Basic Details: Fill the required information about business, unit, location, position, reports to position and date of updation of JD Business Financial Services Unit Aditya Birla Finance Limited Location Poornata Position Number of the job Reports to: Poornata Position Number Poornata Position Title of the job (30 characters max) Area Sales Head Reports to: Poornata Position Title Regional Sales Head/Cluster Sales Head Function Sales Reports to: Function Sales Department Retail LAP - Tier 1 DSA Channel Reports to: Department SME Designation of the Employee Area Sales Head Designation of the Manager Regional Sales Head/Cluster Sales Head Date of writing/updation of JD 20th Nov 2023 1) Job Purpose: Write the purpose for which the job exists (in 2-3 lines) (Max 1325 Characters) To set business objectives for area in line with the Retail LAP Tier 1 business unit objectives of book size, profitability, MIS & portfolio management, team building etc.; to devise business strategies for Area wise achievement of business objectives and to execute the SME business’ distribution strategy by managing Retail DSA Channel Partners. To ensure the end-to-end management of SME transactions with superior product delivery and to monitor the credit quality of new acquisitions 2) Dimensions: Mention quantitative or qualitative parameters that are relevant for the job and provide a better understanding of the scope and scale of the job Retail LAP - Tier I Parameters Measurement Unit Last Year Current Year (LE) Next Year (Proj) FY 22-23 FY 23-24 FY 24-25 Closing Book Amt In Cr 6,048 7,800 10,700 No. of Customers (Lan) Count 5,300 6,500 9,000 Disbursement Amt In Cr 3,525 4,000 4,500 Locations/Branches Count 40 55 70 Revenue-(NII + Fee Income ) Amt In Cr 272 327 375.0 PBT Amt In Cr 191.6 226.0 255.0 PAT Amt In Cr 143 168 189 CIR % 33.4% 31% 31% ROA % 2.72% 2.55% 2.50% ROE % 18.15% 19.50% 19.00% Insurance –Xsell Net Amt In Cr 15.0 20.0 27.5 Quality/GNPA % 183 165 150 Bounce % % 16.0% 13% 11% Sales + Collection + Support (Head Count) Count 160 225 275 DSA’s & Vendor Count 1,750 2,250 2,500 3) Job Context & Major Challenges: Write the specific aspects of the job that provide a challenge (internal and external) to the jobholder in the context of the Business/Unit/Function/Department/Section ((Max 3975 Characters) Aditya Birla Finance Limited ("ABFL"), a lending subsidiary of Aditya Birla Capital Limited is among the leading well-diversified non-banking financial services company in India. ABFL offers customized solutions in areas of personal finance, SME finance, SME finance, corporate finance, wealth management, debt capital markets and loan syndication. ABFL is registered with RBI as a systemically important non-deposit accepting non-banking finance company (“NBFC”) and is amongst the top five largest private diversified NBFCs in India based on AUM. For the FY ended 31st March 2023, ABFL has a book size of Rs. 66,923 Crores, net PAT of Rs 1287 Crores and net worth of 7,784 crores. The Net Interest Margin expanded by 53 bps y-o-y to 7.35% and ROA at 2.47%. ABFL’s long-term credit rating of AAA (Stable) has been reaffirmed by ICRA in February 2023. ABFL also has a long-term credit rating of AAA (Stable) by India Ratings, Perpetual debt credit rating of AA+ (Stable) by ICRA and AA+ (Stable) by India Ratings (Stable) and short-term credit rating of A1+ by ICRA & India Ratings. SME caters to the varied needs of a diverse set of customers across retail, HNI, ultra HNI, Micro, Small & Medium enterprises. It encompasses a wide variety of financing solutions for clients, ranging Loan against property, to more complex Lease Rental discounting, Commercial Purchase and Construction Finance lending. Financing solutions are provided to Self-Employed [professionals/ non-professionals] against a wide array of lending programs, each of which aims to estimate the client’s repayment capability accurately before the company to take an exposure. The lending program requires assessing clients on various dimensions, including income, repayment behavior, stability of income/ residence, profile, collateral [valuation, marketability], ownership structure of business and the property and many others. Loan approvals entail a good mix of profile checks, balance sheet lending and collateral assessment. An in-depth understanding of the customer’s business model, Cash flows, customers & suppliers, success factors and dependencies needs to be considered given these are long term exposures [ranging upto 15 years]. The financials are assessed to understand the repayment capability in the near and long term. Collateral assessment is another complex part of the underwriting process involving checking the structural stability, marketability, valuation, regulatory / local body compliance and legal veracity – all to ensure the property can be liquidated to repay the loan if required in case of customer default. Lending is often structured to meet the client needs by deriving comfort through the hard collateral [can be a ready or under-construction property / project] and cash flows [in form of rentals, or project cash-flows – both against sold/ unsold receivables]. For the FY ended 31st March 2023, SME is significant contributor to ABFL’s Portfolio ( 35% of ABFL Book Size ) with a closing book of 23,133 crs SME has been delivering all-time high PBT of almost 563.3 crs and has posted 3.04% of ROA for FY23 SME has moved into segmented strategy model with further focus on client types considering their different complexities and expectations In Retail LAP – Tier 1 Business, robust & tiered distribution network has been put in place to expand retail footprint of SME Business to More than 75 locations across pan India with key intent to add to the Topline numbers and create a sizeable and profitable at the same time quality Portfolio. To bring in more focus on distribution and channel engagement we propose the following structure wherein Tier 1 is divided into 2 verticals: 1. Alternate Channel Business which will source from Corporate channels and 2. Retail Channel which will source from Non-Corporate channels For the FY ended 31st March 2023, Tier I has been significant contributor to SME Portfolio ( 26% of SME Book Size ) with a closing book of 6,048 crs Tier I had also delivering all-time high PBT of almost 192 crs and has posted 2.7% of ROA for FY23. Being one of the most preferred asset classes in the lending business today, this business continues to present challenge of competing with all FI’s / Banks in a highly price sensitive target segment. Key Challenges: Retail LAP – Tier I as a business faces a lot of competition from Banks, other NBFCs and Fintechs which has been intense, dynamic and ever changing considering the entry of new players in the market. Managing factors like technological advancements, changing regulations, and evolving consumer behavior Strongly imbibe the ethical way of business & drive Aditya Birla Group’s Vision & values to each and every one in the team. Develop robust processes across Credit, operations, Collections & legal. Manage profit & loss, manage portfolio, customer, customer portfolio, customer life-cycle to maintain a clean Book growth and hygiene. Spearhead & launch many campaigns to drive the business in respect to Distribution, support functions & keep the spirit & morale high for the team while imbibing the ethical way of business & drive Aditya Birla Group’s Vision & values to each and every one in the team. Manage and Monitor employee productivity and foster employee development To ensure manpower is in place to execute the desired business plan. Setting up robust, comprehensive and scalable Governance frameworks for identifying and managing risk. 4) Key Result Areas: Write the key results expected from the job and the supporting actions for each of these key result areas (For a majority of jobs typically there could be 4- 7 key result areas)- Maximum 10 KRAs can be updated Key Result Areas (Max 1325 Characters) Supporting Actions (Max 1325 Characters) Deliver Sales growth at the location and expand the customer base Identify business growth opportunities across the location, build direct/Retail DSAs channel/ new client acquisition strategies and tap growth opportunities to achieve area targets Augment the business volumes of SME lending in the location, manage client databases and tap them through Relationship Managers. Drive relationships with key clients, faster TAT and cross selling initiatives in order to increase the client base of the Area. Monitor lead generation & RM sales productivity metrics to drive a high-performance sales culture across the areas. Analyze product positioning and competition across the locations and develop the distribution network Scan the location market and its competitive offerings on a periodic basis, report on emerging trends and business opportunities for the SME segment to the head office Engage with retail DSA channel partners and develop a touch point management system for faster customer connectivity Conduct engagement programs and sales trainings to develop channel partners Monitor SLAs, sales efficiencies and RoIe of channels Effectively deploy schemes and prioritize sales of high revenue products and structures Drive high levels of customer satisfaction across the location through relationship managers Monitor client servicing metrics, develop relationship marketing programs and motivate RMs and channel partners to display highest levels of client servicing standards Encourage the implementation of improved processes and best practices in order to enhance operational productivity Engage with key customers on a periodic to build stronger relationships, thereby contributing to faster growth Monitor customer issues and complaints and drive necessary action to address the same Analyze and communicate information for better risk management and operational effectiveness to the management team Support the risk and review process by supervising the preparation of loan proposals and documentations to ensure controlled operations for the locations Liaise with the customers and the Risk team to provide regular information required for monitoring the creditworthiness of the proposals Prepare periodic MIS reports for profits, NPAs, new clients & report on a periodic manner to Cluster Area/Regional Heads. Team Management & Development Guide and develop RMs to facilitate better customer acquisition, retention and support, and helping them to achieve superior performance standards Nominate teams for product, behavioral and negotiation trainings and work for self development initiatives 5) Job Purpose of Direct Reports: Describe the job purpose of the direct report/s to the job (in 2-3 lines for each report) Relationship Manager - To effectively contribute towards building the SME line of business and loan book by marketing/ selling all products (LAP/LRD) and solutions to potential and existing customers at targeted yields and fee through a strong distribution network, identified and empaneled able retail DSA Channel partners through knowledge sharing and capability building. Leverage an understanding of local markets and preferences and facilitate structuring of loans in accordance, while ensuring all necessary due diligence is conducted to prevent fraudulent loans and ensure all sales processes are carried out in keeping with internal and regulatory guidelines. 6) Relationships: Describe the nature and purpose of most important contacts or relationship (except superior/team members) with individuals, departments, organizations inside and outside of the organization, that job is required to interact with in order to deliver the job objectives Relationship Type (Max 80 Characters) Frequency Nature (Max 1325 Characters) Internal Cluster Head Relationship Managers HO HR dept Risk dept Operations dept Weekly Daily Weekly Need based Fortnightly Weekly Region business MIS, review on new market development Reviewing new leads generated & new clients developed MIS Region recruitments, performance reviews Providing market intelligence, MIS on deviations in client accounts Client servicing issues External Existing and Prospective clients Retail DSA Channel partners Daily Daily/ weekly CRM & understanding the need of new products Product and business development initiatives 7) Organizational Relationships: Provide the structure for a level above and below the position for which this job description is written. Use position titles in the structured and indicate all the reports of the position. SIGN OFF: Provide the name of the Manager and the jobholder. Signature needed for the hard copy of the JD. Hard copy to be maintained in the organizational record. Job Holder Reports to – Manager Name Signature (needed for the hard copy) Minimum Experience Level 5 - 15 years Job Qualifications Under Graduate

