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0 years

0 Lacs

Jaipur, Rajasthan, India

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About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm's mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology Expectations/ Requirements: l Key account Manager is principally responsible for Signing New Logos/ Merchants/Brands from Large Enterprise / Corporate Accounts. l The BDM achieves these goals by creating Funnel and Closure of accounts. Superpowers/ Skills that will help you succeed in this role: l Adaptability: Attitude of optimism and “can-do” orientation with ability to think creatively and navigate successfully past barriers and obstacles l Focus through the Noise: Ability to tune out distractions to focus work on priority goals and tasks l Persuasion: Ability to present concepts, ideas and proposals in a manner that is perceived positively by and clearly resonates with intended audiences and stakeholders, while encouraging action. l Professionalism: Ability to project a mature and professional attitude, demeanor and appearance as is appropriate to a given situation l Sense of Urgency: Ability to prioritize, plan and move decisively when necessary to meet timeframes to avoid timing crises. Why join us: l A collaborative output driven program that brings cohesiveness across businesses through technology. l Improve the average revenue per use by increasing the cross-sell opportunities. l A solid 360 feedbacks from your peer teams on your support of their goals. l Respect, that is earned, not demanded from your peers and manager. Compensation: If you are the right fit, we believe in creating wealth for you with enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story! Show more Show less

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7.0 years

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Mumbai, Maharashtra, India

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Job Title : Head of Engineering About Flexmoney: Flexmoney’s mission is to “Democratize and Simplify Consumer Finance”. Our best-in- class embedded digital finance platform enables any retailer, e-commerce merchant or other commerce partner to offer the widest range of embedded, frictionless instant digital affordability options from multiple trusted lenders across all customer touch points. We work with trusted lending partners (Banks, NBFCs and Fintechs) to develop and offer regulator compliant, instant digital credit products embedded in consumer journeys. Flexmoney was instrumental in helping define and establish the “Cardless EMI” category and payment checkout option with lenders and online merchants in the Indian market, enabling lenders to offer a completely digital transacting credit instrument to pre-approved users without the need for a credit card relationship. Our “Cardless EMI” platform powers this payment option at over 65,000 online merchants (including marquee merchants such as Flipkart, Amazon, MakeMyTrip etc) and has enabled our lending partners (such as HDFC, ICICI, Kotak Mahindra Bank & ICICI Bank amongst others) to rapidly issue over 45 MM+ Cardless EMI transacting credit lines to their existing customers. The next phase of Flexmoney’s growth is to expand beyond online “Cardless EMI” payments. To that end we are developing a new digital Universal Affordability Platform that enables omni-channel, seamless multi-lender 3600 embedded finance and associated services across every potential commerce channel and customer touch point (online, in- store/in-branch, tele-sales and agent assisted sales) as well as tailored credit products and deep vertical solutions for multiple finance-led aspirational commerce segments (such as Edtech, Travel, Home & Furniture, Insurance, Mobiles, Home Appliances, Health & Wellness amongst others) Ideal Qualifications ● 10+ Experience building, and shipping software products as an engineering leader in high-growth environments ● 7+ years in leading and managing multiple engineering teams across multiple areas ● Proven track record of scaling API-intensive systems and leading engineering teams in a startup environment, guiding projects from inception to successful launch and ongoing maintenance. ● Player-coach with the ability to roll up your sleeves and wade into the weeds as needed while never losing sight of the broader vision ● Ability to understand and translate product and business requirements into a technical roadmap and build them within acceptable timeframes ● Effective critical thinking, communication, and collaboration skills ● Experience attracting, mentoring, and retaining top engineering talent Responsibilities ● Bring a strong technical vision and expertise to software development with a deep understanding of modern technologies and best practices. ● Translate the company vision into a pragmatic execution plan. Manage the balance between product delivery, technical debt, quick iterations, and scale. ● Ensure ownership, quality, scalability, resilience, security, and audit readiness for the overall business. Establish a culture of craftsmanship and excellence ● Be a hands-on leader who thrives on fostering a collaborative and innovative engineering environment. ● Be an effective communicator across all departments and levels of the organization ● Build and maintain a top-tier engineering team. You should attract exceptional talent and foster a high-velocity environment where innovation thrives. ● Define the organizational structure, talent needs, and processes to execute and deliver on the vision. Key Skills Effective Communication & Collaboration Skills, Team Leadership Skills, Product Development, Distributed systems Show more Show less

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4.0 years

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Chennai, Tamil Nadu, India

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About Vivriti Group Vivriti Group is a trailblazer in the mid-market lending space, offering customized debt solutions to mid-sized enterprises. The group operates through two core businesses: Vivriti Capital Limited : A systematically important Non-Banking Financial Company (NBFC ND-SI) regulated by the Reserve Bank of India (RBI). Vivriti Capital has disbursed over USD 3 billion to 300+ enterprise borrowers and holds a CRISIL rating of A+. Vivriti Asset Management : A fixed-income fund manager, managing multiple Alternative Investment Funds (AIFs). With over USD 550 million in commitments from 900+ institutional and private contributors, Vivriti AMC has invested more than USD 600 million across 90+ entities. Role : Lead - Taxation Location : Chennai Mode : Work from Office About the Role As a team member the individual will be responsible to manage and support the tax & regulatory function of the Company. The individual will be responsible for ensuring all the necessary compliances in the area of taxation i.e., Direct & Indirect. The individual will also be responsible for managing the overseas taxation. Key Responsibilities Involving in the ideation of business models including product structures which are conceived by different teams across the AIF and the NBFC arms of the Group. Framing internal opinions / views on tax positions which are taken by the Company. Setting up / refining processes around direct taxation and indirect taxation related compliances; End to end responsibility of book-keeping. Tracking of litigations and deciding the course of actions to be taken by the Company. Preparation of basis / grounds for litigations with authorities. Front ending discussions with the tax consultants in connection with litigations and historical tax positions which have been taken by Company. Managing direct and indirect tax audits and returns filing related administrative and operational aspects. Responsibility / Ownership over financial information / book-keeping records in conjunction with the tax positions. Responsible to manage a team of two people to ensure delivery across all above responsibilities. Keen to learn tax and put into practice tax laws related to countries like Singapore etc. where the Company has set up business. Qualifications & Skills Required: CA with 4+ years of post qualification experience in the field of taxation with strong analytical skills. In-depth knowledge of corporate income tax, indirect tax, accounting and transfer pricing. The candidate must have worked in a Multinational Company or possess industry knowledge. Candidates working or has worked in Big4 accounting firms would also be considered. Exceptional interpersonal skills to collaborate across teams, stakeholders across geographies. Excellent communication and problem-solving mindset. A hands-on approach with attention to details. Show more Show less

