About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the role: To manage and strengthen Paytm Travel’s partnership with IRCTC, drive revenue growth through strategic collaborations, and leverage data analytics & competitive intelligence to optimize rail-ticketing performance. Job Purpose 1. IRCTC Relationship Management Serve as the primary point of contact for IRCTC, ensuring seamless communication and issue resolution. Negotiate commercial terms, API integrations, and promotional campaigns with IRCTC. Monitor SLA adherence (e.g., booking success rates, refund timelines) 2. Business Growth & Revenue Optimization Identify upsell/cross-sell opportunities (e.g., premium seats, travel insurance, dynamic pricing).Achieve monthly/quarterly GMV targets for IRCTC ticketing.Collaborate with marketing to design IRCTC-specific campaigns (e.g., zero-convenience-fee offers) 3. Data Analytics & Performance Tracking Analyze booking trends, cancellation rates, and customer behavior to improve conversion. Prepare weekly/monthly reports on KPIs: Market share vs. competitors (MMT, Ixigo, RailYatri).Revenue leakage points (e.g., failed bookings, PG declines).Cost-per-ticket benchmarks. Use tools like Google Analytics, SQL, and internal dashboards to derive insights 4. Competition Landscape Analysis Track competitor strategies (pricing, discounts, UI/UX features) and recommend counter-tactics. Benchmark Paytm’s IRCTC metrics (e.g., TAT for refunds, app load speed) against rivals. Provide actionable intelligence on emerging threats (e.g., new rail-booking apps). 5. Operational Excellence Work with tech teams to resolve API issues (e.g., seat availability errors).Streamline customer grievance redressal for IRCTC-related complaints. Skills & Qualifications Essential: 3–5 years in partner management, business analytics, or travel tech (rail/OTAs preferred). Strong negotiation skills with experience managing B2B partnerships (e.g., airlines/IRCTC). Proficiency in data tools (Excel, SQL, Power BI) and analytical reasoning. Knowledge of IRCTC’s systems, APIs, and rail-ticketing workflows. Preferred: Experience with competitive intelligence tools. Understanding of pricing strategies in rail ticketing. Key Performance Indicators (KPIs) IRCTC GMV Growth (MoM/QoQ). Booking Conversion Rate (vs. competitors). Partner Satisfaction Score (IRCTC feedback). Reduction in Operational Issues (API downtimes, refund delays Compensation : If you are the right fit, we believe in creating wealth for you. With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It is your opportunity to be a part of the story!

Job description About this role Want to elevate your career by being a part of the world's largest asset manager? Do you thrive in an environment that fosters positive relationships and recognizes stellar service? Are analyzing complex problems and identifying solutions your passion? Look no further. BlackRock is currently seeking a candidate to become part of our Global Investment Operations Data Engineering team. We recognize that strength comes from diversity, and will embrace your rare skills, eagerness, and passion while giving you the opportunity to grow professionally and as an individual. We know you want to feel valued every single day and be recognized for your contribution. At BlackRock, we strive to empower our employees and actively engage your involvement in our success. With over USD $11.5 trillion of assets under management, we have an extraordinary responsibility: our technology and services empower millions of investors to save for retirement, pay for college, buy a home and improve their financial well-being. Come join our team and experience what it feels like to be part of an organization that makes a difference. Technology & Operations Technology & Operations(T&O) is responsible for the firm's worldwide operations across all asset classes and geographies. The operational functions are aligned with clients, products, fund structures and our Third-party provider networks. Within T&O, Global Investment Operations (GIO) is responsible for the development of the firm's operating infrastructure to support BlackRock's investment businesses worldwide. GIO spans Trading & Market Documentation, Transaction Management, Collateral Management & Payments, Asset Servicing including Corporate Actions and Cash & Asset Operations, and Securities Lending Operations. GIO provides operational service to BlackRock's Portfolio Managers and Traders globally as well as industry leading service to our end clients. GIO Engineering Working in close partnership with GIO business users and other technology teams throughout Blackrock, GIO Engineering is responsible for developing and providing data and software solutions that support GIO business processes globally. GIO Engineering solutions combine technology, data, and domain expertise to drive exception-based, function-agnostic, service-orientated workflows, data pipelines, and management dashboards. The Role – GIO Engineering Data Lead Work to date has been focused on building out robust data pipelines and lakes relevant to specific business functions, along with associated pools and Tableau / PowerBI dashboards for internal BlackRock clients. The next stage in the project involves Azure / Snowflake integration and commercializing the offering so BlackRock’s 150+ Aladdin clients can leverage the same curated data products and dashboards that are available internally. The successful candidate will contribute to the technical design and delivery of a curated line of data products, related pipelines, and visualizations in collaboration with SMEs across GIO, Technology and Operations, and the Aladdin business. Responsibilities Specifically, we expect the role to involve the following core responsibilities and would expect a successful candidate to be able to demonstrate the following (not in order of priority) Design, develop and maintain a Data Analytics Infrastructure Work with a project manager or drive the project management of team deliverables Work with subject matter experts and users to understand the business and their requirements. Help determine the optimal dataset and structure to deliver on those user requirements Work within a standard data / technology deployment workflow to ensure that all deliverables and enhancements are provided in a disciplined, repeatable, and robust manner Work with team lead to understand and help prioritize the team’s queue of work Automate periodic (daily/weekly/monthly/Quarterly or other) reporting processes to minimize / eliminate associated developer BAU activities. Leverage industry standard and internal tooling whenever possible in order to reduce the amount of custom code that requires maintenance Experience 3+ years of experience in writing ETL, data curation and analytical jobs using Hadoop-based distributed computing technologies: Spark / PySpark, Hive, etc. 3+ years of knowledge and Experience of working with large enterprise databases preferably Cloud bases data bases/ data warehouses like Snowflake on Azure or AWS set-up Knowledge and Experience in working with Data Science / Machine / Gen AI Learning frameworks in Python, Azure/ openAI, meta tec. Knowledge and Experience building reporting and dashboards using BI Tools: Tableau, MS PowerBI, etc. Prior Experience working on Source Code version Management tools like GITHub etc. Prior experience working with and following Agile-based workflow paths and ticket-based development cycles Prior Experience setting-up infrastructure and working on Big Data analytics Strong analytical skills with the ability to collect, organize, analyse, and disseminate significant amounts of information with attention to detail and accuracy Experience working with SMEs / Business Analysts, and working with Stakeholders for sign-off Our benefits To help you stay energized, engaged and inspired, we offer a wide range of benefits including a strong retirement plan, tuition reimbursement, comprehensive healthcare, support for working parents and Flexible Time Off (FTO) so you can relax, recharge and be there for the people you care about. Our hybrid work model BlackRock’s hybrid work model is designed to enable a culture of collaboration and apprenticeship that enriches the experience of our employees, while supporting flexibility for all. Employees are currently required to work at least 4 days in the office per week, with the flexibility to work from home 1 day a week. Some business groups may require more time in the office due to their roles and responsibilities. We remain focused on increasing the impactful moments that arise when we work together in person – aligned with our commitment to performance and innovation. As a new joiner, you can count on this hybrid model to accelerate your learning and onboarding experience here at BlackRock. About BlackRock At BlackRock, we are all connected by one mission: to help more and more people experience financial well-being. Our clients, and the people they serve, are saving for retirement, paying for their children’s educations, buying homes and starting businesses. Their investments also help to strengthen the global economy: support businesses small and large; finance infrastructure projects that connect and power cities; and facilitate innovations that drive progress. This mission would not be possible without our smartest investment – the one we make in our employees. It’s why we’re dedicated to creating an environment where our colleagues feel welcomed, valued and supported with networks, benefits and development opportunities to help them thrive. For additional information on BlackRock, please visit @blackrock | Twitter: @blackrock | LinkedIn: www.linkedin.com/company/blackrock BlackRock is proud to be an Equal Opportunity Employer. We evaluate qualified applicants without regard to age, disability, family status, gender identity, race, religion, sex, sexual orientation and other protected attributes at law. Job Requisition # R254094

