Job Description As part of the Consulting Delivery organisation, the candidate will be responsible to deliver functional & technical solutions required as part of project implementations across JAPAC-MEA region. The candidate will be responsible to lead implementation cycle end-to-end and will deliver overall solution design with focus on Corporate Banking, ensuring that the business requirements are met, while co-ordinating and managing the deliveries with various stakeholders within Oracle and the customer. For the role of Consulting Technical Manager, we are looking for a motivated and passionate individual, who can lead client engagements in retail, corporate and transaction banking and take Banking Solutions towards excellence. The candidate should be able to manage and delivery of transformation programs for customers in the financial industry / banking domain. The candidate will be leading end-to-end implementations on the banking platforms, from design to delivery to post go-live support, with hands-on experience in managing customer requirements to triaging issues through customer communications and stakeholder management. Career Level - IC4 Responsibilities Primary Skills Should have thorough technical and business knowledge in FLEXCUBE Core, CASA, Teller, Deposit, Interest & Charges, Payment, Lending and Corporate Modules. Good experience in Oracle DB, Oracle SQL, PL/SQL, Java, JavaScript, XML and J2EE, Micro services, Spring Boot, OJET, RAD tools. Ability to interact and communicate with client Business / IT Teams independently Analyze solution approaches, estimations, best practices, project risks and recommendations. Prepare Requirement and Functional Specifications. Influence product development based on prospect interactions, market trends, local country requirements Ability to understand client requirements and map them to ‘off-the-shelf’ products or product features to decide whether they would be more suitable than building a new system from scratch. Lead technical team members in Development or Implementation or Managed Service activity. Participate and lead, the project meetings and Product-Walkthrough workshops with the Customer. Excellent analytical, presentation and communications skills, proven ability to translate business requirements into technology specifications. Excellent knowledge of banking terminologies, concepts and processes Good communication & documentation skills in English Analyze solution approaches, estimations, best practices, project risks and recommendations. Good team handling skills Plan, manage and communicate the progress of the project, achieving project milestones and maintaining momentum of the project Utilize a mix of global resources within a matrix environment Facilitate resolution of issues and roadblocks Demonstrated experience in translating customer business requirements into workable business solutions either as software solutions or as re-engineering initiatives Quickly assesses customer needs, develops innovative plans to solve complex business workflow Understand client business needs and requirements and propose a solution for prospective customers by working closely with the FSGIU solution experts, License Pre-Sales, Consulting Sales & Delivery teams. 15 to 20 years proven track record in providing solutions to the conventional financial services or banking sector. Desirable Qualifications, Experience, Knowledge Experience in two or more of these domains; Retail Banking, Corporate and Financial Institution core banking, Credit & Lending, Payments, Treasury, Trade Finance, Supply Chain Finance/ Factoring. Strong knowledge of banking and finance fundamentals, commercial banking products life cycle, accounting and back-office operations. Previous experience with Oracle FLEXCUBE Universal Banking Solution is an advantage. Relationship management experience with Corporate Customers would be an advantage (e.g. as a Project Manager or Delivery Manager). Strong Leadership Skills to engage & support field sales teams effectively. Excellent communication skills (verbal and written). Excellent presentation skills. Excellent interpersonal relationship building skills. Strong analytical skills. Ability to understand and capture business requirements. Qualifications Career Level - IC4 About Us As a world leader in cloud solutions, Oracle uses tomorrow’s technology to tackle today’s challenges. We’ve partnered with industry-leaders in almost every sector—and continue to thrive after 40+ years of change by operating with integrity. We know that true innovation starts when everyone is empowered to contribute. That’s why we’re committed to growing an inclusive workforce that promotes opportunities for all. Oracle careers open the door to global opportunities where work-life balance flourishes. We offer competitive benefits based on parity and consistency and support our people with flexible medical, life insurance, and retirement options. We also encourage employees to give back to their communities through our volunteer programs. We’re committed to including people with disabilities at all stages of the employment process. If you require accessibility assistance or accommodation for a disability at any point, let us know by emailing accommodation-request_mb@oracle.com or by calling +1 888 404 2494 in the United States. Oracle is an Equal Employment Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability and protected veterans’ status, or any other characteristic protected by law. Oracle will consider for employment qualified applicants with arrest and conviction records pursuant to applicable law. Show more Show less

About PhonePe Group: PhonePe is India’s leading digital payments company with 50 crore (500 Million) registered users and 3.7 crore (37 Million) merchants covering over 99% of the postal codes across India. On the back of its leadership in digital payments, PhonePe has expanded into financial services (Insurance, Mutual Funds, Stock Broking, and Lending) as well as adjacent tech-enabled businesses such as Pincode for hyperlocal shopping and Indus App Store which is India's first localized App Store. The PhonePe Group is a portfolio of businesses aligned with the company's vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services. Culture At PhonePe, we take extra care to make sure you give your best at work, Everyday! And creating the right environment for you is just one of the things we do. We empower people and trust them to do the right thing. Here, you own your work from start to finish, right from day one. Being enthusiastic about tech is a big part of being at PhonePe. If you like building technology that impacts millions, ideating with some of the best minds in the country and executing on your dreams with purpose and speed, join us! The PhonePe Fraud Risk Operations team is a high impact team whose goal is to mitigate risk and improve the trust and safety for various PhonePe products. If your dream is to build processes and tools that would impact millions of customers, partnering with some of the best minds and executing on your dreams with purpose and speed, join us! The Key to success in this role is the ability to understand the team’s vision and raise the bar on the job core responsibilities of Operate, Continuous Improvement, Communicate and People Development. The incumbent is required to demonstrate strong performance in the following areas: Responsible for the prevention and detection of potential fraud across all payment channels by reviewing customers’ accounts Work with data to understand patterns and anti-patterns to determine risk activity ranging from Fraud, Identity theft, KYC/EDD, AML and non-compliant activity per RBI. Proactively identifying fraud risks and assessing the adequacy of controls to manage such risks, including recommending enhanced or additional controls Working with support areas such as operations, finance, settlements, risk analytics, compliance and technology in ensuring a high level of control is maintained Proactive in identifying and following up on anomalies/areas of concern Identify fraud patterns through the monitoring of high-risk user and merchants Contribute to the creation of fraud rules by providing analytical data to support decisions Monitor fraud alerts daily and take necessary action to protect customers. Daily updates on any new fraud trends to senior management. Ensure information flow and deliverables are met to mitigate fraud by facilitating weekly calls with stakeholders. Role Requirements: Minimum of 2-3 years of relevant experience in risk operations or fraud investigations or fraud risk analytics. Proven experience across the domain of Risk management & Fraud. Strong oral and written communication skills Team player; ability to build relationships at all levels internally and externally Education qualification - Any graduate/PG Ability to work independently and to liaise with other departments and coordinate with various stakeholders. Has and added advantage if CFE Basic working knowledge of MS Office, SQL PhonePe Full Time Employee Benefits Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment Other Benefits - Higher Education Assistance, Car Lease, Mobile & Broadband Reimbursements, Salary Advance Policy Working at PhonePe is a rewarding experience! Great people, a work environment that thrives on creativity, and the opportunity to take on roles beyond a defined job description are just some of the reasons you should work with us. Read more about PhonePe on our blog . PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles) Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy Working at PhonePe is a rewarding experience! Great people, a work environment that thrives on creativity, the opportunity to take on roles beyond a defined job description are just some of the reasons you should work with us. Read more about PhonePe on our blog. Life at PhonePe PhonePe in the news Show more Show less

At EY, you’ll have the chance to build a career as unique as you are, with the global scale, support, inclusive culture and technology to become the best version of you. And we’re counting on your unique voice and perspective to help EY become even better, too. Join us and build an exceptional experience for yourself, and a better working world for all. Advisory Services Financial Services Office – Financial Services Risk Management (FSRM) – Credit Risk – Manager Description EY's Financial Services Office (FSO) is a unique, industry-focused business unit that provides a broad range of integrated services that leverage deep industry experience with strong functional capability and product knowledge. FSO practice provides integrated advisory services to financial institutions and other capital markets participants, including commercial banks, investment banks, broker-dealers, asset managers (traditional and alternative), insurance and energy trading companies, and the Corporate Treasury functions of leading Fortune 500 Companies. The service offerings provided by the FSO Advisory include: market, credit and operational risk management, regulatory advisory, quantitative advisory, structured finance transaction, actuarial advisory, technology enablement, risk and security, program advisory, and process & controls. Within EY’s FSO Advisory Practice, the Financial Services Risk Management (FSRM) group provides solutions that can help FSO clients to identify, measure, manage and monitor the market (trading book), credit (banking book), operational, and regulatory risks associated with their trading, asset-liability management, capital management and other capital markets activities. Within FSRM, the Credit Risk (CR) team assists clients to design and implement strategic and functional changes and regulatory changes across risk management within the banking book portfolio. Clients include large domestic and global financial institutions and banking organizations. Key Responsibilities Demonstrate deep technical capabilities and industry knowledge of financial products, in particular lending products Understand market trends and demands in the financial services sector and issues faced by clients by staying abreast of current business and industry trends relevant to the client's business Monitor progress, manage risk, and effectively communicate with key stakeholders regarding status, issues and key priorities to achieve expected outcomes Play an active role in mentoring junior consultants within the organization Required to review, analyse and concur with tasks completed by junior staff Flexibility to work across projects involving model audits, validation and development activities Qualifications, Certifications And Education Must-have: Postgraduate (masters in accounting, finance, economics, statistics or a related field) with at least 6 – 9 years of related work experience Complete, end-to-end understanding of credit risk model development, validation, audit and/or implementation for the banking book portfolio. Knowledge of Credit Risk and Risk Analytics techniques is desirable. Should have hands on experience in data preparation, manipulation and consolidation. Strong background in regulatory requirements such as IFRS 9, CCAR, CECL within model development/validation/audit domain Expertise in Stress Testing/DFAST PD/LGD/EAD models Strong documentation skills. Required to be adept in quickly grasping key details and summarizing them in a presentation or document. Should be able to take initiative and work independently with minimal supervision, if required Strong background in statistics and econometrics. Specially- Logistic regression, Linear regression. Strong technical skills, highly proficient in Advanced Python (Pandas, Numpy, ScikitLearn, Object Oriented Programming, Parallel Processing), SAS (SAS Certified Preferred), SQL, R, excel Good-to-have: Certifications such as FRM, CFA, PRM, SCR Proficiency in Java/C++ Experience in Data/Business Intelligence (BI) Reporting Good to have knowledge in Machine Learning models and its applications. Willingness to travel to meet client needs Previous project management experience EY | Building a better working world EY exists to build a better working world, helping to create long-term value for clients, people and society and build trust in the capital markets. Enabled by data and technology, diverse EY teams in over 150 countries provide trust through assurance and help clients grow, transform and operate. Working across assurance, consulting, law, strategy, tax and transactions, EY teams ask better questions to find new answers for the complex issues facing our world today. Show more Show less

