4724 Lap Jobs - Page 24

You should be well-versed in legal terminology and operations with a strong understanding of Micro Lap, LAP, HL products (NON-SARFAESI product knowledge will be an added advantage). Your knowledge should encompass current legal tools applicable to the industry practice. Crisis management experience, critical thinking, and multitasking abilities are essential. Excellent oral and written communication skills are crucial, with proficiency in Hindi being preferred but not mandatory. Vendor management skills are also required. Preferred qualifications include experience in drafting legal documents, the ability to work effectively within a team (P.I. role) and independently, and a problem-solving mindset. You should have knowledge of internal and external business practices and operations, strong analytical skills, and proficiency in Excel. Your responsibilities will extend to various activities such as sending legal notices and intimations letters to delinquent customers, filing relevant suits, and initiating legal actions in case of no response to notices. Coordinating in arbitration, conciliation, or any other alternate dispute mechanism available as per the case is necessary. You will also be responsible for coordinating with external legal counsels in the event of any legal suits filed by or against the company. Follow-up for delinquent cases for resolution in which legal tools have been used and working closely with the team on NBW, Arbitration Cases, and Repo Cases will be part of your role.,

Department Sales (Secured Loan) Role Relationship Manager Location Andhra Pradesh Branches Rajahmundry, Nandyala, Hindupur, Mahboobnagar, Palakollu, Siddipet, Madanpalle, Kakinada Role & Responsibilities PRIMARY RESPONSIBILITY: Responsible for branch productivity Adherence to process, disbursement Collection etc Should have potential to take the initiative in building a growing customer base Responsible for recruitment of relationship managers for particular branches Responsible for managing Profit and loss of a branch Responsible for individual & Teams targets Shall be responsible for sourcing, servicing, and disbursing the business and manage overdue collections Taking care of Teams Productivity and business Desired Skills A graduate / P G in any discipline Minimum 6 months to 5 year of experience LAP / Business loan Must have team handling Experience

Department Sales (Secured Loan) Role Relationship Manager Location Karnataka Branches:Ramanagara, Nelamangala, Krishna Raja Nagara, Maddur Role & Responsibilities PRIMARY RESPONSIBILITY: Responsible for branch productivity Adherence to process, disbursement Collection etc Should have potential to take the initiative in building a growing customer base Responsible for recruitment of relationship managers for particular branches Responsible for managing Profit and loss of a branch Responsible for individual & Teams targets Shall be responsible for sourcing, servicing, and disbursing the business and manage overdue collections Taking care of Teams Productivity and business Desired Skills A graduate / P G in any discipline Minimum 6 months to 5 year of experience LAP / Business loan Must have team handling Experience

PRIMARY RESPONSIBILITY: Responsible for area productivity. Adherence to process, disbursement Collection etc. Should have potential to take the initiative in building a growing customer base. Responsible for recruitment of relationship managers for particular branches. Responsible for managing Profit and loss of a branch and ensuring profitability of strategic SBU. DESIRED SKILLS & QUALIFICATION: A graduate / P.G in any discipline. Minimum 5 years of experience LAP Must have team handling Experience.

Job Description: As a Relationship Manager in the Affordable Housing Loan segment , you will be responsible for driving business growth by acquiring and managing affordable housing loan customers. You will build strong relationships with clients, understand their housing finance needs, and provide tailored loan solutions. Your role involves sourcing leads, guiding customers through the loan process, ensuring compliance with policies, and achieving sales targets while delivering excellent customer service. Key Responsibilities: Identify and acquire new customers for affordable housing loans. Maintain and strengthen relationships with existing clients. Assess customer eligibility and guide them through the loan application process. Coordinate with internal teams for timely loan disbursement and documentation. Achieve set targets and contribute to the overall growth of the housing loan portfolio. Ensure adherence to bank policies and regulatory guidelines. Qualifications: Graduate in any discipline; experience in housing finance or banking preferred. Strong interpersonal and communication skills. Customer-centric approach with problem-solving abilities. Ability to work independently and as part of a team. Regards, Sandipa 7980475998

Role & responsibilities Identify and acquire new customers for Home Loans and Loan Against Property (LAP) through direct sourcing, channel partners, and referrals. Manage the end-to-end sales cycle from lead generation, customer engagement, document collection, loan processing, and disbursement. Build and maintain strong relationships with customers to ensure repeat business and customer satisfaction. Maintain active coordination with credit and operations teams for smooth processing of files. Achieve monthly and quarterly sales targets as assigned by the management. Educate and guide customers on loan products, eligibility, documentation, and other requirements. Monitor market trends and competitor activities and provide regular feedback to the product team.

