4715 Lap Jobs - Page 5

To drive sales and ensure business targets are achieved o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships. o Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referrals o Maximize sales through a network and relationships to ensure strong business o Develop and maintain strong liaisons with the clients for repeat business or referrals. o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area o Align with the team on ground lead generation activities for Sales. o Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategies o Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies o Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. o Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Post Graduate/ Graduate in any discipline

To manage the valuations and collateral risk of retail mortgage business, technical audits and setting up standard processes\ Monitor the technical evaluation process in the area/region., team handling, valuation of APF projects, and validation of valuation report beyond prescribed loan limit. Core Responsibilities: o Identify & develop new streams for revenue growth and maintained relationships with Builders to achieve repeat business and chalk out ways to generate revenue. o Liaison with valuation agencies, real estate developers and local government bodies for market analysis and market updations. o Build and strengthen relationships with key builders/ developers and get project approvals on technical aspects and thereafter help monitor constructions status on periodic intervals. Organize and maintain such project database and provide periodic reports to management on activities and trends. o Segment markets based on property types and identify properties with high risks or in negative areas (e.g. low-line, very low chance of resale, poor quality construction, old constructions areas etc.) o Guide and develop "technical policy" and monitor the portfolio/ delinquencies related to technical aspects. o Develop checks and process to control Fraud, built database and deduce for multiple funding or excess funding on properties e.g. circle rates, reference rates to credit team, database of properties under dispute as per securitization notices by different banks as public notices, properties under public notice/ court notice/ in tech agencies data base under dispute etc.) o Scrutinize project approvals for the organization, timely monitoring and ensuring compliance on legal and technical aspects and their timely updations. o Analyze new upcoming residential projects in the zone and facilitate its fast approval for advanced processing and funding. o Travel to the various property sites and conduct property audits to analyze collateral risk and manage quality real estate portfolio of the organization. o Keep track of the development in real estate market and its impact upon lending parameters, property valuations and other financial implications. o Monitor market feasibility of project for industrial, residential, commercial or institutional project, periodically checking property documents and presenting bylaws violation as per plot size. o Manage the vendors involved in the technical evaluation process. o Train and evaluate the proficiency levels of the team on a regular basis while maintaining TAT targets for the technical evaluation process. o Motivate and manage the team so as to ensure productivity and cost efficiency o Work closely with the legal counterpart on the technical evaluation front. o Carry out spot checks on a frequent basis and maintain an MIS related to the technical evaluation. o Help collections tie-up with brokers and negotiate rates for resale of properties surrendered, takeover through legal process, or any other property bought rented by business. o Help maintain a healthy portfolio through the preparation of feasibility reports, valuation reports, project monitoring reports and market surveys to gather data on the real estate market. o Understand and analyze risks associated with property / project / market / developer and analyze exposure that can be taken. Graduate ( Diploma/ Degree in Civil/ Architecture)

To drive sales and ensure business targets are achieved. Good understanding of PL and BL Unsecured products. Minimum-1 to 2 yrs of expereince in retail banking/NBFC space Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships. Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referrals Maximize sales through a network and relationships to ensure strong business Develop and maintain strong liaisons with the clients for repeat business or referrals. Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. Align with the team on ground lead generation activities for Sales. Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategies Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems.

o Handle collections for the assigned area and achieve collection targets on various parameters like resolution, flows, credit cost and roll rates (depending on the bucket) o Ensure that the NPA's are kept within assigned budget and active efforts are made to minimize it. o Increase the fee income / revenue and develop intiatives to control and reduce the amount of vendor payouts o Conduct asset verifications and possession as per SARFESI / Section 9 process through court receivers. o Track & control the delinquency of the area (Bucket & DPD wise) and focus on nonstarters o Ensure customer satisfaction by ensuring quick resolution of customer issues within specified TAT o Build relationships with key clients to ensure timely collections are made and monitor defaulting customers by ensuring regular follow with critical/complex customers to identify reasons for defaulting o Represent the organization in front of legal/ statutory bodies as required by the legal team and ensure that the collection team adheres to the legal guidelines provided by the law in force o Allocate work to the field executives and ensure that all the agencies in the location perform as per defined SLA, ensuring payments and audit receipts get deposited within the defined SLA. o Ensure that there is adequate Feet on Street availability area-wise /bucket-wise/ segment-wise and obtain daily updates from all collection executives on delinquent portfolio & initiate detailed account level review of high ticket accounts o Ensure compliance to all Audit / Regulatory bodies as well as policies and procedures of the company Qualification : Post Graduate/Graduate in any discipline

