2296 Internal Audit Jobs - Page 32

Senior Accountant Job Description Position Overview The Senior Accountant is a mid-level accounting professional responsible for overseeing and managing the financial operations of the organization. This role involves preparing accurate financial reports, ensuring compliance with accounting standards, and providing strategic insights to support decision-making processes. The Senior Accountant will collaborate closely with the finance team and other departments to maintain financial integrity and drive organizational success. Key Responsibilities Financial Reporting & Analysis : Prepare and review monthly, quarterly, and annual financial statements, including balance sheets, income statements, and cash flow statements, ensuring accuracy and compliance with accounting standards. General Ledger Management : Oversee and maintain the general ledger, ensuring all financial transactions are recorded accurately and timely. Month-End & Year-End Closing : Manage and execute month-end and year-end close processes, ensuring all financial data is reconciled and reported within established timelines. Budgeting & Forecasting : Collaborate with management to develop annual budgets and financial forecasts, providing insights and recommendations to support strategic planning. Audit Coordination : Assist in coordinating internal and external audits, providing necessary documentation and explanations to auditors. Tax Compliance : Ensure compliance with tax regulations by preparing and submitting accurate tax returns and supporting documentation. Internal Controls & Process Improvement : Develop and implement internal controls to safeguard company assets and improve financial processes. Team Leadership & Development : Supervise and mentor junior accounting staff, providing guidance and support to enhance their professional growth. Qualifications Education : Bachelor’s degree in Accounting, Finance, or a related field. Experience : Minimum of 5 years of experience in accounting or finance, with at least 2 years in a supervisory role. Certifications : Certified Public Accountant (CPA) or Chartered Accountant (CA) designation preferred. Technical Skills : Proficiency in accounting software (e.g., SAP, Oracle, QuickBooks) and advanced Microsoft Excel skills. Knowledge : Strong understanding of Generally Accepted Accounting Principles (GAAP) and financial regulations.

conducting audits,Assessing and evaluating,Analyzing and reporting,providing recommendations,fraud investigation,compliance improvement,risk management enhancement.

Description Manager ESG and Risk Consulting Job Summary: CA and/or CIA professional with extensive experience in Internal audit, SOX, IFC, Internal controls in consulting or industry with excellent communication skills . Should have handled clients across various geographies. Key Responsibilities: • Leading and effectively managing the team and ensuring quality of deliverables as per set standards and client satisfaction. • Identifying deficiencies and inadequacies in process and documentation • Development of policies and procedures, risk assessments, control frameworks, operating models and optimization of processes. • Risk consulting as per set standards and keeping a track on industry updates • Designing and implementing risk strategies to the clientele • Conducting and coordinating quality and compliance reviews of projects • Effective handling of assignments on Internal audit, internal financial control, designing of SOPs, process audits, enterprise risk management, control assessment • discussing and communicating ideas and policies to senior management • Planning and delegating work for the team and self, based on the requirement • Contributing in the performance development of identified team members • Managing the Clientele effectively and being the SPOC for all client related issues • Closing out on audits independently with minimal supervision and review • Planning audits and deployment of personnel at the client assigned • Updating Knowledge on current developments in the Risk, statutory & Quality fraternity • Planning and delivering periodic trainings to the team members Skills and Competencies: • Should have an extensive experience in the internal auditing process, SOX, IFC, Internal controls • In-depth understanding of methodologies and approaches in conducting risk and regulatory strategy reviews, gap analysis, and impact assessments • Analytical thinking, project management skills and ability to develop innovative approaches • Supporting and contributing to business development • Strong domain knowledge as well as understanding of key business processes like O2C, P2P, HR payroll, production, legal and statutory compliances • Understanding of control rationalization, optimization, effectiveness and efficiency • Strong analytical and problem-solving skills. Possess strong data analytics skills and knowledge of advanced data analytical tools will be an advantage • Knowledge about MS office and ERP (SAP, Oracle, Coupa) • Should be able to lead the team effectively. Experience Level: Mid-level role for minimum 5-7 years of experience

