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1.0 years

4 - 6 Lacs

India

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Customer Consultation: Engage with customers to understand their financial goals and lending needs, guiding them through the loan application process for secured loans Loan Origination: Evaluate loan applications, gather necessary documentation, and assess the value of the collateral to determine the eligibility and creditworthiness of applicants Product Knowledge: Maintain a deep understanding of the bank's secured loan products, interest rates, terms, and conditions, ensuring accurate and up-to-date information is provided to customers Risk Assessment: Conduct thorough risk assessments by analyzing credit reports, income verification, and collateral valuation to mitigate potential lending risks Compliance: Adhere to all relevant banking regulations, policies, and procedures to ensure compliance with internal and external guidelines Relationship Building: Build strong and lasting relationships with clients, offering exceptional customer service to foster loyalty and repeat business Cross-selling: Identify opportunities for cross-selling other banking products and services that align with the customer's financial needs, such as insurance, investment options, and savings accounts Achieve Targets: Meet individual and team targets related to loan origination, loan quality, and customer satisfaction Documentation: Prepare accurate and complete loan documentation, ensuring all legal and regulatory requirements are met Market Research: Stay informed about industry trends, competitor offerings, and changes in the secured loan market, providing insights and recommendations to improve the bank's product portfolio Qualifications and Skills: Bachelor's degree in finance, business administration, or a related field is preferred Proven experience as a Loan Officer or a similar role in the banking sector, with a focus on secured loans, is advantageous Strong understanding of secured loan products, lending principles, and credit risk assessment Excellent interpersonal and communication skills, with the ability to explain complex financial concepts to customers clearly Analytical mindset with attention to detail for accurate risk assessment and loan evaluation Customer-centric approach, demonstrating empathy and problem-solving skills to meet customer needs effectively Familiarity with relevant banking regulations and compliance requirements Proficiency in using banking software and systems for loan origination and documentation Sales-oriented mindset to achieve loan origination targets and identify cross-selling opportunities Ability to work independently and collaboratively within a team-oriented environment Job Types: Full-time, Fresher Pay: ₹400,000.00 - ₹600,000.00 per year Benefits: Health insurance Life insurance Provident Fund Schedule: Day shift Morning shift Supplemental Pay: Performance bonus Quarterly bonus Yearly bonus Education: Bachelor's (Required) Experience: total: 1 year (Required) Language: English (Required) Gujarati (Required) Work Location: In person

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2.0 - 4.0 years

2 - 6 Lacs

Ahmedabad

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Job Code: SIL-39392 Indore, Madhya Pradesh, India 1 position Required Experience 2 - 4 Years Skills Manual QA, API, Mongo queries Title: Manual QA Engineer Location: Indore / Ahmedbad Experience: 2-4 years Must have KRA for a candidate for consideration: Experience in API Testing Good in SQL/Mongo queries Good communication skill Good to have BFSI Domain Automation About Company Lendfoundry is part of Sigma Infosolutions Limited (https://www.sigmainfo.net/), which was launched in 2004 having offices in Bangalore, Ahmedabad, Jodhpur and Indore. Lendfoundry (https://lendfoundry.com/), Founded in Irvine, California in 2015, with a mission to build the systems that will allow marketplace lenders to eliminate tech build out, minimize IT infrastructure and accelerate marketplace lender’s growth strategy. We enable digital lenders to focus on their core lending business, with access to latest acquisition, underwriting technologies, ready-made loan servicing software and portfolio benchmarking. LendFoundry is built on scalable technology and modular infrastructure as a turnkey solution for fintech startups and existing marketplace ventures and end-to-end loan origination and loan management process, allowing lenders to approve, disburse, and manage loans quickly and easily.

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0 years

4 - 8 Lacs

Noida

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Title: Product Management - Senior Product Manager-Travel About Paytm Group: Paytm is India's leading financial services company that offers full-stack payments & financial solutions to consumers, offline merchants and online platforms. The company is on a mission to bring half a billion Indians into the mainstream economy through payments, commerce, banking, investments, and financial services. One97 Communications Limited that owns the brand Paytm is founded by Vijay Shekhar Sharma and is headquartered in Noida, Uttar Pradesh. Its investors include Softbank, Ant Financial, AGH Holdings, SAIF Partners, Berkshire Hathaway,T Rowe Price, and Discovery Capital. About Paytm Travel Business Be a part of one of Paytm's fastest growing businesses - Travel. Travel was launched in 2016 and in less than 12 months we became India's 2nd largest online travel booking platform for Flights, Trains, Hotels and Bus tickets. Paytm's Travel business is entirely based out of Bangalore. We are like a 300-member startup within Paytm working in a fast paced environment. Our team comprises Product & Design, Engineering, Business and Customer Experience functions.Join us if you would like to work in a fast paced, agile, entrepreneurial environment where every day brings with it an opportunity for you to create a dent in the universe. Our Story Paytm Travel has revolutionized the travel industry - with a goal to empower millions of travelers who choose us as their preferred travel partner. We are no. 2 in the travel segment, in India, within a span of few years, which proves our capability and potential to become no. 1 in the near future. Being one of the largest travel platforms in the country, our aim is to not only ensure seamless, instant booking, but also a delightful journey. We strive to enrich customer experience by making every transaction transparent, honest and hassle free. To stay ahead of the curve, we are working aggressively towards our ambition to make travel affordable for all. With this customer centricity at our core, we strive to make Paytm Travel synonymous with a trustworthy travel partner. Expectations/Requirements : · Responsible for Product Innovations and Product Ideations in their respective Domain. Responsible for Product Lifecycle from Concept to Deployment including flow charts, features, scripting, etc. Take end-to-end ownership of the product line, identify market requirements, define the product vision, create preliminary design concepts and drive the implementation of the overall product roadmap. Improve Customer perception and product-wise market share, good understanding of technical and market feasibility of the product. Passionate about building world class products on the web / mobile Work experience of more than 5 yrs in the travel industry is preferred Superpowers/ Skills that will help you succeed in this role: · MS or BS/B.Tech in computer science or equivalent experience from top college· Should have experience leading small teams· Superior organization, communication, interpersonal and leadership skills· Must be a proven performer and team player that enjoy challenging assignments in a high-energy, fast growing and start-up workplace· Must be a self-starter who can work well with minimal guidance and in a fluid environment Why join us : A collaborative output driven program that brings cohesiveness across businesses through technology Improve the average revenue per use by increasing the cross-sell opportunities A solid 360 feedback from your peer teams on your support of their goals. Respect, that is earned, not demanded from your peers and manager Compensation: If you are the right fit, we believe in creating wealth for you. With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