Designation: Branch Head Minimum Qualification: Graduate / Post Graduate Experience: 5-6Years Function/ Department: Sales Desired Candidate Profile: Relevant Experience of Sales and Collection (in Asset Finance products, Home loan, Mortgages, Business Loans, etc ) from Banks/ NBFC /Financial Institutions Must have knowledge and hands-on experience of retail sales Good client servicing skills Good financial analytical skills, communication skills. Job Description: Would be responsible to achieve the sales target assigned to base and mentor branch. Handling the Team of Business Managers and Relationship Officers. New Client Acquisition & Business generation of Home loan Business. Responsible for individual & Teams targets. Shall be responsible for sourcing, servicing, and disbursing the business and manage overdue collections. Taking care of Teams Productivity and business. Team Motivation/ Training. Giving Product training to existing and new hired team. Mange both internal & external channel for business expansion & development Understanding the intricacies of various cases and filtering them so that only appropriate cases are put up for approval. Coordination with other departments like Credit, Operations for processing of loan till final disbursement and ensure smooth servicing and operations. Shall be responsible for Overdue Collections & Revenue generation process. PRODUCTS - HOME LOAN & LAP RESUME SHARE AT swathi@avas.in Contact Number - 9257028600

Centralized Operations Management along with Team management (Supervise the Scrutinizing and Documentation, Pre & Post disbursement, Disbursement process, File management, MIS, Reports, Address escalations and grievances, Digitization, Automation)

Anand Rathi Global Finance Ltd is hiring for Area Sales Manager for Mumbai Location : Primary Job Responsibilities : Contribute in Sourcing to loan disbursement of LAP Files. Oversee the entire process from sourcing to loan disbursement of Loan Against Property (LAP) files sourced by RMs. Should have market connect of 50+ DSA channels. Good understanding of various programs like Vanilla income, Low LTV, Banking Product, NIP/LIP etc. Basic Understanding on Financials and managing P&L. Schedule Daily Field visit with team to meet channel partners and build relationship . Demonstrate a comprehensive understanding of Loan Against Property product, including eligibility criteria, valuation methodologies, and risk assessment. Take ownership of monthly Login activities, ensuring accurate and timely documentation and adherence to internal process. Meeting Self- Assigned disbursal targets as per credit policies. Should have minimum 4 years of Team handling Exposure Cultivate strong relationships with existing DSAs and develop new relationship. Should have been recognized on performance in current/Previous assignments. Essential Skills/Competencies : Communication and Interpersonal skills Understanding of LAP Products. Behavioral Profile : Adaptability Team Player Ready to Travel Interested candidates can share their resumes at saraswatibhatt@rathi.com

Major Deliverables: Sales Process Management o Aggressively drive the sales numbers and achieve the business targets for home loans and through cross selling while continuing to enhance and upgrade the client relationships. o Retain and expand the company's base of customers for home loan and LAP channel so as to ensure repeat business or referrals o Maximize sales through a network of Digital channels both Internal to TCL/TCHF & external third parties. o Develop and maintain strong liaisons with the clients for repeat business or referrals. o Maximize number of partnerships with web aggregators locally. o Identify and develop new builder/channel relationships so as to penetrate new markets and thereby increase business o Maintain highest level of discipline in ensuring his/he team is updating leads on a regular/timely manner. Sales Planning and Team Management o Optimize team productivity by effectively managing the team of CREs so as to assure achievement of team results and thereby meet the business targets and profitability of the area o Align with the team on ground lead generation activities for Sales. o Lead and supervise the team of CREs for the implementation of the growth agenda through appropriate training, motivation and deployment strategies Industry & Governance o Constantly keep abreast of market trends and competitor intelligence so as to build and develop effective sales and marketing strategies o Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. Ensure compliance to all Audit / NHB regulations as well as processes, policies and reports as per company designed systems Graduate : Yes Masters/Postgraduate: Optional Desired Experience: Minimum 4 years in the field. Location: mumbai,delhi,pune,bangalore,hyderabad,Chennai