The opportunity The objective of our advisory risk services is to provide clients with a candid and reliable overview of their risk landscape. Our solutions can be used by our clients to build confidence and trust with their customers, the overall market and when required by regulation or contract. You will be responsible for executing client related engagements in the areas of governance, risk & compliance (GRC), internal audits, process reviews, standard operating procedures, enterprise risk management, revenue assurance, IFC, Clause 49 assistance. Your key responsibilities Execution on client engagement Ensure quality delivery as per client requirements. Review of working papers and client folders. Suggest ideas on improving engagement productivity and identify opportunities for improving client service. Understand business & industry issues / trends. Identify areas requiring improvement in the client's business processes to enable preparation of recommendations. Handling data analytics - Access, ACL etc. Ensure compliance with engagement plans and internal quality & risk management procedures. Awareness of internal auditing standards issued by IIA and ICAI. Demonstrate an application & solution-based approach to problem solving technique. Manage the engagement budgets and support superiors in developing marketing collaterals, business proposals and new solution / methodology development. Develop strong working relationships with client (process owner/functional heads). Attention to detail and mentor young interns and analysts within the practice. Contribute to knowledge management sessions within the practice. Skills and attributes for success Determine that the work delivered is of high quality. Anticipate and identify engagement related risks and escalate issues as appropriate. Actively establish client (process owner/functional heads) and internal relationships. Assist and share knowledge with team members, Seniors and Managers in developing new methodologies and internal initiatives and participate in performing procedures especially focusing on complex, judgmental and/or specialized issues. Work with the team and the client to create plans for accomplishing engagement objectives and a strategy that complies with professional standards and advise clients to understand and manage their business risks and verify the validity of their business information Brief the engagement team on the client's IA environment and industry IA trends. Maintain relationships with client management to manage expectations of service, including work products, timing, and deliverables. Demonstrate a thorough understanding of compliance, financial, and operational risks along with performing internal control testing, develop internal audit plans, and provide internal audit services on an outsourcing basis. Assess internal controls and SOX framework in order to mitigate risk and apply it to client situations Bring and utilize extensive knowledge of the client's business/industry to identify technological developments and evaluate impacts on the client's business. Demonstrate excellent project management skills, inspire teamwork and responsibility with engagement team members, and use current technology/tools to enhance the effectiveness of deliverables and services. Understand EY and its service lines and actively assess what the firm can deliver to serve clients. To qualify for the role you must have A CA or master's degree in science or masters degree in arts or masters in business, accounting, finance, or a related discipline A minimum of 2-6 years of experience of relevant IA experience Bring your significant experience in applying relevant technical knowledge in at least one of the following engagements: (a) assessing internal controls frameworks, including testing of design and operational effectiveness. (b) developing risk remediation strategies. (c) performing and interpreting gap analysis (d) experience in Enterprise Resource Management and related risk analysis, process analytics, and business intelligence. We would expect for you to be available to travel outside of their assigned office location at least 50% of the time, plus commute within the region (where public transportation often is not available). Successful candidates must work in excess of standard hours when necessary. A valid passport is required. Ideally, youll also have Good communication skills What we look for We’re looking for passionate leaders with strong vision and a desire to stay on top of trends in the risk industry. If you have a genuine passion for helping businesses achieve their full potential, this role is for you. What working at EY offers EY is committed to being an inclusive employer and we are happy to consider flexible working arrangements. We strive to achieve the right balance for our people, enabling us to deliver excellent client service whilst allowing you to build your career without sacrificing your personal priorities. While our client-facing professionals can be required to travel regularly, and at times be based at client sites, our flexible working arrangements can help you to achieve a lifestyle balance

Role & responsibilities : Stock / Inventory audit and ensure process compliance Verifying bills to ensure accuracy Monitor implementation of operational SOPs at all levels Surprise check of cash and remittances Prepare and submit weekly and monthly internal audit reports on prescribed formats Ensure counter wise stock reconciliation Plan of audit for accounts payable and advance payment Preparing SOP for audit procedure Preparing Fixed Asset Register Physical verification of Spares

