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5.0 years

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Hansi, Haryana, India

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Job description Job Description: Branch Credit Manager (NBFC – HL, LAP & IL) Position Title: Branch Credit Manager Department: Non-Banking Financial Company (NBFC) Specialization: Home Loans (HL), Loan Against Property (LAP), and Individual Loans (IL) Location: Kaithal Reporting To: Branch Manager/Regional Credit Manager Company Description Founded in 1996, PREMIUM FINLEASE PVT. LTD. is a registered NBFC dedicated to providing tailored financial solutions to underserved communities in rural and semi-urban India. With a strong focus on Home Loans, Loan Against Property, and Individual Loans, we aim to empower individuals and families with accessible and transparent credit options. Our customer-centric approach and commitment to financial literacy ensure that clients can confidently manage their finances and achieve their long-term financial goals. Role Overview We are seeking a detail-oriented and analytical Branch Credit Manager to oversee the credit operations for Home Loans, Loan Against Property, and Individual Loans. The ideal candidate will be responsible for credit assessment, maintaining a high-quality loan portfolio, and mitigating risks while supporting the branch’s growth objectives. This position requires thorough knowledge of loan products, credit policies, and regulatory compliance. Key Responsibilities Credit Assessment and Approval Evaluate loan applications for HL, LAP, and IL customers based on creditworthiness, property valuation (where applicable), and repayment capacity. Conduct comprehensive due diligence, including financial analysis, documentation verification, field/property visits, and credit scoring. Approve or recommend loans within delegated authority limits, ensuring alignment with organizational credit policies. Risk Management Monitor and ensure adherence to credit policies, underwriting guidelines, and risk mitigation frameworks. Identify potential risks within the HL, LAP, and IL portfolios, taking proactive measures to minimize defaults and delinquencies. Regularly analyze portfolio trends and implement strategies to control Non-Performing Assets (NPA). Loan Portfolio Management Oversee the branch’s HL, LAP, and IL portfolios to ensure balanced growth and profitability. Track loan disbursements, repayments, and overdue accounts, implementing timely recovery measures. Maintain credit-to-risk ratios in line with company standards and growth objectives. Team Collaboration Work closely with the sales team to ensure high-quality loan sourcing and origination. Provide guidance and training to loan officers on credit assessment and risk management best practices. Support branch operations and collaborate with cross-functional teams to achieve overall business targets. Customer Relationship Management Engage with customers to understand their financing needs and offer customized solutions. Address customer concerns related to credit decisions promptly and maintain positive customer relationships. Compliance and Reporting Ensure all credit processes and decisions comply with internal policies and external regulatory guidelines. Prepare and submit periodic credit-related reports to the Branch Manager and Regional Credit Manager. Coordinate with auditors, regulatory bodies, and internal stakeholders during inspections or reviews. Key Performance Indicators (KPIs) Approval rate of quality loan applications (HL, LAP, IL) Reduction in delinquency and NPA levels Turnaround time (TAT) for loan processing and disbursement Portfolio health and customer satisfaction scores Compliance with credit policies and audit standards Qualifications and Experience Educational Requirements Bachelor’s degree in Finance, Accounting, Business Administration, or a related field (Master’s degree preferred). Professional Experience Minimum of 5 years of experience in credit assessment or underwriting, preferably within HL, LAP, or IL segments in NBFCs/Banks. In-depth understanding of property valuation, mortgage lending, and credit underwriting techniques. Technical Skills Proficiency in Loan Management Systems (LMS) and financial analysis tools. Familiarity with regulatory guidelines relevant to NBFCs and mortgage lending. Key Competencies Analytical Thinking and Attention to Detail Decision-Making and Problem-Solving Skills Customer-Centric Approach Effective Communication and Interpersonal Skills High Ethical Standards and Integrity Team Collaboration and Leadership Why Join Us? Be part of a mission-driven organization focused on financial inclusion and empowerment. Competitive compensation and robust career growth opportunities. Collaborative and dynamic work environment with exposure to diverse loan products. Access to professional development and training programs that enhance credit and leadership skills. Show more Show less

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7.0 years

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Hisar, Haryana, India

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Job Title: Human Resources Manager (HRM) Location: Hisar Company: Premium Finlease Pvt. Ltd. Industry: Non-Banking Financial Company (NBFC) Experience Required: Minimum 7 years Overall (with experience in NBFC mandatory) Employment Type: Full-time Reporting To: Chief Executive Officer (CEO) About Us: Premium Finlease Pvt. Ltd. is a dynamic NBFC committed to financial inclusion in Tier 3 and Tier 4 cities, offering secured and unsecured loans tailored for small businesses and individuals. We are on a mission to empower underserved communities through responsible and innovative lending practices. Role Overview: We are seeking a professional, experienced, and people-oriented Human Resources Manager to oversee HR operations and strategy. This role is critical to our growth and employee well-being. The HRM will handle all core HR functions, including recruitment, payroll, compliance, and employee engagement , and will work directly with the CEO to align HR strategy with business goals. Key Responsibilities: Recruitment & Talent Acquisition: Drive full-cycle recruitment across departments and branches Collaborate with department heads and leadership to forecast manpower needs Develop talent pipelines aligned with the company’s growth plans Payroll & Compensation Management: Manage end-to-end payroll processing with accuracy and timeliness Ensure statutory deductions, incentives, and benefits are correctly processed Liaise with Finance to reconcile payroll and maintain audit readiness HR Operations & Systems: Maintain and update employee records in HRMS tools like HR One Oversee onboarding, documentation, and exit processes Generate reports and HR analytics for management Employee Relations & Culture Building: Serve as a go-to person for staff queries and grievance redressal Foster a respectful, inclusive, and performance-oriented workplace Conduct regular feedback sessions and resolve conflicts professionally Policy & Compliance: Ensure adherence to labor laws, NBFC guidelines, and internal SOPs Draft and implement HR policies and codes of conduct Candidate Requirements: Minimum 7 years of total HR experience , with at least 3 years in an NBFC or financial institution Strong knowledge of HRMS software (preferably HR One ) Excellent verbal and written communication skills Calm, empathetic, and composed personality capable of dealing with people patiently Bachelor’s or Master’s degree in Human Resource Management, Business Administration, or equivalent Preferred Qualities: Hands-on experience in scaling HR operations High emotional intelligence with a mature and solution-focused approach Strong ethical standards and confidentiality in handling sensitive matters Compensation: Competitive, based on experience and qualifications Growth: Opportunity to lead the HR function as the company scales nationally Let me know if you'd like this converted into a formal PDF or Word file, or want to add sections like perks, travel requirements, or performance metrics. Show more Show less

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5.0 years

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Hisar, Haryana, India

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Branch Credit Manager(HL,Lap,IL) Job Title: Branch Credit Manager – IL, Housing Loans, & MSME Loans Company: Premium fin lease Pvt.Ltd. Location: Hisar Employment Type: Full-Time Job Summary We are seeking a dedicated and experienced Branch Credit Manager to oversee and manage our Individual Loan (IL), Housing Loan, and MSME Loan portfolios. The ideal candidate will have a strong background in credit analysis, underwriting, portfolio management, and team leadership. This role demands a proactive professional who can optimize credit processes, ensure compliance with regulatory norms, and contribute to the overall growth and profitability of the branch. Key Responsibilities Credit Appraisal & Underwriting Evaluate, appraise, and underwrite credit proposals for IL, Housing Loans, and MSME Loans. Perform thorough financial and risk assessments, including analysis of credit reports, financial statements, collateral, and market conditions. Make well-researched, data-driven credit decisions in line with the company’s risk appetite. Portfolio Management Monitor and manage loan portfolios, ensuring timely repayment and minimal delinquency. Continuously track borrowers’ creditworthiness, market changes, and early-warning signals to mitigate risks. Develop strategies to improve asset quality and reduce Non-Performing Assets (NPAs). Compliance & Risk Management Ensure adherence to internal credit policies, regulatory guidelines (RBI/NBFC norms), and compliance standards. Maintain accurate documentation, records, and audit trails for all loan files. Implement internal controls to safeguard assets and uphold the organization’s credit integrity. Branch Operations & Team Leadership Lead and mentor the credit team at the branch, providing guidance on complex credit assessments and underwriting decisions. Collaborate closely with the sales and operations teams to streamline loan processing and enhance the customer experience. Organize training and capacity-building sessions on credit policies, risk assessment, and best practices for team members. Relationship Management Build and maintain strong relationships with local customers, community stakeholders, and referral partners. Represent the NBFC in local forums and events to promote brand visibility and business growth. Coordinate with external agencies (valuation, legal, verification) to facilitate smooth credit processing. Reporting & Analysis Prepare regular reports on key portfolio metrics, delinquency trends, and credit performance for senior management. Leverage data analytics and market insights to forecast credit demand and identify new business opportunities. Provide feedback and recommendations on product enhancements, process improvements, and new credit initiatives. Qualifications & Requirements Education: Bachelor’s degree in Finance, Commerce, Business Administration, or a related field. A Master’s degree or a professional certification (CA, MBA, CFA, etc.) will be preferred. Experience: Minimum 5+ years of experience in credit underwriting, credit appraisal, or a similar role within an NBFC or a bank. Proven track record in handling Individual Loans (IL), Housing Loans, and MSME Loans is mandatory. Technical Skills: Strong knowledge of credit risk assessment tools and methodologies. Proficiency in MS Office (Excel, Word, PowerPoint) and familiarity with loan origination systems or relevant software. Soft Skills: Excellent communication and interpersonal skills for customer interactions and internal coordination. Strong analytical, decision-making, and problem-solving abilities. Ability to work under pressure, meet targets, and manage multiple priorities. Leadership skills to guide, mentor, and motivate the branch credit team. Key Competencies In-depth understanding of credit risk and lending regulations in the NBFC sector. Customer-centric mindset with the ability to balance business objectives and risk management. Strategic thinking and continuous improvement approach to enhance credit processes and portfolio quality. Ethical conduct and integrity in all decision-making and stakeholder interactions. Why Join Us Growth Opportunities: Work in a dynamic environment with prospects for professional advancement. Impactful Role: Contribute to financial inclusion by extending credit to individuals, families, and businesses in need. Collaborative Culture: Be part of a supportive team that values innovation, integrity, and excellence. Competitive Compensation: Attractive salary package, incentives, and benefits commensurate with experience. Show more Show less