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2.0 years

5 - 6 Lacs

Noida

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About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About Team : The Statutory Audit Team is responsible for ensuring the accuracy and compliance of our company's financial statements with relevant laws and regulations. This team conducts thorough audits to identify areas of improvement, mitigate risks, and provide assurance on the financial health of the organization. With expertise in financial reporting, auditing standards, and regulatory requirements, the Statutory Audit Team plays a critical role in the system. About the role: 1. Oversee and manage the general accounting functions, including, but not limited to: accounts payable, accounts receivable, general ledger, and taxes 2. Help with quarterly and year-end financial audit activities and the annual corporate financial controls audit 3. Assess current practices and procedures, and make recommendations for improvements 4. Prepare, review, and analyze financial statements to ensure accuracy and completeness 5. Perform ad hoc analysis and projects as requested 6. Supervise and/or manage general ledger accounting functions 7. Develop staff by managing performance, setting goals, providing ongoing training, and maintaining strong employee relationships 8. Work with auditors to ensure correct and timely closing and reporting at year-end Expectations/ Requirements : 1. Creative and dedicated individual who will fit with our collaborative culture 2. Cohesively work with a lot of people, across functions and teams every day 3. Coordinate with other departments for compatibility of all aspects of each project 4. Develop comprehensive project plans along with key stakeholders 5. Program manage initiatives that are driven centrally for Technology improvements 6. Track Program/Project performance, specifically to analyze the successful completion of short- and long-term goals 7. Engage with various Business & Technology Teams within Paytm to identify common bottlenecks esp. on Technology front 8. Enable and encourage use of common services to increase the speed of development and execution 9. Smart thinking and clear communication 10. Use and continually develop leadership skills Superpowers/ Skills that will help you succeed in this role: 1. 2 to 4 years of progressive accounting experience, with a portion of it being in a supervisory role 2. Thorough knowledge of Ind AS GAAP 3. Excellent verbal and written communication abilities across all level of an organization 4. Strong leadership skills with a dedication to driving and achieving results 5. Knowledge of employee relationship building and performance management techniques 6. Advanced Microsoft Excel skills. Experience with other financial systems. Education : Chartered Accountant. Why join us: 1. A collaborative output driven program that brings cohesiveness across businesses through technology 2. Improve the average revenue per use by increasing the cross-sell opportunities 3. A solid 360 feedbacks from your peer teams on your support of their goals 4. Respect, that is earned, not demanded from your peers and manager Compensation: If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

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1.0 years

2 - 3 Lacs

Noida

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Location: Sector 62, Noida Experience: -1 years Job Type: On Site, full-time Male candidates only required & Experience with TDS and GST is mandatory. About Axieva: Founded in 2016, with a humble beginning from Industry experts in diverse fields, Axieva is a transnational service provider in Asia, Africa & Middle East and is also one of the “fastest growing fintech in Africa”. It is on a mission to redefine the way Transactions are performed by developing contextual relevance, unmatched service, financial inclusion and unparalleled experience. Axieva serves 100+ partners & millions of customers across geographies with offerings like Validation Management, Interoperability, Insurance, Lending, Utilities, Banking, Mobile Money, Wallets, Commerce, Loyalty, Mobile Identity & Service Innovation. The strategic partners represent diverse industry segments and include Airtel Money, MPESA, Tigopesa, Viettel Group, Millicom International (TIGO), Orange, Zantel, Smile Communications, TTCL Corporation, Alliance Insurance, Sanlam Insurance, Jubilee Insurance, Liquid Intelligent Technologies, Tata International, OSN, Kreditbee, NMB (Rabo Bank), CRDB & many more. Why Join Us? Inclusive work environment valuing diversity Global career opportunities Positive and friendly environment Rapidly growing company International Travel Opportunity Multi-Culture and Diversified Environment Job Summary: We are looking for a motivated and detail-oriented Accounts and Finance Executive with at least 1 year of experience to support daily financial operations, maintain accurate financial records, and assist in compliance and reporting requirements. Key Responsibilities: Assist in the preparation and maintenance of financial statements, ledgers, and records. Manage daily accounting tasks, including accounts payable/receivable, journal entries, and bank reconciliations. Support monthly, quarterly, and annual closings. Ensure compliance with accounting standards and financial regulations. Assist with audits, tax filing, and other statutory compliances (GST, TDS, etc.). Coordinate with internal departments for financial data and documentation. Maintain proper documentation and filing systems for all accounting records. Key Skills & Qualifications: Bachelor’s degree in commerce, Accounting, Finance, or related field. Minimum 1 year of hands-on experience in accounting/finance roles. Proficient in accounting software (e.g., Tally, Zoho Books, QuickBooks) and MS Excel. Basic understanding of GST, TDS , and other statutory requirements. Strong attention to detail and accuracy. Good communication and organizational skills. Ability to work independently and in a team environment. Preferred Qualifications: Experience with ERP systems is an advantage. Knowledge of financial analysis and reporting tools. Pursuing or completed professional courses like CA Inter, MBA Finance (optional) How to Apply: If you're a motivated and talented Finance Executive looking for a leadership role, please submit your resume and cover letter at hr@axieva.com. Job Type: Full-time Pay: ₹240,000.00 - ₹300,000.00 per year Benefits: Paid sick time Paid time off Provident Fund Schedule: Day shift Weekend availability Supplemental Pay: Performance bonus Work Location: In person

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2.0 years

6 - 12 Lacs

Noida

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About Us : Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the role : Evangelize and demonstrate the value and impact of analytics for informed business decision-making by developing and deploying analytical solutions and providing data-driven insights to business stakeholders to understand and solve various business nuances. Responsibilities : 1. The role involves working closely with Product and Business stakeholders to empower data-driven decision-making and generate insights that will help grow the key metrics1. 2. Writing SQL/HIVE queries for data mining 3. Performing deep data analysis on MS Excel and sharing regular actionable insights 4. Responsible for performing data driven analytics to generate business insights 5. Automating the regular reports/MIS using tools like HIVE, Google Data Studio and coordinating with different teams 6. Strongly follow-up with concerned teams to make sure that our business & financial metrics are met 7. Look at data from various cuts / cohorts to suggest insights - Analysis based on multiple cohorts - Transaction, GMV, Revenue, Gross Margin, users etc. for both offline & online payments Mandatory Technical Skills needed : - 1. Distinctive problem solving and analysis skills, combined with impeccable business judgment. 2. Proficient in SQL/HIVE/Data Mining & Business Analytics - Proficient in Microsoft Excel. 3. Derive business insights from data with a focus on driving business level metrics. Eligibility Criteria : 1. Minimum 2 years of experience as Data Analyst / Business Analyst. 2. Ability to interact and convince business stakeholders. 3. Hands on with SQL (sub-query and complex query), Excel / Google Sheets, and data visualization tools (Looker studio, Power BI). 4. Ability to combine structured & unstructured data. 5. Worked on large datasets of the order of 5 Million 6. Experimentative mind-set with attention to detail. Compensation : If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India's largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

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0 years

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Noida

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About Retail Portfolio Management Group The RPMG department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the receivables/collections business of the bank About the Role The Collection Manager handles the Risk – 60 portfolio of specific products. The Collections manager ensures NPA resolution and manages the portfolio as per the existing process. The Collections Manager also ensures compliance with the audit procedures of the bank. Key Responsibilities Ensure maximum release from the NPA pool by achieving the required resolution target as per the business requirement Ensure minimum addition to the NPA pool by keeping the portfolio in check by maintaining the delinquency level Ensure adherence to the set process and audit requirements in place Ensure minimum forward flow from the buckets Qualifications Optimal qualification for success on the job is: Graduation/ Post-Graduation from a recognized institute Role Proficiencies: For successful execution of the job, the candidate should possess the following: Knowledge and understanding of collections and market dynamics. Excellent vendor management skills. Knowledge of regulatory guidelines and norms Good communication (both verbal and written) skill in both English and the local language. Ability to manage complex client situations. Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment. Ability to handle pressure and meet deadlines