Financial Reporting: Prepare and analyse financial statements in compliance with accounting standards. Audit Support: Assist in internal and external audits, ensuring accuracy and compliance with regulatory requirements. Bookkeeping: Maintain accurate and up-to-date financial records, including general ledger entries and reconciliations. Taxation: Support tax compliance activities, including the preparation of tax returns and assisting in tax planning. Budgeting and Forecasting: Collaborate in the development of budgets and forecasts, providing insights into financial performance. Compliance: Stay abreast of changes in accounting regulations and ensure adherence to statutory requirements. Financial Analysis: Conduct variance analysis and financial performance reviews to support decision-making processes. Process Improvement: Identify opportunities for process improvements within the finance function. Requirements: Education: Semi-qualified CA, CA Inter, CMA Inter or equivalent qualification. Experience: 10+ years. Experience in US Accounting is preferred. Technical Skills: Proficient in accounting software Tally ERP.9, Prime, Focus, MS Excel & QuickBooks. Knowledge of relevant accounting standards and tax regulations. Strong analytical and problem-solving skills. Communication Skills: Ability to communicate financial information effectively to various stakeholders. Team Player: Collaborative attitude and ability to work effectively in a team. Attention to Detail: Strong attention to detail and accuracy in financial reporting. Adaptability: Ability to thrive in a dynamic and fast-paced work environment.

Role & responsibilities 1. Audit Planning & Execution Develop and implement the annual risk-based internal audit plan. Lead operational, financial, compliance, and IT audits in line with statutory and regulatory requirements. Identify gaps in processes and controls and recommend corrective actions. Monitor the timely implementation of audit recommendations. 2. Risk Management & Internal Control Evaluate the organizations risk management framework and contribute to strengthening controls. Proactively identify potential risks and design internal control systems to mitigate them. Ensure alignment of internal controls with business processes and regulatory expectations. 3. Compliance and Governance Ensure adherence to applicable laws, regulations, and internal policies. Conduct audits related to RBI/SEBI/NBFC compliance, as applicable. Liaise with external auditors, statutory bodies, and regulatory authorities. 4. Reporting Prepare audit reports with detailed findings and practical recommendations. Present reports and updates to senior management and the Audit Committee. Track and report on the status of audit issues and recommendations. 5. Team Management & Stakeholder Engagement Manage and mentor a small team of internal audit professionals (if applicable). Work closely with department heads to ensure a cooperative and productive audit environment. Drive a culture of continuous improvement, ethics, and internal control awareness. Preferred candidate profile Perks and benefits ESI, PF

Role & Responsibilities Chartered Accountant Company: USP & Co Chartered Accountants Location: Ithum Tower, Noida Job Type: Full-time As a Chartered Accountant at USP & Co Chartered Accountants , you will play a key role in managing statutory audits, tax filings, and compliance reporting for a diverse portfolio of clients. The ideal candidate will be hands-on with accounting systems, possess strong auditing skills, and be up to date with regulatory and taxation frameworks. Key Responsibilities: Conduct statutory audits and internal audits in accordance with applicable standards and regulations Prepare and file income tax returns, GST returns, and other statutory filings for individuals, firms, and corporations Review financial statements for accuracy and regulatory compliance Ensure proper documentation and audit trails for all reports and filings Assist clients in tax planning and financial strategy Liaise with clients, tax departments, and regulatory authorities as needed Stay updated with changes in financial regulations, tax laws, and accounting standards Prepare audit reports, working papers, and compliance documentation Support senior partners in client meetings and project planning Preferred Candidate Profile Qualified Chartered Accountant (CA) with a valid ICAI membership Strong knowledge of Income Tax, GST, Companies Act, and Accounting Standards Proficient in accounting software (Tally, Excel, and audit tools) Excellent communication and client-handling skills Strong analytical and problem-solving abilities High degree of integrity, professionalism, and attention to detail Willingness to travel for client audits if required

Looking for a qualified Chartered Accountant with 2 yrs of post-qualification exp in bank concurrent audits. Candidate should have a sound knowledge of banking operations, RBI compliance norms, and a strong grasp of risk and control frameworks.