RB - Affluent Business: Investment specialist INTERNAL USAGE: No. of Vacancies: 1 Reports to: RIC Is a Team leader? N Team Size: - NA Grade: SM/AVP/VP Business: Retail Banking Department: Affluent Business Sub-Department: Location: About Affluent Business Affluent Business caters to a segment of customers who are High Net Worth Individuals with a range of customizable offerings in wealth management, personal banking and business & lending solutions. It gives highly personalized services with an expertise driven approach of an investment house with great stability and immaculate execution. Affluent Business offers a gamut of different product offerings tailor-made to its customers with seamless touch-points About the Role Investments Specialist manages the sales team of Affluent resources for each circle. This team will comprise of resources, whose focus will be to ensure delivery of the Investments for the Affluent segment across their circles, drive growth in AUMs, drive portfolio actions, ensure implementation and regular review of all control parameters, monitor trends on sales across their circles, manage large and critical key client relationships along with the Affluent team. They also focusses on NOA to ensure regular and quality increase in their segment of Affluent clients and ensures upskilling for the entire Affluent team in their circles. Key Responsibilities Asset Allocation Assist in the investment portfolio asset allocation of customers. Allocation between different asset classes & subclasses. Decisions on products with the asset / sub-asset class. Meeting / interaction with the respective RM and the client Portfolio Monitoring / Review Monitor specific portfolios (HNWIs / Corporates) Reallocate these portfolios as and when requirement for risk management or sales opportunity comes up. Economics & Product Expertise Coach RM teams on latest products and research available Conduct the market update calls for the RMs on a regular basis This will require being completely updated on the latest market trends (macro, sectoral, domestic, global); is not required to do his own research and only takes the view of the internal research experts. Investment Product Research Source / Evaluate (due diligence) investment products for distributing to the HNW client base of the bank Client calls (along with the RM) to educate, provide details and source investments in these products Regular interaction with the product providers for product updates, market feedback, etc. and internally communicate the same Qualifications Optimal qualification for success on the job is: Graduation/Post-Graduation from a recognized institute one or more of the following: MBA, CA, CFA, CFP Overall experience of up to 7 years in financial markets including debt, equity, mutual fund AMCs, etc. or in asset allocation and investment management of HNI customers Role Proficiencies: For successful execution of the job, a candidate should possess the following: Knowledge on financial markets including debt, equity, mutual fund AMCs, etc. or in asset allocation and investment management of HNI customers. Good understanding of the various investment products including mutual funds, bonds, money market instruments, equity, alternate products, etc Understanding of quantitative asset allocation methodologies. Ability to develop view on risk associated with different product investments. Capability to satisfactorily engage with the client to analyze risk appetite and investment goals. Ability to work with experienced team. Ability to understand, synthesize and communicate insights from central Investment advisory / research team to RMs.

