4715 Lap Jobs - Page 2

Roles and Responsibilities : Manage a team of sales professionals to achieve regional sales targets for home loans, housing loan, LAP (Loan Against Property), mortgage loans, and other financial products. Develop and execute strategies to increase market share in the assigned region through effective relationship building with channel partners and customers. Analyze market trends, competitor activity, and customer needs to identify opportunities for growth and improve sales performance. Ensure compliance with regulatory requirements and internal policies while maintaining high levels of customer satisfaction. Job Requirements : 5-10 years of experience in area sales management or similar role in banking or finance industry. Strong understanding of home loans, housing loan, LAP (Loan Against Property), mortgage loans, and other related financial products. Proven track record of achieving sales targets in a fast-paced environment with multiple priorities.

Role & responsibilities : Generate LAP leads through cold calling, market visits, and partner networks (DSAs, builders, agents). Explain LAP product features, eligibility, ROI, documentation, and process flow to customers. Collect and verify complete property and financial documents. Coordinate with Credit, Legal, and Technical teams for file processing and disbursal. Meet monthly disbursement and login targets. Maintain MIS and daily reporting. Ensure strict compliance with internal and regulatory guidelines. Build strong relationships with clients and channel partners. Preferred candidate profile Eligibility Criteria & Requirements: Minimum 1 year experience in LAP (LAP-only or LAP + other loans acceptable). Prior experience in NBFCs or Banks with high ROI LAP products preferred. Age: Must be below 35 years. CIBIL Score: Minimum 620 and above. Two-wheeler (bike) and valid driving license (DL) are mandatory. No education or career gap allowed. Must be comfortable with extensive field work and local travel.

Role & responsibilities Handling Micro LAP vertical Responsible for maintaining healthy Credit Portfolio with authority Responsible for work completion on TAT. Ensuring compliance with internal and external guidelines. Also looking after Handsighting audit for all Gujarat branches. Involved in imparting process & policy training of new recruits and existing staff of sales and credit on monthly basis about any policy changes. Preferred candidate profile

Job description Designation : Relationship Officer / Sr. Relationship Officer Product : Home Loan / LAP Experience : Minimum One Year Experience in Retail Sales (HL / LAP) Minimum Qualification : Graduate in any stream Desired Candidate Profile: Should have sales orientation Customer retention An immense interest in developing relationship with the customers Good communication skills and coordination skills Good convincing and negotiation skills Able to manage high ticket size of the loans Ability to understand customers need, explain various products and convince them about the product offerings Should be able to manage overall responsibilities including customer expectations, identifying new business markets and recording customer requirements Resolving Customer issues and queries Maintaining customer relationship and cross selling to existing customers Identification of right customer, ability to understand customers need, explain various products and convince them about the product offerings Compensation: As per the last drawn salary + performance based attractive incentives Interested candidate can share their resume at swathi@aavas.in

The role holder is responsible for building acquisition of NewtoBank Business Banking MSME according to business strategy of the cluster. • Responsible to build SME business according to business strategy • Achieving sales target in line with business strategy of cluster • Understanding the cluster requirements and working closely with the team of SL/RL to achieve the business objective • Develop and share MIS for understanding the market and for effective functioning of the cluster • Focus on offering financial solutions to the SME segment for their asset/liability needs • Working closely with the Credit/Risk team to drive business using appropriate sourcing strategy according to the dynamic market conditions • Identify Cross Sell (Trade/CMS/Direct Banking/Forex/YCOPs) opportunities in each asset client and derive strategies to maximize profitability • People and Team Management including career management, coaching and mentoring of critical talent in the team • Market mapping of cluster, strategies for expansion of market base and proactively working towards development of new products/markets along with Product Development Team. • Monitors and enables the achievement of goals and key performance indicators for direct reports and ensures effective implementation of the performance management process in the section. • Develops talent within the team by providing guidance, ongoing feedback, coaching and development opportunities to individuals to enable achievement of the defined goals Implements the risk policies and processes (operational, regulatory, financial, informational, reputational and audit risks), ensuring that that these meet regulatory and internal requirements. • Implements the internal control systems in the department and participates in the departmental audits. • Implements practices to bridge gaps identified during departmental audits

