About FinAGG Technologies FinAGG Technologies Private Limited is a dynamic fintech company revolutionizing credit access for India's Distributor and Retailer ecosystem. Founded and led by industry veterans with a track record of successful exits to global firms, FinAGG is at the forefront of digital lending innovation. Trusted by 20+ leading corporate houses, we are transforming SME/MSME financing and driving the vision of Atmanirbhar Bharat by empowering businesses with seamless working capital solutions. Role: Senior Manager/AVP - Credit & Risk 📍 Location: Noida (On-site) | 🏢 Full-time As a Senior Manager/AVP - Credit & Risk , you will play a key role in shaping FinAGG’s risk strategy and credit policies. You will be responsible for assessing and mitigating credit risks, developing robust underwriting frameworks, and driving financial risk management strategies to support our growing portfolio. Key Responsibilities: ✅ Oversee credit risk management frameworks and policies ✅ Conduct in-depth financial assessments and underwriting activities ✅ Implement risk management strategies to optimize portfolio performance ✅ Utilize analytical tools to evaluate creditworthiness and risk exposure ✅ Collaborate with cross-functional teams to enhance credit models and decision-making Qualifications & Skills: ✔ Proven experience in Credit Risk Management & Underwriting ✔ Strong analytical skills with expertise in financial modeling ✔ Deep understanding of credit assessment, finance, and risk management ✔ Background in financial services, fintech, or banking ✔ Ability to thrive in a fast-paced, high-growth environment ✔ Bachelor's or Master’s degree in Finance, Economics, Business , or a related field 🚀 Join us in redefining MSME financing and driving India’s economic growth! 📩 Interested? Apply now or reach out to learn more. Show more Show less

About Us : Paytm is India's leading financial services company that offers full-stack payments & financial solutions to consumers, offline merchants and online platforms. The company is on a mission to bring half a billion Indians into the mainstream economy through payments, commerce, banking, investments, and financial services. One97 Communications Limited that owns the brand Paytm is founded by Vijay Shekhar Sharma and is headquartered in Noida, Uttar Pradesh. Its investors include Softbank, Ant Financial, AGH Holdings, Elevation Capital , Berkshire Hathaway, T Rowe Price and Discovery Capital. About the team : Being one of the largest payment platforms in the country, we aim to not only ensure a seamless experience, but also a delightful journey for our customers. We strive to enrich the customer experience by making every transaction transparent, honest, and hassle-free. The app product team ensures to deliver an outstanding user experience to the Paytm Customers by understanding the user, discerning their use patterns, and designing an app that meets their user's needs. About the role : Are you someone who loves to build products and also gets curious about technology stack being used? Have you worked in technical roles at some point in your career and enjoyed them (be it software developer, engineering manager or architect)? We are looking for Product Owners to enable delivery of high quality financial/payment products in a fast-paced, challenging, and creative environment. You will work with business heads and engineering partners to drive the strategy, roadmap, execution of a product area to build high quality products/systems. Expectations: · We would expect you to hit the ground running, and approach your role with a growth mindset. · You will be expected to communicate openly, make decisions by creating consensus, and drive a collective obsession about your feature or product. · Bring consumer first mindset and work backwards: Understand consumer pain points and business imperatives to define product roadmap and strategy. · Growth: Finding new ways to acquire users from inside and outside the Paytm ecosystem. · Work with cross-functional teams such as User Research, UX Design, Engineering, Sales, Marketing, Finance, Operations to deliver high impact products Superpowers that will help you succeed in this role: · MS or BS/ B.TECH in computer science or equivalent experience from top college · Atleast 3 years in Product Management · Superior organization, communication, interpersonal and leadership skills · Must be a proven performer and team player that enjoy challenging assignments in a high-energy, fast growing and start-up workplace · Must be a self-starter who can work well with minimal guidance and in a fluid environment Why join us? · A collaborative output driven program that brings cohesiveness across businesses through technology · Improve the average revenue per use by increasing the cross-sell opportunities · A solid 360 feedback from your peer teams on your support of their goals · Respect, that is earned, not demanded from your peers and manager Compensation: If you are the right fit, we believe in creating wealth for you. With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story! Show more Show less

About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the role: 1. Perform process walkthroughs to identify key risk and able to implement controls against the same. 2. Performing business wise Risk Assessments cum audit, finalizing and submitting the report to senior management and relevant stakeholders. 3. Developing insightful analysis about business and their strategic and operational implications. 4. Analyze data from multiple angles, looking for trends that highlight areas of concerns or opportunities. 5. Identification of cost saving/reduction opportunities. 6. Ensure that identified bugs/issues are well defined and root causes are identified. 7. Suggest remedial action plan (incident or systemic)/ process improvement points for rectifying the gaps identified. 8. Interface with the business for rigorous follow up for implementation of the recommendation and providing support for the same. 9. Demonstrating the ability to research issues, trends, benchmark study etc. via external sources. 10. Performing Internal Investigation and conducting Root Cause Analysis of the Investigation Instances. 11. Open to work in a dynamic environment. Expectations/ Requirements 1. Preferably Chartered Accountant/ MBA (with Minimum 3 years of relevant experience in internal audit/ operation audit (preferably from reputed consulting firm)/candidate from Payment Industry is highly preferred 2. Understanding of risk and control concepts, identify gaps and suggest best practices 3. Processes oriented and have hands on experience in writing SOP’s/ Policies 4. Practical exposures to Data Analysis and familiarity with IT tools and audit techniques 5. Internal Stakeholder Engagement 6. Good verbal & written communication skills for coordinating across teams 7. Excellent team player, comfortable with working with all levels within the company Superpowers/ Skills that will help you succeed in this role 1. Ability to take internal and external stakeholders along 2. Must have worked on cost optimization projects 3. Strong people management exposure 4. Love for simplifying 5. Growth Mindset 6. Willingness to experiment and improve continuously Education : Must be a qualified CA or MBA Why join us 1. A collaborative output driven program that brings cohesiveness across businesses through technology 2. Improve the average revenue per use by increasing the cross-sell opportunities 3. A solid 360 feedback from your peer teams on your support of their goals 4. Respect, that is earned, not demanded from your peers and manager Compensation: If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story! Show more Show less

About us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the Paytm Lending team: At Paytm Lending, we are a dedicated group of professionals committed to changing the way lending is experienced in India. The team is focused on leveraging technology and data to build accessible, transparent, and customer-centric lending solutions. From personal loans to merchant financing, we are on a mission to make credit accessible to everyone. As part of our team, you’ll work alongside experts in the fintech space, collaborate on strategic initiatives, and have the opportunity to directly impact millions of lives by making financial products easy to use and understand. Why join us: 1. A collaborative output-driven program that brings cohesiveness across businesses through technology 2. Improve the average revenue per use by increasing the cross-sell opportunities 3. A solid 360 feedback from your peer teams on your support of their goals 4. Respect, that is earned, not demanded from your peers and manager Job Description: 1. Grow Distribution and Market share in the assigned area (Rural) of operations. 2. Visibility Accountability through Extensive QR & Sound box deployment and sale of the product. 3. Identify and Recruit the sales team (FSE) to align and drive business in the market. 4. Skilled in coaching and mentoring, a quick learner who grasps and puts into application new learned ideas and concepts. 5. Plan the market size, span and geographies for FSE. 6. Should be able to devise the best methods for communication of plans/targets to the team so as to minimize the expectations vs delivery gap. 7. Monitor the Quality parameters as suggested by the management. 8. Validate and conduct the audits on the acquisitions and sales done by the team. 9. Ensure the team members are in the market where sales & usage are done regularly. 10. Should have good networking capabilities and be willing to travel extensively throughout their specified area. 11. Sale of cross sales product to existing and new merchants like Merchant Loan, Personal Loan, GOLD SIP etc., along with Upgrades for the merchant. 12. Good understanding of lending products. 13. Able to train and groom the manpower allocated to him. Educational Qualification: Any Graduation Compensation: If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story! Show more Show less

