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1.0 - 4.0 years
4 - 7 Lacs
Yellandu
Work from Office
LTFinance is looking for ML OFFICER to join our dynamic team and embark on a rewarding career journey Evaluate loan applications and determine the borrower's creditworthiness and ability to repay the loan. Assist clients in understanding loan options and provide guidance throughout the application process. Analyze financial statements, credit reports, and other documentation to make informed lending decisions. Determine loan terms, such as interest rates and repayment schedules, and communicate them to clients. Negotiate loan terms with clients and provide recommendations to management regarding loan approvals and denials. Build relationships with clients and ensure that all loan applications are processed in a timely and efficient manner. Maintain accurate and up-to-date records of all loan applications and related documentation. Ensure compliance with all applicable lending regulations and policies. Continuously monitor loan portfolios and identify opportunities for risk management and improvement. Proficiency in Microsoft Office and loan management software. Strong communication and interpersonal skills.
Posted 1 week ago
0 - 1 years
2 - 2 Lacs
Yellandu, Manthani, Sathupalle
Work from Office
Greeting to all Hiring in Bajaj Finance Ltd ! Department: Microfinance Group Loans (JLG products) Positions Opened: Center Manager / Field officer / Loan Officer / Relationship Officer Location in Andhra Pradesh: - Naidupeta - Vadmalapeta - Gorantla - Mulakalacheruvuru - Vadmalapeta Locations in Telanagana : - Tirumalgiri - chityal - Huzurabad - Kothagudem - yellandu - Sathupalle - Aswaraopeta - Manthani - Suryapet FRESHER CAN ALSO APPLY CANDIDATE WITH SALES AND COLLECTION EXPERIENCE ARE WELCOME Age - 31 years Qualification:- Intermediate / Graduation micro finance and group loan (prefered) Share your resume today! Contact: Shriyash*7264025024
Posted 2 months ago
0 years
2 - 2 Lacs
Yellandu, Chityal, Manthani
Work from Office
Greeting to all Hiring in Bajaj Finance Ltd ! Department: Microfinance Group Loans (JLG products) Positions Opened: Center Manager / Field officer / Loan Officer / Relationship Officer Location in Andhra Pradesh: - Naidupeta - Vadmalapeta - Vyankatgiri - Rayadurgam - Nandikotkur - Gorantla - Jammalamadugu - Mulakalacheruvuru - venkatgirikota - Allagadda - Vadmalapeta - Yemmiganur Locations in Telanagana : - Bhupalpalle - Parkal - Thorrur - Tirumalgiri - chityal - Huzurabad - Kothagudem - yellandu - Sathupalle - Aswaraoepta - Madhira - Manthani - Suryapet FRESHER CAN ALSO APPLY CANDIDATE WITH SALES AND COLLECTION EXPERIENCE ARE WELCOME Age - 31 years Qualification:- Intermediate / Graduation micro finance and group loan (prefered) Share your resume today! Contact: Shriyash*7264025024
Posted 3 months ago
2 - 4 years
4 - 6 Lacs
Yellandu
Work from Office
Job Purpose "This position is open with Bajaj Finance ltd." Young and dynamic Experienced candidates with 2-4 yrs of experience in Gold Loans and who are passionate about building their career in the Gold loans domain. Should possess excellent written and verbal Communication and also should possess basic knowledge in MS office. Knowledge of the vernacular language of the respective region is mandatory. Duties and Responsibilities Canvassing and sourcing of New Customers to increase Gold loan Business Revenue generations through Cross Selling products & Interest Collection Gold Loans appraisal Maintain good relationships with clients so that the business can maximize the value of those relationships. Customer Relationship and Follow-up, Maintenance of important registers and daily reports, Cash Management and accounting. Customer Relationship and Follow-up, Maintenance of important registers and daily reports, Cash Management and accounting Direct Marketing of Cross selling products at branches of insurance products Required Qualifications and Experience Canvassing and sourcing of New Customers to increase Gold loan Business Revenue generations through Cross Selling products & Interest Collection Gold Loans appraisal Maintain good relationships with clients so that the business can maximize the value of those relationships. Customer Relationship and Follow-up, Maintenance of important registers and daily reports, Cash Management and accounting. Customer Relationship and Follow-up, Maintenance of important registers and daily reports, Cash Management and accounting Direct Marketing of Cross selling products at branches of insurance products
Posted 3 months ago
4 - 6 years
6 - 8 Lacs
Yellandu
Work from Office
Job Purpose "This position is open with Bajaj finance limited" The Branch manager is a managerial responsibility for providing full leadership and direction to the team of employees in growing business and client base of consumer gold loan. The overall objective of this role is to build customer loyalty and recommend the development of business strategies or initiatives and may include the management of activities by external organizations, and the direct management of individuals. Duties and Responsibilities Responsibilities: Responsible for overall branch operations,performance & profitability of the branch. Drive & participate in field-marketing activities of various financial products along with the team to improve brand visibility Plan,conduct & monitor the branch & field level marketing activities to ensure health pipeline of leads resulting into business conversion & branch growth Focus on customer engagement for new customer acquisitions & retainment of old customers Conducting error free valuation & appraisal of gold ornaments being pledged in branch with correct weight & purity assessment as per company policy and auditory compliance Joint custodian of the Vault with responsibility of safekeeping of of pledged securities as per company policies Responsible for keeping NPAs in control through strong follow-ups from the customers for interest collections Good planning abilities are required for smooth functioning of the branch & for developing cohesiveness within the company and co-workers. Hiring, coaching, mentoring and training employees and providing them with timely feedback on their performance Maintaining quality & performance of the business, preparing various reports of the same and take necessary actions for growth of business in branch Increase Gold Loan business, plus various other third-party products i.e., NCD's, Gold Coins sale etc. Responsible for keeping NPAs in control through strong follow-ups from the customers for interest collections. Responsible for correct valuation & maintenance of 100% process compliance at branch. Manage error free valuation & appraisal of gold ornaments being pledged in branch with correct weight & purity assessment as per company policy and auditory compliance. Required Qualifications and Experience Education & Skill Qualifications: 4-7 years of relevant experience required. Bachelors Degree/Post-graduation Degree preferred. Previous experience in gold loan banking, gold loan products, management or client service preferred. Consistently demonstrates clear and concise written and verbal communication skills.
