4725 Lap Jobs - Page 31

ROLE PURPOSE & OBJECTIVE The incumbent will be primarily responsible to - Acquire new customers for liabilities from open market Assist the CRS - unsecured loans for conversion of existing borrowing customers for liabilities Enhance the relationship with the existing customers by cross-selling products and services as per the profile & need of the customers Train/assist customers to use ATM and BCs; drive usage of alternate channels SIZE OF THE ROLE FINANCIAL SIZE NON-FINANCIAL SIZE Managing the Liability Book of the branch (Open Market CA SA TD) Approximately 2.5 Cr Liabilities Customers handling Number of portfolio products- CASA, TD KEY DUTIES & RESPONSIBILITIES OF THE ROLE Business Meet the set targets on liabilities in terms of open market acquisition & existing customer conversion Understand need and acquire customers who meet the criteria for liability products through either of the below channels: Leads generated by branch staff and personal leads Referrals generated from existing customers Alternate channels Maintain the database of the prospects, meet select prospects and manage the relationship thereafter Accompany CRS-Unsecured loans on the field for actively driving conversion of existing borrowing customers into liabilities customer Cross sell other secured loan products of Ujjivan and pass quality leads to respective loan officers Share customer insights/product related feedback with the Sales Manager - Liabilities Customers Interact with customers in a courteous and professional manner; provide prompt, efficient and accurate services Reduce customer dormancy and customer attrition by continuous engagement / interaction Resolves the customer queries on various accounts, FD / RD, remittances & third party product Internal Processes Guide the customer to fill the Account Opening Form; ensure receipt and verification of KYC documents; obtain customer signatures on all mandatory documents Strictly adhere & maintain compliance to KYC norms Drive the usage of alternate channels such as ATMs, BCs and assist customers to use ATMs for dispensing cash Learning & Performance Maintain up to date knowledge of the liabilities products and services as well as a working knowledge of other products offered in the branch Resolve queries raised by CRS-unsecured loans w.r.t liability products and support them in selling liabilities Ensure adherence to training man-days/ mandatory training programs for self Ensure goal setting, mid-year review and performance appraisal processes are completed within specified timelines MINIMUM REQUIREMENTS OF KNOWLEDGE & SKILLS Educational Qualifications Graduate, preferably in commerce and related streams Experience year experience, preferably in sales Certifications AMFI / IRDA Certified Functional Skills Basic knowledge on retail banking products Documentation skills Process compliance focus Communication skills: fluent in the local language Behavioral Skills Courteous customer service skills Time Management Selling skills Telephonic cold calling skills Willingness to travel & relocation as per business requirements and career opportunities Competencies Planning & Organizing Driving Execution Managing Relationships Customer Focus KEY INTERACTIONS INTERNAL EXTERNAL Branch Team Unsecured Loans (CRM, CRS); Secured Loans (Loan Officers); Operations team Regional Product & Marketing team State HR BC Agents

