515 Ipqa Jobs - Page 16

JOB PURPOSEManage all legal issues of the Company w.r.t. the respective state arising out of its business, with focus on recovery and repossessions through legal actions and protect Companys interest in legal action initiated against it. 2. PRINCIPAL ACCOUNTABILITIES Recovery through legal actions as per the set targets in NPAs, Loss Recovery accounts and Write Off Accounts; Defending legal cases filed against Company and take steps therein in time bound manner;Providing 24 X 7 X 365 legal support to branches in their endeavor towards efficient collection;Obtaining orders u/s of the Arbitration & Conciliation Act, 1996 for repossessions, attachments on properties, garnishees, etc. in time bound manner and facilitating execution thereof;Provide required legal support to branches for execution of orders u/s 17 of Arbitration and Conciliation Act, 1996;Execution of decrees against the Judgment Debtors to obtain Warrants of attachments (against movable as well as immovable properties) and/or warrant of arrest in time bound manner and execution thereof;Service of summons and execution of warrants in S. 138 cases filed by Company;Empanelment of advocates branch wise for providing all kinds of legal support to branches for recovery, repossessions, police matters, sending of demand notices to defaulters, etc.;Reply to notices received from borrowers/guarantors;Ensure updation of Legal Cases MIS on daily basis;Arrange sale clearances from courts for selling assets repossessed through legal action in time bound manner;Take back custody of the assets seized by police / Govt. Authorities;Filing criminal cases against the defaulters, where assets are not traceable;Visit police stations w.r.t. criminal cases filed by / against Company or its officers 4. SKILLS AND KNOWLEDGE Educational Qualifications Basic Graduation (preferably B. Com.) plus LL. B.Functional Skills Thorough knowledge of General and Commercial Laws, Laws relating to Banking and NBFCs, Corporate Laws, Criminal Laws, Procedural Laws such Civil Procedure Code, Criminal Procedure Code, Indian Evidence Act, Law of Limitation, etc. Practical knowledge of court processes and actual court working; Excellent network with police, court officers, various offices attached to court such receiver, liquidator, bailiff, assignee, etc., legal professionals from other banks and NBFCs and ability to get the work done through them.Excellent communication skills Relevant and total years of Experience3 - 7 years of experience in finance industry,Preferably from recovery oriented legal actions background;Having good knowledge of civil and criminal laws, consumer laws, arbitration law, General and Commercial Laws, etc. Having knowledge of practical aspects of civil and criminal laws as well as court processesHaving very strong network of advocates and other service providers;

A) Focus Areas Key Responsibilities Collections Preparation and Cash Managementa. Collection Preparation - Printing of stickers, Collection Projection sheet etc. Cash receiving from FLOs and handing over cash receiptsc Daily collections entry authorization and cash balance tallying and recordingd Cash Depositions Bank / Cash Pick agencye Attending customers for any walk in collections / foreclosuresDisbursement Executiona Disbursement scheduling and preparationa 100% customer tele-calling before disbursements and village verification as per system dataand address proofb Intimating customers about disbursement date and timec Printing of all PDD documentsb Disbursement execution at MC - KYC and Bank Passbook check, Document signing, System entry,Passbook handover and Oath takingc PDD dispatch and system updationAdministrativea 100% CLI and NEFT auditsb Maintaining all mandatory registersc Ensuring adequate stationery availability and optimal utilizationd Data Management MC Route Maps, Group-wise collection time , Customers alternate contact details,Village Databasee Conducting new FLO Background Verification and report submission to TMf Handling customer queries visiting the MCMC Managementa MC Opening / Closure and Keys management (Vault, Cup-boards, MC) MC Maintenance Rent document renewal, General MC sanitation, Notice Board and Flex, IT Assets &Furniture upkeepc Petty Cash Managementd Document Shredding