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0 years

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Calcutta

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About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm's mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology Expectations/ Requirements: l Key account Manager is principally responsible for Signing New Logos/ Merchants/Brands from Large Enterprise / Corporate Accounts. l The BDM achieves these goals by creating Funnel and Closure of accounts. Superpowers/ Skills that will help you succeed in this role: l Adaptability: Attitude of optimism and “can-do” orientation with ability to think creatively and navigate successfully past barriers and obstacles l Focus through the Noise: Ability to tune out distractions to focus work on priority goals and tasks l Persuasion: Ability to present concepts, ideas and proposals in a manner that is perceived positively by and clearly resonates with intended audiences and stakeholders, while encouraging action. l Professionalism: Ability to project a mature and professional attitude, demeanor and appearance as is appropriate to a given situation l Sense of Urgency: Ability to prioritize, plan and move decisively when necessary to meet timeframes to avoid timing crises. Why join us: l A collaborative output driven program that brings cohesiveness across businesses through technology. l Improve the average revenue per use by increasing the cross-sell opportunities. l A solid 360 feedbacks from your peer teams on your support of their goals. l Respect, that is earned, not demanded from your peers and manager. Compensation: If you are the right fit, we believe in creating wealth for you with enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

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0 years

0 Lacs

Udaipur

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About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm's mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology Expectations/ Requirements: l Key account Manager is principally responsible for Signing New Logos/ Merchants/Brands from Large Enterprise / Corporate Accounts. l The BDM achieves these goals by creating Funnel and Closure of accounts. Superpowers/ Skills that will help you succeed in this role: l Adaptability: Attitude of optimism and “can-do” orientation with ability to think creatively and navigate successfully past barriers and obstacles l Focus through the Noise: Ability to tune out distractions to focus work on priority goals and tasks l Persuasion: Ability to present concepts, ideas and proposals in a manner that is perceived positively by and clearly resonates with intended audiences and stakeholders, while encouraging action. l Professionalism: Ability to project a mature and professional attitude, demeanor and appearance as is appropriate to a given situation l Sense of Urgency: Ability to prioritize, plan and move decisively when necessary to meet timeframes to avoid timing crises. Why join us: l A collaborative output driven program that brings cohesiveness across businesses through technology. l Improve the average revenue per use by increasing the cross-sell opportunities. l A solid 360 feedbacks from your peer teams on your support of their goals. l Respect, that is earned, not demanded from your peers and manager. Compensation: If you are the right fit, we believe in creating wealth for you with enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

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7.0 years

2 - 3 Lacs

Jaipur

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Location : Mumbai Job Summary: We are seeking an experienced Agreement and Contract Drafting Lawyer to join our Legal team. The successful candidate will be responsible for drafting, reviewing, and negotiating various agreements and contracts related to the bank's business operations. Key Responsibilities: 1. Drafting and Reviewing Agreements and Contracts: Prepare, review, and finalize various agreements and contracts, including loan agreements, security agreements, and other commercial contracts. 2. Negotiating Contracts : Negotiate contract terms with counterparties, ensuring that the bank's interests are protected. 3. Providing Legal Advice : Provide legal advice to business teams on contract-related matters, ensuring compliance with applicable laws and regulations. 4. Conducting Due Diligence : Conduct due diligence on counterparties and review documentation to ensure compliance with regulatory requirements. 5. Collaborating with Business Teams : Work closely with business teams to understand their needs and provide tailored legal support. 6. Staying Up-to-Date with Regulatory Changes : Stay current with changes in laws, regulations, and industry standards, and advise the business teams accordingly. 7. Maintaining Records and Documentation : Maintain accurate and up-to-date records of agreements, contracts, and other legal documents for internal team (legal’s). 8. Litigation Management : Drafting of replies to notices, written statement, reply etc and Interaction with advocate for handling and managing litigations. Requirements: 1. Qualifications: LL.B. or equivalent degree from a reputable law school, added CS degree will be added advantage. 2. Experience : At least 7 years of experience in drafting and reviewing agreements and contracts, preferably in a banking or financial institution. 3. Knowledge : Strong knowledge of contract law, banking regulations, and financial laws. 4. Skills : Excellent drafting, negotiation, and communication skills. 5. Certifications : Certification in contract drafting or a related field is an added advantage. Additional Requirement: 1. Experience with Financial Regulations : Familiarity with financial regulations, such as the Reserve Bank of India (RBI) guidelines. 2. Experience with IT, Data protection laws and regulations : Familiarity with data protection laws and regulations, such Information Technology Act, 2000, Digital Personal Data Protection Act, 2023. 3. Knowledge of Industry Standards : Knowledge of industry standards and best practices in contract drafting and negotiation. 4. Familiarity with Banking Operations : Understanding of banking operations, including lending, treasury, and trade finance.

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Guntūr

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Risk Management Group works closely with our business partners to manage the bank’s risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure. Job Purpose To give effective credit support for meeting the business targets. To frame the lending policy framework, processes and workflow, assist in setting up the mortgages business in India. To approve credit applications as per DOA judiciously. Ensuring that quality of Bank’s exposure in India is acceptable at all time. Provide guidance to the team of relationship managers on areas of policy and processes. Key Accountabilities: Underwiring the files as per laid down policy and process and other controls, etc for CLAP business To recommend / approve credit applications in line with agreed process workflows and policies after highlighting / considering all significant risks. To keep track of delinquency levels and ensuring that requisite follow up is being done to ensure that overdues are regularised in a time bound manner. To have a sound knowledge of the respective market especially C-LAP customer segment in terms of risks associated with this product. Vendor Management (Legal, Technical and others if applicable) To apply knowledge of RBI Regulations/ MAS Guidelines that govern credit dispensation, including the Loan Grading, Provisioning and Asset Classification regulations. To have a working knowledge of the general Legal framework in which the bank operates in India and apply the same. Job Duties and Responsibilities: Set up policy / processes for CLAP. Approve Mortgage applications for his respective branch / location / region. Portfolio monitoring / tracking & escalation of adverse new events in the portfolio. Ensure meticulous compliance with Bank’s internal credit policy as well as regulatory guidelines. Ensure compliance with the benchmark Turnaround Time. Ensure proper guidance / support to the team of relationship managers. Ensure processing of files within agreed timelines Requirements Six to ten years of experience in mortgages in Consumer Banking (preferably lending to MSME customers). Professional qualification, graduate or post graduate degree, preferably in business, accountancy, economics, finance etc. along with sound domain knowledge of the mortgages business and market. Core Competencies Good analytical skills Good presentation skills Good interpersonal skills Good knowledge of the industry Technical Competencies Sound knowledge of policies / lending frameworks followed for this product. Good knowledge of credit evaluation methods, tools & techniques Sound understanding of regulatory guidelines on credit issued by RBI (local regulations in India), MAS and local laws and regulations that impact businesses in general. Knowledge of various banking products and risks associated with them Adequate local knowledge of properties for cities in which he operates Work Relationship Good working relationship with Consumer Banking Relationship team, Consumer Operations, other product teams, RBI inspectors, regulators, and other external agencies.