**** Immediate Joiners are required**** Job Title: Customer Support Executive – Tamil & Telugu Speaker | FinTech/Insurance Sector Location: Golf Course Extension Road, Sector 66, Gurugram Experience: 3–5 Years Salary: ₹25,000 – ₹40,000 per month Job Type: Full-Time Industry: FinTech | Finance | Insurance Working Days: All Sundays off + 2nd and 4th Saturdays off Join Date: Immediate Joiners Preferred Company Overview: Company is a leading FinTech platform offering easy access to financial products such as personal loans, credit cards, insurance, and investment plans. The company bridges the gap between financial institutions and end users by simplifying the lending and insurance processes digitally. Job Description: We are seeking a Customer Support Executive proficient in both Tamil and Telugu to handle customer queries across our digital lending and insurance platforms. The ideal candidate will be the primary point of contact for South Indian clients and will ensure high-quality assistance and satisfaction. Key Responsibilities: Handle inbound/outbound calls and chats in Both Tamil and Telugu Language. Assist customers with loan applications, insurance policies, and general queries. Coordinate with internal departments to resolve customer issues. Maintain accurate records in CRM and support systems. Provide feedback on recurring issues and customer experience improvements. Required Skills & Qualifications: Graduate in any discipline. 3–5 years of customer support experience (preferably in finance or insurance). Fluent in Tamil, Telugu, Hindi, and English. Good communication, patience, and problem-solving skills. Basic computer knowledge and CRM experience. How to Apply: Send your resume to: madhur@adrianaa.com OR WhatsApp your profile to: +91 8010768617 Job Type: Full-time Pay: ₹25,000.00 - ₹40,000.00 per month Benefits: Health insurance Provident Fund Schedule: Day shift Application Question(s): Have you worked in Fintech or Insurance Industry company? How much you rate yourself in 0/10 in English communication skills? Are you a Immediate Joiner? What is your In Hand Salary per month? Do you know Tamil and Telegu both language? How many years of experience do you have as a Customer Support Executive – Tamil & Telugu from Fintech Industry? Experience: Customer Support Executive: 1 year (Required) Location: Gurugram, Haryana (Required) Work Location: In person

About PhonePe Group: PhonePe is India’s leading digital payments company with 50 crore (500 Million) registered users and 3.7 crore (37 Million) merchants covering over 99% of the postal codes across India. On the back of its leadership in digital payments, PhonePe has expanded into financial services (Insurance, Mutual Funds, Stock Broking, and Lending) as well as adjacent tech-enabled businesses such as Pincode for hyperlocal shopping and Indus App Store which is India's first localized App Store. The PhonePe Group is a portfolio of businesses aligned with the company's vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services. Culture At PhonePe, we take extra care to make sure you give your best at work, Everyday! And creating the right environment for you is just one of the things we do. We empower people and trust them to do the right thing. Here, you own your work from start to finish, right from day one. Being enthusiastic about tech is a big part of being at PhonePe. If you like building technology that impacts millions, ideating with some of the best minds in the country and executing on your dreams with purpose and speed, join us! About the Role: We are looking for a motivated and curious Site Reliability Engineering (SRE) Intern to join our infrastructure team. This internship provides hands-on experience in building, maintaining and scaling production systems, focusing on reliability, performance, and automation. You will work closely with experienced SRE to improve system observability, automate operational processes and ensure service uptime. Interns will engage in real-world infrastructure projects spread over couple of months, with the potential for a full-time SRE role based on performance and organizational requirements Eligible Candidates: Students graduated in 2024 /2025. Roles and Responsibilities: Assist in maintaining and monitoring production infrastructure and services. Automate routine tasks using scripting languages such as Python, Perl. Help design and implement monitoring, alerting, and logging systems. Collaborate with engineering teams to ensure reliability and scalability of services. Participate in incident response and postmortem documentation. Document processes and contribute to improving internal tools and dashboards. Skill Required: Currently pursuing a degree in Computer Science or related field. Basic understanding of Linux systems and shell scripting. Familiarity with cloud platforms like AWS, GCP or Azure is a plus. Good problem-solving skills and eagerness to learn. Good to Have: Familiarity with Distributed systems like Hadoop, Elasticsearch, Kafka, Gluster Familiar with Container orchestration stack. Experience with version control systems such as Git. Familiarity with infrastructure as code tools like Terraform or Ansible. PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles) Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy Working at PhonePe is a rewarding experience! Great people, a work environment that thrives on creativity, the opportunity to take on roles beyond a defined job description are just some of the reasons you should work with us. Read more about PhonePe on our blog. Life at PhonePe PhonePe in the news Show more Show less

**** Immediate Joiners are required**** Note: Candidate should have Experience from FinTech / Finance Industry Job Title: Customer Support Executive - Tamil & Telegu Known Location: Golf Course Extension Road, Sector 66, Gurugram Experience: 3–5 Years Salary: ₹25,000 – ₹40,000 per month Job Type: Full-Time Industry: FinTech | Finance | Insurance Working Days: All Sundays off + 2nd and 4th Saturdays off Note: Immediate Joiners Preferred Company Overview: Company is a leading FinTech platform offering easy access to financial products such as personal loans, credit cards, insurance, and investment plans. The company bridges the gap between financial institutions and end users by simplifying the lending and insurance processes digitally. Job Description: We are seeking a Customer Support Executive proficient in both Tamil and Telugu to handle customer queries across our digital lending and insurance platforms. The ideal candidate will be the primary point of contact for South Indian clients and will ensure high-quality assistance and satisfaction. Key Responsibilities: Handle inbound/outbound calls and chats in Both Tamil and Telugu Language. Assist customers with loan applications, insurance policies, and general queries. Coordinate with internal departments to resolve customer issues. Maintain accurate records in CRM and support systems. Provide feedback on recurring issues and customer experience improvements. Required Skills & Qualifications: Graduate in any discipline. 3–5 years of customer support experience (preferably in finance or insurance). Fluent in Tamil, Telugu, Hindi, and English. Good communication, patience, and problem-solving skills. Basic computer knowledge and CRM experience. How to Apply: Send your resume to: madhur@adrianaa.com OR WhatsApp your profile to: +91 8010768617 Job Type: Full-time Pay: ₹25,000.00 - ₹40,000.00 per month Benefits: Health insurance Provident Fund Schedule: Day shift Application Question(s): Have you worked in Fintech or Insurance Industry company? How much you rate yourself in 0/10 in English communication skills? Are you a Immediate Joiner? What is your In Hand Salary per month? Which south Indian language you are very well known Tamil, Telegu, Malayalam and Kannada ? Do you know both language Tamil or Telegu? Experience: Customer Support Executive: 1 year (Required) Location: Gurugram, Haryana (Required) Work Location: In person

The Credit Portfolio Officer is a senior-level position responsible for leading activities including credit review, credit approvals and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to client and counterparties globally. Responsibilities: Develop framework for portfolio risk assessment including evaluation of credit and financial performance across varied lending products and industry segments Understand applicable credit policies, industry regulations and the requisite impact of those governance items to prospective new partners or product initiatives Establish and leverage cross-functional partnerships and network with key internal and external constituencies Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, forecasting and new program due diligence Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity Has the ability to operate with a limited level of direct supervision. Can exercise independence of judgement and autonomy. Acts as SME to senior stakeholders and /or other team members. Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. Qualifications: 10+ years of experience in credit card risk management or equivalent training and experience preferably in the financial services industry Proven ability to apply credit and risk principles toward business goals Demonstrated ability to synthesize and prioritize Proven ability to remain organized in a fast-paced environment Demonstrated interpersonal, organizational and analytic skills Education: Bachelor's degree/University degree or equivalent experience Master's degree preferred The Retail RWA (Risk Weighted Assets) team within U.S. Personal Banking Credit and Franchise Risk provides sponsorship for Citi’s global retail RWA models. This includes partnering with Model developers to review and challenge model revalidations by evaluating the adequacy and quality of the data used in the models, review results of estimated parameters and calculated ARWA, oversee implementation of model changes in production in partnership with Technology and Capital Controllers. The lead will also support Consent Order control enhancement for both Advanced and Standardized RWA. This Vice President position reports into the SVP Retail RWA Oversight. This is an analytical lead function, with the responsibilities to: Collaborate with model reviews and developers on assessment of data, segmentation, variable selection. Participate in the preparation of model documentation, ongoing performance assessments (supporting sponsor); execute MCA activities supporting sponsor. Work with stakeholders to manage identified data issues, system issues, modeling issues/ limitations and process issues, including root cause analyses, preparation of options/simulations to resolve issues, participate in Business Requirements and UAT. Support RWA results review process, working with Finance, Capital Controllers, Data Teams, and Business stakeholders. Analyze observations, trends, attributions around Retail RWA, prepare and present quarterly IROC (Independent Risk Oversight Committee) and address follow ups. Prepare material needed of RWA impacts and manage documentation submissions into regulatory notification process. Participate in writing up any update as needed related to documentation of Advanced RWA processes including, but not limited to, data flows, systems, handshakes, control standards and framework. Citi is continuing to strengthen its RWA processes. This consumer risk leader will be participating in this firm-wide effort. This leader must possess technical and quantitative skills, demonstrate familiarity with Basel capital adequacy models, and know-how of the global systems and data. This individual will interface with cross-functional teams within Infrastructure and IT groups, Risk and Reporting, policy teams and businesses to design, test and deploy standards and conduct monitoring. Qualifications Advanced Degree (Masters) in Statistics, Physics, Applied Mathematics, Operations Research, Econometrics, Engineering or other quantitative discipline is preferred. 10+ years of work experience, with 5+ years of experience in an analytical capacity required Demonstrated experience in development and/or implementation of Structuring and integration of broad and diverse data sources Technology infrastructure and processes RWA processes Stress testing aggregation Supporting Model related MRM requirements Understanding of Consumer Credit Profit & Loss Drivers preferred Excellent written and verbal communication skills, and be able to structure and write standards and manage governance documents, prepare presentations for executive level audience and familiarity with Power Point, Excel, Visual Basic Experience with Statistical Tools (Python, R, SAS, SQL, Model Builder, Xeno, Knowledge Studio) Detailed-oriented, high level of intellectual curiosity and strong sense of ownership. Leadership Competencies: Senior executive interactions - can present credibly to both large and small groups Excellent interpersonal skills – ability to distill problem objectives into practical analyses to enable decision making Displays flexibility to work well with varying personal styles and acts as a trusted partner by delivering superior service that is meaningful Takes personal responsibility to lead by example. Understands and appreciates diverse backgrounds. Demonstrates strong ethics Develops strong relationships across risk management and cross-functionally; High degree of comfort working with onshore and offshore teams Capable of effectively managing cross-functional teams outside of direct control Contributes to a positive work environment; shares knowledge and supports diversity; remains calm and optimistic under pressure Works well in a culture that is agile and capable of quickly responding to changes in the environment; embraces change and challenges status quo ------------------------------------------------------ Job Family Group: Risk Management ------------------------------------------------------ Job Family: Portfolio Credit Risk Management ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Most Relevant Skills Credible Challenge, Data Analysis, Laws and Regulations, Management Reporting, Policy and Procedure, Referral and Escalation, Risk Controls and Monitors, Risk Identification and Assessment, Risk Remediation. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster. Show more Show less