Office Location: West 4402-Vishrantwadi, West 4403-Swargate, West 4404-Hadapsar, West 4406-Akurdi, West 4407-Pimpri, West 4408-DP Road, West 4409-Nashik Road, West 4410-Cidco, West 4411-Koparkhairne West 4412-ThaneWest 4413-ChemburWest 4415-KondhwaWest 4416-KalyanWest 4419-AmbarnathWest 4420-DombivliWest 4422-LBS RoadWest 4423-Nashik CentralWest 4427-ChakalaWest 4428-UdhanaWest 4430-Parvat GamWest 4431-KapodraWest 4433-GoregaonWest 4435-BorivaliWest 4436-SionWest 4438-SantacruzWest 4442-Harni RoadWest 4443-Makarpura RoadWest 4448-AnkaleshwarWest 4449-BharuchWest 4450-AhmednagarWest 4452-SataraWest 4453-KaradWest 4454-GarkhedaWest 4455-Samarth NagarWest 4456-BhiwandiWest 4458-SolapurWest 4460-SangliWest 4462-KamotheWest 4464-KolhapurWest 4465-Nava VadajWest 4467-Naroda PatiyaWest 4468-CTMWest 4470-IchalkaranjiWest 4472-BardoliWest 4473-ValsadWest 4474-JalgaonWest 4475-BhusawalWest 4479-MehsanaWest 4480-HimmatnagarWest 4482-Mavdi ChowkWest 4483-Shastri MaidanWest 4490-RajpiplaWest 4493-LaturWest 4495-Byramji TownWest 4496-C A RoadWest 4498-BhavnagarWest 4515-AnandWest 4516-JamnagarWest 4520-MorbiWest 4521-Mira RoadWest 4522-AundhWest 4523-NandedWest 4533-VashiWest 4534-GhatkoparWest 4535-FortWest 4538-JalnaWest 4539-GandhidhamWest 4540-PusadWest 4549-Fulchurnaka/Awantibai ChowkWest 4551-Santacruz WestWest 4505-VirarWest 4518-Prahalad NagarWest 4517-GodharaWest 4536-BhujWest 4414-Govandi MankhurdWest 4457-VapiWest 4432-KharadiWest 4537-Gandhinagar Position description: Assistant Acquisition Manager Primary Responsibilities: BusinessMeet the set targets on liabilities in terms of open market acquisition existing customer conversionUnderstand need and acquire customers who meet the criteria for liability products through either of the below channelsLeads generated by branch staff and personal leadsReferrals generated from existing customersAlternate channelsMaintain the database of the prospects meet select prospects and manage the relationship thereafterAccompany CRSUnsecured loans on the field for actively driving conversion of existing borrowing customers into liabilities customerCross sell other secured loan products of Ujjivan and pass quality leads to respective loan officersShare customer insightsproduct related feedback with the Sales Manager LiabilitiesCustomersInteract with customers in a courteous and professional manner provide prompt efficient and accurate servicesReduce customer dormancy and customer attrition by continuous engagement interactionResolves the customer queries on various accounts FD RD remittances third party productInternal ProcessesGuide the customer to fill the Account Opening Form ensure receipt and verification of KYC documents obtain customer signatures on all mandatory documentsStrictly adhere maintain compliance to KYC normsDrive the usage of alternate channels such as ATMs BCs and assist customers to use ATMs for dispensing cashLearning PerformanceMaintain up to date knowledge of the liabilities products and services as well as a working knowledge of other products offered in the branchResolve queries raised by CRSunsecured loans wrt liability products and support them in selling liabilitiesEnsure adherence to training mandays mandatory training programs for self Ensure goal setting midyear review and performance appraisal processes are completed within specified timelines Location - Ahmedabad,Ahmednagar,Akurdi,Ambarnath,Anand,Aurangabad,Bardoli,Vadodara,Bharuch,Bhavnagar,Bhiwani,Bhuj,Bhusawal,Borivali,Chembur,Chowk,Dombivli,Gandhidham,Gandhinagar,Ghatkopar,Gondiya,Goregaon,Govandi,Himatnagar,Hyderabad,Ichalkaranji,Jalgaon,Jalna,Jamnagar,Karad,Kolhapur,Latur,Mehsana,Mira,Morbi,Mumbai,Nagpur,Nanded,Naroda,Nashik,Panvel,Pimpri,Pune,Pusad,Rajkot,Rajpipla,Sangli,Santacruz,Satara,Sion,Solapur,Surat,Thane,Valsad,Vapi,Vashi,Virar

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 14 years of experience in the BFSI industry, with a strong background in retail mortgages and sales. Roles and Responsibility Manage relationships with existing clients to ensure customer satisfaction and retention. Identify new business opportunities and develop strategies to acquire new customers. Develop and implement effective sales plans to achieve targets. Collaborate with internal teams to provide excellent customer service. Analyze market trends and competitor activity to stay ahead in the market. Build and maintain a strong network of contacts within the community. Job Requirements Minimum 14 years of experience in the BFSI industry, preferably in retail mortgages or sales. Strong knowledge of financial products and services, including retail mortgages. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience working with diverse client groups and building strong relationships.

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-3 years of experience in retail mortgages and relationship management, with a strong background in these areas. Roles and Responsibility Manage and maintain relationships with existing clients to ensure customer satisfaction and retention. Identify new business opportunities and develop strategies to acquire new customers. Conduct market research and analyze competitor activity to stay ahead in the market. Develop and implement sales plans to achieve targets and grow the business. Collaborate with internal teams to provide excellent customer service and support. Build and maintain a strong understanding of client needs and preferences. Job Requirements Proven experience as a Relationship Manager in retail mortgages or a related field. Strong knowledge of financial products and services, including mortgages and loans. Excellent communication and interpersonal skills, with the ability to build strong relationships. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills, with attention to detail and accuracy. Experience working with small finance banks or similar institutions is an advantage.