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0 years

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Hyderabad, Telangana, India

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Job Summary The DGM-Presale & IOA Delivery- role is pivotal in driving the success of our Sales Operations Services Business Intelligence and Reporting initiatives. With a focus on Business Analysis and Planning the candidate will ensure seamless delivery and execution of projects. The role requires a hybrid work model with rotational shifts offering a dynamic and flexible work environment. The candidate will contribute to the companys growth and impact on society by optimizing processes and enhancing Responsibilities Lead the delivery of Sales Operations Services projects ensuring alignment with business objectives and timelines. Oversee the development and implementation of Business Intelligence and Reporting solutions to enhance data-driven decision-making. Provide comprehensive Business Analysis and Planning support to identify opportunities for process improvements and strategic growth. Collaborate with cross-functional teams to ensure seamless integration of solutions across various business units. Develop and maintain strong relationships with stakeholders to understand their needs and deliver tailored solutions. Monitor project progress and performance ensuring adherence to quality standards and timely delivery. Conduct regular reviews and assessments to identify risks and implement mitigation strategies. Facilitate workshops and training sessions to enhance team capabilities and knowledge sharing. Drive continuous improvement initiatives to optimize processes and increase efficiency. Ensure compliance with governance risk and compliance standards in all project activities. Support commercial lending projects by providing insights and analysis to drive business outcomes. Utilize English language skills effectively to communicate complex concepts and solutions to diverse audiences. Adapt to rotational shifts and hybrid work model to meet project demands and maintain work-life balance. Qualifications Demonstrate expertise in Sales Operations Services Business Intelligence and Reporting with a proven track record of successful project delivery. Exhibit strong analytical and planning skills to support business analysis and strategic initiatives. Possess knowledge in Governance Risk & Compliance and Commercial Lending as a nice-to-have domain skill. Showcase excellent communication skills in English both written and spoken to engage with stakeholders effectively. Adaptability to rotational shifts and hybrid work model to ensure project success. Proven ability to lead cross-functional teams and drive collaborative efforts. Certifications Required Certified Business Analysis Professional (CBAP) Certified Business Intelligence Professional (CBIP) Show more Show less

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4.0 years

0 Lacs

India

Remote

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Dev Ops: Support Engineer About Client Our Client is transforming data collection and verification with a secure, scalable, and automated platform designed for industries like lending, leasing, and financial services . Our modular web applications integrate seamlessly with KYC, IBV, and credit decisioning services , delivering efficiency, security, and compliance to businesses handling complex data workflows. As part of our commitment to high performance and reliability , we are expanding our DevOps and test automation capabilities to streamline continuous integration, deployment, and quality assurance across our products. Job Description We are looking for a DevOps & Test Automation Engineer to lead test automation strategies, CI/CD pipelines, and infrastructure management . This role combines DevOps best practices with automated testing frameworks to ensure seamless deployments, minimal downtime, and high-quality software releases . You will work closely with engineering, QA, and product teams to implement scalable automation solutions , optimize test environments, and enhance deployment reliability across our cloud-native applications. Key Responsibilities Test Automation & Quality Assurance Design, implement, and maintain automated test suites for web applications, APIs, and micro services. Develop end-to-end (E2E), integration, and performance tests using frameworks like Cypress, Playwright, Jest, and Selenium . Implement test coverage reporting, monitoring, and continuous feedback loops . Work with developers to create unit testing strategies for critical application components. DevOps & CI/CD Implementation Manage and optimize CI/CD pipelines using GitHub Actions, Jenkins, or GitLab CI . Automate build, test, and deployment processes for front-end and back-end services . Ensure zero-downtime deployments using blue-green, canary, or rolling deployment strategies . Implement infrastructure as code (IaC) with Terraform or AWS CloudFormation . Infrastructure, Monitoring & Security Maintain and optimize Kubernetes, Docker, and cloud-based deployments . Set up observability, logging, and monitoring tools (e.g., Prometheus, Grafana, ELK Stack, Datadog). Collaborate with security teams to implement DevSecOps practices, vulnerability scanning, and compliance automation . Collaboration & Continuous Improvement Work closely with developers, product teams, and QA engineers to integrate testing into the SDLC. Identify bottlenecks and improve deployment speeds, test execution, and incident resolution . Stay up to date with emerging DevOps and test automation tools , advocating for best practices. Qualifications & Experience 4+ years of experience in DevOps, test automation, or software QA engineering . Strong experience with test automation tools (e.g., Cypress, Playwright, Jest, Selenium). Hands-on experience with CI/CD pipelines (GitHub Actions, Jenkins, GitLab CI). Proficiency in containerization and orchestration (Docker, Kubernetes). Familiarity with cloud platforms (AWS, GCP, or Azure) and infrastructure as code (Terraform, Cloud Formation) . Experience with monitoring and logging (Prometheus, Grafana, Datadog, ELK Stack). Strong scripting skills in Bash, Python, or TypeScript . Knowledge of security best practices, OWASP guidelines, and DevSecOps methodologies . Preferred Qualifications Experience in Fintech, SaaS, or high-traffic web applications . Exposure to service mesh architectures and API gateways . Knowledge of database performance tuning and automated database migrations . Experience with contract testing (PACT), chaos engineering, and fault injection . What We Offer High-impact role in a fast-growing company. Work with cutting-edge DevOps and automation technologies . Competitive salary, stock options, and career growth opportunities. Flexible work environment (Remote/Hybrid options). Professional development and mentorship programs. Why Join Us? We are building scalable, secure, and highly automated applications that power the future of Fintech. As our DevOps & Test Automation Engineer , you will play a key role in ensuring product reliability, accelerating deployments, and improving test automation in a modern cloud-native environment. How to Apply If you are passionate about DevOps, automation, and building resilient systems , we’d love to hear from you! Send your resume and cover letter to rajabhattacharya@magmaconsultancy.in Show more Show less

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0.0 - 3.0 years

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Mughalsarai, Uttar Pradesh, India

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Job Requirements Job Requirements Job Title – Associate Relationship Manager-LAP Job Purpose The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to identify mortgage needs of customers and provide appropriate lending solutions ( Loan Against Property) . The role bearer is responsible for driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship to achieve larger organizational goals. Roles & Responsibilities Assess and evaluate the client needs and generate new sources of revenue by leveraging cross sell opportunities as per their lifestyle, risk profiling and requirements. Contribute to penetration of mortgage business in Rural markets through lead generations and account opening as per needs of customer Spearhead mapping of detailed household needs based on direct customer interactions Conduct end-user checks as specified post disbursal of loans while achieving monthly and annual group loan booking targets Achieve individual and branch sales goals through new business sales, referrals and retention of account relationship and maintain high collections efficiency Lead preparation of quality documentation of loans to ensure minimum queries / rejections from Operations / Credit teams Coordinate with operations officer to ensure timely and accurate data entry Ensure compliance as per the bank requirements Educational Qualifications Graduation: BA / BCom / BBA / BSc / BTech / BE or any other graduate. Experience 0-3 Years in NBFCs/Banking. Show more Show less

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8.0 years

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Navi Mumbai, Maharashtra, India

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Job Title: Lead Portfolio Growth & Business Intelligence, Digital Banking. Location: Seawoods, Navi-Mumbai Experience: 8+ years Must be from a BFSI background Job Role Purpose & Objective : This position requires an experienced leader who can drive strategic initiatives leveraging data and analytics to enhance customer experience, optimize business performance, and ensure data-driven decision-making at all levels of the organization. The ideal candidate will have a strong background in banking, finance, and advanced analytics, with the ability to manage large, complex data sets and lead a high-performing team. KEY DUTIES & RESPONSIBILITIES OF THE ROLE: Responsible for: a. Decision Sciences (Modeling & Analytics) b. Business Intelligence (MIS Enablement / Data Visualisation; Reporting; Dashboards for Business, functions) c. Work with functional units to set up the data stack & for the bank d. Identify & implement the appropriate analytics stack for the Bank Detailed Note: - Develop and execute the data analytics strategy in alignment with the bank’s business goals and objectives. - Lead, mentor, and manage a high-performing team of data analysts, data scientists, and data engineers. - Establish best practices for data quality, data management, and reporting frameworks to ensure consistent, accurate, and accessible data. - Develop and implement advanced analytics models (predictive analytics, machine learning, etc.) to optimize key business functions such as credit scoring, risk management, marketing, and customer segmentation. Provide regular insights and actionable reports to senior leadership, highlighting trends, opportunities, and areas for improvement. - Utilize data visualization tools (e.g., Tableau, Power BI) to present findings in a clear and compelling manner. - Drive the creation and continuous improvement of business intelligence (BI) tools and dashboards for operational reporting, performance metrics, and decision-making. Support the bank in achieving its strategic goals by identifying key performance indicators (KPIs) and helping to define metrics that align with business objectives. - Identify opportunities for automation and process improvements within the data analytics ecosystem. - Stay updated on industry trends and emerging technologies in data science and analytics, ensuring the bank’s analytics capabilities remain cutting-edge Minimum Requirement of Knowledge & Skills: Expertise in managing large and complex datasets. Strong knowledge of data warehousing, data lakes, and data pipelines Strong ability to convey complex data insights to non-technical stakeholders, using clear and actionable language. Skilled in data visualization and making data-driven recommendations that resonate with diverse audiences. Expertise in using tools like R, Python, Tableau, and Power BI governance Educational Qualifications: B Tech / Master’s or equivalent degree in Computer Science, Mathematics, Econometrics, Statistics Total Experience: Min 8-12 years of experience in financial services – esp. unsecured lending, credit cards, consumer loans, with experience in driving business results; risk analytics Certifications (If any): Certifications in data analytics, data science, or machine learning (e.g., Google Data Analytics, AWS Certified Data Analytics) are a plus. If interested, share your CV to sampanwikilabs@gmail.com Show more Show less

