Role Description This is a full-time on-site role for a FTC at Bajaj Finserv located in Jalandhar. The role involves day-to-day tasks related to managing and overseeing financial transactions, providing customer support, and ensuring compliance with regulatory requirements. Qualifications Financial Management skills Customer Service skills Knowledge of Regulatory Compliance Attention to Detail and Accuracy Strong Analytical and Problem-Solving skills Bachelor's degree in Finance, Accounting, Business Administration, or related field Show more Show less

Req ID: 327984 We are currently seeking a Industry Consulting Snr. Consultant to join our team in Pune, Mahrshtra (IN-MH), India (IN). Key skill sets: Agile BA or PO. 8-12 years of experience on multi-currency Core Banking application and its implementation. Should have expertise in multiple areas of core banking among liabilities, lending, general operations, payments, general ledger etc . Should have worked on core banking product. Techno-functional BA with migration project experience preferred Excellent analytical skills Excellent communication skills Agile experience, experience on JIRA & Confluence, and experience of working with APIs is expected. Experience of working for a Bank operating in the UK would be preferred

Req ID: 321949 We are currently seeking a BA Core Banking - Mortgages to join our team in pune, Mahrshtra (IN-MH), India (IN). Key skill sets: Domain "“ Agile BA Position one (1) "“ Mortgages (secured lending) 8-12 years of experience on Core Banking application and its implementation/ migration. Techno-functional BA preferred Excellent analytical skills Excellent communication skills Agile experience, experience on JIRA & Confluence, and experience working with APIs is expected. Experience of working for a Bank operating in the UK would be preferred

Req ID: 312221 We are currently seeking a nCino BA to join our team in Noida, Uttar Pradesh (IN-UP), India (IN). Summary of role We are seeking a knowledgeable and experienced nCino Business Consultant/SME to join our team. In this role, you will play a main role in implementing nCino"™ s banking software solutions for one of our clients, with focus on the Origination space. The ideal candidate will have a strong background in financial services and good expertise in leveraging nCino"™ s platform to streamline processes and optimize operations for our client. We"™re looking for someone who will: Be the primary point of contact to various stakeholders, including but not limited to Business stakeholders, Delivery squads, Design & Development teams. Collaborate with business Stakeholders to understand their business requirements and objectives Ensure that the requirements are clearly defined, well understood, and properly documented in the form of epics/User stories and signed off by all relevant stakeholders. Provide business/functional expertise in nCino functionality in reference the client requirements, with primary focus in the loan origination space Collaborate with internal teams (e.g., Developers , other Delivery squads ,Product Owner(s)) to ensure successful implementation and integration of nCino with other systems . Support Design/Development teams in Configuring and customizing nCino"™ s platform to meet client needs and enhance user experience. Prepare Training materials/Operating manuals for business users on the overall business flow in the new system/architecture where the functionalities are developed/delivered Support SMEs/Business Analysts of other delivery Squads by providing timely inputs on nCino deliverables/functionalities whenever these is foreseen to have impact on other system functionalities/deliverables You will need to show us that You demonstrate Business/functional expertise in the corporate lending space You have worked on nCino platform, delivering major functionalities in the lending domain with major contributions in the Origination space You will use your experience to make informed decisions and prioritize requirements, validate them with business stakeholders. You can take right decisions on what requirements to include in each sprint or release, based on the value they will deliver to business needs. You can closely work with the Product Owner, Design Team and the delivery squad to resolve design challenges and facilitate providing workaround solutions wherever needed. You are a professional with strong Banking domain expertise acumen who will connect easily with the business needs/goals and support in delivery of the same in nCino platform. Experience and Skills required "“ 8-10 years of overall experience with a minimum of 3+ years as SME/BA in nCino implementations. Well versed with Agile methodologies and Ceremonies. Good experience in managing Business stakeholder and their requirements. Support Design/Delivery teams from requirement finalisation till delivery of the solution. Track record of delivering complex requirements in projects involving nCino Exceptional Communicational Skills (both verbal and written). Prior Banking experience in Ireland/UK markets will be an added advantage. Location - Bengaluru,Chennai,Hyderabad,Mumbai,Noida

Citi, the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions. Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. Citi's Mission and Value Proposition explains what we do and Citi Leadership Standards explain how we do it. Our mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. We strive to earn and maintain our clients and the publics trust by constantly adhering to the highest ethical standards and making a positive impact on the communities we serve. Our Leadership Standards is a common set of skills and expected behaviors that illustrate how our employees should work every day to be successful and strengthens our ability to execute against our strategic priorities. Diversity is a key business imperative and a source of strength at Citi. We serve clients from every walk of life, every background and every origin. Our goal is to have our workforce reflect this same diversity at all levels. Citi has made it a priority to foster a culture where the best people want to work, where individuals are promoted based on merit, where we value and demand respect for others and where opportunities to develop are widely available to all. The Operations MIS team focuses on creating reports, dashboards, and performance metrics to provide actionable insights for various business functions, including USPB WFM & Customer Service and Wealth Ops MIS. They are responsible for building and maintaining datamarts, migrating legacy BI tools to modern platforms like Tableau, and automating data refreshes for dashboards. Projects include tracking ATM availability and performance, managing service tickets, and upgrading software for uninterrupted service. They aim to empower business stakeholders with accurate and timely information for strategic decision-making. Their work also supports capacity planning and issue remediation efforts. The Data/Information Mgt Analyst - C09 is a developing professional role. Applies specialty area knowledge in monitoring, assessing, analyzing