Role & responsibilities Role Objective: To lead and manage the LAP (Loan Against Property) Prime business in the assigned state, ensuring high-quality sourcing, portfolio health, team productivity, and compliance. The role focuses on driving business growth while maintaining credit quality and operational efficiency. Key Responsibilities: 1. Business Development & Strategy Drive LAP Prime business across all branches and channels in the state. Develop and execute state-level business strategies aligned with national objectives. Identify new markets and customer segments to expand the LAP Prime portfolio. Ensure profitability and productivity benchmarks are achieved consistently. 2. Team Leadership Recruit, train, and manage a high-performing sales and credit team. Set clear performance expectations and monitor team productivity. Mentor team members to enhance capabilities and career progression. 3. Channel Management Build strong relationships with DSA, connectors, and referral partners. Coordinate with branch banking teams for lead generation and conversions. Monitor partner performance and ensure alignment with banks quality standards. 4. Credit & Risk Management Ensure adherence to credit policies and risk framework. Monitor portfolio quality and take corrective actions to reduce delinquencies. Work closely with credit and risk teams to approve quality proposals. 5. Compliance & Governance Ensure 100% adherence to regulatory and internal compliance standards. Implement audit recommendations and close gaps proactively. Maintain proper documentation and process hygiene. 6. Market Intelligence Monitor competitor activities and market trends. Preferred candidate profile

Job Title: Relationship Manager - Retail Agri Location: Jalandhar, Ludhiana, Amritsar, Bathinda Experience: 3 to 10 Years Department: Retail Agri Banking Job Summary: Responsible for sourcing, servicing, and managing the Retail Agri and Working Capital loan portfolio across the mentioned locations. Ensures business growth, credit quality, customer relationship, and compliance. Key Responsibilities: Acquire customers for Agri loan products (KCC, dairy, working capital, tractor, etc.) Source leads from farmers, FPOs, mandis, and Kisan clubs Conduct field visits for credit assessment, documentation, and monitoring Ensure timely disbursement and portfolio hygiene Monitor delinquencies and support recovery/legal teams as required Cross-sell liability, insurance, and digital banking products Promote financial literacy and educate farmers on government schemes and digital tools Maintain strong relationships with customers, local stakeholders, and branch teams Coordinate with Credit, Operations, and Business Correspondents for smooth loan processing Ensure adherence to internal policies and regulatory norms Qualifications: Graduate/Postgraduate in Agriculture, Rural Management, or any relevant field 3-10 years of experience in Retail Agri Lending, Rural Banking, or Working Capital Finance Strong knowledge of agri credit, rural market dynamics, and compliance requirements Excellent interpersonal and communication skills Willingness to travel extensively within rural areas of assigned location

Position: Relationship Manager Channel: Bancassurance Prefer Industry: Banking, NBFC & Insurance Interested candidates can share there resume by mail & whatsapp hr10@worldotalent.com & 9915616882

Key Responsibilities: Sales & Business Development: Drive business volumes through DSA, connectors, and direct sourcing channels. Ensure achievement of monthly/quarterly disbursement targets. Expand geographical reach and increase penetration in assigned markets. Channel Management: Onboard, train, and activate new DSAs and connectors. Build strong relationships with channel partners to ensure long-term association. Conduct regular channel engagement activities. Credit & Risk Management: Coordinate with the credit team for smooth processing of applications. Maintain high portfolio quality by ensuring thorough document scrutiny and compliance. Monitor and control delinquency levels through proactive measures. Team Collaboration & Reporting: Work closely with internal teams Credit, Operations, Collections, and Legal. Provide regular reports on performance, pipeline, and market feedback to senior management. Market Intelligence: Keep track of competitor activities, product offerings, and pricing trends. Share actionable insights to maintain competitive edge. Desired Candidate Profile: Education: Graduate/Postgraduate in Business, Finance, or related field Experience: 3–6 years in secured loan sales (LAP/Home Loans), preferably with an NBFC or BankRole & responsibilities Preferred candidate profile

Role & responsibilities Credit Officer/ Credit Manager Candidate should have home loan credit experience Interested candidate can mail their resume : swathi@aavas.in

Designation: Sales Officer || HDFC Experience: O.6 to 6 years Salary Range: Upto 2.75LPA + Incentives Roles & Responsibilities: 1. Area/ Lane /Geography Mapping: Responsible for lane to lane/ Area mapping of Area/ Geography at regular intervals with the help of supervisor. Identify new sources in the allocated Area/ Geography and inform the progress to reporting manager during team huddle. 2. Source Relationship Management: Responsible for managing the relationship with all sources assigned and identified by him in his geography/area. 3. Maintain Reports: Responsible for maintaining reports related to sales and all his activities in the prescribed format. Should maintain diary on daily basis in the prescribed format of activities. 4. Channel Partner Recruitment: Responsible for identifying the need for appointment of a channel partner 5. Team Huddle: Responsible for attending team huddle on a daily basis as per the set process. 6. Customer Relationship Management: Responsible for enhancing the customer experience by developing and maintaining relationship with customers. 7. Completion of File: Responsible for submission of complete application form, documentations and information Desired candidate profile: 1. Must be a graduate from any stream 2. Should have minimum 6 months of experience in sales 3. Candidates with prior experience in BFSI will have an added advantage 4. Open to travel 5. Must have good communication skills