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-4 years of experience in retail mortgages and relationship management, with a strong background in these areas. Roles and Responsibility Manage and maintain relationships with existing clients to ensure customer satisfaction and retention. Identify new business opportunities and develop strategies to acquire new customers. Conduct market research and analyze competitor activity to stay ahead in the market. Develop and implement sales plans to achieve targets and grow the business. Collaborate with internal teams to provide excellent customer service and support. Build and maintain a strong understanding of client needs and preferences. Job Requirements Proven experience in retail mortgages and relationship management. Strong communication and interpersonal skills are essential for building rapport with clients. Ability to work in a fast-paced environment and meet sales targets. Knowledge of financial products and services, including mortgages and loans. Experience working with small finance banks or similar institutions is preferred. Strong analytical and problem-solving skills to analyze market trends and customer needs.

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 2 years of experience in retail mortgages and relationship management, with a strong background in these areas. Roles and Responsibility Manage and maintain relationships with existing clients to ensure customer satisfaction and retention. Identify new business opportunities and develop strategies to acquire new customers. Conduct market research and analyze competitor activity to stay ahead in the market. Collaborate with internal teams to provide comprehensive solutions to clients. Develop and implement sales plans to achieve targets and grow the business. Provide excellent customer service and support to resolve client queries and issues. Job Requirements Minimum 2 years of experience in retail mortgages and relationship management. Strong knowledge of financial products and services, including mortgages and loans. Excellent communication and interpersonal skills are required to build strong relationships with clients and colleagues. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills to analyze market trends and competitor activity. Experience working with small finance banks or similar institutions is preferred.

We are looking for a skilled Relationship Manager with 3 to 7 years of experience in the BFSI industry, specifically in Micro Mortgages and Inclusive Banking. The ideal candidate will have a strong background in sales and relationship management. Roles and Responsibility Manage relationships with existing clients to ensure timely payments and minimize defaults. Identify new business opportunities through networking and referrals. Develop and implement effective sales strategies to meet targets. Conduct site visits to assess client needs and provide personalized solutions. Collaborate with internal teams to resolve customer queries and issues. Maintain accurate records of client interactions and transactions. Job Requirements Proven experience in Micro Mortgages and Inclusive Banking. Strong knowledge of sales principles and practices. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Familiarity with financial products and services. Strong analytical and problem-solving skills.

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 14 years of experience in the BFSI industry, with a strong background in retail mortgages and sales. Roles and Responsibility Manage relationships with existing clients to ensure customer satisfaction and retention. Identify new business opportunities and develop strategies to acquire new customers. Develop and implement effective sales plans to meet or exceed monthly targets. Collaborate with internal teams to resolve customer complaints and issues. Provide excellent customer service and support to ensure long-term relationships. Analyze market trends and competitor activity to stay ahead in the market. Job Requirements Strong knowledge of retail mortgages and sales principles. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience working with diverse client groups and building strong relationships. Familiarity with inclusive banking practices and procedures.

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-2 years of experience in the BFSI industry, preferably with a background in Micro Mortgages. Roles and Responsibility Manage relationships with existing customers to ensure timely payments and minimize defaults. Identify new business opportunities through networking and referrals. Conduct site visits to assess customer needs and provide personalized solutions. Develop and implement strategies to increase sales and revenue growth. Collaborate with internal teams to resolve customer complaints and issues. Maintain accurate records of customer interactions and transactions. Job Requirements Proven experience as a Relationship Manager in Micro Mortgages or a related field. Strong knowledge of financial products and services, including Micro Mortgages. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Familiarity with banking regulations and compliance requirements.

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-4 years of experience in retail mortgages and sales, with a strong background in inclusive banking. Roles and Responsibility Manage relationships with existing customers to increase sales of retail mortgages. Identify new business opportunities and develop strategies to acquire new customers. Develop and maintain a strong understanding of customer needs and preferences. Collaborate with internal teams to ensure seamless delivery of products and services. Provide excellent customer service and resolve customer complaints promptly. Analyze market trends and competitor activity to stay ahead in the market. Job Requirements Proven experience as a Relationship Manager in retail mortgages or sales. Strong knowledge of inclusive banking principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills. Experience working with customers from diverse backgrounds and income levels.