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2.0 years

0 Lacs

Noida, Uttar Pradesh, India

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About Us : Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the role : Evangelize and demonstrate the value and impact of analytics for informed business decision-making by developing and deploying analytical solutions and providing data-driven insights to business stakeholders to understand and solve various business nuances. Responsibilities : 1. The role involves working closely with Product and Business stakeholders to empower data-driven decision-making and generate insights that will help grow the key metrics1. 2. Writing SQL/HIVE queries for data mining 3. Performing deep data analysis on MS Excel and sharing regular actionable insights 4. Responsible for performing data driven analytics to generate business insights 5. Automating the regular reports/MIS using tools like HIVE, Google Data Studio and coordinating with different teams 6. Strongly follow-up with concerned teams to make sure that our business & financial metrics are met 7. Look at data from various cuts / cohorts to suggest insights - Analysis based on multiple cohorts - Transaction, GMV, Revenue, Gross Margin, users etc. for both offline & online payments Mandatory Technical Skills needed : - 1. Distinctive problem solving and analysis skills, combined with impeccable business judgment. 2. Proficient in SQL/HIVE/Data Mining & Business Analytics - Proficient in Microsoft Excel. 3. Derive business insights from data with a focus on driving business level metrics. Eligibility Criteria : 1. Minimum 2 years of experience as Data Analyst / Business Analyst. 2. Ability to interact and convince business stakeholders. 3. Hands on with SQL (sub-query and complex query), Excel / Google Sheets, and data visualization tools (Looker studio, Power BI). 4. Ability to combine structured & unstructured data. 5. Worked on large datasets of the order of 5 Million 6. Experimentative mind-set with attention to detail. Compensation : If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India's largest digital lending story is brewing here. It’s your opportunity to be a part of the story! Show more Show less

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8.0 years

0 Lacs

Chennai, Tamil Nadu, India

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📌 Job Title: Functional Project Manager – Banking & Financial Services 📍 Location: Chennai (Hybrid) 🧠 Experience Required: 8+ Years 🕒 Notice Period: Immediate to 30 Days Preferred 💰 Compensation: Best in Industry 🏢 About the Company We are a leading consulting and technology partner for global financial institutions. With a focus on delivering value in the areas of banking transformation, risk management, and regulatory compliance, we empower clients to stay ahead in a dynamic financial environment. 🎯 Role Overview We are hiring a Functional Project Manager to lead and manage business-driven initiatives in the Banking and Financial Services domain. The ideal candidate will have experience working with business users, translating requirements into deliverables, and ensuring smooth execution of functional projects such as core banking upgrades, digital banking, lending platforms, KYC, regulatory projects, etc. 🔧 Key Responsibilities Manage end-to-end delivery of functional projects in the BFSI space Engage with business stakeholders to gather, define, and validate requirements Create project charters, functional requirement documents (FRDs), and status reports Monitor project scope, timelines, risks, and resources Facilitate UAT, training, and change management activities Act as a bridge between business, operations, and IT teams (no coding required) Track project milestones and ensure timely delivery aligned with compliance and business objectives Ensure project documentation is audit-ready and up to regulatory standards ✅ Key Requirements 8+ years of total experience with at least 4+ years as a functional project manager in BFSI Strong domain knowledge in Retail Banking, Lending, Payments, Core Banking Systems, Compliance, or KYC/AML Experience working with business stakeholders and translating requirements into clear documentation Hands-on experience with project tracking tools like JIRA, MS Project, or Excel Knowledge of Agile, and Waterfall methodologies Strong communication, presentation, and stakeholder management skills Prior experience handling client-facing projects and governance meetings 🎓 Preferred Certifications (Nice to Have) PMP / Prince2 Certified Scrum Master (CSM) Domain-specific certifications in banking or finance Show more Show less

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0.0 years

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Noida, Uttar Pradesh

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Title: Product Management - Senior Product Manager-Travel About Paytm Group: Paytm is India's leading financial services company that offers full-stack payments & financial solutions to consumers, offline merchants and online platforms. The company is on a mission to bring half a billion Indians into the mainstream economy through payments, commerce, banking, investments, and financial services. One97 Communications Limited that owns the brand Paytm is founded by Vijay Shekhar Sharma and is headquartered in Noida, Uttar Pradesh. Its investors include Softbank, Ant Financial, AGH Holdings, SAIF Partners, Berkshire Hathaway,T Rowe Price, and Discovery Capital. About Paytm Travel Business Be a part of one of Paytm's fastest growing businesses - Travel. Travel was launched in 2016 and in less than 12 months we became India's 2nd largest online travel booking platform for Flights, Trains, Hotels and Bus tickets. Paytm's Travel business is entirely based out of Bangalore. We are like a 300-member startup within Paytm working in a fast paced environment. Our team comprises Product & Design, Engineering, Business and Customer Experience functions.Join us if you would like to work in a fast paced, agile, entrepreneurial environment where every day brings with it an opportunity for you to create a dent in the universe. Our Story Paytm Travel has revolutionized the travel industry - with a goal to empower millions of travelers who choose us as their preferred travel partner. We are no. 2 in the travel segment, in India, within a span of few years, which proves our capability and potential to become no. 1 in the near future. Being one of the largest travel platforms in the country, our aim is to not only ensure seamless, instant booking, but also a delightful journey. We strive to enrich customer experience by making every transaction transparent, honest and hassle free. To stay ahead of the curve, we are working aggressively towards our ambition to make travel affordable for all. With this customer centricity at our core, we strive to make Paytm Travel synonymous with a trustworthy travel partner. Expectations/Requirements : · Responsible for Product Innovations and Product Ideations in their respective Domain. Responsible for Product Lifecycle from Concept to Deployment including flow charts, features, scripting, etc. Take end-to-end ownership of the product line, identify market requirements, define the product vision, create preliminary design concepts and drive the implementation of the overall product roadmap. Improve Customer perception and product-wise market share, good understanding of technical and market feasibility of the product. Passionate about building world class products on the web / mobile Work experience of more than 5 yrs in the travel industry is preferred Superpowers/ Skills that will help you succeed in this role: · MS or BS/B.Tech in computer science or equivalent experience from top college· Should have experience leading small teams· Superior organization, communication, interpersonal and leadership skills· Must be a proven performer and team player that enjoy challenging assignments in a high-energy, fast growing and start-up workplace· Must be a self-starter who can work well with minimal guidance and in a fluid environment Why join us : A collaborative output driven program that brings cohesiveness across businesses through technology Improve the average revenue per use by increasing the cross-sell opportunities A solid 360 feedback from your peer teams on your support of their goals. Respect, that is earned, not demanded from your peers and manager Compensation: If you are the right fit, we believe in creating wealth for you. With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

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0.0 years

0 Lacs

Ahmedabad, Gujarat

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About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm's mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology Expectations/ Requirements: l Key account Manager is principally responsible for Signing New Logos/ Merchants/Brands from Large Enterprise / Corporate Accounts. l The BDM achieves these goals by creating Funnel and Closure of accounts. Superpowers/ Skills that will help you succeed in this role: l Adaptability: Attitude of optimism and “can-do” orientation with ability to think creatively and navigate successfully past barriers and obstacles l Focus through the Noise: Ability to tune out distractions to focus work on priority goals and tasks l Persuasion: Ability to present concepts, ideas and proposals in a manner that is perceived positively by and clearly resonates with intended audiences and stakeholders, while encouraging action. l Professionalism: Ability to project a mature and professional attitude, demeanor and appearance as is appropriate to a given situation l Sense of Urgency: Ability to prioritize, plan and move decisively when necessary to meet timeframes to avoid timing crises. Why join us: l A collaborative output driven program that brings cohesiveness across businesses through technology. l Improve the average revenue per use by increasing the cross-sell opportunities. l A solid 360 feedbacks from your peer teams on your support of their goals. l Respect, that is earned, not demanded from your peers and manager. Compensation: If you are the right fit, we believe in creating wealth for you with enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