HDB is Urgently hiring for Branch Manager role Location: Jalandhar Kapurthala Chowk #Product - Secured/ UnSecured 2 years of team handling experience is must Experience- 5+ years Education- any graduate Only Local and relevant candidates are preferred with notice period of 30 days. Interested candidates can apply from below link or can share their resume on rupali.vishal@hdbfs.com

Role : Branch Business Head. Location : Namakkal, Attur. Responsibilities: Manage all aspects of the branch including compliance, underwriting, operation, sales, and processing teams. Plan and execute the strategy to achieve the performance of the branch. Expand and retain the company's base of customers for affordable home loans by developing and maintaining strong liaisons with the clients/channel partners. Ensure compliance with all Audit / NHB regulations as well as policies and procedures of the company. Closely monitors the quality of books ensuring minimum delinquency at the branch level. Drive team productivity by effectively managing the team of sales managers and also extend support through appropriate hiring, training, reward and recognition of the team. Build and develop a defined source mix comprising of direct and indirect sourcing channels. Ensure smooth functioning of the lending process at the various stages such as inquiry, application, verification, disbursement of loan, collection, new and existing customer service. Manage post-sales customer/channel partner escalation. Co-ordinate and supervise all key departments including channel partners internally and strategies that road map for lending products. Constantly keep update of market trends and competitor intelligence. Interested candidates can Share their Resume @ JoyceP@unicohfc.com, 9884658958 Requirements : Any graduation is mandatorily required. 4 - 7 Yrs of experience in Affordable Home Loans. Good Communication and interpersonal Skills. Good market Connect with Team Handling experience is must.

"Looking for your next big opportunity? Were searching for a talented ' Area Sales Manager' & ' Territory Manger' to join our growing team!" Product : LAP , Secured Loan Affordable - 5lac to 2 cr Prime - 2cr to 25cr Sourcing : DSA & Open Market Location - Patna Job Responsibilities Sales Growth & Client Acquisition Customer Servicing & Relationship Management Operational Effectiveness Distribution & Market Expansion Risk Management Internal Stakeholder Management Team Handling Branch handling Email your Resume on vaishali.abitkar@adityabirlacapital.com

*Lead and manage the branch sales team to achieve business targets. *Develop and execute strategies for growth in the affordable housing finance sector. *Identify and onboard potential customers and ensure smooth loan processing. Required Candidate profile *3+ year of experience in affordable housing finance/Home Loan. *Avg tenure: Over 1.5 years in each organization or across the last three organizations. *Good network in Market & Client Handling.

Part of the Credit Underwriting Team. - Responsible for Credit Appraisal & Sanctioning - Handling small - medium ticket for LAP and Home loans - Evaluating LAP (loan against property) for salaried and self employed clients. Identifying risk associated to the lending and finding alternatives to mitigate them. - Ensuring compliance with retail credit policy and guidelines of the Bank, Reserve Bank and other regulatory bodies. - Preparing detailed reports of the loans during the appraisal process. - Coordinating with different teams like legal, fraud, document prep, draw down for smooth disbursement of the loans.

We are looking for a highly skilled and experienced professional to join our team as an Associate/Senior Associate - Debt Syndication/NPA Resolution. The ideal candidate will have 2-10 years of experience in the IT Services & Consulting industry, preferably with a background in debt syndication or NPA resolution. Roles and Responsibility Manage and coordinate debt syndications to ensure timely and successful project execution. Develop and maintain relationships with clients, lenders, and other stakeholders to facilitate effective communication and collaboration. Conduct thorough analysis of financial data and market trends to identify opportunities for growth and improvement. Collaborate with cross-functional teams to develop and implement strategies for NPA resolution and debt management. Provide expert advice and guidance on debt syndication and NPA resolution matters to internal stakeholders. Monitor and report on key performance indicators (KPIs) related to debt syndication and NPA resolution. Job Requirements Strong understanding of debt syndication principles, practices, and regulations. Excellent analytical, communication, and problem-solving skills. Ability to work effectively in a fast-paced environment and meet deadlines. Strong relationship-building and negotiation skills. Experience working with financial data analysis tools and software. Strong attention to detail and organizational skills.