Business Intelligence Manager, Market Research. Location – Pune (Hybrid) We’re looking for: We are seeking an experienced Business Intelligence (BI) professional to develop a dashboard tracking delivery and financial performance. This position is pivotal to our strategic growth and offers an exciting opportunity for a visionary BI leader looking to make a substantial impact. If you're passionate about advancing data insights and thrive in an environment of continuous innovation, we want to hear from you! Proven track record of successfully leading BI transformations in dynamic organizations, particularly with an emphasis on real-time reporting for quality/efficiency metrics and financial data. Experience with Google Looker or other BI tools such as SQL, Tableau, PowerBI or Python to develop interactive, user friendly, business dashboards. Strong ability to understand and define the data needs of an organization, translating complex data into actionable insights. Proven ability to work independently in a fast-paced environment, managing projects with urgency, focus, and exceptional discipline. Strong organizational and time-management skills, with a keen eye for detail and quality assurance. Excellent interpersonal and communication skills, comfortable collaborating with team members across various functions and cultural contexts. Success in this role will be measured by the ability to enhance the accuracy and timeliness of performance reporting, improving decision-making efficiency, and driving measurable business outcomes Core Responsibilities: Design, development, and maintenance of interactive dashboards that track delivery performance, time tracking, financial performance, and key operational metrics. Integrate disparate data sources to deliver comprehensive insights, ensuring seamless tracking of performance trends and financial changes over time. Translate data into clear, actionable insights and communicate those insights effectively to stakeholders at all levels of the organization. Establish and enforce robust data governance and quality assurance protocols to ensure the accuracy, consistency, and security of all BI initiatives. It’ll be helpful if you have: 5 – 8 years of experience in a similar role A strategic thinker who can translate complex data into actionable insights and communicate technical details in an accessible manner to stakeholders at all levels. Prior experience working in (or with) market research organizations. Familiarity with agile project management tools and methodologies to drive efficient, collaborative project execution. Our Purpose: Fandom connects people with shared passions and builds communities around them. It offers them space to express their joy and love, whether that’s for superheroes, sports teams, or even small batch whiskeys. At MarketCast, we believe in the power of fandom. It’s as important for brands as it is for action heroes and we do fandom research, data science and analytics better than anyone on the planet. This obsessive focus on fans helps the world’s top creators, media platforms, and sports leagues transform followers into fanatics and investments into impact. Our Core Values: Curiosity Makes Us Tick Our love of learning manifests in everything we do - from the surveys we field and the datasets we analyze to the technology we develop. Where others pause, we push forward, uncovering hidden meaning and answers. Always learning, always looking for more. We Celebrate Wins Whether its wowing clients with research or solving everyday challenges, we pause to honor great work and everyone who plays a role in it. We acknowledge and recognize great work and hustle that helps deliver the very best outcomes. Trust is Always Trending Trust means everything to us. It’s lending a hand when deadlines loom, always delivering on the promises we make, and calling out behavior that harms our culture. And our client’s trust is what makes all this possible, something we never take for granted. We Roll with Change We embrace change as an opportunity to learn, grow, and further develop. We do this by challenging our biases and rethinking how things have always been done in the past. This fresh, open-minded approach keeps us agile, innovating, and adapting in the face of uncertainty. Diversity is Our Superpower Our differences make us stronger. As researchers and data scientists, we have a responsibility to reflect the diverse audiences and communities all around us. Understanding people, opinions and life experiences fuels our insights and deepens our perspectives. At MarketCast, we don't just accept difference - we embrace it, support it, and thrive on it for the benefit of our global culture and success. MarketCast is proud to be an equal opportunity workplace. We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status. We also consider qualified applicants regardless of criminal histories, consistent with legal requirements. If you have a disability or special need that requires accommodation, please let us know. Check us out: www.marketcast.com Per the pay transparency law, the hiring range for this position is $xxxxx to $xxxxx. As a candidate for this position, your salary and related elements of compensation will be contingent upon your work experience, education, skill set, and any other factors MarketCast considers relevant to the hiring decision. In addition to your salary, MarketCast believes in providing a competitive total rewards package for its employees. MarketCast offers employees a holistic and wide array of benefits such as subsidized medical, dental and vision, enhanced mental health resources (Modern Health), free access to the HealthJoy, Everyday Inclusion, and Calm Apps, 401K match from day one, “freedom time off”, career and personal growth outlets, such as Coursera, and two free monthly movie tickets. All benefits are subject to eligibility requirements and the terms of our official plan may be modified or amended from time to time.

SME is a part of Wholesale Banking that manages lending business for Small & Medium enterprises with a turnover between 50 to 500 CR. The business is the fastest growing vertical within Wholesale Banking at Kotak and has been growing at a fast rate with a base of 3000 + customers. Wholesale Banking – SME –Acquisition Relationship Manager Grade – Manager/Senior Manager/Chief Manager Job Responsibilities of Acquisition Relationship Manager in SME Business: To acquire New to Bank customers in SME segment offering banking solutions/products (Asset based (Fund/ Non Fund), Transaction Banking, Trade Finance, Treasury - FX) Collaborate with banks’ internal channels as well as open market sourcing for lead origination To understand customer’s business model, appraise financials to identify suitable opportunities. Engage with Credit & risk function, legal & technical teams, CAD, GTS team for seamless customer onboarding. Ensure closure of deferrals & compliance to bank’s audits and statutory requirements. To ensure pleasant on-boarding experience for NTB customers and smooth transition to portfolio team. Job Requirements: Chartered accountant/MBA, Should have 2-10 yrs. of relevant experience, Must have knowledge of various SME banking products along with Analytical and financial skills Ability to Influence/Relationship management Skills Strong communication(Written and Oral), Eye For detail NTBs - Value, Count, PF, FX Income Lead generation and sourcing - Channels/Open Market/DSAs/SFG Deals Credit appraisal Cross-sell - Franchise & KLI/KGI Handover to Portfolio Managing existing portfolio Generate Trade/CMS/Fx Fees NTBs - Value, Count, PF, FX Income, NTB enhancement/Group co. Lead generation – Open market Credit Appraisal Cross-sell - Franchise & KLI/KGI

Program Deployment Manager. Location – Pune (Hybrid) We’re looking for : We are seeking a highly organized and strategic Deployment Manager to lead the planning and execution of process changes and initiative rollouts. This individual will be responsible for ensuring smooth implementation, maintaining clear documentation, and effectively coordinating with all relevant stakeholders throughout the change management lifecycle. The ideal candidate will have: Proven track record of successfully overseeing the deployment of key process initiatives or platforms – including developing detailed roll out plans, documents, and training materials. Exceptional organizational and time-management skills, with the ability to manage multiple projects and tasks simultaneously. Proven ability to think strategically about process changes, stakeholder involvement, and the broader impact on the organization Excellent communication and interpersonal skills, with a demonstrated ability to engage and align cross-functional teams. Experience with change management methodologies and protocols. Strong problem-solving and decision-making skills, with the ability to be assertive and resolve scope-related issues effectively. Experience with project management tools and techniques. Core Responsibilities: Lead the planning, coordination, and execution of process changes and initiatives to ensure smooth and timely rollouts. Develop and manage detailed rollout plans that incorporate all key milestones, resource requirements, and timelines Collaborate with teams to ensure all stakeholders understand their roles and are aligned throughout the process change. Oversee the approval process for changes, ensuring sign-offs are obtained and follow change management protocols. Develop and manage training programs and documentation for process changes, ensuring clarity and consistency. Track and update the change log to document all process changes and their progress. Identify opportunities to improve the deployment process for better efficiency and stakeholder alignment. It’ll be helpful if you have: At least 5-9 years of experience in project management, change management, or a related field. Strong ability to quickly learn and understand complex processes. Knowledge of market research tools (e.g., Decipher) Experience in process management or operations Proficiency with project management tools (e.g., Asana, ClickUp, etc.). PMP or other relevant project management certification is a plus. Our Purpose: Fandom connects people with shared passions and builds communities around them. It offers them space to express their joy and love, whether that’s for superheroes, sports teams, or even small batch whiskeys. At MarketCast, we believe in the power of fandom. It’s as important for brands as it is for action heroes and we do fandom research, data science and analytics better than anyone on the planet. This obsessive focus on fans helps the world’s top creators, media platforms, and sports leagues transform followers into fanatics and investments into impact. Our Core Values: Curiosity Makes Us Tick Our love of learning manifests in everything we do - from the surveys we field and the datasets we analyze to the technology we develop. Where others pause, we push forward, uncovering hidden meaning and answers. Always learning, always looking for more. We Celebrate Wins Whether its wowing clients with research or solving everyday challenges, we pause to honor great work and everyone who plays a role in it. We acknowledge and recognize great work and hustle that helps deliver the very best outcomes. Trust is Always Trending Trust means everything to us. It’s lending a hand when deadlines loom, always delivering on the promises we make, and calling out behavior that harms our culture. And our client’s trust is what makes all this possible, something we never take for granted. We Roll with Change We embrace change as an opportunity to learn, grow, and further develop. We do this by challenging our biases and rethinking how things have always been done in the past. This fresh, open-minded approach keeps us agile, innovating, and adapting in the face of uncertainty. Diversity is Our Superpower Our differences make us stronger. As researchers and data scientists, we have a responsibility to reflect the diverse audiences and communities all around us. Understanding people, opinions and life experiences fuels our insights and deepens our perspectives. At MarketCast, we don't just accept difference - we embrace it, support it, and thrive on it for the benefit of our global culture and success. MarketCast is proud to be an equal opportunity workplace. We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status. We also consider qualified applicants regardless of criminal histories, consistent with legal requirements. If you have a disability or special need that requires accommodation, please let us know. Check us out: www.marketcast.com Per the pay transparency law, the hiring range for this position is $xxxxx to $xxxxx. As a candidate for this position, your salary and related elements of compensation will be contingent upon your work experience, education, skill set, and any other factors MarketCast considers relevant to the hiring decision. In addition to your salary, MarketCast believes in providing a competitive total rewards package for its employees. MarketCast offers employees a holistic and wide array of benefits such as subsidized medical, dental and vision, enhanced mental health resources (Modern Health), free access to the HealthJoy, Everyday Inclusion, and Calm Apps, 401K match from day one, “freedom time off”, career and personal growth outlets, such as Coursera, and two free monthly movie tickets. All benefits are subject to eligibility requirements and the terms of our official plan may be modified or amended from time to time.