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. About Yubi Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfillment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In March 2022, we became India's fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place. All of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. Yubi Credit Marketplace - With the largest selection of lenders on one platform, our credit marketplace helps enterprises partner with lenders of their choice for any and all capital requirements. Yubi Invest - Fixed income securities platform for wealth managers & financial advisors to channel client investments in fixed income Financial Services Platform - Designed for financial institutions to manage co-lending partnerships & asset based securitization Spocto - Debt recovery & risk mitigation platform Corpository - Dedicated SaaS solutions platform powered by Decision-grade data, Analytics, Pattern Identifications, Early Warning Signals and Predictions to Lenders, Investors and Business Enterprises So far, we have on-boarded over 17000+ enterprises, 6200+ investors & lenders and have facilitated debt volumes of over INR 1,40,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionizing the segment. At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 1000+ like-minded individuals today, who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story. Job Summary: We are looking for a highly skilled Data Scientist (LLM) to join our AI and Machine Learning team. The ideal candidate will have a strong foundation in Machine Learning (ML), Deep Learning (DL), and Large Language Models (LLMs) , along with hands-on experience in building and deploying conversational AI/chatbots . The role requires expertise in LLM agent development frameworks such as LangChain, LlamaIndex, AutoGen, and LangGraph . You will work closely with cross-functional teams to drive the development and enhancement of AI-powered applications. Key Responsibilities: Develop, fine-tune, and deploy Large Language Models (LLMs) for various applications, including chatbots, virtual assistants, and enterprise AI solutions. Build and optimize conversational AI solutions with at least 1 year of experience in chatbot development. Implement and experiment with LLM agent development frameworks such as LangChain, LlamaIndex, AutoGen, and LangGraph . Design and develop ML/DL-based models to enhance natural language understanding capabilities. Work on retrieval-augmented generation (RAG) and vector databases (e.g., FAISS, Pinecone, Weaviate, ChromaDB) to enhance LLM-based applications. Optimize and fine-tune transformer-based models such as GPT, LLaMA, Falcon, Mistral, Claude, etc. for domain-specific tasks. Develop and implement prompt engineering techniques and fine-tuning strategies to improve LLM performance. Work on AI agents, multi-agent systems, and tool-use optimization for real-world business applications. Develop APIs and pipelines to integrate LLMs into enterprise applications. Research and stay up to date with the latest advancements in LLM architectures, frameworks, and AI trends . Requirements Required Skills & Qualifications: 3-5 years of experience in Machine Learning (ML), Deep Learning (DL), and NLP-based model development. Hands-on experience in developing and deploying conversational AI/chatbots is Plus Strong proficiency in Python and experience with ML/DL frameworks such as TensorFlow, PyTorch, Hugging Face Transformers . Experience with LLM agent development frameworks like LangChain, LlamaIndex, AutoGen, LangGraph . Knowledge of vector databases (e.g., FAISS, Pinecone, Weaviate, ChromaDB) and embedding models . Understanding of Prompt Engineering and Fine-tuning LLMs . Familiarity with cloud services (AWS, GCP, Azure) for deploying LLMs at scale. Experience in working with APIs, Docker, FastAPI for model deployment. Strong analytical and problem-solving skills. Ability to work independently and collaboratively in a fast-paced environment. Good to Have: Experience with Multi-modal AI models (text-to-image, text-to-video, speech synthesis, etc.) . Knowledge of Knowledge Graphs and Symbolic AI . Understanding of MLOps and LLMOps for deploying scalable AI solutions. Experience in automated evaluation of LLMs and bias mitigation techniques . Research experience or published work in LLMs, NLP, or Generative AI is a plus. Why Join Us? Opportunity to work on cutting-edge LLM and Generative AI projects . Collaborative and innovative work environment. Competitive salary and benefits. Career growth opportunities in AI and ML research and development. Show more Show less

Job Responsibilities: Should have experience in Mortgage Loan, Loan against property Generating business from DSAs. Monitoring pre and post disbursal documents / formalities. Monitoring & resolving Infant delinquent cases Building relationship with current and prospective Customers Providing off roll incentive inputs for timely processing Meeting HNI customers for Business Loans Generating corporate leads and closing them Achieve the branch/location target through the team which includes branch sales target, ALR ,controlling PDD/delinquency Job Requirements: Comfortable with using MS Word and MS Excel Good Communication and interpersonal skills Demonstrable team management skills Ability to collaborate, delegate and motivate Educational Qualifications: Should be graduate and above Work Experience: Minimum work experience of 3 years Exposure in similar industry would be preferable Exposure to secured lending asset products viz. Home Finance/Personal Loan/Educational Loan etc can be considered

Hello, We are hiring for, Title - Credit Officer Location: Naranpura, Ahmedabad. Job Timing : Night Shift (7pm - 4am) Salary offered: 20000- 40000 / month Skills Required: Must have fluency in English language (verbal - written) Logical and analytical skill should be strong. Good with numbers as in mathematics. Must have knowledge of MS office. Phone and email etiquettes required. Ready to work in Night Shift. Responsibility: valuating Loan Applications: Reviewing loan requests, assessing applicants' financial status, and evaluating creditworthiness and risks. Risk Management: Analyzing risks and approving or rejecting loan requests based on their analysis. Compliance: Ensuring adherence to lending policies and regulations, including fair lending practices. Documentation and Record Keeping: Maintaining records of loan applications and monitoring payments. Client Interaction: Contacting clients to gather financial data, documentation, and answer questions. Financial Analysis: Performing financial calculations like credit scores and interest rates, and preparing loan applications. Loan Management: Monitoring the progress of existing loans, following up with clients for loan renewals, and managing loan disbursements and collections. Process Improvement: Seeking ways to streamline credit processes and adopt new technologies for credit assessment. About Us: We are an outsourcing service provider, currently hiring for servicing the requirements of our Canadian client. Our client is in the business of offering lending solutions to commercial and residential borrowers. They specialize in residential mortgages, commercial loans, project financing, lines of credit to name a few and work with major banks, credit unions and trust companies in Canada. Job Types: Full-time, Permanent, Fresher Pay: ₹20,000.00 - ₹40,000.00 per month Schedule: Night shift US shift Supplemental Pay: Commission pay Performance bonus Work Location: In person

About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm's mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology Expectations/ Requirements: Ideating / executing initiatives for Personal Loans disbursals and servicing on the Paytm App Lender management / engagement for Product / Policy / Program construct / Commercials / Compliance etc. Drive journey solutioning Integration with the Lender and Paytm Product teams Drive customer acquisition / retention / topups / renewal for Personal Loans digitally on the Paytm App End to end funnel management Work closely with Product to drive funnel conversions, monitor drop offs and to suggest data backed features that can enrich user experience Expertise in decoding user behaviour and defining journeys based on that to upscale digital penetration of the business Plan with Internal and external ecosystems stakeholders for minimum downtimes Leverage the capabilities of the digital marketing team, act as an influencer and a bridge between partners and Paytm Competitor assessments and keep close tabs on industry trends to ensure own product upgrades in sync with the latest happenings in the marketplace Skills Required Experience in the Lending Space / NBFC / Banking Sector in retail / digital Digital Lending background Excellent expertise in quantitative and qualitative data analysis Should have an interest in Digital Lending trends and best practices and abreast with time Self-reliant, problem solver, result oriented individual. Why join us: A collaborative output driven program that brings cohesiveness across businesses through technology. l Improve the average revenue per use by increasing the cross-sell opportunities. l A solid 360 feedbacks from your peer teams on your support of their goals. l Respect, that is earned, not demanded from your peers and manager. Compensation: If you are the right fit, we believe in creating wealth for you with enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