About Us : Paytm is India’s leading digital payments and financial services company, which is focused on driving consumers and merchants to its platform by offering them a variety of payment use cases. Paytm provides consumers with services like utility payments and money transfers, while empowering them to pay via Paytm Payment Instruments (PPI) like Paytm Wallet, Paytm UPI, Paytm Payments Bank Netbanking, Paytm FASTag and Paytm Postpaid - Buy Now, Pay Later. To merchants, Paytm offers acquiring devices like Soundbox, EDC, QR and Payment Gateway where payment aggregation is done through PPI and also other banks’ financial instruments. To further enhance merchants’ business, Paytm offers merchants commerce services through advertising and Paytm Mini app store. Operating on this platform leverage, the company then offers credit services such as merchant loans, personal loans and BNPL, sourced by its financial partners. About the Team : QR/Soundbox team is one of the biggest business and payments vertical in the organisation that is focused on merchant acquisition, merchant retention and growth of merchants in India. About the Role: We are looking for a strategic and execution-oriented Go-To-Market (GTM) Lead to own and drive the successful launch, scaling, and optimization of our products and services. The GTM Lead will collaborate cross-functionally with product, marketing, sales, operations, and customer success teams to build and execute high-impact go-to-market strategies. Expectations/ Requirements: 1. GTM Strategy & Planning 2. Develop and own comprehensive GTM strategies for new product launches and feature rollouts. 3.Identify target markets, customer segments, pricing, positioning, and competitive differentiation. 4.Cross-functional Alignment 5.Serve as the central point of coordination across Product, Marketing, Sales, and Customer Success. 6.Drive consensus on GTM plans, timelines, and execution priorities. 7.Sales Enablement 8.Equip the sales team with effective positioning, messaging, battle cards, and training materials. 9.Support demand generation, pipeline acceleration, and account-based strategies. 10.Product Launch & Execution 11.Lead product release planning, customer rollout strategies, and feedback loops. 12.Measure GTM performance metrics (adoption, revenue, churn) and iterate accordingly. 13.Market Intelligence 14.Conduct competitive analysis and market research to guide GTM approaches. 15.Identify opportunities for product-market fit expansion or repositioning. Superpowers / Skills Required: 1. 5-10 years of experience in GTM strategy & marketing. Attention to detail and passion for problem solving. 2. Must be highly proficient with MS Excel, SQL and other statistical tools. 3. Capable of demonstrating good business judgment. Education: MBA (Marketing) Why join us: We aim at bringing half a billion Indians into the mainstream economy, and everyone working here is striving to achieve that goal. Our success is rooted in our people’s collective energy and unwavering focus on the customers, and that’s how it will always be. We are the largest merchant acquirer in India Compensation: If you are the right fit, we believe in creating wealth for you. With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story! Show more Show less

About Us: Paytm is India's leading financial services company that offers full-stack payments & financial solutions to consumers, offline merchants and online platforms. The company is on a mission to bring half a billion Indians into the mainstream economy through payments, commerce, banking, investments, and financial services. Its investors include Softbank, Ant Financial, AGH Holdings, Elevation Capital , Berkshire Hathaway, T Rowe Price, and Discovery Capital. About Team: Central Design Team The Paytm Central Design team is responsible for all the Product Design and Research work related to various products. The team mainly looks at the design of the Paytm consumer app and the products in the Merchant Ecosystem comprising of the Paytm for Business (P4B) app, the EDC and POS Devices, the Golden Gate app (the FSE ecosystem), the Unified Merchants Portal (UMP), Net Banking Panel, Boss Panel.The Paytm Central Design Team is divided into different deltas and various products are aligned with each of the Deltas.The Paytm Official Design System (PODS) team and the UX Audit team is responsible for ensuring the consistency across the different products and adherence to good UX principles. The User Research Team looks at understanding user behavior and also the usage of the various products once it's live. About the Role: As a Motion/Interaction Designer at Paytm, you will report to the (Sr) Product Design Manager and collaborate with a diverse team of designers, product managers, and engineers. Your goal will be to create intuitive, user-friendly, and delightful design solutions that drive our product vision forward. Responsibilities/Requirements: • Design Execution: Own and drive design projects from ideation to delivery, ensuring that design solutions are functional and aesthetically pleasing. •User-Centric Approach: Conduct user research and usability testing, incorporating insights to improve design outcomes. •Prototyping & Wireframing: Develop prototypes and wireframes to communicate design • Collaboration: Work closely with product managers, engineers, and other stakeholders to bring designs to life, balancing user needs with business goals. •Feedback Integration: Engage in design reviews, accepting feedback, and continuously refining designs to enhance the user experience. •Mentorship & Learning: Share your knowledge with peers and stay updated on the latest design trends and technologies to inspire your work and the team. Expectations: • Technical proficiency with motion graphics systems (video editing is a plus) • Expertise in animation software such as Adobe After Effects, and Adobe Premiere Pro, Rive & Lottie Files.Proficiency in basic vector graphics and illustration. • Is adept with character animation (Basics in illustration to design characters, environments, and other visual assets) • Excellent understanding of video compression and optimization for web & AppKnowledge in 3D software is a plus, enhancing the capability to create more dynamic and immersive animations. •Strong understanding of animation principles, visual storytelling, and typography. •Must have - A portfolio showcasing diverse motion design work, including 2D/3D animation, App interactions Superpowers/ Skills that will help you succeed in this role • Experience: 4 to 6 years of experience in Interaction design with a strong, diverse portfolio demonstrating exceptional design skills and successful projects. •Education : Bachelor’s or Master’s degree, Human-Computer Interaction, or a related field.Design • Expertise: Deep knowledge of user-centered design principles and proficiency with tools like Figma, Adobe Creative Suite, and prototyping tools. •Problem-Solving : Strong analytical skills to transform complex problems into simple, elegant design solutions. •Collaboration : Excellent communication and collaboration skills, able to articulate design decisions and work effectively with cross-functional teams. •Adaptability : Experience in working in a fast-paced environment, embracing feedback, and iterating on designs. Why join us? Join us at Paytm's central design team and be part of an innovative and dynamic organisation dedicated to shaping the future of digital finance in India. If you are passionate about design, user experience, and leading a team to success, we'd love to hear from you. Apply now and make a significant impact on the way millions of Indians manage their finances. Compensation: If you are the right fit, we believe in creating wealth for you. With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story! Show more Show less