Designation: Sales Officer || HDFC Experience: 1 to 6 years Salary Range: Upto 2.5LPA + Incentives Roles & Responsibilities: 1. Area/ Lane /Geography Mapping: Responsible for lane to lane/ Area mapping of Area/ Geography at regular intervals with the help of supervisor. Identify new sources in the allocated Area/ Geography and inform the progress to reporting manager during team huddle. 2. Source Relationship Management: Responsible for managing the relationship with all sources assigned and identified by him in his geography/area. 3. Maintain Reports: Responsible for maintaining reports related to sales and all his activities in the prescribed format. Should maintain diary on daily basis in the prescribed format of activities. 4. Channel Partner Recruitment: Responsible for identifying the need for appointment of a channel partner 5. Team Huddle: Responsible for attending team huddle on a daily basis as per the set process. 6. Customer Relationship Management: Responsible for enhancing the customer experience by developing and maintaining relationship with customers. 7. Completion of File: Responsible for submission of complete application form, documentations and information Desired candidate profile: 1. Must be a graduate from any stream 2. Should have minimum 6 months of experience in sales 3. Candidates with prior experience in BFSI will have an added advantage 4. Open to travel 5. Must have good communication skills

Designation: Sales Officer || HDFC Experience: O to 5 years Salary Range: Upto 4LPA + Incentives Roles & Responsibilities: 1. Area/ Lane /Geography Mapping: Responsible for lane to lane/ Area mapping of Area/ Geography at regular intervals with the help of supervisor. Identify new sources in the allocated Area/ Geography and inform the progress to reporting manager during team huddle. 2. Source Relationship Management: Responsible for managing the relationship with all sources assigned and identified by him in his geography/area. 3. Maintain Reports: Responsible for maintaining reports related to sales and all his activities in the prescribed format. Should maintain diary on daily basis in the prescribed format of activities. 4. Channel Partner Recruitment: Responsible for identifying the need for appointment of a channel partner 5. Team Huddle: Responsible for attending team huddle on a daily basis as per the set process. 6. Customer Relationship Management: Responsible for enhancing the customer experience by developing and maintaining relationship with customers. 7. Completion of File: Responsible for submission of complete application form, documentations and information Desired candidate profile: 1. Must be a graduate from any stream 2. Should have knowledge in sales 3. Candidates with prior experience in BFSI will have an added advantage 4. Open to travel 5. Must have good communication skills

Role: Team Leader, Mortgage-Home Loans Reporting to: Area Manager Location: Nehru Place | Lucknow- Mahanagar | Gomtinagar Job Purpose: To lead a team focused on driving home loan business through effective source management, geography mapping, sales process adherence, and continuous motivation. Responsible for achieving team targets, ensuring employee engagement and retention, and maximizing efficiency across assigned geographies and channels. Key Responsibilities: 1. Area/Geography Mapping Allocate specific geographies to team members for effective coverage. Closely monitor and support the team in geography planning and coverage. Audit and review progress regularly and share updates with superiors. 2. Source Relationship Management Manage and strengthen relationships with all business sources within the assigned geography. Ensure team members maintain active and positive engagement with sources. 3. Joint Calls Conduct daily joint calls with team members, including Source visits Client meetings and sales calls Support the team in closing deals and resolving field challenges. 4. Channel Partner Recruitment Identify and onboard potential channel partners. Ensure channel partners are aligned with business goals and compliance norms. 5. Team Huddle Organize daily team huddles as per company policy. Align the team on goals, challenges, updates, and motivation. 6. Team Review & Process Implementation Ensure strict adherence to: Sales process LMS (Lead Management System) processes Daily activity logs/diaries of team members Regularly review team performance and productivity. 7. HSPL Hub Coordination Act as the single point of contact for coordination with the Credit Team. Track and update team members on the status of logged-in loan applications. Skills & Competencies: Strong leadership and people management skills Sales and target orientation Excellent communication and relationship-building abilities Knowledge of home loan/mortgage industry Problem-solving and decision-making capability