About Us : Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the Role : Business analyst focuses on data, statistical analysis and reporting to help investigate and analyze business performance, provide insights, and drive recommendations to improve performance. Expectations/ Requirements: Process Improvement: Identify, design, and implement operational processes and systems across departments to enhance efficiency and effectiveness.Ensure that these processes are scalable, efficient, and align with business goals. Cross-functional Collaboration: Collaborate with department heads (e.g., sales, marketing, finance, product, etc.) to ensure various business requirements. Data Analysis & Reporting: Analyze business performance data to identify trends, challenges, and opportunities. Prepare regular reports and provide actionable insights to senior leadership. Device Planning & Allocation: Ensure the effective planning & optimal allocation to meet business demands and company objectives. Efficiency: Monitor day-to-day business operations to identify bottlenecks, inefficiencies, and risks, and implement solutions to improve workflow and productivity. Budget Management: Manage the device budget, ensuring that spending aligns with organizational goals and strategic priorities. Risk Management: Identify and mitigate operational risks by developing and implementing appropriate contingency plans. Vendor & Supplier Management: Manage relationships with key vendors and service providers, ensuring that service levels are met, and contracts are negotiated effectively. Continuous Improvement: Foster a culture of continuous improvement by identifying new tools, technologies, and methodologies to improve operations. Key Skills Required: Experience with SQL or other data analysis tools. Proficiency in business analysis tools (e.g., Microsoft Visio, Lucidchart) and Microsoft Office Suite (Word, Excel, PowerPoint). Strong documentation skills, with the ability to create clear and detailed business requirements, process flows, and reports. Experience with data visualization and reporting tools (e.g., Tableau, Google Data Studio). Education : Applicants must have an engineering academic background with specialization in data science . Why join us : We aim at bringing half a billion Indians into the mainstream economy, and everyone working here is striving to achieve that goal. Our success is rooted in our people’s collective energy and unwavering focus on the customers, and that’s how it will always be. We are the largest merchant acquirer in India. Compensation : If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It is your opportunity to be a part of the story!

About us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the team: QR & Soundbox is one of Paytm‘s business tools to help merchants grow and manage their business through simplicity and data driven technology. About the role: The person should be capable of increasing the sale of QR & Soundbox through proper channels to the merchants across multiple locations. Expectations/ Requirements : 1. Grow Distribution and Market share in the assigned area of operations. 2. Visibility Accountability through Extensive QR & Sound box deployment and sale of the product. 3. Identify and Recruit the sales team to align and drive business in the market. 4. Skilled in coaching and mentoring, a quick learner who grasps and puts into application new learned ideas and concepts. 5. Plan the market size, span and geographies for FSE. 6. Should be able to devise the best methods for communication of plans/targets to the team so as to minimize the expectations vs delivery gap. 7. Monitor the Quality parameters as suggested by the management. 8. Validate and conduct the audits on the acquisitions and sales done by the team. 9. Ensure the team members are in the market where sales & usage are done regularly 10. Should have good networking capabilities and be willing to travel extensively throughout their specified area. Superpowers/ Skills that will help you succeed in this role 1. High level of drive, initiative and self-motivation 2. Must Have Experience in Leading Team 3. Must Be a Graduate 4. Growth Mindset Why join us : We aim at bringing half a billion Indians into the mainstream economy, and everyone working here is striving to achieve that goal. Our success is rooted in our people’s collective energy and unwavering focus on the customers, and that’s how it will always be. We are the largest merchant acquirer in India. Qualification :- Graduate/Post Graduate. Compensation :- If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

About us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the team: QR & Soundbox is one of Paytm‘s business tools to help merchants grow and manage their business through simplicity and data driven technology. About the role: The person should be capable of increasing the sale of QR & Soundbox through proper channels to the merchants across multiple locations. Expectations/ Requirements : 1. Grow Distribution and Market share in the assigned area of operations. 2. Visibility Accountability through Extensive QR & Sound box deployment and sale of the product. 3. Identify and Recruit the sales team to align and drive business in the market. 4. Skilled in coaching and mentoring, a quick learner who grasps and puts into application new learned ideas and concepts. 5. Plan the market size, span and geographies for FSE. 6. Should be able to devise the best methods for communication of plans/targets to the team so as to minimize the expectations vs delivery gap. 7. Monitor the Quality parameters as suggested by the management. 8. Validate and conduct the audits on the acquisitions and sales done by the team. 9. Ensure the team members are in the market where sales & usage are done regularly 10. Should have good networking capabilities and be willing to travel extensively throughout their specified area. Superpowers/ Skills that will help you succeed in this role 1. High level of drive, initiative and self-motivation 2. Must Have Experience in Leading Team 3. Must Be a Graduate 4. Growth Mindset Why join us : We aim at bringing half a billion Indians into the mainstream economy, and everyone working here is striving to achieve that goal. Our success is rooted in our people’s collective energy and unwavering focus on the customers, and that’s how it will always be. We are the largest merchant acquirer in India. Qualification :- Graduate/Post Graduate. Compensation :- If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

