4732 Lap Jobs - Page 49

FRESHER WITH GRADUATION DEGREE CAN ALSO APPLY Desired Candidate Profile: Should have sales orientation Customer retention An immense interest in developing relationship with the customers Good communication skills and coordination skills Good convincing and negotiation skills Job Description: Ability to understand customers need, explain various products and convince them about the product offerings Should be able to manage overall responsibilities including customer expectations, identifying new business markets and recording customer requirements Resolving Customer issues and queries Maintaining customer relationship and cross selling to existing customer LOCATION - GANDHINAGAR &AHMEDABAD NAROL Please share your resume on surbhi.tekriwal@aavas.in , Mobile Number - 9251620748

Position: Branch Credit Manager - LAP Location: Virar, Kalyan - Mumbai Region Hadapsar, Chinchwad - Pune Region Experience: 2 - 5 Yrs Salary: Up to 8 Lpa Key Responsibilities: Credit Assessment: Evaluate loan applications by analyzing financial statements, credit reports, property valuations, and other relevant documents. Risk Analysis: Identify and assess potential risks associated with each loan application and make informed decisions to mitigate those risks. Decision Making: Approve or recommend credit decisions based on the analysis of the applicant's creditworthiness, repayment capacity, and collateral value. Documentation Review: Ensure all necessary documentation is complete, accurate, and compliant with internal policies and regulatory requirements. Collaboration: Work closely with the sales, legal, and operations teams to ensure a smooth and efficient loan approval process. Credit Policies: Develop, review, and update credit policies and procedures to ensure they are in line with industry best practices and regulatory standards. Reporting: Prepare and present detailed credit reports and risk assessments to senior management. Continuous Improvement: Identify opportunities for process improvements and suggest practical solutions to enhance the credit underwriting process.

As an Area Sales Manager in Business Development at OXYZO, your primary responsibility will be to source leads within the target segment identified by team leaders and Risk Bible. You will need to conduct a minimum of 2-3 meetings per day with new clients, persuading them to consider one of OXYZO's product offerings, sharing financial data, and guiding them through the valuation process. It is essential to collect relevant financial information from clients for the evaluation and underwriting processes related to working capital limits. Furthermore, you will be required to facilitate Personal Discussions between Risk team members and clients, addressing any queries from the Risk team and ensuring a smooth resolution. It is crucial to understand the evaluation and underwriting methodology as guided by team leaders and Risk team members. Driving commercial negotiations and securing closures in alignment with the Risk team's sanctions will be a key part of your role. Additionally, you will be facilitating loan and limit agreement executions in collaboration with the post-sanction team, ensuring client cooperation throughout the process and enabling smooth disbursements by collecting necessary documents from clients. We are seeking a candidate with a strong academic background and prior experience in similar products such as Business Loans, Unsecured Working Capital, Secured Finance, LC, BG, LAP, CC, OD, etc. The ideal candidate should have a well-established DSA/CA network in Punjab, Himachal, and UK. An understanding of B2B sales and SME sales aligned with market dynamics, coupled with knowledge of consumer behavior principles, is desirable. The role requires someone who is highly self-motivated, hardworking, and capable of leading teams effectively. Excellent communication and interpersonal skills are essential, along with a drive to contribute to the growth of SMEs nationwide. The successful candidate must thrive in high-pressure environments and demonstrate a hands-on approach to tasks, with a willingness to hustle and deliver results. Flexibility in travel and proficiency in Hindi, English, and the local language are necessary attributes for this role.,

AAditya Birla Capital is looking for 'Relationship Officer' at Various Location Name of company - Aditya Birla Capital Role - Relationship Officer / Sales Officer Location - Baroda, Ahmedabad, Ankleshwar, Rajkot, Surat, Vapi, Anand, Bhavnagar, Deesa, Gandhinagar, Jamnagar, Morbi, Mehsana, Product - Loan Against Property (Secured Loan) Compensation - Fixed CTC + Incentives Main responsibilities. Lead Generation - Identify potential clients (retail client, business owner etc.) needing loans by conducting cold calls, field visits, and networking etc. Partner with local businesses, associations, and other lead sources. Client Assessment - Collect and review financial documents (bank statements, ITR, GST returns, etc.). Evaluate the creditworthiness of applicants. Loan Processing - Coordinate with internal teams (credit, legal, operations) for approval. Relationship Management - Maintain relationships with existing borrowers and also provide post-disbursement support and resolve customer issues. Upsell/cross-sell other financial products when appropriate. Market & Product Knowledge - Understand different types of business loan products (secured, unsecured, working capital, term loans, etc.). Interested can forward your profile to vaishali.abitkar@adityabirlacaptial.com

