4724 Lap Jobs - Page 22

Post :- Home Loan (RO/RM/SM/DSA ) Manage sales of home loan products Source and develop new business through the open market Full fill leads and implement sales strategies to meet targets Good talking skills and interest in field work needed Required Candidate profile • Candidate must be graduate • Must have 1 year of experience in home Loan Sales / Mortgage Loan / BFSI Sales • Age : 21 to 50 YEARS For more info. Call OR WhatsApp : 6354241839 Hr. Manisha

Job Summary: The Credit Manager will be responsible for overseeing the credit assessment, processing, and sanctioning of home loans at the branch level. The role will have sanctioning authority and be accountable for the branch's credit portfolio, working closely with sales, operations legal and technical team with key focus on maintaining the quality of the loan portfolio. Key Responsibilities: Credit Evaluation & Decision Making: Evaluation of home loan applications, ensuring compliance with credit policies, guidelines, and regulatory frameworks. Conduct thorough assessments of applicants' financial backgrounds, creditworthiness, income stability, and repayment capacity. Make independent credit decisions and sanction home loans within personal authority limits. Ensure robust documentation and rationale for all credit decisions made at the branch level. Risk Management & Policy Adherence: Ensure that credit evaluations are conducted in accordance with internal risk policies and external regulatory requirements (RBI guidelines). Ensure that the branch's loan portfolio remains healthy, with low default rates and minimal risk exposure. Coordination with Other Departments: Collaborate with the sales team to ensure clear communication on credit policies and customer eligibility criteria. Work closely with the legal and technical teams for proper evaluation of property and legal documents related to loan applications. Coordinate with the operations team for smooth processing and disbursal of approved loans. Customer Interaction: Engage with high-value or complex loan applicants to clarify credit-related queries and provide guidance on loan structuring. Handle escalated customer cases and provide resolution, ensuring high levels of customer satisfaction. Portfolio Monitoring & Reporting: Monitor the branch's loan portfolio for signs of stress, non-performing assets (NPAs), and early warning indicators. Ensure timely action on delinquent accounts and recommend appropriate measures (e.g., restructuring, legal action) for loan recovery. Ensure strict compliance with audit and regulatory standards at the branch level. Requirements: Education Qualification : CA or MBA (Full Time) Mandatory Experience: At least 2 years of experience in Credit Underwriting. Location: Panvel, CBD Belapur, Vashi, Kalyan, Dombivli, Thane, Vasai, Virar & Mira Road.

Role & responsibilities : Requirement * Achieving sales targets for home loan & Lap product with Builder and connectors & DSA sourcing and Business Relationship * Target new client acquisition through sourcing of leads and Business conversation in conjunction with channel partners * Follow the standardized process and documentation norms for quick and complaint closure of client request. Location - Bharuch, Chhatral, Jamnagar, Navsari, Himmatnagar CTC - 5 Lpa to 8 Lpa

Promote and sell Home Loan and Loan Against Property (LAP) solutions to both salaried and self-employed individuals. Establish and nurture relationships with key partners like builders, DSAs, and property consultants to generate steady business. Required Candidate profile 1. Sourcing to loan disbursement of Home Loan Files. 2. Min. 1-5 Years of Experience in Mortgage Sales or a related field (LAP/HL) 3. DSA and DST both are vacancy available (Individual role).

Job Title: Sales Manager – Direct Channel Location: Bangalore, Hyderabad Company: Leading Housing Finance Company CTC: Up to 8 LPA Experience- 3Y in HL & LAP. 1Y in team handling. If interested, connect on 7389013474

We Equitas Small finance bank Ltd is looking for Young & eneregetic Sales professional for acrross Gujarat locatiion. Details as mentioed below :- Designation :- Relationship Manager Product :- Affodable LAP / Affordable Housing loan / Micro LAP Education :- Min HSC or equivalent - Pass Location :- Ahmedabad, Baroda, Rajkot, Surat, Navsari, Mehsana, Palanpur, Himmatnagar, Bharuch, Vapi, Junagadh, Bhavnagar, Kheda, Godhara JD:- 1. Experience in dealing with affordable LAP / HL (Loan Against Property) 2. DSA / connector empanelment 3. Create good relationship with DSAs to create leads 4. Responsible for processing loan 5. Responsible for monthly Login activities and disbursals as per target assigned ESSENTIAL For more details you can connect below detils Paresh Makwana - HR 99244 93330 pareshkumar.makwana@equitasbank.com

Role & responsibilities : 1. Should have experience in LAP/Mortgage/Home Loan 2. Should know legal and technical terms for LAP 3. Should have large Team handling experience 4. Should have handled ROI mor than 18% Preferred candidate profile : Preferably from NBFC back ground and Bangalore location Interested candidate and mail us on praveen.nayak@ayefin.com