and/or evaluating processes and data. Interprets data and makes recommendations. Researches and interprets information. Identifies inconsistencies in data or results, defines business issues and formulates recommendations on policies, procedures or practices. Integrates established disciplinary knowledge within own specialty area with basic understanding of related industry practices. Good understanding of how the team interacts with others in accomplishing the objectives of the area. Develops working knowledge of industry practices and standards. Limited but direct impact on the business through the quality of the tasks/services provided. Impact of the job holder is restricted to own team. In this role, you're expected to: Gathers operational data from various cross functional stakeholders to examine past business performance Identifies data patterns & trends, and provides insights to enhance business decision making capability in business planning, process improvement, solution assessment etc. Recommends actions for future developments & strategic business opportunities, as well as enhancements to operational policies. May be involved in exploratory data analysis, confirmatory data analysis and/or qualitative analysis. Translate data into consumer or customer behavioral insights to drive targeting and segmentation strategies, and communicate clearly and effectively to business partners and senior leaders all findings Continuously improve processes and strategies by exploring and evaluating new data sources, tools, and capabilities Work closely with internal and external business partners in building, implementing, tracking and improving decision strategies Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. As a successful candidate, should ideally have the following skills and exposure: Data Warehousing & BI Tools: Strong understanding of data warehousing concepts, ETL processes, and experience working with Business Intelligence platforms (e.g., Tableau, Power BI). Reporting & Dashboard Development: Proficiency in developing reports, dashboards, and performance metrics using reporting tools and data visualization techniques. Ability to create clear and concise visualizations of key data. Data Management & SQL: Expertise in data management principles, SQL programming for data extraction and manipulation, and database management systems. Communication & Stakeholder Management: Ability to effectively communicate technical information to non-technical stakeholders and collaborate with business partners to understand reporting requirements. Automation & Scripting: Experience with scripting languages (e.g., Python) and automation tools (e.g., SSIS) for automating report generation, data refreshes, and other routine tasks. Education: Master degree in Information Technology / Information Systems / Computer Applications / Engineering from a premier institute BTech/B.E/MCA in Information Technology / Information Systems / Computer Applications Experience: Established competency in one or more of the following: 0-2 years (for master’s degree) / 2-4 year (for 4 years bachelor’s degree) of relevant work experience in Data Management / MIS / Reporting / Data analytics within Banking / Financial Services / Analytics Industry Programming –SQL Data Manipulation: PySpark, python, SSIS Visualization: Tableau / Power BI Reporting: SSRS Databases: MS SQL Server, Teradata Understanding of Systems and Technology Platforms Strong analytical aptitude and logical reasoning ability Strong communication skills Good presentation skills Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact. ------------------------------------------------------ Job Family Group: Decision Management ------------------------------------------------------ Job Family: Data/Information Management ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster. Show more Show less

Treasury Director Experence: 9+years in banking/NBFC Will be based out of Mumbai. He will be primarily responsible for raising debt funding to support the expansion of the overall business. Position Description Reporting to the country CFO Treasury Director Will Be Responsible For The Following Jobs Cash flow management; liquidity monitoring and forecasting; Drive the company ALCO and be responsible for managing interest rate, duration and currency risk; Represent the Company with external parties such as but not limited to banks and securities companies; Generate pipeline for new funding transactions and responsible for closing including documents in conjunction with internal lawyers; Rating Agencies management, be the main point of contact, prepare documents and achieve rating improvement; Provide guidance to members of the team. Other tasks may be considered subject to the candidate aptitudes. Requirements  Education &Experience Bachelor’s or above degree in Accounting/Finance/Economics; At least 10 years of experience in similar function in corporate treasury department, banking candidates will also be considered; Experience gained from gold lending company highly valued; Strong knowledge of domestic and international financial markets and local currency funding schemes; Experience dealing with rating agencies;  Skills and Competences Language: English (fluent); Good computer skills included MS Word, Excel and PowerPoint; Ability to work independently;  Capacity to prioritise and work in a fast pace environment;  Willingness to travel across the Country based on business requirement; Skills: forecasting,rating agency relations,powerpoint,cash flow management,funding transactions,rating agencies management,ms word,interest rate risk management,guidance and mentorship,gold loan,funding,external communication,currency,currency risk management,excel,liquidity monitoring,treasury management Show more Show less

About PhonePe Group: PhonePe is India’s leading digital payments company with 50 crore (500 Million) registered users and 3.7 crore (37 Million) merchants covering over 99% of the postal codes across India. On the back of its leadership in digital payments, PhonePe has expanded into financial services (Insurance, Mutual Funds, Stock Broking, and Lending) as well as adjacent tech-enabled businesses such as Pincode for hyperlocal shopping and Indus App Store which is India's first localized App Store. The PhonePe Group is a portfolio of businesses aligned with the company's vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services. Culture At PhonePe, we take extra care to make sure you give your best at work, Everyday! And creating the right environment for you is just one of the things we do. We empower people and trust them to do the right thing. Here, you own your work from start to finish, right from day one. Being enthusiastic about tech is a big part of being at PhonePe. If you like building technology that impacts millions, ideating with some of the best minds in the country and executing on your dreams with purpose and speed, join us! Associate Manager - Consumer Risk Investigations At PhonePe, we are on a mission to make everything you do with your money an easy, fast and secure