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5.0 years

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Bhiwani, Haryana, India

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Branch Credit Manager(HL,Lap,IL) Job Title: Branch Credit Manager – IL, Housing Loans, & MSME Loans Company: Premium finlease Pvt.Ltd. Location: Bhiwani Employment Type: Full-Time Job Summary We are seeking a dedicated and experienced Branch Credit Manager to oversee and manage our Individual Loan (IL), Housing Loan, and MSME Loan portfolios. The ideal candidate will have a strong background in credit analysis, underwriting, portfolio management, and team leadership. This role demands a proactive professional who can optimize credit processes, ensure compliance with regulatory norms, and contribute to the overall growth and profitability of the branch. Key Responsibilities Credit Appraisal & Underwriting Evaluate, appraise, and underwrite credit proposals for IL, Housing Loans, and MSME Loans. Perform thorough financial and risk assessments, including analysis of credit reports, financial statements, collateral, and market conditions. Make well-researched, data-driven credit decisions in line with the company’s risk appetite. Portfolio Management Monitor and manage loan portfolios, ensuring timely repayment and minimal delinquency. Continuously track borrowers’ creditworthiness, market changes, and early-warning signals to mitigate risks. Develop strategies to improve asset quality and reduce Non-Performing Assets (NPAs). Compliance & Risk Management Ensure adherence to internal credit policies, regulatory guidelines (RBI/NBFC norms), and compliance standards. Maintain accurate documentation, records, and audit trails for all loan files. Implement internal controls to safeguard assets and uphold the organization’s credit integrity. Branch Operations & Team Leadership Lead and mentor the credit team at the branch, providing guidance on complex credit assessments and underwriting decisions. Collaborate closely with the sales and operations teams to streamline loan processing and enhance the customer experience. Organize training and capacity-building sessions on credit policies, risk assessment, and best practices for team members. Relationship Management Build and maintain strong relationships with local customers, community stakeholders, and referral partners. Represent the NBFC in local forums and events to promote brand visibility and business growth. Coordinate with external agencies (valuation, legal, verification) to facilitate smooth credit processing. Reporting & Analysis Prepare regular reports on key portfolio metrics, delinquency trends, and credit performance for senior management. Leverage data analytics and market insights to forecast credit demand and identify new business opportunities. Provide feedback and recommendations on product enhancements, process improvements, and new credit initiatives. Qualifications & Requirements Education: Bachelor’s degree in Finance, Commerce, Business Administration, or a related field. A Master’s degree or a professional certification (CA, MBA, CFA, etc.) will be preferred. Experience: Minimum 5+ years of experience in credit underwriting, credit appraisal, or a similar role within an NBFC or a bank. Proven track record in handling Individual Loans (IL), Housing Loans, and MSME Loans is mandatory. Technical Skills: Strong knowledge of credit risk assessment tools and methodologies. Proficiency in MS Office (Excel, Word, PowerPoint) and familiarity with loan origination systems or relevant software. Soft Skills: Excellent communication and interpersonal skills for customer interactions and internal coordination. Strong analytical, decision-making, and problem-solving abilities. Ability to work under pressure, meet targets, and manage multiple priorities. Leadership skills to guide, mentor, and motivate the branch credit team. Key Competencies In-depth understanding of credit risk and lending regulations in the NBFC sector. Customer-centric mindset with the ability to balance business objectives and risk management. Strategic thinking and continuous improvement approach to enhance credit processes and portfolio quality. Ethical conduct and integrity in all decision-making and stakeholder interactions. Why Join Us Growth Opportunities: Work in a dynamic environment with prospects for professional advancement. Impactful Role: Contribute to financial inclusion by extending credit to individuals, families, and businesses in need. Collaborative Culture: Be part of a supportive team that values innovation, integrity, and excellence. Competitive Compensation: Attractive salary package, incentives, and benefits commensurate with experience. Show more Show less

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150.0 years

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Bengaluru, Karnataka, India

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Job Description OUR IMPACT Platform Solutions, Goldman Sachs delivers a broad range of financial services across investment banking, securities, investment management and consumer banking to a large and diversified client base that includes corporations, financial institutions, governments, and individuals. Clients embed innovative financial products and solutions that create customer-centered experiences, powered by Goldman Sachs. The businesses of Platform Solutions share a developer-centric mindset and cloud-native platforms. We utilize financial products, including credit cards, installment financing and high yield savings accounts into the ecosystems of major brands to serve millions of loyal customers. We make it easy to offer a range of financial products powered by an API-first platform with the backing of Goldman Sachs' 150+ years of financial expertise. We offer a customized deployment approach while providing a modern, agile technology stack all supported by our long history of financial expertise, risk management and regulatory knowledge. In Platform Solutions (PS), We Power Clients With Innovative And Customer-centered Financial Products. We Bring The Best Qualities Of a Technology Player And Combine That With The Best Attributes Of a Large Bank. PS Is Comprised Of Four Main Businesses, Underpinned By Engineering, Operations And Risk Management Transaction Banking, a cash management and payments platform for clients building a corporate treasury system Enterprise Partnerships, consumer financial products that companies embed directly within their ecosystems to better serve their end customers ETF Accelerator, a platform for clients to launch, list and manage exchange-traded funds Join us on our journey to deliver financial products and platforms that prioritize the customer and developer experience. Your Impact This position will play a key role on the First Line Risk and Control team, supporting Consumer Monitoring & Testing and driving the implementation of horizontal Consumer risk programs. This individual will be responsible for executing risk-based testing, liasing with product, operations, compliance, and legal teams to ensure regulatory adherence. The role will also provide the opportunity to drive development and enhancement of risk and control programs Execute testing and monitoring of regulatory, policy and process compliance Gather and synthesize data to determine root causes and trends related to testing failures Propose effective and efficient methods to enhance testing and sampling strategies (including automation) to ensure the most effective risk detection, analyses and control solutions Proactively identify potential business risks, process deficiencies and improvement opportunities and make recommendations for additional controls and corrective action to enhance the efficiency and effectiveness of risk mitigation processes Maintain effective communication with stakeholders and support teams in remediation of testing errors; assist with implementation of corrective actions related to testing fails and non-compliance with policies and procedures Identify continuous improvement opportunities to meet changing requirements, driving maximum visibility to the executive audience Work closely with enterprise risk teams to ensure business line risks are being shared and rolled up to firm-wide risk summaries Your Skills 2-4 years of testing, audit, or compliance experience in consumer financial services Bachelor’s degree or equivalent military experience Knowledge of applicable U.S. federal and state consumer lending laws and regulations as well as industry association standards, including, among others, Truth in Lending Act (Reg Z), Equal Credit Opportunity Act (Reg B), Fair Credit Reporting Act (Reg V), UDAAP Understanding of test automation framework like data driven, hybrid driven etc Knowledge of testing concepts, methodologies, and technologies Genuine excitement and passion for leading root cause analysis, troubleshooting technical process failures and implementing fixes to operationalize a process Analytical, critical thinking and problem solving skills Highly motivated self-starter with strong organizational skills, attention to detail, and the ability to remain organized in a fast-paced environment Interpersonal, and relationship management skills Integrity, ethical standards, and sound judgment; ability to exercise discretion with respect to sensitive information Ability to summarize observations and present in a clear, concise manner to peers, managers and senior Consumer Compliance management Quickly grasp complex concepts, including global business and regulatory matters Confidence in expressing a point of view with management Plus: CPA, Audit experience, CRCM, proficiency in Aquadata studio, Snowflake, Splunk, Excel macros,Tableau, Hadoop/PySpark/Spark/Python/R, CPA, Audit experience, CRCM About Goldman Sachs At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers. We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html Show more Show less

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3.0 years

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Bengaluru, Karnataka, India

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About PhonePe Group: PhonePe is India’s leading digital payments company with 50 crore (500 Million) registered users and 3.7 crore (37 Million) merchants covering over 99% of the postal codes across India. On the back of its leadership in digital payments, PhonePe has expanded into financial services (Insurance, Mutual Funds, Stock Broking, and Lending) as well as adjacent tech-enabled businesses such as Pincode for hyperlocal shopping and Indus App Store which is India's first localized App Store. The PhonePe Group is a portfolio of businesses aligned with the company's vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services. Culture At PhonePe, we take extra care to make sure you give your best at work, Everyday! And creating the right environment for you is just one of the things we do. We empower people and trust them to do the right thing. Here, you own your work from start to finish, right from day one. Being enthusiastic about tech is a big part of being at PhonePe. If you like building technology that impacts millions, ideating with some of the best minds in the country and executing on your dreams with purpose and speed, join us! Requirements: Strong passion for Programming in general and Android App development in specific. Strong problem-solving skills. Strong system design and architecture skills - specifically for android. Curiosity to tinker around, explore new paradigms and strong zest for continuous improvement. Over 3+ years of Android App development experience with strong basics and complete exposure to Android development. Idea/experience of unit and instrumentation testing in Android E2E App development and/or experience of developing SDKs is good to have. By using some of the latest advancements in the world of Android such as Kotlin, MVVM, Data Binding, Dagger 2, Live Data, Room, Work Manager. we are building India’s Largest Transactional Platform pivoted on Payments PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles) Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy Working at PhonePe is a rewarding experience! Great people, a work environment that thrives on creativity, the opportunity to take on roles beyond a defined job description are just some of the reasons you should work with us. Read more about PhonePe on our blog. Life at PhonePe PhonePe in the news Show more Show less