Title- Growth Management- EDC About Paytm Group: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the Role: • Developing and executing growth strategies: This includes identifying growth opportunities, optimizing campaigns, and enhancing the customer journey. • Data analysis and reporting: Using data-driven insights to identify key growth opportunities and track the performance of growth initiatives. • Cross-functional collaboration: Working with product, marketing, and sales teams to align efforts and achieve growth objectives. • Market research and competitive analysis: Staying informed about industry trends and competitor strategies to inform growth tactics. • Setting and achieving growth targets: Ensuring that the company is meeting its growth objectives, which may include customer acquisition, retention, revenue growth, and market share expansion. • Managing a team (for some roles): Leading and managing teams of marketers, product managers, and other professionals involved in growth initiatives. • Growth Hacking: Developing innovative and creative strategies to quickly and efficiently drive growth. • Growth Management: Implementing and refining strategies to maximize growth potential, including setting up tracking mechanisms and measuring ROI. • Growth Nurturing: Focusing on retaining existing customers and building long-term relationships. Essential Skills for Growth Roles: • Analytical skills: Ability to analyze data, identify patterns, and make data-driven decisions. • Strategic thinking: Ability to develop and execute comprehensive growth strategies. • Communication and leadership skills: Ability to communicate effectively with cross- functional teams and lead growth initiatives. • Problem-solving skills: Ability to identify and address challenges related to growth. • Technical skills: Proficiency in data analysis tools, A/B testing platforms, and other relevant technologies. • Project management skills: Ability to manage Why join us? A collaborative output driven program that brings cohesiveness across businesses through technology Improve the average revenue per use by increasing the cross-sell opportunities A solid 360 feedback from your peer teams on your support of their goals Respect, that is earned, not demanded from your peers and manager Compensation : If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 17 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story! Show more Show less

About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About Team : The Business Finance team partners with the business team to drive growth sustainably. The team drives efficiency in the investment being made to drive topline and business metrics. Focus remains on improving margins and minimizing financial risks by understanding the key business drivers, analyse key financial metrics, provide value add analysis, support to sales / finance management (variance analysis, budget analysis, financial forecasting etc) Expectations/ Requirements Planning: ● Work with business and finance leaders in building the annual operating plan and departmental budgets ● Develop comprehensive project plans to evaluate new business proposals Reporting: ● Prepare, review, and analyze financial/business metrics to ensure accuracy and completeness ● Track project/department performance to analyze the successful completion of short and long-term plans Controlling: ● Work with general accounting functions, including, but not limited to: accounts payable, accounts receivable and taxes; assess current practices and procedures, and make recommendations for the improvements Business Partnering: ● Act as a central finance POC for respective departments/business segments ● Coordinate with cross-functional teams for compatibility and pacing of all aspects of ongoing projects Special Projects: ● Program manage initiatives that are driven centrally for cost optimization, technology and process improvements. Superpowers/ Skills that will help you succeed in this role 1. Qualified as Chartered Accountant with 1 to 2 years of progressive accounting experience 2. Excellent verbal and written communication abilities across all level of an organization 3. Cohesively work with a lot of people, across functions and teams every day 4. Advanced Microsoft Excel skills and experience with other financial systems such as SAP, Anaplan Education: CA is a must Why join us Merit-based culture that thrives on self-motivated & driven individuals who are set out to make a successful career in India’s fastest-growing Fintech Organization. Agile & democratic setup that gives space to your creativity, offers opportunity to work at scale, coupled with an environment that encourages diverse perspectives at all times. Compensation: If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 21 mn+ merchants, and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story! Show more Show less

About Us : Paytm is India's leading financial services company that offers full-stack payments & financial solutions to consumers, offline merchants and online platforms. The company is on a mission to bring half a billion Indians into the mainstream economy through payments, commerce, banking, investments, and financial services. One97 Communications Limited that owns the brand Paytm is founded by Vijay Shekhar Sharma and is headquartered in Noida, Uttar Pradesh. Its investors include Softbank, Ant Financial, AGH Holdings, Elevation Capital , Berkshire Hathaway, T Rowe Price and Discovery Capital. About the team : Being one of the largest payment platforms in the country, we aim to not only ensure a seamless experience, but also a delightful journey for our customers. We strive to enrich the customer experience by making every transaction transparent, honest, and hassle-free. The app product team ensures to deliver an outstanding user experience to the Paytm Customers by understanding the user, discerning their use patterns, and designing an app that meets their user's needs. About the role : Are you someone who loves to build products and also gets curious about technology stack being used? Have you worked in technical roles at some point in your career and enjoyed them (be it software developer, engineering manager or architect)? We are looking for Product Owners to enable delivery of high quality financial/payment products in a fast-paced, challenging, and creative environment. You will work with business heads and engineering partners to drive the strategy, roadmap, execution of a product area to build high quality products/systems. Expectations: · We would expect you to hit the ground running, and approach your role with a growth mindset. · You will be expected to communicate openly, make decisions by creating consensus, and drive a collective obsession about your feature or product. · Bring consumer first mindset and work backwards: Understand consumer pain points and business imperatives to define product roadmap and strategy. · Growth: Finding new ways to acquire users from inside and outside the Paytm ecosystem. · Work with cross-functional teams such as User Research, UX Design, Engineering, Sales, Marketing, Finance, Operations to deliver high impact products Superpowers that will help you succeed in this role: · MS or BS/ B.TECH in computer science or equivalent experience from top college · Atleast 3 years in Product Management · Superior organization, communication, interpersonal and leadership skills · Must be a proven performer and team player that enjoy challenging assignments in a high-energy, fast growing and start-up workplace · Must be a self-starter who can work well with minimal guidance and in a fluid environment Why join us? · A collaborative output driven program that brings cohesiveness across businesses through technology · Improve the average revenue per use by increasing the cross-sell opportunities · A solid 360 feedback from your peer teams on your support of their goals · Respect, that is earned, not demanded from your peers and manager Compensation: If you are the right fit, we believe in creating wealth for you. With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story! Show more Show less

About Vcheck Vcheck is a human-led, technology-enabled due diligence background check firm, annually conducting over 18,000 international investigations. We specialize in risk-based assessments for lending, investments, KYC, vendor onboarding, M&A, IPOs, executive placements, and overall third-party portfolio risk. Our hybrid approach delivers the financial and reputational intelligence needed for confident decision-making. Founded in 2012 and based in New York City, Vcheck has experienced rapid growth, industry recognition, and five consecutive appearances on the Inc. 5000 list. About The Role Vcheck is seeking a motivated and detail-oriented Due Diligence Intern to join our Pune office. This entry-level role is ideal for individuals eager to immerse themselves in the field of due diligence and begin a promising career path towards becoming a seasoned investigator. As a Due Diligence Intern, you will participate in conducting comprehensive investigations, gaining invaluable experience in researching, analyzing, and compiling critical data. This position offers significant learning opportunities with exposure to seasoned professionals, providing a solid foundation for professional growth and career advancement within Vcheck. This position is an onsite role in our Pune office. What You'll Do Conduct detailed public record due diligence investigations on individuals and entities for investment and lending purposes Confirm identities and search for alias through various third-party resources Identify, analyze, and intelligently summarize complex legal documents including liens, judgments, bankruptcies, criminal records, complaints, and other recorded documents Conduct research on social media profiles, derogatory news, and general online presence Create detailed, well-written reports for clients based on findings Produce accurate, precise reporting in a timely manner Communicate with the Customer Success team to ensure deliverables and timelines are achievable Collaborate with outside third-party firms for document retrieval, court runner services, and additional research Performs other duties as assigned Key Requirements Bachelor’s degree in forensic science or currently pursuing a relevant undergraduate program from a recognized university in India. Interest in due diligence investigations, research methodologies, and risk assessment. Fundamental analytical skills with acute attention to detail and a strong willingness to learn. Proficiency in effective verbal and written communication. Basic knowledge of Microsoft Office Suite (Excel, Word, PowerPoint) is advantageous. Ability to work harmoniously in a collaborative team environment and manage tasks efficiently. Driven and proactive towards acquiring new skills and expanding knowledge. Why us? You Will Be Joining a Cutting-edge Company, Where You Will Tackle Complex Challenges And Work With The Very Best In The Industry. In Addition, We Offer Competitive compensation package Comprehensive benefits, including GHI coverage for you & your loved ones Flexible vacation policy, encouraging you to take the time you need Comfortable shift(s) to maintain work life balance Annual wellness allowance to support your health and well-being Quarterly team events, fun team activities monthly happy hours to refresh mind and soul. A fun and collaborative work environment where you'll be supported by a team of dedicated and collaborative colleagues Additional equipment support, if needed, for workplace A vital role in shaping our company's future Please be aware that Vcheck uses AI-powered note-taking, interview recording, and transcription tools to ensure accuracy and efficiency during our talent acquisition processes. By participating in the application and interview stages, you acknowledge and consent to the use of these technologies. Vcheck Global is proud to be an equal opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, color, ancestry, religion, sex, age, national origin, sexual orientation, gender identity, disability, genetic information, veteran status, or any other factor protected by applicable law. This policy applies to all employment practices within our organization, including hiring, recruiting, promotion, termination, layoff, recall, transfer, leave of absence, compensation, benefits, and training. Vcheck Global expressly prohibits discrimination and harassment of any kind based on race, color, ancestry, religion, sex, age, national origin, sexual orientation, gender identity, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws. No matter what background you bring with you, if you are committed to excellence and good at what you do, we welcome you to apply to join us and encourage you to come as you are. Show more Show less