experience. We are looking for passionate professionals to drive this mission. The PhonePe Fraud Risk Operations team is a high impact team whose goal is to mitigate risk and improve the trust and safety for various PhonePe products. If your dream is to build processes and tools that would impact millions of customers, partnering with some of the best minds and executing on your dreams with purpose and speed, join us! Associate Manager/Manager, Consumer Risk investigations at PhonePe would have the following core responsibilities: In charge of managing a team of Investigation specialists who investigate transactions/accounts across various PhonePe products and take appropriate actions based on processes, tools and high-judgment decisions. Provide leadership and administrative support to his/her team and manage them to achieve and constantly exceed real time service levels based on forecast and capacity Serves as a leader and POC for resolving internal/external escalations of a supervisory nature. Sets the vision, direction, and culture of the team by managing individual and team performance, expectations and goals. Provides individual coaching feedback sessions and conducts weekly/monthly one-on-ones and focuses on the people development of their team. Achieves process improvement via projects that involve one or more teams within the organization. Focuses on identifying key areas for improving trust and safety for PhonePe platform, improving customer experience by minimizing friction that might be caused due to risk mitigation measures. Formulation & implementation of Policies and Procedures to govern risks. Cultivate strong risk culture by creating risk awareness at all levels using structured training programs Timely and accurate reporting of risks to Senior Management and stakeholders Conduct risk assessments for new projects/initiatives and change management with a view to pre-assess risks Define appropriate KRIs with thresholds and monitor violations for identified risks Promote sharing of Best Practices across Operations Ensure up-to-date knowledge and adherence to regulatory requirements and industry best practices within the team, guiding and training team members as needed The Key to success in this role is the ability to understand the team’s vision and raise the bar on the job core responsibilities of Operate, Continuous Improvement, Communicate and People Development. The incumbent is required to demonstrate strong performance in the following areas: Keeps abreast of fraud trends and other risk issues impacting the Payment Systems. Ensures that PhonePe leads the curve in identifying and preventing new fraud patterns. Identifies proactive action plans to improve efficiency and reduces time to detect new fraud Modus Operandi. Delivers significant business impacts and continuous improvement to quality, productivity and customer experience. Works with Analytics, Product and Tech teams to articulate and prioritize feature needs for the investigation tool sets. Consistently demonstrates timely delivery of projects on roadmap to support the department vision. Develops the Performance levels and skills of the team through continuous closure of performance feedback loops. Possesses the ability to recruit excellent team members into their team. Communicates effectively to align organizational goals with individual goals Desired Qualifications and Skills set: The ideal candidate should have 7-10 years of Operations experience. This experience should preferably contain 3-5 years of People Management , additional experience in Program/Project management adds further value to the candidature . Domain expertise in payments/fintech is an added advantage and will be preferred. This role requires the candidate to possess the ability to conduct excellent deep dives and function in an ambiguous, fast paced work environment in order to come up with in-depth understanding of fraud MOs, impacts on customer lifecycle journey across various products and devise mitigation strategies Role Requirements: Relevant 7-10 years of industry experience across Operations, Risk, Fraud investigations etc. Proven experience across the domain of Risk management , Investigations and Fraud Prevention Strong oral and written communication skills is a must Team player; ability to interface and build relationships at all levels internally and externally Project management/Program management capability to lead strategic projects to drive closure with a sense of urgency with cross functional stakeholders, holding POC’s accountable for timelines and respective ownerships Strong bias for action with exceptional problem solving skills, candidate is expected to be able to influence senior stakeholders without authority and build traction on high risk tracks for speedy resolution Bachelor degree is required to apply for this position, Masters preferred Advanced working knowledge of MS Office, SQL Ability to crunch data and generate meaningful insights on risk trends Working at PhonePe is a rewarding experience! Great people, a work environment that thrives on creativity, the opportunity to take on roles beyond a defined job description are just some reasons you should work with us. Read more about our Work Culture . PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles) Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy Working at PhonePe is a rewarding experience! Great people, a work environment that thrives on creativity, the opportunity to take on roles beyond a defined job description are just some of the reasons you should work with us. Read more about PhonePe on our blog. Life at PhonePe PhonePe in the news Show more Show less

Berkadia Services India Pvt Ltd Integrity is Everything I We Take the Long View I We believe People Matter I We Stand for Excellence I We Love our Jobs I We Innovate. Job Description Job title: Graphic Designer Location: Hyderabad/ Gurugram Terms: Working Hours Reports To Full Time - Hybrid work model (Subject to change as per the SEZ policy) Day Shift (8:00am to 5:00pm) /Night (6:00pm to 3:00am) Team Lead About us: (Company Overview) About Berkadia: Berkadia, a joint venture of Berkshire Hathaway and Jefferies Financial Group, is a leader in the commercial real estate industry, offering a robust suite of services to our multifamily and commercial property clients. Powered by deep relationships and industry-changing technology, our people sell, finance, and service commercial real estate, providing support for the entire life cycle of our clients' assets. Berkadia is an equal opportunity employer and affords equal opportunity to all applicants and employees for all positions without regard to race, color, religion, gender, national origin, age, disability, or any other status protected under the law. To learn more about Berkadia, please visit https://www.berkadia.com/ For details about India operations, please visit https://india.berkadiarea.com/ Life @ Berkadia At Berkadia, we believe people matter. We do our best to understand each other's needs, objectives, and challenges and strive to make things go right. Self-learning is encouraged and