At EY, you’ll have the chance to build a career as unique as you are, with the global scale, support, inclusive culture and technology to become the best version of you. And we’re counting on your unique voice and perspective to help EY become even better, too. Join us and build an exceptional experience for yourself, and a better working world for all. Advisory Services Financial Services Office – Financial Services Risk Management (FSRM) – Credit Risk – Manager Description EY's Financial Services Office (FSO) is a unique, industry-focused business unit that provides a broad range of integrated services that leverage deep industry experience with strong functional capability and product knowledge. FSO practice provides integrated advisory services to financial institutions and other capital markets participants, including commercial banks, investment banks, broker-dealers, asset managers (traditional and alternative), insurance and energy trading companies, and the Corporate Treasury functions of leading Fortune 500 Companies. The service offerings provided by the FSO Advisory include: market, credit and operational risk management, regulatory advisory, quantitative advisory, structured finance transaction, actuarial advisory, technology enablement, risk and security, program advisory, and process & controls. Within EY’s FSO Advisory Practice, the Financial Services Risk Management (FSRM) group provides solutions that can help FSO clients to identify, measure, manage and monitor the market (trading book), credit (banking book), operational, and regulatory risks associated with their trading, asset-liability management, capital management and other capital markets activities. Within FSRM, the Credit Risk (CR) team assists clients to design and implement strategic and functional changes and regulatory changes across risk management within the banking book portfolio. Clients include large domestic and global financial institutions and banking organizations. Key Responsibilities Demonstrate deep technical capabilities and industry knowledge of financial products, in particular lending products Understand market trends and demands in the financial services sector and issues faced by clients by staying abreast of current business and industry trends relevant to the client's business Monitor progress, manage risk, and effectively communicate with key stakeholders regarding status, issues and key priorities to achieve expected outcomes Play an active role in mentoring junior consultants within the organization Required to review, analyse and concur with tasks completed by junior staff Flexibility to work across projects involving model audits, validation and development activities Qualifications, Certifications And Education Must-have: Postgraduate (masters in accounting, finance, economics, statistics or a related field) with at least 6 – 9 years of related work experience Complete, end-to-end understanding of credit risk model development, validation, audit and/or implementation for the banking book portfolio. Knowledge of Credit Risk and Risk Analytics techniques is desirable. Should have hands on experience in data preparation, manipulation and consolidation. Strong background in regulatory requirements such as IFRS 9, CCAR, CECL within model development/validation/audit domain Expertise in Stress Testing/DFAST PD/LGD/EAD models Strong documentation skills. Required to be adept in quickly grasping key details and summarizing them in a presentation or document. Should be able to take initiative and work independently with minimal supervision, if required Strong background in statistics and econometrics. Specially- Logistic regression, Linear regression. Strong technical skills, highly proficient in Advanced Python (Pandas, Numpy, ScikitLearn, Object Oriented Programming, Parallel Processing), SAS (SAS Certified Preferred), SQL, R, excel Good-to-have: Certifications such as FRM, CFA, PRM, SCR Proficiency in Java/C++ Experience in Data/Business Intelligence (BI) Reporting Good to have knowledge in Machine Learning models and its applications. Willingness to travel to meet client needs Previous project management experience EY | Building a better working world EY exists to build a better working world, helping to create long-term value for clients, people and society and build trust in the capital markets. Enabled by data and technology, diverse EY teams in over 150 countries provide trust through assurance and help clients grow, transform and operate. Working across assurance, consulting, law, strategy, tax and transactions, EY teams ask better questions to find new answers for the complex issues facing our world today. Show more Show less

About Paytm About Us : Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm's mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology Paytm Travel is one of the fastest-growing business verticals within the ecosystem, offering a wide range of travel services including flights, trains, buses, hotels, and more. With a strong user base and a high-intent travel audience, Paytm Travel is uniquely positioned to deliver high-impact advertising opportunities to brands Job Overview As an Ad Sales Manager for Paytm Travel, you will be responsible for driving advertising revenue by offering digital ad solutions (e.g., sponsored listings, native integrations, display ads, and co-branded travel deals) to a variety of partners including airlines, hotels, OTAs, tourism boards, and lifestyle brands. This is a quota-carrying role that demands a consultative sales approach, strong market understanding, and ability to build high-value, long-term partnerships. Revenue Growth & Target Achievement Meet and exceed monthly/quarterly ad revenue targets through customized advertising solutions. Develop seasonal and geo-targeted media packages tailored to advertisers’ goals (e.g., reach, awareness, conversions). Client Acquisition & Account Management Identify new advertisers from the travel, hospitality, retail, and fintech sectors. Build and manage strong relationships with key decision-makers, focusing on repeat business and upselling. Drive campaign performance through ROI-led pitch strategies, reporting, and optimizations. Market Strategy & Internal Collaboration Stay ahead of industry trends and competitor offerings to refine and differentiate Paytm Travel’s ad sales strategy. Work closely with Product, Marketing, and Analytics teams to co-create ad products, improve targeting capabilities, and enable closed-loop measurement. Reporting & Performance Analytics Track key performance metrics such as CTRs, impressions, conversion rates, and retention. Deliver actionable campaign insights and post-sales reports to clients. Qualifications & Skills Experience: 5+ years of experience in digital ad sales, media partnerships, or B2B enterprise sales. Preferred exposure to the travel, fintech, or e-commerce domains. Strong track record of meeting or exceeding sales quotas in performance-based environments Skills & Tools: Excellent negotiation, storytelling, and presentation skills. Strong analytical mindset to interpret campaign data and optimize performance. Education: MBA in Marketing, Media, or related fields preferred. Bachelor’s degree required. Why Join Us: 1. A collaborative output driven program that brings cohesiveness across businesses through technology 2. Improve the average revenue per use by increasing the cross-sell opportunities 3. A solid 360 feedback from your peer teams on your support of their goals 4. Respect, that is earned, not demanded from your peers and manager Compensation : If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story! Show more Show less

Since 2015, we’ve backed entrepreneurs with over £13bn in funding, helping create 56,000+ jobs and 34,000+ new homes across the UK and US – and we’re not about to stop there. We’re dedicated to helping trailblazing businesses thrive and our Operations team are the backbone of our growth. This is a fantastic opportunity to join a fast-paced, growing bank with a reputation for doing things differently. We don’t want another cog in the machine; we’re looking for self-starters and bold thinkers who want to pave their own career paths. In a nutshell, the mission of an Operations Lending Associate in the current role will be performing loan booking operations & in life management activities within the available systems pertaining to Syndication, Agency, Bilateral Loan operations and LMA Docs. Job Responsibilities Perform loan booking operations Perform in life loan management activities Review Legal documents Desired Skills Minimum 2-5 years of relevant experience Accountancy Skills Loan Booking & in life management activities within the available systems pertaining to Syndication, Agency, Bilateral Loan operations & LMA Docs Good understanding on loan related documents. Query and task management by Loan and customer type. Attention to Detail Ability to work under tight deadlines Candidates will be expected to work in flexible shifts. About Us We’re OakNorth Bank and we embolden entrepreneurs to realise their ambitions, understand their markets, and apply data intelligence to everyday decisions to scale successfully at pace. Banking should be barrier-free. It’s a belief at our very core, inspired by our entrepreneurial spirit, driven by the unmet financial needs of millions, and delivered by our data-driven tools. And for those who love helping businesses thrive? Our savings accounts help diversify the high street and create new jobs, all while earning savers some of the highest interest on the market. But we go beyond finance, to empower our people, encourage professional growth and create an environment where everyone can thrive. We strive to create an inclusive and diverse workplace where people can be themselves and succeed. Our story OakNorth Bank was built on the foundations of frustrations with old-school banking. In 2005, when our founders tried to get capital for their data analytics company, the computer said ‘no’. Unfortunately, all major banks in the UK were using the same computer – and it was broken. Why was it so difficult for a profitable business with impressive cashflow, retained clients, and clear commercial success to get a loan? The industry was backward-looking and too focused on historic financials, rather than future potential. So, what if there was a bank, founded by entrepreneurs, for entrepreneurs? One that offered a dramatically better borrowing experience for businesses? No more what ifs, OakNorth Bank exists. For more information regarding our Privacy Policy and practices, please visit: https://oaknorth.co.uk/legal/privacy-notice/employees-and-visitors/ Show more Show less

