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1.0 - 4.0 years
4 - 7 Lacs
Dhaniakhali
Work from Office
LTFinance is looking for ML OFFICER to join our dynamic team and embark on a rewarding career journey Evaluate loan applications and determine the borrower's creditworthiness and ability to repay the loan. Assist clients in understanding loan options and provide guidance throughout the application process. Analyze financial statements, credit reports, and other documentation to make informed lending decisions. Determine loan terms, such as interest rates and repayment schedules, and communicate them to clients. Negotiate loan terms with clients and provide recommendations to management regarding loan approvals and denials. Build relationships with clients and ensure that all loan applications are processed in a timely and efficient manner. Maintain accurate and up-to-date records of all loan applications and related documentation. Ensure compliance with all applicable lending regulations and policies. Continuously monitor loan portfolios and identify opportunities for risk management and improvement. Proficiency in Microsoft Office and loan management software. Strong communication and interpersonal skills.
Posted 1 month ago
0 years
0 Lacs
Dhaniakhali, West Bengal, India
On-site
Company Description Ananya Finance for Inclusive Growth Pvt. Ltd. (Ananya) is a responsible NBFC set up by Friends of Women’s World Banking – India (FWWB) in 2009 to serve microfinance institutions (MFIs) and grass-root entities. Despite challenges such as the Andhra Pradesh Microfinance crisis in 2010, Ananya has grown significantly, achieving a loan portfolio of Rs.152 Crore by March 2018. The company’s lending portfolio is diversified across Microfinance and Agribusiness segments with a well-diversified funder base. Ananya remains committed to impact-focused growth by improving living standards for economically deprived sectors and supporting sector-building roles. Role Description This is a full-time on-site role for a Branch Manager located in Dhaniakhali. The Branch Manager will be responsible for overseeing daily branch operations, managing branch staff, and ensuring excellent customer service. Key duties include monitoring loan disbursements and repayments, maintaining branch records, meeting sales and profitability targets, and ensuring compliance with regulatory requirements. The Branch Manager will also be required to develop and implement business plans, foster relationships with community members, and represent the company in the local area. Qualifications Experience in branch management, financial services, and customer service Strong leadership and team management skills Excellent communication and interpersonal skills Knowledge of loan processing and financial regulations Proficiency in data management and reporting Ability to develop and implement business strategies Bachelor's degree in Finance, Business Administration, or a related field Knowledge of local language and community dynamics is a plus Show more Show less
Posted 1 month ago
1.0 - 3.0 years
1 - 3 Lacs
Dhaniakhali, Bandel, Chakdaha
Work from Office
Walk In Drive Details Interview Date - 16th June- 2025 Interview Location - Ujjivan Small Finance Bank -Baidyabati, B26[187/3A], Kunja Villa, Ground & 1st Floor, GT Road, Kajipara, PO-Baidyabati, PS-Sreerampur, Baidyabati, Hooghly - 712222 Interview Time - 10 am to 3 pm Contact Person- Mr. Malay Kumar Laha (Area Head-Branch Banking) Job Location: Chakdaha + Bandel + Dhaniakhali (West Bengal) Role & responsibilities Business Meet the set targets on liabilities in terms of open market acquisition & existing customer conversion Understand need and acquire customers who meet the criteria for liability products through either of the below channels: Leads generated by branch staff and personal leads Referrals generated from existing customers Alternate channels Maintain the database of the prospects, meet select prospects and manage the relationship thereafter Accompany CRS-Unsecured loans on the field for actively driving conversion of existing borrowing customers into liabilities customer Cross sell other secured loan products of Ujjivan and pass quality leads to respective loan officers Share customer insights/product related feedback with the Sales Manager - Liabilities The incumbent will be primarily responsible to - Acquire new customers for liabilities from open market. Enhance the relationship with the existing customers by cross-selling products and services as per the profile & need of the customers Train/assist customers to use ATM and BCs; drive usage of alternate channels Preferred candidate profile Exp - Candidates who has min 1-3 years of experience in CASA sales with other liabilities products. Age - Max 34 Both Male & Female can apply NOTE: Kindly carry your resume for the walk-in Drive.
Posted 1 month ago
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