Job Description We are looking for an experienced Senior Accountant with 1214 years of strong accounting and finance experience. The ideal candidate should have a solid understanding of financial reporting, taxation, and import operations. You will be responsible for managing overall accounts, audits, budgeting, and compliance. Key Responsibilities Manage and oversee the full accounting cycle Handle Accounts Payable and Accounts Receivable Prepare and analyze Profit & Loss Account and Balance Sheet Maintain accurate and timely financial reporting Lead budgeting and forecasting activities Conduct and support internal audits Oversee import operations and related accounting entries Ensure compliance with statutory and tax regulations (GST, TDS, etc.) Coordinate with auditors and external consultants Improve accounting systems and internal controls Key Skills Required Accounts Payable & Receivable Profit & Loss Account Balance Sheet Finalization Financial Reporting Accounting Operations Budgeting & Forecasting Internal Audit Import Operations Tally ERP / SAP / Zoho Books Advanced MS Excel Candidate Profile B.Com / M.Com / MBA in Finance 12 to 14 years of core accounting experience Strong attention to detail and problem-solving skills Good communication and team leadership ability

Candidate expectiation: 1. Candidate must have atleast 4 years of experience in the field of Direct Tax Compliance. 2. Candidate must have work experience with a Mid-Size CA firm or MNC/Listed Company 3. Must have experience of working on large amount of data . Hands on with excel and outlook. 4. Must have good accounting knowledge . Job Description: 1. TDS/TCS/Equalisation Levy Compliance - Monthly and Quarterly 2. TDS on Dividend - End to End Process 3. Filing income tax return and handling tax audit. 4. Assisting in tax and tds assessments and documentation of the same. 5. Processing of tax service invoices - PR/PO creation

Candidate expectiation: 1. Candidate must have atleast 4 years of experience in the field of Direct Tax Compliance. 2. Candidate must have work experience with a Mid-Size CA firm or MNC/Listed Company 3. Must have experience of working on large amount of data . Hands on with excel and outlook. 4. Must have good accounting knowledge . Job Description: 1. TDS/TCS/Equalisation Levy Compliance - Monthly and Quarterly 2. TDS on Dividend - End to End Process 3. Filing income tax return and handling tax audit. 4. Assisting in tax and tds assessments and documentation of the same. 5. Processing of tax service invoices - PR/PO creation

Customer Audit • Ensure Mass production vehicle quality by Stringent audits. • Ensure Mass production cars Appearance, Function, dynamic, Water tightness, Torque quality in KIN. • Ensure Yard Storage vehicle quality confirmation by Stringent audits. • Ensure Yard Storage cars Appearance, Function, Parts condition (LTSM) & Paint quality in KIN. • Ensure the port Parked cars Quality confirmation by Stringent audits. • Ensure Port Storage cars Appearance, Function, Parts condition (LTSM) & Paint Battery status and Body & Parts Rust. • Preparation of Audit Procedure. • Preparation of Audit Plan. • Preparation of Audit Check Sheet. • Adherence of Audit Plan vs Actual. • Inform and report to manager the daily Quality Audit status. • Feed back the Audit cars Status to All stake department by Meeting. • Reported issue Analysis and Responsibility fixing. • Follow up and Validate the Countermeasures and Monitor the Effectiveness. • Based on issue Campaign Initiation and Co- ordination. • Knowledge and hands on experience in Vehicle Audits, Vehicle Inspection, Problem Solving & EV Regulatio n pertaining to AIS & CMVR. EV Vehicle Experience Required Minimum 3 year

