Credit Manager - CV HDB Financial Services Ltd.

3.0 - 7.0 years

0 Lacs

junagadh, gujarat

On-site

Role Overview: As a Credit Appraiser for Commercial Vehicles, your primary responsibility will be to conduct credit appraisals for loan applications. You will also be accountable for maintaining a high-quality portfolio and ensuring that the credit assessment targets are met within the specified Turnaround Time. Additionally, you will be in charge of overseeing Audit and Regulatory compliance at the location. Your role will involve coordinating with RCU verification vendors under the guidance of the RCM and making sound lending decisions based on thorough assessments. Key Responsibilities: - Conduct credit appraisals for loan applications of Commercial Vehicles - Maintain a high-quality portfolio - Ensure timely delivery of credit assessment targets - Oversee Audit and Regulatory compliance at the location - Coordinate with RCU verification vendors - Make sound lending decisions based on available information - Collaborate with sales, operations, collections, and policy teams for smooth functioning - Maintain the database and generate monthly reports - Coordinate with agencies for fraud prevention through proper sampling and screening of files - Manage the cost of credit administration effectively - Adhere to process and policy guidelines - Manage costs efficiently - Maintain a healthy portfolio Qualifications Required: - Bachelor's degree in Finance, Business Administration, or a related field - Prior experience in credit appraisal for Commercial Vehicles - Strong analytical skills and attention to detail - Excellent communication and interpersonal abilities - Knowledge of Audit and Regulatory compliance - Ability to work collaboratively with cross-functional teams - Proficiency in database management and report generation Please note that the additional details of the company were not provided in the job description.,

Posted 3 days ago

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