About the Team: The Startup Sales Team at PayU is passionate about empowering high-potential startups by delivering personalized payment, lending, and technology solutions. As a crucial part of PayU’s mission, the team partners with startup founders and key decision-makers to support their growth journeys. With a focus on innovation and customer success, the Startup Sales Team works collaboratively to drive meaningful impact across the dynamic startup ecosystem. About the Role: The Associate Director - Sales (Startup Partner Manager) at PayU will be responsible for managing strategic startup accounts, focusing on selling payment data, lending, and technology services. This role is pivotal in guiding startups through their growth journey, including GTM (Go-To-Market) strategies, fundraising efforts, and other vital services. You will serve as the primary point of contact for startup founders and lead the Profit and Loss (P&L) for strategic accounts. Responsibilities: Establish and nurture strategic relationships with startup founders and key decision-makers. Drive growth and market share by promoting PayU’s payment, lending, and technology solutions. Develop and execute comprehensive account management strategies for a portfolio of startups. Lead the creation and development of bespoke GTM plans in collaboration with startup clients. Facilitate startups’ fundraising initiatives and provide strategic advisory. Collaborate with cross-functional teams including product development, marketing, and solutions architecture to enhance value propositions. Track industry trends and investments to inform strategic planning and account growth. Represent PayU at industry events and forums to advocate for startup success and PayU's offerings. Ensure customer success and satisfaction by proactively addressing needs and challenges. Requirements: Bachelor’s degree in Business Administration, Technology, or related field; MBA is a plus. 8+ years of experience in sales, business development, or account management, preferably in the payments, fintech, or startup ecosystems. Proven ability to build and manage long-term strategic relationships with startup founders and CXOs. Strong understanding of financial products (payments, lending) and technology services. Exceptional communication and presentation skills. Analytical thinker with a passion for solving complex challenges and driving growth. Self-starter with entrepreneurial spirit and ability to thrive in a fast-paced, dynamic environment. What we offer? A positive, get-things-done workplace A dynamic, constantly evolving space (change is par for the course – important you are comfortable with this) An inclusive environment that ensures we listen to a diverse range of voices when making decisions. Ability to learn cutting edge concepts and innovation in an agile start-up environment with a global scale Access to 5000+ training courses accessible anytime/anywhere to support your growth and development (Corporate with top learning partners like Harvard, Coursera, Udacity) About us: At PayU, we are a global fintech investor and our vision is to build a world without financial borders where everyone can prosper. We give people in high growth markets the financial services and products they need to thrive. Our expertise in 18+ high-growth markets enables us to extend the reach of financial services. This drives everything we do, from investing in technology entrepreneurs to offering credit to underserved individuals, to helping merchants buy, sell, and operate online. Being part of Prosus, one of the largest technology investors in the world, gives us the presence and expertise to make a real impact. Find out more at www.payu.com Our Commitment to Building A Diverse and Inclusive Workforce As a global and multi-cultural organization with varied ethnicities thriving across locations, we realize that our responsibility towards fulfilling the D&I commitment is huge. Therefore, we continuously strive to create a diverse, inclusive, and safe environment, for all our people, communities, and customers. Our leaders are committed to create an inclusive work culture which enables transparency, flexibility, and unbiased attention to every PayUneer so they can succeed, irrespective of gender, color, or personal faith. An environment where every person feels they belong, that they are listened to, and where they are empowered to speak up. At PayU we have zero tolerance towards any form of prejudice whether a specific race, ethnicity, or of persons with disabilities, or the LGBTQ communities.

JOB DESCRIPTION Join our dynamic and fast paced team in Legal function. This is a unique opportunity for you to be a part of our Legal function in India and partner with Line's of Businesses. Job Summary: As an Associate in Global Financial Crimes Legal at JPMorgan Chase, you will gain exposure to diverse products/services across all Lines of Business and APAC locations. Collaborate with Lines of Business Legal, Compliance, and Business teams to ensure comprehensive legal support and compliance with global standards, contributing to global legal strategies. Job Responsibilities: Provide legal advisory support to regional and global Global Financial Crimes Legal colleagues on projects and matters related to know-your-client (“KYC”), anti-money laundering (“AML”), economic sanctions laws and regulations (“Sanctions”), anti-bribery and corruption (“ABC”), export controls and other areas in relation to global financial crimes (“Financial Crimes”). Advise Legal, Compliance, and Line of Business stakeholders on Financial Crimes related risks in capital markets, lending, asset and wealth management, strategic investment and other transactions. This includes reviewing and analyzing due diligence information and advising on client and counterparty representations, warranties, and undertakings to mitigate risks. Offer advisory services on assurances and undertakings provided to third parties regarding JPMorgan’s Financial Crimes related policies and controls. Track and report on industry and regulatory developments, including emergent geopolitical risks to the firm, in Financial Crimes, providing insights and advice to internal stakeholders and management as required Lead advisory efforts on special projects related to the administration of global Financial Crimes programs. Provide legal advice on policy development and periodic reviews, and support multi-jurisdictional legal surveys. Advise on group workflow, communications, and special projects within the Legal Department, ensuring alignment with advisory objectives. Provide advisory input on drafting, reviewing, and negotiating legal agreements and documentation as needed and other matters assigned by the Legal Department from time to time. Required Qualifications, Capabilities, and Skills: Minimum 4 years post-qualification experience. Experience in transactional, litigation, and/or financial services regulatory matters in a major law firm and/or large multinational corporation. Strong knowledge of financial institution products, services, and transactions. Strong written and oral communication skills, including legal research and drafting. Ability to manage complex and time-sensitive projects. Ability to develop and maintain client relationships. Confidence in translating complex legal concepts into practical solutions. Ability to collaborate in a multi-functional, multi-jurisdictional environment. Creative solution and problem-solving skills. All candidates for roles in the Legal Department must successfully complete a conflicts of interest clearance review prior to commencement of employment. JD or educational equivalent required. Attorney candidates must be in compliance with all relevant licensing requirements including the requirements of the jurisdiction where the role will be located prior to commencement of employment. Preferred Qualifications, Capabilities, and Skills: Prior experience with US, EU, and UN Sanctions programs, international KYC/AML standards, and ABC legislation (such as the US Foreign Corrupt Practices Act or UK Bribery Act) is strongly preferred but not essential. ABOUT US JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. ABOUT THE TEAM Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we’re setting our businesses, clients, customers and employees up for success. With large, global operations, the Legal team tackles complex issues and helps shape the regulations that affect the businesses. The group is organized into practice groups that align with the lines of business and corporate staff areas, which encourages collaboration on legal, regulatory and business developments as they arise.

Must-Have Skills: 5–8 years of experience in legal roles within fintechs, banks, NBFCs, or payment service providers Strong understanding of fintech regulations including UPI, PPI, KYC/AML, RBI guidelines, data privacy laws, digital lending norms Proven experience in contract law, regulatory filings, and working with external legal advisors Prior work experience with a fintech startup, payment gateway, bank, or NBFC Good-to-Have Skills: Excellent communication, negotiation, and documentation skills Ability to work independently in a fast-paced, evolving regulatory environment Exposure to compliance certifications like ISO 27001, PCI DSS, or SOC2 Familiarity with data privacy laws like the Digital Personal Data Protection Act (DPDP) Academic Qualifications: Bachelor’s or Master’s Degree in Law (LLB/LLM) from a reputed institution Requirements: Location: Mumbai Notice Period: 30 Days Salary Range: ₹10 – ₹15 LPA Job Type: Full-Time Key Performance Indicators: Draft, review, and negotiate various contracts, including service agreements, NDAs, vendor agreements, partnership MoUs, and product T&Cs Ensure compliance with RBI, NPCI, SEBI, and other regulatory bodies applicable to fintech and banking operations Handle legal aspects of partnerships, payment aggregator/switching agreements, and technology licensing Advise internal teams on legal risks, regulatory developments, and risk mitigation strategies Manage correspondence with external legal counsel, regulators, and other third parties Monitor changes in financial regulations and advise on the impact to business and operations Support internal audits, data protection, IP compliance, and litigation matters when required Assist in drafting company policies, SOPs, and compliance frameworks, especially around UPI, AEPS, PPI, lending, and KYC norms Job Types: Full-time, Permanent, Fresher Pay: ₹533,909.76 - ₹1,500,000.00 per year Benefits: Cell phone reimbursement Provident Fund Schedule: Day shift Work Location: In person