Position description: The incumbentwill be primarily responsible to - Acquire new customers forliabilities from open market Assist the CRS - unsecured loansfor conversion of existing borrowing customers for liabilities Enhance the relationship with theexisting customers by cross-selling products and services as per the profile& need of the customers Train/assistcustomers to use ATM and BCs; drive usage of alternate channels Primary Responsibilities: Business Meet the set targets on liabilities in terms of open market acquisition & existing customer conversion Understand need and acquire customers who meet the criteria for li Location: Agra,Aligarh,Prayagraj,Amritsar,Badnagar,Ballia,Barwani,Basti,Bharatpur,Bhiwani,Bhopal,Bulandshahr,Chaurah,Dehradun,Deoria,Durg,Firozabad,Ghaziabad,Gorakhpur,Gurugram,Gwalior,Haldwani,Hapur,Hardoi,Haridwar,Hathras,Indore,Jabalpur,Jaunpur,Kanpur,Lucknow,Maharajganj,Meerut,Moradabad,Nagar,Narwana,Nashik,New Delhi,Noida,Raebareli,Raipura,Rajnandgaon,Rewari,Rohtak,Roorkee,Rudrapur,Saharanpur,Sandila,Sangrur,Shikohabad,Sultanpur,Ujjain,Varanasi

Primary Responsibilities: BusinessMeet the set targets on liabilities in terms of open market acquisition and existing customer conversion Understand need and acquire customers who meet the criteria for liability products through either of the below channels Leads generated by branch staff and personal leads Referrals generated from existing customers Alternate channels Maintain the database of the prospects meet select prospects and manage the relationship thereafter Accompany CRSUnsecured loans on the field for actively driving conversion of existing borrowing customers into liabilities customer Cross sell other secured loan products of Ujjivan and pass quality leads to respective loan officers Share customer insightsproduct related feedback with the Sales Manager LiabilitiesCustomersInteract with customers in a courteous and professional manner provide prompt efficient and accurate services Reduce customer dormancy and customer attrition by continuous engagement interaction Resolves the customer queries on various accounts FD RD remittances and third party productInternal ProcessesGuide the customer to fill the Account Opening Form ensure receipt and verification of KYC documents obtain customer signatures on all mandatory documents Strictly adhere and maintain compliance to KYC norms Drive the usage of alternate channels such as ATMs BCs and assist customers to use ATMs for dispensing cashLearning and Performance Maintain up to date knowledge of the liabilities products and services as well as a working knowledge of other products offered in the branch Resolve queries raised by CRSunsecured loans wrt liability products and support them in selling liabilities Ensure adherence to training mandays mandatory training programs for self Ensure goal setting midyear review and performance appraisal processes are completed within specified timelines Location: Ahmedabad,Ahmednagar,Ambarnath,Ambejogai,Anand,Aurangabad,Vadodara,Beed,Bharuch,Bhavnagar,Bhiwani,Bhuj,Bhusawal,Dombivli,Gandhidham,Gandhinagar,Gondiya,Goregaon,Himatnagar,Hyderabad,Jalgaon,Jalna,Jamnagar,Karad,Kolhapur,Latur,Mehsana,Mumbai,Nadiad,Nagpur,Nanded,Nashik,Navsari,Panvel,Pune,Pusad,Rajkot,Sangli,Satara,Shirpur,Solapur,Surat,Thane,Valsad,Vapi,Virar

Primary Responsibilities: Credit Management Policy ProcessesMaintains Credit policy and process adherence in the Branch Coordinate with Legal Technical AgenciesUnderwriting Carry out detailed business analysis and recommend a proposal to the delegated authority Visit each case within prescribed TAT Prepare CAM and Financial Analysis for the caseVisit neighbours suppliers customers for the reference checksVisit property and conduct due diligence in identifying the property Location: Akurdi,Borivali,Chowk,Morbi,Pimpri, Ahmedabad,Ambarnath,Anand,Aurangabad,Vadodara,Bhavnagar,Bhiwani,Bhusawal,Chandrapur,Dombivli,Gandhidham,Gondiya,Himatnagar,Hyderabad,Jalgaon,Jalna,Jamnagar,Kolhapur,Latur,Mehsana,Mumbai,Nadiad,Nagar,Nagpur,Nanded,Nashik,Panvel,Pune,Rajkot,Sangli,Shirpur,Solapur,Surat,Thane,Valsad,Vapi,Virar