Posted 3 months ago
1 - 2 years
3 - 4 Lacs
Yellandu
Work from Office
Job Purpose Responsible for doing village surveys, getting new customers, do CGT, house verification and income assessment, do quality sourcing, ensure collections and recoveries are done as per the group/centre meeting schedule. Maintain Healthy Customer Relationships on ground in the location Duties and Responsibilities Conduct village surveys and do prospecting in selected villages, explain BFL MFI JLG product offerings to all who attend prospecting briefing. Source New Customers in the locations allocated, form JLG groups and promote financial literacy amongst potential borrowers Collect all information needed for sourcing, data entry / upload and/or validate documents on LOS, follow entire sourcing process as defined in SOP Coordinate with BM for required approvals and Credit Ops officer at branch for disbursements as per process Plan Center Meetings of customers and notify customers in advance of the schedule, ensure 100% participation of borrowers in the center meetings. Resolve customer queries and promote top ups / cross sell as defined for the branch. Manage a portfolio of 450- 500 customers Ensure collections are done from Customers as per scheduled center meeting days, ensure 100% deposition of recovery done in defined points of disposition as per SOP. Carry out end use monitoring of loans as per the process Maintain Healthy and cordial relationship with all potential and existing borrowers, ensure 100% compliance and good conduct on all SOPs and practices as defined in the branch operating model. Create a daily report of tasks planned and executed and submit to Branch Manager. Ensure recovery disposition reconciliation is done with Credit and Ops Officer as per schedule. Ensuring critical parameters like lead to login are executed as per matrix . Maintain centre meeting discipline, follow SOPs and code of conduct Major Challenges Quality sourcing and achieving targets as defined Regular collections and maintaining customers in current bucket, regularizing and normalizing delinquent customers Compliance on all business parameters, zero audit findings on his / her sourced customer segment / portfolio
Posted 3 months ago
1 - 2 years
3 - 4 Lacs
Yellandu
Work from Office
Job Purpose Responsible for doing village surveys, getting new customers, do CGT, house verification and income assessment, do quality sourcing, ensure collections and recoveries are done as per the group/centre meeting schedule. Maintain Healthy Customer Relationships on ground in the location Duties and Responsibilities Conduct village surveys and do prospecting in selected villages, explain BFL MFI JLG product offerings to all who attend prospecting briefing. Source New Customers in the locations allocated, form JLG groups and promote financial literacy amongst potential borrowers Collect all information needed for sourcing, data entry / upload and/or validate documents on LOS, follow entire sourcing process as defined in SOP Coordinate with BM for required approvals and Credit Ops officer at branch for disbursements as per process Plan Center Meetings of customers and notify customers in advance of the schedule, ensure 100% participation of borrowers in the center meetings. Resolve customer queries and promote top ups / cross sell as defined for the branch. Manage a portfolio of 450- 500 customers Ensure collections are done from Customers as per scheduled center meeting days, ensure 100% deposition of recovery done in defined points of disposition as per SOP. Carry out end use monitoring of loans as per the process Maintain Healthy and cordial relationship with all potential and existing borrowers, ensure 100% compliance and good conduct on all SOPs and practices as defined in the branch operating model. Create a daily report of tasks planned and executed and submit to Branch Manager. Ensure recovery disposition reconciliation is done with Credit and Ops Officer as per schedule. Ensuring critical parameters like lead to login are executed as per matrix . Maintain centre meeting discipline, follow SOPs and code of conduct Major Challenges Quality sourcing and achieving targets as defined Regular collections and maintaining customers in current bucket, regularizing and normalizing delinquent customers Compliance on all business parameters, zero audit findings on his / her sourced customer segment / portfolio
Posted 3 months ago
4 - 6 years
6 - 8 Lacs
Yellandu
Work from Office
Job Purpose Responsible for getting the critical parameters like business/ portfolio/ employee attrition to be delivered as required by management. Own team members of his / her branch on people metrics and drive all compliances as required for the branch. Duties and Responsibilities Employee Attrition Portfolio quality and monitoring, manage portfolio as per defined targets. Compliance on all business parameters, zero audit findings for the branch. Required Qualifications and Experience Graduation/Equivalent Course
Posted 3 months ago
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