Role - Sales Officer (Home Loans) Purpose: Will be responsible for meeting targets, identify new sources from assigned geography, and maintain good relationship with sources, achieving efficiency of assigned geography and sources there by achieving the desired productivity expected by the company. Job description: Area/ Geography Mapping. Responsible for lane to lane/ Area mapping of Area/ Geography at regular intervals with the help of supervisor. Identify new sources in the allocated Area/ Geography and inform the progress to reporting manager during team huddle. Knowledge, Skills & Functional Competency Knowledge of the entire geography. Ability to plan and map the allocated geography into areas/lane to lane. Ability to use tools and resources to identify potential sources. Source Relationship Management. Responsible for managing the relationship with all sources assigned and identified by him in his geography/area. Knowledge Skills & Functional Competency Ability to understand the potential and ensure the expected LSR, SLR and MS of the source. Knowledge and ability to use various tools which can be utilized to improve relationship and ratios. Maintain Reports Responsible for maintaining reports related to sales and all his activities in the prescribed format. Should maintain diary on daily basis in the prescribed format of activities. Knowledge, Skills & Functional Competency Knowledge of various reports to be maintained Ability to capture data in the prescribed format Ability to understand and perform all functions of diary Channel Partner Recruitment Responsible for identification of channel partners Knowledge, Skills & Functional Competency Knowledge of BSA empanelment process. Ability to identify the potential channel partner Ability to identify whether the BSA falls within the norms and category defined. Team Huddle Responsible for attending team huddle on a daily basis as per the set process Knowledge, Skills & Functional Competency Knowledge of daily morning huddle process Ability to provide data in the prescribed format based on business requirements. Customer Relationship Management Responsible for enhancing the customer experience by developing and maintaining relationship with customers Knowledge, Skills & Functional Competency Knowledge of all products of HDFC and competition Ability to sell products and provide required services to customers Knowledge of KYC documentation Knowledge of legal documentation and technical process Knowledge and ability to use sales kit Ability to analyse credit document and derive eligibility Ability to handle objections Qualification - Graduation / Post Graduation (Any Stream) Preferred candidates :- At least 6 months HL or BFSI experience or 1 year experience in any sales; freshers female candidates can be are considered (vehicle is exceptional for female candidates). If interested please share your CV on varshapaul@hdfcsales.com Note - This is a sales role and requires field work.

AREA SALES MANAGER Responsible for Maintaining Team And Understanding of Market Place Have Good Relationship with DSA / Prime Dept Contact : jyoti@onboardhrservices.com / 9326132095 Jyoti HR

Roles and Responsibilities : Responsible for Lead generation (HL/LAP) from open market and convert them into valuable business. Maintaining good relationships with DSA, Connectors and Builders and generate Leads from them. Achieve business target on monthly basis. Co-ordinate with other departments to ensure quality service delivery to customers. Ability to maintain good relationship with customer and resolve customer query/issues. Ensure getting quality files with correct documentation as per company policy. Maintain long term relationship with customers. Desired Candidate Profile : Candidate should be a Graduate Candidates should have minimum 1-2 yrs of experience in HL/LAP Should have good communication skills and good interpersonal skills. Should be confident, energetic, hardworking and zeal to learn and should have a go-getter attitude Should be a team player. Perks and Benefits : As per company policy. Candidates who are interested can share your updated resume at paromita@sundaramhome.in Note: Please mention in the subject of the mail the position & location you are applying for .

Roles and Responsibilities : Responsible for Lead generation (HL/LAP) from open market and convert them into valuable business. Maintaining good relationships with DSA, Connectors and Builders and generate Leads from them. Achieve business target on monthly basis. Co-ordinate with other departments to ensure quality service delivery to customers. Ability to maintain good relationship with customer and resolve customer query/issues. Ensure getting quality files with correct documentation as per company policy. Maintain long term relationship with customers. Desired Candidate Profile : Candidate should be a Graduate Candidates should have minimum 1-2 yrs of experience in HL/LAP Should have good communication skills and good interpersonal skills. Should be confident, energetic, hardworking and zeal to learn and should have a go-getter attitude Should be a team player. Perks and Benefits : As per company policy. Candidates who are interested can share your updated resume at paromita@sundaramhome.in Note: Please mention in the subject of the mail the position & location you are applying for .