KEY ROLES AND RESPONSIBILITIES: Ensuring timely loan disbursement Managing credit risk Analyzing financial data liaising with other departments and external stakeholders. Team handling Product : Home Loan & LAP

About The Role Job Responsibilities: Should have experience in Mortgage Loan, Loan against property Generating business from Direct Business. Monitoring pre and post disbursal documents formalities. Monitoring & resolving Infant delinquent cases Building relationship with current and prospective Customers Providing off roll incentive inputs for timely processing Meeting HNI customers for Business Loans Generating corporate leads and closing them Achieve the branch/location target through the team which includes branch sales target, ALR ,controlling PDD/delinquency Job Requirements : Comfortable with using MS Word and MS Excel Good Communication and interpersonal skills Demonstrable team management skills Ability to collaborate, delegate and motivate Educational Qualifications: Should be graduate and above Work Experience: Minimum work experience of 3 years Exposure in similar industry would be preferable Exposure to secured lending asset products viz. Home Finance/Personal Loan/Educational Loan etc can be considered

About The Role Relationship Manager-Loan Against Property Location Mumbai Reporting Relationships Location Manager The "Loan Against Property (LAP)" Business vertical is the part of "Secured Assets" division of the Consumer Bank.This vertical specializes in acquiring retail customers for funding against Residential, Commercial & Industrial Properties. We also provide loans for purchase of Commercial Properties and funding with Lease Rental Discounting. The target customer segment is small & medium traders, manufacturers & service provides and self-employed professionals. We have recently started funding Salaried customers also. The vertical has Pan India presence with coverage in most of the major towns of the country. The Sales team comprises Relationship Managers (RMs) who are responsible for acquiring LAP customers from various channels i.e. Direct Marketing Agents, Direct Sales Teams, Branch Banking & Other Group Businesses etc. Job Role: Manage sales for Loan against Property business from cross channel and open market Manage sales and distribution through the cross channel and open market channels Ensure unilateral growth by adding new Branches Manage and grow the Direct Sales team and focus on increased Productivity Marketing and encashing catchment areas Meeting HNI clients and explaining various products related to Loan against property/HF/ Working capital. Responsible for Builder relations and Builder Tie Ups to focus on Primary Markets Responsible for Project approvals of Builders Ensure additional revenue generation through cross sell & Multi selling of Insurance, CASA , Credit Cards etc. Training & Development of the DST Team and DSAs Liasoning with Internal teams for business like Credit, Legal, Technical, RCU & Operations Responsible for end to end processing of the case and updating the status of the same to the customers. Ensuring Top Class service for Customers for better NPS Scores Experience in SECURED LOAN SALES is Must Job Requirements : Qualification - Graduate MBA Skills & Experience Minimum 2 years work experience in Home LoanMortgage Sales with DMA/DST/Bank Branches Customer relationship management skills Sales and service orientation

Good Communication Skills In Hindi + English Candidate Should Have Minimum 6 Months Experience in Sales Candidate Should have Own Bike Home Loan Sales Immediate Joiner Candidates Can Call @HR Puja -8295041955