Job Description As part of the Consulting Delivery organisation, the candidate will be responsible to deliver functional & technical solutions required as part of project implementations across JAPAC-MEA region. The candidate will be responsible to lead implementation cycle end-to-end and will deliver overall solution design with focus on Corporate Banking, ensuring that the business requirements are met, while co-ordinating and managing the deliveries with various stakeholders within Oracle and the customer. For the role of Consulting Technical Manager, we are looking for a motivated and passionate individual, who can lead client engagements in retail, corporate and transaction banking and take Banking Solutions towards excellence. The candidate should be able to manage and delivery of transformation programs for customers in the financial industry / banking domain. The candidate will be leading end-to-end implementations on the banking platforms, from design to delivery to post go-live support, with hands-on experience in managing customer requirements to triaging issues through customer communications and stakeholder management. Career Level - IC4 Responsibilities Primary Skills Should have thorough technical and business knowledge in FLEXCUBE Core, CASA, Teller, Deposit, Interest & Charges, Payment, Lending and Corporate Modules. Good experience in Oracle DB, Oracle SQL, PL/SQL, Java, JavaScript, XML and J2EE, Micro services, Spring Boot, OJET, RAD tools. Ability to interact and communicate with client Business / IT Teams independently Analyze solution approaches, estimations, best practices, project risks and recommendations. Prepare Requirement and Functional Specifications. Influence product development based on prospect interactions, market trends, local country requirements Ability to understand client requirements and map them to ‘off-the-shelf’ products or product features to decide whether they would be more suitable than building a new system from scratch. Lead technical team members in Development or Implementation or Managed Service activity. Participate and lead, the project meetings and Product-Walkthrough workshops with the Customer. Excellent analytical, presentation and communications skills, proven ability to translate business requirements into technology specifications. Excellent knowledge of banking terminologies, concepts and processes Good communication & documentation skills in English Analyze solution approaches, estimations, best practices, project risks and recommendations. Good team handling skills Plan, manage and communicate the progress of the project, achieving project milestones and maintaining momentum of the project Utilize a mix of global resources within a matrix environment Facilitate resolution of issues and roadblocks Demonstrated experience in translating customer business requirements into workable business solutions either as software solutions or as re-engineering initiatives Quickly assesses customer needs, develops innovative plans to solve complex business workflow Understand client business needs and requirements and propose a solution for prospective customers by working closely with the FSGIU solution experts, License Pre-Sales, Consulting Sales & Delivery teams. 15 to 20 years proven track record in providing solutions to the conventional financial services or banking sector. Desirable Qualifications, Experience, Knowledge Experience in two or more of these domains; Retail Banking, Corporate and Financial Institution core banking, Credit & Lending, Payments, Treasury, Trade Finance, Supply Chain Finance/ Factoring. Strong knowledge of banking and finance fundamentals, commercial banking products life cycle, accounting and back-office operations. Previous experience with Oracle FLEXCUBE Universal Banking Solution is an advantage. Relationship management experience with Corporate Customers would be an advantage (e.g. as a Project Manager or Delivery Manager). Strong Leadership Skills to engage & support field sales teams effectively. Excellent communication skills (verbal and written). Excellent presentation skills. Excellent interpersonal relationship building skills. Strong analytical skills. Ability to understand and capture business requirements. Qualifications Career Level - IC4 About Us As a world leader in cloud solutions, Oracle uses tomorrow’s technology to tackle today’s challenges. We’ve partnered with industry-leaders in almost every sector—and continue to thrive after 40+ years of change by operating with integrity. We know that true innovation starts when everyone is empowered to contribute. That’s why we’re committed to growing an inclusive workforce that promotes opportunities for all. Oracle careers open the door to global opportunities where work-life balance flourishes. We offer competitive benefits based on parity and consistency and support our people with flexible medical, life insurance, and retirement options. We also encourage employees to give back to their communities through our volunteer programs. We’re committed to including people with disabilities at all stages of the employment process. If you require accessibility assistance or accommodation for a disability at any point, let us know by emailing accommodation-request_mb@oracle.com or by calling +1 888 404 2494 in the United States. Oracle is an Equal Employment Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability and protected veterans’ status, or any other characteristic protected by law. Oracle will consider for employment qualified applicants with arrest and conviction records pursuant to applicable law. Show more Show less

Job Description As part of the Consulting Delivery organisation, the candidate will be responsible to deliver functional & technical solutions required as part of project implementations across JAPAC-MEA region. The candidate will be responsible to lead implementation cycle end-to-end and will deliver overall solution design with focus on Corporate Banking, ensuring that the business requirements are met, while co-ordinating and managing the deliveries with various stakeholders within Oracle and the customer. For the role of Consulting Technical Manager, we are looking for a motivated and passionate individual, who can lead client engagements in retail, corporate and transaction banking and take Banking Solutions towards excellence. The candidate should be able to manage and delivery of transformation programs for customers in the financial industry / banking domain. The candidate will be leading end-to-end implementations on the banking platforms, from design to delivery to post go-live support, with hands-on experience in managing customer requirements to triaging issues through customer communications and stakeholder management. Career Level - IC4 Responsibilities Primary Skills Should have thorough technical and business knowledge in FLEXCUBE Core, CASA, Teller, Deposit, Interest & Charges, Payment, Lending and Corporate Modules. Good experience in Oracle DB, Oracle SQL, PL/SQL, Java, JavaScript, XML and J2EE, Micro services, Spring Boot, OJET, RAD tools. Ability to interact and communicate with client Business / IT Teams independently Analyze solution approaches, estimations, best practices, project risks and recommendations. Prepare Requirement and Functional Specifications. Influence product development based on prospect interactions, market trends, local country requirements Ability to understand client requirements and map them to ‘off-the-shelf’ products or product features to decide whether they would be more suitable than building a new system from scratch. Lead technical team members in Development or Implementation or Managed Service activity. Participate and lead, the project meetings and Product-Walkthrough workshops with the Customer. Excellent analytical, presentation and communications skills, proven ability to translate business requirements into technology specifications. Excellent knowledge of banking terminologies, concepts and processes Good communication & documentation skills in English Analyze solution approaches, estimations, best practices, project risks and recommendations. Good team handling skills Plan, manage and communicate the progress of the project, achieving project milestones and maintaining momentum of the project Utilize a mix of global resources within a matrix environment Facilitate resolution of issues and roadblocks Demonstrated experience in translating customer business requirements into workable business solutions either as software solutions or as re-engineering initiatives Quickly assesses customer needs, develops innovative plans to solve complex business workflow Understand client business needs and requirements and propose a solution for prospective customers by working closely with the FSGIU solution experts, License Pre-Sales, Consulting Sales & Delivery teams. 15 to 20 years proven track record in providing solutions to the conventional financial services or banking sector. Desirable Qualifications, Experience, Knowledge Experience in two or more of these domains; Retail Banking, Corporate and Financial Institution core banking, Credit & Lending, Payments, Treasury, Trade Finance, Supply Chain Finance/ Factoring. Strong knowledge of banking and finance fundamentals, commercial banking products life cycle, accounting and back-office operations. Previous experience with Oracle FLEXCUBE Universal Banking Solution is an advantage. Relationship management experience with Corporate Customers would be an advantage (e.g. as a Project Manager or Delivery Manager). Strong Leadership Skills to engage & support field sales teams effectively. Excellent communication skills (verbal and written). Excellent presentation skills. Excellent interpersonal relationship building skills. Strong analytical skills. Ability to understand and capture business requirements. Qualifications Career Level - IC4 About Us As a world leader in cloud solutions, Oracle uses tomorrow’s technology to tackle today’s challenges. We’ve partnered with industry-leaders in almost every sector—and continue to thrive after 40+ years of change by operating with integrity. We know that true innovation starts when everyone is empowered to contribute. That’s why we’re committed to growing an inclusive workforce that promotes opportunities for all. Oracle careers open the door to global opportunities where work-life balance flourishes. We offer competitive benefits based on parity and consistency and support our people with flexible medical, life insurance, and retirement options. We also encourage employees to give back to their communities through our volunteer programs. We’re committed to including people with disabilities at all stages of the employment process. If you require accessibility assistance or accommodation for a disability at any point, let us know by emailing accommodation-request_mb@oracle.com or by calling +1 888 404 2494 in the United States. Oracle is an Equal Employment Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability and protected veterans’ status, or any other characteristic protected by law. Oracle will consider for employment qualified applicants with arrest and conviction records pursuant to applicable law. Show more Show less

Head of Data science Turno (Brand of Blubble Pvt Ltd) is an Electric Vehicle company that helps operators of commercial vehicles to switch to EVs. Turno does this by providing a wide selection of vehicles from partner OEMs, affordable financing, and battery value guarantees to ensure the highest return on value for EV owners. Turbo's mission is to transition gasoline miles to electric miles in India. Turno is founded by Hemanth Aluru and Sudhindra Reddy Pidapa – experienced entrepreneurs in the mobility industry with a strong track record of value creation. Recently, they led Zoomcar, India's largest personal mobility platform. Commercial Vehicles contribute 80-90% of fuel burnt today - those are the miles we want to replace with EV miles. And even though commercial EVs exist, adoption has been slow Venture backed lending company operating domain of EV financing. In operations since 2022 Finance++ Lending. Rich data in battery life and IOT. Location: Bangalore The Ideal Candidate: ● Familiarity with credit data : bureau, banking, gst etc. ● Total - 5-8 years experience. ● Strong ML skills : Logistic, Random Forest, GBM, survival model, K fold test, OOT, X-Tab. ● Experience using scikit-learn, pytorch or tensor flow. ● Python and usage of pycharm/ jupiter, SQL, Excel. ● Well versed in API development. ● Strong mathematical ability - mean, variance, probability distributions, simulation etc. ● Understanding of lending metrics such as vintage curve, rollforward, bounces etc (Good to have not mandatory). ● Ability to manage AWS infra for creating data pipelines and model hosting. ● Manage a team of 3-4 analyst and developers Preferences : ● Engineering background IIT or NIT plus ● MBA preferred ● Lending experience mandatory Show more Show less