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4.0 years

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Andhra Pradesh, India

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Commerical Lending BA Primary Skills BA JD SQL and Database programming Commercial Lending Domain Should have 8 Plus years of experience Should have experience in Commercial Lending domain as Business analyst for at least 4 years Should be well versed with preparation of Functional specification document Should have good SQL knowledge. Should have good communication as interaction with development teams and business owners is a key task Should have knowledge of SDLC lifecycle This project requires Business analysts to be able to test as well in the SIT phase. The candidate should have good handle on preparation of test plan, test cases and test execution Should be able to hold meetings for clarification of requirements with business users Support UAT Responsibility Work closely with business stakeholders to under the requirement Preparation of Functional specification document Prepare Test cases for SIT and perform SIT testing Support UAT testing with business stakeholders Validate and re-create production issues in non-production environments Show more Show less

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Vijayawada, Andhra Pradesh, India

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About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm's mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology Expectations/ Requirements: l Key account Manager is principally responsible for Signing New Logos/ Merchants/Brands from Large Enterprise / Corporate Accounts. l The BDM achieves these goals by creating Funnel and Closure of accounts. Superpowers/ Skills that will help you succeed in this role: l Adaptability: Attitude of optimism and “can-do” orientation with ability to think creatively and navigate successfully past barriers and obstacles l Focus through the Noise: Ability to tune out distractions to focus work on priority goals and tasks l Persuasion: Ability to present concepts, ideas and proposals in a manner that is perceived positively by and clearly resonates with intended audiences and stakeholders, while encouraging action. l Professionalism: Ability to project a mature and professional attitude, demeanor and appearance as is appropriate to a given situation l Sense of Urgency: Ability to prioritize, plan and move decisively when necessary to meet timeframes to avoid timing crises. Why join us: l A collaborative output driven program that brings cohesiveness across businesses through technology. l Improve the average revenue per use by increasing the cross-sell opportunities. l A solid 360 feedbacks from your peer teams on your support of their goals. l Respect, that is earned, not demanded from your peers and manager. Compensation: If you are the right fit, we believe in creating wealth for you with enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story! Show more Show less

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2.0 years

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Karnal, Haryana, India

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1. Designation: Key Account Manager/Institutional Sales Manager 2. Locations: Maharashtra, Gujarat, Madhya Pradesh, Uttar Pradesh, Chhattisgarh, Andhra Pradesh, Telangana, Karnataka, Orisha 3. Experience: 5-10 yrs in Agri tech Sector / 2 Years in Drones – Agri Drones, Surveillance, Mapping and other use cases 4. Skills : Tender Business, GeM, Government Procurement is a must 6. Target Business: 2 to 5 Crore Yearly, should have success stories. 7. Reporting to: CxO / Sr. VP 8. Workplace: Field 9. Travel: Min. 15 days of travel is expected Educational Qualification: ● Graduate – B.Sc (Agriculture preferred), B.Tech, B.E ● MBA preferred but not mandatory Language Proficiency: ● Strong command over English (spoken & written) ● Fluency in relevant regional language is essential Key Skills Required: ● Experience with Government e-Marketplace (GeM) and tender business ● Knowledge of government procurement processes ● B2B/Institutional Sales ● Strong networking and relationship-building skills ● Strategic marketing and lead generation ● Exposure to tech-based product sales (especially drones) ● Product positioning and client education ● Experience with product development/sales is a plus Key Responsibilities: ● Drive product sales to large corporate and government clients ● Identify and build a short-, medium-, and long-term business pipeline ● Build and manage relationships with key decision-makers and influencers in government and institutions ● Promote Drones’ product suite through tailored presentations and demos ● Monitor government tenders, submit proposals, and manage GeM portal activities ● Plan and execute business development activities and regional outreach ● Enhance visibility and product positioning through strategic marketing initiatives ● Collaborate cross-functionally with internal teams for product improvement and client delivery ● Ensure timely reporting and updates to management on performance metrics and field intelligence ● Travel extensively to meet clients, attend tenders, and represent the company at trade fairs and exhibitions 2nd Position: Job Title: Retail Finance Executive ● Location: Hyderbad, Pune, Karnal ● Experience Required: 4 5 years ● Industry: Drone Technology / Agri-tech / Manufacturing ● Department: Finance Role Overview We are looking for a Retail Finance Executive with hands-on experience in managing loan processes, particularly AFL (Agri Finance Limited) Loans or similar NBFC products. The ideal candidate will handle end-to-end retail finance support for customers purchasing agri-drones, ensuring smooth loan disbursement, documentation, and partner coordination. Key Responsibilities ● Facilitate end-to-end processing of retail finance applications for agri-drone customers. ● Coordinate with AFL Loans and other financial institutions/NBFCs for loan tie-ups, documentation, and approvals. ● Ensure all compliance requirements are met and documentation is accurate and complete. ● Support the Sales and After-Sales teams by enabling faster loan approvals and disbursements. ● Maintain and manage relationships with lending partners, banks, and finance agents. ● Monitor EMI collections, loan repayment schedules, and address customer concerns related to finance. ● Generate MIS reports on loan disbursements, rejections, and pipeline status. ● Resolve queries from customers and internal stakeholders related to retail financing. Required Skills and Experience ● 4 to 5 years of experience in retail finance, preferably in Agri/NBFC/BFSI sectors. ● Prior working experience with AFL Loans or similar rural/agriculture-focused loan providers is mandatory. ● Strong knowledge of loan documentation, approval process, and NBFC tie-ups. ● Excellent coordination, communication, and stakeholder management skills. ● Proficiency in MS Excel and financial documentation tools. ● Willingness to travel for customer and finance partner coordination, if needed. Preferred Qualifications ● Graduate in Finance, Commerce, or related field (MBA preferred). ● Understanding of agriculture or rural financing landscape is an added advantage. ● Familiarity with drone technology or agriculture machinery sales process is a plus. Drop your resume on lakshita.sanon@prakharsoftwares.com/himanshu.mukherjee@prakharsoftwares.com +91 88266 65841/+91 88266 65856 Show more Show less