Job description Designation : Relationship Officer / Sr. Relationship Officer Product : Home Loan / LAP Experience : Minimum One Year Experience in Retail Sales (HL / LAP) Minimum Qualification : Graduate in any stream Desired Candidate Profile: Should have sales orientation Customer retention An immense interest in developing relationship with the customers Good communication skills and coordination skills Good convincing and negotiation skills Able to manage high ticket size of the loans Ability to understand customers need, explain various products and convince them about the product offerings Should be able to manage overall responsibilities including customer expectations, identifying new business markets and recording customer requirements Resolving Customer issues and queries Maintaining customer relationship and cross selling to existing customers Identification of right customer, ability to understand customers need, explain various products and convince them about the product offerings Compensation: As per the last drawn salary + performance based attractive incentives Interested candidate can share their resume on 8505044754 , Nishi.kumari@auhtm.in,

AAditya Birla Capital is looking for 'Relationship Officer' at Various Location Name of company - Aditya Birla Capital Role - Relationship Officer / Sales Officer Location - Jamnagar, Morbi Vyara Valsad Product - Loan Against Property (Secured Loan) Compensation - Fixed CTC + Incentives Main responsibilities. Lead Generation - Identify potential clients (retail client, business owner etc.) needing loans by conducting cold calls, field visits, and networking etc. Partner with local businesses, associations, and other lead sources. Client Assessment - Collect and review financial documents (bank statements, ITR, GST returns, etc.). Evaluate the creditworthiness of applicants. Loan Processing - Coordinate with internal teams (credit, legal, operations) for approval. Relationship Management - Maintain relationships with existing borrowers and also provide post-disbursement support and resolve customer issues. Upsell/cross-sell other financial products when appropriate. Market & Product Knowledge - Understand different types of business loan products (secured, unsecured, working capital, term loans, etc.). Interested can forward your profile to ashish.kalal@adityabirlacaptial.com

Job description Designation : Relationship Officer / Sr. Relationship Officer Product : Home Loan / LAP Experience : Minimum One Year Experience in Retail Sales (HL / LAP) Minimum Qualification : Graduate in any stream Desired Candidate Profile: Should have sales orientation Customer retention An immense interest in developing relationship with the customers Good communication skills and coordination skills Good convincing and negotiation skills Able to manage high ticket size of the loans Ability to understand customers need, explain various products and convince them about the product offerings Should be able to manage overall responsibilities including customer expectations, identifying new business markets and recording customer requirements Resolving Customer issues and queries Maintaining customer relationship and cross selling to existing customers Identification of right customer, ability to understand customers need, explain various products and convince them about the product offerings Compensation: As per the last drawn salary + performance based attractive incentives Interested candidate can share their resume on 8505044754 , Nishi.kumari@auhtm.in,

Position Title: Area Sales Manager share CV on vaibhav.macwan@efl.co.in Organization: NBFC Work Location: Ahmedabad Reports to: Regional Sales Manager JOB DESCRIPTION Key Purpose of the Job (Position Summary) ASM is expected to generate business through various products like Machinery Loan, equipment loan, Plastic and Printing machines loan etc. He/she will use existing as well as new channels for sourcing new-to-company cases by understanding the credit profile of the prospect, the exact need and other credit and operational aspects. The ASM will also manage the portfolio so generated in terms of installment recovery and collections for as well as will be responsible for the health of the portfolio. Key Functions & Responsibilities Responsible for setting up the distribution network for machinery loan/ finance. Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new business. Achieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combing. Devise finance schemes to suit customers requirements. Recommend manufacturers & dealers as a part of continuous business development. Manage portfolio of existing customers and provide prompt service. Explore opportunities of cross selling other products. Collections & Delinquency management. Education: Any Graduate /Postgraduate Experience: 7 to 12 Years Language Skills: English, Local Language Technical / Managerial Competencies Required: Relevant experience (1 -8 yrs) in sales of financial products (Selling Loan). Experience in Assets (SME loan, Business Loan, working capital, Overdraft, Cash credit, Term loan, equipment finance, commercial LAP / Mortgage Loan) preferred. Dealer management & experience in equipment finance is a big plus Sound knowledge of MS office, esp. Microsoft excel Should have owned mode of transport as the job requires extensive travel within the allocated geography