Job Title: Head – Legal & Company Secretary Location: Hyderabad, India About the client: PSS has been mandated to hire a Head – Legal & Company Secretary for a fast-growing financial services organization enabling last-mile banking access across underserved regions in India. With over 3.5 million customers and a team of 15,000+, the company plays a critical role in delivering inclusive financial solutions such as group loans, micro-housing finance, and small business credit. Job Purpose To lead the Legal, Compliance, and Company Secretarial functions for the organization, ensuring legal integrity and full compliance with applicable laws and regulatory frameworks, including those laid down by RBI, MCA, SEBI, and related authorities. Key Responsibilities Oversee all legal matters relating to lending operations, vendor contracts, commercial agreements, and litigation. Draft, review, and negotiate key legal documentation, including service contracts, loan terms, and business agreements. Design and implement legal risk mitigation strategies and manage ongoing arbitration or litigation cases in coordination with external counsel. Ensure adherence to applicable financial services regulations and directions issued by relevant regulatory bodies. Lead the company secretarial function, including organizing board and shareholder meetings, maintaining statutory records, and filing with authorities. Act as a governance advisor to senior management, staying current on legal and regulatory developments. Drive a culture of legal integrity and compliance within the organization while managing a lean, efficient legal team. Educational Qualifications And Experience Mandatory: Company Secretary (ACS/FCS) and Law Graduate (LL.B./LL.M.) Experience: 12-17 years in legal and secretarial functions, with at least 5 years in a leadership capacity. Preferred Background: Prior experience in NBFCs or regulated financial services firms. Strong grasp of Companies Act, RBI guidelines, SEBI regulations, and allied corporate laws. Excellent skills in legal drafting, leadership, communication, and stakeholder management. Show more Show less

Location: Bangalore / Chennai About the client: PSS has been mandated to hire an SVP Sales - Capital Markets - Chennai/Bangalore for one of the leading publicly listed fintech companies providing top-of-the-line software solutions in the areas of wholesale banking, consumer banking, wealth management, capital markets, and Insurance. Products : Digital Core Banking, Risk & Treasury, Wealth Management, Digital Lending Job Purpose A solid sales leader to head business development and client acquisition for the Capital Markets and Wealth Management business. This individual is responsible for driving revenue growth, expanding strategic client relationships, and leading go-to-market efforts for our cutting-edge solutions across private wealth offerings. Key Responsibilities Responsible for the end-to-end sales cycle for Capital Markets & Wealth Management solutions. Business and Account expansion Build a robust pipeline of Tier 1 and Tier 2 banking and financial services clients across global markets. Drive strategic deal origination, lead large RFPs/RFIs, and negotiate high-value enterprise contracts. Collaborate closely with pre-sales, product, and delivery teams to shape client-centric value propositions and solution demos. Develop and execute go-to-market (GTM) strategies, sales plans, and territory expansion roadmaps. Forge and nurture C-level relationships with key decision-makers across CIO, CTO, Heads of Wealth, Capital Markets, Risk, Compliance, and Digital. Represent the organization at key industry events, forums, and thought leadership platforms. Provide market intelligence, competitor insights, and feedback to influence product strategy and roadmap. Track, report, and forecast sales performance metrics using CRM and analytics tools. Educational Qualifications And Experience The ideal candidate will bring deep domain expertise, a proven track record in high-value enterprise sales, and a strong network within banks, wealth managers, broker-dealers, and capital market institutions. ~15-20 years of experience in enterprise solution sales, with at least 8 years in Capital Markets, FinTech, WealthTech. Understanding of capital markets workflows, including custody, portfolio management. Proven ability to drive multi-million-dollar deals with large financial institutions across global or regional markets. Strong CXO-level engagement skills and consultative selling capability. Familiarity with front-to-back platforms, digital client onboarding, risk & compliance solutions, and market infrastructure technologies. Experience working in or selling to large banks, NBFCs, broker-dealers, asset managers, or financial services providers. Show more Show less

