Lead - Actuarial & Risk Analytics - Motor Insurance

Job Description

Role & responsibilities Risk Modeling & Portfolio Monitoring: Develop sophisticated actuarial models to evaluate risk exposure. Design and implement portfolio monitoring strategies to mitigate risk dynamically. Leverage Early Warning Signals (EWS) for proactive risk intervention. Loss Management & Reserve Structuring: Build risk provisioning frameworks that align with financial prudence and sustainability. Implement methodologies to manage downside risk effectively. Conduct scenario-based stress testing to enhance risk preparedness. Insurance Product Integration & Risk Transfer: Work on innovative insurance-backed financial products. Optimize reinsurance and risk transfer strategies to ensure long-term product viability. Collaborate with insurers and financial partners to structure embedded risk solutions. Regulatory Compliance & Risk Governance: Establish compliance frameworks in line with evolving regulatory requirements. Define and track key actuarial and risk management metrics. Ensure adherence to financial best practices and industry standards. Preferred candidate profile Relevant years of experience in risk management, actuarial science, or portfolio monitoring. Expertise in Insurance risk modeling, pricing strategy, and insurance structuring. Familiarity with actuarial tools and data-driven decision-making frameworks. Background in motor insurance or fintech is a plus. Strong analytical and problem-solving skills with a data-driven mindset. Perks and benefits Work on a first-of-its-kind financial product shaping the future of risk management. Lead actuarial strategy and risk innovation in a high-impact role. Collaborate with cross-functional teams in a dynamic, fast-paced environment.