LTFinance is looking for SENIOR EXECUTIVE - HL DISBURSEMENT to join our dynamic team and embark on a rewarding career journey. Handle end-to-end processing of Home Loan disbursements, ensuring timely and accurate release of funds as per sanctioned terms and company policies Scrutinize loan documentation and validate completeness, correctness, and compliance before initiating disbursement Coordinate with internal departments such as credit, legal, and technical teams to ensure all prerequisites and disbursement conditions are met Maintain proper records of disbursed cases and ensure documentation is safely stored and digitally updated Liaise with customers, builders, and channel partners to resolve queries related to disbursement Ensure compliance with regulatory and audit requirements in all processes Generate and analyze disbursement MIS reports, highlight anomalies, and take corrective actions Support audits by providing necessary data and documents promptly Work closely with finance and treasury teams to ensure smooth fund flow and reconciliations

LTFinance is looking for OFFICER - HL DISBURSEMENT to join our dynamic team and embark on a rewarding career journey. Scrutinize home loan sanction documents and ensure accuracy, completeness, and compliance with internal policies and regulatory guidelines before disbursement Coordinate with credit, legal, and technical teams to ensure all pre-disbursement conditions are met in a timely manner Process disbursement requests by validating customer KYC, sanction letters, property-related documents, and other relevant paperwork Prepare and verify disbursement memos and ensure timely fund transfers to the builder/seller/customer as applicable Maintain accurate records of disbursed files and update disbursement data in the loan management system Address queries from internal teams, customers, and external stakeholders regarding disbursement status or document requirements Monitor TAT (Turnaround Time) and ensure compliance with SLAs for disbursement activities Identify process improvement opportunities and ensure error-free and timely execution of disbursements Coordinate with finance and operations for reconciliation and reporting of disbursed amounts Ensure adherence to audit, compliance, and risk management protocols during the disbursement process

JOB PURPOSE: Responsible for Sales and Collections in the assigned location 1. PRINCIPAL ACCOUNTABILITIES: Sourcing business in the assigned locationEvaluating the creditworthiness of applicants to determine the loan eligibilityEnsuring complete documentation of loan applications Collaborating with internal Departments (Operations, Credit, Legal and Technical) to ensure smooth loan processing and disbursement.Taking Care of Collection of ED and QM Cases / Follow up on E-Nach MandateAchieving monthly targets which may include loan disbursement volumes and revenue goalsEnsure adherence to all processes, compliance & policies. SKILLS AND KNOWLEDGEEffective CommunicationAttention to detailProblem SolvingTeam workAbility to work in a target-oriented environment. EDUCATIONAL QUALIFICATION:Any graduate EXPERIENCEMinimum 1+ years of sales experienceLAP / HL Sales domain sales experience with Banks or NBFCs is added advantage

JOB PURPOSE: Responsible for Sales and Collections in the assigned location 1. PRINCIPAL ACCOUNTABILITIES: Sourcing business in the assigned locationEvaluating the creditworthiness of applicants to determine the loan eligibilityEnsuring complete documentation of loan applications Collaborating with internal Departments (Operations, Credit, Legal and Technical) to ensure smooth loan processing and disbursement.Taking Care of Collection of ED and QM Cases / Follow up on E-Nach MandateAchieving monthly targets which may include loan disbursement volumes and revenue goalsEnsure adherence to all processes, compliance & policies. SKILLS AND KNOWLEDGEEffective CommunicationAttention to detailProblem SolvingTeam workAbility to work in a target-oriented environment. EDUCATIONAL QUALIFICATION:Any graduate EXPERIENCEMinimum 1+ years of sales experienceLAP / HL Sales domain sales experience with Banks or NBFCs is added advantage

JOB PURPOSE: Responsible for Sales and Collections in the assigned location 1. PRINCIPAL ACCOUNTABILITIES: Sourcing business in the assigned locationEvaluating the creditworthiness of applicants to determine the loan eligibilityEnsuring complete documentation of loan applications Collaborating with internal Departments (Operations, Credit, Legal and Technical) to ensure smooth loan processing and disbursement.Taking Care of Collection of ED and QM Cases / Follow up on E-Nach MandateAchieving monthly targets which may include loan disbursement volumes and revenue goalsEnsure adherence to all processes, compliance & policies. SKILLS AND KNOWLEDGEEffective CommunicationAttention to detailProblem SolvingTeam workAbility to work in a target-oriented environment. EDUCATIONAL QUALIFICATION:Any graduate EXPERIENCEMinimum 1+ years of sales experienceLAP / HL Sales domain sales experience with Banks or NBFCs is added advantage