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0 years

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Mumbai, Maharashtra, India

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CA 1st Attemptand2ndAttempt require for this Job It is a boutique Investment Banking firm with headquarters in Mumbai and five regional offices across India. It is focused on Real Estate Vertical. It is growing the business for SME/MIDMARKET space (non-real estate - all sectors). It provides the following services on Real Estate side - Syndication (Equity/Debt), Land Intermediation services, Strategy Advisory & Asset Management. It provides the following services on SME/MID-MARKET side - Syndication - Traditional products (Working Capital/Term loan/non-fund limits), Structured Finance, Corporate Advisory, Equity Capital Raise. During the period of financial year 23-24 it plans to venture into setting up Asset Management Company to start a Real Estate Fund. In near future it plans to expand to a lending based fintech for Mid-market/SME'S. It is formed by senior erstwhile bankers & Investment Banker with extensive knowledge and experience of financing, fund raising and investments advisory. The team has combined experience of over 5 decades in Real Estate financing and have executed transactions worth over ~INR 18,000 crores across key markets. The team has successfully executed transactions across all the services listed. We Are Looking For People Who Have a strong bias for action (read deal making) and value speed with a combination of perfection (read goal orientation). Make decisions with this ethos: Customer > Company > Team > Me Thrive in a flat and open organization Are self-starters and have a natural tendency to own company and team goals (read - Greedy - greedy to learn and earn) Why explore an opportunity ? Opportunity to work with fast growing Investment Bank. It is an investment bank backed by strong knowledge of sectors it operates, Strong relationships with clients and performance of almost a decade. Flat organization structure allowing for wider exposure. Culture of learning & goal orientation. Dynamic and creative work atmosphere along with passionate teammates and great leaders to work with. You'll be instilled with the value of hard work, ownership, and self-sustainability. We give you larger responsibility. Key Individual Growth Areas Enhance Deal Skills - Investment banking requires more refined skill as compared to direct lending. Faster growth trajectory - Compared to larger financial institutes - this creates opportunity to be somebody rather than be a nobody in a larger institute. View of Entire Market - Given nature of job - all lenders and their approach, methods and people are all visible. It gives person full insight on the full market. Job Location: Mumbai Sector: BANK/NBFC/FUND - Real Estate Financing, SME/MIDMARKET - BANK/NBFC The involvement starts from the time the buy side person generates a proposal. From the time the proposal is generated by the Buy side person to the time a proposal gets sanction and get disbursed as well as fees are collected - the person will be in-charge of the full cycle control representing the sell side. The person is a key management person who will work with the location-head / Regional Director and be responsible for the strategies and the P&L for the location (for real estate business). Roles & Responsibilities Map the entire lending scenario (be it regional offices or work along with HO for MUMBAI based lenders/credit providers). Establish and maintain strong relationships with Banks, NBFCs, Real Estate Debt/Equity Funds, Investors, etc. for successful fund raising. To take control / responsibility for each deal post origination by BUY side team. Tasks would include business selection process, IM preparation, Structuring/Pitch, List of lenders, get Term- sheet/Sanctions, Work along with buy side to close the deal between Borrower/Lender, Documentation, Support Fees collection: There is a support team to support all the activities. Ability to lead and manage teams and maintain strong motivation that drive results and maintain performance standards Building a strong knowledge base on the sector(s) - Trends, Opportunities, Industry views, comparative deal analysis, valuation insights, etc. Requirements, Desired Skills And Experience Relevant years of experience with Banks, NBFC, RE AIF or INVESTMENT BANKS of size and repute. Chartered Accountant - 1 st attempt only Knowledge of real estate wholesale lending business. Relevant experience & understanding, self-starter, ability to create relations, understand risk, pitch for transactions, close deals, ability to guide and manage team members, eye for deal, intent of creating sector expertise. Strong intent to learn and evolve. Demonstrated leadership skills and a high degree of maturity. (ref:iimjobs.com) Show more Show less

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1.0 - 3.0 years

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Mumbai Metropolitan Region

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Credit Preliminary screening of commercial real estate financing transactions and structuring. Interaction with in-house team (relationship, legal, technical and operations) to provide solution to clients in coordinated and timely manner. Interaction with client to understand their business model, organization structure and financing needs. Also resolution of queries and collection of information on ongoing basis. Credit analysis & due diligence. Preparing Credit & Risk Assessment Notes (CRAN) for evaluating risk in borrower, transaction and underlying security and making initial recommendations. Presenting the proposal to sanctioning authorities. Preparing review and renewal credit reports for revisiting the limits and assessing the same for credit alerts. Preparing term sheets. Checking disbursements to ensure compliance with sanctioned terms. Credit Surveillance Monitoring and proactively highlighting risk in the portfolio of loans or the underlying security or the client. Keeping update on real estate micro markets, real estate developers, regulations and general economy. Credit Administration Ensuring the approvals are taken as per policies laid down and ensuring the internal polices on credit are not violated. Ensuring and monitoring that no external regulations of lending as and when updated by the various institutions like RBI or other regulators are not violated. Supervising and ensuring proper maintenance of credit files to avoid any operational risks. Job Responsibility: Credit Analysis & due diligence Job Requirements A desire & attitude for understanding of real estate is essential. Computer savvy with experience in Word, Excel, Access, Power point and other analytical tools. Conversant with financial modeling. Knowledge of finance, accounting, corporate & general law and taxation. The individual in this position must be results oriented and must possess excellent oral and written communication skills. Educational Qualifications Chartered Accountant. Experience Profile. At least 1-3 years of experience. (ref:iimjobs.com) Show more Show less