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5.0 years

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New Delhi, Delhi, India

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Join Our Mission to Foster Prosperity in Asia Are you ready to make a lasting impact on the future of Asia and be a catalyst for positive change? We are thrilled to offer a unique opportunity to become an important part of the prestigious Asian Development Bank (ADB). At ADB, our mission is simple yet powerful: to alleviate poverty and promote sustainable development in the Asia-Pacific region. Organizational Setting and Reporting Relationship The position of Associate Project Officer is assigned to the Human and Social Development Sector Office (SD3-HSD) within the Sectors Department 3 (SD3). SD3 aims to deliver impactful sector strategy, initiatives, and integrated solutions that advance ADB’s strategic agenda in finance, human and social development, and public sector management and governance sectors the region and with ADB’s clients. SD3, which is comprised of three sector offices, delivers or supports sovereign, nonsovereign, and advisory operations; delivers knowledge services; supports regional departments (RDs) and resident missions (RMs) in engaging with developing member countries (DMCs); and ensures ADB’s technical leadership externally and internally. SD3-HSD leads policy dialogue, initiatives, and solutions in the human and social development sectors (education, health, social protection, and in broader social development initiatives). SD3-HSD is responsible for (i) conceptualizing, processing, and administering lending, grant, and technical assistance (TA) operations; (ii) developing and delivering knowledge services and products to DMCs; and (iii) leading technical work on sector diagnostics and road maps and contributing to business development efforts. You will be based at our India Resident Mission (INRM) in New Delhi. You will have a primary reporting line to the designated Technical International staff or Director, SD3-HSD on operational and policy-related matters and have a matrix reporting line to the Country Director, INRM on day-to-day administrative matters. You will oversee junior team members. Your Role As an Associate Project Officer, you will provide technical and operational support and inputs in general administration, portfolio management, project administration, and project processing activities related to loans, grants, and technical assistance (TA) for the human and social development sector. This includes engaging sector dialogue with the government, development partners, and civil society. You Will Co-lead, and/or support the processing, implementation, and administration of investment projects, TA projects, and assist in portfolio management and sector work and activities, focusing on the human and social development sector. Support portfolio management and project administration with tasks including, but not limited to: (i) monitoring the progress of assigned projects and preparing project performance reports; (ii) preparing annual forecasts of contract awards and disbursement, identifying factors responsible for shortfalls, and expediting achievements of target levels; (iii) identifying issues related to project implementation and taking action in close coordination with executing agencies (EAs), implementing agencies (IAs), contractors, consultants, and project beneficiaries; (iv) preparing measures and implementing them to address the issues; (v) preparing internal procurement papers, reviewing procurement documents including draft technical designs and cost estimates, and papers for extension of loan closing dates; and (vi) reallocating loan proceeds, changes in scope and implementation arrangements, and other project administration tasks, and (viii) conducting review missions with the government counterpart. Analyze the team’s human and social development sector portfolio performance, project administration workload, and provide guidance to other members of the team. Closely coordinate with the project administration teams across the sector office. Contribute to the analysis and review of mission reports and aide memoires, progress reports, and other available project performance indexes on a regular basis and ensure quality through conducting special loan or TA review missions and prepare country portfolio review missions and tripartite portfolio review meetings. Contribute to addressing project administration red flags for timely corrective actions. Monitor annual forecasts of contract awards and disbursement, identify factors responsible for shortfalls, and analyze issues related to project implementation through interaction with EAs, contractors, consultants, and project beneficiaries, and prepare measures to address the project administration issues Review loan/grant/TA processing and administration documents to be endorsed and approval by the designated Technical International staff and Director, SD3-HSD, following established quality assurance guidelines and relevant policies. Engage in sector dialogue with government officials and key stakeholders on human and social development, such as the issues of social security, social protection, aged people, and skills development, including the private sector and civil society. Maintain effective liaison and working relationship with SD3-HSD, government agencies, development partners, and other stakeholders to facilitate formulation, processing, administration and monitoring of ADB-financed human and social development loans and TA projects. Organize, contribute, support, and participate in meetings, conferences, seminars, and workshops, related to the human and social development sector. Maintain and update knowledge base of future government investment plans and approval processes, organizational structure, and policies relevant to the sector. Participate in and contribute to project inception, review, mid-term review, special loan administration missions, and project completion review missions, as required. Contribute to sector assessments and provide appropriate advice on project procurement and sector policies and institutional reforms. Provide guidance and support in project processing missions in designing project implementation arrangements, including procurement/disbursement procedures and project management set up, and review of financing plans. Contribute to sector work in the field by assisting in conducting research, updating information on the human and social development sector, analyzing financial, institutional, or economic uses, and preparing reports on the subjects. Participate in and contribute to country programming and review missions to monitor performance of human and social development sector projects, including preparation of the related pre- and post-mission documentation. Facilitate timely processing and approval of assistance pipeline (loans, grants and technical assistance). Liaise with national and local governments and ADB Headquarters to facilitate invitation and participation of government officials to ADB training and conferences in India and abroad. Mentor and support to junior team members. Perform other duties as assigned and reflected in your workplan. You Will Need Bachelor’s degree in economics, social science, finance, business administration, public administration, education, public health, or related fields, preferably with advanced training. At least 5 years work experience in human and social development sector, such as social security, social protection, and skills development, and/or in development partner-financed project preparation and administration in those areas. Two years of relevant experience outisde ADB within the past five years is required. Years as an ADB-engaged consultant or contractor are considered experience outside of ADB. Extensive knowledge of government policies, reforms and programs in the human and social development sector with a focus on the above-indicated areas. Familiarity with government procedures, stru cture and institutions. Work experience within relevant ministries mandated in the above-indicated areas, or state-level governments would be an advantage. Strong capacity to communicate with government agencies, development partners, civil society organizations and stakeholders. Sound understanding of ADB or other multilateral development bank procedures and practices related to TA and loan and grant project processing and administration, including safeguards compliance. Ability to work effectively, proactively and collaboratively in a team-oriented environment. Proficient in computer applications, especially word processing, spreadsheets, e-mail, and SharePoint. Excellent oral and written communication skills in English and local language. Please refer to the link for ADB Competency Framework for TL4. Benefits ADB offers competitive compensation and a comprehensive benefits package . The salary will be based on ADB’s standards and comparator markets, taking into account your qualifications and experience. Paid leave (including parental) Medical and health benefits Life and other insurance plans Staff development Retirement plan Additional Information This opening is a local staff position. It is open only to nationals and residents of India. This is a fixed te rm appointment with option to renew for an initial period of three (3) years following Section 3.1 (b) of Administrative Order No. 2.01 (“Recruitment and Appointment’). This appointment is not convertible to a regular appointment. At the end of the initial period, this appointment may be renewed for a period of up to three years, or not renewed. There is no limit on the number of renewals. This appointment is open to internal and external applicants. This position is crucial to the Workforce Rebalancing Framework (2022–2027), a strategic initiative aimed at enhancing ADB's in-house expertise previously sourced from the external workforce. The role seeks seasoned experts with substantial field experience capable of leading policy dialogue, and projects focused on delivering knowledge solutions. Successful candidates may occasionally undertake short-term assignments in other groups or departments when required. This fixed-term appointment for three years is renewable under Section 3.1 (b) of Administrative Order No. 2.01 on “Recruitment and Appointment”. About Us Asian Develo pment Bank (ADB) is an international development finance institution headquartered in Manila, Philippines and is composed of 69 members, 50 of which are from the Asia and Pacific region. ADB is committed to achieving a prosperous, inclusive, resilient, and sustainable Asia and the Pacific, while sustaining its efforts to eradicate extreme poverty. ADB combines finance, knowledge, and partnerships to fulfill its expanded vision under its Strategy 2030. ADB only hires nationals of its 69 members . To view ADB Organizational Chart, please click here . ADB seeks to ensure that everyone is treated with respect and given equal opportunities to work in an inclusive environment. ADB encourages all qualified candidates to apply regardless of their racial, ethnic, religious and cultural background, gender, sexual orientation or disabilities. Women are highly encouraged to apply. Visit ADB Careers FAQ for more information. Primary Location: India Resident Mission-India-New Delhi Department: Sectors Department 3 Staff Category: Technical Local - Field Office Position Level: TL4 Job Posting: 13-Jun-2025, 11:46:55 AM 27-Jun-2025, 8:59:00 PM Show more Show less