We are looking for a highly motivated and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 0-4 years of experience in retail mortgages and relationship management. Roles and Responsibility Manage and maintain strong relationships with existing clients to ensure customer satisfaction and retention. Identify new business opportunities and develop strategies to acquire new customers. Conduct market research and analyze competitor activity to stay ahead in the market. Collaborate with internal teams to provide excellent customer service and support. Develop and implement effective sales plans to achieve targets and goals. Build and maintain a strong understanding of customer needs and preferences. Job Requirements Strong knowledge of retail mortgages and relationship management principles. Excellent communication, interpersonal, and negotiation skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills with attention to detail. Proficient in using technology and software applications to manage customer interactions. Ability to build and maintain strong relationships with clients and colleagues.

We are looking for a highly skilled and experienced Branch Receivable Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 2-4 years of experience in the BFSI industry, preferably with experience in affordable housing or housing loan. Roles and Responsibility Manage and oversee the receivables process at the branch level. Ensure timely collection of payments from customers and maintain high customer satisfaction. Develop and implement strategies to improve receivables management. Collaborate with other departments to resolve customer complaints and issues. Analyze and report on receivables performance metrics to senior management. Maintain accurate records and reports of receivables transactions. Job Requirements Strong knowledge of accounting principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficient in Microsoft Office and other software applications. Strong analytical and problem-solving skills. Experience working with housing loan or affordable housing products is preferred.

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-4 years of experience in the BFSI industry, preferably with a background in inclusive banking, mortgages, or credit. Roles and Responsibility Manage and process credit applications efficiently. Conduct thorough credit assessments and risk analyses. Develop and maintain relationships with clients to understand their financial needs. Collaborate with internal teams to ensure seamless credit operations. Monitor and report on credit portfolio performance metrics. Identify opportunities to cross-sell relevant products and services. Job Requirements Strong knowledge of credit underwriting principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in credit management software and systems. Strong analytical and problem-solving skills. Experience in the BFSI industry, particularly in small finance banks or NBFCs.

We are looking for a highly motivated and experienced Branch Sales Manager to lead our retail mortgage sales team. The ideal candidate will have a strong background in sales management, preferably in the BFSI industry, with a focus on retail mortgages. Roles and Responsibility Manage and oversee the daily operations of the branch sales team to achieve business objectives. Develop and implement effective sales strategies to drive growth and expansion in the retail mortgage sector. Lead and motivate a team of sales professionals to meet or exceed sales targets. Build and maintain relationships with key stakeholders, including customers, partners, and internal teams. Analyze market trends and competitor activity to identify opportunities and threats. Monitor and report on sales performance metrics to senior management. Job Requirements Proven experience in sales management, preferably in the BFSI industry, with a focus on retail mortgages. Strong leadership and motivational skills, with the ability to inspire and guide a team. Excellent communication and interpersonal skills, enabling strong relationship building with customers and stakeholders. Ability to analyze market trends and competitor activity to inform sales strategies. Strong problem-solving and decision-making skills, with the ability to work under pressure. Experience working with inclusive banking products and services is an added advantage.

We are looking for a highly motivated and experienced Branch Sales Manager to lead our retail mortgage sales team. The ideal candidate will have a strong background in sales management, preferably in the BFSI industry, with a focus on retail mortgages. Roles and Responsibility Develop and implement effective sales strategies to achieve business objectives. Manage and motivate a team of sales professionals to meet targets. Build and maintain relationships with key stakeholders, including customers, partners, and internal teams. Analyze market trends and competitor activity to identify opportunities and threats. Collaborate with cross-functional teams to drive business growth. Monitor and control expenses to ensure profitability and efficiency. Job Requirements Proven experience in sales management, preferably in the BFSI industry. Strong knowledge of retail mortgages and inclusive banking products. Excellent leadership and communication skills. Ability to analyze data and make informed decisions. Strong networking and relationship-building skills. Experience working in a fast-paced environment and meeting deadlines.