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12.0 - 14.0 years

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Mumbai, Maharashtra, India

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Institutional Credit Management’s (“ICM”) objective is to provide an integrated “end-to-end” credit underwriting, identification, measurement, management, monitoring and reporting for wholesale credit businesses across the enterprise. Wholesale Credit Risk (“WCR”) In-Business Quality Assurance (QA) is an integral part of the ICM organization. WCR In-Business QA verifies that established standards and processes are followed and consistently applied. WCR and ICM Management utilize the results of the quality assurance reviews (QARs) to assess the quality of the group's policies, procedures, programs, and practices as relates to the management of wholesale credit risk. The results help management identify risks associated with operational and control weaknesses, training needs, and process deficiencies. The WCR Head of In-Business QA reports results of QARs providing feedback, insight, and observations on any deficiency and areas of improvement, engaging with the management of the respective WCR businesses and In-Business Credit Risk, Independent Risk, Banking & International Credit Review (“BICR”), Internal Audit and Regulators. This role is based in Mumbai (India) and reports to In-Business WLCR Head Key Responsibilities: Responsible for staying abreast of WCR policy, procedure and standards and the overall process execution platforms forming part of sampling for control testing Responsible for leading population gathering and analysis along with ensuring testing strategy is in alignment with business needs and test requirements Work with teams of professionals to enable effective execution of QARs by assisting early in capacity planning, testing strategy development, test script development and other activities for ongoing delivery of robust Quality Assurance results Proactively manage relationship with multiple stakeholders, including QA heads. Utilize communication and leadership skills to influence a wide range of senior internal and external audiences, providing impactful, valuable, and ongoing input through active interactions with stakeholders and formal participation at key committees and management initiatives, where applicable. Represent IBQA in working groups for internal and regulatory remediations Assist in the establishment of WCR IBQA policies, procedures, risk assessment and controls to drive effective QA coverage and standards Stay abreast of relevant changes to rules/regulations and industry news including regulatory findings Support the Heads of WLCR/CCR/Data IBQA on internal projects and initiatives Support WCR IBQA Voice of the Employee (VOE) as well as diversity and inclusion initiatives Travel (less than 10%) Knowledge/Experience: Demonstratable project management or assurance related experience, including 12-14 years in wholesale banking, credit risk management, operations or internal audit at investment or large commercial bank Advanced understanding of risk management and control frameworks related to wholesale lending management or equivalent risk discipline Exceptional knowledge and experience on designing and implementing assurance frameworks, from execution of scripts and procedures, development of housing infrastructure and database maintenance, reporting to senior management of observed findings, and continuous improvement Proficient understanding of policies and procedures with the ability to execute change seamlessly Significant experience in preparing presentations for seniors Outstanding awareness and adherence to the control environment including Quality Assurance Skills/Competencies: Strategic orientation to ensure the ICM organization continues to be positioned as a thoughtful and proactive partner on driving best practices to support safety and soundness within ICM and Citi Demonstrated success as a manager including a track record of building high performing teams Proven culture carrier Impeccable interpersonal skills, with the ability to build relationships and exert influence with and without direct authority Solid organizational skills with ability to manage time and prioritize effectively with little to no supervision Exceptional written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority Seasoned Microsoft Office (Word, Excel, and PowerPoint) skills Qualifications: BA/BSc or higher degree in Business (MBA), or any other related subject ------------------------------------------------------ Job Family Group: Controls Governance & Oversight ------------------------------------------------------ Job Family: Quality Assurance, Monitoring & Testing ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster. Show more Show less

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8.0 - 10.0 years

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Mumbai, Maharashtra, India

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Institutional Credit Management’s (“ICM”) objective is to provide an integrated “end-to-end” credit underwriting, identification, measurement, management, monitoring and reporting for wholesale credit businesses across the enterprise. Wholesale Credit Risk (“WCR”) In-Business Quality Assurance (QA) is an integral part of the ICM organization. WCR In-Business QA verifies that established standards and processes are followed and consistently applied. WCR and ICM Management utilize the results of the quality assurance reviews (QARs) to assess the quality of the group's policies, procedures, programs, and practices as relates to the management of wholesale credit risk. The results help management identify risks associated with operational and control weaknesses, training needs, and process deficiencies. The WCR Head of In-Business QA reports results of QARs providing feedback, insight, and observations on any deficiency and areas of improvement, engaging with the management of the respective WCR businesses and In-Business Credit Risk, Independent Risk, Banking & International Credit Review (“BICR”), Internal Audit and Regulators. This role is based in Mumbai (India) and reports to the South Asia Commercial & Sovereign Portfolio Lead. Key responsibilities include: Support the Portfolio Leads of In-Business QA in implementation and ongoing delivery of a robust Quality Assurance function in accordance with the coverage universe Provide effective credible challenge during QARs to Portfolio Leads and Underwriters, as regards to credit reviews and process adherence to ensure that weaknesses in such processes are identified and escalated as appropriate Support with the aim to ensure wholesale credit risks within Citi are effectively identified, measured, monitored, and controlled, consistent with the bank’s risk appetite and all policies and processes established within the risk governance framework Under the supervision of the WCR QA Head - Commercial & Sovereign and QA Portfolio Leads, support execution of the following: Consistent and objective assessments during QARs, primarily covering underwriting activities for Commercial Banking and Sovereign Subsequent follow-up on corrective actions that were raised during QARs Assist in preparation of Quality Assurance Reports to WCR management that communicate and measure results and identify negative trends and potential solutions Constant interaction with the respective Underwriting and 1LOD functions counterparts, to ensure that quality assurance protocols are adequate for all portfolios Support in the establishment and execution of WCR In-Business QA policies, procedures, risk assessment and controls to drive effective QA coverage and standards Support the WCR QA Head - Commercial & Sovereign to stay abreast of relevant changes to rules/regulations and other industry news including regulatory findings Support the Head of In-Business QA – Wholesale Lending Credit Risk on internal projects and initiatives Lead and/or support ICM Voice of the Employee (VOE) initiatives Skills: Demonstrable strong assurance experience, including 8-10 years in corporate banking, credit risk management, internal audit, loan review or quality assurance review function at an investment or large commercial bank Knowledge of Wholesale Credit Processes and organizational awareness, portfolios, and processes Understanding of policies and procedures with the ability to execute change effectively and seamlessly Strong grasp of the markets and lending wholesale credit risk covered process, to evaluate findings within the Quality Assurance process, determine materiality, and partnering with In-Business Credit Risk for ongoing improvement, problem detection and sustainable remediation Strong background on core credit analysis for sovereigns, central banks, supranational, government related entities, corporates, and commercial entities to properly evaluate process and quality breaks within the quality assurance function Ideally, credit risk Internal Audit, control assurance, credit officer/analyst or credit risk background, with experience on day-to-day credit functions associated with analysts and risk approval High awareness and adherence to the control environment including Quality Assurance Strategic orientation to ensure the ICM organization continues to be positioned as a thoughtful and proactive partner on driving best practices to support safety and soundness within ICM and Citi Assists colleagues in identifying stretch opportunities to elevate individual and team performance Proven culture carrier Competencies: Highly Effective interpersonal skills, with the ability to build relationships and exert influence with and without direct authority with Senior Levels of Management, Portfolio Leads and Underwriters Strong organizational skills with ability to manage priorities effectively Strong written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority Advanced Microsoft Office (Word, Excel, and PowerPoint) skills Qualifications: BA/BSc or higher degree in Business (MBA), or any other related subject ------------------------------------------------------ Job Family Group: Controls Governance & Oversight ------------------------------------------------------ Job Family: Quality Assurance, Monitoring & Testing ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster. Show more Show less

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5.0 years

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Mumbai, Maharashtra, India

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This role on the Credit & Obligor Risk Analytics (CORA) Team requires in-depth climate knowledge, business analysis skills, and excellent communication to work in a multidisciplinary team. The successful candidate will be responsible for developing as well as implementing economic and financial models to assess the impacts of climate changes on Citi's wholesale lending portfolios, and for integrating solutions into the broader firmwide risk identification and stress testing framework. Responsibilities: Develops, enhances, and validates the methods of measuring and analyzing climate risk, for both physical and transition, to be used in risk identification and stress testing, with a focus on impact to commercial and retail real estates. Conducts data analysis, data mining, read and create formal statistical documentation, reports and work with Technology to address issues. Analyzes and interprets data reports, make recommendations addressing business needs. Generates statistical models to improve methods of obtaining and evaluating quantitative and qualitative data and identify relationships and trends in data and factors affecting research results. Validates assumptions; escalate identified risks and sensitive areas in methodology and process. Automates data extraction and data preprocessing tasks, perform ad hoc data analyses, design and maintain complex data manipulation processes, and provide documentation and presentations. Conducts analysis and packages it into detailed technical documentation report for validation purposes sufficient to meet regulatory guidelines and exceed industry standards. Qualifications: 5+ year's experience Good knowledge and understanding of a variety of model development and validation testing techniques covering risk models. Expertise in programming, data modelling and data management and proficient in Python, R, SQL, Unix/Linux operating system. Experience working in Big data environments; Intellectual curiosity to stay abreast of technological advances. Education: Bachelor’s/University degree or equivalent experience ------------------------------------------------------ Job Family Group: Risk Management ------------------------------------------------------ Job Family: Risk Analytics, Modeling, and Validation ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster. Show more Show less