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7.0 years

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Mumbai Metropolitan Region

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Job Title: Portfolio Monitoring - Real Estate Lending (Business Unit) Location: Mumbai, India About The Role As part of the Real Estate Business Unit, the Portfolio Monitoring, Compliance, and Regulatory Team plays a critical role in managing the Bank's expanding Real Estate Lending portfolio. This centralized team is responsible for active project monitoring, regulatory compliance, and maintaining robust stakeholder relationships - both internal and external. We are seeking a high-caliber professional with a deep understanding of real estate credit, monitoring, and business nuances, to contribute to a growing portfolio of ~- 25,000 crore across 150+ sanctioned projects pan-India, primarily in Tier 1 cities (Mumbai, Pune, NCR, Bengaluru, Chennai, and Hyderabad). This is a high-visibility, impact-driven role with a steep learning curve and significant exposure across project finance, compliance frameworks, and business strategy in the Real Estate sector. Key Responsibilities Portfolio Monitoring: Active monitoring of live projects to ensure construction and development progress aligns with sanctioned plans and drawdown conditions. Conduct ongoing reviews of project-specific risk factors, disbursement conditions, and operational milestones. Compliance Management Ensure adherence to all internal credit covenants, compliance requirements, and external regulatory frameworks (e.g., RERA, RBI norms, and other sectoral regulations). Maintain and enhance compliance tracking systems for real estate loan projects across regions. Regulatory Reporting Support timely and accurate regulatory filings, audits, and internal risk reporting for the real estate portfolio. Liaise with auditors, regulators, and internal control functions for monitoring-related queries and inspections. Stakeholder Management Serve as a key liaison between Business, Credit, Risk, Compliance, Legal, and Operations teams. Interact with external stakeholders including developers, monitoring agencies, valuers, consultants, and regulatory bodies. Risk & Early Warning Signals Identify and escalate early warning signals in projects or promoters' financial health. Proactively suggest mitigating measures to safeguard Bank's exposure. Process Improvements Drive initiatives to enhance monitoring efficiency, system digitization, and compliance workflows. Contribute to internal policy refinements and adoption of best practices in portfolio monitoring. Desired Candidate Profile Strong domain knowledge in Real Estate Lending and Project Finance in India. Sound understanding of credit appraisal processes, real estate project lifecycles, construction risk assessment, and compliance management. 7-15 years of experience in monitoring and compliance roles within banks, NBFCs, real estate advisory firms, or credit funds. Exposure to regulatory frameworks such as RERA, RBI guidelines related to Real Estate, and other sector-specific regulations. Ability to manage multiple stakeholders and projects simultaneously with high levels of accuracy and accountability. Excellent communication, analytical, and problem-solving skills. Self-driven, detail-oriented, with a high sense of ownership and integrity. Educational Qualifications MBA (Finance) / CA / CFA preferred. Relevant certifications in Credit, Risk Management, or Real Estate Finance will be an advantage. Why Apply For This Role Work at the intersection of Business Strategy, Risk Management, and Compliance. Gain unmatched exposure to a pan-India Real Estate lending portfolio (~- 25,000 crores). Be part of a dynamic, high-performing team with high visibility across senior management. Opportunity to work on high-impact assignments in a specialized and evolving sector. Steep learning curve with career growth opportunities within the Real Estate Finance vertical. (ref:iimjobs.com) Show more Show less

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0 years

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Mumbai Metropolitan Region

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Key Responsibilities Candidate should have experience in legal documentation including security creation and handling non-litigation matters in respect of lending business. Contract Management: Draft, review, and negotiate various contracts, including but not limited to Facility Agreement, Mortgage Documents, Pledge Agreement, POA, DOH, MOUs, NDA, Legal Notices, Term Sheets, Advisory Role: Offer legal advice on various issues related to the company's business, ensuring compliance and mitigating risks. Document Scrutiny: Scrutinize and advise on agreements, security documents, and other legal documents, ensuring they are compliant with relevant laws and regulations. Risk Management: Identify potential legal risks and provide solutions to mitigate these risks effectively. Candidates must have an understanding of litigation. Coordinating and liaison with external law firms and various internal cross-functional departments of the Company. Participate in negotiations with the clients in conformance with internal requirements, risk identification and mitigation and handing of customer queries. Key Skills & Qualifications Knowledge of Laws: General corporate laws including Contract Act, Companies Act, Securities Laws, and Transfer of Property Act, Stamp Act, Real Estate Laws. Analytical Skills: Possess an analytical mind with the ability to identify and mitigate risks, offering practical and effective solutions. Drafting Skills: Excellent drafting skills, ensuring all legal documents are precise and accurate. Detail-Oriented: Maintain a high level of attention to detail aiming for 'first time right' execution; to ensure accuracy and compliance in all legal documents and processes. (ref:iimjobs.com) Show more Show less

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0 years

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Pune, Maharashtra, India

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CA 1st Attempt and 2nd Attempt require for this Job It is a boutique Investment Banking firm with headquarters in Mumbai and five regional offices across India. It is focused on Real Estate Vertical. It is growing the business for SME/MIDMARKET space (non-real estate - all sectors). It provides the following services on Real Estate side - Syndication (Equity/Debt), Land Intermediation services, Strategy Advisory & Asset Management. It provides the following services on SME/MID-MARKET side - Syndication - Traditional products (Working Capital/Term loan/non-fund limits), Structured Finance, Corporate Advisory, Equity Capital Raise. During the period of financial year 23-24 it plans to venture into setting up Asset Management Company to start a Real Estate Fund. In near future it plans to expand to a lending based fintech for Mid-market/SME'S. It is formed by senior erstwhile bankers & Investment Banker with extensive knowledge and experience of financing, fund raising and investments advisory. The team has combined experience of over 5 decades in Real Estate financing and have executed transactions worth over ~INR 18,000 crores across key markets. The team has successfully executed transactions across all the services listed. We Are Looking For People Who Have a strong bias for action (read deal making) and value speed with a combination of perfection (read goal orientation). Make decisions with this ethos: Customer > Company > Team > Me Thrive in a flat and open organization Are self-starters and have a natural tendency to own company and team goals (read - Greedy - greedy to learn and earn) Why explore an opportunity ? Opportunity to work with fast growing Investment Bank. It is an investment bank backed by strong knowledge of sectors it operates, Strong relationships with clients and performance of almost a decade. Flat organization structure allowing for wider exposure. Culture of learning & goal orientation. Dynamic and creative work atmosphere along with passionate teammates and great leaders to work with. You'll be instilled with the value of hard work, ownership, and self-sustainability. We give you larger responsibility. Key Individual Growth Areas Enhance Deal Skills - Investment banking requires more refined skill as compared to direct lending. Faster growth trajectory - Compared to larger financial institutes - this creates opportunity to be somebody rather than be a nobody in a larger institute. View of Entire Market - Given nature of job - all lenders and their approach, methods and people are all visible. It gives person full insight on the full market. Job Location: Mumbai Sector: BANK/NBFC/FUND - Real Estate Financing, SME/MIDMARKET - BANK/NBFC The involvement starts from the time the buy side person generates a proposal. From the time the proposal is generated by the Buy side person to the time a proposal gets sanction and get disbursed as well as fees are collected - the person will be in-charge of the full cycle control representing the sell side. The person is a key management person who will work with the location-head / Regional Director and be responsible for the strategies and the P&L for the location (for real estate business). Roles & Responsibilities Map the entire lending scenario (be it regional offices or work along with HO for MUMBAI based lenders/credit providers). Establish and maintain strong relationships with Banks, NBFCs, Real Estate Debt/Equity Funds, Investors, etc. for successful fund raising. To take control / responsibility for each deal post origination by BUY side team. Tasks would include business selection process, IM preparation, Structuring/Pitch, List of lenders, get Term- sheet/Sanctions, Work along with buy side to close the deal between Borrower/Lender, Documentation, Support Fees collection: There is a support team to support all the activities. Ability to lead and manage teams and maintain strong motivation that drive results and maintain performance standards Building a strong knowledge base on the sector(s) - Trends, Opportunities, Industry views, comparative deal analysis, valuation insights, etc. Requirements, Desired Skills And Experience Relevant years of experience with Banks, NBFC, RE AIF or INVESTMENT BANKS of size and repute. Chartered Accountant - 1 st attempt only Knowledge of real estate wholesale lending business. Relevant experience & understanding, self-starter, ability to create relations, understand risk, pitch for transactions, close deals, ability to guide and manage team members, eye for deal, intent of creating sector expertise. Strong intent to learn and evolve. Demonstrated leadership skills and a high degree of maturity. (ref:iimjobs.com) Show more Show less