Join our dynamic and fast paced team in Legal function. This is a unique opportunity for you to be a part of our Legal function in India and partner with Line's of Businesses. Job Summary: As an Associate in Global Financial Crimes Legal at JPMorgan Chase, you will gain exposure to diverse products/services across all Lines of Business and APAC locations. Collaborate with Lines of Business Legal, Compliance, and Business teams to ensure comprehensive legal support and compliance with global standards, contributing to global legal strategies. Job Responsibilities: Provide legal advisory support to regional and global Global Financial Crimes Legal colleagues on projects and matters related to know-your-client (“KYC”), anti-money laundering (“AML”), economic sanctions laws and regulations (“Sanctions”), anti-bribery and corruption (“ABC”), export controls and other areas in relation to global financial crimes (“Financial Crimes”). Advise Legal, Compliance, and Line of Business stakeholders on Financial Crimes related risks in capital markets, lending, asset and wealth management, strategic investment and other transactions. This includes reviewing and analyzing due diligence information and advising on client and counterparty representations, warranties, and undertakings to mitigate risks. Offer advisory services on assurances and undertakings provided to third parties regarding JPMorgan’s Financial Crimes related policies and controls. Track and report on industry and regulatory developments, including emergent geopolitical risks to the firm, in Financial Crimes, providing insights and advice to internal stakeholders and management as required Lead advisory efforts on special projects related to the administration of global Financial Crimes programs. Provide legal advice on policy development and periodic reviews, and support multi-jurisdictional legal surveys. Advise on group workflow, communications, and special projects within the Legal Department, ensuring alignment with advisory objectives. Provide advisory input on drafting, reviewing, and negotiating legal agreements and documentation as needed and other matters assigned by the Legal Department from time to time. Required Qualifications, Capabilities, and Skills: Minimum 4 years post-qualification experience. Experience in transactional, litigation, and/or financial services regulatory matters in a major law firm and/or large multinational corporation. Strong knowledge of financial institution products, services, and transactions. Strong written and oral communication skills, including legal research and drafting. Ability to manage complex and time-sensitive projects. Ability to develop and maintain client relationships. Confidence in translating complex legal concepts into practical solutions. Ability to collaborate in a multi-functional, multi-jurisdictional environment. Creative solution and problem-solving skills. All candidates for roles in the Legal Department must successfully complete a conflicts of interest clearance review prior to commencement of employment. JD or educational equivalent required. Attorney candidates must be in compliance with all relevant licensing requirements including the requirements of the jurisdiction where the role will be located prior to commencement of employment. Preferred Qualifications, Capabilities, and Skills: Prior experience with US, EU, and UN Sanctions programs, international KYC/AML standards, and ABC legislation (such as the US Foreign Corrupt Practices Act or UK Bribery Act) is strongly preferred but not essential.

Why BLUCREST? Send us your resume at: hr@blucrest.in BLUCREST offers dynamic and high-growth career opportunities in the fields of financial analysis, business development, and more. Our employees thrive in a culture that encourages collaboration, creative problem-solving and continuous learning. Get a behind-the-scenes look at life at BLUCREST! Follow our Instagram handle to see the fun, creativity and team spirit that make working here so special. We take immense pride in our inclusive workplace culture. BLUCREST is committed to gender equality and empowerment of all employees, regardless of background or identity. We believe in the power of diversity and are proud to have individuals with varying abilities contributing to our success. Here, every voice is heard, and every individual has the opportunity to make an impact. Location: Mumbai Work mode: In-office Terms: Full-time employee Reports to: Director Job Summary: As a Credit Analyst, you will play a critical role in assessing credit risk and evaluating financial data to make informed decisions on credit extension and lending. We offer a full-time offline position for a dedicated individual who will contribute to our advisory firm’s continued growth and success. We offer a competitive salary and bonus package and excellent growth opportunities within our organization. Core Responsibilities: Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money. Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval. Generate financial ratios, using computer programs, to evaluate customer’s financial status. Prepare reports that include the degree of risk involved in extending credit or lending money. Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans. Job Specifications: Educational Qualification Graduate in any stream or MBA Technical Skills Required Strong analytical skills with the ability to interpret complex financial data. Knowledge of credit risk assessment techniques and methodologies Proficiency in Microsoft Office and Excel People Skills Required Ability to build relationships Excellent oral and written communication skills Self-motivated and driven Good negotiation skills Ability to work independently and as part of a team Experience 1+ years in Banks/ NBFC/ other financial advisory Firms/ Credit Rating Agency

Job Responsibilities: Should have experience in Mortgage Loan, Loan against property Generating business from DSAs. Monitoring pre and post disbursal documents / formalities. Monitoring & resolving Infant delinquent cases Building relationship with current and prospective Customers Providing off roll incentive inputs for timely processing Meeting HNI customers for Business Loans Generating corporate leads and closing them Achieve the branch/location target through the team which includes branch sales target, ALR ,controlling PDD/delinquency Job Requirements: Comfortable with using MS Word and MS Excel Good Communication and interpersonal skills Demonstrable team management skills Ability to collaborate, delegate and motivate Educational Qualifications: Should be graduate and above Work Experience: Minimum work experience of 3 years Exposure in similar industry would be preferable Exposure to secured lending asset products viz. Home Finance/Personal Loan/Educational Loan etc can be considered

Organization: At CommBank, we never lose sight of the role we play in other people’s financial wellbeing. Our focus is to help people and businesses move forward to progress. To make the right financial decisions and achieve their dreams, targets, and aspirations. Regardless of where you work within our organisation, your initiative, talent, ideas, and energy all contribute to the impact that we can make with our work. Together we can achieve great things. Job Title: Staff Software Engineer Location: Bangalore-Manyata Tech Park Business & Team: Business Banking - Business Lending Impact &contribution: Apply core concepts, technology and domain expertise to effectively develop software solutions to meet business needs. You will contribute to the financial well-being of our customers by ensuring that our team builds the best solutions possible using modern development practices that ensure both functional and non-functional needs are met. If you have a history of building a culture of empowerment and know what it takes to be a force multiplier within a large organization then you’re the kind of person, we are looking for. Roles & responsibilities: Staff Software Engineer will work with our crew tech lead and/or other solution/ enterprise architectures and will be working in a team. He / she will be focusing on finalizing the design and overall solution for development and deployment to our cloud infrastructure. Will optimize solutions to simplify our technology landscape. Solve complex, technical challenges so crews can focus on business outcomes. Will be planning efficient testing strategies, considering reliable and maintainable application components. Essential Skills: 11-14 years of relevant hands on work experience in software development. Experience in creating high level solution architecture flows. Experience in BIAN architecture - Awareness Experience in Microservices Architecture Experience in developing technical solutions using: .NET Core, React JS, Typescript, Next.js, Node.js, Python REST, GraphQL and API Development Experience Source control systems such as Github Build & Deployment tools such as Github Actions Database such as Oracle, PostgresSQL , AWS Aurora Extensive experience in Cloud platforms such as AWS. Experience in TDD Awareness or Experience of Monitoring tools such as Observe, Prometheus, Grafana Well versed in AI Powered Engineering tools like Cline, GitHub Copilot Awareness or Experience in DevOps or DevSecOps Experience in Secure Coding Practices Good Communication and Presentation Skills Education Qualifications: Bachelor’s degree or Master’s degree in Engineering in Computer Science/Information Technology If you're already part of the Commonwealth Bank Group (including Bankwest, x15ventures), you'll need to apply through Sidekick to submit a valid application. We’re keen to support you with the next step in your career. We're aware of some accessibility issues on this site, particularly for screen reader users. We want to make finding your dream job as easy as possible, so if you require additional support please contact HR Direct on 1800 989 696. Advertising End Date: 29/06/2025

About Us: Paytm Travel is on a mission to be the most trusted and customer-centric travel platform in India. We’re already among the top 3 players in the bus ticketing space and are rapidly expanding our partner ecosystem across states. We're looking for a high-energy, data-driven professional to lead our regional supply partnerships and shape the next phase of growth. Role Overview: As the Regional Lead, you will be responsible for managing and growing Paytm’s relationships with State Road Transport Corporations (RTCs) and private bus operators in your assigned region. You will drive strategic partnerships, ensure competitive supply availability, and take end-to-end ownership of regional revenue, pricing health, and operational performance. Key Responsibilities: Partnership & Supply Management Build, maintain, and expand strong working relationships with RTCs and top private operators in the region. Onboard new operators and ensure digital adoption of Paytm Travel tools and dashboards. Negotiate commission structures, payout terms, and commercial agreements aligned with platform objectives. Revenue & Performance Management Own and drive revenue targets, load factors, and seat fill rates for your region. Collaborate with central pricing and analytics teams to implement dynamic pricing strategies. Track revenue leakage, cancellations, and penal charges; work with operators to resolve issues. Market & Competition Analysis Regularly benchmark fares, seat inventory, and operator quality against regional competitors. Provide actionable insights on price trends, route-level demand patterns, and consumer behavior. Recommend product/UX changes based on feedback from operators and market observations. Operational Excellence Monitor SLA adherence on seat confirmations, refunds, and cancellation handling. Collaborate with customer support and tech teams to address escalations and resolve partner issues. Run regular health checks and audits on partner performance and NPS metrics. What We're Looking For: 5–10 years of experience in bus ticketing, logistics, e-commerce, or B2B travel partnerships Prior experience working with state transport corporations or regional aggregators is a strong plus Strong commercial acumen with negotiation experience Data-savvy: Comfortable working with dashboards, Excel, and BI tools to derive insights Deep understanding of regional travel patterns, fares, and operational intricacies Excellent communication skills in English and the local regional language Willingness to travel extensively across the assigned territory Why join us 1. A collaborative output-driven program that brings cohesiveness across businesses through technology 2. Improve the average revenue per use by increasing the cross-sell opportunities 3. A solid 360 feedback from your peer teams on your support of their goals 4. Respect, that is earned, not demanded from your peers and manager Compensation: If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