Position - Business Relationship Manager - WC-salaried PL and Working Capital-Sales Department - Business Banking Assets Position Grade - Deputy Manager Manager Sr. Manager Job Role: Business Relationship Manager Manage and service existing portfolio of WC clients including renewal and enhancement of limits Build strong and effective relationship with Promoters and build client trust and confidence Understand business models, target segments, cash flows and structure WC solutions to best suit customer needs. Ensure growth in the portfolio by way of enhancement and achieve a minimum business target as defined in the SOP. Ensure timely renewal of limits, Ensure timely closure of all pending PDDs. Tracking and liaison with customer for submission of any pending stock statements, stock insurance and stock audit compliance. Visit client locations at frequent intervals to stay connected and ensure growth and functionality of business model. Push client for optimum utilization and track the utilization pattern MOM to identify any unusual transaction. Ensure minimum delinquency and work towards exit of clients identified in EWS. Provide timely advice and keep client updated with latest developments and pitch products beneficial to customer for smoother working. Liaison with internal departments credit/ops/trade desk/branch to facilitate client issues and ensure that the same are resolved within minimum TAT. Drive cross sell products including WC limits and book penetration in allocated set of clients. Generate leads from existing customers and on-board new customers basis existing relationship management.Maintain CASA book and generate float income by opening all group accounts. Job Requirement Experience: 2-3 years experience in the local market preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees. Strong Oral and Written Communication Skills Relationship Management Skill & Good influencing skills Job Knowledge- The candidate would need to handle Sales for a gamut of products like WC, LAP, etc.

Looking for a skilled Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-4 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Develop and maintain strong relationships with clients to understand their financial needs and provide tailored solutions. Identify new business opportunities and expand existing customer relationships through effective sales strategies. Conduct thorough analysis of client financial data to provide accurate assessments and recommendations. Collaborate with internal teams to ensure seamless delivery of products and services. Stay up-to-date with market trends and competitor activity to stay ahead in the competition. Provide exceptional customer service and support to ensure high levels of customer satisfaction. Job Requirements Strong knowledge of micro mortgages and related products. Excellent communication and interpersonal skills are required to build strong client relationships. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills are needed to assess client financial data. Experience working in the BFSI industry is preferred. Ability to work collaboratively as part of a team to achieve common goals. Location : - Dindigul,Madurai,Nagar,Thirumangalam

Role Purpose The purpose of this role is to support delivery through development and deployment of tools. Do 1. Provide tool design, development and deployment support for the project delivery a. Interact with the internal project or client to understand the project requirement from a tool perspective b. Design the solution keeping in mind the tool requirements, current tools available as well as details on licenses required etc. c. Provide budget and timeline estimates for the tool development/ deployment as required d. For any new tool development, identify sources for development (internal or 3rd party) and work with the project managers on the development of the tool keeping in mind the production rollout timelines e. Conduct commercial discussions with the 3rd party vendors for licenses or tool development f. Conduct appropriate testing to ensure error free deployment of the tool on the project g. Ensure deployment of tool on time and within the estimated budget Mandatory Skills: ITIL Asset-Config Mgmt. Experience: 5-8 Years.

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-2 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking and referrals. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales revenue. Collaborate with internal teams to resolve customer queries and issues. Maintain accurate records of client interactions and transactions. Job Requirements Strong knowledge of micro mortgage products and services. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Familiarity with financial regulations and compliance requirements. Experience in relationship management and sales is desirable.

We are looking for a skilled Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 6 years of experience in the BFSI industry, preferably in retail mortgages. Roles and Responsibility Manage and maintain strong relationships with existing clients to ensure customer satisfaction and retention. Identify new business opportunities and develop strategies to acquire new customers. Conduct market research and competitor analysis to stay informed about industry trends. Collaborate with internal teams to provide comprehensive solutions to clients. Develop and implement effective sales plans to meet or exceed monthly targets. Provide exceptional customer service and support to resolve client queries and concerns. Job Requirements Strong knowledge of retail mortgages and financial products. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience working with cross-functional teams. Ability to adapt to changing market conditions and regulatory requirements.

HDB is Urgently hiring for Branch Manager role Location: Hoshiarpur, Nawanshehr and Sultanpur Lodhi #Product - LAP/ PL/BL 2 years of team handling experience is must Experience- 5+ years Education- any graduate Only Local and relevant candidates are preferred with notice period of 30 days. Interested candidates can apply from below link or can share their resume on rupali.vishal@hdbfs.com Reagrsd Rupali