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0 years

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Mumbai Metropolitan Region

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Job Title: Chartered Accountant (Fresher) Immediate Joiner Preferred Location: Mumbai (Preferred Local ID ) CTC: 10 to 12 LPA ( Depend on Your Interview) About Company Company is a non-deposit accepting, Systemically Important Non-Banking Financial Company registered with the Reserve Bank of India. It is jointly owned by Kotak Mahindra Bank through its subsidiary and Kotak family. We are into lending business offering Loan against Securities, Loan against Property and Corporate Real Estate. Overview We are seeking a fresh Chartered Accountant to join our finance team. The candidate will have a strong academic background in Accounting Standards & taxation. This role requires excellent technical skills and good excel skills. Key Responsibilities Accounting and Financial Reporting Assist in the preparation, maintenance and analysis of financial records. Help prepare monthly, quarterly, and annual financial statements in compliance with applicable accounting standards. Taxation Assist in the preparation and filing of tax returns, including GST, income tax, and other statutory filings. Stay updated on the latest tax regulations and contribute to tax planning strategies. Financial Analysis Assist in preparing budget and preparing reports for financial analysis. Compliance Ensure adherence to financial regulations, company policies, and legal requirements in all accounting processes and transactions. Day-to-Day Accounting & Reconciliations Assist in managing accounts payable and receivable, including processing invoices, payments, and reconciliations. Internal Controls Support the development and maintenance of internal controls to safeguard company assets and ensure the integrity of financial data. Qualifications Educational Qualification: Qualified Chartered Accountant (CA) with a valid membership from ICAI. Freshers: This position is open to fresh CA pass-outs or candidates with less than one year of relevant experience. (ref:iimjobs.com) Show more Show less

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7.0 years

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Mumbai Metropolitan Region

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Position Title: Head - Internal Audit Location: Mumbai Reports to: Chief Risk Officer About Client Client is a non-deposit accepting, Systemically Important Non-Banking Financial Company registered with the Reserve Bank of India. It is jointly owned by a leading Private Bank and its promoters. We are into lending business offering Loan against Securities, Loan against Property and Corporate Real Estate. Overview The candidate will head the internal audit function with a strong focus on risk-based auditing within our NBFC. This role requires a deep understanding of risk management, internal controls, and regulatory compliance. The ideal candidate will develop and execute a comprehensive audit strategy that enhances governance, mitigates risks, and drives operational efficiency across the organization. Key Responsibilities Risk-Based Audit Strategy: Design and implement a risk-based internal audit framework that aligns with the Company's objectives and regulatory requirements. Conduct regular risk assessments to identify areas of high risk and prioritize audit activities accordingly. Leadership And Team Development Over the years lead, mentor, and develop the internal audit team, promoting a culture of excellence and continuous learning. Foster an environment that encourages collaboration and innovation within the audit function. Audit Planning And Execution Oversee the development of the annual audit plan, ensuring it reflects the organization's risk profile and strategic goals. Direct and manage the execution of audits, ensuring adherence to established audit methodologies and standards. Take charge of internal audit currently being carried out by an external firm, review scope, timelines and deliverables and make changes if necessary. Reporting And Communication Prepare comprehensive audit reports that effectively communicate findings, insights, and recommendations to senior management and the board. Present audit results to stakeholders, highlighting risk areas and recommending actions for improvement. Compliance And Regulatory Oversight Ensure compliance with applicable laws, regulations, and internal policies, with a focus on regulatory requirements specific to NBFCs. Collaborate with external auditors and regulatory agencies to ensure a cohesive audit approach. Continuous Improvement Identify opportunities for enhancing internal controls, processes, and overall operational efficiency. Implement best practices in risk management and internal auditing to strengthen the organization's governance framework. Stakeholder Engagement Build and maintain strong relationships with key stakeholders, including management, compliance, and risk management teams. Serve as a trusted advisor to senior leadership on internal audit and risk management matters. Training And Awareness Provide training and guidance to staff on risk-based audit practices and internal controls. Promote awareness of internal audit processes and the importance of risk management throughout the Chartered Accountant Minimum of 7 years of experience in internal audit with a strong focus on risk-based auditing, preferably within the financial services sector or an NBFC. In-depth knowledge of risk management frameworks, internal control principles, and regulatory requirements affecting NBFCs. (ref:iimjobs.com) Show more Show less

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7.0 - 10.0 years

0 Lacs

Mumbai Metropolitan Region

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We are into lending business offering Loan against Securities, Loan against Property and Corporate Real Estate. Overview We are seeking a highly skilled and experienced Chartered Accountant with 7-10 years of expertise to join our finance team. The candidate will have a strong background in financial management, accounting & taxation and MIS with the ability to oversee a wide range of financial activities, contribute to strategic financial decisions, and ensure compliance with regulatory standards. This role requires excellent technical skills, leadership capabilities, and the ability to manage and mentor junior staff. Key Responsibilities Financial Reporting & Compliance Prepare and review monthly, quarterly, and annual financial statements in compliance with IND AS and regulatory requirements. Oversee financial closing processes, ensuring accuracy and timely reporting. Ensure compliance with tax laws, financial regulations, and accounting standards. Liaise with auditors for external audits and manage the preparation of audit documents. Manage tax filings, ensuring compliance with applicable tax laws. Ensure timely filing of statutory and regulatory returns. Assist other functions in their accounting needs. Work closely with the Risk team for preparation of ICAAP and disclosure in financial statement. Budgeting & Forecasting Lead the preparation of annual budgets and forecasts, working closely with departmental heads to align financial goals. Perform variance analysis to identify discrepancies between actual and forecasted figures and recommend corrective actions. Preparation of ICAAP Internal Controls & Risk Management Implement and monitor internal control systems to safeguard company assets and ensure financial integrity. Assess financial risks and recommend strategies to mitigate them. Leadership & Mentorship Lead and mentor a team of junior accountants, providing guidance on accounting processes, technical issues, and career development. Coordinate cross-functional teams for financial projects and initiatives. Continuous Improvement Stay updated on industry trends, changes in financial regulations, and technological advancements in accounting and finance. Recommend and implement improvements to accounting processes and systems for greater efficiency. Qualifications & Skills Chartered Accountant (CA) or equivalent professional qualification. Experience: 7-10 years of relevant experience in accounting & finance with at least 3 years in NBFC. Technical Skills Strong knowledge of accounting ERP software (Oracle preferred). Expertise in financial reporting, budgeting, and forecasting. Deep understanding of tax laws and financial regulations. Analytical Skills Strong problem-solving abilities and attention to detail. Communication: Excellent written and verbal communication skills, with the ability to present complex financial information to non-financial stakeholders. Organizational Skills: Ability to manage multiple tasks and deadlines in a fast-paced environment. (ref:iimjobs.com) Show more Show less

