4725 Lap Jobs - Page 25

1.JOB PURPOSE:Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP BusinessEnsure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environmentEnsure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirementEnsure the quality of Credit approval note and the Credit approval mails.Ensure the TAT for all the proposals is maintained inline with the prescribed standardsEnsure the productivity for underwriting proposals is maintained inline with the prescribed standardsEnsure all MIS is maintained timely and correctlyContribute to the new project initiatives 3. SKILLS AND KNOWLEDGE Educational QualificationsCA/Post-graduate in FinanceFunctional SkillsAttention to Detail, Critical Thinking, Sound Knowledge of Risk Management & Credit, Process Oriented, Time Management Relevant and total years of Experience3-5 years in an underwriting team of a top tier bank/ NBFC/ fintechs in India.

1.JOB PURPOSE:Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP BusinessEnsure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environmentEnsure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirementEnsure the quality of Credit approval note and the Credit approval mails.Ensure the TAT for all the proposals is maintained inline with the prescribed standardsEnsure the productivity for underwriting proposals is maintained inline with the prescribed standardsEnsure all MIS is maintained timely and correctlyContribute to the new project initiatives 3. SKILLS AND KNOWLEDGE Educational QualificationsCA/Post-graduate in FinanceFunctional SkillsAttention to Detail, Critical Thinking, Sound Knowledge of Risk Management & Credit, Process Oriented, Time Management Relevant and total years of Experience3-5 years in an underwriting team of a top tier bank/ NBFC/ fintechs in India.

JOB PURPOSE:Responsible for Area Credit Manager of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP BusinessEnsure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environmentEnsure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirementEnsure the quality of Credit approval note and the Credit approval mails.Ensure the TAT for all the proposals is maintained inline with the prescribed standardsEnsure the productivity for underwriting proposals is maintained inline with the prescribed standardsEnsure all MIS is maintained timely and correctlyContribute to the new project initiatives 3. SKILLS AND KNOWLEDGE Educational QualificationsCA/Post-graduate in FinanceFunctional SkillsAttention to Detail, Critical Thinking, Sound Knowledge of Risk Management & Credit, Process Oriented, Time Management Relevant and total years of Experience5-10 years in an underwriting team of a top tier bank/ NBFC/ fintechs in India.

LTFinance is looking for Branch Manager - LAP to join our dynamic team and embark on a rewarding career journey. Oversee and manage the operations of the branch, ensuring seamless workflow and compliance with regulatory norms Drive business growth by sourcing and processing Loan Against Property (LAP) applications, ensuring adherence to credit policies Develop and execute sales strategies to achieve branch targets, focusing on customer acquisition and portfolio quality Build and maintain relationships with key stakeholders, including channel partners, customers, and financial institutions Monitor and manage the branch's loan portfolio, ensuring timely disbursements, repayments, and minimal delinquency Lead, train, and motivate the branch team to ensure high performance and professional development Analyze market trends and competitor activities to identify opportunities for business expansion and risk mitigation Prepare and present regular performance reports to senior management, highlighting achievements, challenges, and plans Ensure exceptional customer service by addressing grievances promptly and maintaining high satisfaction levels Maintain strict compliance with internal audit guidelines and regulatory requirements to safeguard organizational interests

LTFinance is looking for Branch Manager - LAP to join our dynamic team and embark on a rewarding career journey. Oversee and manage the operations of the branch, ensuring seamless workflow and compliance with regulatory norms Drive business growth by sourcing and processing Loan Against Property (LAP) applications, ensuring adherence to credit policies Develop and execute sales strategies to achieve branch targets, focusing on customer acquisition and portfolio quality Build and maintain relationships with key stakeholders, including channel partners, customers, and financial institutions Monitor and manage the branch's loan portfolio, ensuring timely disbursements, repayments, and minimal delinquency Lead, train, and motivate the branch team to ensure high performance and professional development Analyze market trends and competitor activities to identify opportunities for business expansion and risk mitigation Prepare and present regular performance reports to senior management, highlighting achievements, challenges, and plans Ensure exceptional customer service by addressing grievances promptly and maintaining high satisfaction levels Maintain strict compliance with internal audit guidelines and regulatory requirements to safeguard organizational interests

JOB PURPOSE:Responsible for Area Credit Manager of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP BusinessEnsure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environmentEnsure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirementEnsure the quality of Credit approval note and the Credit approval mails.Ensure the TAT for all the proposals is maintained inline with the prescribed standardsEnsure the productivity for underwriting proposals is maintained inline with the prescribed standardsEnsure all MIS is maintained timely and correctlyContribute to the new project initiatives 3. SKILLS AND KNOWLEDGE Educational QualificationsCA/Post-graduate in FinanceFunctional SkillsAttention to Detail, Critical Thinking, Sound Knowledge of Risk Management & Credit, Process Oriented, Time Management Relevant and total years of Experience5-10 years in an underwriting team of a top tier bank/ NBFC/ fintechs in India.