JOB PURPOSE : To lead the collection strategy for the zone, in line with the broad objective of company policy. Driving incremental & step change improvements- with an objective of maximising collections, identifying alerts/red flags including high risk and high impact customers, therefore controlling loss rates and achieving cost efficiency Identify and deliver improvements to the range of account treatment and negotiation options available to collection agents. PRINCIPAL ACCOUNTABILITIES Major Activities Responsibilities include Home loans / Mortgages 90+ collections (NPAs)+ flows for entire Zone, include Collection, Repossessions of secured assets under SARFAESI, Field investigation and legal actions against delinquent customers Good knowledge of all legal procedures for recovery of overdues Identification and appointment of new agencies for collections, repossession, field investigations Initiating SARFAESI notices, executing bailable and non-bailable warrants Taking possession of secured properties through court orders Portfolio Management Handing a team of more than 100 people, direct and indirect reportees Conducting training to news sales /underwriting teams Training and development of the officers and collection managers Having tie up and establishing relations with local police officials SKILLS AND KNOWLEDGE (State the minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent). Educational Qualifications MBA or Equivalant Functional Skills Relevant and total years of Experience Overall 10-12 years with at least 5 years in the Mortgage Industry

JOB PURPOSE : On boarding new customers, disbursement & collection of dues in villages PRINCIPAL ACCOUNTABILITIES Starting business in a new village a. Village identification within the radius b. Feasibility study of the village based on demographics, activities and financial needs of the customers c. Assist the MC-IC in making the village approval Sourcing of business a. Identification of customers and forming of Joint Liability Groups b. Filling up of the application form c. Verification of the residence and business of the customer d. KYC verification e. Pre-disbursement training f. Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Assisting the MC-IC for disbursement activity completion c. Loan documentation Collection of current dues a. Collect the collection sheets and stickers from MC-IC b. Group-wise collection as per scheduled time by following the process c. Deposit of collection money d. MERC entry Collection of over dues a. Follow up with the customers with updated data report of assigned portfolio b. Collection of money as per process c. Depositing the money in bank d. MERC entry e. Assist the MC-IC in initiating action against the defaulters DIMENSIONS Financial Dimensions (if applicable) Other Dimensions SKILLS AND KNOWLEDGE Street Smart Aggressive Educational Qualifications Graduate Functional Skills Relevant and total years of Experience 0-3 years

JOB PURPOSE : On boarding new customers, disbursement & collection of dues in villages PRINCIPAL ACCOUNTABILITIES Starting business in a new village a. Village identification within the radius b. Feasibility study of the village based on demographics, activities and financial needs of the customers c. Assist the MC-IC in making the village approval Sourcing of business a. Identification of customers and forming of Joint Liability Groups b. Filling up of the application form c. Verification of the residence and business of the customer d. KYC verification e. Pre-disbursement training f. Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Assisting the MC-IC for disbursement activity completion c. Loan documentation Collection of current dues a. Collect the collection sheets and stickers from MC-IC b. Group-wise collection as per scheduled time by following the process c. Deposit of collection money d. MERC entry Collection of over dues a. Follow up with the customers with updated data report of assigned portfolio b. Collection of money as per process c. Depositing the money in bank d. MERC entry e. Assist the MC-IC in initiating action against the defaulters DIMENSIONS Financial Dimensions (if applicable) Other Dimensions SKILLS AND KNOWLEDGE Street Smart Aggressive Educational Qualifications Graduate Functional Skills Relevant and total years of Experience 0-3 years

JOB PURPOSE : On boarding new customers, disbursement & collection of dues in villages PRINCIPAL ACCOUNTABILITIES Starting business in a new village a. Village identification within the radius b. Feasibility study of the village based on demographics, activities and financial needs of the customers c. Assist the MC-IC in making the village approval Sourcing of business a. Identification of customers and forming of Joint Liability Groups b. Filling up of the application form c. Verification of the residence and business of the customer d. KYC verification e. Pre-disbursement training f. Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Assisting the MC-IC for disbursement activity completion c. Loan documentation Collection of current dues a. Collect the collection sheets and stickers from MC-IC b. Group-wise collection as per scheduled time by following the process c. Deposit of collection money d. MERC entry Collection of over dues a. Follow up with the customers with updated data report of assigned portfolio b. Collection of money as per process c. Depositing the money in bank d. MERC entry e. Assist the MC-IC in initiating action against the defaulters DIMENSIONS Financial Dimensions (if applicable) Other Dimensions SKILLS AND KNOWLEDGE Street Smart Aggressive Educational Qualifications Graduate Functional Skills Relevant and total years of Experience 0-3 years