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10.0 years

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Navi Mumbai, Maharashtra, India

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Job Summary: 75% Non-Litigation and 25% Litigation We are seeking candidate profile who possesses 10 yrs experienced of working in-House Counsel in Corporate Legal-Non-Litigation team of Bank/NBFC/Housing Finance. The successful candidate will provide legal support and guidance on non-litigation matters, ensuring compliance with laws and regulations, and mitigating risks. The ideal candidate will have excellent contract drafting, negotiation, communication and analytical skills, with the ability to work collaboratively with cross-functional inhouse teams as well as external vendors team. Key Responsibilities Legal Advisory: Provide legal advice and guidance to Human Resource, Information Technology, Insurance and Sports division of Company and group company and corporate governance. Contract Management: Drafting, review, and negotiate contracts with vendors, joint venture partners, investment agreements, tie-up agreements with coaches/players, advertisement/Sponsorship agreements, Media agreement, Brand management agreements, co-lending agreements, digital lending agreements, Corporate Agency Agreements, SaaS Agreement, Service /Software Agreements, Lease/Leave and License Agreement for branch/premises, ensure that such contract will be executed in compliance with laws, regulations of RBI, NHB and internal policies, and draft/develop policies and procedures for smooth execution of such contracts. HR : Show Cause notices, Termination Notices, Replies to advocate, Labour Law related queries/litigation, Notices etc, Collaboration: Work closely with cross-functional teams, including sales, marketing, and finance, to ensure legal compliance and minimize risks. Knowledge Management: Stay up-to-date with changes in laws and regulations, and share knowledge with the legal team and other stakeholders. Litigation: - Experience of handling Civil Litigation pertaining to Qualifications: LL.B. or equivalent law degree from a recognized university. Experience: 10 years of experience as an in-house counsel working with Bank/NBFC/HFC, with a focus on non-litigation matters and contract drafting specifically mentioned above. Skills: Excellent contract drafting skill, problem-solving skills, with the ability to work collaboratively with cross-functional teams. Knowledge: Strong knowledge of corporate law, contracts, and regulatory compliance (ref:iimjobs.com) Show more Show less

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0 years

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Bangalore North Rural, Karnataka, India

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Actively promote and sell vehicle loan products to individual customers and businesses. Assess customers' financial situations and recommend suitable loan products. Guide customers through the loan application process, ensuring all necessary documentation is collected and verified. Collaborate with dealership partners or automotive vendors to facilitate loan approvals and vehicle purchases. Maintain regular contact with customers to provide updates on loan applications and resolve any queries. Meet or exceed monthly and annual sales targets set by management. Ensure compliance with lending regulations and internal policies. Prepare and submit accurate sales reports and forecasts on a regular basis. Continuously update knowledge of vehicle loan products, market trends, and competitor offerings. Work closely with underwriters and loan processors to expedite loan approvals and disbursements. Show more Show less

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2.0 years

0 Lacs

Gurugram, Haryana, India

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About The Job Position Overview : We are seeking a highly skilled and experienced Software Engineer with a minimum of 2 years of professional experience in Python and Django, specifically in building REST APIs using frameworks like FASTAPI and Django Rest Framework (DRF). The ideal candidate should have hands-on experience with Redis cache, Docker, containerization tools, and PostgreSQL. Core Responsibilities Collaborate with cross-functional teams to design, develop, and maintain high- quality software solutions using Python, Django (including Django REST Framework), FastAPI, and other relevant frameworks. Build robust and scalable REST APIs, ensuringefficient data transferand seamless integration with frontend and third-party systems. Utilize Redis for caching, sessionmanagement, and performance optimization, and implement other caching strategies as needed. Containerize applications using Docker for easy deployment and scalability. Design and implement database schemas usingPostgreSQL, ensuring data integrity and performance. Write clean, efficient, and well-documented code following best practices and coding standards. Participate in system design discussions and contribute to architectural decisions. Troubleshoot and debug complex softwareissues, ensuring smooth operation of the application. Profile and optimizePython code for improved performance and scalability. Implement and maintainCI/CD pipelines for automated testingand deployment. Key Requirements 2+ years of experience in Python backenddevelopment. Strong proficiency in Python, Django,and RESTful API development. Experience with FastAPI, asyncio,and other modern Python librariesand frameworks. Solid understanding of database technologies, particularly PostgreSQL. Proficiency in using Redis for caching and performance optimization. Experience with Dockercontainerization and orchestration. Knowledge of cloud platforms (AWS) and experience with related services (e.g., EC2, S3, RDS). Familiarity with messagebrokers like RabbitMQor Kafka. Experience with Test-Driven Development (TDD) and automated testing frameworks. Proficiency in versioncontrol systems, particularly Git. Strong problem-solving skills and attentionto detail. Excellent communication skills and abilityto work effectively in a collaborative environment. Experience with Agiledevelopment methodologies. What We Offer Opportunity to shape the future of unsecured lending in emerging markets Competitive compensation package Professional development and growth opportunities Collaborative, innovation-focused work environment Comprehensive health and wellness benefits Location & Work Model : Immediate joining possible 5 Days Work From Office Based in Gurugram, Sector 65 (ref:hirist.tech) Show more Show less

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0 years

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Bangalore North Rural, Karnataka, India

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Actively promote and sell vehicle loan products to individual customers and businesses. Assess customers' financial situations and recommend suitable loan products. Guide customers through the loan application process, ensuring all necessary documentation is collected and verified. Collaborate with dealership partners or automotive vendors to facilitate loan approvals and vehicle purchases. Maintain regular contact with customers to provide updates on loan applications and resolve any queries. Meet or exceed monthly and annual sales targets set by management. Ensure compliance with lending regulations and internal policies. Prepare and submit accurate sales reports and forecasts on a regular basis. Continuously update knowledge of vehicle loan products, market trends, and competitor offerings. Work closely with underwriters and loan processors to expedite loan approvals and disbursements. Show more Show less

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1.0 - 31.0 years

0 - 0 Lacs

Ahmedabad

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Location: Ahmedabad Department: Sales / Mortgage Lending Reports To: Sales Manager / Branch Manager Job Type: Full-time Job Summary: We are seeking a motivated and customer-oriented Home Loan Executive to join our team. The ideal candidate will be responsible for promoting and selling home loan products to prospective clients, guiding them through the loan application process, and ensuring an excellent customer experience from application to disbursal. Key Responsibilities: Promote and sell home loan products to potential customers through various channels (walk-ins, field visits, referrals, online leads, etc.) Understand customer requirements and provide appropriate loan solutions. Assist customers with documentation, application, and approval processes. Coordinate with credit and operations teams to ensure smooth loan processing. Maintain strong relationships with real estate agents, developers, and referral partners. Achieve monthly and quarterly sales targets. Maintain accurate records of all customer interactions and sales activities using CRM tools. Ensure compliance with internal policies and regulatory requirements. Qualifications & Skills: Bachelor’s degree in any discipline (Finance, Business, or related fields preferred). 1–3 years of experience in home loan sales, banking, or financial services. Good understanding of home loan products, interest rates, and the housing finance market. Strong communication, negotiation, and interpersonal skills. Ability to work independently and as part of a team. Proficiency in MS Office and CRM software. Preferred Attributes: Proven track record in sales or business development. Local market knowledge and network in the real estate sector. Multilingual abilities (depending on region). Compensation: Fixed salary plus attractive performance-based incentives.