LTFinance is looking for Branch Manager - LAP to join our dynamic team and embark on a rewarding career journey. Oversee and manage the operations of the branch, ensuring seamless workflow and compliance with regulatory norms Drive business growth by sourcing and processing Loan Against Property (LAP) applications, ensuring adherence to credit policies Develop and execute sales strategies to achieve branch targets, focusing on customer acquisition and portfolio quality Build and maintain relationships with key stakeholders, including channel partners, customers, and financial institutions Monitor and manage the branch's loan portfolio, ensuring timely disbursements, repayments, and minimal delinquency Lead, train, and motivate the branch team to ensure high performance and professional development Analyze market trends and competitor activities to identify opportunities for business expansion and risk mitigation Prepare and present regular performance reports to senior management, highlighting achievements, challenges, and plans Ensure exceptional customer service by addressing grievances promptly and maintaining high satisfaction levels Maintain strict compliance with internal audit guidelines and regulatory requirements to safeguard organizational interests

Key Objectives : To drive sales and ensure business targets are achieved Responsibilities : 1. Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships. 2. Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referrals 3. Maximize sales through a network and relationships to ensure strong business 4. Develop and maintain strong liaisons with the clients for repeat business or referrals. 5. Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. 6. Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area 7. Align with the team on ground lead generation activities for Sales.8. Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategies 9. Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies 10. Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. 11. Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Qualification -Graduate in any discipline

To drive sales and ensure business targets are achieved o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships.o Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referralso Maximize sales through a network and relationships to ensure strong businesso Develop and maintain strong liaisons with the clients for repeat business or referrals.o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion.o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the areao Align with the team on ground lead generation activities for Sales. Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategieso Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategieso Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market.o Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Post Graduate/ Graduate in any discipline

Customer Acquisition & Relationship Management : Identify and engage potential clients through various sourcing channels. Build and maintain strong relationships with customers to understand their financial needs and provide tailored loan solutions. Sales Target Achievement : Meet and exceed sales targets by effectively promoting Micro LAP products and services. Loan Processing & Documentation : Guide clients through the loan application process, ensuring all necessary documentation is collected and processed efficiently. Collaboration with Internal Teams : Work closely with credit, operations, and risk teams to facilitate quick loan approvals and disbursements. Market Analysis & Reporting : Stay updated on market trends and competitor offerings. Provide regular reports on sales activities, market feedback, and potential business opportunities. Location - mumbai,delhi,pune,bangalore,hyderabad,chennai

Responsible for leading and managing a team of sales representatives to achieve sales targets within a specific geographical area. Retain and expand the company's base of customers for home loan and LAP channel(Loan Against Property) so as to ensure repeat business or referrals Maximize sales through a network of DSA / Direct Sales / CA / Builders and by effectively managing connector and builder relationships to ensure strong business. Maximize number of APFs and increase penetration in the approved APF projects. Facilitate the development of a robust business plan so as to improve the disbursal patterns Identify and develop new builder/channel relationships so as to penetrate new markets and thereby increase business.

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location - mumbai,delhi,pune,bangalore,hyderabad,chennai

The ideal candidate will have a strong background in collections and financial services, with excellent communication and leadership skills. Roles and Responsibility Handle collections for the assigned area and achieve collection targets on various parameters like resolution, flows, credit cost, and roll rates. Ensure NPA's are within the assigned budget and minimize them through active efforts. Increase fee income/revenue and develop initiatives to control and reduce vendor payouts. Conduct asset verifications and possession as per SARFESI/Section 9 process through court receivers. Track and control delinquency, focusing on non-starters and ensuring quick resolution of customer issues within specified TAT. Build relationships with key clients to ensure timely collections and monitor defaulting customers by ensuring regular follow-ups with critical/complex customers. Represent the organization in front of legal/statutory bodies as required by the legal team and ensure the collection team adheres to legal guidelines provided by the law in force. Allocate work to field executives and ensure agencies perform as per defined SLA, with payments and audit receipts deposited within the defined SLA. Ensure adequate Feet on Street availability and obtain daily updates from all collection executives on the delinquent portfolio, initiating detailed account level reviews of high-ticket accounts. Ensure compliance with all Audit/Regulatory bodies and company policies and procedures.

To drive sales and ensure business targets are achieved. To build strong relationships with prospective clients so as to ensure business continuity Core Responsibilities: o Proactively reach out to potential clients and explain the entire process of home loan while setting correct expectations o Manage end-to-end sales lifecycle tapping prospects, analyze their requirements, render advice, negotiate commercially, and ensure timely disbursement of loan. o Achieve the Budgeted sales target from the designated regions on monthly basis o Effectively manage connector and builder relationships to ensure strong business o Ensure digital leads are converted to sanction and disbursement o Organize and track all potential leads and maintain proper MIS o Identify and Develop New Builder/ channel relationships in existing/new markets to increase business o Strong understanding of the markets / competition / process and products available in the markets and provide positive feedback to the central product and policy team to stay ahead in the market. o Manage internal & external customer relationship to ensure customer satisfaction. o Ensure compliance to all Audit / NHB regulations. Qualification: Graduate/Post Graduate Location - mumbai,delhi,pune,bangalore,hyderabad,chennai