supported enabling us to steer the pace of our own growth. We draw inspiration from our colleagues, appreciate the excellent work they do to help others succeed. We celebrate success together and have fun! In short – we love our jobs. Position overview: This role is in one of the Operations team in Berkadia that contributes to various facets of the Commercial Real Estate loan life cycle , and this job description is for the role in Global Production Operations. Global Production Operations (GPO) – Teams in GPO conduct research and analysis of properties financial statements, social and economic drivers, and ownership structure to determine the value of the asset and potential loan value for various lending options. In this role, individual will be required to work on one or multiple aspects of Design in GPO verticals with the following key responsibilities – Study design briefs and determine requirements, prepare, and deliver process specific output and meet the operational targets set for the team by working independently with minimum supervision and guidance from senior members and subject matter experts. Maintain high quality standards in the output as defined by the process and customer requirements. Adhere to the learning phase timelines for industry and process knowledge requirements. Complete required/undergo process trainings. Perform other duties and tasks as assigned by supervisor. Desired Qualification and Skills – Qualification: Any bachelor's degree (Degree in Design, Fine Arts or related field is a plus). 0 to 2 years of proven Graphic Designing experience. Working Knowledge of design software's such as InDesign, Illustrator, Photoshop etc. Working knowledge of Figma will be an added advantage. A keen eye for aesthetics and details. Excellent communication skills. Skill: Uses rational arguments, information, and clear communication to influence others. Seeks to understand others' point of view, listens, and contributes to achieve results collectively. Perks & Benefits Berkadia offers the best-in-class benefits to enable an enjoyable work environment for the employees. Key benefits include – While you are busy completing the work, our Admin team makes commute arrangement home-office-home. Want to go for additional degrees and learn new skills without leaving the job? Use the Education Assistance to get the needed support. Feeling stressed or have emotional concerns? Talk to a professional counsellor via a 24/7/365 personal support line. Enjoy the Internet Allowance to get high speed internet line installed at home to take work calls. Feel safe with a comprehensive health insurance policy for family including parents. Order your favourite food with complementary meal vouchers. While this job description is intended to be an accurate reflection of the job requirements, management reserves the right to modify, add, or remove duties from particular jobs and to assign other duties as necessary. About Berkadia: Berkadia , a joint venture of Berkshire Hathaway and Jefferies Financial Group, is an industry leading commercial real estate company providing comprehensive capital solutions and investment sales advisory and research services for multifamily and commercial properties. Berkadia is amongst the largest, highest rated and most respected primary, master and special servicers in the industry. Berkadia is an equal opportunity employer and affords equal opportunity to all applicants and employees for all positions without regard to race, color, religion, gender, national origin, age, disability or any other status protected under the law. Our people are our greatest strength and make Berkadia a great place to work, creating an environment of trust, mutual respect, innovation and collaboration. Our culture is driven by our core values: https://www.berkadia.com/about/vision-and-values. To know more about Berkadia, please visit our website https://www.berkadia.com/aboutus/ Show more Show less

About PhonePe Group: PhonePe is India’s leading digital payments company with 50 crore (500 Million) registered users and 3.7 crore (37 Million) merchants covering over 99% of the postal codes across India. On the back of its leadership in digital payments, PhonePe has expanded into financial services (Insurance, Mutual Funds, Stock Broking, and Lending) as well as adjacent tech-enabled businesses such as Pincode for hyperlocal shopping and Indus App Store which is India's first localized App Store. The PhonePe Group is a portfolio of businesses aligned with the company's vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services. Culture At PhonePe, we take extra care to make sure you give your best at work, Everyday! And creating the right environment for you is just one of the things we do. We empower people and trust them to do the right thing. Here, you own your work from start to finish, right from day one. Being enthusiastic about tech is a big part of being at PhonePe. If you like building technology that impacts millions, ideating with some of the best minds in the country and executing on your dreams with purpose and speed, join us! JD - Content / Sr Content Writer Ideal candidate: We are on the lookout for a dynamic Content Writer who can help PhonePe create a positive customer experience through our Help content, at every step of the Customer’s journey. Someone who can handle various communication tasks with panache. If communication is your forte and you are eager to come on board to help us deliver a transparent and trusted customer experience, then send us your updated resume. Responsibilities: Amplify the voice of PhonePe to create a positive customer experience You will help improve how PhonePe interacts with its users and work hand-in-hand with peers in User Experience Design, Business, and Creative Tech to develop breakthrough interactive concepts and content strategies Utilize strong analytical ability to evaluate end-to-end customer experience across multiple channels and customer touch points Identify measures/communication changes that can be initiated based on analysis Measure and report performance of all analysis undertaken and assess against goals On any given day you will be involved in the development of interactive chatbot, work on new interaction models on the PhonePe App and aid 1,500+ customer support executives in delivering a customer experience that is par excellence You will also be taking on various communication requests that hit the communication team's inbox. Also, as we own customer communication, we need someone who is flexible and can easily adapt to the dynamic nature of the customer service industry Key Qualifications: 4+ years experience in content writing, crafting videos/rich-media formats, and working with consumer internet products/apps Someone with deep understanding of customer psychology and is armed with strong narrative skills A candidate who can cogently and passionately present and defend creative work/ideas, which improve CX A communication specialist who can collaborate with multiple verticals/teams Should be well versed with Microsoft Excel, Powerpoint and Word, popular Content Management Systems Experience in working with a customer experience teams will be an advantage The key focus of this role is on aligning communication to customer expectations. PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles) Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy Working at PhonePe is a rewarding experience! Great people, a work environment that thrives on creativity, the opportunity to take on roles beyond a defined job description are just some of the reasons you should work with us. Read more about PhonePe on our blog. Life at PhonePe PhonePe in the news Show more Show less