𝖶𝖾 𝖺𝗋𝖾 𝗅𝗈𝗈𝗄𝗂𝗇𝗀 𝖿𝗈𝗋 𝖺 𝗌𝖾𝖺𝗌𝗈𝗇𝖾𝖽 𝗌𝖺𝗅𝖾𝗌 𝗉𝗋𝗈𝖿𝖾𝗌𝗌𝗂𝗈𝗇𝖺𝗅 𝗐𝗂𝗍𝗁 𝖽𝖾𝖾𝗉 𝖾𝗑𝗉𝖾𝗋𝗍𝗂𝗌𝖾 𝗂𝗇 𝗅𝖾𝗇𝖽𝗂𝗇𝗀, 𝖻𝖺𝗇𝗄𝗂𝗇𝗀, 𝖭𝖡𝖥𝖢𝗌, 𝖺𝗇𝖽 𝗉𝖺𝗒𝗆𝖾𝗇𝗍𝗌. 𝖳𝗁𝖾 𝗂𝖽𝖾𝖺𝗅 𝖼𝖺𝗇𝖽𝗂𝖽𝖺𝗍𝖾 𝗐𝗂𝗅𝗅 𝗁𝖺𝗏𝖾 𝖺 𝗌𝗍𝗋𝗈𝗇𝗀 𝗎𝗇𝖽𝖾𝗋𝗌𝗍𝖺𝗇𝖽𝗂𝗇𝗀 𝗈𝖿 𝖼𝗈𝗇𝗇𝖾𝖼𝗍𝖾𝖽 𝖻𝖺𝗇𝗄𝗂𝗇𝗀 𝖺𝗇𝖽 𝗍𝗁𝖾 𝖾𝗏𝗈𝗅𝗏𝗂𝗇𝗀 𝗅𝖺𝗇𝖽𝗌𝖼𝖺𝗉𝖾 𝗈𝖿 𝖽𝗂𝗀𝗂𝗍𝖺𝗅 𝖺𝗇𝖽 𝗍𝗋𝖺𝖽𝗂𝗍𝗂𝗈𝗇𝖺𝗅 𝗅𝖾𝗇𝖽𝗂𝗇𝗀. 𝖳𝗁𝗂𝗌 𝗋𝗈𝗅𝖾 𝗋𝖾𝗊𝗎𝗂𝗋𝖾𝗌 𝖺 𝗌𝗍𝗋𝖺𝗍𝖾𝗀𝗂𝖼 𝗍𝗁𝗂𝗇𝗄𝖾𝗋 𝗐𝗁𝗈 𝖼𝖺𝗇 𝖽𝗋𝗂𝗏𝖾 𝗋𝖾𝗏𝖾𝗇𝗎𝖾 𝗀𝗋𝗈𝗐𝗍𝗁, 𝖻𝗎𝗂𝗅𝖽 𝗄𝖾𝗒 𝗉𝖺𝗋𝗍𝗇𝖾𝗋𝗌𝗁𝗂𝗉𝗌. 𝗞𝗲𝘆 𝗥𝗲𝘀𝗽𝗼𝗻𝘀𝗶𝗯𝗶𝗹𝗶𝘁𝗶𝗲𝘀: ● 𝖢𝗈𝗇𝗌𝗎𝗅𝗍𝖺𝗍𝗂𝗏𝖾 𝖲𝖾𝗅𝗅𝗂𝗇𝗀: 𝖯𝗋𝗈𝗏𝗂𝖽𝖾 𝗍𝖺𝗂𝗅𝗈𝗋𝖾𝖽 𝗌𝗈𝗅𝗎𝗍𝗂𝗈𝗇𝗌 𝖿𝗈𝗋 𝖽𝗂𝗀𝗂𝗍𝖺𝗅 𝖺𝗇𝖽 𝗍𝗋𝖺𝖽𝗂𝗍𝗂𝗈𝗇𝖺𝗅 𝗅𝖾𝗇𝖽𝗂𝗇𝗀, 𝗉𝖺𝗒𝗆𝖾𝗇𝗍𝗌, 𝖺𝗇𝖽 𝖼𝗈𝗇𝗇𝖾𝖼𝗍𝖾𝖽 𝖻𝖺𝗇𝗄𝗂𝗇𝗀. ● 𝖬𝖺𝗋𝗄𝖾𝗍 𝖤𝗑𝗉𝖺𝗇𝗌𝗂𝗈𝗇: 𝖣𝖾𝗏𝖾𝗅𝗈𝗉 𝗌𝗍𝗋𝖺𝗍𝖾𝗀𝗂𝖾𝗌 𝗍𝗈 𝗉𝖾𝗇𝖾𝗍𝗋𝖺𝗍𝖾 𝗇𝖾𝗐 𝗆𝖺𝗋𝗄𝖾𝗍𝗌 𝖺𝗇𝖽 𝗌𝖼𝖺𝗅𝖾 𝖻𝗎𝗌𝗂𝗇𝖾𝗌𝗌 𝗈𝗉𝖾𝗋𝖺𝗍𝗂𝗈𝗇𝗌. ● 𝖱𝖾𝗅𝖺𝗍𝗂𝗈𝗇𝗌𝗁𝗂𝗉 𝖬𝖺𝗇𝖺𝗀𝖾𝗆𝖾𝗇𝗍: 𝖡𝗎𝗂𝗅𝖽 𝖺𝗇𝖽 𝗆𝖺𝗂𝗇𝗍𝖺𝗂𝗇 𝗌𝗍𝗋𝗈𝗇𝗀 𝗋𝖾𝗅𝖺𝗍𝗂𝗈𝗇𝗌𝗁𝗂𝗉𝗌 𝗐𝗂𝗍𝗁 𝖢-𝗌𝗎𝗂𝗍𝖾 𝖾𝗑𝖾𝖼𝗎𝗍𝗂𝗏𝖾𝗌, 𝖿𝗂𝗇𝖺𝗇𝖼𝗂𝖺𝗅 𝗅𝖾𝖺𝖽𝖾𝗋𝗌, 𝖺𝗇𝖽 𝗅𝖾𝗇𝖽𝗂𝗇𝗀 𝗂𝗇𝗌𝗍𝗂𝗍𝗎𝗍𝗂𝗈𝗇𝗌. ● 𝖱𝖾𝗏𝖾𝗇𝗎𝖾 𝖦𝗋𝗈𝗐𝗍𝗁: 𝖣𝗋𝗂𝗏𝖾 𝗌𝖺𝗅𝖾𝗌 𝗍𝖺𝗋𝗀𝖾𝗍𝗌 𝖺𝗇𝖽 𝖼𝗈𝗇𝗍𝗋𝗂𝖻𝗎𝗍𝖾 𝗍𝗈 𝗈𝗏𝖾𝗋𝖺𝗅𝗅 𝖻𝗎𝗌𝗂𝗇𝖾𝗌𝗌 𝖾𝗑𝗉𝖺𝗇𝗌𝗂𝗈𝗇. ● 𝖨𝗇𝖽𝗎𝗌𝗍𝗋𝗒 𝖤𝗑𝗉𝖾𝗋𝗍𝗂𝗌𝖾: 𝖲𝗍𝖺𝗒 𝗎𝗉𝖽𝖺𝗍𝖾𝖽 𝗈𝗇 𝗅𝖾𝗇𝖽𝗂𝗇𝗀 𝗍𝗋𝖾𝗇𝖽𝗌, 𝖻𝖺𝗇𝗄𝗂𝗇𝗀 𝗋𝖾𝗀𝗎𝗅𝖺𝗍𝗂𝗈𝗇𝗌, 𝖺𝗇𝖽 𝗉𝖺𝗒𝗆𝖾𝗇𝗍 𝗂𝗇𝗇𝗈𝗏𝖺𝗍𝗂𝗈𝗇𝗌. ● 𝖫𝖾𝖺𝖽𝖾𝗋𝗌𝗁𝗂𝗉 & 𝖲𝖼𝖺𝗅𝗂𝗇𝗀: 𝖣𝖾𝗆𝗈𝗇𝗌𝗍𝗋𝖺𝗍𝖾 𝗅𝖾𝖺𝖽𝖾𝗋𝗌𝗁𝗂𝗉 𝗉𝗈𝗍𝖾𝗇𝗍𝗂𝖺𝗅 𝗍𝗈 𝗍𝗋𝖺𝗇𝗌𝗂𝗍𝗂𝗈𝗇 𝗂𝗇𝗍𝗈 𝖺 𝖡𝖴 𝖧𝖾𝖺𝖽 𝗋𝗈𝗅𝖾, 𝗈𝗏𝖾𝗋𝗌𝖾𝖾𝗂𝗇𝗀 𝖻𝗎𝗌𝗂𝗇𝖾𝗌𝗌 𝗌𝗍𝗋𝖺𝗍𝖾𝗀𝗒 𝖺𝗇𝖽 𝖾𝗑𝖾𝖼𝗎𝗍𝗂𝗈𝗇. 𝗞𝗲𝘆 𝗥𝗲𝗾𝘂𝗶𝗿𝗲𝗺𝗲𝗻𝘁𝘀: ● 𝖤𝗑𝗉𝖾𝗋𝗂𝖾𝗇𝖼𝖾: 𝟪+ 𝗒𝖾𝖺𝗋𝗌 𝗂𝗇 𝗌𝖺𝗅𝖾𝗌 𝗐𝗂𝗍𝗁𝗂𝗇 𝖽𝗂𝗀𝗂𝗍𝖺𝗅 𝗅𝖾𝗇𝖽𝗂𝗇𝗀, 𝖻𝖺𝗇𝗄𝗂𝗇𝗀, 𝖭𝖡𝖥𝖢𝗌, 𝖺𝗇𝖽 𝗉𝖺𝗒𝗆𝖾𝗇𝗍𝗌. ● 𝖣𝖲𝖠 𝖭𝖾𝗍𝗐𝗈𝗋𝗄: 𝖲𝗍𝗋𝗈𝗇𝗀 𝖼𝗈𝗇𝗇𝖾𝖼𝗍𝗂𝗈𝗇𝗌 𝗐𝗂𝗍𝗁 𝖣𝖲𝖠𝗌 𝖺𝗇𝖽 𝗅𝖾𝗇𝖽𝗂𝗇𝗀 𝗉𝖺𝗋𝗍𝗇𝖾𝗋𝗌 𝗍𝗈 𝖽𝗋𝗂𝗏𝖾 𝖻𝗎𝗌𝗂𝗇𝖾𝗌𝗌 𝗀𝗋𝗈𝗐𝗍𝗁. ● 𝖣𝗂𝗀𝗂𝗍𝖺𝗅 𝖫𝖾𝗇𝖽𝗂𝗇𝗀 & 𝖯𝖺𝗒𝗆𝖾𝗇𝗍𝗌: 𝖤𝗑𝗉𝖾𝗋𝗍𝗂𝗌𝖾 𝗂𝗇 𝗅𝗈𝖺𝗇 𝗈𝗋𝗂𝗀𝗂𝗇𝖺𝗍𝗂𝗈𝗇, 𝗎𝗇𝖽𝖾𝗋𝗐𝗋𝗂𝗍𝗂𝗇𝗀, 𝖺𝗇𝖽 𝖽𝗂𝗀𝗂𝗍𝖺𝗅 𝗅𝖾𝗇𝖽𝗂𝗇𝗀 𝗉𝗅𝖺𝗍𝖿𝗈𝗋𝗆𝗌. ● 𝖲𝖺𝗅𝖾𝗌 𝖠𝖼𝗎𝗆𝖾𝗇: 𝖯𝗋𝗈𝗏𝖾𝗇 𝖺𝖻𝗂𝗅𝗂𝗍𝗒 𝗍𝗈 𝗌𝖾𝗅𝗅 𝗍𝗈 𝗌𝖾𝗇𝗂𝗈𝗋 𝖾𝗑𝖾𝖼𝗎𝗍𝗂𝗏𝖾𝗌 𝖺𝗇𝖽 𝖿𝗂𝗇𝖺𝗇𝖼𝗂𝖺𝗅 𝖽𝖾𝖼𝗂𝗌𝗂𝗈𝗇-𝗆𝖺𝗄𝖾𝗋𝗌. ● 𝖲𝗍𝗋𝖺𝗍𝖾𝗀𝗂𝖼 𝖳𝗁𝗂𝗇𝗄𝗂𝗇𝗀: 𝖠𝖻𝗂𝗅𝗂𝗍𝗒 𝗍𝗈 𝗌𝖼𝖺𝗅𝖾 𝗈𝗉𝖾𝗋𝖺𝗍𝗂𝗈𝗇𝗌 𝖺𝗇𝖽 𝗍𝗋𝖺𝗇𝗌𝗂𝗍𝗂𝗈𝗇 𝗂𝗇𝗍𝗈 𝖺 𝗅𝖾𝖺𝖽𝖾𝗋𝗌𝗁𝗂𝗉 𝗋𝗈𝗅𝖾. 𝗘𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻: 𝖡𝖺𝖼𝗁𝖾𝗅𝗈𝗋'𝗌 𝗈𝗋 𝖬𝖺𝗌𝗍𝖾𝗋'𝗌 𝖽𝖾𝗀𝗋𝖾𝖾 𝗂𝗇 𝖥𝗂𝗇𝖺𝗇𝖼𝖾, 𝖡𝗎𝗌𝗂𝗇𝖾𝗌𝗌 𝖠𝖽𝗆𝗂𝗇𝗂𝗌𝗍𝗋𝖺𝗍𝗂𝗈𝗇, 𝗈𝗋 𝖺 𝗋𝖾𝗅𝖺𝗍𝖾𝖽 𝖿𝗂𝖾𝗅𝖽. 𝖯𝗋𝖾𝖿𝖾𝗋𝗋𝖾𝖽 𝖰𝗎𝖺𝗅𝗂𝖿𝗂𝖼𝖺𝗍𝗂𝗈𝗇𝗌: ● 𝖤𝗑𝗉𝖾𝗋𝗂𝖾𝗇𝖼𝖾 𝗂𝗇 𝖿𝗂𝗇𝗍𝖾𝖼𝗁-𝖽𝗋𝗂𝗏𝖾𝗇 𝗅𝖾𝗇𝖽𝗂𝗇𝗀 𝗌𝗈𝗅𝗎𝗍𝗂𝗈𝗇𝗌. ● 𝖪𝗇𝗈𝗐𝗅𝖾𝖽𝗀𝖾 𝗈𝖿 𝖻𝖺𝗇𝗄𝗂𝗇𝗀 𝗉𝖺𝗋𝗍𝗇𝖾𝗋𝗌𝗁𝗂𝗉𝗌 𝖺𝗇𝖽 𝗋𝖾𝗀𝗎𝗅𝖺𝗍𝗈𝗋𝗒 𝖿𝗋𝖺𝗆𝖾𝗐𝗈𝗋𝗄𝗌. ● 𝖤𝗌𝗍𝖺𝖻𝗅𝗂𝗌𝗁𝖾𝖽 𝗇𝖾𝗍𝗐𝗈𝗋𝗄 𝗐𝗂𝗍𝗁𝗂𝗇 𝗍𝗁𝖾 𝖿𝗂𝗇𝖺𝗇𝖼𝗂𝖺𝗅 𝗌𝖾𝗋𝗏𝗂𝖼𝖾𝗌 𝗂𝗇𝖽𝗎𝗌𝗍𝗋𝗒 Show more Show less