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6.0 years

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Bengaluru, Karnataka, India

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This job is with Finastra, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community. Please do not contact the recruiter directly. Who are we? At Finastra, we are a dynamic global provider of open finance software solutions, dedicated to expanding access to financial services. Our innovative applications span Lending, Payments, Treasury and Capital Markets, and Universal Banking. Proudly serving over 8,000 customers, including 45 of the world's top 50 banks, we aim to boost financial inclusion for all. Join us and be part of a vibrant company that embraces diverse perspectives, and is committed to doing well by doing good. Senior Business Consultant Are you a seasoned consultant with expertise in treasury operations and risk management? Do you thrive in client-facing roles where your technical knowledge drives real business impact? Join our team as a Senior Business Consultant and play a pivotal role in delivering cutting-edge financial technology solutions to clients across the Middle East and APAC regions . About The Role As a Senior Business Consultant, you will lead the implementation of Finastra's Kondor platform , focusing on its front office and risk management modules . You'll collaborate with clients to understand their unique needs, deliver tailored solutions, and ensure successful project delivery. This is a unique opportunity to shape the future of financial operations for some of the region's most prominent organizations. Key Responsibilities, Not Limited To Client Engagement: Conduct workshops to gather requirements, define project scope, and deliver training sessions for clients. Solution Delivery: Configure and customize Kondor's front office and risk management components, ensuring alignment with client objectives. Expert Advisory: Provide strategic advice on treasury operations and risk management best practices, including areas like value-at-risk (VAR), potential future exposure (PFE), and credit valuation adjustment (CVA). Collaboration: Work closely with technical teams to ensure seamless integration and project execution. On-Site Support: Travel to client sites as required to oversee implementations and deliver exceptional service. What We're Looking For To excel in this role, you should have: 6+ years of consulting experience in treasury operations or risk management. In-depth knowledge of Finastra's Kondor platform, with expertise in front office and risk management modules. A strong understanding of treasury operations, risk management concepts, and best practices. Exceptional communication and presentation skills to engage with both technical and business stakeholders. A proven track record of leading successful implementation projects. Fluency in English (additional languages are an advantage). What You'll Gain Global Impact: Work on high-profile projects across diverse markets in the Middle East and APAC. Professional Growth: Expand your expertise in financial technology solutions, with exposure to both Summit and Kondor platforms. Dynamic Environment: Join a collaborative team of treasury and capital markets experts based in Dubai, with support from a tight-knit team of 5-6 members. Challenging Projects: Solve complex problems for leading financial organizations and make a tangible impact. Ready to Make an Impact? If you're passionate about transforming treasury and risk management operations and have the skills and expertise to lead successful implementations, we want to hear from you. Benefits We are proud to offer a range of incentives to our employees worldwide. These benefits are available to everyone, regardless of grade, and reflect the values we uphold: Flexibility: Enjoy unlimited vacation, based on your location and business priorities. Hybrid working arrangements, and inclusive policies such as paid time off for voting, bereavement, and sick leave. Well-being: Access confidential one-on-one therapy through our Employee Assistance Program, unlimited personalized coaching via our coaching app, and access to our Gather Groups for emotional and mental support. Medical, life & disability insurance, retirement plan, lifestyle and other benefits* ESG: Benefit from paid time off for volunteering and donation matching. DEI: Participate in multiple DE&I groups for open involvement (e.g., Count Me In, Culture@Finastra, Proud@Finastra, Disabilities@Finastra, Women@Finastra). Career Development: Access online learning and accredited courses through our Skills & Career Navigator tool. Recognition: Be part of our global recognition program, Finastra Celebrates, and contribute to regular employee surveys to help shape Finastra and foster a culture where everyone is engaged and empowered to perform at their best. Specific benefits may vary by location. At Finastra, each individual is unique, bringing their own ideas, thoughts, cultural beliefs, backgrounds, and experiences together. We learn from one another, embrace and celebrate our differences, and create an environment where everyone feels safe to be themselves. Be unique, be exceptional, and help us make a difference at Finastra! Show more Show less

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10.0 years

0 Lacs

Mumbai Metropolitan Region

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This job is with Finastra, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community. Please do not contact the recruiter directly. Who are we? At Finastra, we are a dynamic global provider of open finance software solutions, dedicated to expanding access to financial services. Our innovative applications span Lending, Payments, Treasury and Capital Markets, and Universal Banking. Proudly serving over 8,000 customers, including 45 of the world's top 50 banks, we aim to boost financial inclusion for all. Join us and be part of a vibrant company that embraces diverse perspectives, and is committed to doing well by doing good. What will you contribute? Reporting to the Director, Sales, the Sales Executive will manage a substantial, high visibility book of business within our Finastra segment. The ideal candidate will need to plan and prioritize account management and sales activities with a goal of generating new bookings. This position will be the primary payments hunter for the largest [Region] banks, increasing the volume and quality of daily exchanges between Finastra and these banks. Responsibilities & Deliverables Your deliverables as a Sales Executive will include, but are not limited to, the following: Build and maintain customer success through active account management, creating the opportunity to generate additional business. Maintain appropriate sales development activity to ensure healthy pipeline management. Proactively build relationships with all accounts, expanding the sphere of influence within account base. Manage complex enterprise sales process, working with key stakeholders in product, business line, technology and procurement. Use a consultative sales approach to develop account plans and identify specific needs for each bank. Become a trusted advisor and operate as the primary payments point of contact for Finastra within assigned book of business. Strong relationship building skills both internally and externally. Active use of CRM for account activity and reporting. Responsive, reliable and results oriented. [X]% travel required Required Experience 10+ years of experience in outside sales representing enterprise software, SaaS or FinTech solutions. Knowledge of the banking vertical required. Demonstrated ability to build meaningful relationships and grow book of business through consultative sales methodology. Ability to acquire in-depth knowledge of a client's business, identifying challenges and opportunities as well as how to position solutions to address those needs. Proven ability to understand and effectively communicate with multiple stakeholders. Demonstrates deep product and industry knowledge including market trends and competitive intelligence. Benefits We are proud to offer a range of incentives to our employees worldwide. These benefits are available to everyone, regardless of grade, and reflect the values we uphold: Flexibility: Enjoy unlimited vacation, based on your location and business priorities. Hybrid working arrangements, and inclusive policies such as paid time off for voting, bereavement, and sick leave. Well-being: Access confidential one-on-one therapy through our Employee Assistance Program, unlimited personalized coaching via our coaching app, and access to our Gather Groups for emotional and mental support. Medical, life & disability insurance, retirement plan, lifestyle and other benefits* ESG: Benefit from paid time off for volunteering and donation matching. DEI: Participate in multiple DE&I groups for open involvement (e.g., Count Me In, Culture@Finastra, Proud@Finastra, Disabilities@Finastra, Women@Finastra). Career Development: Access online learning and accredited courses through our Skills & Career Navigator tool. Recognition: Be part of our global recognition program, Finastra Celebrates, and contribute to regular employee surveys to help shape Finastra and foster a culture where everyone is engaged and empowered to perform at their best. Specific benefits may vary by location. At Finastra, each individual is unique, bringing their own ideas, thoughts, cultural beliefs, backgrounds, and experiences together. We learn from one another, embrace and celebrate our differences, and create an environment where everyone feels safe to be themselves. Be unique, be exceptional, and help us make a difference at Finastra! Show more Show less

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6.0 years

2 - 6 Lacs

Hyderābād

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About this role: Wells Fargo is seeking a Software Engineering Senior Manager In this role, you will: Manage, coach, and develop a team or teams of experienced engineers and engineering managers in roles with moderate complexity and risk, responsible for building high quality capabilities with modern technology Ensure adherence to the Banking Platform Architecture, and meeting non-functional requirements with each release Partner with, engage and influence architects and experienced engineers to incorporate Wells Fargo Technology technical strategies, while understanding next generation domain architecture and enable application migration paths to target architecture; for example cloud readiness, application modernization, data strategy Function as the technical representative for the product during cross-team collaborative efforts and planning Identify and recommend opportunities for driving escalated resolution of technology roadblocks including code, build and deployment while also managing overall software development cycle and security standards Determine appropriate strategy and actions to act as an escalation partner for scrum masters and the teams to meet moderate to high risk deliverables and help remove impediments, obstacles, and friction while encouraging constant learning, experimentation, and continual improvement Build engineering skills side-by-side in the codebase, conduct peer reviews to evaluate quality and solution alignment to technical direction, and guide design, as needed Interpret, develop and ensure security, stability, and scalability within functions of technology with moderate complexity, as well as identify, manage and mitigate technology and enterprise risk Collaborate with, partner with and influence Product Managers/Product Owners to drive user satisfaction, influence technology requirements and priorities in the product roadmap, promote innovative and intelligent solutions, generate corporate value and articulate technical strategy while being a solid advocate of agile and DevOps practices Interact directly with third party vendors and technology service providers Manage allocation of people and financial resources to ensure commitments are met and align with strategic objectives in technology engineering Hire, build and guide a culture of talent development to have the skills required to effectively design and deliver innovative solutions for product areas and products to meet business objectives and strategy, as well as conduct performance management for engineers and managers Required Qualifications: 6+ years of Software Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education 3+ years of management or leadership experience Desired Qualifications: Salesforce technology background with nCINO implementation experience or experience with lending origination platform integration. Java background or Integration background is a definite plus. Knowledge of Commercial Lending / CIB Lending life cycle with primary experience in Commercial Originations. Knowledge of product implementation in global capacity is a definite plus. Experience in underwriting, loans servicing, portfolio management, collateral, booking & funding is desirable. Experience in leading and mentoring managers. Ability to manage a 30+ technology team working on multiple applications and functional areas across multiple locations. Lead people through hands-on technology, functional knowledge & delivery ownership & drive strategic vision - quality dialogue with senior technology leadership and other stakeholders. Proven capability to identify, recruit, develop and retain talent Job Expectations: Play a critical role in shaping the team's overall technical strategy and aligning it with business goals. Lead, design and develop technology solutions to complex problems that require both in depth knowledge of capital markets and strong technical expertise. Act as a bridge between technology, business, product and operation teams Be an authority on complex technical issues, providing guidance and making high-level decisions on architecture, design, and implementation. Manage and oversee large or multiple projects, ensuring they are completed on time and meet quality standards. Lead efforts to build and scale high-performing engineering teams in alignment with technology roadmap Align engineering outcomes with the overall business strategy and product goals. Identify potential risks at both the technical and organizational levels and manage them proactively. Foster a culture of innovation and continuous learning within the engineering team. Must have good understanding of current and future trends and practices in Technology. Must be able to demonstrate results in influencing business outcomes and must be an innovative leader. A seasoned, relationship-driven leader who will have the style and sensitivity to work within a highly complex business environment. Play a significant role in shaping the company's engineering culture, promoting diversity, inclusion, and strong ethical practices. Regularly interact with senior executives, product teams, and external stakeholders to communicate progress, challenges, and achievements. Implement systems to measure the performance of teams and individuals, ensuring that everyone is contributing to their maximum potential. Oversee budgets, forecasts, and resource allocation for the engineering department, ensuring efficient use of company resources. Ensure the engineering team follows industry best practices in coding, testing, security, and DevOps. Proactively manage risk including deliverables, operational issues through implementation of right controls and escalate where required. Design and develop applications, tools and processes to ensure better safety, reliability and supportability. Posting End Date: 17 Jun 2025 *Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo . Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment and Hiring Requirements: a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