Job Description Job Title: Learning and Resource Coordinator Location: Orai, District – Jalaun (U.P) Company: Orai Club About Us: Orai Club is a premier community hub dedicated to cultural enrichment, professional networking, and personal development. Situated in the heart of Orai, District Jalaun, Uttar Pradesh, the club offers state-of-the-art facilities for events ranging from theatrical performances to business conferences. We are committed to community development through initiatives such as skill training programs, educational support services, and recreational activities. Members enjoy exclusive benefits including access to special events, discounts, and opportunities for personal and professional growth. Position Overview: We are seeking a dynamic Learning and Resource Coordinator to oversee and manage Orai Club’s physical and digital library resources . The ideal candidate will have a strong passion for literacy, education, and technology, and will play a vital role in creating an accessible and enriching learning environment for our members. His role will be to take care of the books, museum’s history, involvement in CSR classes and other skill development courses as a part of the academic responsibilities. Key Responsibilities Physical Library Management · Organize and maintain the catalogue of books, periodicals, newspapers, and multimedia materials. · Classify and index materials using standard library systems. · Take care of books and museum’s history. · Manage book lending, returns, and inventory control systems. · Ensure a quiet, clean, and welcoming environment for all library users. Digital Library Oversight · Curate and maintain a digital repository of e-books, research papers, learning videos, and online journals. · Implement and manage an online catalogue and user portal for digital access. · Provide digital literacy support and training to members unfamiliar with e-resources. · Collaborate with IT support to ensure smooth operation of digital tools and platforms. Member Services : · Provide reference services and research assistance to club members, both for physical and digital resources. · Subscription work will be there. · Offer guidance on how to navigate digital platforms and databases. · Create and maintain tutorials, guides, and resources to help members fully utilize both the physical and digital library offerings. · Respond to member inquiries and resolve issues related to library access or materials. Administrative, Reporting and Academic Responsibilities · Prepare monthly reports on library usage, book acquisitions, and member engagement. · Recommend acquisitions of new materials based on member needs and trends. · Monitor budget usage for library resources and equipment. · Ensure compliance with copyright laws and digital content licensing agreements. · Involvement in CSR classes and other skill development courses as a part of academic responsibilities. Technology Integration : · Manage library management systems (LMS) for both physical and digital collections. · Work with IT to ensure the digital library is supported by the latest technologies and is compatible with club platforms. · Stay up-to-date on emerging library technologies and tools to improve the digital library experience. Program Development : · Create programs or workshops for club members that focus on information literacy, digital research tools, or library services. · Plan and host events (virtual and in-person) such as author talks, book clubs, and digital resource workshops to engage members and promote library usage. Guest Engagement: To demonstrate the art and culture and the facility of the club house to guests and customers and do the subscription. Qualifications and Skills: · Master’s degree in Library Science having minimum 4 years’ experience. · Proven experience managing both physical and digital library environments. · Strong organizational and cataloging skills. · Familiarity with library management systems (LMS) and digital content platforms. · Excellent interpersonal and communication skills. · A passion for literacy, lifelong learning, and community service. · Experience working in community centres, clubs, or educational institutions. · Knowledge of Hindi and English (bilingual proficiency preferred). · Ability to conduct educational and literacy workshops or reading programs. Benefits: · Competitive salary. · Opportunities for professional development and training. · Supportive and collaborative work environment. Timings: 9 hours Working days : 6 days a week Salary : 25,000 to 35,000 INR per month How to Apply: Interested candidates are invited to submit their resume and a cover letter detailing their qualifications and experience to anub2323@gmail.com Orai Club is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees Job Type: Full-time Pay: ₹25,000.00 - ₹35,000.00 per month Schedule: Day shift Application Question(s): Have you done Masters degree in Library sciences? Work Location: In person Expected Start Date: 01/07/2025

Business Function: As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our customers realise their dreams and aspirations at every life stage. Our financial solutions are not only the best in the business – they were made just right for you.Job PurposeJob starts with recruitment of manpower and training them on Consumer LAP business. Catchment mapping to each of the DST’s is an important activity. Ensure productivity from DST’s and drive Consumer LAP business from Branch Banking channel. Also responsible for cross selling to the existing base and cross selling other bank products to the new customers. Sales manager is also responsible for Consumer LAP P & L of all the branches assigned to him/her.Key Accountabilities* Recruitment & Training of Manpower* Handholding the DST’s & Driving the productivity.* Catchment mapping & Marketing Activities* Achievement of Annual Operating Plan for both DST’s & Branches.* Ensure Profitability of Consumer LAP Business* Responsible for Portfolio QualityJob Duties & responsibilities* Ensure Manpower against Budgeted numbers* Ensure every DST to follow the sales process* Ensure DST’s does regular marketing activities and participates in the traders/association meetings in the given catchment.* Closely work with branch banking team and attend the branch leads.* Work with DST’s and customer visits* Ensure all corporate office initiatives are being implementedRequirement* 5-10 Years of experience in sourcing Business Loans / Loan against property / MSME business.* At least 3 – 5 years of experience in team handling.* Graduation / Post Graduation* Sales / Business Development* Leadership skills* Ability to lead team* Relationship management* Team Development* Strategy and Planning* Resource Allocation* Banking knowledge* Computer Skills and digital knowledge* Good network in the market* Team Player* Self MotivatedApply Now* We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm's mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology Expectations/ Requirements: l Key account Manager is principally responsible for Signing New Logos/ Merchants/Brands from Large Enterprise / Corporate Accounts. l The BDM achieves these goals by creating Funnel and Closure of accounts. Superpowers/ Skills that will help you succeed in this role: l Adaptability: Attitude of optimism and “can-do” orientation with ability to think creatively and navigate successfully past barriers and obstacles l Focus through the Noise: Ability to tune out distractions to focus work on priority goals and tasks l Persuasion: Ability to present concepts, ideas and proposals in a manner that is perceived positively by and clearly resonates with intended audiences and stakeholders, while encouraging action. l Professionalism: Ability to project a mature and professional attitude, demeanor and appearance as is appropriate to a given situation l Sense of Urgency: Ability to prioritize, plan and move decisively when necessary to meet timeframes to avoid timing crises. Why join us: l A collaborative output driven program that brings cohesiveness across businesses through technology. l Improve the average revenue per use by increasing the cross-sell opportunities. l A solid 360 feedbacks from your peer teams on your support of their goals. l Respect, that is earned, not demanded from your peers and manager. Compensation: If you are the right fit, we believe in creating wealth for you with enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

The Role Dealogic Loans provides a robust platform for managing and analyzing global loan data. Our tools deliver real-time insights into primary and secondary loan transactions, enabling financial professionals to make informed decisions. Focusing on accuracy and current data, we help clients navigate the lending market, identify opportunities, and optimize their loan portfolios effectively. Key Responsibilities Gain a good understanding of loan deal criteria to analyze and determine whether specific transactions meet the database inclusion standards. Capture and manage different types of loan financing, including LBOs, acquisitions, and refinancing, ensuring accurate data entry. Work on bank, legal advisory, and direct lender claims to identify missing deals in the database and credit their deal teams correctly, resulting in the successful publication of the Loans rankings. Regularly update secondary market pricing by checking secondary market websites and mapping the pricing to relevant loan deals. Comprehend and interpret loan terms and conditions, updating the loan database to maintain data integrity throughout the loan lifecycle. Verify and validate loan data from various sources for consistency, accuracy, and completeness. Cooperate with senior team members and the manager while working on projects, adhering to daily tasks to keep management updated on the current status of the projects. Skills, Experience, And Qualifications Familiarity with the syndicated loans market and understanding of secondary market pricing mechanisms. Knowledge of different kinds of M&A, Debt financing, Leverage and Investment Grade Excellent research and interpretation skills, with the ability to analyze and synthesize complex loan data. Ability to thrive under pressure and meet tight deadlines in a fast-paced environment. Detail-oriented approach to maintaining data accuracy and integrity. Strong analytical and problem-solving skills. Proficiency in Microsoft Office software, particularly Excel, for effective data management, reporting, and analysis. Ability to work both independently and collaboratively within a team. Effective decision-making and judgment capabilities About US We’re a diverse group of visionary innovators who provide trading and workflow automation software, high-value analytics, and strategic consulting to corporations, central banks, financial institutions, and governments. More than 40% of the world’s largest companies use our solutions. Founded in 1999, we’ve achieved tremendous growth by bringing together some of the best and most successful financial technology companies in the world. Over 2,000 of the world’s leading corporations, including 50% of the Fortune 500 and 30% of the world’s central banks, trust ION solutions to manage their cash, in-house banking, commodity supply chain, trading and risk. Over 800 of the world’s leading banks and broker-dealers use our electronic trading platforms to operate the world’s financial market infrastructure.With 10,000 employees and offices in more than 40 cities around the globe, ION is a rapidly expanding and dynamic group. Within ION Analytics we help clients find advantage in a world of information overload and fragmented systems. Our business information solutions blend expert journalism and analytics with data to help banks, advisors, investors, law firms and corporations find opportunities in markets ranging from equities and fixed income to infrastructure and private equity. On our platform clients can break through silos to originate opportunities, find buyers, and use resources efficiently, and our advanced workflow automation tools cut through the noise to deliver personalized, targeted information that saves time and effort, and drives better decisions. ION is a rapidly expanding and dynamic group with 13,000 employees and offices in more than 40 cities around the globe, Our ever-expanding global footprint, cutting edge products, and over 40,000 customers worldwide provide an unparalleled career experience for those who share our vision. Show more Show less