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1.0 - 31.0 years

0 - 0 Lacs

Chennai

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Position: Sales Officer Key Responsibilities: Promote and sell small ticket business loans to merchants. Ensure timely disbursement of loans. Collect Equated Daily Instalments (EDI) from customers on a daily basis. Requirements: Minimum 1+ year of experience in field sales lending (Freshers are not eligible). Prior experience in the fintech industry is preferred. Willingness to work in a field sales role is mandatory. Minimum qualification: HSC (Higher Secondary Certificate). Must own a bike and possess a valid driving license.

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2.0 - 31.0 years

0 - 0 Lacs

Mansarovar, Jaipur

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Job Description 1.Conduct comprehensive new hire trainings for lending operations team members. 2.Lead and monitor On-the-Job Training (OJT) sessions to ensure real-time learning effectiveness. 3.Facilitate refresher trainings to enhance and reinforce existing knowledge and skills. 4.Organize and execute ad hoc or miscellaneous trainings based on operational or business needs. 5.Maintain and update the knowledge portal regularly with process documents, SOPs, and training materials. 6.Timely cascade of process updates to all stakeholders and ensure understanding and alignment. 7.Participate in calibration sessions with operations and compliance teams to maintain alignment on quality benchmarks. 8.Monitor and evaluate calls/processes to ensure adherence to internal policies, procedures, and compliance requirements. 9.Share feedback with respective team leads and contribute to continuous improvement initiatives. 10Assist in identifying process gaps and recommend corrective actions. Requirements: 1.Proven experience in training and quality assurance, preferably within lending or MSME operations. 2.Strong presentation, facilitation, and communication skills. 3.Attention to detail and a structured approach to documentation and audits. 4.Ability to collaborate cross-functionally and work in a fast-paced environment. We're on a mission to digitally transform India's MSME sector. You'll be part of a passionate team with a strong culture of ownership, innovation, and impact. Regards, Mansoor HA TA - HR 9019786713 Khatabook

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0.0 - 3.0 years

0 Lacs

Barh, Bihar, India

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Job Requirements Job Requirements Job Title – Associate Relationship Manager-LAP Place of work - Rajasthan/Gujarat/Karnataka/Madhya Pradesh/Chhattisgarh/Odisha/Andhra Pradesh Business Unit - Rural Banking Function - Retail Assets Job Purpose The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to identify mortgage needs of customers and provide appropriate lending solutions ( Loan Against Property) . The role bearer is responsible for driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship to achieve larger organizational goals. Roles & Responsibilities Assess and evaluate the client needs and generate new sources of revenue by leveraging cross sell opportunities as per their lifestyle, risk profiling and requirements. Contribute to penetration of mortgage business in Rural markets through lead generations and account opening as per needs of customer Spearhead mapping of detailed household needs based on direct customer interactions Conduct end-user checks as specified post disbursal of loans while achieving monthly and annual group loan booking targets Achieve individual and branch sales goals through new business sales, referrals and retention of account relationship and maintain high collections efficiency Lead preparation of quality documentation of loans to ensure minimum queries / rejections from Operations / Credit teams Coordinate with operations officer to ensure timely and accurate data entry Ensure compliance as per the bank requirements Secondary Responsibilities Recommend process changes in order to improve service efficiency and quality across the branch network Provide support for implementation of livelihood advancement and community development initiatives. Key Success Metrics Customer Acquisition targets, Cross sell targets Educational Qualifications Graduate-Any-Full Time 12th- Any Experience 0-3 Years in NBFCs/Banking. Show more Show less

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4.0 - 6.0 years

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Pune, Maharashtra, India

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The IT Quality Analyst 2 is a developing professional role. Applies specialty area knowledge in monitoring, assessing, analyzing and/or evaluating processes and data. Identifies policy gaps and formulates policies. Interprets data and makes recommendations. Researches and interprets factual information. Identifies inconsistencies in data or results, defines business issues and formulates recommendations on policies, procedures or practices. Integrates established disciplinary knowledge within own specialty area with basic understanding of related industry practices. Good understanding of how the team interacts with others in accomplishing the objectives of the area. Develops working knowledge of industry practices and standards. Limited but direct impact on the business through the quality of the tasks/services provided. Impact of the job holder is restricted to own team. Responsibilities: Candidate is expected to Own and drive automation in Data and Analytics Team to achieve 90% automation in Data, ETL space. Implement CI/CD pipelines to automate regression suites to fully support Handsfree execution. Design and develop integrated portal to consolidate utilities and cater to user needs. Supports initiatives related to automation on Data & Analytics testing requirements for process and product rollout into production. Specialists who can work with technology team to design and implement appropriate automation scripts/plans for an application testing, meeting required KPI and automation effectiveness. Ensures timely completion of Sanity, Regression automated suites, reports issues, and makes recommendations for solutions. Ensures new utilities are documented and transitioned to testers for execution and supports for troubleshooting in case required. Monitors and reviews code check-ins from peers and helps maintain project repository. Ability to work independently as well as collaborate within groups on various projects assigned. Ability to work in a fast-paced, dynamic environment and manage multiple priorities effectively. Experience and understanding of Wealth domain specifically in private bank(banking) , lending services and related Tech applications. Supports and contributes to automated test data generation and sufficiency. Qualifications: 4-6 years of hands on experience on Selenium BDD Cucumber using Python Experience on automation testing across UI, Data analytics and BI reports in the Financial Service industry Hands on experience on Selenium BDD Cucumber using Python Extensive knowledge on developing and maintaining automation frameworks for Enterprise projects. Experience on automating BI reports e.g., Tableau dashboards and views validation. Hands on experience in Python for developing utilities for Data Analysis using Pandas, NumPy etc. Exposure and some experience on AI related solutions, ML which can help automate faster. Experience with mobile testing using perfecto, API Testing-SoapUI, Postman/Rest Assured will be added advantage. Detailed knowledge data flows in relational database and Bigdata systems Experience with SQL/HQL and understanding of ETL/Data Testing. Experience using Bitbucket or equivalent code version control tool. Experience with CI/CD tools like Jenkins. Education: Bachelor’s/University degree or equivalent experience ------------------------------------------------------ Job Family Group: Technology ------------------------------------------------------ Job Family: Technology Quality ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Most Relevant Skills Please see the requirements listed above. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster. Show more Show less