Vacancy Locations Tiruvallur Tiruvannamalai Kanchipuram Tambaram Villupuram Ambattur Salem Coimbatore Hosur Tirupathur Sivakasi Trichy Madurai Dindigul Thanjavur Tirunelveli Aruppukottai Sivagangai Nagercoil Tuticorin Tenkasi Tiruppur Erode Vellore Kallakurichi Madurathakkam Roles and Responsibilities To be the force to enable a robust growth for the organization. As a Branch Head the candidate is expected to be a go getter who actively solicit new business and ensure consistent growth. It is expected of the candidate to build a quality portfolio. Role also envisages acquiring and managing of new partnerships with institutes. Candidate should be a good people manager who motivates and guides his team of Relationship managers to achieve their respective target. Candidate would also be the brand ambassador for the organization. His behavior and conduct should be impeccable. Responsible for achieving the sales Targets month on month Direct sourcing of customer for loan against property. Work with internal support teams to ensure seamless servicing for customers. Preference will be given if have experience in affordable LAP. Preference if have little legal knowledge. QUALIFICATIONS, EXPERIENCE & SKILLS Experience Above 1 years of experience. Should have worked in similar roles. Qualification Degree Skills: Assertive, go getter, with the ability to build and maintain relationships. Should be confident and self-motivated. Should be a local person. Must know the market and competitor

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 2-5 years of experience in the BFSI industry, preferably in micro mortgages or sales roles. Roles and Responsibility Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking, referrals, and market research. Develop and implement strategies to acquire new customers and expand the client base. Conduct regular portfolio reviews to ensure compliance with regulatory requirements. Collaborate with internal teams to resolve customer queries and issues promptly. Analyze market trends and competitor activity to stay ahead in the competition. Job Requirements Strong knowledge of micro mortgages, sales, and relationship management principles. Excellent communication, interpersonal, and negotiation skills. Ability to work in a fast-paced environment and meet sales targets. Proficiency in using technology-based tools to manage customer relationships. Strong analytical and problem-solving skills to analyze data and identify trends. Experience working with diverse client groups, including those in inclusive banking segments.

We are looking for a highly motivated and experienced Branch Sales Manager to lead our retail mortgage sales team. The ideal candidate will have a strong background in sales management, preferably in the BFSI industry, with a focus on retail mortgages. Roles and Responsibility Manage and oversee the daily operations of the branch sales team to achieve business objectives. Develop and implement effective sales strategies to drive growth and expand the customer base. Build and maintain strong relationships with customers, providing excellent customer service and support. Lead and motivate a team of sales professionals to meet their targets and goals. Analyze market trends and competitor activity to identify new business opportunities. Collaborate with other departments to ensure seamless delivery of products and services. Job Requirements Proven experience in sales management, preferably in the BFSI industry, with a focus on retail mortgages. Strong leadership and motivational skills, with the ability to inspire and guide a team. Excellent communication and interpersonal skills, enabling strong relationship building with customers and colleagues. Ability to analyze market trends and competitor activity to identify new business opportunities. Strong problem-solving and decision-making skills, with the ability to work under pressure. Experience working with inclusive banking products and services, focusing on retail mortgages.

Roles and Responsibilities Analyze market trends and competitor activity to identify opportunities for growth. Ensure compliance with regulatory requirements and internal policies for mortgage loans. Lead a team of sales professionals to achieve targets in branch sales and business development. Oversee loan against property (LAP) processing, including credit appraisal, documentation, and disbursement. Manage branch operations, ensuring efficient sales performance and customer satisfaction. Desired Candidate Profile Strong understanding of LAP products and processes. 6-11 years of experience in branch management or related field (banking/NBFC). Excellent communication, leadership, and team handling skills. Ability to analyze data to drive business decisions. Proficiency in MS Office applications.