PAYU PAYMENTS PRIVATE LIMITED Role Title: Quality Engineer Location: Bangalore Preferred/Mumbai About The Team Our Team is a specialized in bridging the gap between development and testing. Unlike traditional QA roles, SDETs have strong programming skills and contribute to both the development and testing aspects of software products. About The Role Quality Assurance is a systematic process that ensures a product or service meets specified requirements and customer expectations. In software development, QA professionals test applications to identify bugs, verify functionality, and ensure the overall quality of the product. Responsibilities Design, develop, and maintain scalable automated test frameworks. Implement comprehensive and effective test cases for new and existing features. Perform various types of testing including functional, regression, integration, performance, and API testing. Analyze test results, identify root causes of issues, and report bugs with clear and detailed documentation. Collaborate with developers, product managers, and QA team members to ensure software quality. Continuously evaluate and adopt the latest testing tools, frameworks, and best practices. Participate in code reviews and contribute to testability and quality of the codebase. Proactively identify areas of improvement in the testing process and drive initiatives for improvement. Requirements Proficiency in Java or any other modern programming language (e.g., Python JavaScript). Hands-on experience with automation tools such as Selenium, Appium, and Rest Assured. Strong understanding of software testing methodologies, best practices, and QA lifecycle. Solid problem-solving and debugging skills with the ability to identify and resolve technical issues effectively. Experience working with CI/CD tools and version control systems (e.g., Jenkins, Git). Excellent verbal and written communication skills for documenting and reporting test results and issues. Nice To Have Experience with performance testing tools like JMeter or Locust. What we offer? A positive, get-things-done workplace A dynamic, constantly evolving space (change is par for the course – important you are comfortable with this). An inclusive environment that ensures we listen to a diverse range of voices when making decisions. Ability to learn cutting edge concepts and innovation in an agile start-up environment with a global scale. Access to 5000+ training courses accessible anytime/anywhere to support your growth and development (Corporate with top learning partners like Harvard, Coursera, Udacity). About Us PayU specializes in credit products and services for emerging markets across the globe. Headquartered in Mumbai, PayU Credit India has disbursed about 20 billion loans to date by volume and has disbursed more than $280 million in consumer credit. PayU Credit provides consumers with easy access to affordable short-term loans up to INR 5 lacs that can be availed in the form of personal loans, point of sale EMI and express loans. Lead by Prashanth Ranganathan, the company has been focusing on providing innovative solutions that make access to credit convenient as well as quick. PayU India entered the alternate lending business in 2017 with LazyPay, its buy-now-pay-later offering to provide consumers with convenient checkout options. It emerged as one of the most popular payment methods across 300+ renowned merchants in its network like Swiggy, Zomato, Samsung, Dunzo, GoAir, amongst others. Recently the company launched ‘LazyPay Credit Shield’ an end to end digital lending features that help its users to be mindful of their financial health and credit score and automates the entire process of disbursal. Riding on the success of the offering in 2018, PayU received RBI’s approval to operate as an NBFC in 2018. PayU acquired a stake in PaySense in January 2020 to accelerate its vision for credit in India and leverage AI & ML to build a full-stack digital lending platform in India. PayU in its next phase of growth is developing a full regional fintech ecosystem providing multiple digital financial services in one integrated experience Our Commitment to Building A Diverse and Inclusive Workforce As a global and multi-cultural organization with varied ethnicities thriving across locations, we realize that our responsibility towards fulfilling the D&I commitment is huge. Therefore, we continuously strive to create a diverse, inclusive, and safe environment, for all our people, communities, and customers. Our leaders are committed to create an inclusive work culture which enables transparency, flexibility, and unbiased attention to every PayUneer so they can succeed, irrespective of gender, color, or personal faith. An environment where every person feels they belong, that they are listened to, and where they are empowered to speak up. At PayU we have zero tolerance towards any form of prejudice whether a specific race, ethnicity, or of persons with disabilities, or the LGBTQ communities. Show more Show less

Job Requirements Job Title – Associate Relationship Manager-LAP Place of work - Rajasthan/Gujarat/Karnataka/Madhya Pradesh/Chhattisgarh/Odisha/Andhra Pradesh Business Unit - Rural Banking Function - Retail Assets Job Purpose The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to identify mortgage needs of customers and provide appropriate lending solutions ( Loan Against Property) . The role bearer is responsible for driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship to achieve larger organizational goals. Roles & Responsibilities Assess and evaluate the client needs and generate new sources of revenue by leveraging cross sell opportunities as per their lifestyle, risk profiling and requirements. Contribute to penetration of mortgage business in Rural markets through lead generations and account opening as per needs of customer Spearhead mapping of detailed household needs based on direct customer interactions Conduct end-user checks as specified post disbursal of loans while achieving monthly and annual group loan booking targets Achieve individual and branch sales goals through new business sales, referrals and retention of account relationship and maintain high collections efficiency Lead preparation of quality documentation of loans to ensure minimum queries / rejections from Operations / Credit teams Coordinate with operations officer to ensure timely and accurate data entry Ensure compliance as per the bank requirements Secondary Responsibilities Recommend process changes in order to improve service efficiency and quality across the branch network Provide support for implementation of livelihood advancement and community development initiatives. Key Success Metrics Customer Acquisition targets, Cross sell targets Educational Qualifications Graduate-Any-Full Time Experience 0-2 Years in NBFCs/Banking. Show more Show less