Key Responsibilities: Manage Purchase and Purchase Returns by verifying invoices against Purchase Orders and Goods Receipt Notes (GRNs). Record and reconcile Sales and Sales Returns accurately. Maintain precise Job Work accounting records. Perform Bank Reconciliations and ensure ledger accuracy. Reconcile Payables and Receivables with party ledgers. Generate and reconcile reports related to Purchases, Sales, Branch Transfers, and Job Work. Coordinate with warehouses to track and verify invoices versus GRNs. Prepare and process vendor payments in a timely manner. File and manage GSTR-1, GSTR-3B, and TDS returns. Ensure readiness for internal and statutory audits. Mandatory: Manage third-party accounting including reconciliation of B2C e-commerce sales from platforms like Myntra, Flipkart, Limeroad, Amazon, Meesho, etc. Verify platform commissions, returns, cancellations, and settlements. Match marketplace reports with internal accounting records. Collaborate with external vendors and service providers ensuring GST/TDS compliance. Requirements: 1-3 years of relevant accounting experience (preferably in Retail, Apparel, FMCG, Hosiery). Hands-on experience in third-party accounting is mandatory. Proficiency with accounting software and ERP systems. Strong knowledge of GST, TDS, ledger maintenance, and account reconciliations. High proficiency in Excel and document management. Ability to handle multi-channel financial data from e-commerce platforms. Excellent communication and coordination skills.

About The Role We are looking for Team Member- Financial Inclusion Location Mumbai Grade M2/M3 Experience- 4-6 years About The Role : He/ She will be responsible for: Manage end to end Aadhaar Seva Kendra"™s (ASK) or Aadhaar Enrolment Centres or Aadhaar on Wheels( AOW) through Branch channel and Vendors. Ensuring profitability of ASK/AOW by driving cross sell and enrolment transactions Liaise with various teams / stake holders to improvise process and technological solutions Conducting Vendor audit, ensuring proper governance, periodic vendor reviews and ensuring compliance. Proper maintenance of documents and records. Conducting VendorAgreement reviews and closures Responsible for managing Internal/External Audit for the assigned domain. Vendor billing tracking, validation and ensuring timely payments Periodic review & updation of the product/process need to be ensured. Ensure timely submission of regulatory reporting / responses as necessary

About The Role About The Role Process Support Visits to Branches for Process Adherence Surprise Vigilance Visits to Branches and doing a random check of critical items of branch banking processes Pre and Post Account opening sampling of data for RCU Manage Team & Agencies to drive field level Initiatives, activities & Investigations Follow ups on the Unusual Events to ensure timely closure Support for counterfeit note reporting to authorities Ensure Fraud benchmarks are achieved with a view to minimize fraud numbers and plug in controls for product/ process lapses identified through proactive & hind-sighting measures. Understanding emerging fraud patterns from a strategic perspective and thereby guide the teams to develop effective controls, systems & processes. Liaison with legal & other govt. enforcement agencies The measurable will be Branch Audit Ratings Effectiveness of control in the branches in terms of tracking control items Critical findings in the vigilance visits Number of Unusual Events/Operational events coming out of the branches and their closures Number of STRs coming out of the branches.

About The Role About The Role Process Support Visits to Branches for Process Adherence Surprise Vigilance Visits to Branches and doing a random check of critical items of branch banking processes Pre and Post Account opening sampling of data for RCU Manage Team & Agencies to drive field level Initiatives, activities & Investigations Follow ups on the Unusual Events to ensure timely closure Support for counterfeit note reporting to authorities Ensure Fraud benchmarks are achieved with a view to minimize fraud numbers and plug in controls for product/ process lapses identified through proactive & hind-sighting measures. Understanding emerging fraud patterns from a strategic perspective and thereby guide the teams to develop effective controls, systems & processes. Liaison with legal & other govt. enforcement agencies The measurable will be Branch Audit Ratings Effectiveness of control in the branches in terms of tracking control items Critical findings in the vigilance visits Number of Unusual Events/Operational events coming out of the branches and their closures Number of STRs coming out of the branches.