Job Summary We are seeking a Process Specialist for our B&L team with 5 to 7 years of experience. The ideal candidate will have expertise in MS Excel and a background in Consumer Lending Cards and Payments. This hybrid role requires strong analytical skills and the ability to optimize processes to enhance efficiency and productivity. The position offers a day shift with no travel requirements. Responsibilities Analyze and optimize existing business processes to improve efficiency and effectiveness. Utilize MS Excel to create and manage complex data sets ensuring accuracy and reliability. Develop and implement process improvements to streamline operations and reduce costs. Collaborate with cross-functional teams to identify and resolve process-related issues. Monitor and report on key performance indicators to track progress and identify areas for improvement. Provide training and support to team members on new processes and tools. Conduct regular audits to ensure compliance with company policies and industry regulations. Assist in the development of process documentation and standard operating procedures. Participate in project planning and execution to ensure timely delivery of process improvements. Communicate effectively with stakeholders to gather requirements and provide updates on project status. Stay up-to-date with industry trends and best practices to continuously improve processes. Support the implementation of new technologies and systems to enhance process efficiency. Contribute to the overall success of the company by driving process improvements that positively impact customer satisfaction and business outcomes. Qualifications Possess strong analytical skills with proficiency in MS Excel. Have a background in Consumer Lending Cards and Payments is a plus. Demonstrate excellent communication and collaboration skills. Exhibit the ability to manage multiple projects and priorities effectively. Show a keen attention to detail and a commitment to quality. Have experience in process improvement methodologies such as Lean or Six Sigma. Display a proactive approach to problem-solving and continuous improvement. Show more Show less

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. You Lead the Way. We’ve Got Your Back. With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally. At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong. Join Team Amex and let's lead the way together. How will you make an impact in this role? The U.S. Consumer Services is responsible for our suite of consumer products, services, and experiences in the U.S., including our premium, cobrand, cash back, and lending portfolios, Membership Rewards, Global Travel & Lifestyle Services, the Centurion Lounge network, our Global Dining and Resy businesses, and best-in-class marketing programs across customer, prospect, and partner channels. The USCS team is focused on making membership an indisputable competitive advantage and helping each other become better leaders every day. The U.S. Consumer Data Office (USCDO) is responsible for advancing Enterprise Data Governance principles and policies across the data assets underpinning our consumer products. In this role, you will be responsible for end-to-end implementation of both data management and data governance opportunities across all aspects of U.S. Consumer data, developing new data assets, creating roadmap for data products & capabilities, ingesting data into Lumi, driving USCC teams compliance to AEMP79 policy (Data Risk Management Policy), implementing Data Quality Controls, and identifying and remediating data Issues. Responsibilities: Develop & maintain data products & solutions, highly relevant for USCC business growth – in collaboration with USCC business teams, tech partners and other teams Develop strong subject matter expertise on both internal and external data assets, identify synergies and create new strategic derived data assets (ODLs) Act as the custodian for data standardization, data governance, data quality and data ownership, while ensuring compliance and security of the data. Leverage statistical models and ML to create intelligent & accurate data quality checks across critical datasets Innovate with a focus on developing newer and better approaches using big data & cloud technologies Build strong relationships, operate effectively within large cross-functional teams, and influence business stakeholders to drive change. Minimum Qualifications: Proficiency in SQL. Good understanding of Python, Hive, Shell Scripting, GCP and related Data Warehousing solutions like BigQuery. Demonstrated capability in hypothesis testing & data-driven analysis Familiarity with Data Governance concepts (metadata management, data lineage, quality frameworks) Knowledge of industry-standard methodologies for data quality assurance, including statistical profiling, outlier detection, anomaly identification Ability to frame strategies, and communicate in a clear and consumable manner, tailored to the audience Ability to learn quickly and work independently with complex, unstructured initiatives Lead with an external perspective, challenge status quo and bring continuous innovation to our existing processes We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: Competitive base salaries Bonus incentives Support for financial-well-being and retirement Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need Generous paid parental leave policies (depending on your location) Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) Free and confidential counseling support through our Healthy Minds program Career development and training opportunities American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations. Show more Show less

About the Role: We are seeking an experienced US Mortgage Specialist to join our dynamic team in Hyderabad. This role offers a hybrid work model, allowing for a balance of in-office collaboration and remote work. The ideal candidate will have a deep understanding of US mortgage underwriting processes, regulations, and guidelines, and will be responsible for ensuring the accuracy and completeness of mortgage loan applications. Key Responsibilities: Analyze and verify loan applications to ensure eligibility, creditworthiness, and compliance with US mortgage lending regulations and guidelines. Review financial statements, credit reports, and applicable ratios (i.e., Debt ratios, loan-to-value) to make loan eligibility decisions. Evaluate mortgage loan requests and assess risks based on credit, capacity, and collateral considerations. Ensure all required documentation is collected, reviewed, and accurately processed. Work closely with loan processors and officers to provide guidance and clarification on underwriting standards and requirements. Stay updated with changes in underwriting procedures, criteria, and regulatory requirements. Provide timely and constructive feedback to agents and clients regarding loan decisions, conditions, and additional requirements. Maintain a high level of customer service by being proactive in communication with clients and stakeholders. Qualifications: Bachelor’s degree in Finance, Business Administration, or a related field. Minimum of 5 years of experience in US mortgage underwriting. Strong understanding of current US mortgage lending laws, regulations, and guidelines. Familiarity with underwriting tools and software used in the US mortgage industry. Excellent analytical and decision-making skills. Strong attention to detail and accuracy. Effective communication skills, both written and verbal. Ability to work independently and collaboratively in a hybrid work environment. Preferred Skills: Experience with FHA, VA, and conventional loan underwriting. Certification in mortgage underwriting from a recognized institution. Proficiency in risk analysis and mitigation. Show more Show less