Duties and responsibilities Starting business in a new villagea.Village identification within the radiusb.Feasibility study of the village based on demographics, activities and financial needs of the customersc.Assist the MC-IC in making the village approval Sourcing of businessa.Identification of customers and forming of Joint Liability Groupsb.Filling up of the application formc.Verification of the residence and business of the customerd.KYC verificatione.Pre-disbursement trainingf.Visiting potential customers in order to develop business Disbursementsa.Collection of KYC documentsb.Assisting the MC-IC for disbursement activity completionc.Loan documentation Collection of current duesa.Collect the collection sheets and stickers from MC-ICb.Group-wise collection as per scheduled time by following the processc.Deposit of collection moneyd.MERC entry Collection of over duesa.Follow up with the customers with updated data report of assigned portfoliob.Collection of money as per processc.Depositing the money in bankd.MERC entrye.Assist the MC-IC in initiating action against the defaulters Criteria:Enclosed our have requirements & Eligibility for ref.Request to provide a proper & suitable candidates who can join immediately. Sales and Collections experienced candidates will be preferred. During the Interview candidate should carry below mentioned mandatory documents.- Aadhar card- Pan card- Passport size photo- Driving license- Bank passbook- Graduation marksheet- If experience (Experience letter / relieving letter / resignation acceptance letter and salary slip)Eligibility Any Graduate with or without experience or undergraduate like Diploma with (10+3) yrs or HSC with 6 plus sales or collection experienceTwo wheeler and Driving license with smart phoneOnly male candidatesMaximum limit is 15 to 20 KM from the selected branch location

JOB PURPOSE(Briefly describe the general purpose of the position or its significance from the organizations point of view and how it contributes to the overall mission/objective of the organization) To lead the location for Sales and meet the approved business target for the location within the defined framework and processes resulting into sustainable and profitable growth for the location PRINCIPAL ACCOUNTABILITIES Business delivery & growth:Achieve set targets on a month on month basis, delivery of volumes, IRR , Fee Ensure that the location cross sell targets are metLeverage L&T Ecosystem for expanding businessExecute planned distribution strategies for different products and customer segments in the locationChannel Management & Distribution:Maintaining effective relationship with channel partnersMonitoring productivity of DST/DSAAchieve product wise (including builder funding Conversion) disbursal volumes, revenues and yield targetsCompliance & Quality maintenance and Improvement:Conduct business in a manner to maintain operational, process and regulatory compliance and alsoensure quality is maintained Maintain high levels of service quality in the location; provide solutions incase of customer query People Development:Facilitate the conducting of planned product & process training programs for manpower & channel partnersProvide developmental feedback to all direct reports SKILLS AND KNOWLEDGE Educational QualificationsMBA (Marketing) or equivalent Functional SkillsRelevant and total years of Experience Overall appx 5-7 years with at least 3-4 years in the Mortgage IndustryMortgages background Established experience in handling distribution channels and managing teams

JOB PURPOSE : On boarding new customers, disbursement & collection of dues in villages PRINCIPAL ACCOUNTABILITIES Starting business in a new village a. Village identification within the radius b. Feasibility study of the village based on demographics, activities and financial needs of the customers c. Assist the MC-IC in making the village approval Sourcing of business a. Identification of customers and forming of Joint Liability Groups b. Filling up of the application form c. Verification of the residence and business of the customer d. KYC verification e. Pre-disbursement training f. Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Assisting the MC-IC for disbursement activity completion c. Loan documentation Collection of current dues a. Collect the collection sheets and stickers from MC-IC b. Group-wise collection as per scheduled time by following the process c. Deposit of collection money d. MERC entry Collection of over dues a. Follow up with the customers with updated data report of assigned portfolio b. Collection of money as per process c. Depositing the money in bank d. MERC entry e. Assist the MC-IC in initiating action against the defaulters DIMENSIONS Financial Dimensions (if applicable) Other Dimensions SKILLS AND KNOWLEDGE Street Smart Aggressive Educational Qualifications Graduate Functional Skills Relevant and total years of Experience 0-3 years