Job description Designation : Relationship Officer / Sr. Relationship Officer Product : Home Loan / LAP Experience : Minimum One Year Experience in Retail Sales (HL / LAP) Minimum Qualification : Graduate in any stream Desired Candidate Profile: Should have sales orientation Customer retention An immense interest in developing relationship with the customers Good communication skills and coordination skills Good convincing and negotiation skills Able to manage high ticket size of the loans Ability to understand customers need, explain various products and convince them about the product offerings Should be able to manage overall responsibilities including customer expectations, identifying new business markets and recording customer requirements Resolving Customer issues and queries Maintaining customer relationship and cross selling to existing customers Identification of right customer, ability to understand customers need, explain various products and convince them about the product offerings Compensation: As per the last drawn salary + performance based attractive incentives Interested candidate can share their resume on 8505044754 , nishikumari@auhtm.in, krishna.mondal@aavas.in

Job description Designation : Relationship Officer / Sr. Relationship Officer Product : Home Loan / LAP Experience : Minimum One Year Experience in Retail Sales (HL / LAP) Minimum Qualification : Graduate in any stream Desired Candidate Profile: Should have sales orientation Customer retention An immense interest in developing relationship with the customers Good communication skills and coordination skills Good convincing and negotiation skills Able to manage high ticket size of the loans Ability to understand customers need, explain various products and convince them about the product offerings Should be able to manage overall responsibilities including customer expectations, identifying new business markets and recording customer requirements Resolving Customer issues and queries Maintaining customer relationship and cross selling to existing customers Identification of right customer, ability to understand customers need, explain various products and convince them about the product offerings Compensation: As per the last drawn salary + performance based attractive incentives Interested candidate can share their resume on 8505044754 , nishikumari@auhtm.in, krishna.mondal@aavas.in

Job description Designation : Relationship Officer / Sr. Relationship Officer Product : Home Loan / LAP Experience : Minimum One Year Experience in Retail Sales (HL / LAP) Minimum Qualification : Graduate in any stream Desired Candidate Profile: Should have sales orientation Customer retention An immense interest in developing relationship with the customers Good communication skills and coordination skills Good convincing and negotiation skills Able to manage high ticket size of the loans Ability to understand customers need, explain various products and convince them about the product offerings Should be able to manage overall responsibilities including customer expectations, identifying new business markets and recording customer requirements Resolving Customer issues and queries Maintaining customer relationship and cross selling to existing customers Identification of right customer, ability to understand customers need, explain various products and convince them about the product offerings Compensation: As per the last drawn salary + performance based attractive incentives Interested candidate can share their resume on nishi.kumari@auhtm.in or what app me on 8505044754

Job description Designation: Relationship Officer Job Description: Ability to understand customers need, explain various products and convince them about the product offerings. Should be able to manage overall responsibilities including customer expectations. Resolving Customer issues and queries Maintaining customer relationship and cross selling to existing customers Product - Home Loan & Loan Against Property Required Candidate profile: Experience: 1-5 Years Customer retention Good communication skills and coordination skills Good convincing and negotiation skills Two wheeler is mandatory Candidate should be open for Field sale Please share your resume on itee.hazari@aavas.in/ yugaldutt.mathur@aavas.in

Greetings!! Designation: Relationship Officer / Sr. Relationship Officer Minimum Qualification: Graduate Experience: 1-5 Years Function/ Department: Sales Company: Aavas Financiers Ltd. Job Description: Ability to understand customers need, explain various products and convince them about the product offerings. Should be able to manage overall responsibilities including customer expectations. Resolving Customer issues and queries Maintaining customer relationship and cross selling to existing customers Product - Home Loan & Loan Against Property Required Candidate profile: Experience: 1-5 Years Customer retention Good communication skills and coordination skills Good convincing and negotiation skills Two wheeler is mandatory Candidate should be open for Field sale Please share your resume on vikram.chalpe@aavas.in or you can what's app on 8505045707.

Will be responsible for sourcing business from eligible customer profile as per organization policy. Identification of right customer, ability to understand customers need, explain various products and convince them about the product offerings Should be able to manage overall responsibilities including identifying new business markets and recording customer requirements Resolving Customer issues and queries Maintaining customer relationship and cross selling to existing customers Should have team handling experience.

Designation: Relationship Officer/ Relationship Manager Job Description: Ability to understand customers need, explain various products and convince them about the product offerings. Should be able to manage overall responsibilities including customer expectations. identifying new business markets and recording customer requirements Resolving Customer issues and queries Maintaining customer relationship and cross selling to existing customers Product - Home Loan & Loan Against Property Required Candidate profile: Experience: 1-5 Years Customer retention An immense interest in developing relationship with the customers Good communication skills and coordination skills Good convincing and negotiation skills Two wheeler is mandatory Candidate should be open for Field sale Benefits: Term insurance PF Please share your resume at nishi.kumari@auhtm.in for consideration OR connect on 8505044754