Job Summary We are seeking a dedicated and experienced Team Lead for our B&L team with 5 to 7 years of experience. The ideal candidate will possess strong technical skills in MS Excel and have a background in Consumer Lending Cards and Payments. This hybrid role requires a proactive individual who can drive team success and contribute to our companys growth and societal impact. Responsibilities Lead the B&L team to ensure project goals are met efficiently and effectively. Oversee daily operations and provide guidance to team members on technical and domain-specific tasks. Provide expertise in MS Excel to analyze data generate reports and support decision-making processes. Collaborate with cross-functional teams to align project objectives with company goals. Develop and implement strategies to improve team performance and productivity. Monitor project progress and address any issues that may arise to ensure timely completion. Conduct regular team meetings to review progress share updates and address any concerns. Foster a positive and collaborative work environment to encourage team growth and development. Ensure compliance with company policies and industry regulations in all project activities. Utilize domain knowledge in Consumer Lending Cards and Payments to provide valuable insights and recommendations. Support the team in troubleshooting and resolving technical issues related to MS Excel. Communicate effectively with stakeholders to provide project updates and gather feedback. Maintain accurate documentation of project activities and deliverables. Qualifications Must have strong technical skills in MS Excel with the ability to analyze data and generate reports. Should have experience in Consumer Lending Cards and Payments to provide domain-specific insights. Must possess excellent leadership and team management skills to drive team success. Should have strong communication and interpersonal skills to collaborate with cross-functional teams. Must be proactive and able to address project issues promptly to ensure timely completion. Should have the ability to develop and implement strategies to improve team performance. Must be detail-oriented and able to maintain accurate documentation of project activities. Should have a strong understanding of industry regulations and company policies. Must be able to foster a positive and collaborative work environment. Should have experience in troubleshooting and resolving technical issues related to MS Excel. Must be able to communicate effectively with stakeholders and provide project updates. Should have the ability to monitor project progress and address any issues that may arise. Must be able to conduct regular team meetings to review progress and share updates. Certifications Required Microsoft Office Specialist: Excel Expert certification is required. Show more Show less

About the Team The Home Loans team at Navi helps customers access housing finance in a simple, fast, and transparent way. The team works closely with customers, builders, and internal teams to ensure smooth loan processing, from application to disbursal. Focused on delivering a great customer experience, the team handles internal and external stakeholders, along with compliance. By combining field presence with strong central support, the team plays a key role in making home ownership easier and more accessible About the Role Sales Relationship Manager – Home Loans Step into the front line of Navi’s digital lending journey. You’ll be the friendly voice that turns a quick tap on the app into a customer’s very first home loan. Your day starts with warm, jargon-free conversations—explaining how the loan works, clearing doubts, and guiding customers through the home loan journey on the app. As soon as questions pop up, you tackle them. The smoother you make the journey, the faster a customer moves from “I’m curious” to “Loan disbursed.” Your success is measured by happy borrowers, quick turnaround, and the trust you earn along the way. What We Expect From You Drive conversions: Make timely, high-quality calls to move customers from “interest” to “loan disbursed.” Own every lead: Log, update, and follow up in the CRM until the query is fully resolved. Build trust quickly: Listen actively, think of quick solutions, and inspire confidence in Navi’s value proposition. Collaborate cross-functionally: Work with internal teams to ensure seamless processing and exceptional service. Champion customer insights: Flag product or process gaps and support continuous improvement initiatives. Deliver against goals: Meet or exceed assigned targets for sales, productivity, quality, and compliance. Must Haves Education: Graduate in any discipline. Experience: 1 – 3 years of high-volume telesales / inside-sales Language skills: Fluency in English, Hindi, and one South-Indian language (Tamil, Kannada, or Telugu). Influencing ability: Proven track record of converting B2C prospects and meeting sales targets. Communication: Clear, confident phone etiquette with strong listening and objection-handling skills. Tech readiness: Working knowledge of CRM systems, calling tools, and basic chat/email platforms. Customer-first mindset: Detail-oriented, ethical, and committed to delivering a high-quality experience end-to-end. Inside Navi We are shaping the future of financial services for a billion Indians through products that are simple, accessible, and affordable. From Personal & Home Loans to UPI, Insurance, Mutual Funds, and Gold — we’re building tech-first solutions that work at scale, with a strong customer-first approach. Founded by Sachin Bansal & Ankit Agarwal in 2018, we are one of India’s fastest-growing financial services organisations. But we’re just getting started! Our Culture The Navi DNA Ambition. Perseverance. Self-awareness. Ownership. Integrity. We’re looking for people who dream big when it comes to innovation. At Navi, you’ll be empowered with the right mechanisms to work in a dynamic team that builds and improves innovative solutions. If you’re driven to deliver real value to customers, no matter the challenge, this is the place for you. We chase excellence by uplifting each other—and that starts with every one of us. Why You'll Thrive at Navi At Navi, it’s about how you think, build, and grow. You’ll thrive here if: You’re impact-driven: You take ownership, build boldly, and care about making a real difference. You strive for excellence: Good isn’t good enough. You bring focus, precision, and a passion for quality. You embrace change : You adapt quickly, move fast, and always put the customer first. Show more Show less

Job Requirements Job Requirements Role/Job Title: Sales Manager - Gold Loan Function/ Department: Gold Loan Job Purpose The role entails the responsibility of generating gold loan business through different channels. It includes administering and training a team of Direct Selling Teams to expand gold loan business in that locality/branch. Roles & Responsibilities Ensuring Monthly Sales targets are meet with acquisition in NTB (New to Bank) and ETB (Existing to Bank) customers. Existing liability customers are pitched for gold loans. Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch. Fee Income should be Minimum 1% of total disbursals. Customer Follow ups to be done at regular intervals for timely renewal of cases to ensure Minimum renewal pending cases. Co-ordination with valuers to be done time to time basis. Ensure most of the customers are aligned to pay valuation charges as per product norms. Ensuring healthy collections with Nil First equated monthly instalment / First presentation Default and minimizing fresh flow in Bucket X. PSL (Priority sector lending) Tagging and should be aware about PSL norms. Helping branch liability team in Audits and ensuring proper communications to customer before any packet Opening. Conduct Marketing activities in the local market for generating NTB gold loan customers. Willingness to work extensively in the field and travel across the region on short notice. Carrying out ad-hoc activities as per the requirement of the department. Proficient in MS - Word /Excel and power point Personal drive and positive work ethic to deliver results within tight deadlines and in demanding situation. Education Qualification Graduation: Any Graduate. Post-graduation: MBA. Experience: 2-10 year of experience in retail banking, preferably with exposure to lending products Show more Show less

