7 Jobs in Piriyapatna

No. 728/668+728/1/668/1, Ward no. 10, KT Road, opp. Old Town police Station Near Krishna Takies Chikkaballapura 562101. Karnataka State. Khata No. 1908/1681/5159/1, 1st Main Road, 4th Ward, Sahajananda Nagar, Near Manasa Hospital, Doddaballapura, Bangalore Rural Dist. Karnataka 562103. Site No. 28, 29 & 30, Gundappa Layout, Bangalore Road, Beside Juice Magic, Chintamani 563125. Chikkaballapura Dist. Karnataka SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.) is hiring for Group Credit officer & Individual relationship officer We have walk-in drive for Rural Sales & Collection - Group Loan & Individual Loan Candidate should have experience in handling loan sales & collections Experience - 1 to 5 years Age Band - 18 to 30 Years Min. Qualification - Graduation Venue: First & Second Floor, "NANDI ARCADE", BM Road, Above Bajaj Bike Showroom, Piriyapattana - 571107 No1311/A, 1311/A-6, kamala Chandrashekar complex, Basaveshwar Nagar, Mysuru Channarayapatna main road, KR pete 571426 Mandya Dist, Karnataka First & Second Floor, " NANDI COMPLEX" HB Road, Opp. Govt Collage, HD Kote - 571114. Karnataka

Roles and Responsibilities Sourcing Customers: > Responsible for sourcing target customers (Mortgage) in the branch catchment area. Disbursement > Coordinating with Risk Team for PD, facilitating additional documents/information if any. Collection: > Ensuring timely repayment from the customers Desired Candidate Profile Excellent Local people Networking & Local Market knowledge Excellent ability to speak, read and write in " Hindi" Interest and Good understanding - Local Business around the branch locations. Good interpersonal skills Individual should own a bike & Driving License ( for safety Measures ) . Perks and Benefits Local working candidate - are most preferred . Minimum Graduation Or HSC - cleared profile is required. Age 18-30 Immediate Joiners preferred Fresher or any sales experience are encouraged Experience in Mortgage ( will be added advantage ) Company will Insure - the employee with 5 Lakhs premium ( Health Insurance ) from the day of joining along for family members ( 1 + 4 ) . CUG sim & Data charges - free Travel Allowance are fixed and credit monthly basis.

Job Purpose Responsible for doing village surveys, getting new customers, do CGT, house verification and income assessment, do quality sourcing, ensure collections and recoveries are done as per the group/centre meeting schedule. Maintain Healthy Customer Relationships on ground in the location Duties and Responsibilities Conduct village surveys and do prospecting in selected villages, explain BFL MFI JLG product offerings to all who attend prospecting briefing. Source New Customers in the locations allocated, form JLG groups and promote financial literacy amongst potential borrowers Collect all information needed for sourcing, data entry / upload and/or validate documents on LOS, follow entire sourcing process as defined in SOP Coordinate with BM for required approvals and Credit Ops officer at branch for disbursements as per process Plan Center Meetings of customers and notify customers in advance of the schedule, ensure 100% participation of borrowers in the center meetings. Resolve customer queries and promote top ups / cross sell as defined for the branch. Manage a portfolio of 450- 500 customers Ensure collections are done from Customers as per scheduled center meeting days, ensure 100% deposition of recovery done in defined points of disposition as per SOP. Carry out end use monitoring of loans as per the process Maintain Healthy and cordial relationship with all potential and existing borrowers, ensure 100% compliance and good conduct on all SOPs and practices as defined in the branch operating model. Create a daily report of tasks planned and executed and submit to Branch Manager. Ensure recovery disposition reconciliation is done with Credit and Ops Officer as per schedule. Ensuring critical parameters like lead to login are executed as per matrix . Maintain centre meeting discipline, follow SOPs and code of conduct Major Challenges Quality sourcing and achieving targets as defined Regular collections and maintaining customers in current bucket, regularizing and normalizing delinquent customers Compliance on all business parameters, zero audit findings on his / her sourced customer segment / portfolio

Key Responsibilities: Sales & Business Development: Achieve and exceed assigned sales targets for Life Insurance products. Develop and execute sales strategies to grow the branch/area business. Identify new business opportunities and expand the customer base. Drive penetration of life insurance products through direct and channel sales. Team Management & Leadership: Recruit, train, mentor, and motivate a team of Sales Managers and Agents. Set goals and performance standards for the sales team. Monitor daily, weekly, and monthly performance reports and take corrective actions. Ensure team productivity and compliance with company policies. Channel & Partner Management: Develop strong relationships with channel partners (Bancassurance, Direct Sales, Brokers, Financial Advisors). Drive engagement and productivity of the distribution network. Ensure smooth operations and alignment between the company and distribution partners. Customer Relationship Management: Ensure superior customer service and satisfaction. Address customer queries, complaints, and escalations effectively. Conduct periodic customer meetings to ensure brand loyalty and referrals. Compliance & Operational Excellence: Ensure adherence to IRDAI regulations and company policies. Conduct regular audits and risk assessments within the branch/area. Maintain documentation, reports, and sales records as per regulatory requirements. only from Life insurance with 7 plus years experience Age criteria 23 - 46

Role & responsibilities: Outline the day-to-day responsibilities for this role. Collecting overdues from delinquent customers, ensuring timely deposit of customer funds. Preferred candidate profile: Specify required role expertise, previous job experience, or relevant certifications.

Role & responsibilities Preferred candidate profile

Hiring Experience candidates for GCO / IRO GCO: Sourcing and training customers: GCO is responsible for running street meetings; for maintaining lists of interested customers; and for conducting Compulsory Group Trainings with interested parties. Running required credit checks: GCO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: GCO is responsible for running weekly center meetings with customers; for ensuring 100% attendance and repayment; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary. IRO: Sourcing customers: IRO is responsible for meeting with prospects, understanding their needs, generating leads, following up the leads for interested prospects Running required credit checks: IRO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; verifying the KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: IRO is responsible for the overall portfolio quality - collecting on field repayments; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary. Educational Qualifications: 12th pass minimum; Graduates Perks & Benefits: - CTC + Monthly Incentives - Hospitalization cover for Family (employee + 5 family Members) - Monthly Local Conveyance / Petrol Claim - Company Sim card - Accident and Group term life Insurance cover