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Moneyboxx Finance logo
Branch Credit Manager
Moneyboxx Finance

2 - 4 years

Mahwa, Neem ka thana

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Key Responsibilities (KRAs) 1. Credit Appraisal & Underwriting Conduct detailed credit appraisal of loan proposals (Retail / LAP / SME / Business Loans / Affordable Housing).Analyze financial statements, bank statements, income documents, and credit bureau reports (CIBIL).Assess repayment capacity, FOIR, LTV, and risk parameters.Evaluate collateral security and property valuation reports.Recommend approval/rejection within delegated authority limits. 2. Risk Assessment & Portfolio Quality Identify early warning signals and potential credit risks.Ensure adherence to internal credit policy and RBI guidelines.Monitor delinquency trends and coordinate with collections team.Maintain portfolio qu...

Posted 5 days ago

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