Fintech, Security & Regtech (FSR) Fellowship - SucSEED SucSEED Fellowship Program is grounded in our commitment to nurturing talent—whether entrepreneurial or within the venture ecosystem—by equipping fellows with firsthand experience and foundational knowledge to excel in the Fintech and RegTech landscape. With this philosophy in mind, we are running Fellowship program from the #SucSEEDfamily, aimed at constantly bringing in fresh inflow of ideas & enthusiasm into the fund and to challenge every bit of our thinking & knowledge. Join us to reimagine the world and shape the future of the VC-PE and entrepreneurial ecosystem. Job Description The 12 months full-time fellowship program aims to give the fellow a full taste of what happens in a VC fund. In this Fellowship, you will be expected to learn & understand the progress in the FSR sector, build & maintain valuation-related analysis, prepare write-ups, present investment ideas to FSR Sectoral Committee, Investment Mgmt Team, Partners & Investment Committees, in order to take an informed call on early-stage deal. Once invested, the Fellow will work with founders & collaborate on groundbreaking initiatives, including building connections with Financial institutions, Regulators, Accelerators and startups, to contribute to the strategic direction and growth of portfolio companies. For deserving candidates, the program offers a full time opportunity from SucSEED or our associate firms. Key Responsibilities Community Buiiding, Buy-side Sectoral Research leading to Deal discovery- Market Insights: Conduct primary and secondary research to uncover trends in Fintech, Security & RegTech areas, sub-sectors (payments, lending, digital banking, crypto, compliance automation, AI-powered risk management, etc), and regulatory frameworks. Analyze market data to identify patterns and emerging opportunities. Community Building & Industry Engagement: Attend Sectoral Forums, industry events, conferences, and meetups to stay ahead of trends. Deal Sourcing & Evaluation- Pipeline Development: Partner with incubators, accelerators, and Fintech Hubs to discover startups that align with our investment thesis (managing inbound deal flow & creating outbound deal discovery) Filter, Screen & interact with founders to appreciate their solutions, with a focus on innovation, scalability, and compliance readiness. Collaborate with Sectoral Curators & Investment Team to develop sector-specific roadmaps and sourcing strategies. Investment Management & Deal Execution Startup Evaluation: Analyze product innovation, market opportunity, business projections & scalability, and competitive landscape Documentation: Prepare Investment Memos (IM) for the Investment Committee to identify investment interest and ensure IM covers all the salient points to get approval from the committees & LPs, delivered on time, as per the scope. Due Diligence: Support financial, technical & legal DD of potential investments, working with Curators and agencies. Portfolio Management & Value Creation Scaling PortCos: Taking help from FSR Curators and work closely with FSR portfolio founders to develop an implementation plan, achieve Business Plans & drive Go-to-Market strategies, growth milestones and scale operations. Tracking Performance: Measure key financial and operational metrics against benchmarks & involve FSR Curators where needed. You will be expected to conduct in-depth benchmarking of valuation & operational metrics (vs. peer groups), and learn how other analyses could be helpful in Early-stage investments. Outreach: Facilitate partnerships with financial institutions, technology providers, and regulatory bodies. Create compelling materials to showcase portfolio significance to Clients, Partners and investors and help generate success. Strategic Engagement: Identify Clients, IB partners, corporate M&A teams and Private Equity who can bring maximum value towards the growth of our PortCos, with regular engagements through Portfolio Showcases. Sell-side Research & to co-create an actionable Exit Strategy - Sell-Side Research: Pointed research to identify potential white spaces in market, ability to exercise an Exit using those gaps & value offered. Relationship & Engagement: Lead day-to-day execution of complex engagement with CorpDev Teams and Private Equity players across Pre-Deal phase, Deal Execution phase. Develop strategies for scaling portfolio companies toward acquisition or IPO readiness. Business Development: Identify & convert client opportunities by building relationships with Global PE/M&A Leadership, Client Account Teams, & Client stakeholders in PE/Corporates across geographies. Harness extensive knowledge combined with an integrated suite of methods, people & assets to help the Fund to create Value to Investors. Thought Leadership, Community Building & Value Creation for the Fund: Thought Leadership: Publish insights & industry trends in the FSR space, create & engage community through actions and contribute to our intellectual capital creation. Practice Development: Contribute to the development of new assets / IP, thought capital & POVs, raising the profile of team & the PortCo leading to demand generation. PROGRAM STRUCTURE - Fellowship is an stipend-led 12-months program, with multidisciplinary experiential learning at its core, where a fellow would get an hands-on opportunity to work on most of the above dimensions of the VC ecosystem in the FSR sector, along with 1-2 smaller sectors also assigned for a wider flavour. Benefits From Fellowships Build a career in VC ecosystem, with Rich, hands-on learning experience Access to our network of world-class founders, curators & operators An opportunity to act alongside entrepreneurs within a leading VC firm. Get stipend paid, while learning new domain & doing what you love. Actively participate in the disruption using technology Dynamic, multidisciplinary, young, collegial & yet professional environment with a great opportunity in a high growth sector Co-invest in the early round of a promising company, if you’d ever like to. The chance to get equity in other startups in our portfolio, based on the value-add that you might do, with this learning. At the end of the program, you would have clear answers: if VC Career is suitable to you, or if SucSEED can be a good VC Firm for you, or if you can grow to become a Partner with SucSEED or if you want to create an early-stage venture yourself, or if you need to figure out & venture out to do something else. SucSEED will provide extensive support to your aspirations through strong references, if needed and as applicable. Fellowship Is IDEAL For a Person who has worked in the relevant industry to aquire some relevant domain knowledge, but who STILL feels that in the next 12-24 months, an masters program (such as MBA) or an external certification (like CFA) could give an additional pivotal boost to their professional journey & are INSTEAD open to explore alternative experiential learning approach to learn by DOING & grow, WITHOUT going through the MBA route. Who is mentally open to accept a new challenge & wants to get a taste of the VC industry, to switch careers, but ready to do grounds-up work to learn the nuances. We expect the Fellowship candidates to complete 12-month to get the most out of our program, and would accept a lock-in period of one-year to ensure only committed deserving candidates enter the program. The program combines structured mentorship with hands-on experience and offers tremendous opportunity to learn about VC & amplifies insights and understanding of the India's startup ecosystem. SucSEED provides a unique platform for accelerated learning & fast-tracking your career. Whilst we take our work seriously, we also love creating fun and fond memories. Fellowship program had commenced already in 2023 and our last two intakes have done very well. What we look for: Candidate Profile At SucSEED, we believe that diversity of experiences & backgrounds drives the quality of decision-making. We require performance-oriented accountability and constant learning. We believe in building Venture Partners in next few years, from within by encouraging our team to challenge themselves and explore their deep potential. We Seek Passionate, Driven Individuals From Diverse Backgrounds Who Bachelors degree in a related field Candidates with 0-3 yrs experience in Finance, Security or Regulatory Compliance roles or adjacencies, ideally in business analysis or similar, covering Indian or global markets will have an added advantage. Knowledge of banking, Mortgage, Payments, Crypto being a plus is familiar with financial regulations, compliance & Ethics standards, Audit frameworks and the nuances of the Fintech and RegTech industries. likes Business, Finances & Accounting - Understands key concepts, financial statements & analysis. Extensive experience with project management including organization, prioritization and ability to manage multiple projects simultaneously & work well under pressure to drive tasks/ initiatives to completion. In addition to above, candidates with equity research & valuation skills are encouraged to apply. Candidates with exposure to M&A consulting (e.g., advisory, strategy, management) or direct deal experience (e.g., PE, CorpDev, CVC) may be plus. Exposure to fast-growing companies, digital startups, top consulting firm or IBs. Excellent Communicator- ability to work with technical & non-technical stakeholders, with attention to detail & delivery method & swift negotiations. Multifaceted- Open to contributing value that cuts across roles & disciplines. Curious- Relentless curiosity and hunger to learn, contribute & excel Entrepreneurial- An ambitious thinker and self-starter, who loves taking initiatives rather than working to achieve Work-life balance very early in life. Performance Oriented- Endeavour to deliver the highest quality of work in anything they take-up Team Player- who is able to collaborate effectively in group settings Based out of Hyderabad or is able to relocate to Hyd and WFO for atleast 5 days a 6 days week. Work Location: SucSEED’s office is based at CIE at IIIT Hyd Campus at Gachibowli. Skills: equity research & valuation,valuation,investment analysis,market research,market analysis,banking software,equity research,crypto,deal execution,entrepreneurial thinking,security compliance,financial analysis,financial statements & analysis,fintech,understanding of tech trends,entrepreneurial mindset,investment,m&a consulting,business analysis,negotiation,communication,communication skills,project management,stakeholder engagement,regulatory compliance,research,vc/pe,primary & secondary market research,finance Show more Show less