JOB PURPOSE: Responsible for Sales and Collections in the assigned location PRINCIPAL ACCOUNTABILITIES: Sourcing business in the assigned location Evaluating the creditworthiness of applicants to determine the loan eligibility Ensuring complete documentation of loan applications Collaborating with internal departments (Operations, Credit, Legal and Technical) to ensure smooth loan processing and disbursement. Taking Care of Collection of ED and QM Cases / Follow up on E-Nach Mandate Achieving monthly targets which may include loan disbursement volumes and revenue goals Ensure adherence to all processes, compliance & policies. SKILLS AND KNOWLEDGE Effective Communication Attention to detail Problem Solving Team work Ability to work in a target-oriented environment. EDUCATIONAL QUALIFICATION: Any graduate EXPERIENCE Minimum 1+ years of sales experienceLAP / HL Sales domain sales experience with Banks or NBFCs is added advantage

JOB PURPOSE : To assist the seniors in closure of project finance documents and documentations of other products and to overall protect the interest of the Company. PRINCIPAL ACCOUNTABILITIES (List the responsibilities/duties associated with the job) Contract Drafting Research on legal issues Prepare draft opinion /report on queries Preparation of issue lists on transactions Preparation & maintenance of MIS Review of contracts and give observations Filing and updating records for the transaction Check term sheet in accordance with the appraisal note Check the first draft of loan documents and ensure the incorporation of all terms as per the executed term sheet Due Diligence of the Project Documents and prepare draft report as per the standardized report Search judgments on relevant issues and prepare a note Daily regulatory updates /news paper article SKILLS AND KNOWLEDGE (State the minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent). Educational Qualifications and Experience a) LLB + Preference with Post Graduate Diploma in any law subject b) 4 years experience in any bank/law firm dealing with project finance. c) Good Presentation and communication skills

JOB PURPOSE : On boarding new customers, disbursement & collection of dues in villages PRINCIPAL ACCOUNTABILITIES Starting business in a new village a. Village identification within the radius b. Feasibility study of the village based on demographics, activities and financial needs of the customers c. Assist the MC-IC in making the village approval Sourcing of business a. Identification of customers and forming of Joint Liability Groups b. Filling up of the application form c. Verification of the residence and business of the customer d. KYC verification e. Pre-disbursement training f. Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Assisting the MC-IC for disbursement activity completion c. Loan documentation Collection of current dues a. Collect the collection sheets and stickers from MC-IC b. Group-wise collection as per scheduled time by following the process c. Deposit of collection money d. MERC entry Collection of over dues a. Follow up with the customers with updated data report of assigned portfolio b. Collection of money as per process c. Depositing the money in bank d. MERC entry e. Assist the MC-IC in initiating action against the defaulters SKILLS AND KNOWLEDGE Street Smart Aggressive Educational Qualifications Graduate Functional Skills Relevant and total years of Experience 0-3 years

Duties and responsibilities Starting business in a new villagea.Village identification within the radiusb.Feasibility study of the village based on demographics, activities and financial needs of the customersc.Assist the MC-IC in making the village approval Sourcing of businessa.Identification of customers and forming of Joint Liability Groupsb.Filling up of the application formc.Verification of the residence and business of the customerd.KYC verificatione.Pre-disbursement trainingf.Visiting potential customers in order to develop business Disbursementsa.Collection of KYC documentsb.Assisting the MC-IC for disbursement activity completionc.Loan documentation Collection of current duesa.Collect the collection sheets and stickers from MC-ICb.Group-wise collection as per scheduled time by following the processc.Deposit of collection moneyd.MERC entry Collection of over duesa.Follow up with the customers with updated data report of assigned portfoliob.Collection of money as per processc.Depositing the money in bankd.MERC entrye.Assist the MC-IC in initiating action against the defaulters