We are looking for a highly motivated and experienced Branch Sales Manager to lead our retail mortgage sales team. The ideal candidate will have 0-4 years of experience in the BFSI industry, preferably with Equitas Small Finance Bank. Roles and Responsibility Manage and oversee the daily operations of the branch sales team to achieve business targets. Develop and implement effective sales strategies to drive growth in retail mortgages. Lead and motivate a team of sales professionals to meet their individual and collective goals. Build and maintain strong relationships with customers, stakeholders, and partners. Analyze market trends and competitor activity to identify new business opportunities. Monitor and control expenses to ensure profitability and efficiency. Job Requirements Strong knowledge of inclusive banking, retail mortgages, and sales principles. Excellent leadership, communication, and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in using technology and software applications. Strong analytical and problem-solving skills. Experience working with teams and managing multiple priorities simultaneously. Additional Info The company offers a dynamic and supportive work environment with opportunities for professional growth and development. Location - Chennai,Vellore,Thiruvannamalai,Krishnagiri

ROLEPURPOSE & OBJECTIVE DrivesMortgage business in their respective Cluster. Is responsible foroverall growth and success of the MLAP business & cross sellTPP & Liability Products Buildefficient team of Relationship Officers in the Cluster assigned NON-FINANCIALSIZE Costof hiring and placing new Relationship Officers at Branches OperationalCost of managing the Conveyance and Claims of RelationshipOfficers Costof procurement marketing collaterals, sales aids Shallbe expected to manage a portfolio of Rs.15 Cr. Progressively Managinga single product across the branches of operations Managinga team size of 5 employees progressively Managingassets like marketing collaterals, Stationary, Dockets andSystems Managinghiring and placement of Relationship Officers in requiredBranches KEYDUTIES & RESPONSIBILITIES OF THE ROLE Candidateshould be able to deliver budgeted business figures from theCluster of control through placing adequate manpower across activebranches. He/She is also responsible for building a qualityportfolio without compromising on quantum of business Business/Financials Daily/Weekly /Monthly monitoring of the accomplishment of targetsaccording to the annual/monthly targets established for the areaand branches under his/her responsibility to provide guidance andsolutions to his/her team as required SupportsLoan Officers- in his/her area in their duties of client visits,risk assessment and recovery strategies Efficientstaffing by timely recruitment & training SupportsRelationship Officers- in his/her area in their duties of clientvisits, risk assessment and recovery strategies Shouldbe ready to travel extensively across the cluster of control forbusiness requirements Customer(Both Internal & External) Ensurethat customers are aware of the Product and services properly Ensurethat customers are explained about the Terms & Conditions ofProduct Focuson lower TAT as per laid down standards. InternalProcess Monitorhealth of portfolio Ensurecompliance with lending guidelines, quality framework and auditrequirements; ensure speedy resolution of any audit observationsand take necessary steps to prevent recurrence audit and otherregulations. Ensure,supervise the correct implementation of the credit proceduresincluding all the respective tools Innovation& Learning Ensuregoal-setting, mid-year review and annual appraisal process withinspecified timelines for self and reportees Evaluatethe staff competences in terms of promotion, business assessmentand credit risk assessment capacity and propose solutions forimprovement Expectedto be updated with all new improvement & innovationshappening in the market and competitors Shouldbe updated with the latest trends in civic and local laws of theterritory of operation Qualifications Graduatein Commerce or relevant subjects AnMBA or equivalent is an added advantage Experience(Yearsand Core Experience Type) 5years in sales and documentation of loans of which at least 2years in Housing Loans, home loans or loan against property in anNBFC/ Bank/HFC. Mixed experience of Sales & Credit isacceptable, but should be predominantly in sales Certifications Relevantcertifications shall be an added advantage FunctionalSkills Abilityto create teams and drive sales performance. Will be required totake complete ownership of MLAP at Cluster level. Abilityto engage with customers, Plan & execute Marketing and Salespromotion for MLAP Abilityto speak and read regional language(s)- is desirable. Ability tocommunicate in English (Read-speak-write) is required. Has goodverbal fluency and uses simple, clear and purposeful language. AdequateComputer knowledge BehavioralSkills Sound Product knowledge Should possess Training Skills Willingnessto travel & relocation as per business requirements andcareer opportunities Managing customer relations Performance oriented Competencies Good Computer Knowledge Competentto handle MIS systems and Lending Software KEYINTERACTIONS INTERNAL EXTERNAL Product and Marketing Team Regional Operations, Credit Audit,Vigilance and FCU team Area Technical Manager Legal Vendors External marketing agencies Competitor Counterparts Location - Ambasamudram,Ambur,Attur,Bengaluru,Belgaum,Chamarajanagar,Channapatna,Chikkaballapura,Chitradurga,Coimbatore,Cuddalore,Cumbum,Davangere,Dharapuram,Dharmapuri,Dharwad,Dindigul,Erode,Gangavathi,Gangavati,Gobichettipalayam,Gokak,Gundlupet,Hebbal,Kanchipuram,Kumbakonam,Maddur,Madurai,Mannargudi,Mayiladuthurai,Mysuru,Nagercoil,Nanjangud,Pattukkottai,Periyakulam,Ramanujnagar,Rajanagaram,Ramanathapuram,Salem,Sankarankoil,Shimoga,Sivakasi,Shrirangapattana,Thanjavur,Theni,Thiruvaiyaru,Tiruvannamalai,Thiruvarur,Tiptur,Tirunelveli,Tiruppur,Tumkur,Udumalaipettai,Virudhachalam