Job Description Team Summary: Visa Consulting & Analytics (VCA) is Visa's client-facing consulting division, serving Visa's clients (including card issuers, acquirers and merchants) and solving their strategic problems linked to money movement. Drawing on our expertise in strategy consulting, payments, data analytics, marketing, operational and macroeconomics, VCA drives high impact and tangible financial results. In Asia Pacific (AP), VCA has two types of teams – (1) Geo team, focused on serving the accounts in their geography and (2) Practice Area teams, focused on providing and deepening expertise in functional topics such as risk, digital, corporate banking, AI, etc. What A Consulting Sr. Manager – Credit Risk, Asia Pacific does at VISA: The VCA Credit Risk Advisory team is responsible for delivering advisory services to Visa’s clients across Credit Risk and Portfolio Optimization areas. The Senior Manager Credit Risk individual will bring expertise in both the Credit Risk functional domain and in risk analytics gained as Risk practitioner within a bank and/or a specialized risk consulting firm. We are looking for a motivated, analytically minded individual with a track record of using Risk expertise to unlock business value. As a Sr. Manager, you will play a pivotal role in developing and expanding our Credit Risk consulting services across the Asia Pacific region, focusing on key priority areas that will grow both Visa’s and the client’s business. One of the key priority areas will be issuer portfolio optimization. Potential projects include optimization of the client’s processes around cards acquisition, underwriting, portfolio management and collections, development of risk models and their use for decisioning across the credit lifecycle, etc. Key responsibilities for the Senior Manager Credit Risk include: Contribute to the delivery of Credit Risk advisory engagements across Asia Pacific Collaborating with the client’s team (both internal and external) to understand the business problem and desired business outcome Business Development: Prepare client proposals and project plans, identifying dependencies, roles and responsibilities, scope, and deliverables. End-to-end delivery of multiple projects within timelines, scope and budget requirements Ensuring all project documentation is up to date and maintain the highest levels of quality in deliverables Support the development and maintenance of consistency, standards and quality control of Credit Risk consulting methodologies, ensuring world-class best practices and efficiency through economies of scale. Thought Leadership, Practice, and Solution Development: Create consulting practice materials such as set-plays, pitch decks, whitepapers and other assets following best practices and the latest IP that Visa’s market teams can use to scale reach and impact. Why is this important to VISA: With a rapid change in the payment landscape, new regulations around open banking and the emergence of new Fintech players and AI technologies – the payment ecosystem is rapidly evolving, and our clients are looking to Visa as the payment experts to help them navigate through the opportunities and challenges that these changes pose. Visa with its global reach and rich transaction data set is ideally positioned to assist banks and merchants solve their strategic business problems and drive growth. As a Senior Manager, you will contribute to expanding VCA consulting engagements with our clients to drive new revenue streams. Qualifications What you will need: Candidate with 10+ years of risk experience in banking / consumer lending industry preferred. Graduate / Post Graduate degree (Masters or Ph.D.) in Quantitative field such as Statistics, Mathematics, Computer Science, Economics, or equivalent experience preferred. Domain expertise in Credit Risk Management. Deep understanding of the credit risk industry, key players, regulatory framework and credit risk management best practices. Understanding of the credit risk models development approach, decisioning strategy definition and implementation, operational and regulatory reporting. Understanding of the consumer Credit risk landscape in AP preferred. Self-motivated, results oriented with strong analytical and problem-solving skills, with demonstrated ability to think creatively and strategically Excellent communication, storytelling and presentation skills. Detailed oriented, the candidate is expected to ensure the highest level of quality/rigor in deliverables, reports & data analysis. Proven skills in translating analytics output to actionable recommendations. Experience in presenting ideas and analysis to stakeholders with the ability to tailor data driven results to various audience levels. Expert proficiency in power point and excel. Team player with collaborative, diplomatic, and flexible style, able to work across cultures. Individual, that upholds and promotes the highest ethical standards and mutual respect in the workplace. Exhibit intellectual curiosity and strive to continually learn. What will also help: Strong financial acumen and understanding of profitability drivers of financial institutions Proficiency in some of the following statistical techniques: Linear and Logistic Regression, Decision Trees, Random Forests, Markov Chains, Support Vector Machines, Neural Networks, Clustering, Principal Component Analysis, Factor analysis etc. Show more Show less

Urgent Job Opening with leading bank Role- Business Banking/ Mid Corporate Relationship Manager- Working Capital Responsibilities: Acquire and manage a portfolio of SME clients in the lending space. Handle Working Capital Loans and Term Loans for SME customers. Develop and maintain strong relationships with SME clients. Requirements: Minimum of 7-14 years of relevant experience in acquisition and portfolio management in SME lending (from Banks or NBFCs). In-depth knowledge of SME loans and financial products. Excellent relationship management skills. Locations: Chennai, Bangalore, Hyderabad Interested Candidates can share profiles to 7305390183

As a Quantitative R&D Engineer, you’ll join the team responsible for designing, validating, and scaling trading strategies that interact directly with crypto markets. You’ll work at the intersection of statistics, code, and markets — exploring data, prototyping logic, and building tools that convert ideas into capital allocation engines. 🔍 What You’ll Work On Analyze on-chain and market data to identify inefficiencies and behavioural patterns. Develop and prototype systematic trading strategies using statistical and ML-based techniques. Contribute to signal research, backtesting infrastructure, and strategy evaluation frameworks. Monitor and interpret DeFi protocol mechanics (AMMs, perps, lending markets) for alpha generation. Collaborate with engineers to turn research into production-grade, automated trading systems. Explore MEV, cross-chain arbitrage, and predictive modelling for on-chain behaviour. ✅ Who You Are You’re curious, analytical, and eager to work where code meets markets. You enjoy designing systems that act autonomously and uncover edge in complex, noisy data. You’re comfortable working in an experimental, high-ownership environment. Ideal Traits Proficiency in Python and experience working with data (Pandas, NumPy, etc.) Understanding of probability, statistics, or ML concepts. Strong interest in markets, trading, or algorithmic systems. Self-driven and comfortable with ambiguity, iteration, and fast learning cycles. 📚 Bonus Points For Experience with backtesting, feature engineering, or strategy evaluation. Familiarity with crypto primitives (AMMs, perps, mempools, MEV, etc.) Projects or research involving trading bots, alpha signals, or data modelling. Use of on-chain analytics tools (Dune, The Graph, Nansen, etc.) Participation in hackathons, quant competitions, or open-source work. 🎁 What You’ll Gain Work on live systems that deploy real capital in 24/7 crypto markets. Access to proprietary infrastructure, backtesting tools, and strategy libraries. Mentorship from experienced quants, traders, and DeFi engineers. Freedom to explore, test, and scale your ideas into real-world performance. A high-trust, fast-moving team focused on pushing boundaries. Skills:- Python, pandas, Blockchain, GenAI and Generative AI Show more Show less

Job Requirements Role/ Job Title: Territory Manager- Consumer Durable Loan Function/ Department : Sales Job Purpose The role entails scaling up the business for the Consumer Durable Loan lending for a designated area by delivering banking needs to the customers in the most cost efficient and technology effective manner. Role will closely collaborate with Retail team - Product Head, Operations, Sales, IT, Credit, BIU for same. This role encapsulates the responsibility of providing a seamless and fulfilling customer experience and ensuring IDFC First becomes the primary bank for all banking needs. Roles & Responsibilities Acquisition of Consumer Durable Loan customers in the identified segment and reference generation from the specified catchment area. Grow the AUM base for Consumer Durable Loan lending solutions and ensure that the overall revenue, cost, profitability and portfolio quality targets are met. Collaborate with the Product Head Consumer Durable Loan to ensure that the customers are offered the best in class solutions funding/multi funding requirements and key DST's are appropriately incentivized. Ensuring quality portfolio by minimizing delinquency and rejection. Extensive knowledge and understanding of retails assets, products and operations. Identifying the changing market trends, channel development for acquiring business and provide high quality customer service. Design a fulfilling customer journey leading to customer delight and making IDFC First their banking partner of choice. Ensure the successful adoption of internal compliances & regulatory framework across the business. Education Qualification Graduation: Any graduate Experience : 2-5 years of relevant experience Show more Show less