Post :- Home Loan (SO) Manage sales of home loan products Source and develop new business through the open market Full fill leads and implement sales strategies to meet targets Good talking skills and interest in field work needed Required Candidate profile • Candidate must be graduate • Must have 1 year of experience in home Loan Sales / Mortgage Loan / BFSI Sales • Age : 21 to 37 YEARS For more info. Call OR WhatsApp : 9429770204 Hr. Shivani

Role & responsibilities : 1. Should have experience in LAP/Mortgage/Home Loan 2. Should know legal and technical terms for LAP 3. Should have large Team handling experience 4. Should have handled ROI mor than 18% Preferred candidate profile : Preferably from NBFC back ground and Bangalore location Interested candidate and mail us on praveen.nayak@ayefin.com

Profile - Sales Officer/Relationship Manager/Sr. RM EEG • Responsible for ensuring the achievement of sales targets(LAP). • Experience Required • Thorough understanding of Secured loan, Lap. #chennai Share cv at bharti.s@talentbizz.in Annual bonus Provident fund Health insurance

Key Responsibilities: Generate leads and acquire new customers for home loans through field visits, cold calling, references, and channel partners. Understand customer needs and offer suitable home loan solutions aligned with their profile and financial capacity. Manage the entire sales cycle from prospecting to documentation to disbursement coordination. Build and maintain strong relationships with real estate builders, developers, and channel partners for continuous lead generation. Ensure timely follow-up with customers and maintain high conversion ratios. Meet and exceed monthly and quarterly sales targets. Assist customers with documentation and KYC processes as per banking and regulatory guidelines. Maintain MIS reports and provide market feedback to the management team. Stay updated on home loan products, interest rates, and banking regulations. Candidate Requirements: Graduate in any discipline (Bachelor's degree mandatory; MBA/PGDM preferred). 6 months to 4 years of proven experience in home loan sales or retail banking sales. Strong understanding of financial products, particularly home loans and mortgage lending. Excellent communication, negotiation, and interpersonal skills. Goal-driven with the ability to work under pressure and meet targets. Proficiency in local language (Kannada) and English is preferred. Must be self-motivated and a team player. Familiarity with Bangalore real estate and local market trends is an advantage. Interested candidates can share their resumes at : vishwanatha@lbs.work / nikhil@lbs.work

We are hiring smart sales professional on the rolls of AU Bank for the profile of Sales officer & Business Manager in Micro Business Loan vertical Locations- Jaipur Interview Date - 25th -July-25 (Friday) Timing - 10. Am to 4 PM Interview Venue - AU Small Finance Bank, (A Scheduled Commercial Bank), AU Centre, 3rd Floor, Sunny Trade Centre, New Atish Market, Jaipur, Rajasthan 302019 Contact Person - Mr. Devender Upadhayay & Mr. Dhanraj Sharma-HR . Job Responsibilities: 100% achievement of the assigned targets for sales and collection. Doing Marketing activities, leafleting, Canopy. Identifying new source of business prospect and areas. Coordinating with prospective customer and existing customers for sourcing new business . Serving customer queries and Build up customer relationship and develop brand value in the market. Attending all the customer queries and providing resolution of their issues accordingly. Portfolio Management in Co-ordination with Operations & Collection department. Physical verification of customer's residence, business and any other asset crucial from credit point of view and taking photographs. Following BM/PM and senior instruction , coordinating with FI, Collection , Valuation , Legal team for getting the desired visits reports done . Visiting the customers for first FI and meeting, taking the seniors to the customer place for visit and verification. Physical Verification of credit related documents like ITR'S, Bank Statements, receipts, ledger etc. and the property documents- Doing OSV ( Original Seen and verified) of these documents. Preparing basic CAM (Credit Appraisal Memo). Taking reference check of customer from local market and existing customers. Following policies & procedure as laid down by the company. Portfolio Management and visit to delinquent cases, doing collection of EMIs of such delinquent cases in calibration with collection team. Awareness, maintaining and stopping the Early Delinquency , Nonstarter cases in portfolio, train the team in order to be goal oriented and action oriented, deciding for the treatment of such cases wisely. Maintaining least OTC / PDD pendency and timely clearance of the same. Ensure to maintain non RPDC portfolio , all cases of portfolio should be ACH. Maintaining and collection of fresh bouncing cases EMI with charges as mentioned in policy, try to correct the operational errors and get the 100% cases repayment in NON PDC mode. collection of fresh data from open marketing activities for tele calling and self sourcing . Following of the leads so generated from this data receiving from telemarketing team . Completing the documentation of the files , filling the agreements , formats and other formalities for the disbursement of the case . Clearing all queries coming from credit , OPS , Legal , Valuation . Timely submission of daily MIS and sourcing data to reporting authority . Providing true and fair opinion based on customer's interaction. Clearing all the queries of the customer and make sure to clear him final ROI , Fees , Charges , and all other terms of the case absolute terms . Should not involve in any financial/non-financial transaction with the customer. Maintaining good and decent behavior while dealing with the customer, visiting his property, shop , go down and specially while taking photos of the property and house and surrounding with permission of the customer. Conducting the customer reference checks with at most sincerity and maturity - so the goodwill of the client should not be hampered or no defame should be there . Be sure not to disclose any financial or personal information of the existing / new clients with any ( existing / prospective clients ) or to anybody whomsoever outside company. Desired Profile: Min- 3 Years to 10 Year of experience in sales Age- Max 40 Should be comfortable with smart phones and computers and able to execute the basic functions on both the platforms, good knowledge of local demographics, Bearing KYC , NOC from other institution ( if coming from another FI/ employer) Should be preferably from local area having geographical knowledge of the place Customer Focus, Integrity Inclination towards Action and Urgency, Dynamic Growth Hard Work and orientation towards detailing