JOB PURPOSE : On boarding new customers, disbursement & collection of dues in villages PRINCIPAL ACCOUNTABILITIES Starting business in a new village a. Village identification within the radius b. Feasibility study of the village based on demographics, activities and financial needs of the customers c. Assist the MC-IC in making the village approval Sourcing of business a. Identification of customers and forming of Joint Liability Groups b. Filling up of the application form c. Verification of the residence and business of the customer d. KYC verification e. Pre-disbursement training f. Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Assisting the MC-IC for disbursement activity completion c. Loan documentation Collection of current dues a. Collect the collection sheets and stickers from MC-IC b. Group-wise collection as per scheduled time by following the process c. Deposit of collection money d. MERC entry Collection of over dues a. Follow up with the customers with updated data report of assigned portfolio b. Collection of money as per process c. Depositing the money in bank d. MERC entry e. Assist the MC-IC in initiating action against the defaulters DIMENSIONS Financial Dimensions (if applicable) Other Dimensions SKILLS AND KNOWLEDGE Street Smart Aggressive Educational Qualifications Graduate Functional Skills Relevant and total years of Experience 0-3 years

Duties and responsibilities Starting business in a new villagea.Village identification within the radiusb.Feasibility study of the village based on demographics, activities and financial needs of the customersc.Assist the MC-IC in making the village approval Sourcing of businessa.Identification of customers and forming of Joint Liability Groupsb.Filling up of the application formc.Verification of the residence and business of the customerd.KYC verificatione.Pre-disbursement trainingf.Visiting potential customers in order to develop business Disbursements a.Collection of KYC documents b.Assisting the MC-IC for disbursement activity completion c.Loan documentation Collection of current dues a.Collect the collection sheets and stickers from MC-IC b.Group-wise collection as per scheduled time by following the process c.Deposit of collection money d.MERC entry e.Collection of over dues a.Follow up with the customers with updated data report of assigned portfolio b.Collection of money as per process c.Depositing the money in bank d.MERC entry e.Assist the MC-IC in initiating action against the defaulters

Duties and responsibilities Starting business in a new villagea.Village identification within the radiusb.Feasibility study of the village based on demographics, activities and financial needs of the customersc.Assist the MC-IC in making the village approval Sourcing of businessa.Identification of customers and forming of Joint Liability Groupsb.Filling up of the application formc.Verification of the residence and business of the customerd.KYC verificatione.Pre-disbursement trainingf.Visiting potential customers in order to develop business Disbursements a.Collection of KYC documents b.Assisting the MC-IC for disbursement activity completion c.Loan documentation Collection of current dues a.Collect the collection sheets and stickers from MC-IC b.Group-wise collection as per scheduled time by following the process c.Deposit of collection money d.MERC entry e.Collection of over dues a.Follow up with the customers with updated data report of assigned portfolio b.Collection of money as per process c.Depositing the money in bank d.MERC entry e.Assist the MC-IC in initiating action against the defaulters

Role - Micro Loan Officer - Field OfficerReporting To Branch Manager Starting business in a new villagea. Village identification within the radiusb. Feasibility study of the village based on demographics, activities and financial needs ofthe customersc. Assist the MC-IC in making the village approval Sourcing of businessa. Identification of customers and forming of Joint Liability Groupsb. Filling up of the application formc. Verification of the residence and business of the customerd. KYC verificatione. Pre-disbursement trainingf. Visiting potential customers in order to develop business Disbursementsa. Collection of KYC documentsb. Assisting the MC-IC for disbursement activity completionc. Loan documentation Collection of current duesa. Collect the collection sheets and stickers from MC-ICb. Group-wise collection as per scheduled time by following the processc. Deposit of collection moneyd. MERC entry Collection of over duesa. Follow up with the customers with updated data report of assigned portfoliob. Collection of money as per processc. Depositing the money in bankd. MERC entrye. Assist the MC-IC in initiating action against the defaulters