About Us: Paytm Travel is on a mission to be the most trusted and customer-centric travel platform in India. We’re already among the top 3 players in the bus ticketing space and are rapidly expanding our partner ecosystem across states. We're looking for a high-energy, data-driven professional to lead our regional supply partnerships and shape the next phase of growth. Role Overview: As the Regional Lead, you will be responsible for managing and growing Paytm’s relationships with State Road Transport Corporations (RTCs) and private bus operators in your assigned region. You will drive strategic partnerships, ensure competitive supply availability, and take end-to-end ownership of regional revenue, pricing health, and operational performance. Key Responsibilities: Partnership & Supply Management Build, maintain, and expand strong working relationships with RTCs and top private operators in the region. Onboard new operators and ensure digital adoption of Paytm Travel tools and dashboards. Negotiate commission structures, payout terms, and commercial agreements aligned with platform objectives. Revenue & Performance Management Own and drive revenue targets, load factors, and seat fill rates for your region. Collaborate with central pricing and analytics teams to implement dynamic pricing strategies. Track revenue leakage, cancellations, and penal charges; work with operators to resolve issues. Market & Competition Analysis Regularly benchmark fares, seat inventory, and operator quality against regional competitors. Provide actionable insights on price trends, route-level demand patterns, and consumer behavior. Recommend product/UX changes based on feedback from operators and market observations. Operational Excellence Monitor SLA adherence on seat confirmations, refunds, and cancellation handling. Collaborate with customer support and tech teams to address escalations and resolve partner issues. Run regular health checks and audits on partner performance and NPS metrics. What We're Looking For: 5–10 years of experience in bus ticketing, logistics, e-commerce, or B2B travel partnerships Prior experience working with state transport corporations or regional aggregators is a strong plus Strong commercial acumen with negotiation experience Data-savvy: Comfortable working with dashboards, Excel, and BI tools to derive insights Deep understanding of regional travel patterns, fares, and operational intricacies Excellent communication skills in English and the local regional language Willingness to travel extensively across the assigned territory Why join us 1. A collaborative output-driven program that brings cohesiveness across businesses through technology 2. Improve the average revenue per use by increasing the cross-sell opportunities 3. A solid 360 feedback from your peer teams on your support of their goals 4. Respect, that is earned, not demanded from your peers and manager Compensation: If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story! Show more Show less

Company Description Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, create marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to accomplish their financial goals and help them save time and money. We operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more industry segments. We invest in people and new advanced technologies to unlock the power of data. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 22,500 people across 32 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.com. Job Description Role Summary Life as a Senior Delivery Manager is all about Leadership, collaboration, and working as a team to create something incredible. As a Senior Delivery Manager at Experian, you'll work in one of our departments, gain exposure to our exciting work and help to develop a platform for the future. Purpose The Senior Delivery Manager leads a collection of related project engagements and BAU activities within the Portfolio they are assigned. Responsible for the delivery plan, defining requirements, execution, resource management, quality, risk and issue management, communications, maintaining correct financial opex and capex balance to the BU and partner management. Coordinate intra-team dependencies and dependencies with projects outside of the team. Achieve strategic and outcomes (financial and client satisfaction) and quality standards.  Delivery – Manage the delivery of products and services within the Department to clients on time and on budge Resource Management and Utilization- Overall responsibility for a team, line manage ~10 FTE's, maintain a resource plan (capacity/demand) taking into account bandwidth, skills, development needs and planned absences Essential duties Role Model and lead promoting these behaviors within the team. Display proactive management skills that ensure all resources are aware of their responsibilities to deliver high quality, on time and on budget. Provide the framework and support to the team to ensure the delivery of products and services to agreed quality, schedule and cost, taking into consideration operational readiness to provide a smooth handover to support. Guide yourself and the team to find better ways, increasing productivity and providing the same for less. Demonstrate awareness of the business development pipeline and overall business strategy within the area.  Provide accurate information through to finance to allow on progress on CAPEX and OPEX projects. Ensure the appropriate processes are in place to keep all interested partners updated and satisfied.  Deliver all mandated reporting to the documented standards of accuracy, format and regularity.  Ensure that resources within your team are allocated and managed according to agreed budget (Core) or approved outside of budget (Incremental) requirements. You will be reporting to the Director of technology. Qualifications Qualifications BA/BSc or equivalent experience Additional Information Our uniqueness is that we celebrate yours. Experian's culture and people are important differentiators. We take our people agenda very seriously and focus on what matters; DEI, work/life balance, development, authenticity, collaboration, wellness, reward & recognition, volunteering... the list goes on. Experian's people first approach is award-winning; World's Best Workplaces™ 2024 (Fortune Top 25), Great Place To Work™ in 24 countries, and Glassdoor Best Places to Work 2024 to name a few. Check out Experian Life on social or our Careers Site to understand why. Experian is proud to be an Equal Opportunity and Affirmative Action employer. Innovation is an important part of Experian's DNA and practices, and our diverse workforce drives our success. Everyone can succeed at Experian and bring their whole self to work, irrespective of their gender, ethnicity, religion, colour, sexuality, physical ability or age. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity. Experian Careers - Creating a better tomorrow together Find out what its like to work for Experian by clicking here Experian Careers - Creating a better tomorrow together Find out what its like to work for Experian by clicking here Show more Show less

Company Description Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, create marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to accomplish their financial goals and help them save time and money. We operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more industry segments. We invest in people and new advanced technologies to unlock the power of data. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 22,500 people across 32 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.com. Job Description Job description A Product Owner is the proxy for the customer to one or more Software Engineering teams. Through ownership of the Product Backlog (scope and prioritization) and care for the whole of the product(s), (features, non-functional behavior, quality, and technical debt), they maximize the value of the product(s) through software engineering work. Building relationships with management and team members, in different countries, time zones and cultures, is important in this role, as is a high degree of technical expertise to comprehend the complex nature of our products . Requirement Gathering and Analysis Learn the product, to ensure understanding of context and features Produce clear, high-quality, specific, and unambiguous, functional and nonfunctional requirements for changes of multiple complexities Provide a high-quality detailed analysis with the customer journey in mind, working through requirements in a manner, considering for fitness of purpose, adherence to our goals, and consistency, challenging positively. Define specific and measurable Acceptance Criteria Review and confirm that designed features meet the specified intent, requirements, business and end-user needs where applicable. Assess reported defects, non-functional requirements, and other technical debt, assessing severity and prioritizing resolution alongside feature work, to ensure not only that the product always meets established Quality Criteria, but that quality improves. Create documents and other artifacts describing our product functions, using approved processes You will be reporting to Senior engineering manager of the team. Prioritization and Planning Set priorities in collaboration with important partners against planned goals, and supporting sprint planning and other preparatory activities, ensuring that the product needs and vision are maintained. Track progression over time to ensure the client, business, and technical goals are met Coordinate development and defect resolution across multiple teams, programmed and locations, and identifying dependencies between teams Look for ways to improve processes to increase efficiency. Work Practices And Relationships You would work with different sets of partners, both technical and business, from Software Engineering Teams to Project Management, Product Delivery to assist with strategic planning and gain early knowledge of future scope and goals. They would: Engage with Software Engineering teams and related team members as part of an Agile team, ensuring that Software Engineers understand requirements. Work with Software Engineering teams to discover underlying design gaps or technical gaps against associated risks e.g. security, performance, usability. Facilitate meetings, present software at different levels. Advocate for Agile practices to achieve Agile working. Qualifications Qualifications Experience working in a Product role within a Software / Technology context, possessing technical expertise and the ability to work with customers and other team members to establish story acceptance criteria. 3+ years of experience working and collaboratively with clients or similar partners to ensure their needs are met, that they receive relevant updates, and managing the product backlog.  Experience working in an Agile environment, in software product development, using the primary Agile methodologies (Scrum/Kanban/XP). with vast complex solutions and knows how to acquire knowledge, and. Networking, collaboration and (role requires a hands-on approach to ensure delivery). (essential to be with partners from different countries, cultures, and backgrounds) and. Demonstrate an understanding of business processes and translate that understanding into technical requirements. Additional Information Our uniqueness is that we celebrate yours. Experian's culture and people are important differentiators. We take our people agenda very seriously and focus on what matters; DEI, work/life balance, development, authenticity, collaboration, wellness, reward and recognition, volunteering... the list goes on. Experian's people first approach is award-winning; World's Best Workplaces™ 2024 (Fortune Top 25), Great Place To Work™ in 24 countries, and Glassdoor Best Places to Work 2024 to name a few. Check out Experian Life on social or our Careers Site to understand why. Experian is proud to be an Equal Opportunity and Affirmative Action employer. Innovation is an important part of Experian's DNA and practices, and our diverse workforce drives our success. Everyone can succeed at Experian and bring their whole self to work, irrespective of their gender, ethnicity, religion, colour, sexuality, physical ability or age. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity. Experian Careers - Creating a better tomorrow together Find out what its like to work for Experian by clicking here Experian Careers - Creating a better tomorrow together Find out what its like to work for Experian by clicking here Show more Show less

Job Summary Business Provide quality support and advice to Relationship Managers (RM’s) within all lending units located in Standard Chartered Bank India on all documentation related matters, including the origination of documentation for customers where required To deliver excellent service and advice to our Corporate (Corporate & Institutional Banking) & Commercial Banking clients in all interactions for their channel activation pre-transactional enquiries/setup, trainings and other channel related issues Processes General Perform end-to-end orchestration across all processes and services managed by CMF Engage clients throughout process, ensuring seamless delivery and client experience Own and drive execution of processes, working closely with stakeholders and the value chain to deliver excellent client service, getting clients to the point of ready-to-transact as quickly as possible, across both simple and complex cases. Adheres to first-time-right principles Provide insight and suggestions to improving processes, identifying opportunities to streamline and automate. Looks at ways to promote standard work and best practices. Undertake ad-hoc duties and when delegated by Line Manager and Country Head of CMF Strategy Targeted Improvements Act as a service partner, work together with RMs, Product Sales, Operations and other key internal stakeholders to solve client channel issues and identify opportunities to improve overall service for the clients Ensure uniform approach towards implementation of Global CMF Model and adherence to DOIs Deliver excellent service against agreed service standards, delivery standards, and minimal error rates as appropriate Automation and Streamlining Drive continuous improvement of the operational efficiency and effectiveness of processes to increase the consistency of systems and processes Key Responsibilities People and Talent Provide effective orientation /guidance to new joiners on the bank’s policies/procedures/processes to ensure their successful assimilation into the team and the bank Develop and implement a personal learning plan with team manager, to attain necessary competencies Successfully complete milestones as laid out in implemented personal learning plan Risk Management Awareness and understanding of the regulatory framework in which the Group operates, and the regulatory requirements and expectations relevant to the role remit Comply with applicable Money Laundering Prevention Procedures and report any suspicious activity to the operational risk team and Line Manager Ensure a clear and uniform approach towards implementation of the global operating model for all CMF-related processes, and adherence to DOIs Report any deviation (if any) to appropriate authorities and obtain proper dispensations Proactively manage risks and establish/monitor controls to improve the overall state of the risk management and operating framework Governance Ensure strong due diligence on document safekeeping and data confidentiality Ensure correctness of documentation prior to any dispensation from the Bank Ensure compliance with the internal policies and credit policies, external policies, regulatory and statutory requirements Undertake periodic self-assessment on key controls to assess the proper functioning and adequacy of existing controls Highlight significant issues/errors to team leader Regulatory & Business conduct Display exemplary conduct and live by the Group’s Valued Behaviours and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Achieve the outcomes set out in the Bank’s Conduct Principles: Financial Crime Prevention; The Right Environment. Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters Key Stakeholders Internal Country CMF Head, Client Delivery Managers and other Specialists, Makers and Checkers Control Governance Managers and Specialists Front Office (RMs, CMs, CCMs) Business Operational Risk Manager Transaction Banking (Trade, Security Services, and Cash Management) Implementation Managers Client Documentation and Control Credit Documentation CoE Other Responsibilities Embedding Here for good and the Group’s brand and valued behaviours in the Integrated Middle Office team Performing other responsibilities assigned under Group, Country, Business or Functional policies and procedures Skills And Experience Documentation job entry level Qualifications Graduate Competencies Action Oriented Collaborates Customer Focus Gives Clarity & Guidance Manages Ambiguity Develops Talent Drives Vision & Purpose Nimble Learning Decision Quality Courage Instills Trust Strategic Mindset Technical Competencies: This is a generic competency to evaluate candidate on role-specific technical skills and requirements About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together We Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What We Offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. Recruitment Assessments Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process. Visit our careers website www.sc.com/careers Show more Show less