Role - Micro Loan Officer - Field Officer Reporting To Branch Manager 1. Starting business in a new village a. Village identification within the radius b. Feasibility study of the village based on demographics, activities and financial needs ofthe customers c. Assist the MC-IC in making the village approval 2. Sourcing of business a. Identification of customers and forming of Joint Liability Groups b. Filling up of the application form c. Verification of the residence and business of the customer d. KYC verification e. Pre-disbursement training f. Visiting potential customers in order to develop business 3. Disbursements a. Collection of KYC documents b. Assisting the MC-IC for disbursement activity completion c. Loan documentation 4. Collection of current dues a. Collect the collection sheets and stickers from MC-IC b. Group-wise collection as per scheduled time by following the process c. Deposit of collection money d. MERC entry 5. Collection of over dues a. Follow up with the customers with updated data report of assigned portfolio b. Collection of money as per process c. Depositing the money in bank d. MERC entry e. Assist the MC-IC in initiating action against the defaulters Eligibility:Interested in Sales and CollectionsGraduate / Post Graduate / 12 th / Diploma

Role - Micro Loan Officer - Field Officer Reporting To Branch Manager 1. Starting business in a new village a. Village identification within the radius b. Feasibility study of the village based on demographics, activities and financial needs ofthe customers c. Assist the MC-IC in making the village approval 2. Sourcing of business a. Identification of customers and forming of Joint Liability Groups b. Filling up of the application form c. Verification of the residence and business of the customer d. KYC verification e. Pre-disbursement training f. Visiting potential customers in order to develop business 3. Disbursements a. Collection of KYC documents b. Assisting the MC-IC for disbursement activity completion c. Loan documentation 4. Collection of current dues a. Collect the collection sheets and stickers from MC-IC b. Group-wise collection as per scheduled time by following the process c. Deposit of collection money d. MERC entry 5. Collection of over dues a. Follow up with the customers with updated data report of assigned portfolio b. Collection of money as per process c. Depositing the money in bank d. MERC entry e. Assist the MC-IC in initiating action against the defaulters Eligibility:Interested in Sales and CollectionsGraduate / Post Graduate / 12 th / Diploma

Role - Micro Loan Officer - Field Officer Reporting To Branch Manager 1. Starting business in a new village a. Village identification within the radius b. Feasibility study of the village based on demographics, activities and financial needs ofthe customers c. Assist the MC-IC in making the village approval 2. Sourcing of business a. Identification of customers and forming of Joint Liability Groups b. Filling up of the application form c. Verification of the residence and business of the customer d. KYC verification e. Pre-disbursement training f. Visiting potential customers in order to develop business 3. Disbursements a. Collection of KYC documents b. Assisting the MC-IC for disbursement activity completion c. Loan documentation 4. Collection of current dues a. Collect the collection sheets and stickers from MC-IC b. Group-wise collection as per scheduled time by following the process c. Deposit of collection money d. MERC entry 5. Collection of over dues a. Follow up with the customers with updated data report of assigned portfolio b. Collection of money as per process c. Depositing the money in bank d. MERC entry e. Assist the MC-IC in initiating action against the defaulters Eligibility:Interested in Sales and CollectionsGraduate / Post Graduate / 12 th / Diploma

1.JOB PURPOSE:Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP BusinessEnsure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environmentEnsure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirementEnsure the quality of Credit approval note and the Credit approval mails.Ensure the TAT for all the proposals is maintained inline with the prescribed standardsEnsure the productivity for underwriting proposals is maintained inline with the prescribed standardsEnsure all MIS is maintained timely and correctlyContribute to the new project initiatives 3. SKILLS AND KNOWLEDGE Educational QualificationsCA/Post-graduate in FinanceFunctional SkillsAttention to Detail, Critical Thinking, Sound Knowledge of Risk Management & Credit, Process Oriented, Time Management Relevant and total years of Experience3-5 years in an underwriting team of a top tier bank/ NBFC/ fintechs in India.