Why you'll LOVE Sagent: You could work anywhere. We know you are talented and looking for something inspiring and impactful. A place where you will make a difference and have a great time doing it! By choosing Sagent, you can be part of our mission to make loans and homeownership simpler and safer for all US consumers. Sagent powers servicers and consumers. You power Sagent! About the Opportunity: Work with product managers, business analysts, and engineers to produce and maintain documentation as follows Release Notes Process documentation User Guides Integration Guides API Developer Guides In platform documentation (tooltips, instructions, etc.). Build and maintain client aids that go beyond traditional documentation, such as online video, demos, guided tours, and other educational techniques. Translate complex software concepts into communication that is engaging and understood by users. Act as an editor to ensure consistency in documentation. Understand current documentation processes Understand tools used: Microsoft Suite and MadCap for content management & publishing Perks! As a Sagent Associate, you will be eligible to participate in our benefit programs beginning on Day #1! We offer a comprehensive package including Remote/Hybrid workplace options, Group Medical Coverage, Group Personal Accidental, Group Term Life Insurance Benefits, Flexible Time Off, Food@Work, Career Pathing, Summer Fridays and much, much more! Why Sagent? Sagent is transforming the mortgage servicing industry by bringing the modern experience customers now expect from loan originations to loan servicing. Our platform lets customers manage their home-owing lives from anywhere while giving servicers lower costs, scale compliance and higher servicing values through full market cycles. Sagent is a joint venture that combines Fiserv Inc.'s decades of market-leading fintech expertise with Warburg Pincus' skill in growing technology companies. We hire innovators and doers to disrupt the last and most complex frontier of lending and housing. We're growing fast and need you to help shape our future. Sagent is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status. Show more Show less

Job Description As a consulting business, customer relationships are the heart of growing our business. We are ambassadors at the customer site both to create the right relationship and trust from the customers and to deliver high quality projects, services and advices. Our skills and capabilities are Consulting’s most important asset. Position Description We are seeking aspirational candidates who are interested in a career in Consulting to join our niche Banking Domain and Practice. The position will support Territory Heads, Delivery Managers, Portfolio and Project Managers and teams of talented, professional business and technology consultants in the delivery of business focused solutions for our clients using Oracle applications, tools and technology. Utilizing sound product skills and experience, the successful applicant will work on value consulting, solutioning and transforming and addressing complex business requirements into sound and optimal solutions to achieve successful outcomes for our customers, partners and associates and drive towards client and customer reference ability. Longer term you will grow, with the help of extensive training and experience of the team around you, into a seasoned employee and become a Subject Matter experts in Business domain and or Solution Architecture with full accountability and responsibility of the delivered solution for your own projects, programs and territory and larger region and organization. Responsibilities Job Responsibilities Business Analysis for the Bank’s requirements Requirements Elucidation, Discussion with Customer, Oracle teams Preparation of Functional Specifications for the Corporate Banking (Lending, Limits, Supply Chain, Trade Finance, Cross Border payments/ SWIFT) requirements. Guiding teams to prepare Functional/Business Test plans for Customization. Guiding teams during Functional Testing of the customer requirements gathered and developed. Guiding teams during Product Implementation & Support. Should be able to contribute independently Adherence to Oracle internal processes Working with different internal stake holders in Oracle Working with bank and partners for delivery of Oracle Deliverables . Job Requirements Bachelor’s Degree in Finance Domain / Business Administration Engineering/Science. 3-6 years of corporate banking function experience Hands-on experience with any of the Corporate Banking areas in Lending, Limits, Supply Chain, Trade Finance, Cross Border payments/ in multi-country corporate banking operations – multiple domains Excellent understanding on Corporate Banking operations in India, US, Europe and Asian Market Prior Banking / Financial institution experience will be a plus Familiarity of Capital Markets industry Proven experience in business and functional requirements gathering Specific Industry knowledge Experience in at least one of the following domain areas: Limits & Corporate Lending Supply Chain Trade Finance - Front Office, Middle Office Primary and Secondary Markets Cross Border settlements, SWIFT Very good experience in team management and grooming the teams Excellent Analytical Skills Experience in customer interfacing for business requirement analysis, requirement gathering and preparing functional specifications Excellent documentation skills Certifications if any in BA Space - ECBA,CCBA,CBAP, PMI-PBA Require understanding of industry trends and current offerings and needs of the markets. Working knowledge of Oracle SQL, BIP, PL/SQL – one of the technologies would be an added advantage Experience in Product Implementation and Support. Strong analytical and communication skills. Diversity and Inclusion: An Oracle career can span industries, roles, Countries, and cultures, allowing you to flourish in new roles and innovate while blending work life in. Oracle has thrived through 40+ years of change by innovating and operating with integrity while delivering for the top companies in almost every industry. To nurture the talent that makes this happen, we are committed to an inclusive culture that celebrates and values diverse insights and perspectives, a workforce that inspires thought leadership and innovation. Oracle offers a highly competitive suite of Employee Benefits designed on the principles of parity, consistency, and affordability. The overall package includes certain core elements such