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5.0 - 8.0 years

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Mumbai Metropolitan Region

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Job Title: Legal Manager – Fintech & Banking Experience: 5-8 Years of experience in legal roles within fintechs, banks, NBFCs, or payment service providers Academic Qualifications: Bachelor’s or Master’s Degree in Law (LLB/LLM) from a reputed institution Location: Mumbai Notice Period: 30 Days Job Type: Full-Time About company: Payment Service Provider for your Business! Smooth and safest payment process with us . Must-Have Skills 5–8 years of experience in legal roles within fintechs, banks, NBFCs, or payment service providers Strong understanding of fintech regulations including UPI, PPI, KYC/AML, RBI guidelines, data privacy laws, digital lending norms Proven experience in contract law, regulatory filings, and working with external legal advisors Prior work experience with a fintech startup, payment gateway, bank, or NBFC Good-to-Have Skills Excellent communication, negotiation, and documentation skills Ability to work independently in a fast-paced, evolving regulatory environment Exposure to compliance certifications like ISO 27001, PCI DSS, or SOC2 Familiarity with data privacy laws like the Digital Personal Data Protection Act (DPDP) Key Performance Indicator Draft, review, and negotiate various contracts, including service agreements, NDAs, vendor agreements, partnership MoUs, and product T&Cs Ensure compliance with RBI, NPCI, SEBI, and other regulatory bodies applicable to fintech and banking operations Handle legal aspects of partnerships, payment aggregator/switching agreements, and technology licensing Advise internal teams on legal risks, regulatory developments, and risk mitigation strategies Manage correspondence with external legal counsel, regulators, and other third parties Monitor changes in financial regulations and advise on the impact to business and operations Support internal audits, data protection, IP compliance, and litigation matters when required Assist in drafting company policies, SOPs, and compliance frameworks, especially around UPI, AEPS, PPI, lending, and KYC norms. Skills: fintech regulations,legal manager – fintech & banking,contract law,legal roles,digital personal data protection act (dpdp),kyc/aml,compliance certifications,data privacy laws,regulatory filings,digital lending norms Show more Show less

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3.0 years

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Pune, Maharashtra, India

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Position Overview Job Title: Risk Reporting Specialist (for CRM Wealth Management) Corporate Title: AS Location: Pune, India Role Description In Deutsche Bank’s Wealth Management segment, we offer our clients globally a broad range of traditional and alternative investment as well as lending solutions for the Bank’s (Ultra) High Net Worth Clients. We are specialized in developing bespoke solutions for our clients around the word. The Chief Risk Office function has Group-wide responsibility for the management and control of all credit, market, operational, enterprise and liquidity risk and has the responsibility of continual development of methods for risk measurement, frameworks and creating a bank wide strong risk culture. The Competence Center WM Risk acts as a single entry point for both Lending WM and various Risk units. In the reporting area, it is responsible for local data management and reports as well as supplying regional input for global WM reporting. What We’ll Offer You As part of our flexible scheme, here are just some of the benefits that you’ll enjoy, Best in class leave policy. Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Your Key Responsibilities As a Risk Reporting Specialist for CRM WM APAC you form, together with a further Risk Reporting Specialist based in Singapore, the Risk WM - RDM APAC team and ensure timely and accurate financial, regulatory and risk reporting to senior management, regulators, auditors and other relevant stakeholders, in line with regulatory and statutory requirements; work closely with your colleague in Singapore as well as the WM Credit Officers in Singapore and Hongkong to provide insight and analysis over the financials and accounts within their remit; collaborate with relevant stakeholders to provide complete and comprehensive reporting in the financial books and records of the Bank, for the effective management of financial and accounting risk; work with both internal and external auditors to ensure that audits progress smoothly and that any issues raised are resolved promptly; ensure global risk reporting systems contain timely and accurate information. Your Skills And Experience Good proficiency in Microsoft Excel, knowledge in Microsoft Access would be an added advantage Programming (Python; C++ etc.) knowledge will be an added advantage Minimum 3 years relevant work experience in portfolio reporting, static data management and/or local regulatory reporting in major Financial Institution Possesses analytical skills, good with numbers, an eye for details and ability to make balanced decisions Ability to work under pressure to deliver in short deadlines with the ability to balance priorities Experience of having supported credit risk management team would have advantage (though not a prerequisite) Good communication, open mind set, skills and ability to collaborate as well as to build constructive partnerships with different partners and stakeholders Professional English skills (written and verbal) How We’ll Support You Training and development to help you excel in your career. Coaching and support from experts in your team. A culture of continuous learning to aid progression. A range of flexible benefits that you can tailor to suit your needs. About Us And Our Teams Please visit our company website for further information: https://www.db.com/company/company.htm We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment. Show more Show less

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5.0 - 10.0 years

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Moradabad, Uttar Pradesh, India

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Job Requirements Role/ Job Title : Branch Manager-Micro Business Loan Function/ Department : Micro Business Loans Job Purpose The role entails scaling up the business for the Micro Business Loan lending for a designated area by delivering banking needs to the customers in the most cost efficient and technology effective manner. Role will closely collaborate with Retail team for same. This role encapsulates the responsibility of providing a seamless and fulfilling customer experience and ensuring IDFC First becomes the primary bank for all banking needs. Roles & Responsibilities Target and Manpower planning for the branch. Ensure recruitment and training of manpower – Sales Manager/Branch sales manager & branch credit and collection manager and feet on street. Will be responsible for meeting disbursements targets month on month. Identifying business clusters with high potential and execute penetration strategies. Tracking and improving Manpower Productivity at all levels. Monitoring and mentoring the branch team. Keeping a regular track of competition and reporting new products / market developments to upstream. Managing product mix and branch profitability. Managing the bucket collection and overall portfolio management. Managing internal and external audit compliance. Education Qualification Graduation: Any graduate Experience : 5-10 years of relevant experience Show more Show less

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Noida, Uttar Pradesh, India

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About Us : Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the Role : Business analyst focuses on data, statistical analysis and reporting to help investigate and analyze business performance, provide insights, and drive recommendations to improve performance. Expectations/ Requirements: Process Improvement: Identify, design, and implement operational processes and systems across departments to enhance efficiency and effectiveness.Ensure that these processes are scalable, efficient, and align with business goals. Cross-functional Collaboration: Collaborate with department heads (e.g., sales, marketing, finance, product, etc.) to ensure various business requirements. Data Analysis & Reporting: Analyze business performance data to identify trends, challenges, and opportunities. Prepare regular reports and provide actionable insights to senior leadership. Device Planning & Allocation: Ensure the effective planning & optimal allocation to meet business demands and company objectives. Efficiency: Monitor day-to-day business operations to identify bottlenecks, inefficiencies, and risks, and implement solutions to improve workflow and productivity. Budget Management: Manage the device budget, ensuring that spending aligns with organizational goals and strategic priorities. Risk Management: Identify and mitigate operational risks by developing and implementing appropriate contingency plans. Vendor & Supplier Management: Manage relationships with key vendors and service providers, ensuring that service levels are met, and contracts are negotiated effectively. Continuous Improvement: Foster a culture of continuous improvement by identifying new tools, technologies, and methodologies to improve operations. Key Skills Required: Experience with SQL or other data analysis tools. Proficiency in business analysis tools (e.g., Microsoft Visio, Lucidchart) and Microsoft Office Suite (Word, Excel, PowerPoint). Strong documentation skills, with the ability to create clear and detailed business requirements, process flows, and reports. Experience with data visualization and reporting tools (e.g., Tableau, Google Data Studio). Education : Applicants must have an engineering academic background with specialization in data science . Why join us : We aim at bringing half a billion Indians into the mainstream economy, and everyone working here is striving to achieve that goal. Our success is rooted in our people’s collective energy and unwavering focus on the customers, and that’s how it will always be. We are the largest merchant acquirer in India. Compensation : If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It is your opportunity to be a part of the story! Show more Show less