INTERNALJob Description:Role - Micro Loan Officer - Field OfficerReporting To Branch Manager Starting business in a new villagea. Village identification within the radiusb. Feasibility study of the village based on demographics, activities and financial needs ofthe customersc. Assist the MC-IC in making the village approval Sourcing of businessa. Identification of customers and forming of Joint Liability Groupsb. Filling up of the application formc. Verification of the residence and business of the customerd. KYC verificatione. Pre-disbursement trainingf. Visiting potential customers in order to develop business Disbursementsa. Collection of KYC documentsb. Assisting the MC-IC for disbursement activity completionc. Loan documentation Collection of current duesa. Collect the collection sheets and stickers from MC-ICb. Group-wise collection as per scheduled time by following the processc. Deposit of collection moneyd. MERC entry Collection of over duesa. Follow up with the customers with updated data report of assigned portfoliob. Collection of money as per processc. Depositing the money in bankd. MERC entrye. Assist the MC-IC in initiating action against the defaulters

JOB PURPOSE : On boarding new customers, disbursement & collection of dues in villages PRINCIPAL ACCOUNTABILITIES Starting business in a new village a. Village identification within the radius b. Feasibility study of the village based on demographics, activities and financial needs of the customers c. Assist the MC-IC in making the village approval Sourcing of business a. Identification of customers and forming of Joint Liability Groups b. Filling up of the application form c. Verification of the residence and business of the customer d. KYC verification e. Pre-disbursement training f. Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Assisting the MC-IC for disbursement activity completion c. Loan documentation Collection of current dues a. Collect the collection sheets and stickers from MC-IC b. Group-wise collection as per scheduled time by following the process c. Deposit of collection money d. MERC entry Collection of over dues a. Follow up with the customers with updated data report of assigned portfolio b. Collection of money as per process c. Depositing the money in bank d. MERC entry e. Assist the MC-IC in initiating action against the defaulters DIMENSIONS Financial Dimensions (if applicable) Other Dimensions SKILLS AND KNOWLEDGE Street Smart Aggressive Educational Qualifications Graduate Functional Skills Relevant and total years of Experience 0-3 years

Duties and responsibilities Starting business in a new village a. Village identification within the radius b. Feasibility study of the village based on demographics, activities and financial needs of the customers c. Assist the MC-IC in making the village approval Sourcing of business a. Identification of customers and forming of Joint Liability Groups b. Filling up of the application form c. Verification of the residence and business of the customer d. KYC verification e. Pre-disbursement training f. Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Assisting the MC-IC for disbursement activity completion c. Loan documentation Collection of current dues a. Collect the collection sheets and stickers from MC-IC b. Group-wise collection as per scheduled time by following the process c. Deposit of collection money d. MERC entry Collection of over dues a. Follow up with the customers with updated data report of assigned portfolio b. Collection of money as per process c. Depositing the money in bank d. MERC entry e. Assist the MC-IC in initiating action against the defaulters

Vibonum Technologies, Bangalore is hring: Executive - AQA/QMS/DOC Cell Executive - IPQA/QMS Role & responsibilities Review and release the Finished products/Raw materials/ stability samples after the analysis in line with defined procedures. Review and approval of Qualification, validation documents, protocol, and reports. Initiation and / or Review and approval of QMS elements like Change controls, deviations, Out of Specifications, Out of Trends CAPA, etc. Management of Document cell (Issuance, retrieval archival and destruction of documents) to avoid any unauthorized access and usage of documents. Conduct training for newly joined Employee and existing employee and evaluate the effectiveness of the procedure. Review of batch documentation (BMRs, BPRs, COAs etc) manufactured and compilation of a complete set of batch documents required for batch release Perform the other activities assigned by the department Head. Preferred candidate profile Well-versed with OSD Manufacturing and Packing activities Sharp in Documentation and Review of shopfloor data Good communication and interpersonal skills EU/ TGA/ ANVISA regulatory audit exposure is an advantage Good knowledge of European agency guidelines Sound knowledge of ALCOA+ concepts and able to identify gaps w.r.t. ALCOA+ principles if any at shopfloor operations. Knowledge of the local language (Kannada) is an added advantage Perks and benefits: Best in the industry. Early joiining will first prference.

