8 Kyc Guidelines Jobs

Purpose of the Job This is a Subject Matter expertise profile which requires a detail-oriented and experienced Regulatory Reporting professional to join our team. The ideal candidate will have a strong background in banking, possess relevant regulatory knowledge Candidate will be responsible for preparing, reviewing, and submitting timely and accurate regulatory reports regulators. 1. Conduct comprehensive product audits and compliance checks to ensure adherence to regulatory standards. 2. Monitor and implement daily regulatory compliance requirements. 3. Develop and maintain robust internal control frameworks for banking products. 4. Implement and track regulatory circulars, with a specific focus on KYC-related guidelines. 5. Prepare and submit regulatory reports as per jurisdictional guidelines 6. Review, validate, and reconcile data sources used for regulatory reporting, ensuring accuracy and completeness 7. Conduct periodic reviews to ensure customer onboarding and lifecycle management processes align with regulatory standards. 8. Collaborate with internal teams including Finance, Risk, and Compliance to gather data and ensure accuracy in reports 9. Maintain strong documentation and audit trails for all submissions 10. Support in data submissions to compliance, internal audit teams, and regulators. 11. Leverage data analytics for insights, ensuring proficiency in data extraction, manipulation, and reporting 12. Assist in the implementation of new regulatory reporting requirements and upgrades to reporting systems The incumbent is expected to act as a catalyst for management of the Entire Control management across the entity Life-cycle (Onboarding, post-Modifications, and Closure) of entities identified by the bank SoP for performance of any onboarding related consequence management or control actions The Incumbent is expected to be well versed with the extant norms, guidelines of various regulatory bodies such as RBI , UIDAI, CERSAI, NeSL , CRILIC, Ministry of Corporate Affairs, and all relevant URLs, Sites in the Corporate/ mSME/ Non Individual domain. The Incumbent has to provide thought leadership and process improvement initiatives by demonstrating Control across Audit observations, good performance across RISK scorecards and ensure Compliance for reporting to relevant external and Internal authorities and control functions. In-depth knowledge of KYC regulations and related circulars. Strong understanding of banking product lifecycles and customer onboarding processes. Other Online based certifications for Name Screening Deliverables 1. Updation of SoPs basis guidelines and compliances laid by Regulator(s) ( like RBI , UIDAI, CERSAI etc.) with respect to Manual Onboarding Operations. 2. Periodic Onboarding Due Diligence Such as Creation / Management / Closure, of Accounts , Name Screening for Individual and Non- Individual entities (including BCs and BC Agents), and Individuals as Authorized Signatories of these entities 3. Ensure Clean Compliance and reporting , nil Audit observations , Process adherence from the team as per SoP and Way-of-Working 4. Interacting with team(s) like Product, IT, CBS, CX, Risk , Audit, Compliance, Internal Control Decision level Primary : 1. Must have working experience in Banks for KYC / AML Onboarding and Management of Control tasks such Name Screening , Risk profile based Customer CDD / EDD, Consequence Management action and process enhancement. Shared : 1. Reporting , analysis and operations across processes ranging from Individual Customer to Non Individual Customer and Retailer/Distributor verticals Contributory: 1. Process improvement in regulatory reportings. 2. Inputs to business basis Control team inputs.(Control Functions)

Operations 360 JOB DESCRIPTION Coordinate with various Process teams Coordinate with various Product teams Coordinate with RPC's Conduct Trainings for RPC's Conduct meetings and coordinate with different business units Ensure Processes which are released to RPC's and confirmation is obtained for implementation Perform GL Reconciliation Coordinate with IAD audit and coordinate with RPC's for closure of audit observations Should have knowledge of KYC documents and regulations Identification and Implementation of the Quality Checks to be done on the new processes released of Retail Liability Operations Performingquality control checks as per the defined parameter Performing regulatory activities, tracking and reporting the same within defined timelines Identifying controls for system validations Liaising with Departments like Compliance/Product/ Process/ Legal/ Marketing as and when required Implementing controls prior and post Audit findings Periodic vendor visit Conduct regular trainings Skills Required Good communication skills Interacting with various stake holders Should have good knowledge on Excel, Word, PPT Knowledge of building queries for extracting data from reporting systems ( DWH , SQL etc..) Eye for details Knowledge of KYC guidelines

As an experienced professional in loan file audit and KYC compliance, you will be responsible for conducting audits on various loan products ensuring adherence to loan product policies, RBI circulars, and KYC guidelines. You will play a key role in managing a team of 3-4 individuals, overseeing their training and ensuring compliance with all relevant regulations. Your day-to-day tasks will include creating checklists for loan products, verifying loan documents, maintaining accurate records of audited files, and assisting in the development and implementation of KYC policies and procedures. Your strong analytical skills and problem-solving abilities will be essential in identifying any discrepancies or areas of improvement. In this role, you will be required to represent and discuss audit observations with clients, therefore, strong interpersonal and communication skills are crucial. Your autonomous work ethic, attention to detail, and proficiency in Microsoft Excel will be valuable assets in successfully fulfilling your responsibilities. This position is ideal for someone who thrives in a fast-paced environment, enjoys working collaboratively with a team, and is dedicated to upholding high standards of compliance and accuracy. If you are looking for a challenging and rewarding opportunity in the field of loan auditing and KYC compliance, this role may be the perfect fit for you. This is a full-time, permanent position with a day shift schedule. The work location is in person, providing you with the opportunity to interact directly with clients and team members in a professional setting.,