Hiring for ESAF Small Finance Bank Mortgage Loans I KEY RESPONSIBILITIES :- Generate mortgage loan business through leads, referrals, and self-sourced prospects. Evaluate borrowers financial situations and recommend suitable loan products. Guide customers through the mortgage application process, from pre-qualification to closing. Collect and verify required loan documentation and ensure compliance with regulatory requirements. Meet or exceed monthly and annual sales goals and performance metrics. Stay up-to-date with mortgage lending policies, procedures, products, and market trends. Ensure excellent customer service and maintain a high level of professionalism and integrity. QUALIFICATIONS AND EXPERIENCE :- Any Graduation or Post Graduation Excellent communication, interpersonal, and sales skills. Age criteria :- Maximum age limit 35 years with valid experience Compensation & Benefits:- Upto 4.25 lakhs CTC based on experience. (Statutory deductions will be applicable) Note - Interested candidates please forward the CVs in this whatsapp number : 9072603435 Mail.id - christina.kalkar@gramproindia.com HR Christina Kalkar Location: Nagpur / Butibori

Apac Financial Services Private Limited is looking for Cluster Credit Manager- LAP, Mortgage to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities

Apac Financial Services PrivateLimited is looking for Branch Credit Manager- LAP, Mortgage to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities

Apac Financial Services Private Limited is looking for Branch Credit Officer- LAP, Mortgage to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities

Apac Financial Services PrivateLimited is looking for Branch Credit Manager- LAP, Mortgage to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities

Apac Financial Services Private Limited is looking for Cluster Credit Manager- LAP, Mortgage to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities

Responsible for driving sales and ensuring business growth (Car loan sector) for designated areas/branches/channels Maintain strong relationships with existing and new customers for repeat business or referrals Provide training and deployment strategies to the team to improvise the growth agenda Ensure that customer requirements are fulfilled as per their need Keep an eye on market trends and competitor intelligence to build and develop effective sales and marketing strategies Ensure adherence to laid down instructions concerning the conduct of business and administration by branches

Responsible for personal loan growth for the designated area/branch/channels Maintain relationships with channel partners, and customer sources and onboard new channel connectors Ensure that the monthly target is achieved Reach out to target customers (Existing and new) and pitch them the benefits of the offer regarding personal loan Ensure smooth implementation of the process by maintaining relations with cross-selling peers Lead and supervise the team through proper training and motivation for the implementation of the growth agenda Ensure adherence to laid down instructions concerning the conduct of business and administration by branches

Managing team with their daily reporting, visit schedule alignment, query resolution with visits and documentation and drive them to deliver allotted task more efficiently. Maintain consistency in data collection process.. Checking the valuation reports APF reports, LIE (Lender Independent Engineer) valuation Reports, Project Valuation reports of individual cases, prepared by junior officers. Verify monthly reports (project monitoring, corporate and retail valuations), submit and co-ordination with Banks. Ensure that assigned targets are met on time with no lapse in coverage of projects in the assigned region. Visit, all subscribed projects at pre-determined frequency, collect data and update the same in the system. This profile would require frequent travelling within the city and to other regions. Knowledge of Technical due diligence is an added advantage. Qualification Experience: B.Tech /M.Tech in Civil 4 7 years of experience preferably in real estate sector Experience in Team Handling Experience in executing retail valuation assignments

Location - Builder Channel Role & responsibilities Managing leading business of Home loan & LAP Loan. Manage a team of Sales Officers, Manager or Relationship Managers. Onboard and manage Builder , DSA and other third-party sourcing channels.

Dear Candidate, Greeting from SBI Securities...!!! We are currently looking for Sales Executive- Home Loan for Pune, Nashik and Nagpur locations. Interested Candidates can share their Resumes on sayali.kulkarni@sbicapsec.com Please find the below details :- Designation - Home Loan Sales Executive Education - Minimum HSC passed Locations :- Pune, Nashik, Nagpur CTC - Salary + Incentives Job Descriptions: 1. Candidate should have Home Loan Experience. 2. Generate Home Loan leads from open market and through different channels. 3. Develop and maintain relationship with clients for repeat business and referral/s 4. Implement and develop sales activities to achieve target. 5. Arrange loan events. 6. Handle product queries and service issues. 7. Meeting clients, verify documents, process file, co-ordinate for sanction/disbursement of loan, personalized service to clients. 8. Ensure the achievement of given business target. Regards Sayali Team Human Capital SBI Securities