Job Requirements Role/Job Title : Sales Manager - Gold Loan Function/ Department : Gold Loan Job Purpose The role entails the responsibility of generating Gold loan business through different channels. It includes administering and training a team of DSTs to expand Gold loan business in that locality/branch. Roles & Responsibilities Ensuring Monthly Sales targets are meet with acquisition in NTB (New to Bank) and ETB (Existing to Bank) customers. Existing liability customers are pitched for Gold loans. Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch. Fee Income should be Minimum 1% of total disbursals. Customer Follow ups to be done at regular intervals for timely renewal of cases so as to ensure Minimum renewal pending cases. Co-ordination with valuers to be done time to time basis. Ensure most of the customers are aligned to pay valuation charges as per product norms. Ensuring healthy collections with Nil First Equally Monthly Installment /FPD and minimizing fresh flow in Bucket X. PSL(Priority sector lending) Tagging and should be aware about PSL norms. Helping branch liability team in Audits and ensuring proper communications to customer before any packet Opening. Conduct Marketing activities in the local market for generating NTB gold loan customers. Willingness to work extensively in the field and travel across the region on short notice. Carrying out ad-hoc activities as per the requirement of the department. Educational Qualifications Graduation: Any Graduate Experience: 0 to 2 years of experience in Gold loan sales. Show more Show less

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan applications, ensuring all required documents are complete and accurate. ➢ Assess the borrower's credit history, employment, income, and debt levels. ➢ Confirm the property's value through appraisal reports. Credit and Financial Analysis: ➢ Evaluate credit reports to determine the borrower's creditworthiness. ➢ Analyse financial statements, tax returns, pay stubs, and other income documentation. ➢ Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios. Property Valuation Review: ➢ Review appraisals and alternative value products for conformity to client-specified requirements to assess the accuracy of the property valuation. Compliance and Risk Assessment: ➢ Ensure loans comply with all federal, state, and local regulations. ➢ Adhere to company policies and guidelines. ➢ Identify potential risks and assess the overall risk level of the loan. Essential skills and requirements: • Any bachelor’s degree. • Proven experience in mortgage processing or underwriting. • Strong knowledge of mortgage industry regulations and procedures. • Excellent analytical and problem-solving skills. • Detail-oriented with exceptional organizational abilities. • Proficiency in using mortgage processing software and financial tools. • Effective communication and interpersonal skills. • Ability to work efficiently under pressure and meet tight deadlines. • Solid understanding of financial statements and credit reports. • Certification in mortgage underwriting or related fields is a plus. Show more Show less

About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm's mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology Expectations/ Requirements: Ideating / executing initiatives for Personal Loans disbursals and servicing on the Paytm App Lender management / engagement for Product / Policy / Program construct / Commercials / Compliance etc. Drive journey solutioning Integration with the Lender and Paytm Product teams Drive customer acquisition / retention / topups / renewal for Personal Loans digitally on the Paytm App End to end funnel management Work closely with Product to drive funnel conversions, monitor drop offs and to suggest data backed features that can enrich user experience Expertise in decoding user behaviour and defining journeys based on that to upscale digital penetration of the business Plan with Internal and external ecosystems stakeholders for minimum downtimes Leverage the capabilities of the digital marketing team, act as an influencer and a bridge between partners and Paytm Competitor assessments and keep close tabs on industry trends to ensure own product upgrades in sync with the latest happenings in the marketplace Skills Required Experience in the Lending Space / NBFC / Banking Sector in retail / digital Digital Lending background Excellent expertise in quantitative and qualitative data analysis Should have an interest in Digital Lending trends and best practices and abreast with time Self-reliant, problem solver, result oriented individual. Why join us: A collaborative output driven program that brings cohesiveness across businesses through technology. l Improve the average revenue per use by increasing the cross-sell opportunities. l A solid 360 feedbacks from your peer teams on your support of their goals. l Respect, that is earned, not demanded from your peers and manager. Compensation: If you are the right fit, we believe in creating wealth for you with enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story! Show more Show less

About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm's mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology Expectations/ Requirements: Ideating / executing initiatives for Personal Loans disbursals and servicing on the Paytm App Lender management / engagement for Product / Policy / Program construct / Commercials / Compliance etc. Drive journey solutioning Integration with the Lender and Paytm Product teams Drive customer acquisition / retention / topups / renewal for Personal Loans digitally on the Paytm App End to end funnel management Work closely with Product to drive funnel conversions, monitor drop offs and to suggest data backed features that can enrich user experience Expertise in decoding user behaviour and defining journeys based on that to upscale digital penetration of the business Plan with Internal and external ecosystems stakeholders for minimum downtimes Leverage the capabilities of the digital marketing team, act as an influencer and a bridge between partners and Paytm Competitor assessments and keep close tabs on industry trends to ensure own product upgrades in sync with the latest happenings in the marketplace Skills Required Experience in the Lending Space / NBFC / Banking Sector in retail / digital Digital Lending background Excellent expertise in quantitative and qualitative data analysis Should have an interest in Digital Lending trends and best practices and abreast with time Self-reliant, problem solver, result oriented individual. Why join us: A collaborative output driven program that brings cohesiveness across businesses through technology. l Improve the average revenue per use by increasing the cross-sell opportunities. l A solid 360 feedbacks from your peer teams on your support of their goals. l Respect, that is earned, not demanded from your peers and manager. Compensation: If you are the right fit, we believe in creating wealth for you with enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story! Show more Show less

About us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the team: QR & Soundbox is one of Paytm‘s business tools to help merchants grow and manage their business through simplicity and data driven technology. About the role: The person should be capable of increasing the sale of QR & Soundbox through proper channels to the merchants across multiple locations. Expectations/ Requirements : 1. Grow Distribution and Market share in the assigned area of operations. 2. Visibility Accountability through Extensive QR & Sound box deployment and sale of the product. 3. Identify and Recruit the sales team to align and drive business in the market. 4. Skilled in coaching and mentoring, a quick learner who grasps and puts into application new learned ideas and concepts. 5. Plan the market size, span and geographies for FSE. 6. Should be able to devise the best methods for communication of plans/targets to the team so as to minimize the expectations vs delivery gap. 7. Monitor the Quality parameters as suggested by the management. 8. Validate and conduct the audits on the acquisitions and sales done by the team. 9. Ensure the team members are in the market where sales & usage are done regularly 10. Should have good networking capabilities and be willing to travel extensively throughout their specified area. Superpowers/ Skills that will help you succeed in this role 1. High level of drive, initiative and self-motivation 2. Must Have Experience in Leading Team 3. Must Be a Graduate 4. Growth Mindset Why join us : We aim at bringing half a billion Indians into the mainstream economy, and everyone working here is striving to achieve that goal. Our success is rooted in our people’s collective energy and unwavering focus on the customers, and that’s how it will always be. We are the largest merchant acquirer in India. Qualification :- Graduate/Post Graduate. Compensation :- If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story! Show more Show less