Function : Sales Role/ Designation: Business Development Manager / AM-DM About the role : We are looking for self-motivated individuals who are looking for a challenging career into Collections. The individual should be target oriented with excellent selling skills. Experience/ Industry: 3+ years’ of relevant experience in industrial equipment or Solar Panel finance is a must Key Responsibilities: Understanding of Machinery loans lending Managing Machinery OEM and giving service to them Achieving monthly login/disbursal target Maintain TAT from login to disbursal stage. Skills Required: Self-starter and self-driven to achieve numbers Work with cross functional stakeholders for quick turnaround. Aggressive and experience of working in a fast paced and growing organization. Must be good in Relationship management, Negotiation and Good in communication Ticket Size: 10 lacs to 3 Cr Target : 80lakhs to 1.25Cr. Show more Show less

Job Requirements Job Requirements Role/Job Title: Sales Manager - Gold Loan Function/ Department: Gold Loan Job Purpose The role entails the responsibility of generating gold loan business through different channels. It includes administering and training a team of Direct Selling Teams to expand gold loan business in that locality/branch. Roles & Responsibilities Ensuring Monthly Sales targets are meet with acquisition in NTB (New to Bank) and ETB (Existing to Bank) customers. Existing liability customers are pitched for gold loans. Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch. Fee Income should be Minimum 1% of total disbursals. Customer Follow ups to be done at regular intervals for timely renewal of cases to ensure Minimum renewal pending cases. Co-ordination with valuers to be done time to time basis. Ensure most of the customers are aligned to pay valuation charges as per product norms. Ensuring healthy collections with Nil First equated monthly instalment / First presentation Default and minimizing fresh flow in Bucket X. PSL (Priority sector lending) Tagging and should be aware about PSL norms. Helping branch liability team in Audits and ensuring proper communications to customer before any packet Opening. Conduct Marketing activities in the local market for generating NTB gold loan customers. Willingness to work extensively in the field and travel across the region on short notice. Carrying out ad-hoc activities as per the requirement of the department. Proficient in MS - Word /Excel and power point Personal drive and positive work ethic to deliver results within tight deadlines and in demanding situation. Education Qualification Graduation: Any Graduate. Post-graduation: MBA. Experience: 2-10 year of experience in retail banking, preferably with exposure to lending products Show more Show less

Job Title: Growth Manager - Coaching Job location: Bangalore Key Responsibilities: Sales & Growth Enablement: Support the sales team in driving enrolments and revenue through BNPL solutions for coaching institutes. End-to-End Conversion Management: Own the lead-to-sale funnel, ensuring maximum conversion through data-driven decision-making. Funnel Analytics & Process Efficiency: Analyse data to track drop-offs, improve conversion rates, and enhance the efficiency of the sales process. Relationship Management: Build and maintain strong relationships with coaching institutes, conducting regular check-ins, engagements, and business reviews. Regular Meetups & Engagements: Conduct periodic meetings with institute stakeholders to address concerns, optimize business potential, and strengthen partnerships. Grievance Handling & Compliance: Manage partner and customer grievances, ensuring resolution of disputes, complaints, and any instances of mis-selling. Collaboration & Coordination: Work closely with sales, operations, and risk teams to streamline processes and ensure a seamless experience for both partners and customers. Preferred Experience and Skills: Strong communication, coordination, and follow-up skills. Willingness to travel to merchant locations as needed. Proven ability to create and deliver compelling presentations. Prior experience in Education sales or a background in payment gateway sales is preferred. Digital Lending experience is preferred. At least 3 years of experience in front-end B2B sales. Academic Qualifications: MBA / PGDM in Marketing preferred.

About PhonePe Group: PhonePe is India’s leading digital payments company with 50 crore (500 Million) registered users and 3.7 crore (37 Million) merchants covering over 99% of the postal codes across India. On the back of its leadership in digital payments, PhonePe has expanded into financial services (Insurance, Mutual Funds, Stock Broking, and Lending) as well as adjacent tech-enabled businesses such as Pincode for hyperlocal shopping and Indus App Store which is India's first localized App Store. The PhonePe Group is a portfolio of businesses aligned with the company's vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services. Culture At PhonePe, we take extra care to make sure you give your best at work, Everyday! And creating the right environment for you is just one of the things we do. We empower people and trust them to do the right thing. Here, you own your work from start to finish, right from day one. Being enthusiastic about tech is a big part of being at PhonePe. If you like building technology that impacts millions, ideating with some of the best minds in the country and executing on your dreams with purpose and speed, join us! Team and Responsibilities The customer experience team at PhonePe takes full ownership of a customer’s journey on the app, identifies opportunities for it to be better based on customer VOC, reduces effort to get help and strives to provide quick and meaningful resolution. To better the customer experience by being an ambassador for our customers and fulfilling a core cultural tenet of ‘Customer First’ is how we execute on our vision to be best in class. The ‘Process Designer’ is a strategic role impacting customer experience. PhonePe caters to various segments of customers through the diverse product offerings. A process designer’s role is at the core laying the foundation for the exceptional experience each of those customers have while interacting with the support org. The role contributes to preempting and continually identifying the customer needs to design the most efficient and effective processes to drive top class experience. ROLE EXPECTATIONS: Process flows – Pursue extensive ticket analysis, gather customer insights and identify possible failure points for processes which lead to issues and subsequent tickets. Design effective automation (BOT/IVR) flows and other process flows for the assigned PODs with focus on Customer experience Influence from VOCs Influence from data analysis Compliance to set guidelines Impact Priority VOCs – Exceptional grip on VOCs for the PODs assigned Placeholders to perform VOC analysis Prepare internal prioritization roadmaps basis the VOC analysis Work with different stakeholders to identify solutions to the identified VOC influencers Tracking – Monitor the progress of metrics Placeholder for daily monitoring of POD metrics Identify challenges and solutions in partnership with AMs Communication : Work with the team to build the narratives for accomplishments, POD progress etc. Play an active role in Weekly and Monthly business reviews Collaboration : Regular connects with stakeholders to share updates, understand pain points, brainstorm etc Learning – Upskill self with the customer journey, priorities of other PODs to provide PD with BCP and reduce the dependency on single POCs Ideal Candidate: Should be curious, deploy first principles thinking and question norms/as-is processes to ideate/create and lead new projects focused on customer experience, automation with a measurable business impact. Should display structured problem-solving skills and use a systematic, disciplined and fact-based process to get RCAs and solve them. Should be able to synthesize quantitative & qualitative data to derive subject matter expertise and provide relevant insights to stakeholders - business teams, product and engineering leadership. Have good interpersonal and communication skills. Be able to multitask and prioritize basis impact. Educational qualification & experience: Education – Graduate in any stream Candidates with a domain experience of 2+ years experience in Process Excellence/Process Design/Process Improvement with active role played in VOC analysis, Data Analysis, Prioritization exercises. PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles) Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy Working at PhonePe is a rewarding experience! Great people, a work environment that thrives on creativity, the opportunity to take on roles beyond a defined job description are just some of the reasons you should work with us. Read more about PhonePe on our blog. Life at PhonePe PhonePe in the news Show more Show less