Organization: At CommBank, we never lose sight of the role we play in other people’s financial wellbeing. Our focus is to help people and businesses move forward to progress. To make the right financial decisions and achieve their dreams, targets and aspirations. Regardless of where you work within our organization, your initiative, talent, ideas and energy all contribute to the impact that we can make with our work. Together we can achieve great things. Job Title: Senior Analyst - Credit Model Validation Location: Bengaluru - Manyata Tech Park Business & Team: Model Risk Validation provide assurance and oversight of models across the group. The team lead and conduct model validation of the Group’s models, based on internal policy and procedures, regulatory guidance, and the industry’s best practices. It provides true line 2 assurance and challenge for all models within the CBA group. The team also influence the technology, data and validation strategies through active engagement with BU’s and executive level stakeholders across the group. Impact & contribution: You will be part of a skilled quantitative team, based in CBA India office in Bangalore, serving all lending businesses across the CBA Group, and will have responsibility to directly manage Analyst, Senior Analyst and Manager resources and lead new initiatives contributing to the validation, maintenance and enhancement of key credit risk models. You will also contribute to strategic initiatives aligned to enhancing modelling frameworks and improving the agility and efficiency of model validation activities. Roles & Responsibilities: Model Validation: Perform independent validation activities for models and quantitative tools developed for IRB, IFRS9 and stress testing. This includes internal models under APS 113 and models used for provisioning. Ensure the models follow sound mythologies and advanced statistical techniques including, but not limited to, various regression techniques, time series analysis and macroeconomic modelling, using Python, R, and SQL. Accountability: Support the presentation of outcomes to modelling forums and committees. Contribute to the broader validation strategy including clarity with respect to validation methodology, appropriate governance and applicable compliance requirements. Stakeholder Management: Effectively presenting the results of validation work and business implications to internal working groups, technical forums, governance committees or regulatory meetings. Proactively address and respond in a timely manner to developer, audit and regulatory queries and/or issues pertaining to models. Maintain sound relationship with development team BU risk teams and other stakeholders. Effective interactions with model stakeholders: Model development, owners, and monitors, Chief Data and Analytics Office and Line 2 risk teams, internal and external audit. Documentation: Thoroughly documenting the validation report and appropriately challenging the modelling results and the thought process around the choice of modelling methodology, to enable stakeholders to understand the strength and weakness of the final model and assess its impact. Business Impact: Evaluating model implementation challenges, including assessment of the business impact of new or updated models on risk measures or processes. Review the Fit-for-purpose validation . Essential skills: 3-5 years of credit risk model development or validation experience. Demonstrated experience in end-to-end delivery of projects; sound communication and time management skills. Programming skills in SAS, R, Python and SQL agility and efficiency of model validation activities. Experience with the Basel regulatory standards and relevant APRA regulations regarding credit risk is essential. Experience with IFRS9 and stress testing is advantageous; Demonstrated skills in written and verbal communication, including ability to interpret and report complex material and make sound recommendations to a range of stakeholders. Education Qualifications: Bachelor’s degree/Master’s degree/Ph.D. in Data Science, Machine Learning, Computer Science, Computational Linguistics, Statistics, Mathematics, Physics. If you're already part of the Commonwealth Bank Group (including Bankwest, x15ventures), you'll need to apply through Sidekick to submit a valid application. We’re keen to support you with the next step in your career. We're aware of some accessibility issues on this site, particularly for screen reader users. We want to make finding your dream job as easy as possible, so if you require additional support please contact HR Direct on 1800 989 696. Advertising End Date: 21/06/2025

Capgemini Invent Capgemini Invent is the digital innovation, consulting and transformation brand of the Capgemini Group, a global business line that combines market leading expertise in strategy, technology, data science and creative design, to help CxOs envision and build what’s next for their businesses. Your Role Lead and manage business transformation programs and making sure to alignment with organizational goals and objectives. Collaborate closely with clients to understand their key priorities, shape the transformation roadmap, and lead the Innovation agenda for clients. Provide structure to the client problems and problem solving and ability to conceptualise, develop and implement standard methods, tools, and approaches. Advising clients on IT strategy and Roadmap development, Application portfolio rationalization, Cost optimization, IT simplification strategies, Benchmarking studies. Develop and implement strategies to drive business process improvements, enhance operational efficiency, and achieve cost savings. Collaborate with all levels of management and be able to document existing processes, analyse data, and recommend business processes enhancements. Develop and monitor scorecard and other tools to measure success of process improvement initiatives. Collaborate with cross-functional teams, including Business teams, Operations, and Client account teams to ensure successful project execution. Identify and mitigate risks associated with transformation initiatives. Monitor and report on project progress, ensuring timely delivery and achievement of key milestones. Support the development of Solutions/ Business Model/Business Platforms and provide recommendation and benefits. Provide strategic consulting on Cross-border Trade Finance, Cards, and Domestic payment systems with emerging payment technologies. The Business Consultant should be able to take the initiative to complete key activities, consulting line management. Conduct comprehensive process review for end-to-end value chains, identified as per business priorities or delivery challenges. Create service offerings along with global colleagues and define key deliverables for Go to Market Provide leadership and guidance to project teams, fostering a culture of continuous improvement and innovation Your Profile 5 to 10 years of Experience on Digital Transformation / Process Consulting / Business Consulting Master’s degree in business administration from Tier I institutes. Extensive experience in BFSI consulting, process reengineering, and digital transformation. Experience and knowledge of any two to three domain - Corporate Banking, Cards and Payments, Credits and Lending, Wealth Management, Insurance, Corporate finance, Trade Finance, Treasury etc. Good experience in working in SDLC and AGILE program management methods. Excellent communication skills (written and verbal) Strong JIRA/VSTS, MS Office skills, particularly PowerPoint, Excel, and Word Must have worked in developing thought leadership – White Papers, Concept notes, POVs etc., on emerging techs for banking industry What you will love about working here We recognize the significance of flexible work arrangements to provide support. Be it remote work, or flexible work hours, you will get an environment to maintain healthy work life balance. At the heart of our mission is your career growth. Our array of career growth programs and diverse professions are crafted to support you in exploring a world of opportunities. Equip yourself with valuable certifications in the latest technologies such as Generative AI. About Capgemini Capgemini is a global business and technology transformation partner, helping organizations to accelerate their dual transition to a digital and sustainable world, while creating tangible impact for enterprises and society. It is a responsible and diverse group of 340,000 team members in more than 50 countries. With its strong over 55-year heritage, Capgemini is trusted by its clients to unlock the value of technology to address the entire breadth of their business needs. It delivers end-to-end services and solutions leveraging strengths from strategy and design to engineering, all fueled by its market leading capabilities in AI, cloud and data, combined with its deep industry expertise and partner ecosystem. The Group reported 2023 global revenues of €22.5 billion.

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. About us : Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfillment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place. All of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story. Location : Mumbai Key Responsibilities: Understand the platform for different types of debt transactions for which the person/team is responsible. Example - Colending, Direct assignment, Secularization, SCF Constant appraise and update themselves on the new features developed in the platform and use it for better understanding. Conduct implementation workshop for new customer onboarding for the given debt transaction which the team is responsible for. Understand customer specific policies/protocols on different interaction touch points - API, SFTP, dashboards/reports, user interaction Define the configuration, workflow and educate the customer to use our platform for enabling the given debt transaction also solving for their specific policies/protocols Use Yubis Low code setup to enable interaction touch points wherever possible If there are functional gaps in the platform to solve for specific policies/protocols, those has to be raised with respective product management team and track it till closure Detailed Documentation of customer configuration, workflow, interaction touch points - API, SFTP, dashboards/reports Conduct end to end UAT for a given customer to confirm that all the required desired technical and functional aspects are covered Handover and training Yubis operations team to handle regular operations for the customers if there is a need. Project Management of functional and technical tasks using Jira for every customer and track it till closure Managing and helping a team of 3-5 members to handle a group of customers for a given debt transaction product/products Qualifications : 8-12 years of experience with a Bachelor's degree in Computer Science, Information Technology, or related field. MBA is a plus Proven experience as a Business Analyst in a product-focused role, preferably with lending background Strong analytical skills with the ability to gather, analyze, and interpret complex data and user feedback. Excellent communication skills with the ability to effectively collaborate with cross-functional teams and present findings to stakeholders at all levels. Proficiency in tools and techniques for analysis, documentation and collaboration (e.g., JIRA, Confluence, Microsoft Excel, Word). Experience with data analysis tools and techniques (e.g., SQL, Tableau) is a plus. Show more Show less