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4.0 years

2 - 6 Lacs

Hyderābād

On-site

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About this role: Wells Fargo is seeking a Software Engineering Manager In this role, you will: Manage, coach, and develop a team of individual contributor engineer roles with low to moderate complexity and less experienced managers who are responsible for building high quality capabilities with modern technology Ensure adherence to the Banking Platform Architecture, and meeting non-functional requirements with each release Engage with architects and experienced engineers to incorporate Wells Fargo Technology technical strategies, while understanding next generation domain architecture to enable application migration paths to target architecture; for example, cloud readiness, application modernization and data strategy Function as the technical representative for the product during cross-team collaborative efforts and planning Identify and recommend opportunities for driving resolution of technology roadblocks including code, build and deployment while also managing overall software development cycle and security standards Act as an escalation partner for scrum masters and the teams to make decisions and help remove impediments, obstacles, and friction while encouraging constant learning, experimentation, and continual improvement culture Build engineering skills side-by-side in the codebase, conduct peer reviews to evaluate quality and solution alignment to technical direction, and guide design, as needed Interpret, develop, and ensure security, stability, and scalability within functions of technology with low to moderate complexity, as well as identify, manage and mitigate technology and enterprise risk Collaborate and consult with the Product Managers/Product Owners to drive user satisfaction, influence technology requirements and priorities in the product roadmap, promote innovative and intelligent solutions, generate corporate value and articulate technical strategy while being a solid advocate of agile and DevOps practices Interact directly with third party vendors and technology service providers Manage allocation of people and financial resources for technology engineering including career development and performance management for engineers and managers on the team Hire, mentor and guide talent development of direct reports to build the skills required to effectively design and deliver innovative solutions for the supported product areas/products Required Qualifications: 4+ years of Software Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education 2+ years of Leadership experience Desired Qualifications: Salesforce technology background with nCINO implementation experience or experience with lending origination platform integration. Java background or Integration background is a definite plus. Experience in underwriting, loans servicing, portfolio management, collateral, booking & funding is desirable. Proven record in a successful global delivery environment, managing stakeholders across multiple countries and cultures. Lead organizational initiatives, foster diversity and inclusion, and champion change within the group. Multi-cultural sensitivity a must. Job Expectations: Lead a technology team of 30+ engineers and managers across multiple locations while fostering leadership development within the team. Play a critical role in shaping the team's overall technical strategy and aligning it with business goals. Lead, design and develop technology solutions to complex problems that require both in depth knowledge of capital markets and strong technical expertise. Act as a bridge between technology, business, product and operation teams Be an authority on complex technical issues, providing guidance and making high-level decisions on architecture, design, and implementation. Manage and oversee large or multiple projects, ensuring they are completed on time and meet quality standards. Lead efforts to build and scale high-performing engineering teams in alignment with technology roadmap Align engineering outcomes with the overall business strategy and product goals. Identify potential risks at both the technical and organizational levels and manage them proactively. Foster a culture of innovation and continuous learning within the engineering team, play a significant role in shaping the company's engineering culture, promoting diversity, inclusion, and strong ethical practices. Regularly interact with senior executives, product teams, and external stakeholders to communicate progress, challenges, and achievements. Implement systems to measure the performance of teams and individuals, ensuring that everyone is contributing to their maximum potential. Oversee budgets, forecasts, and resource allocation for the engineering department,ensuring efficient use of company resources. Ensure the engineering team follows industry best practices in coding, testing, security, and DevOps. Proactively manage risk including deliverables, operational issues through implementation of right controls and escalate where required Design and develop applications, tools and processes to ensure better safety, reliability, and supportability. Posting End Date: 17 Jun 2025 *Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo . Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment and Hiring Requirements: a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

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8.0 years

5 - 8 Lacs

Hyderābād

Remote

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Company Description Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, create marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them save time and money. We operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more industry segments. We invest in people and new advanced technologies to unlock the power of data. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 22,500 people across 32 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.com. Job Description Test and evaluate network security systems and processes to eliminate problems and make improvements Provide engineering expertise in identification of process improvement and automation opportunities. Manage the network and security systems within a global multi-region, multi-tenant cloud (AWS, Azure, GCP, & etc.) and on premises environment. Includes AWS WAF, Imperva SecureSphere WAF, Incapsula WAFs, McAfee and Checkpoint IPS appliances, Fortinet Firewalls, Fortinet SDWAN, Checkpoint and Cisco FWs and more. Support Network and Systems Security, Capacity planning and management, Plan for Disaster Recovery, Contingencies and Business Continuity Actively seek out inefficient workflows and work with leadership to establish road maps to streamline or automate those workflows Work with leadership and other cross functional teams to establish processes will reduce MTTI/MTTD/MTTR Prepare Business Cases, deployment plans, migration plans, and detailed bills of materials in preparation for presentation to Leadership to review for new deployments Create executive and technical-level communications and to gain credibility/trust of internal and external customers Convey technical information/solutions to different audiences using whiteboards, presentations, or written communications in a workshop format Consult, assess, or audit, design, and interview stakeholders to resolve highly technical requirements Research and stay ahead of curve on emerging tools, techniques, and technologies Maintain deep current technical knowledge of Network, Network Security and Cloud technologies Provide direct support, including after hours for the global network as needed Qualifications 8+ years of validated experience in managing, provisioning, and designing network security technologies in a large globally diverse environment Expert-level hands-on configuration of networking equipment, management tools and network analyzers In depth experience managing Imperva WAF, Incapsula Cloud WAF, AWS Cloud WAF In depth experience managing Trellix IPS and Checkpoint IPS Proven experience writing detailed methods of procedure and maintain documentation including the creation of Visio drawings Demonstrated strong 'Consultative based mindset' with collaboration skill for uncovering unmet technology-based needs and translating the requirements into strategic solutions Network Automation experience with Python and/or Ansible Any WAF certifications. Expert level understanding and implementation of commonly deployed WAN technologies and concepts – P2P, MPLS, VRF, Wave, SONET, DWDM, SDWAN, WAN Optimization Experience of Layer 3 technologies, including - IPv4, BGP, OSPF, EIGRP, PIM, HSRP, DMVPN, NHRP, and GETVPN – is required Experience of Layer 2 technologies, including - Spanning-Tree, VLANs, QinQ, Dot1q – is required Experience of traffic prioritization technologies and techniques including – QoS, TOS, COS, LLQ, CBWFQ, WFQ, Shaping, Policing, MPLS-VPN QoS Experience of Cloud Networking technologies Operational experience with load-balancing technologies such as Citrix, VmWare Additional Information Our uniqueness is that we celebrate yours. Experian's culture and people are important differentiators. We take our people agenda very seriously and focus on what matters; DEI, work/life balance, development, authenticity, collaboration, wellness, reward & recognition, volunteering... the list goes on. Experian's people first approach is award-winning; World's Best Workplaces™ 2024 (Fortune Global Top 25), Great Place To Work™ in 24 countries, and Glassdoor Best Places to Work 2024 to name a few. Check out Experian Life on social or our Careers Site and Glassdoor to understand why. Experian is proud to be an Equal Opportunity and Affirmative Action employer. Innovation is a critical part of Experian's DNA and practices, and our diverse workforce drives our success. Everyone can succeed at Experian and bring their whole self to work, irrespective of their gender, ethnicity, religion, color, sexuality, physical ability or age. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity. Benefits Experian care for employee's work life balance, health, safety and wellbeing. In support of this endeavor, we offer best-in-class family well-being benefits, enhanced medical benefits and paid time off. This is a hybrid remote/in-office role and reporting to Manager. This is individual contributor (Non-Managerial) role #LI-Hybrid Experian Careers - Creating a better tomorrow together Find out what its like to work for Experian by clicking here