As a Credit Officer, your primary responsibility will be to verify whether all loan applications are assessed in accordance with the credit policy, and to ensure that any deviations are appropriately mitigated and documented. You will engage with customers through personal discussions and interviews, ensuring timely processing of all files while fostering strong relationships. Collaboration with the sales and operations teams will be essential for accurate data collection. Additionally, you will oversee the security creation process for secured loans, guarantee compliance with KYC guidelines mandated by the RBI, and evaluate credit applications to ensure adherence to credit parameters. Your role will also involve relationship management, working closely with sales and relationship managers to facilitate proper documentation and address any audit queries. Proficiency in data processing using computer spreadsheets, the ability to assess clients without audited financials, and a comprehensive understanding of various risk dimensions such as operational, credit, and market risks are crucial for success in this role. A willingness and capability to travel within the city will also be required to fulfill the responsibilities effectively.,

Job Description Credit who will verify whether all the loan applications are assessed as per the credit policy and whether deviations if any, are appropriately mitigated and documented. The candidate will be interacting with the customers, assessing them based on personal discussions & interviews, ensuring that all files are turned around within an acceptable timeline, and building a solid relationship with them. He will also be coordinating with the sales team and operations team for collecting accurate data. Ensuring proper security creation process for all secured loans Ensuring that all KYC guidelines issued by RBI from time to time have been adhered to Interacting with customers, assessing the applications, and ensuring that credit parameters have been adhered to Relationship Management: Coordinating with the sales and relationship managers for ensuring proper documentation and rectifying any audit queries Analytical skills and ability to process data on computer spreadsheets Comfortable in assessing clients without access to audited financials Deep understanding of risk and its various dimensions like operational risk, credit risk, market risk, etc Willingness and ability to travel within the city.

As a Credit Officer, your primary responsibility will be to verify whether all loan applications are assessed in accordance with the credit policy and to ensure that any deviations are appropriately mitigated and documented. You will have direct interactions with customers, conducting personal discussions and interviews to assess their creditworthiness. It will be essential to maintain a quick turnaround time for processing files and establish strong relationships with customers. In addition to customer interactions, you will collaborate with the sales and operations teams to gather accurate data for loan evaluations. You must oversee the proper security creation process for all secured loans and ensure compliance with KYC guidelines issued by the RBI. Your role will involve analyzing credit parameters, maintaining relationships with sales and relationship managers for documentation, and addressing any audit queries that may arise. To excel in this role, you must possess strong analytical skills, proficiency in processing data using computer spreadsheets, and the ability to evaluate clients even in the absence of audited financial statements. A deep understanding of risk, including operational, credit, and market risks, is crucial for effective decision-making. Furthermore, you should be willing and capable of traveling within the city as needed to fulfill job requirements.,

As a Credit Officer, your primary responsibility will be to verify whether all loan applications are assessed in accordance with the credit policy, ensuring that any deviations are appropriately mitigated and documented. You will have direct interactions with customers, conducting personal discussions and interviews to evaluate their creditworthiness. It will be crucial for you to ensure that all files are processed within a reasonable timeline while establishing strong relationships with customers. In addition to customer interactions, you will collaborate with the sales and operations teams to gather accurate data for loan processing. You will play a key role in the security creation process for secured loans, ensuring compliance with all KYC guidelines mandated by the RBI. Your analytical skills will be essential for processing data using computer spreadsheets and evaluating credit parameters. Your role will also involve relationship management, where you will coordinate with sales and relationship managers to ensure proper documentation and address any audit queries promptly. A deep understanding of various risk dimensions such as operational risk, credit risk, and market risk will be necessary to perform your duties effectively. Furthermore, you should be comfortable assessing clients even in the absence of audited financial statements. Flexibility and willingness to travel within the city may be required to fulfill the responsibilities of this role effectively.,

You should have a basic understanding of KYC guidelines, regulations, and compliance norms applicable to the banking and financial sectors. You should be eager to learn account opening and customer onboarding processes, with a focus on documentation accuracy and verification protocols. Any internships or academic exposure to the banking or financial institution will be an added advantage. Good communication skills in Hindi or English are essential for effective coordination with clients, bank officials, and internal teams. You should be willing and able to travel outside Pune for bank meetings, documentation, and follow-ups. Additionally, you should have a good working knowledge of computer applications, including MS Office and digital onboarding/KYC tools. Strong organizational skills, attention to detail, and the ability to handle sensitive information with professionalism are crucial for this role. You should be capable of managing multiple onboarding cases simultaneously and performing well under pressure. A proactive mindset with a willingness to continuously learn and adapt to evolving onboarding practices is also required. This is a full-time position. A Bachelor's degree is preferred for this role. The work location is in Pune, Maharashtra, and a willingness to travel up to 25% of the time is preferred. The work will be conducted in person.,