ROLEPURPOSE & OBJECTIVE Thisrole is responsible to follow-up with Default customer forRecovery of over-due amount as per the Allocation Forany unresolved cases, the incumbent needs to decide on the mostvalue added mode of follow-up; adopt different strategies for thecollection at different point of time; work on having thecustomers being treated well during the Overdue Follow up;Motivate the customers to make On Time Repayment; Trace out theabsconded default customers and initiate recovery process KEYDUTIES & RESPONSIBILITIES OF THE ROLE Business Followup with the customers to collect the repayment from the customer Convincethe customers to make the repayment, take PTPs and followup Updatethe status of the repayment to branch staff Updatethe details of the interaction with the customer in the Software Issuethe Receipt to the customer and deposit the amount with theCashier Communicatethe customers about the consequences of non-payment Traceout of absconded default customers and initiate recovery process Initiatethe Legal process in case of Non-Repayment based on the Documentavailable with the organization Managecollection process and legal guidelines; Initiate the process ofreporting full details about non-payment customers for actionplan and maintain the Monthly Collection Target is met Ensurethat the Monthly individual collection target is met Customer Interactwith the customers politely, Convince the customer to make therepayment Maintainfair collection practices while dealing with customers Oneshould contact people other than the customers only to locate theborrower Communicatethe Consequences thoroughly to the customers about theNon-payment Issuethe notices to the customers at different stages with details offurther course of action Understandthe customers situation and adopt various strategies forcollection Customersshould be treated with respect and no false, deceptive, or misleading claims should be made for thepurpose of collecting repayments. This includes misrepresentinghis/ her identity or falsifying facts about debt status orconsequences of non-repayment or claiming any monetary ornon-monetary awards post tracing of the customer. Internal process Ensure that collection process and legal guidelines to be adhered Recommendfor legal actions for non-recoverable cases above Rs 10,000 O/scases and follow up with the Legal Cell for the closure of thecases Complete administrative work related to collection such as updatingdelinquent account history, updating change of customers'information, providing and maintaining MIS report, reviewing ofcollection feedback on Daily, Weekly & Monthly basis, etc Review the Cases with Manager before taking further course of action Report any fraud identified in the field to Vigilance Interactwith different teams at appropriate verticals and if requiredengage them for collections. Recommendation of doubtful overdue cases for writing off in co-ordination withthe team. Learning & Performance Ensure that you are up to date on all relevant circulars and allproducts/services offered in the Branches. Ensure adherence to training man-days/ mandatory training programs forself Ensure goal-setting, mid-year review and annual appraisal process withinspecified timelines for self. Ensure coordination between different teams, to build a collaborativespirit and shared sense of purpose. Qualifications 12thPass/ Graduate in a related field Experience 2 years of experience for 12th Pass candidate and/or 1year of experience for a graduate in relevant areas ofcollections, risk controls FunctionalSkills Fluent in Communication in the local language Understanding of the documents of the Secured Loans Knowledge of various strategies that can be adopted for recovery of securedloan Legal etc. Has to have tenacity in meeting targets. Take responsibility of effectiveness and timely completion of work. Planning,o rganizing and time management skill. Should have the ability toprioritize. BehavioralSkills Good Convincing skills which can be adopted during the collection. Strong communication skills with the ability to communicate directlywith field staff & customers. Local language skills will be preferred Location - Alleppey,Belgaum,Cherthala,Chintamani,Coimbatore,Cuddalore,Dharmapuri,Erode,Gobichettipalayam,Gundlupet,Hebbal,Hukeri,Mysuru,Pandavapura,Panruti,Puducherry,Salem,Tiruvannamalai