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15.0 years

0 Lacs

India

Remote

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One of the rapidly growing financial services firms in the US, which is a RBI Licensed NBFC in India focusing on the MSME lending sector, is on the lookout for a Product Leader who is experienced in NBFC with MSME Loans to spearhead efforts in the Indian market. Position: Head of Product Experience: 12+ yrs Job Type: Permanent & Work From Home Job Location: Mumbai Qualification: B.Tech / B.E or any other equivalent from Tier 1 academic institutions Job Purpose: To support the needs of a scaling company, we are in search of a highly strategic and experienced Head of Product for our India operations. This individual will collaborate closely with the Company’s CPO, CTO, the India Leadership Team, and our global engineering team to create a top-notch product. Responsibilities: 1. Product Leadership and Strategy: Set vision & strategy for the India product and evangelize it effectively across the entire company Collaborate with stakeholders across Engineering, Data Science, Finance, Credit, and Operations to define an India product roadmap Research and ideate new avenues for growth and new products that could help our customers Stay informed of industry trends and regulations 2. Team Management: Manage the India Product Team, which includes Product Management, User Research, and Design Recruit and train new Product Team members to build a high-performing team Mentor team in professional growth of Indian team and foster a culture of innovation and learning 3. Execution and Delivery Define and monitor key product metrics Review, edit, and approve team OKRs, PRDs, status reports, roadmaps, and feature designs Implement robust QA and release processes to ensure a quality product for our customers Qualifications You have 15+ years of total experience with a proven track record in a leadership role within a product team, and at least 5+ years in financial services, preferably NBFC with MSME Loans. Proficiency and strong hands on SQL Coding & Design experience. You see the big picture and know what levers to pull to achieve company goals. You have a great nose for value and understand what drives metrics and financial performance You are a strong communicator who knows how to tell a compelling story and lay out a vision for the product. You know that startups are a team sport. You listen to others, speak your mind, and ask the right questions. You are a great collaborator and teacher What Makes You a Great Fit? Experience in the Financial Services Industry, ideally with a focus on NBFC with MSME loans or lending. A track record of stability in your previous roles. Proficiency in SQL coding and design. Proven ability to scale product functions, and a hands-on approach to innovation and execution. NBFC with MSME Loans experience in Indian Market. Show more Show less

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4.0 years

2 - 6 Lacs

Hyderābād

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About this role: Wells Fargo is seeking a Senior Software Engineer in Technology as part of Commercial and Corporate & Investment Banking Technology. Learn more about the career areas and lines of business at wellsfargojobs.com . This role will play a pivotal role in our Lending transformation efforts, assists in small designs, hands on development, testing automation and collaborate with other seasoned engineers in the replatforming of our origination system In this role, you will: Lead moderately complex initiatives and deliverables within technical domain environments Contribute to large scale planning of strategies Design, code, test, debug, and document for projects and programs associated with technology domain, including upgrades and deployments Review moderately complex technical challenges that require an in-depth evaluation of technologies and procedures Resolve moderately complex issues and lead a team to meet existing client needs or potential new clients needs while leveraging solid understanding of the function, policies, procedures, or compliance requirements Collaborate and consult with peers, colleagues, and mid-level managers to resolve technical challenges and achieve goals Lead projects and act as an escalation point, provide guidance and direction to less experienced staff Required Qualifications: 4+ years of Software Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education, Desired Qualifications: 4 + years of experience with IICS cloud integration 3+ Experience in configuration and customization of IICS cloud integration and conversion of data on the platform 3+ Experience with Agile development methodologies such as SCRUM 3+ Experience with commercial lending business Excellent organizational, verbal, and written communication skills 4+ years of IICS cloud integration and conversion of data on the platform 3+ Knowledge and experience with complex business system integrations 4+ Knowledge and experience object-oriented design patterns and development 3 + years of experience using tools like Jenkins/Harness, GitHub, and testing automation tools (selenium or ACCELQ) 3 + Experience with core web technologies including HTML5, JavaScript and jQuery 3+ Experience with relational databases, or data modelling Experience with Test Driven Development (TDD), Unit Testing, integration testing, API testing, Performance Testing, and Functional testing Experience with automated testing will be added advantage Posting End Date: 29 Jun 2025 *Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo . Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment and Hiring Requirements: a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

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0 years

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Hyderābād

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Job Summary The DGM-Presale & IOA Delivery- role is pivotal in driving the success of our Sales Operations Services Business Intelligence and Reporting initiatives. With a focus on Business Analysis and Planning the candidate will ensure seamless delivery and execution of projects. The role requires a hybrid work model with rotational shifts offering a dynamic and flexible work environment. The candidate will contribute to the companys growth and impact on society by optimizing processes and enhancing Responsibilities Lead the delivery of Sales Operations Services projects ensuring alignment with business objectives and timelines. Oversee the development and implementation of Business Intelligence and Reporting solutions to enhance data-driven decision-making. Provide comprehensive Business Analysis and Planning support to identify opportunities for process improvements and strategic growth. Collaborate with cross-functional teams to ensure seamless integration of solutions across various business units. Develop and maintain strong relationships with stakeholders to understand their needs and deliver tailored solutions. Monitor project progress and performance ensuring adherence to quality standards and timely delivery. Conduct regular reviews and assessments to identify risks and implement mitigation strategies. Facilitate workshops and training sessions to enhance team capabilities and knowledge sharing. Drive continuous improvement initiatives to optimize processes and increase efficiency. Ensure compliance with governance risk and compliance standards in all project activities. Support commercial lending projects by providing insights and analysis to drive business outcomes. Utilize English language skills effectively to communicate complex concepts and solutions to diverse audiences. Adapt to rotational shifts and hybrid work model to meet project demands and maintain work-life balance. Qualifications Demonstrate expertise in Sales Operations Services Business Intelligence and Reporting with a proven track record of successful project delivery. Exhibit strong analytical and planning skills to support business analysis and strategic initiatives. Possess knowledge in Governance Risk & Compliance and Commercial Lending as a nice-to-have domain skill. Showcase excellent communication skills in English both written and spoken to engage with stakeholders effectively. Adaptability to rotational shifts and hybrid work model to ensure project success. Proven ability to lead cross-functional teams and drive collaborative efforts. Certifications Required Certified Business Analysis Professional (CBAP) Certified Business Intelligence Professional (CBIP)

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5.0 - 10.0 years

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Warangal

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Business Function: As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our customers realise their dreams and aspirations at every life stage. Our financial solutions are not only the best in the business – they were made just right for you.Job PurposeJob starts with recruitment of manpower and training them on Consumer LAP business. Catchment mapping to each of the DST’s is an important activity. Ensure productivity from DST’s and drive Consumer LAP business from Branch Banking channel. Also responsible for cross selling to the existing base and cross selling other bank products to the new customers. Sales manager is also responsible for Consumer LAP P & L of all the branches assigned to him/her.Key Accountabilities* Recruitment & Training of Manpower* Handholding the DST’s & Driving the productivity.* Catchment mapping & Marketing Activities* Achievement of Annual Operating Plan for both DST’s & Branches.* Ensure Profitability of Consumer LAP Business* Responsible for Portfolio QualityJob Duties & responsibilities* Ensure Manpower against Budgeted numbers* Ensure every DST to follow the sales process* Ensure DST’s does regular marketing activities and participates in the traders/association meetings in the given catchment.* Closely work with branch banking team and attend the branch leads.* Work with DST’s and customer visits* Ensure all corporate office initiatives are being implementedRequirement* 5-10 Years of experience in sourcing Business Loans / Loan against property / MSME business.* At least 3 – 5 years of experience in team handling.* Graduation / Post Graduation* Sales / Business Development* Leadership skills* Ability to lead team* Relationship management* Team Development* Strategy and Planning* Resource Allocation* Banking knowledge* Computer Skills and digital knowledge* Good network in the market* Team Player* Self MotivatedApply Now* We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

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9.0 years

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Bengaluru, Karnataka, India

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About PhonePe Group: PhonePe is India’s leading digital payments company with 50 crore (500 Million) registered users and 3.7 crore (37 Million) merchants covering over 99% of the postal codes across India. On the back of its leadership in digital payments, PhonePe has expanded into financial services (Insurance, Mutual Funds, Stock Broking, and Lending) as well as adjacent tech-enabled businesses such as Pincode for hyperlocal shopping and Indus App Store which is India's first localized App Store. The PhonePe Group is a portfolio of businesses aligned with the company's vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services. Culture At PhonePe, we take extra care to make sure you give your best at work, Everyday! And creating the right environment for you is just one of the things we do. We empower people and trust them to do the right thing. Here, you own your work from start to finish, right from day one. Being enthusiastic about tech is a big part of being at PhonePe. If you like building technology that impacts millions, ideating with some of the best minds in the country and executing on your dreams with purpose and speed, join us! Challenges Building for Scale, Rapid Iterative Development, and Customer-centric Product Thinking at each step defines every day for a developer at PhonePe. Though we engineer for a 50million+ strong user base, we code with every individual user in mind. While we are quick to adopt the latest in Engineering, we care utmost for security, stability, and automation. Apply if you want to experience the best combination of passionate application development and product-driven thinking As a Software Engineer: You will build Robust and scalable web-based applications You will need to think of platforms & reuse Build abstractions and contracts with separation of concerns for a larger scope Drive problem-solving skills for high-level business and technical problems. Do high-level design with guidance; Functional modeling, break-down of a module Do incremental changes to architecture: impact analysis of the same Do performance tuning and improvements in large scale distributed systems Mentor young minds and foster team spirit, break down execution into phases to bring predictability to overall execution Work closely with Product Manager to derive capability view from features/solutions, Lead execution of medium-sized projects Work with broader stakeholders to track the impact of projects/features and proactively iterate to improve them As a senior software engineer you must have Extensive and expert programming experience in at least one general programming language (e.g. Java, C, C++) & tech stack to write maintainable, scalable, unit-tested code. Experience with multi-threading and concurrency programming Extensive experience in object-oriented design skills, knowledge of design patterns, and huge passion and ability to design intuitive module and class-level interfaces Excellent coding skills – should be able to convert the design into code fluently Knowledge of Test Driven Development Good understanding of databases (e.g. MySQL) and NoSQL (e.g. HBase, Elasticsearch, Aerospike, etc) Strong desire to solving complex and interesting real-world problems Experience with full life cycle development in any programming language on a Linux platform Go-getter attitude that reflects in energy and intent behind assigned tasks Worked in a startups environment with high levels of ownership and commitment BTech, MTech, or Ph.D. in Computer Science or related technical discipline (or equivalent). Experience in building highly scalable business applications, which involve implementing large complex business flows and dealing with a huge amount of data. 9+ years of experience in the art of writing code and solving problems on a Large Scale. An open communicator who shares thoughts and opinions frequently listens intently and takes constructive feedback. As a Software Engineer, good to have The ability to drive the design and architecture of multiple subsystems Ability to break-down larger/fuzzier problems into smaller ones in the scope of the product Understanding of the industry’s coding standards and an ability to create appropriate technical documentation. PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles) Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy Working at PhonePe is a rewarding experience! Great people, a work environment that thrives on creativity, the opportunity to take on roles beyond a defined job description are just some of the reasons you should work with us. Read more about PhonePe on our blog. Life at PhonePe PhonePe in the news Show more Show less