Business Function: As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our customers realise their dreams and aspirations at every life stage. Our financial solutions are not only the best in the business – they were made just right for you.Job PurposeJob starts with recruitment of manpower and training them on Consumer LAP business. Catchment mapping to each of the DST’s is an important activity. Ensure productivity from DST’s and drive Consumer LAP business from Branch Banking channel. Also responsible for cross selling to the existing base and cross selling other bank products to the new customers. Sales manager is also responsible for Consumer LAP P & L of all the branches assigned to him/her.Key Accountabilities* Recruitment & Training of Manpower* Handholding the DST’s & Driving the productivity.* Catchment mapping & Marketing Activities* Achievement of Annual Operating Plan for both DST’s & Branches.* Ensure Profitability of Consumer LAP Business* Responsible for Portfolio QualityJob Duties & responsibilities* Ensure Manpower against Budgeted numbers* Ensure every DST to follow the sales process* Ensure DST’s does regular marketing activities and participates in the traders/association meetings in the given catchment.* Closely work with branch banking team and attend the branch leads.* Work with DST’s and customer visits* Ensure all corporate office initiatives are being implementedRequirement* 5-10 Years of experience in sourcing Business Loans / Loan against property / MSME business.* At least 3 – 5 years of experience in team handling.* Graduation / Post Graduation* Sales / Business Development* Leadership skills* Ability to lead team* Relationship management* Team Development* Strategy and Planning* Resource Allocation* Banking knowledge* Computer Skills and digital knowledge* Good network in the market* Team Player* Self MotivatedApply Now* We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

About PhonePe Group: PhonePe is India’s leading digital payments company with 50 crore (500 Million) registered users and 3.7 crore (37 Million) merchants covering over 99% of the postal codes across India. On the back of its leadership in digital payments, PhonePe has expanded into financial services (Insurance, Mutual Funds, Stock Broking, and Lending) as well as adjacent tech-enabled businesses such as Pincode for hyperlocal shopping and Indus App Store which is India's first localized App Store. The PhonePe Group is a portfolio of businesses aligned with the company's vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services. Culture At PhonePe, we take extra care to make sure you give your best at work, Everyday! And creating the right environment for you is just one of the things we do. We empower people and trust them to do the right thing. Here, you own your work from start to finish, right from day one. Being enthusiastic about tech is a big part of being at PhonePe. If you like building technology that impacts millions, ideating with some of the best minds in the country and executing on your dreams with purpose and speed, join us! About the Role: We are looking for a motivated and curious Site Reliability Engineering (SRE) Intern to join our infrastructure team. This internship provides hands-on experience in building, maintaining and scaling production systems, focusing on reliability, performance, and automation. You will work closely with experienced SRE to improve system observability, automate operational processes and ensure service uptime. Interns will engage in real-world infrastructure projects spread over couple of months, with the potential for a full-time SRE role based on performance and organizational requirements Eligible Candidates: Students graduated in 2024 /2025. Roles and Responsibilities: Assist in maintaining and monitoring production infrastructure and services. Automate routine tasks using scripting languages such as Python, Perl. Help design and implement monitoring, alerting, and logging systems. Collaborate with engineering teams to ensure reliability and scalability of services. Participate in incident response and postmortem documentation. Document processes and contribute to improving internal tools and dashboards. Skill Required: Currently pursuing a degree in Computer Science or related field. Basic understanding of Linux systems and shell scripting. Familiarity with cloud platforms like AWS, GCP or Azure is a plus. Good problem-solving skills and eagerness to learn. Good to Have: Familiarity with Distributed systems like Hadoop, Elasticsearch, Kafka, Gluster Familiar with Container orchestration stack. Experience with version control systems such as Git. Familiarity with infrastructure as code tools like Terraform or Ansible. PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles) Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy Working at PhonePe is a rewarding experience! Great people, a work environment that thrives on creativity, the opportunity to take on roles beyond a defined job description are just some of the reasons you should work with us. Read more about PhonePe on our blog .

Organization: At CommBank, we never lose sight of the role we play in other people’s financial wellbeing. Our focus is to help people and businesses move forward, to progress. To make the right financial decisions and achieve their dreams, targets and aspirations. Each of us globally is dedicated to offering outstanding service, excellent advice and intuitive solutions to help our customers manage their finances in the ways they want to. Regardless of where you work within our organisation, your initiative, talent, ideas and energy all contribute to the impact that we can make with our work. Together we can achieve great things. Job Title: Associate Analyst Location: Bangalore- Manyata Tech park Business & Team: The Direct Lending business brings together all Home Loan and Consumer Lending activity across Retail Banking Services (RBS). This area is critical to the development of a seamless multi-channel operation giving customers access to an optimised lending experience based on how they wish to interact with RBS, whether over the phone, online, or via video. The CSD Consumer Lending team is an integral part of Direct Lending Business who assist the retail bank customers by identifying and resolving their lending enquiries through quality conversations over messaging services, we support our customer in a 24/7 environment. As Operations Team Member (Consumer Service Specialist), you’ll take inbound calls enquiries to build and maintain positive relationships with our existing customers by resolving and identifying their lending enquiries through quality conversations. Impact & Contribution: You’ll spend time speaking with customers, asking specific questions, and learning about their financial situation to identify their needs. Your strong customer service skills will enable you to build and maintain a positive relationship with customers by resolving and identifying how to maximise customer lending needs aligned with responsible lending, and ensuring customers are banking as effectively as possible. You will be expected to perform your tasks in a manner consistent with CBA Values and Group Strategy. Roles & responsibilities: Act as a role model by consistently displaying leadership behaviours that encourage productive working relationships and a strong performance culture. Contribute to an error free process by adhering to process policies & procedures. Encourage and drive the identification of process improvements and assist with driving higher levels of customer satisfaction. Contribute to the success of the site through collaboration. Deal with complex enquiries and manage complaints within your delegation. Maintain clear and effective communication with your Team Manager regarding any issues or concerns and collate common themes. Essential Skills: 0-2 years of Relevant experience in Customer Support and Banking domain Utilise a customer centric approach to interact with customers by Messaging to develop customer relationships through demonstrating a personal interest, creating self-service opportunities and facilitate customer request. Use your knowledge of the Bank’s products and services to attend to the customers’ identified financial needs gained through ongoing training. Achieve customer service excellence by understanding and practicing the Bank’s customer service standards Education Qualifications: Bachelor’s degree in Business Management/ Business Administration/ Computer Applications & Commerce If you're already part of the Commonwealth Bank Group (including Bankwest, x15ventures), you'll need to apply through Sidekick to submit a valid application. We’re keen to support you with the next step in your career. We're aware of some accessibility issues on this site, particularly for screen reader users. We want to make finding your dream job as easy as possible, so if you require additional support please contact HR Direct on 1800 989 696. Advertising End Date: 19/06/2025