Competitive Compensation Meritocratic culture About Our Client A market-leading financial services organization with a diversified portfolio across lending, wealth, and insurance, backed by strong governance and a high-performing leadership team. The company is undergoing rapid digital transformation and is committed to innovation-led growth. Job Description Strategic Thinking: Act as a strategic advisor/ sounding board for functions and function heads, proactively identify opportunities, risks, and interdependencies across initiatives and provide insights for informed decision-making. Ideate and Design workshops to drive expected outcomes for strategic initiatives. Partner along with function heads in formulating strategy, OKRs, Balanced Score Card metrics for concerned functions Inculcate strategic thinking as a way of working, impactful storyboards and deliverables Portfolio Leadership: Lead the end-to-end portfolio management process, ensuring initiatives are aligned with strategic imperatives, and delivering intended business value/ outcome. Cross-functional collaboration: Foster a culture of collaboration by bringing together multiple functions and ensuring a unified approach toward portfolio priorities. Encourage knowledge sharing, and collective problem-solving across teams. Program Governance, Change Management: Deliver high-quality, insightful, and actionable executive reporting on portfolio status, OKRs, Balance Score Card, risks, and outcomes to senior leadership Support change management efforts across initiatives, helping the organization navigate through transformation with minimal disruption and maximum engagement. Job Description - Associate Director Portfolio Management Page 3 of 3 Managing the relationship and communication with business partners and all stakeholders, ensuring the projects/initiatives are delivered to intended outcomes. Continuous Improvement: Identify opportunities to advance portfolio management practices and evolve the function to meet evolving business needs. The Successful Applicant Experience, Skills Graduate from reputed institute, MBA/CA/ BE/B. Tech. from a reputed institute. 12+ years of experience in strategy, portfolio management roles. Demonstrate ability to lead cross-functional initiatives and manage complex stakeholder environments. Strong strategic thinking skills and the ability to connect project-level execution with enterprise-level strategy. Proven track record of constructively challenging stakeholders to improve clarity, prioritize efforts, and drive business value. Excellent collaboration, communication, and relationship-building skills. Strong organizational, problem-solving, and analytical skills. PMP, Scrum Master, or other relevant certifications are a plus, but not mandatory. What's On Offer Opportunity to work directly with the leadership on business-critical initiatives. High visibility role with fast-track career potential. Competitive compensation with long-term incentives. Contact: Shaivya Sharma Quote job ref: JN-062025-6764289 Show more Show less

Competitive Compensation Opportunity to work directly with the CFO and Board About Our Client Leading fintech player in Delhi NCR Job Description M&A / Investment Scouting Map adjacencies in fintech including payments, insurance, wealth, lending & international markets. Build and maintain a qualified target funnel; engage founders, bankers and VC networks. Provide sharp and summarized teasers on the opportunities. IC Decks & Stakeholder Alignment Prepare investment presentations Drive decision timelines by coordinating inputs from multiple teams within the company Deal Execution Take responsibility in execute the transaction from ideation till closing including managing data room, diligence, 3rd party advisors, negotiation with legal counsels Others including Portfolio Tracking & CEO Office tasks Actively track post-close KPI dashboards of investee companies Track integration milestones, synergy realisation and covenant compliance. Prepare quarterly portfolio reviews for CFO/CEO, highlighting room for improvements, etc Undertake industry benchmarking and research on emerging trends, pricing and unit economics to support strategic decision‑making The Successful Applicant Experience: 5-10 years in Investment Banking, PE/VC, Strategy Consulting, or Corporate Development Skills: Strong grasp of deal related aspects such as valuation and commercial terms; data‑driven decision‑maker; proven project‑management skills. Education: MBA/PGP from Tier‑1 institute (ISB, IIM A/B/C, XLRI) or Chartered Accountant What's on Offer Competitive Compensation Opportunity to work directly with the CFO and Board Contact: Shaivya Sharma Quote job ref: JN-062025-6764843 Show more Show less

About us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the team: QR & Soundbox is one of Paytm‘s business tools to help merchants grow and manage their business through simplicity and data driven technology. About the role: The person should be capable of increasing the sale of QR & Soundbox through proper channels to the merchants across multiple locations. Expectations/ Requirements : 1. Grow Distribution and Market share in the assigned area of operations. 2. Visibility Accountability through Extensive QR & Sound box deployment and sale of the product. 3. Identify and Recruit the sales team to align and drive business in the market. 4. Skilled in coaching and mentoring, a quick learner who grasps and puts into application new learned ideas and concepts. 5. Plan the market size, span and geographies for FSE. 6. Should be able to devise the best methods for communication of plans/targets to the team so as to minimize the expectations vs delivery gap. 7. Monitor the Quality parameters as suggested by the management. 8. Validate and conduct the audits on the acquisitions and sales done by the team. 9. Ensure the team members are in the market where sales & usage are done regularly 10. Should have good networking capabilities and be willing to travel extensively throughout their specified area. Superpowers/ Skills that will help you succeed in this role 1. High level of drive, initiative and self-motivation 2. Must Have Experience in Leading Team 3. Must Be a Graduate 4. Growth Mindset Why join us : We aim at bringing half a billion Indians into the mainstream economy, and everyone working here is striving to achieve that goal. Our success is rooted in our people’s collective energy and unwavering focus on the customers, and that’s how it will always be. We are the largest merchant acquirer in India. Qualification :- Graduate/Post Graduate. Compensation :- If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story! Show more Show less

About the Role: Join us to validate/audit regulatory and decision-making models across credit, market, operational, and fraud risk domains. Perform model validations across domains such as: New models or model upgrades coming from data sciences team (retail Application, Behavioral, Marketing scorecards/ Collections models/ Compliance and AML models) Regulatory models (PD, LGD, CCF, IFRS 9, Economic Capital, Stress Testing) and Pricing models such as RAROC Early Warning Systems (EWS), corporate, and SME models Fraud risk and operational risk models Market risk and Asset Liability Management (ALM) models System platforms for risk and lending models (ALM, Treasury, Compliance, etc.) Qualifications & Skills: Master’s in Stats, Economics, Finance, or MBA (Quantitative) 6-12 years in model validation/risk management/retail policy and strategy Hands-on experience with SAS/Python/R/Bigdata Strong stakeholder management & analytical skills Join Axis Bank and be part of a dynamic, data-driven team! Industry Banking Employment Type Full-time Edit job description Show more Show less

Company Description Bajaj Housing Finance Limited (BHFL), a subsidiary of Bajaj Finance Limited, is an ‘Upper-Layer NBFC’ classified by the RBI. Headquartered in Pune, BHFL offers financing solutions for individuals and corporate entities for the purchase, renovation of homes, or commercial spaces, and loans against property for business or personal needs. The company is rated AAA/Stable for its long-term debt and A1+ for its short-term debt from CRISIL and India Ratings. BHFL caters to over 101.82 million customers across India. Role Description This is a full-time on-site role for a Deputy Area Manager located in Hyderabad. The Deputy Area Manager will oversee daily operations in their assigned area, manage a team of sales and support staff, drive business development activities, and achieve sales targets. Additionally, they will ensure compliance with company policies and industry regulations, handle customer queries, and enhance customer satisfaction through excellent service delivery. Qualifications Leadership and team management skills Experience in sales, business development, and customer relationship management Knowledge of financial products and lending regulations Strong analytical and problem-solving abilities Excellent communication and interpersonal skills Proficiency in MS Office and CRM software Bachelor's degree in Business, Finance, or a related field Previous experience in the financial services industry is preferred Show more Show less