Starting business in a new village a.Village identification within the radius b.Feasibility study of the village based on demographics, activities and financial needs of the customersc. Assist the MC-IC in making the village approval Sourcing of business a.Identification of customers and forming of Joint Liability Groups b.Filling up of the application form c.Verification of the residence and business of the customer d.KYC verification e.Pre-disbursement training f.Visiting potential customers in order to develop business Disbursements a.Collection of KYC documents b.Assisting the MC-IC for disbursement activity completionc.Loan documentation Collection of current dues a.Collect the collection sheets and stickers from MC-IC b.Group-wise collection as per scheduled time by following the process c.Deposit of collection moneyd.MERC entry Collection of over dues a.Follow up with the customers with updated data report of assigned portfoliob.Collection of money as per process c.Depositing the money in bank d.MERC entry e.Assist the MC-IC in initiating action against the defaulters

Starting business in a new village a.Village identification within the radius b.Feasibility study of the village based on demographics, activities and financial needs of the customersc. Assist the MC-IC in making the village approval Sourcing of business a.Identification of customers and forming of Joint Liability Groups b.Filling up of the application form c.Verification of the residence and business of the customer d.KYC verification e.Pre-disbursement training f.Visiting potential customers in order to develop business Disbursements a.Collection of KYC documents b.Assisting the MC-IC for disbursement activity completionc.Loan documentation Collection of current dues a.Collect the collection sheets and stickers from MC-IC b.Group-wise collection as per scheduled time by following the process c.Deposit of collection moneyd.MERC entry Collection of over dues a.Follow up with the customers with updated data report of assigned portfoliob.Collection of money as per process c.Depositing the money in bank d.MERC entry e.Assist the MC-IC in initiating action against the defaulters

Starting business in a new village a.Village identification within the radius b.Feasibility study of the village based on demographics, activities and financial needs of the customersc. Assist the MC-IC in making the village approval Sourcing of business a.Identification of customers and forming of Joint Liability Groups b.Filling up of the application form c.Verification of the residence and business of the customer d.KYC verification e.Pre-disbursement training f.Visiting potential customers in order to develop business Disbursements a.Collection of KYC documents b.Assisting the MC-IC for disbursement activity completionc.Loan documentation Collection of current dues a.Collect the collection sheets and stickers from MC-IC b.Group-wise collection as per scheduled time by following the process c.Deposit of collection moneyd.MERC entry Collection of over dues a.Follow up with the customers with updated data report of assigned portfoliob.Collection of money as per process c.Depositing the money in bank d.MERC entry e.Assist the MC-IC in initiating action against the defaulters

Starting business in a new village a.Village identification within the radius b.Feasibility study of the village based on demographics, activities and financial needs of the customersc. Assist the MC-IC in making the village approval Sourcing of business a.Identification of customers and forming of Joint Liability Groups b.Filling up of the application form c.Verification of the residence and business of the customer d.KYC verification e.Pre-disbursement training f.Visiting potential customers in order to develop business Disbursements a.Collection of KYC documents b.Assisting the MC-IC for disbursement activity completionc.Loan documentation Collection of current dues a.Collect the collection sheets and stickers from MC-IC b.Group-wise collection as per scheduled time by following the process c.Deposit of collection moneyd.MERC entry Collection of over dues a.Follow up with the customers with updated data report of assigned portfoliob.Collection of money as per process c.Depositing the money in bank d.MERC entry e.Assist the MC-IC in initiating action against the defaulters