About The Role New or Never Normal Job Title: Internal Audit Team Member Corporate Grade: CA fresher"™s Kotak Overview Kotak Mahindra Bank Limited is an Indian banking and financial services company headquartered in Mumbai, India. It offers banking products and financial services for corporate and retail customers in the areas of personal finance, investment banking, life insurance, and wealth management. At Kotak, we expect more from ourselves, than what anyone else expects of us. This way, we are creating a rewarding and delightful experience every day for our customers. We are an equal opportunity employer and we are opposed to discrimination on any grounds. Overall purpose of role As Kotak Internal Audit Member, you will be a part of Kotak Internal Audit Department (IAD) which aims to provide independent, reliable, valued, insightful and timely assurance to the Board and executive management thus demonstrating a role of an ENABLER . This is achieved by looking at the effectiveness of governance, risk/control framework over current and evolving risks, within the current and expected business environment and in accordance with the international standards definition of internal auditing. Kotak IAD is a 200+ member department spread across 5 locations (Mumbai, Ahmedabad, Bangalore, Chennai and Delhi) which is set up to perform Internal Audits for KMBL (Kotak Mahindra Bank Limited) Flagship Company of the Kotak group. A one-stop shop. 4 Strategic Business Units - Consumer Banking, Corporate Banking (Wholesale Banking), Commercial Banking, Treasury. Key Accountabilities Executing the delivery of the Kotak IAD"™s Audit plan for the calendar year. "¢ To assist the Team Supervisor / Team Lead on assigned audit work of KMBL Businesses & Processes. This will entail working on the audit to deliver the Audit Planning Memo, Controls Document, agree issues & action plans with management and submission of draft report to the Team Supervisor. "¢ Demonstrate sound knowledge of both business/technical areas and expert knowledge in the audit process, including the IA systems, to ensure that audit work is carried out with a high standard that meets all methodologies. "¢ Demonstrate sound knowledge of regulations governing the bank (RBI, IRDA, SEBI, FEMA, FIMMDA, FEDAI, FATCA, NDS-OM, etc.) "¢ Conducts reviews to understand end-to-end process, evaluate and highlight key control deficiencies, analyse root cause and discuss / agree with management for effective and timely remediation plans. "¢ Manage individual workflow to ensure timely report deliveries with quality articulation of audit queries "¢ Writing high quality audit reports. To embrace and demonstrate effective Audit report writing & presentation skills from E2E perspective (Planning, Execution, Discussion, Clarification, Finalisation, Documentation into system etc.) "¢ Endeavouring to update awareness of risk issues and changes across relevant business units and use this knowledge to update the audit approach. "¢ Driving and leading discussions with relevant stakeholders regarding audit observations, consulting with IAD team supervisors / Team Leads. Decision-making and Problem Solving Take into account reputation of Kotak at all times, through positive interactions and adhering to policies, procedures and manuals. Set an example and supports fair and ethical behaviour. Make sure you are equipped to be able to protect our reputation at all times. Challenge others where appropriate, if you believe self to be correct. Endeavour to be part in decision making on a broad range of factors, with Kotak"™s values at heart - Always Responsible, Always Accountable. Risk and Control Objective [This section is mandatory for all role profiles] Ensure that all activities and duties are carried out in full compliance with regulatory requirements, Enterprise Wide Risk Management Framework and internal Kotak"™s Policies and Standards. Person Specification Personal attributes essential to performing role including competencies, expertise, knowledge, and experience. Noteexperience requirements must not be in the form of years (minimum or otherwise). Essential Skills/Basic & Preferred Qualifications: Understanding of Banking Business their products and processes. "¢ Person who can work alone, close audits and manage stakeholders "¢ Relevant professional qualifications e.g. CA/CMA, CISA, CIA, (Bachelor"™s degree mandatory). "¢ A Bachelor"™s degree in Commerce (preferably) holder with at least3-5 years of experiencein internal audit of a financial institution and/or relevant experience in the following areas: "¢ Experience in a BFSI or Finance processes, including audit. Understanding of relevant regulatory environment would be an added advantage. "¢ Experience in data analytics and/or exposure to data science/machine learning techniques would be an added advantage.