Sales Manager LAP Role Sell Loan against Property (LAP) products for the organization. Plan & execute the LAP strategy for the month/ quarter to ensure regional goals are over achieved. Identifying potential channel partners based on agreed profiles. and ensure tie up is in accordance with the business plan & SOPs Relationship management with DSA, connectors & individual concerns where business leads can come from Control & monitor distribution network, plan sales promotion activities Handling the documentation and supporting customers with building the application files - mitigating issues Working with support functions for optimum TAT and service delivery Feed backing to customers on loan status & resolution required Must have customer centricity and create a culture of customer satisfaction across all levels within the team. Maintaining database and MIS & reporting on a regular basis. Cross sell of Insurance and related products. Qualification & experience Applicant should be Graduate / MBA from a good institute. Specialisation in sales and marketing/ Finance Experience of 2 to 5 years in Sales. Age up to 30 yrs. Experience in selling LAP products Essential skills Excellent communication Ability to understand business financials & assess health of cases Relationship building & networking Internal stakeholder management Good analytical skills High on integrity Proficient in MS Office Excel, PowerPoint Nature of role Field based Individual contributor role no direct team reporting in to this role

Area Manager LAP Role Sell Loan against Property (LAP) products for the organization. Plan & execute the LAP strategy for the month/ quarter to ensure regional goals are over achieved. Identifying potential channel partners based on agreed profiles. and ensure tie up is in accordance with the business plan & SOPs Relationship management with DSA, connectors & individual concerns where business leads can come from Control & monitor distribution network, plan sales promotion activities Handling the documentation and supporting customers with building the application files - mitigating issues Working with support functions for optimum TAT and service delivery Feed backing to customers on loan status & resolution required Must have customer centricity and create a culture of customer satisfaction across all levels within the team. Maintaining database and MIS & reporting on a regular basis. Cross sell of Insurance and related products. Qualification & experience Applicant should be PGDM / MBA from a good institute. Specialisation in sales and marketing/ Finance Experience of 3 to 5 years in Sales. Age up to 35 yrs. Experience in selling LAP products Essential skills Excellent communication Ability to understand business financials & assess health of cases Relationship building & networking Internal stakeholder management Good analytical skills High on integrity Proficient in MS Office Excel, PowerPoint Nature of role Field based Team Handlin role- direct team reporting in to this role

1.Acquiring new clients as per the defined slabs in Micro housing loan vertical. 2.Cross sell Micro Housing Loans designed to cater to the needs of existing customers. 3. Leverage the existing relationships to promote and source the Housing Loan. Required Candidate profile 1. Manage an on-roll team of RO/RE/RM 2. Candidate must have experience of selling housing loans/LAP product and must have team handling experience 3. Can manage 3 to 5 branches

Role & responsibilities Sales Strategy and Execution: Developing and implementing sales plans to achieve business objectives, focusing on generating leads and converting them into sales. Team Leadership: Leading and motivating a team of sales professionals, providing guidance, training, and support to ensure team success and individual growth. Relationship Management: Building and maintaining strong relationships with key stakeholders, including customers, channel partners (like DSAs), and internal teams. Market Knowledge: Staying updated on market trends, competitor activities, and customer needs within the assigned territory. Sales Operations: Managing the sales process from lead generation to closure, ensuring smooth operations and adherence to company policies and procedures. Performance Monitoring: Tracking sales performance, analyzing data, and identifying areas for improvement to optimize sales strategies and team productivity