About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the role: To manage and strengthen Paytm Travel’s partnership with IRCTC, drive revenue growth through strategic collaborations, and leverage data analytics & competitive intelligence to optimize rail-ticketing performance. Job Purpose 1. IRCTC Relationship Management Serve as the primary point of contact for IRCTC, ensuring seamless communication and issue resolution. Negotiate commercial terms, API integrations, and promotional campaigns with IRCTC. Monitor SLA adherence (e.g., booking success rates, refund timelines) 2. Business Growth & Revenue Optimization Identify upsell/cross-sell opportunities (e.g., premium seats, travel insurance, dynamic pricing).Achieve monthly/quarterly GMV targets for IRCTC ticketing.Collaborate with marketing to design IRCTC-specific campaigns (e.g., zero-convenience-fee offers) 3. Data Analytics & Performance Tracking Analyze booking trends, cancellation rates, and customer behavior to improve conversion. Prepare weekly/monthly reports on KPIs: Market share vs. competitors (MMT, Ixigo, RailYatri).Revenue leakage points (e.g., failed bookings, PG declines).Cost-per-ticket benchmarks. Use tools like Google Analytics, SQL, and internal dashboards to derive insights 4. Competition Landscape Analysis Track competitor strategies (pricing, discounts, UI/UX features) and recommend counter-tactics. Benchmark Paytm’s IRCTC metrics (e.g., TAT for refunds, app load speed) against rivals. Provide actionable intelligence on emerging threats (e.g., new rail-booking apps). 5. Operational Excellence Work with tech teams to resolve API issues (e.g., seat availability errors).Streamline customer grievance redressal for IRCTC-related complaints. Skills & Qualifications Essential: 3–5 years in partner management, business analytics, or travel tech (rail/OTAs preferred). Strong negotiation skills with experience managing B2B partnerships (e.g., airlines/IRCTC). Proficiency in data tools (Excel, SQL, Power BI) and analytical reasoning. Knowledge of IRCTC’s systems, APIs, and rail-ticketing workflows. Preferred: Experience with competitive intelligence tools. Understanding of pricing strategies in rail ticketing. Key Performance Indicators (KPIs) IRCTC GMV Growth (MoM/QoQ). Booking Conversion Rate (vs. competitors). Partner Satisfaction Score (IRCTC feedback). Reduction in Operational Issues (API downtimes, refund delays Compensation : If you are the right fit, we believe in creating wealth for you. With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It is your opportunity to be a part of the story! Show more Show less

Job Summary: We are seeking a highly motivated and domain-driven Business Analyst to support its Micro and Small Enterprises (MSE) Banking division. The ideal candidate will work closely with business teams, technology, and product owners to enhance MSE banking capabilities in alignment with digital-first vision and growth strategy for the UAE’s SME sector. Key Responsibilities: Partner with Business Banking stakeholders to capture and analyze requirements for MSE banking products (e.g., Business Current Accounts, Working Capital Loans, POS Loans, Digital Onboarding). Translate business needs into detailed business requirement documents (BRDs), user stories, and process workflows. Support the enhancement of Digital SME Lending and onboarding journeys, integrating data-driven eligibility and decision models. Conduct gap analysis on existing products, identifying process inefficiencies and improvement opportunities. Coordinate with Technology, Operations, Risk, and Compliance teams to ensure smooth project delivery. Ensure all deliverables align with UAE Central Bank, BANK’s internal governance, and compliance frameworks (KYC, AML, FATCA, etc.). Assist in the preparation and execution of UAT, ensuring all MSE product changes meet user and regulatory expectations. Provide MIS and insights to the Business Banking leadership on product performance and customer behavior. Required Qualifications: Bachelor's degree in Finance, Business Administration, or Information Systems. Master's degree preferred. 8–12 years of experience in banking or financial services, with a minimum of 3–5 years in SME/MSE segment. * Strong understanding of BANK’s Business Banking product portfolio, UAE’s SME regulatory ecosystem, and digital transformation goals. * Hands-on experience with core banking systems (preferably Finacle), digital platforms, and CRM systems. * Familiarity with project delivery methodologies, including Agile and Scrum. Experience using JIRA, Confluence, and Visio. Desirable Skills: * Experience in designing and launching MSE lending products such as Business Booster Loans, Insta Loans, and POS-based lending. * Understanding of UAE business customer segmentation, especially traders, freelancers, and small corporates. * Exposure to fintech partnerships, API integrations, or open banking initiatives in the UAE. Behavioral Competencies: Strong interpersonal and stakeholder engagement skills. High attention to detail and a data-driven problem-solving mindset. Ability to work independently and collaboratively in a dynamic, fast-paced banking environment. Show more Show less

Job Requirements Job Requirements Role/Job Title: Assistant Customer Service Manager Business: Retail Banking Function/ Department: Rural Banking Place of work: Rural Locations Job Purpose The role entails managing and scaling up the retail banking business for the branch managing operations and resources in the most cost efficient and technology effective manner. The role bearer would lead customer service and branch operations for a designated branch and be responsible for the daily branch upkeep. This role is the central custodian of all Rural Banking documents for the branch and provides operational support for Rural and semi urban Retail products. The role bearer is primarily accountable for ensuring seamless maintaining of customer life cycle, fulfilling customer requests and providing best-in class service. Roles & Responsibilities Responsible for day-to-day operations and administration of the Branch, ensuring strict compliance with Bank's policies and procedures Responsible for branch operations and service delivery to the customers of a designated branch in our rural network. Data entry of application forms, creation of customer IDs, accounts, etc. File / document checking including KYC checking, application forms and loan document verification Handling cash and clearing transactions Maintaining good audit rating for the branch Work towards ensuring best in class service delivery at the branch for external and internal customers Work as an effective business partner in strategizing and driving the implementation of critical operational and regulatory practices for the branch such as compliance, Lending operations and operational risk Oversee quality initiatives across operations team for optimization of processes in order to improve TAT and upgradation of SLAs Employ tools such as automation and digitization to increase process efficiency Key Success Metrics TAT, operational efficiency, Cost optimization, error percentage, quality of processing compliance, compliance. Show more Show less

Job Requirements Job Requirements Role/Job Title: Associate Customer Service Manager Function/Department: Rural Banking Job Purpose The role entails managing and scaling up the retail banking business for the branch managing operations and resources in the most cost efficient and technology effective manner. The role bearer would lead customer service and branch operations for a designated branch and be responsible for the daily branch upkeep. This role is the central custodian of all Rural Banking documents for the branch and provides operational support for Rural and semi urban Retail products. The role bearer is primarily accountable for ensuring seamless maintaining of customer life cycle, fulfilling customer requests and providing best-in class service. Responsibilities Roles & Responsibilities: Responsible for day-to-day operations and administration of the Branch, ensuring strict compliance with Bank's policies and procedures. Responsible for branch operations and service delivery to the customers of a designated branch in our rural network. Data entry of application forms, creation of customer IDs, accounts, etc. File / document checking including KYC checking, application forms and loan document verification. Handling cash and clearing transactions. Maintaining good audit rating for the branch. Work towards ensuring best in class service delivery at the branch for external and internal customers. Work as an effective business partner in strategizing and driving the implementation of critical operational and regulatory practices for the branch such as compliance, Lending operations and operational risk. Oversee quality initiatives across operations team for optimization of processes in order to improve TAT and upgradation of SLAs. Employ tools such as automation and digitization to increase process efficiency. Education Qualification Graduation: BA / BCom / BBA / BSc / BTech / BE or any other graduate Experience: 2 to 5 years of relevant experience in Banking or allied Business. Show more Show less

Job Requirements Job Requirements Job Purpose The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to identify mortgage needs of customers and provide appropriate lending solutions ( Loan Against Property) . The role bearer is responsible for driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship to achieve larger organizational goals. Roles & Responsibilities Assess and evaluate the client needs and generate new sources of revenue by leveraging cross sell opportunities as per their lifestyle, risk profiling and requirements. Contribute to penetration of mortgage business in Rural markets through lead generations and account opening as per needs of customer Spearhead mapping of detailed household needs based on direct customer interactions Conduct end-user checks as specified post disbursal of loans while achieving monthly and annual group loan booking targets Achieve individual and branch sales goals through new business sales, referrals and retention of account relationship and maintain high collections efficiency Lead preparation of quality documentation of loans to ensure minimum queries / rejections from Operations / Credit teams Coordinate with operations officer to ensure timely and accurate data entry Ensure compliance as per the bank requirements Educational Qualifications Graduation: BA / BCom / BBA / BSc / BTech / BE or any other graduate. Experience 0-3 Years in NBFCs/Banking. Show more Show less