About The Role New or Never Normal Job Title: Internal Audit Team Member Corporate Grade: CA fresher"™s Kotak Overview Kotak Mahindra Bank Limited is an Indian banking and financial services company headquartered in Mumbai, India. It offers banking products and financial services for corporate and retail customers in the areas of personal finance, investment banking, life insurance, and wealth management. At Kotak, we expect more from ourselves, than what anyone else expects of us. This way, we are creating a rewarding and delightful experience every day for our customers. We are an equal opportunity employer and we are opposed to discrimination on any grounds. Overall purpose of role As Kotak Internal Audit Member, you will be a part of Kotak Internal Audit Department (IAD) which aims to provide independent, reliable, valued, insightful and timely assurance to the Board and executive management thus demonstrating a role of an ENABLER . This is achieved by looking at the effectiveness of governance, risk/control framework over current and evolving risks, within the current and expected business environment and in accordance with the international standards definition of internal auditing. Kotak IAD is a 200+ member department spread across 5 locations (Mumbai, Ahmedabad, Bangalore, Chennai and Delhi) which is set up to perform Internal Audits for KMBL (Kotak Mahindra Bank Limited) Flagship Company of the Kotak group. A one-stop shop. 4 Strategic Business Units - Consumer Banking, Corporate Banking (Wholesale Banking), Commercial Banking, Treasury. Key Accountabilities Executing the delivery of the Kotak IAD"™s Audit plan for the calendar year. "¢ To assist the Team Supervisor / Team Lead on assigned audit work of KMBL Businesses & Processes. This will entail working on the audit to deliver the Audit Planning Memo, Controls Document, agree issues & action plans with management and submission of draft report to the Team Supervisor. "¢ Demonstrate sound knowledge of both business/technical areas and expert knowledge in the audit process, including the IA systems, to ensure that audit work is carried out with a high standard that meets all methodologies. "¢ Demonstrate sound knowledge of regulations governing the bank (RBI, IRDA, SEBI, FEMA, FIMMDA, FEDAI, FATCA, NDS-OM, etc.) "¢ Conducts reviews to understand end-to-end process, evaluate and highlight key control deficiencies, analyse root cause and discuss / agree with management for effective and timely remediation plans. "¢ Manage individual workflow to ensure timely report deliveries with quality articulation of audit queries "¢ Writing high quality audit reports. To embrace and demonstrate effective Audit report writing & presentation skills from E2E perspective (Planning, Execution, Discussion, Clarification, Finalisation, Documentation into system etc.) "¢ Endeavouring to update awareness of risk issues and changes across relevant business units and use this knowledge to update the audit approach. "¢ Driving and leading discussions with relevant stakeholders regarding audit observations, consulting with IAD team supervisors / Team Leads. Decision-making and Problem Solving Take into account reputation of Kotak at all times, through positive interactions and adhering to policies, procedures and manuals. Set an example and supports fair and ethical behaviour. Make sure you are equipped to be able to protect our reputation at all times. Challenge others where appropriate, if you believe self to be correct. Endeavour to be part in decision making on a broad range of factors, with Kotak"™s values at heart - Always Responsible, Always Accountable. Risk and Control Objective [This section is mandatory for all role profiles] Ensure that all activities and duties are carried out in full compliance with regulatory requirements, Enterprise Wide Risk Management Framework and internal Kotak"™s Policies and Standards. Person Specification Personal attributes essential to performing role including competencies, expertise, knowledge, and experience. Noteexperience requirements must not be in the form of years (minimum or otherwise). Essential Skills/Basic & Preferred Qualifications: Understanding of Banking Business their products and processes. "¢ Person who can work alone, close audits and manage stakeholders "¢ Relevant professional qualifications e.g. CA/CMA, CISA, CIA, (Bachelor"™s degree mandatory). "¢ A Bachelor"™s degree in Commerce (preferably) holder with at least3-5 years of experiencein internal audit of a financial institution and/or relevant experience in the following areas: "¢ Experience in a BFSI or Finance processes, including audit. Understanding of relevant regulatory environment would be an added advantage. "¢ Experience in data analytics and/or exposure to data science/machine learning techniques would be an added advantage.