Basic Details: Fill the required information about business, unit, location, position, reports to position and date of updation of JD Business Financial Services Unit Aditya Birla Finance Limited Location Poornata Position Number of the job Reports to: Poornata Position Number Poornata Position Title of the job (30 characters max) Area Sales Head Reports to: Poornata Position Title Regional Sales Head/Cluster Sales Head Function Sales Reports to: Function Sales Department Retail LAP - Tier 1 DSA Channel Reports to: Department SME Designation of the Employee Area Sales Head Designation of the Manager Regional Sales Head/Cluster Sales Head Date of writing/updation of JD 20th Nov 2023 1) Job Purpose: Write the purpose for which the job exists (in 2-3 lines) (Max 1325 Characters) To set business objectives for area in line with the Retail LAP Tier 1 business unit objectives of book size, profitability, MIS & portfolio management, team building etc.; to devise business strategies for Area wise achievement of business objectives and to execute the SME business’ distribution strategy by managing Retail DSA Channel Partners. To ensure the end-to-end management of SME transactions with superior product delivery and to monitor the credit quality of new acquisitions 2) Dimensions: Mention quantitative or qualitative parameters that are relevant for the job and provide a better understanding of the scope and scale of the job Retail LAP - Tier I Parameters Measurement Unit Last Year Current Year (LE) Next Year (Proj) FY 22-23 FY 23-24 FY 24-25 Closing Book Amt In Cr 6,048 7,800 10,700 No. of Customers (Lan) Count 5,300 6,500 9,000 Disbursement Amt In Cr 3,525 4,000 4,500 Locations/Branches Count 40 55 70 Revenue-(NII + Fee Income ) Amt In Cr 272 327 375.0 PBT Amt In Cr 191.6 226.0 255.0 PAT Amt In Cr 143 168 189 CIR % 33.4% 31% 31% ROA % 2.72% 2.55% 2.50% ROE % 18.15% 19.50% 19.00% Insurance –Xsell Net Amt In Cr 15.0 20.0 27.5 Quality/GNPA % 183 165 150 Bounce % % 16.0% 13% 11% Sales + Collection + Support (Head Count) Count 160 225 275 DSA’s & Vendor Count 1,750 2,250 2,500 3) Job Context & Major Challenges: Write the specific aspects of the job that provide a challenge (internal and external) to the jobholder in the context of the Business/Unit/Function/Department/Section ((Max 3975 Characters) Aditya Birla Finance Limited ("ABFL"), a lending subsidiary of Aditya Birla Capital Limited is among the leading well-diversified non-banking financial services company in India. ABFL offers customized solutions in areas of personal finance, SME finance, SME finance, corporate finance, wealth management, debt capital markets and loan syndication. ABFL is registered with RBI as a systemically important non-deposit accepting non-banking finance company (“NBFC”) and is amongst the top five largest private diversified NBFCs in India based on AUM. For the FY ended 31st March 2023, ABFL has a book size of Rs. 66,923 Crores, net PAT of Rs 1287 Crores and net worth of 7,784 crores. The Net Interest Margin expanded by 53 bps y-o-y to 7.35% and ROA at 2.47%. ABFL’s long-term credit rating of AAA (Stable) has been reaffirmed by ICRA in February 2023. ABFL also has a long-term credit rating of AAA (Stable) by India Ratings, Perpetual debt credit rating of AA+ (Stable) by ICRA and AA+ (Stable) by India Ratings (Stable) and short-term credit rating of A1+ by ICRA & India Ratings. SME caters to the varied needs of a diverse set of customers across retail, HNI, ultra HNI, Micro, Small & Medium enterprises. It encompasses a wide variety of financing solutions for clients, ranging Loan against property, to more complex Lease Rental discounting, Commercial Purchase and Construction Finance lending. Financing solutions are provided to Self-Employed [professionals/ non-professionals] against a wide array of lending programs, each of which aims to estimate the client’s repayment capability accurately before the company to take an exposure. The lending program requires assessing clients on various dimensions, including income, repayment behavior, stability of income/ residence, profile, collateral [valuation, marketability], ownership structure of business and the property and many others. Loan approvals entail a good mix of profile checks, balance sheet lending and collateral assessment. An in-depth understanding of the customer’s business model, Cash flows, customers & suppliers, success factors and dependencies needs to be considered given these are long term exposures [ranging upto 15 years]. The financials are assessed to understand the repayment capability in the near and long term. Collateral assessment is another complex part of the underwriting process involving checking the structural stability, marketability, valuation, regulatory / local body compliance and legal veracity – all to ensure the property can be liquidated to repay the loan if required in case of customer default. Lending is often structured to meet the client needs by deriving comfort through the hard collateral [can be a ready or under-construction property / project] and cash flows [in form of rentals, or project cash-flows – both against sold/ unsold receivables]. For the FY ended 31st March 2023, SME is significant contributor to ABFL’s Portfolio ( 35% of ABFL Book Size ) with a closing book of 23,133 crs SME has been delivering all-time high PBT of almost 563.3 crs and has posted 3.04% of ROA for FY23 SME has moved into segmented strategy model with further focus on client types considering their different complexities and expectations In Retail LAP – Tier 1 Business, robust & tiered distribution network has been put in place to expand retail footprint of SME Business to More than 75 locations across pan India with key intent to add to the Topline numbers and create a sizeable and profitable at the same time quality Portfolio. To bring in more focus on distribution and channel engagement we propose the following structure wherein Tier 1 is divided into 2 verticals: 1. Alternate Channel Business which will source from Corporate channels and 2. Retail Channel which will source from Non-Corporate channels For the FY ended 31st March 2023, Tier I has been significant contributor to SME Portfolio ( 26% of SME Book Size ) with a closing book of 6,048 crs Tier I had also delivering all-time high PBT of almost 192 crs and has posted 2.7% of ROA for FY23. Being one of the most preferred asset classes in the lending business today, this business continues to present challenge of competing with all FI’s / Banks in a highly price sensitive target segment. Key Challenges: Retail LAP – Tier I as a business faces a lot of competition from Banks, other NBFCs and Fintechs which has been intense, dynamic and ever changing considering the entry of new players in the market. Managing factors like technological advancements, changing regulations, and evolving consumer behavior Strongly imbibe the ethical way of business & drive Aditya Birla Group’s Vision & values to each and every one in the team. Develop robust processes across Credit, operations, Collections & legal. Manage profit & loss, manage portfolio, customer, customer portfolio, customer life-cycle to maintain a clean Book growth and hygiene. Spearhead & launch many campaigns to drive the business in respect to Distribution, support functions & keep the spirit & morale high for the team while imbibing the ethical way of business & drive Aditya Birla Group’s Vision & values to each and every one in the team. Manage and Monitor employee productivity and foster employee development To ensure manpower is in place to execute the desired business plan. Setting up robust, comprehensive and scalable Governance frameworks for identifying and managing risk. 4) Key Result Areas: Write the key results expected from the job and the supporting actions for each of these key result areas (For a majority of jobs typically there could be 4- 7 key result areas)- Maximum 10 KRAs can be updated Key Result Areas (Max 1325 Characters) Supporting Actions (Max 1325 Characters) Deliver Sales growth at the location and expand the customer base Identify business growth opportunities across the location, build direct/Retail DSAs channel/ new client acquisition strategies and tap growth opportunities to achieve area targets Augment the business volumes of SME lending in the location, manage client databases and tap them through Relationship Managers. Drive relationships with key clients, faster TAT and cross selling initiatives in order to increase the client base of the Area. Monitor lead generation & RM sales productivity metrics to drive a high-performance sales culture across the areas. Analyze product positioning and competition across the locations and develop the distribution network Scan the location market and its competitive offerings on a periodic basis, report on emerging trends and business opportunities for the SME segment to the head office Engage with retail DSA channel partners and develop a touch point management system for faster customer connectivity Conduct engagement programs and sales trainings to develop channel partners Monitor SLAs, sales efficiencies and RoIe of channels Effectively deploy schemes and prioritize sales of high revenue products and structures Drive high levels of customer satisfaction across the location through relationship managers Monitor client servicing metrics, develop relationship marketing programs and motivate RMs and channel partners to display highest levels of client servicing standards Encourage the implementation of improved processes and best practices in order to enhance operational productivity Engage with key customers on a periodic to build stronger relationships, thereby contributing to faster growth Monitor customer issues and complaints and drive necessary action to address the same Analyze and communicate information for better risk management and operational effectiveness to the management team Support the risk and review process by supervising the preparation of loan proposals and documentations to ensure controlled operations for the locations Liaise with the customers and the Risk team to provide regular information required for monitoring the creditworthiness of the proposals Prepare periodic MIS reports for profits, NPAs, new clients & report on a periodic manner to Cluster Area/Regional Heads. Team Management & Development Guide and develop RMs to facilitate better customer acquisition, retention and support, and helping them to achieve superior performance standards Nominate teams for product, behavioral and negotiation trainings and work for self development initiatives 5) Job Purpose of Direct Reports: Describe the job purpose of the direct report/s to the job (in 2-3 lines for each report) Relationship Manager - To effectively contribute towards building the SME line of business and loan book by marketing/ selling all products (LAP/LRD) and solutions to potential and existing customers at targeted yields and fee through a strong distribution network, identified and empaneled able retail DSA Channel partners through knowledge sharing and capability building. Leverage an understanding of local markets and preferences and facilitate structuring of loans in accordance, while ensuring all necessary due diligence is conducted to prevent fraudulent loans and ensure all sales processes are carried out in keeping with internal and regulatory guidelines. 6) Relationships: Describe the nature and purpose of most important contacts or relationship (except superior/team members) with individuals, departments, organizations inside and outside of the organization, that job is required to interact with in order to deliver the job objectives Relationship Type (Max 80 Characters) Frequency Nature (Max 1325 Characters) Internal Cluster Head Relationship Managers HO HR dept Risk dept Operations dept Weekly Daily Weekly Need based Fortnightly Weekly Region business MIS, review on new market development Reviewing new leads generated & new clients developed MIS Region recruitments, performance reviews Providing market intelligence, MIS on deviations in client accounts Client servicing issues External Existing and Prospective clients Retail DSA Channel partners Daily Daily/ weekly CRM & understanding the need of new products Product and business development initiatives 7) Organizational Relationships: Provide the structure for a level above and below the position for which this job description is written. Use position titles in the structured and indicate all the reports of the position. SIGN OFF: Provide the name of the Manager and the jobholder. Signature needed for the hard copy of the JD. Hard copy to be maintained in the organizational record. Job Holder Reports to – Manager Name Signature (needed for the hard copy) Minimum Experience Level 5 - 15 years Job Qualifications Under Graduate