Product Description: Secured Loans Marketplace A significant proportion of IndiaMARTs SME buyers require financing solutions secured against assets to fund their procurement, growth, or working capital needs. The Secured Loans Marketplace aims to address this by offering a diverse suite of asset-backed financial products via partnerships with banks, NBFCs, and fintech lenders. Product Suite Includes: Loan Against Property (LAP): Secured loans offered against residential, commercial, or industrial property to finance business expansion or operational needs. Gold Loans: Short-term, high-speed loans secured against pledged gold, catering to urgent liquidity requirements. Auto Loans (Commercial Vehicles & Equipment): Financing for new or used commercial vehicles, machinery, or industrial equipment to power SME operations. Loan Against Securities (LAS): Loans offered by pledging mutual funds, shares, bonds, or other marketable securitiesenabling liquidity without liquidation. Loan Against Fixed Deposit (FD): Overdrafts or term loans secured against fixed deposits, offering low-interest funding for working capital. Cards Against FD: Prepaid or credit card limits backed by fixed depositsideal for SMEs without formal credit history. This digital-first marketplace integrates these offerings into IndiaMARTs buyer experience and provides curated options tailored to MSME profiles, purchase behavior, and asset ownership. Educational Qualifications: B.Tech/B.E ,and MBA/PGDM Job Responsibilities: Key Responsibilities: Product Strategy & Roadmap: Define and own the end-to-end strategy for this marketplace, from ideation through scale-up, aligned to marketplace growth targets. Lender & Partner Management: Establish and nurture relationships with banks, NBFCs, and fintech lenders; negotiate commercial terms, SLAs, and co-branding agreements . Go-to-Market & Growth: Design acquisition and distribution strategiesincluding co-branded campaigns, outbound lead gen, and channel partnershipsto drive loan volumes and market share . Underwriting & Risk Framework: Collaborate with credit risk, analytics, and technology teams to develop bespoke underwriting policies for these products; continuously monitor portfolio performance and implement corrective actions . P&L Ownership: Manage all financial leversinterest margins, fee structures, credit coststo deliver profitability and scale; prepare periodic financial reviews for senior leadership . Technology & Operations: Partner with product, engineering, and operations teams to build seamless loan application flows, integrate lender APIs, and ensure compliance with KYC, AML, and regulatory requirements . Stakeholder Coordination: Liaise with legal, compliance, finance, customer-facing teams, and external auditors to finalize SLAs, draft agreements, and maintain governance standards . Manage communication, sales channel to drive business volumes Responsible for market landscape, process, partners, business model, partners, tech journey etc Liaising with lending partners ensuring smooth flow of operations, policies and expectation setting Develop and maintain reporting & application systems and coordinate information exchange with all stakeholders Skills Required: Lending Partner Management , PnL , MSME Loans , Market Segmentation , Product Management , Business Loans Candidate Attributes: Skill Set 7-12 years of experience in digital lending, fintech product management, or NBFC/BANK credit roles, preferably with a focus on SME or these secured loan verticals Should have understanding of market segmentation and lender wise offerings in various products including capital goods buyers and lender product offerings (relevant tot these products) Proven track record in lender P&L creation, partner revenue-share negotiation, and scaling co- lending or referral businesses Strong analytical skills with hands-on experience in underwriting policy design, credit scoring models, and portfolio risk management. Excellent stakeholder management and negotiation skills; ability to influence cross-functional teams and external partners. MBA from a Tier-1 institute or equivalent; background in finance or strategy preferred.

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location- Mumbai,Delhi,Pune,Bangalore,Hyderabad,Chennai

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

To drive sales and ensure business targets are achieved o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships.o Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referralso Maximize sales through a network and relationships to ensure strong businesso Develop and maintain strong liaisons with the clients for repeat business or referrals.o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion.o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the areao Align with the team on ground lead generation activities for Sales.o Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategieso Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategieso Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market.o Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Post Graduate/ Graduate in any discipline Location - Mumbai,Delhi / NCR ,Pune,Bangalore,Hyderabad,Chennai

Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships. Facilitate the development of new network/channel relationships so as to penetrate new markets and thereby increase business Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. Facilitate the development of a robust business plan so as to improve the disbursal patterns. Ensure high quality Customer Service and good portfolio quality

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location - mumbai,delhi,pune,bangalore,hyderabad,chennai

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location - mumbai,delhi,pune,bangalore,hyderabad,chennai

Key Responsibilities 1. Sales Leadership & Strategy Develop and execute sales strategies to achieve targets for secured business loans (e.g., Micro LAP). Lead and mentor a team of sales professionals to drive business growth. Monitor and report on sales performance and targets. 2. Client Acquisition & Relationship Management Identify and target potential clients for business loans through channel partners and open market sourcing. Build, retain, and maintain strong relationships with clients and channel partners to generate business. Location: mumbai,delhi,pune,bangalore,hyderabad,chennai

To drive sales and ensure business targets are achieved o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships.o Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referralso Maximize sales through a network and relationships to ensure strong businesso Develop and maintain strong liaisons with the clients for repeat business or referrals. o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion.o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the areao Align with the team on ground lead generation activities for Sales. o Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategieso Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies o Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market.o Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Post Graduate/ Graduate in any discipline