Formulate strategies to achieve sales target for HL and mortgage products. Analyze market trends, customer needs, and competitive landscape to adapt strategies accordingly. Manage, train, and mentor the sales team to enhance their performance and productivity. Establish clear sales targets and performance metrics for the team. Track and review sales performance against targets, and implement corrective actions when necessary. Develop and maintain strong relationships with key clients and partners, ensuring high levels of customer satisfaction. Seek and capitalize on new business opportunities and potential clients in the region. Build and nurture relationships with real estate developers, builders, and brokers. Ensure that all sales activities adhere to company policies, regulatory requirements, and industry standards. Identify and manage risks associated with loan disbursements and collections. Manage the budget for the regional sales operations, ensuring efficient allocation of resources. Monitor and control expenses related to sales activities and team operations. Keep abreast of new products, services, and changes in the mortgage industry Increasing the company's market share in the designated region. Adherence to regulatory requirements and effective risk management practices.

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location: Mumbai,New Delhi,Pune,Bangalore,Hyderabad,Chennai

4 yrs of exp in Home loan and LAP - Prime 3-4 CR monthly business Required Candidate profile Location- Kalyan Graduate Share CV's on Sweetiec@onboardhrservices.com

We are looking for a dynamic and results-driven Sales Manager Retail LAP(BLAP) to manage and grow the DSA (Direct Selling Agent) channel for secured loans against residential/commercial property. The role demands strong channel relationship management, sourcing quality files, and ensuring end-to-end loan processing with minimal TAT. Role & responsibilities Source LAP (Loan Against Property) business through DSA network. Identify and onboard new DSAs to expand the channel. Achieve monthly disbursement and login targets as per assigned goals. Preferred candidate profile Qualification: Graduate/Post-Graduate Experience: 3–6 years in LAP sales through DSA channel; NBFC/Banking experience preferred

Career opportunity with Aditya Birla Capital Position - Branch Sales Manager Product - LAP, Secured Loan Location: (Mansa - Haryana, Jammu - J&K, Sonipat - Punjab ) Key Responsibilities Branch Sales Planning & Management - Team and Internal Stakeholder Management - Customer Acquisition/ Engagement - Operational Effectiveness - Portfolio & Risk Management - Please share your resume on vaishali.abitkar@adityabirlacapital.com We also have Opening for 'Area Sales Manager' at Sonipat.

Job description Electronica Financial Services Private Limited is looking for Branch Credit Manager- LAP, Mortgage to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities Role: Branch Credit Manager Industry Type: Financial Services Employment Type: Full Time, Permanent Role Category: Lending Education: Any Graduate Regards Vikram Singh Jadaun

We are looking for a highly motivated and results-driven Consumer Durable Loan Sales Executive to join our team at Gulul Agri International Limited, located in the Beverage industry. Roles and Responsibility Develop and implement effective sales strategies to achieve business objectives. Build and maintain strong relationships with clients and customers. Conduct market research and analyze consumer behavior to identify new business opportunities. Collaborate with cross-functional teams to drive sales growth. Provide excellent customer service and support to ensure high levels of customer satisfaction. Identify and pursue new business leads and opportunities. Job Requirements Proven track record of achieving sales targets and driving business growth. Strong knowledge of the beverage industry and consumer durable loan products. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience working with sales teams and contributing to business development initiatives.

Role & responsibilities : Managing Sales of Home Loan Product Sourcing business through open market Fulfilling the leads. Implement & develop sales activities to achieve target Strong understanding of the markets / competition / process and products available in the markets and provide positive feedback to the central product and policy team to stay ahead in the market. Interested candidate can share their CV on :- manali.gujar@equitasbank.com

We are Hiring!!!! For Leading NBFC Shiksha Finance Role : Collection Executive Product : Hl/LAP Salary: Max 30k Gross Experience : Min 2yr Collection exp in HL/LAP. Location : Kumbakonam and Pudukottai. Interested candidates can share your resume to harisankar.sureshkumar@shikshafinance.com or 9500003115 Regards Harish

About The Role : Job TitleSales Manager Mortgage, NCT LocationMumbai, India Role Description Increase acquisition of target clientele across mortgage and loan against property segments. Responsible for new business acquisition through open market. Build and strengthen strong network of direct sales agencies in the market. What well offer you 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Accident and Term life Insurance Your key responsibilities Responsible for new business acquisition through open market. Should have a strong network of DSA's in the market - Atleast 10 DSA's with whom files are discussed on a regular basis. Strong at DSA management and new DSA empanelment. Your skills and experience In-depth knowledge of Product and Policy Having Good Communication skill Having good negotiation skill Have and understood the market update and knowledge. Having awareness and information about the competition How well support you About us and our teams Please visit our company website for further information: https://www.db.com/company/company.htm We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.