RB - Affluent Business: Investment specialist INTERNAL USAGE: No. of Vacancies: 1 Reports to: RIC Is a Team leader? N Team Size: - NA Grade: SM/AVP/VP Business: Retail Banking Department: Affluent Business Sub-Department: Location: About Affluent Business Affluent Business caters to a segment of customers who are High Net Worth Individuals with a range of customizable offerings in wealth management, personal banking and business & lending solutions. It gives highly personalized services with an expertise driven approach of an investment house with great stability and immaculate execution. Affluent Business offers a gamut of different product offerings tailor-made to its customers with seamless touch-points About the Role Investments Specialist manages the sales team of Affluent resources for each circle. This team will comprise of resources, whose focus will be to ensure delivery of the Investments for the Affluent segment across their circles, drive growth in AUMs, drive portfolio actions, ensure implementation and regular review of all control parameters, monitor trends on sales across their circles, manage large and critical key client relationships along with the Affluent team. They also focusses on NOA to ensure regular and quality increase in their segment of Affluent clients and ensures upskilling for the entire Affluent team in their circles. Key Responsibilities Asset Allocation Assist in the investment portfolio asset allocation of customers. Allocation between different asset classes & subclasses. Decisions on products with the asset / sub-asset class. Meeting / interaction with the respective RM and the client Portfolio Monitoring / Review Monitor specific portfolios (HNWIs / Corporates) Reallocate these portfolios as and when requirement for risk management or sales opportunity comes up. Economics & Product Expertise Coach RM teams on latest products and research available Conduct the market update calls for the RMs on a regular basis This will require being completely updated on the latest market trends (macro, sectoral, domestic, global); is not required to do his own research and only takes the view of the internal research experts. Investment Product Research Source / Evaluate (due diligence) investment products for distributing to the HNW client base of the bank Client calls (along with the RM) to educate, provide details and source investments in these products Regular interaction with the product providers for product updates, market feedback, etc. and internally communicate the same Qualifications Optimal qualification for success on the job is: Graduation/Post-Graduation from a recognized institute one or more of the following: MBA, CA, CFA, CFP Overall experience of up to 7 years in financial markets including debt, equity, mutual fund AMCs, etc. or in asset allocation and investment management of HNI customers Role Proficiencies: For successful execution of the job, a candidate should possess the following: Knowledge on financial markets including debt, equity, mutual fund AMCs, etc. or in asset allocation and investment management of HNI customers. Good understanding of the various investment products including mutual funds, bonds, money market instruments, equity, alternate products, etc Understanding of quantitative asset allocation methodologies. Ability to develop view on risk associated with different product investments. Capability to satisfactorily engage with the client to analyze risk appetite and investment goals. Ability to work with experienced team. Ability to understand, synthesize and communicate insights from central Investment advisory / research team to RMs.

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. About Yubi Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfillment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In March 2022, we became India's fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place. All of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. Yubi Credit Marketplace - With the largest selection of lenders on one platform, our credit marketplace helps enterprises partner with lenders of their choice for any and all capital requirements. Yubi Invest - Fixed income securities platform for wealth managers & financial advisors to channel client investments in fixed income Financial Services Platform - Designed for financial institutions to manage co-lending partnerships & asset based securitization Spocto - Debt recovery & risk mitigation platform Corpository - Dedicated SaaS solutions platform powered by Decision-grade data, Analytics, Pattern Identifications, Early Warning Signals and Predictions to Lenders, Investors and Business Enterprises So far, we have on-boarded over 17000+ enterprises, 6200+ investors & lenders and have facilitated debt volumes of over INR 1,40,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionizing the segment. At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 1000+ like-minded individuals today, who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story. Job Summary: We are looking for a highly skilled Data Scientist (LLM) to join our AI and Machine Learning team. The ideal candidate will have a strong foundation in Machine Learning (ML), Deep Learning (DL), and Large Language Models (LLMs) , along with hands-on experience in building and deploying conversational AI/chatbots . The role requires expertise in LLM agent development frameworks such as LangChain, LlamaIndex, AutoGen, and LangGraph . You will work closely with cross-functional teams to drive the development and enhancement of AI-powered applications. Key Responsibilities: Develop, fine-tune, and deploy Large Language Models (LLMs) for various applications, including chatbots, virtual assistants, and enterprise AI solutions. Build and optimize conversational AI solutions with at least 1 year of experience in chatbot development. Implement and experiment with LLM agent development frameworks such as LangChain, LlamaIndex, AutoGen, and LangGraph . Design and develop ML/DL-based models to enhance natural language understanding capabilities. Work on retrieval-augmented generation (RAG) and vector databases (e.g., FAISS, Pinecone, Weaviate, ChromaDB) to enhance LLM-based applications. Optimize and fine-tune transformer-based models such as GPT, LLaMA, Falcon, Mistral, Claude, etc. for domain-specific tasks. Develop and implement prompt engineering techniques and fine-tuning strategies to improve LLM performance. Work on AI agents, multi-agent systems, and tool-use optimization for real-world business applications. Develop APIs and pipelines to integrate LLMs into enterprise applications. Research and stay up to date with the latest advancements in LLM architectures, frameworks, and AI trends . Requirements Required Skills & Qualifications: 3-5 years of experience in Machine Learning (ML), Deep Learning (DL), and NLP-based model development. Hands-on experience in developing and deploying conversational AI/chatbots is Plus Strong proficiency in Python and experience with ML/DL frameworks such as TensorFlow, PyTorch, Hugging Face Transformers . Experience with LLM agent development frameworks like LangChain, LlamaIndex, AutoGen, LangGraph . Knowledge of vector databases (e.g., FAISS, Pinecone, Weaviate, ChromaDB) and embedding models . Understanding of Prompt Engineering and Fine-tuning LLMs . Familiarity with cloud services (AWS, GCP, Azure) for deploying LLMs at scale. Experience in working with APIs, Docker, FastAPI for model deployment. Strong analytical and problem-solving skills. Ability to work independently and collaboratively in a fast-paced environment. Good to Have: Experience with Multi-modal AI models (text-to-image, text-to-video, speech synthesis, etc.) . Knowledge of Knowledge Graphs and Symbolic AI . Understanding of MLOps and LLMOps for deploying scalable AI solutions. Experience in automated evaluation of LLMs and bias mitigation techniques . Research experience or published work in LLMs, NLP, or Generative AI is a plus. Why Join Us? Opportunity to work on cutting-edge LLM and Generative AI projects . Collaborative and innovative work environment. Competitive salary and benefits. Career growth opportunities in AI and ML research and development. Show more Show less

Job Responsibilities: Should have experience in Mortgage Loan, Loan against property Generating business from DSAs. Monitoring pre and post disbursal documents / formalities. Monitoring & resolving Infant delinquent cases Building relationship with current and prospective Customers Providing off roll incentive inputs for timely processing Meeting HNI customers for Business Loans Generating corporate leads and closing them Achieve the branch/location target through the team which includes branch sales target, ALR ,controlling PDD/delinquency Job Requirements: Comfortable with using MS Word and MS Excel Good Communication and interpersonal skills Demonstrable team management skills Ability to collaborate, delegate and motivate Educational Qualifications: Should be graduate and above Work Experience: Minimum work experience of 3 years Exposure in similar industry would be preferable Exposure to secured lending asset products viz. Home Finance/Personal Loan/Educational Loan etc can be considered

Hello, We are hiring for, Title - Credit Officer Location: Naranpura, Ahmedabad. Job Timing : Night Shift (7pm - 4am) Salary offered: 20000- 40000 / month Skills Required: Must have fluency in English language (verbal - written) Logical and analytical skill should be strong. Good with numbers as in mathematics. Must have knowledge of MS office. Phone and email etiquettes required. Ready to work in Night Shift. Responsibility: valuating Loan Applications: Reviewing loan requests, assessing applicants' financial status, and evaluating creditworthiness and risks. Risk Management: Analyzing risks and approving or rejecting loan requests based on their analysis. Compliance: Ensuring adherence to lending policies and regulations, including fair lending practices. Documentation and Record Keeping: Maintaining records of loan applications and monitoring payments. Client Interaction: Contacting clients to gather financial data, documentation, and answer questions. Financial Analysis: Performing financial calculations like credit scores and interest rates, and preparing loan applications. Loan Management: Monitoring the progress of existing loans, following up with clients for loan renewals, and managing loan disbursements and collections. Process Improvement: Seeking ways to streamline credit processes and adopt new technologies for credit assessment. About Us: We are an outsourcing service provider, currently hiring for servicing the requirements of our Canadian client. Our client is in the business of offering lending solutions to commercial and residential borrowers. They specialize in residential mortgages, commercial loans, project financing, lines of credit to name a few and work with major banks, credit unions and trust companies in Canada. Job Types: Full-time, Permanent, Fresher Pay: ₹20,000.00 - ₹40,000.00 per month Schedule: Night shift US shift Supplemental Pay: Commission pay Performance bonus Work Location: In person

About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm's mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology Expectations/ Requirements: Ideating / executing initiatives for Personal Loans disbursals and servicing on the Paytm App Lender management / engagement for Product / Policy / Program construct / Commercials / Compliance etc. Drive journey solutioning Integration with the Lender and Paytm Product teams Drive customer acquisition / retention / topups / renewal for Personal Loans digitally on the Paytm App End to end funnel management Work closely with Product to drive funnel conversions, monitor drop offs and to suggest data backed features that can enrich user experience Expertise in decoding user behaviour and defining journeys based on that to upscale digital penetration of the business Plan with Internal and external ecosystems stakeholders for minimum downtimes Leverage the capabilities of the digital marketing team, act as an influencer and a bridge between partners and Paytm Competitor assessments and keep close tabs on industry trends to ensure own product upgrades in sync with the latest happenings in the marketplace Skills Required Experience in the Lending Space / NBFC / Banking Sector in retail / digital Digital Lending background Excellent expertise in quantitative and qualitative data analysis Should have an interest in Digital Lending trends and best practices and abreast with time Self-reliant, problem solver, result oriented individual. Why join us: A collaborative output driven program that brings cohesiveness across businesses through technology. l Improve the average revenue per use by increasing the cross-sell opportunities. l A solid 360 feedbacks from your peer teams on your support of their goals. l Respect, that is earned, not demanded from your peers and manager. Compensation: If you are the right fit, we believe in creating wealth for you with enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!