as Medical, Life Insurance, access to Retirement Planning, and much more. We also encourage our employees to engage in the culture of giving back to the communities where we live and do business. At Oracle, we believe that innovation starts with diversity and inclusion and to create the future we need talent from various backgrounds, perspectives, and abilities. We ensure that individuals with disabilities are provided reasonable accommodation to successfully participate in the job application, and interview process, and in potential roles. to perform crucial job functions. That’s why we’re committed to creating a workforce where all individuals can do their best work. It’s when everyone’s voice is heard and valued that we’re inspired to go beyond what’s been done before. Qualifications Career Level - IC1 About Us As a world leader in cloud solutions, Oracle uses tomorrow’s technology to tackle today’s challenges. We’ve partnered with industry-leaders in almost every sector—and continue to thrive after 40+ years of change by operating with integrity. We know that true innovation starts when everyone is empowered to contribute. That’s why we’re committed to growing an inclusive workforce that promotes opportunities for all. Oracle careers open the door to global opportunities where work-life balance flourishes. We offer competitive benefits based on parity and consistency and support our people with flexible medical, life insurance, and retirement options. We also encourage employees to give back to their communities through our volunteer programs. We’re committed to including people with disabilities at all stages of the employment process. If you require accessibility assistance or accommodation for a disability at any point, let us know by emailing accommodation-request_mb@oracle.com or by calling +1 888 404 2494 in the United States. Oracle is an Equal Employment Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability and protected veterans’ status, or any other characteristic protected by law. Oracle will consider for employment qualified applicants with arrest and conviction records pursuant to applicable law. Show more Show less

EXPERIENCE: 3-5 years of experience across Banks / NBFCs / AIFs in handling Credit Underwriting of real estate sector. Understanding of Industry, financial & credit principles Strong understanding of financial modelling and analytical skills Ability to be a self-starter and think strategically to independently handle the credit analysis for the assigned deals / portfolio and highlight the risks in same Maintain healthy relationships with internal stakeholders to achieve team goals Ability to understand/ simplify and present the complex problems Good networking skills across Banks/NBFCs operating in the space KEY RESPONSIBILITIES: Credit Risk & Structuring Independently evaluate lending opportunities to real estate sector, assigning rating using in-house proprietary model and making a detailed risk note highlighting key risk of the transaction. Present independent view on deals to senior management and deal sanctioning committee On-going monitoring of the portfolio to track Early Warning Signals (EWS) for any possible stress in accounts and updating risk rating, wherever applicable. Conduct portfolio analysis and derive at maximum loss potential estimate for the entire portfolio. Be updated and informed of relevant regulatory guidelines and taking active participation in framing various internal policies basis the same. Derive insights from portfolio analysis and incorporate the same in the underwriting standards for new deals. QUALIFICATION: MBA from top B-school (full-time) and CA preferred Show more Show less

Years of Experience: 1-3 years Core Responsibilities: Code Mastery: Writing clean, efficient, and maintainable code that drives our product forward. Technical Contribution: Engage actively in architectural discussions, lending your expertise to implement scalable, secure, and high-performance solutions. Code Review: Conduct thorough code reviews to maintain code quality, identify opportunities for improvement, and share constructive feedback with team members. Cloud Integration: Leverage AWS services, including but not limited to AWS Lambda, API Gateway, EC2, S3, and RDS, to deploy and optimize cloud-based solutions. Problem Solving : Troubleshoot and resolve complex technical issues, identifying root causes and implementing effective solutions. Collaboration: Collaborate closely with product managers, designers, and other stakeholders to ensure alignment between technical solutions and business objectives. Project Execution : Play a key role in project planning, execution, and timely delivery of features, ensuring adherence to project timelines and scope. Qualifications/ Experience/ Essential Skills: Bachelor’s or Master’s degree in Computer Science, Engineering, or a related field. Hands-on experience in API development using Typescript and frameworks such as Express is preferred. Experience with modern web development technologies (e.g., React, Angular, Vue.js) is a plus. Good understanding of SQL and NoSQL databasesUnderstanding of cloud computing concepts and experience using any major cloud service provider (AWS/GCP/Azure). Ability to build and deploy the application in a containerized environment Proven track record of delivering high-performance and scalable platforms in a fast-paced agile environment and drive to take end-to-end ownership. Strong problem-solving and critical-thinking abilities. Knowledge of DevOps practices and infrastructure as code (e.g.: AWS CloudFormation) is advantageous. Show more Show less

ob Title: Assistant Manager / Manager (Credit & Risk) Job Level: Mid-Level Report to: Chief Business Officer Department: Lending Organization: airpay money pvt ltd (http://www.airpay.money) Location: Gurgaon Job Summary The Assistant Manager / Manager (Credit & Risk) is responsible for developing and implementing credit risk assessment models, monitoring credit portfolios, ensuring compliance with credit policies, and optimizing lending strategies. This role involves data-driven risk management, policy refinement, and collaboration with key stakeholders to enhance Airpay’s lending portfolio while maintaining regulatory compliance. Key Responsibilities Credit Risk Assessment: Develop and implement credit risk assessment models and methodologies to evaluate the creditworthiness of potential borrowers. Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money. Monitor and review credit portfolios regularly to identify potential risks and make recommendations for risk mitigation strategies. Collaborate with other departments such as underwriting, collections, and compliance to ensure adherence to credit policies and regulatory requirements. Analytics And Data Management Utilize advanced analytics and statistical techniques for credit risk assessment. Develop predictive models for default probabilities and loan performance. Ensure data accuracy by extracting, cleaning, and managing datasets from multiple sources. Implement data governance practices for consistency and integrity. Stay updated on credit risk analytics trends and incorporate best practices. Portfolio Management Monitor and optimize the lending portfolio’s performance. Conduct stress testing and scenario analysis to assess economic impact. Develop risk-return strategies while ensuring compliance with regulatory guidelines. Provide recommendations for portfolio diversification and capital allocation. Credit Policy Development Assist in refining credit policies based on risk assessments and data insights. Evaluate and enhance credit policies to mitigate emerging risks. Ensure alignment between credit policies, business objectives, and risk strategies. Conduct periodic reviews and audits to maintain compliance. Reporting And Communication Prepare and present reports on credit risk metrics and portfolio performance. Effectively communicate risk findings to stakeholders and decision-makers. Develop reports and dashboards for real-time insights into credit risk trends. Continuous Improvement Identify opportunities to enhance efficiency through process automation. Participate in cross-functional projects to strengthen risk management frameworks. Foster a culture of continuous learning and development within the credit risk team. Required Qualifications Inter CA/CA or Master’s degree in Finance, Business, Economics, or a related field. 2+ years of experience in credit risk assessment, portfolio management, or financial analytics. Strong understanding of credit risk modeling, financial analysis, and data analytics. Knowledge of regulatory frameworks related to lending and risk management. Excellent communication and stakeholder management skills. Certification in risk management (FRM, CFA, or equivalent) is a plus. Show more Show less

Profile Description We’re seeking someone to join our team as Senior Java Developer with good experience on UI/UX technologies to join a technologically advanced team. You must have expertise in leading design and development of multi-tiered Java EE-style applications. You should be fluent in spring, databases, and database interface layers and associated Java development tools. WM_Technology Wealth Management Technology is responsible for the design, development, delivery, and support of the technical solutions behind the products and services used by the Morgan Stanley Wealth Management Business. Practice areas include: Analytics, Intelligence, & Data Technology (AIDT), Client Platforms, Core Technology Services (CTS), Financial Advisor Platforms, Global Banking Technology (GBT), Investment Solutions Technology (IST), Institutional Wealth and Corporate Solutions Technology (IWCST), Technology Delivery Management (TDM), User Experience (UX), and the CAO team. WM Product Technology Wealth Management Product Technology (WMPT) is a dynamic and fast-paced area within the Firm’s WM Technology Division. We are responsible for creating innovative technology solutions for the Private Banking Group (PBG), one of the strategic growth areas of the Firm, providing cash management and lending products and services to our WM clients. This includes state-of-the-art technology for a nationwide network of Private Bankers and product specialists who work with Financial Advisors to provide access to products and services such as online banking, cards, deposit products, residential mortgages, securities-based loans, and tailored lending. If you are an exceptional individual who is interested in solving complex problems and building sophisticated solutions in a dynamic team environment, WMPT is the place for you. Software Engineering This is Associate position that develops and maintains software solutions that support business needs. Morgan Stanley is an industry leader in financial services, known for mobilizing capital to help governments, corporations, institutions, and individuals around the world achieve their financial goals. At Morgan Stanley India, we support the Firm’s global businesses, with critical presence across Institutional Securities, Wealth Management, and Investment management, as well as in the Firm’s infrastructure functions of Technology, Operations, Finance, Risk Management, Legal and Corporate & Enterprise Services. Morgan Stanley has been rooted in India since 1993, with campuses in both Mumbai and Bengaluru. We empower our multi-faceted and talented teams to advance their careers and make a global impact on the business. For those who show passion and grit in their work, there’s ample opportunity to move across the businesses for those who show passion and grit in their work. Interested in joining a team that’s eager to create, innovate and make an impact on the world? Read on… What You’ll Do In The Role Building enterprise server-side applications using Java EE Technologies, hands-on development using Java technology Hands on development of Java applications as well as multi-tier Java EE style applications in the finance technology supporting all document platform business lines. Collaborating with multiple technology teams that are upstream and downstream to the application which include Document Platform co-partners and firm’s GL system etc. Working in the Agile development methodologies, collaborating with business and technology teams located globally. What You’ll Bring To The Role At least 2 years of hands-on experience as Java Developer building enterprise level applications using Core Java 1.8 or higher. 2+ years of hands-on experience in Java EE design and programming, solid understanding of multi-tiered web-based applications. In-depth knowledge of JavaScript, Angular, jQuery, and CSS. Practical experience with Microservices Framework like Spring Boot, Event driven Services, Cloud Native applications development. Practical experience with Web API, Junit/TDD, KAFKA, GIT, and Team City. Strong knowledge of CI CD Pipelines, Code quality analysis tools like Sonar, find bug. Strong understanding of database analysis & design including SQL, indexes, and query tuning. Ability to analyze the business requirement and define the appropriate design with respect to data modeling, configuration, and customization of applications. Practical experience with data model designing and modeling tools. Proven experience working in agile development methodologies. Excellent verbal and written communication skills. Skills Desired Working Knowledge of building applications in the Cloud. Working Knowledge of Unix/Linux and/or any scripting language. Exposure to JIRA or other ALM tools to create a productive, high quality development environment. Working knowledge of financial markets, lending-based products, and Wealth Management What You Can Expect From Morgan Stanley We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 85 years. At our foundation are five core values — putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back — that guide our more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find trusted colleagues, committed mentors and a culture that values diverse perspectives, individual intellect and cross-collaboration. Our Firm is differentiated by the caliber of our diverse team, while our company culture and commitment to inclusion define our legacy and shape our future, helping to strengthen our business and bring value to clients around the world. Learn more about how we put this commitment to action: morganstanley.com/diversity. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. What You Can Expect From Morgan Stanley We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work. Morgan Stanley is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives, and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing, and advancing individuals based on their skills and talents. 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Job Description As a consulting business, customer relationships are the heart of growing our business. We are ambassadors at the customer site both to create the right relationship and trust from the customers and to deliver high quality projects, services and advices. Our skills and capabilities are Consulting’s most important asset. Position Description We are seeking aspirational candidates who are interested in a career in Consulting to join our niche Banking Domain and Practice. The position will support Territory Heads, Delivery Managers, Portfolio and Project Managers and teams of talented, professional business and technology consultants in the delivery of business focused solutions for our clients using Oracle applications, tools and technology. Utilizing sound product skills and experience, the successful applicant will work on value consulting, solutioning and transforming and addressing complex business requirements into sound and optimal solutions to achieve successful outcomes for our customers, partners and associates and drive towards client and customer reference ability. Longer term you will grow, with the help of extensive training and experience of the team around you, into a seasoned employee and become a Subject Matter experts in Business domain and or Solution Architecture with full accountability and responsibility of the delivered solution for your own projects, programs and territory and larger region and organization. Responsibilities Job Responsibilities Business Analysis for the Bank’s requirements Requirements Elucidation, Discussion with Customer, Oracle teams Preparation of Functional Specifications for the Corporate Banking (Lending, Limits, Supply Chain, Trade Finance, Cross Border payments/ SWIFT) requirements. Guiding teams to prepare Functional/Business Test plans for Customization. Guiding teams during Functional Testing of the customer requirements gathered and developed. Guiding teams during Product Implementation & Support. Should be able to contribute independently Adherence to Oracle internal processes Working with different internal stake holders in Oracle Working with bank and partners for delivery of Oracle Deliverables . Job Requirements Bachelor’s Degree in Finance Domain / Business Administration Engineering/Science. 3-6 years of corporate banking function experience Hands-on experience with any of the Corporate Banking areas in Lending, Limits, Supply Chain, Trade Finance, Cross Border payments/ in multi-country corporate banking operations – multiple domains Excellent understanding on Corporate Banking operations in India, US, Europe and Asian Market Prior Banking / Financial institution experience will be a plus Familiarity of Capital Markets industry Proven experience in business and functional requirements gathering Specific Industry knowledge Experience in at least one of the following domain areas: Limits & Corporate Lending Supply Chain Trade Finance - Front Office, Middle Office Primary and Secondary Markets Cross Border settlements, SWIFT Very good experience in team management and grooming the teams Excellent Analytical Skills Experience in customer interfacing for business requirement analysis, requirement gathering and preparing functional specifications Excellent documentation skills Certifications if any in BA Space - ECBA,CCBA,CBAP, PMI-PBA Require understanding of industry trends and current offerings and needs of the markets. Working knowledge of Oracle SQL, BIP, PL/SQL – one of the technologies would be an added advantage Experience in Product Implementation and Support. Strong analytical and communication skills. Diversity and Inclusion: An Oracle career can span industries, roles, Countries, and cultures, allowing you to flourish in new roles and innovate while blending work life in. Oracle has thrived through 40+ years of change by innovating and operating with integrity while delivering for the top companies in almost every industry. To nurture the talent that makes this happen, we are committed to an inclusive culture that celebrates and values diverse insights and perspectives, a workforce that inspires thought leadership and innovation. Oracle offers a highly competitive suite of Employee Benefits designed on the principles of parity, consistency, and affordability. The overall package includes certain core elements such as Medical, Life Insurance, access to Retirement Planning, and much more. We also encourage our employees to engage in the culture of giving back to the communities where we live and do business. At Oracle, we believe that innovation starts with diversity and inclusion and to create the future we need talent from various backgrounds, perspectives, and abilities. We ensure that individuals with disabilities are provided reasonable accommodation to successfully participate in the job application, and interview process, and in potential roles. to perform crucial job functions. That’s why we’re committed to creating a workforce where all individuals can do their best work. It’s when everyone’s voice is heard and valued that we’re inspired to go beyond what’s been done before. Qualifications Career Level - IC1 About Us As a world leader in cloud solutions, Oracle uses tomorrow’s technology to tackle today’s challenges. We’ve partnered with industry-leaders in almost every sector—and continue to thrive after 40+ years of change by operating with integrity. We know that true innovation starts when everyone is empowered to contribute. That’s why we’re committed to growing an inclusive workforce that promotes opportunities for all. Oracle careers open the door to global opportunities where work-life balance flourishes. We offer competitive benefits based on parity and consistency and support our people with flexible medical, life insurance, and retirement options. We also encourage employees to give back to their communities through our volunteer programs. We’re committed to including people with disabilities at all stages of the employment process. If you require accessibility assistance or accommodation for a disability at any point, let us know by emailing accommodation-request_mb@oracle.com or by calling +1 888 404 2494 in the United States. Oracle is an Equal Employment Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability and protected veterans’ status, or any other characteristic protected by law. Oracle will consider for employment qualified applicants with arrest and conviction records pursuant to applicable law. Show more Show less