About The Role : Job TitleSales Manager Mortgage LocationMumbai, India Role Description Increase acquisition of target clientele across mortgage and loan against property segments. Responsible for new business acquisition through open market. Build and strengthen strong network of direct sales agencies in the market. What well offer you 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Accident and Term life Insurance Your key responsibilities Responsible for new business acquisition through open market. Should have a strong network of DSA's in the market - Atleast 10 DSA's with whom files are discussed on a regular basis. Strong at DSA management and new DSA empanelment. Your skills and experience In-depth knowledge of Product and Policy Having Good Communication skill Having good negotiation skill Have and understood the market update and knowledge. Having awareness and information about the competition How well support you About us and our teams Please visit our company website for further information: https://www.db.com/company/company.htm We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.

About The Role : Job TitleArea Sales Manager - BIL, Analyst LocationChennai, India Role Description Deutsche Bank present in 17 locations across India. This carters to a wide variety of population through its distinct channels like Personal banking, Private Banking and Business Banking. What well offer you 100% reimbursement under child care assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Accident and Term life Insurance Your key responsibilities This is a Managerial position Will manage a team of 6 Sales Managers Will need to generate business of about 20 Cr per month through their Sales Manager team. Candidate must be able to read & understand financials of clients to close a LAP deal. Should be able to read & analyze balance sheets as well. ASMs will also be required to hire their own team of Sales Managers ASM will report to Cluster Manager Your skills and experience Experience range of 5yrs 10 yrs relevant experience in the same geography as the job location only Must be a strong sales person with a well connects market reach Qualification Graduate / MBA Age capping to max 35 years Candidate should have excellent communication in English and well groomed How well support you About us and our teams Please visit our company website for further information: https://www.db.com/company/company.htm We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.

About The Role tbdQualification tbd

an Role & responsibilities Candidate who has experience in LAP (Loan Against Property) Looking sales executive for Loan Against Property Experience required minimum 3 year in Loan Against Property Serves customers by selling products and meeting customer needs. Services existing accounts, obtains orders, and establishes new accounts by planning and organizing daily work schedule to call on existing or potential sales outlets and other trade factors. Focuses sales efforts by studying existing and potential volume of dealers. Keeps management informed by submitting activity and results reports, such as daily call reports, weekly work plans, and monthly territory analysis Should be responsible for physical discussion with the customer (PD) Should be able to understand the property valuation and legal and technical norms Preferred candidate profile Best experience in sales Location - Madurai Age - Up to 30 years Education - UG / PG Experience - 3 to 6 years Salary - 3.75LPA to 5.5LPA Perks and Benefits Travel allowances Medical benefits Insurance allowances Contact Person - Janani K (7825852761 - Only whatsapp) Mail ID - Jananik.cbsl@tatacapital.com

Team Leader with experience in Title and Settlement services or relevant BPS processes experience in the Insurance and Mortgage domain

Role & responsibilities 1. Sales Strategy & Planning Develop and implement sales strategy for LAP product to achieve disbursement and revenue targets. Conduct market analysis to identify emerging trends, customer segments, and competitive landscape. Drive product penetration in target markets including self-employed, MSMEs, and professionals. 2. Team Leadership & Management Build, mentor, and manage sales teams, including RMs, ASMs, and DSA managers. Define KRAs and performance benchmarks; ensure timely reviews and performance feedback. 3. Business Development Identify and develop new channels (DSAs, connectors, digital) for business sourcing. Establish strong relationships with channel partners to ensure consistent lead generation and conversions. Drive cross-sell opportunities with other products of the NBFC. 4. Customer Experience & Risk Coordination Ensure compliance with credit policies while optimizing approval rates. Work closely with risk, operations, and credit teams for seamless customer onboarding and TAT adherence. Address customer grievances and ensure high satisfaction and retention. Key Requirements: Education: Graduate/MBA in Sales, Marketing, or Finance. Experience: 10+ years of relevant experience in LAP sales, preferably with an NBFC or private bank. Proven track record of leading large teams and achieving disbursement targets in LAP. Strong understanding of credit, risk assessment, and market practices in the LAP segment. Excellent leadership, communication, and negotiation skills. Strong network of DSA/channel partners in key markets. Familiarity with regulatory environment and compliance requirements for secured lending.