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7.0 years

0 Lacs

Gurgaon

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We are the leading provider of professional services to the middle market globally, our purpose is to instill confidence in a world of change, empowering our clients and people to realize their full potential. Our exceptional people are the key to our unrivaled, inclusive culture and talent experience and our ability to be compelling to our clients. You’ll find an environment that inspires and empowers you to thrive both personally and professionally. There’s no one like you and that’s why there’s nowhere like RSM. Position Summary : RSM’s Financial Services practice serves a range of clients in the specialty finance space. On this team, you’ll work with clients in the Specialty Finance industry which includes finance companies in the non-bank lending space, most common are FinTech, installment lenders, auto lenders, merchant cash advance companies, debt buyers, financial technologies/marketplace lenders, buy- here pay-here companies, lease-to-own companies. Our team focuses on tax compliance and tax consulting for some of the most complex and well-known specialty finance companies in the industry. As a Tax Manager, you will be responsible for the following job duties, which are centered around two core concepts: your technical & quality expertise and delivering excellent client service. Responsibilities : Provide detail review and analysis of complex Federal partnership (Private Equity PortCo / Operating Partnership – Go System). Work on multiple complex issues while communicating in a non-technical matter to facilitate communication between the client and the service team, all while managing risk for both the client and the firm Interact directly with clients handling questions, planning, concerns, etc. Develop, motivate, and train staff level and intern team members Performing, documenting, and summarizing research and conclusions regarding specific tax issues Remain up to date on current tax practices and changes in tax law Basic Qualifications : Master's degree in accounting or related field. 7+ years of experience in business taxation working for a Big 4 or a large national, regional or local accounting firm; or equivalent in industry or with a law firm. Prior tax compliance & consulting experience serving Asset Management clients. Working knowledge of tax code and technical aspects of tax preparation and compliance. Ability to work closely with clients to answer questions or to collect necessary information for tax service requirements. Active CPA, EA, CA, mandatory. Preferred Qualifications : Masters of Accounting, Masters of Taxation or MBA Proven track record managing client engagements from start-to-end At RSM, we offer a competitive benefits and compensation package for all our people. We offer flexibility in your schedule, empowering you to balance life’s demands, while also maintaining your ability to serve clients. Learn more about our total rewards at https://rsmus.com/careers/india.html . RSM does not tolerate discrimination and/or harassment based on race; colour; creed; sincerely held religious beliefs, practices or observances; sex (including pregnancy or disabilities related to nursing); gender (including gender identity and/or gender expression); sexual orientation; HIV Status; national origin; ancestry; familial or marital status; age; physical or mental disability; citizenship; political affiliation; medical condition (including family and medical leave); domestic violence victim status; past, current or prospective service in the Indian Armed Forces; Indian Armed Forces Veterans, and Indian Armed Forces Personnel status ; pre-disposing genetic characteristics or any other characteristic protected under applicable provincial employment legislation. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process and/or employment/partnership. RSM is committed to providing equal opportunity and reasonable accommodation for people with disabilities. If you require a reasonable accommodation to complete an application, interview, or otherwise participate in the recruiting process, please send us an email at careers@rsmus.com .

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2.0 years

2 - 5 Lacs

Gurgaon

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We are the leading provider of professional services to the middle market globally, our purpose is to instill confidence in a world of change, empowering our clients and people to realize their full potential. Our exceptional people are the key to our unrivaled, inclusive culture and talent experience and our ability to be compelling to our clients. You’ll find an environment that inspires and empowers you to thrive both personally and professionally. There’s no one like you and that’s why there’s nowhere like RSM. Position Summary : RSM’s Financial Services practice serves a range of clients in the specialty finance space. On this team, you’ll work with clients in the Specialty Finance industry which includes finance companies in the non-bank lending space, most common are FinTech, installment lenders, auto lenders, merchant cash advance companies, debt buyers, financial technologies/marketplace lenders, buy- here pay-here companies, lease-to-own companies. Our team focuses on tax compliance and tax consulting for some of the most complex and well-known specialty finance companies in the industry. As a Tax Supervisor, you will be responsible for the following job duties, which are centered around two core concepts: your technical & quality expertise and delivering excellent client service. Responsibilities : Provide detail review and analysis of complex Federal partnership ( Private Equity PortCo / Operating Partnership – Go System). Work on multiple complex issues while communicating in a non-technical matter to facilitate communication between the client and the service team, all while managing risk for both the client and the firm Interact directly with clients handling questions, planning, concerns, etc. Develop, motivate, and train staff level and intern team members Performing, documenting, and summarizing research and conclusions regarding specific tax issues Remain up-to-date on current tax practices and changes in tax law Basic Qualifications : Bachelor’s Degree in Accounting or related field. 2+ years of experience in business taxation working for a Big 4 or a large national, regional or local accounting firm; or equivalent in industry or with a law firm Must be eligible to sit for the CPA exam, EA. Prior tax compliance & consulting experience serving Asset Management clients Working knowledge of tax code and technical aspects of tax preparation and compliance Ability to work closely with clients to answer questions or to collect necessary information for tax service requirements Preferred Qualifications : Masters of Accounting, Masters of Taxation or MBA Active CPA, EA Proven track record managing client engagements from start-to-end At RSM, we offer a competitive benefits and compensation package for all our people. We offer flexibility in your schedule, empowering you to balance life’s demands, while also maintaining your ability to serve clients. Learn more about our total rewards at https://rsmus.com/careers/india.html . RSM does not tolerate discrimination and/or harassment based on race; colour; creed; sincerely held religious beliefs, practices or observances; sex (including pregnancy or disabilities related to nursing); gender (including gender identity and/or gender expression); sexual orientation; HIV Status; national origin; ancestry; familial or marital status; age; physical or mental disability; citizenship; political affiliation; medical condition (including family and medical leave); domestic violence victim status; past, current or prospective service in the Indian Armed Forces; Indian Armed Forces Veterans, and Indian Armed Forces Personnel status ; pre-disposing genetic characteristics or any other characteristic protected under applicable provincial employment legislation. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process and/or employment/partnership. RSM is committed to providing equal opportunity and reasonable accommodation for people with disabilities. If you require a reasonable accommodation to complete an application, interview, or otherwise participate in the recruiting process, please send us an email at careers@rsmus.com .

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5.0 years

0 Lacs

Gurgaon

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About Paytm About Us : Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm's mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology Paytm Travel is one of the fastest-growing business verticals within the ecosystem, offering a wide range of travel services including flights, trains, buses, hotels, and more. With a strong user base and a high-intent travel audience, Paytm Travel is uniquely positioned to deliver high-impact advertising opportunities to brands Job Overview As an Ad Sales Manager for Paytm Travel, you will be responsible for driving advertising revenue by offering digital ad solutions (e.g., sponsored listings, native integrations, display ads, and co-branded travel deals) to a variety of partners including airlines, hotels, OTAs, tourism boards, and lifestyle brands. This is a quota-carrying role that demands a consultative sales approach, strong market understanding, and ability to build high-value, long-term partnerships. Revenue Growth & Target Achievement Meet and exceed monthly/quarterly ad revenue targets through customized advertising solutions. Develop seasonal and geo-targeted media packages tailored to advertisers’ goals (e.g., reach, awareness, conversions). Client Acquisition & Account Management Identify new advertisers from the travel, hospitality, retail, and fintech sectors. Build and manage strong relationships with key decision-makers, focusing on repeat business and upselling. Drive campaign performance through ROI-led pitch strategies, reporting, and optimizations. Market Strategy & Internal Collaboration Stay ahead of industry trends and competitor offerings to refine and differentiate Paytm Travel’s ad sales strategy. Work closely with Product, Marketing, and Analytics teams to co-create ad products, improve targeting capabilities, and enable closed-loop measurement. Reporting & Performance Analytics Track key performance metrics such as CTRs, impressions, conversion rates, and retention. Deliver actionable campaign insights and post-sales reports to clients. Qualifications & Skills Experience: 5+ years of experience in digital ad sales, media partnerships, or B2B enterprise sales. Preferred exposure to the travel, fintech, or e-commerce domains. Strong track record of meeting or exceeding sales quotas in performance-based environments Skills & Tools: Excellent negotiation, storytelling, and presentation skills. Strong analytical mindset to interpret campaign data and optimize performance. Education: MBA in Marketing, Media, or related fields preferred. Bachelor’s degree required. Why Join Us: 1. A collaborative output driven program that brings cohesiveness across businesses through technology 2. Improve the average revenue per use by increasing the cross-sell opportunities 3. A solid 360 feedback from your peer teams on your support of their goals 4. Respect, that is earned, not demanded from your peers and manager Compensation : If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