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Bengaluru, Karnataka, India

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We are Bright: Bright is a consumer fintech that helps Americans get out of debt, with the power of data science and machine learning. It is a mobile app that combines all the tools and tech needed to manage and get rid of debt. Bright’s tools include credit score building, automated debt paydown plans, financial planning, budget planning tools, and refinance loans. It works with credit cards, student loans and car loans. Bright has had 6x growth in the last year, with 300,000 users, and more than 100,000 ratings and reviews. Bright is backed by three major venture capital funds (Sequoia, Falcon Edge and Hummingbird) and with top angel investors from the US, UK and India, Bright has raised +$40 million in funding to date. Bright has recently raised $50M in debt funding from Encina Lender Finance, for its credit business growth. Encina Lender Finance provides lending solutions to consumer and commercial speciality finance companies across the U.S. and Canada. Today we are among the top 8 US FinTech companies. We will become a top-100 US financial institution, with the unique strength of data science and predictive modelling to enhance financial products for a user’s life outcomes. We will be the first at-scale Consumer Tech company, built in India for Global markets. About Our Founders: Bright was founded in 2019 by a founding team from McKinsey’s Banking Practice (Petko Plachkov and Avi Patchava) and InMobi Data Scientist (Avi Patchava, Varun Modi, Avinash Ramakath, Jayashree Merwade). Required Skills: 1. Hands-on projects in Python,SQL-driven analysis,Excel Analytics. 2. Mentorship from experienced data professionals 3. Immersion in data-rich projects 4. Unlock the potential of statistics in shaping insights Preferred Skill Sets: 1. Bachelor's degree in Computer Science, or related technical field, or equivalent work experience 2. Data Science in model building and evaluation 3. The role offers an opportunity to work with multiple teams in the organization. 4. Product and Business is identifying problems and opportunities. 5. Proficiency in Python and SQL for data analysis. Python is preferred over SQL. Show more Show less

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0 years

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Gurugram, Haryana, India

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Company Description At Oxyzo, we pride ourselves on understanding the business needs of SMEs and aim to transform them into larger enterprises by offering customized credit solutions. Our low-interest rates, collateral-free credit options, and rapid loan processing make us a leading lending option for SMEs in India. Oxyzo serves thousands of SMEs nationwide, disbursing over 4000 crores annually and managing 9000+ crores in assets. Our key features include 'Pay As Per Usage' interest, minimal documentation requirements, and additional savings on raw material purchases. Role Description This is a full-time on-site role for an Internal Auditor (CA Fresher) located in Gurgaon. The Internal Auditor will be responsible for conducting financial audits, preparing audit reports, and evaluating financial and operational systems. The role involves analyzing financial data, identifying risks, and ensuring compliance with regulations and internal policies. Additionally, the auditor will collaborate with different departments to communicate findings and suggest improvements. Role Summary: Assist in executing internal audit assignments across various departments. Support the audit team in identifying process gaps, control issues, and suggesting improvements. Work on ICFR documentation and testing under supervision. Help in preparing audit reports and working papers. Participate in statutory audit support and IFC-related work. Coordinate with different teams for data collection and process walkthroughs. Assist in compliance checks related to Income Tax, GST, and RBI norms. Contribute to risk assessments and mapping of controls. Perform basic data analysis and MIS using Excel. Preferred Skills: Strong understanding of accounting and auditing principles. Basic knowledge of Taxation, GST, and NBFC compliance framework. Good communication and interpersonal skills. Proficiency in MS Excel and willingness to work on dashboards and audit tools. Eagerness to learn fraud detection techniques (RCU/FCU exposure is a plus). Qualifications Audit Reports and Financial Audit Skills Strong Analytical Skills and Finance knowledge Excellent Communication skills Ability to work independently and as part of a team Proficiency in accounting software and MS Office CA qualification required; additional certifications in auditing or finance are a plus Attention to detail and strong organizational skills Show more Show less

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Exploring Lending Jobs in India

India's lending job market is thriving with opportunities for individuals looking to build a career in the financial sector. With the growth of various lending institutions and the increasing demand for financial services, there is a high demand for skilled professionals in the lending industry.

Top Hiring Locations in India

  1. Mumbai
  2. Bangalore
  3. Delhi
  4. Chennai
  5. Hyderabad

These major cities in India are actively hiring for lending roles, offering a wide range of opportunities for job seekers in the financial sector.

Average Salary Range

The average salary range for lending professionals in India varies based on experience and expertise. Entry-level positions in lending typically start at around INR 3-5 lakh per annum, while experienced professionals can earn upwards of INR 15-20 lakh per annum.

Career Path

A career in lending typically progresses from roles such as Loan Officer or Credit Analyst to Senior Loan Officer, Relationship Manager, and eventually to positions like Branch Manager or Regional Head. With experience and expertise, lending professionals can advance to leadership roles within lending institutions.

Related Skills

In addition to expertise in lending practices, professionals in this field are often expected to have strong analytical skills, financial acumen, attention to detail, and excellent communication skills. Knowledge of regulatory requirements and risk management is also beneficial for individuals pursuing a career in lending.

Interview Questions

  • What is the difference between secured and unsecured loans? (basic)
  • How do you assess a borrower's creditworthiness? (medium)
  • Can you explain the concept of debt-to-income ratio? (basic)
  • What is the role of collateral in lending? (medium)
  • How do you handle loan delinquencies? (medium)
  • What are the key factors to consider when evaluating a loan application? (advanced)
  • How do you stay updated on changing lending regulations? (basic)
  • Can you walk us through the loan underwriting process? (medium)
  • How do you handle customer objections during the loan approval process? (medium)
  • What strategies would you implement to reduce loan defaults? (advanced)
  • How do you assess market risk in lending? (advanced)
  • Can you explain the concept of loan-to-value ratio? (basic)
  • How do you prioritize loan applications when managing a high volume of requests? (medium)
  • What are the key components of a loan agreement? (medium)
  • How do you ensure compliance with lending regulations in your day-to-day work? (medium)
  • Can you describe a challenging lending scenario you faced and how you resolved it? (advanced)
  • How do you build and maintain relationships with borrowers? (basic)
  • What software tools do you use for loan management and analysis? (basic)
  • How do you handle confidential customer information in your role? (basic)
  • Can you explain the impact of interest rates on lending operations? (medium)
  • How do you assess the financial health of a business applying for a loan? (medium)
  • What steps do you take to verify the information provided by loan applicants? (basic)
  • How do you handle disputes between borrowers and lenders? (medium)
  • Can you discuss a recent change in lending regulations and its impact on your work? (advanced)

Closing Remark

As you prepare for interviews in the lending industry, remember to showcase your expertise in lending practices, analytical skills, and regulatory knowledge. With the right skills and preparation, you can confidently apply for lending roles in India and advance your career in the financial sector. Good luck!

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