Major Deliverables: Generate leads & business from assigned dealership as well as the open market Maintain a healthy relationship with Dealers for sales objective. Ensuring Post Disbursal Documents (PDD) updation RC, First EMI & Non starter collection & its updation to maintain the portfolio Timely Communication to dealers staff about the scheme / HO communication about payouts/RC, etc Ensure enhanced sourcing & business at the dealer counter(s) being managed Ensure proper implementation of all the finance schemes in operation at Dealer level & impart regular training on the same to the dealer Sales team Understanding of customers need and proper guidance / explanation of the finance schemes to the customers Daily sharing of MIS with case wise status of the leads given by dealership Minimum Nos. expected as per productivity matrix. Login to conversation to maintain the targeted ratio. Location - mumbai,delhi,pune,bangalore,hyderabad,chennai

Key Responsibilities: Sales & Business Development: Identify and build strong relationships with key connectors (builders, real estate agents, financial consultants, etc.) to generate high-quality leads. Promote Home Loan and LAP products to potential customers through connectors and ensure lead conversion. Achieve sales targets for Home Loan and LAP products by managing the entire sales process. Customer Relationship Management: Cultivate long-term relationships with connectors, real estate developers, and other key stakeholders. Provide guidance and consultation to customers regarding product features, eligibility, and documentation. Ensure a high level of customer satisfaction by addressing queries and resolving concerns promptly. Market Research & Competitive Analysis: Stay updated with market trends, competitor offerings, and new developments in the home loan and LAP space. Share market insights and feedback with the team to improve product offerings and sales strategies. Documentation & Compliance: Ensure proper documentation is obtained for loan processing in compliance with company policies and regulatory requirements. Track the progress of applications and ensure timely submission of documents and reports. Collaboration & Reporting: l Work closely with internal teams, including credit and operations, to ensure smooth loan processing and approval. l Provide regular updates on lead generation, conversion rates, and overall performance to Management

Roles and Responsibilities Manage relationships with existing customers to ensure timely repayment of loans. Identify new business opportunities through lead generation and conversion. Provide guidance on loan options, interest rates, and other financial products. Maintain accurate records of customer interactions and transactions. Desired Candidate Profile 1-4 years of experience in home loans, mortgage loans, NBFC, or lap industries. Strong understanding of financial products such as housing finance, LAP (Loan Against Property), etc. . Excellent communication skills for effective relationship management with customers. Ability to work independently with minimal supervision while meeting targets. Graduate fresher candidate can also apply. Interested candidate can share updated cv on tushar.ravalji@aavas.in or call on 9057409096

1. Aggressively drive the sales numbers and source new business for Home Loans through DSAs and Open Market. 2. Build and maintain relationships with DSAs, builders, and other business partners. 3. Generate leads, convert them into sales, Required Candidate profile 1. Graduate/PG in any field with min 1-2 years of relevant experience in HL/Lap loan in BFSI industry. 2. Knowledge of loan documentation process. 3. Male & Females both candidates will be preferred. Perks and benefits Incentive is very good

we have opening in hdfc bank as a sales officer if the candidates having experince in banking sector to them always welcome product we need Any Finance Product

Roles and Responsibilities Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through open market sales and field sales activities. Process loan applications against property, home loans, mortgage loans, LAP (Loan Against Property), secured loans, and housing loans. Conduct site visits to verify property documents and assess creditworthiness of borrowers. Maintain accurate records of client interactions and transactions. Desired Candidate Profile 1-4 years of experience in banking or finance industry with a focus on relationship management or sales. Strong understanding of various types of loans such as home loans, mortgage loans, LAP etc. . Excellent communication skills for effective interaction with clients at all levels. Ability to work independently with minimal supervision while meeting targets set by the organization.

Appraise loan applications within guidelines and recommend approvals. Assess risks and product suitability; conduct customer discussions. Monitor portfolio: renewals, deferrals, and Early Warning Signals. Visit key customers and maintain service TATs Required Candidate profile Coordinate with internal teams and submit timely MIS reports Location: Chilakaluripet, Nellore, pune Exp: 3-4 years in Banking Credit SME Age: 30 years CTC: Up to 7 Lakh call 9022157571

Responsibilities: * Field visit to find prospective customer Travel allowance Sales incentives

Hi, Menka here from Onboard HRServices!! Opportunity as Area Sales Manager - Prime Vertical Sales - HL/LAP - DSA with Leading NBFC at Barakhambha, Delhi!! If interested, share updated resume on menka@onboardhrservices.com

Hi, Menka here from Onboard HRServices!! Opportunity as Area Sales Manager - Prime Vertical Sales - HL/LAP - DSA with Leading NBFC at Green Park!! If interested, share updated resume on menka@onboardhrservices.com

Role & responsibilities Role & responsibilities Sale Home Loan, LAP, Loan against property, Mortgages, Home finance, Housing Loan) Preferred candidate profile Sales ( NBFC ) Experience Home loan and Lap and Mortgages Salary no bar Experience Candidate Send Update Resume Jobs@xwelljobs.com Contact Jitesh Mathur 9414133911zz