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3.0 years

0 - 0 Lacs

Gurgaon

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**** Immediate Joiners are required**** Job Title: Customer Support Executive – Tamil & Telugu Speaker | FinTech/Insurance Sector Location: Golf Course Extension Road, Sector 66, Gurugram Experience: 3–5 Years Salary: ₹25,000 – ₹40,000 per month Job Type: Full-Time Industry: FinTech | Finance | Insurance Working Days: All Sundays off + 2nd and 4th Saturdays off Join Date: Immediate Joiners Preferred Company Overview: Company is a leading FinTech platform offering easy access to financial products such as personal loans, credit cards, insurance, and investment plans. The company bridges the gap between financial institutions and end users by simplifying the lending and insurance processes digitally. Job Description: We are seeking a Customer Support Executive proficient in both Tamil and Telugu to handle customer queries across our digital lending and insurance platforms. The ideal candidate will be the primary point of contact for South Indian clients and will ensure high-quality assistance and satisfaction. Key Responsibilities: Handle inbound/outbound calls and chats in Both Tamil and Telugu Language. Assist customers with loan applications, insurance policies, and general queries. Coordinate with internal departments to resolve customer issues. Maintain accurate records in CRM and support systems. Provide feedback on recurring issues and customer experience improvements. Required Skills & Qualifications: Graduate in any discipline. 3–5 years of customer support experience (preferably in finance or insurance). Fluent in Tamil, Telugu, Hindi, and English. Good communication, patience, and problem-solving skills. Basic computer knowledge and CRM experience. How to Apply: Send your resume to: madhur@adrianaa.com OR WhatsApp your profile to: +91 8010768617 Job Type: Full-time Pay: ₹25,000.00 - ₹40,000.00 per month Benefits: Health insurance Provident Fund Schedule: Day shift Application Question(s): Have you worked in Fintech or Insurance Industry company? How much you rate yourself in 0/10 in English communication skills? Are you a Immediate Joiner? What is your In Hand Salary per month? Do you know Tamil and Telegu both language? How many years of experience do you have as a Customer Support Executive – Tamil & Telugu from Fintech Industry? Experience: Customer Support Executive: 1 year (Required) Location: Gurugram, Haryana (Required) Work Location: In person

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0 years

0 - 0 Lacs

Gurgaon

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Job Profile - BDM (Unsecured loans-DST Vertical) BDM has to go on field to bring new business for the organisation. 1 Search leads from various platforms & close it as success full lead 2 Develop and execute a business plan to achieve sales targets and expand the customer base. 3 Identify new opportunities for business growth and build relationships with potential clients. 4 Manage and nurture existing client relationships, ensuring customer satisfaction. 5 Achieve business targets and maintain high standards of customer service. 6 Monitor and analyse market trends and competitors' activities to identify potential business opportunities and develop strategies to stay ahead in the market. 8 Collaborate with internal teams such as product, marketing, and operations to develop and implement effective sales strategies and promotional campaigns. 9 Provide regular reports on sales performance, market trends, and customer feedback to senior management. Qualifications : - Bachelor's degree in Business Administration, Finance, or a related field (MBA preferred). - Strong understanding of unsecured business loans, financial products, and lending procedures. - Demonstrated ability to lead and motivate a sales team to achieve targets. - Ability to build and maintain relationships with clients and referral partners. - Proficient in using CRM software and other sales tools. - Results-oriented with a track record of meeting or exceeding sales targets. Locations- Gurgaon Note- BDM must report to office in Netaji Subhash Place once a week. Maxemo Capital Services Pvt. Ltd., is a Delhi-based NBFC-ND Company that aims to provide customized financial assistance solutions using technology and efficiency in operations. Since inception, our main area of focus has been on customized MSME loans and working capital financing for targeted industries and markets. Job Type: Full-time Pay: ₹35,000.00 - ₹50,000.00 per month Schedule: Day shift Application Question(s): Can you do direct sourcing of unsecured business loans? How soon can you join? What is the ticket size of business loan handled by you? Work Location: In person

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3.0 years

0 - 0 Lacs

Gurgaon

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**** Immediate Joiners are required**** Note: Candidate should have Experience from FinTech / Finance Industry Job Title: Customer Support Executive - Tamil & Telegu Known Location: Golf Course Extension Road, Sector 66, Gurugram Experience: 3–5 Years Salary: ₹25,000 – ₹40,000 per month Job Type: Full-Time Industry: FinTech | Finance | Insurance Working Days: All Sundays off + 2nd and 4th Saturdays off Note: Immediate Joiners Preferred Company Overview: Company is a leading FinTech platform offering easy access to financial products such as personal loans, credit cards, insurance, and investment plans. The company bridges the gap between financial institutions and end users by simplifying the lending and insurance processes digitally. Job Description: We are seeking a Customer Support Executive proficient in both Tamil and Telugu to handle customer queries across our digital lending and insurance platforms. The ideal candidate will be the primary point of contact for South Indian clients and will ensure high-quality assistance and satisfaction. Key Responsibilities: Handle inbound/outbound calls and chats in Both Tamil and Telugu Language. Assist customers with loan applications, insurance policies, and general queries. Coordinate with internal departments to resolve customer issues. Maintain accurate records in CRM and support systems. Provide feedback on recurring issues and customer experience improvements. Required Skills & Qualifications: Graduate in any discipline. 3–5 years of customer support experience (preferably in finance or insurance). Fluent in Tamil, Telugu, Hindi, and English. Good communication, patience, and problem-solving skills. Basic computer knowledge and CRM experience. How to Apply: Send your resume to: madhur@adrianaa.com OR WhatsApp your profile to: +91 8010768617 Job Type: Full-time Pay: ₹25,000.00 - ₹40,000.00 per month Benefits: Health insurance Provident Fund Schedule: Day shift Application Question(s): Have you worked in Fintech or Insurance Industry company? How much you rate yourself in 0/10 in English communication skills? Are you a Immediate Joiner? What is your In Hand Salary per month? Which south Indian language you are very well known Tamil, Telegu, Malayalam and Kannada ? Do you know both language Tamil or Telegu? Experience: Customer Support Executive: 1 year (Required) Location: Gurugram, Haryana (Required) Work Location: In person

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Exploring Lending Jobs in India

India's lending job market is thriving with opportunities for individuals looking to build a career in the financial sector. With the growth of various lending institutions and the increasing demand for financial services, there is a high demand for skilled professionals in the lending industry.

Top Hiring Locations in India

  1. Mumbai
  2. Bangalore
  3. Delhi
  4. Chennai
  5. Hyderabad

These major cities in India are actively hiring for lending roles, offering a wide range of opportunities for job seekers in the financial sector.

Average Salary Range

The average salary range for lending professionals in India varies based on experience and expertise. Entry-level positions in lending typically start at around INR 3-5 lakh per annum, while experienced professionals can earn upwards of INR 15-20 lakh per annum.

Career Path

A career in lending typically progresses from roles such as Loan Officer or Credit Analyst to Senior Loan Officer, Relationship Manager, and eventually to positions like Branch Manager or Regional Head. With experience and expertise, lending professionals can advance to leadership roles within lending institutions.

Related Skills

In addition to expertise in lending practices, professionals in this field are often expected to have strong analytical skills, financial acumen, attention to detail, and excellent communication skills. Knowledge of regulatory requirements and risk management is also beneficial for individuals pursuing a career in lending.

Interview Questions

  • What is the difference between secured and unsecured loans? (basic)
  • How do you assess a borrower's creditworthiness? (medium)
  • Can you explain the concept of debt-to-income ratio? (basic)
  • What is the role of collateral in lending? (medium)
  • How do you handle loan delinquencies? (medium)
  • What are the key factors to consider when evaluating a loan application? (advanced)
  • How do you stay updated on changing lending regulations? (basic)
  • Can you walk us through the loan underwriting process? (medium)
  • How do you handle customer objections during the loan approval process? (medium)
  • What strategies would you implement to reduce loan defaults? (advanced)
  • How do you assess market risk in lending? (advanced)
  • Can you explain the concept of loan-to-value ratio? (basic)
  • How do you prioritize loan applications when managing a high volume of requests? (medium)
  • What are the key components of a loan agreement? (medium)
  • How do you ensure compliance with lending regulations in your day-to-day work? (medium)
  • Can you describe a challenging lending scenario you faced and how you resolved it? (advanced)
  • How do you build and maintain relationships with borrowers? (basic)
  • What software tools do you use for loan management and analysis? (basic)
  • How do you handle confidential customer information in your role? (basic)
  • Can you explain the impact of interest rates on lending operations? (medium)
  • How do you assess the financial health of a business applying for a loan? (medium)
  • What steps do you take to verify the information provided by loan applicants? (basic)
  • How do you handle disputes between borrowers and lenders? (medium)
  • Can you discuss a recent change in lending regulations and its impact on your work? (advanced)

Closing Remark

As you prepare for interviews in the lending industry, remember to showcase your expertise in lending practices, analytical skills, and regulatory knowledge. With the right skills and preparation, you can confidently apply for lending roles in India and advance your career in the financial sector. Good luck!

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