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4.0 - 6.0 years

0 Lacs

Gurgaon, Haryana, India

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Come build at the intersection of AI and fintech. At Ocrolus, we're on a mission to help lenders automate workflows with confidence—streamlining how financial institutions evaluate borrowers and enabling faster, more accurate lending decisions. Our AI-powered data and analytics platform is trusted at scale, processing nearly one million credit applications every month across small business, mortgage, and consumer lending. By integrating state-of-the-art open- and closed-source AI models with our human-in-the-loop verification engine, Ocrolus captures data from financial documents with over 99% accuracy. Thanks to our advanced fraud detection and comprehensive cash flow and income analytics, our customers achieve greater efficiency in risk management, and provide expanded access to credit—ultimately creating a more inclusive financial system. Trusted by more than 400 customers—including industry leaders like Better Mortgage, Brex, Enova, Nova Credit, PayPal, Plaid, SoFi, and Square—Ocrolus stands at the forefront of AI innovation in fintech. Join us, and help redefine how the world's most innovative lenders do business. Summary: Ocrolus is a business that is built around data. Understanding our data and unlocking its value is central to our continued growth and success. We are looking for Lead Data Analyst team to work with our company data and help roll out our new streaming data & self-serve analytics platform. This is a huge opportunity to support our company mission, and we are excited to talk to candidates with a range of interesting backgrounds! We value technical and scientific rigor, as well as strategic engagement, and cultivating a bias toward action. Every member of our Business Analytics team will have interesting problems they are working on. What you'll do: Design and implement data architecture solutions that optimize data processes and improve efficiency. Preferred experience with AWS or Azure cloud architecture & Certifications in Tableau desktop or Snowflake. Create and maintain end-to-end data pipelines from streaming platforms like Kafka to ensure real-time data availability on Snowflake or any other Database/ Data Warehouse Build and optimize OLTP & OLAP dashboards for analytical reporting, enabling data-driven decision-making using any visualization tools such as Power BI or Tableau Write and optimize SQL queries to extract, manipulate, and analyze large datasets for business insights. Extensive knowledge of Python for data integration, manipulation and automation. Lead and mentor a team of data analysts, ensuring high-quality analysis and insights are delivered to stakeholders. Collaborate with cross-functional teams to gather business requirements and translate them into technical specifications. Optimize and streamline existing analytics processes to enhance reporting capabilities. Manage relationships with key stakeholders, understanding their data needs and delivering timely, actionable insights. What you'll bring: Bachelor's or Master's degree in Data Science, Computer Science, Information Systems, or a related field. 4 to 6 years of experience in data analytics, data architecture, and process optimization. Expertise in SQL: writing complex queries, optimizing database performance, and managing large datasets. Experience in building data pipelines from streaming platforms like Kafka and integrating it with Snowflake Proven experience in developing and optimizing OLTP & OLAP dashboards and Proficiency in any visualization tool like Power BI or Tableau High level knowledge of Python for data integration, manipulation and automation. Strong experience with data architecture, process optimization, and ETL pipeline management. Demonstrated experience in team leadership and mentoring junior analysts. Excellent stakeholder management skills with the ability to communicate effectively across technical and non-technical teams. Extra Credit: Experience on working on AWS Cloud Environment & Snowflake database Experience in any of the Market Standard ETL tools like Informatica, ODI etc Life at Ocrolus We're a team of builders, thinkers, and problem solvers who care deeply about our mission — and each other. As a fast-growing, remote-first company, we offer an environment where you can grow your skills, take ownership of your work, and make a meaningful impact. Our culture is grounded in four core values: Empathy – Understand and serve with compassion Curiosity – Explore new ideas and question the status quo Humility – Listen, be grounded, and remain open-minded Ownership – Love what you do, work hard, and deliver excellence We believe diverse perspectives drive better outcomes. That's why we're committed to fostering an inclusive workplace where everyone has a seat at the table, regardless of race, gender, gender identity, age, disability, national origin, or any other protected characteristic. We look forward to building the future of lending together. Show more Show less

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Exploring Lending Jobs in India

India's lending job market is thriving with opportunities for individuals looking to build a career in the financial sector. With the growth of various lending institutions and the increasing demand for financial services, there is a high demand for skilled professionals in the lending industry.

Top Hiring Locations in India

  1. Mumbai
  2. Bangalore
  3. Delhi
  4. Chennai
  5. Hyderabad

These major cities in India are actively hiring for lending roles, offering a wide range of opportunities for job seekers in the financial sector.

Average Salary Range

The average salary range for lending professionals in India varies based on experience and expertise. Entry-level positions in lending typically start at around INR 3-5 lakh per annum, while experienced professionals can earn upwards of INR 15-20 lakh per annum.

Career Path

A career in lending typically progresses from roles such as Loan Officer or Credit Analyst to Senior Loan Officer, Relationship Manager, and eventually to positions like Branch Manager or Regional Head. With experience and expertise, lending professionals can advance to leadership roles within lending institutions.

Related Skills

In addition to expertise in lending practices, professionals in this field are often expected to have strong analytical skills, financial acumen, attention to detail, and excellent communication skills. Knowledge of regulatory requirements and risk management is also beneficial for individuals pursuing a career in lending.

Interview Questions

  • What is the difference between secured and unsecured loans? (basic)
  • How do you assess a borrower's creditworthiness? (medium)
  • Can you explain the concept of debt-to-income ratio? (basic)
  • What is the role of collateral in lending? (medium)
  • How do you handle loan delinquencies? (medium)
  • What are the key factors to consider when evaluating a loan application? (advanced)
  • How do you stay updated on changing lending regulations? (basic)
  • Can you walk us through the loan underwriting process? (medium)
  • How do you handle customer objections during the loan approval process? (medium)
  • What strategies would you implement to reduce loan defaults? (advanced)
  • How do you assess market risk in lending? (advanced)
  • Can you explain the concept of loan-to-value ratio? (basic)
  • How do you prioritize loan applications when managing a high volume of requests? (medium)
  • What are the key components of a loan agreement? (medium)
  • How do you ensure compliance with lending regulations in your day-to-day work? (medium)
  • Can you describe a challenging lending scenario you faced and how you resolved it? (advanced)
  • How do you build and maintain relationships with borrowers? (basic)
  • What software tools do you use for loan management and analysis? (basic)
  • How do you handle confidential customer information in your role? (basic)
  • Can you explain the impact of interest rates on lending operations? (medium)
  • How do you assess the financial health of a business applying for a loan? (medium)
  • What steps do you take to verify the information provided by loan applicants? (basic)
  • How do you handle disputes between borrowers and lenders? (medium)
  • Can you discuss a recent change in lending regulations and its impact on your work? (advanced)

Closing Remark

As you prepare for interviews in the lending industry, remember to showcase your expertise in lending practices, analytical skills, and regulatory knowledge. With the right skills and preparation, you can confidently apply for lending roles in India and advance your career in the financial sector. Good luck!

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