About The Role Department TFE Job Title Field Executive Mentor ASM/ZSM Location Multiple Locations- Job Profile Job Role Responsible for sourcing and identifying new business of Commercial Vehicles Loans /Term loans for the bank through focused CBRL Regular / Unbank locations across designated branch areas. Meeting individual customers to pitch in the product, conducting field visits. Prepare & collect loan documentations from customers, issuing authorities. Log in complete files with credit & resolve queries thereon for approvals. Assist customers/borrowers for documentation, servicing interests and repayment of dues. Assist customers for mortgage of collateral securities (land) in favor of bank. Collect PDD documents & update in bank system. Achieve the monthly volume and disbursement targets assigned. Manage existing dealer relationships & identify new channels for building business Supervise, motivate and guide sales team assigned and track their productivity & performance. Train & test sales team regularly on product knowledge and schemes. Share market feedback on product & schemes with Product Team in Head Office to develop customer specific product offerings. Help sales teams understand incentive schemes and dealer payout process. Publish daily performance reports & business dashboard to supervisors. Monitor approvals and disbursement TAT to remain competitive without compromising on company"s norms & policies. Coordinate with operations, credit etc for necessary support & ensure loan disbursement within TAT. Identify bottlenecks / areas of development in the entire customer life cycle process and share insights with product desk. Look at efficacy of the products being deployed and work on improving the value proposition to the customer"s being targeted. Role will require travel to understand the insights of the regional process & structure. Post Graduate Diploma in Management. Excellent Interpersonal and People Management Skills. Strong Financial acumen. Stakeholder management & team handling skills. Innovative & Zeal to work on challenging assignments.

About The Role The Group Internal Audit department conducts risk based internal audit of the Bank and its subsidiaries, including international subsidiaries. The role would involve executing credit audits of various businesses under Commercial Bank/Wholesale Bank. Understanding & evaluating credit proposals independently and highlighting gaps, if any. Testing operating effectiveness of controls, identifying weaknesses therein and making recommendations to improve the control environment; preparing audit reports/presentations; etc. Gaining & sharing knowledge. Job Requirements: Good understanding of banking business processes (lending) and exposure to credit underwriting/credit audits will be preferred. Knowledge about key regulatory requirements effecting banks"™ lending businesses. Willingness to invest & qualify for the internal audit practice. Willingness to travel on job. Strong analytical skills. Good oral & written communication skills. Good interpersonal skills to engage with audit clients and audit team. Proficiency in MS office, internal core banking & other Satellite systems.

About The Role Description for Internal Candidates Job Role: Looking after credit underwriting of SENP / SEP cases by having deep understanding of applicants financials and business background post visiting customer. Delinquency monitoring for underwritten cases during the infant stage so as to keep delinquency to almost Nil levels. Managing the credit quality of underwritten cases. Having sound knowledge of present economic indicators as well as updates in mortgage industry. Maintaining decent productivity levels of processing. Being a team player while assisting the team in implementing HO & local policies at ground level. Handling of CPAs and mentoring them to extract quality in their output. Monitoring their productivity levels. Job Requirements: CA /MBA done from well-known Institute. Min 2 4 years of experience in mortgage with bank or NBFC. Having above exposure in SENP segment (non Salaried segment). Same Posting Description for Internal and External Candidates

About The Role JOB DESCRIPTION RoleRCU Digital Fraud Team Manager GradeM4/M5 Manage team of Acquisitions Managers to manage and grow existing portfolio of customers in Agri SME space. Acceptable knowledge of respective geography & ability to quickly recruit quality team members. To manage and grow existing portfolio of customers in Agri, Food processing & MSME Industries by offering loan products in line with customer requirements of W orking capital (fund based/non-fund based) & Term Loan facilities Build a strong & robust customer base to increase both assets and liabilities, earn revenue by providing them high standards of service on an ongoing basis. Deepening relationship with existing customers through Cross sell liability & other third party products. Regular monitoring of accounts to ensure there are no delinquencies, portfolio hygiene, post disbursement deferrals closure in time, security perfection To engage with Credit & risk function, legal & technical teams, RCAD & GR team for customer requirements & collaborate with internal bank channels for deepening customer base. Improve efficiency by monitoring & suggesting improvement in processes basis ground reality & market trends. CA / Post Graduate Diploma / Post Graduate in Banking and Finance / Commerce etc. Strong oral and written Communication Relationship Management Skill Leadership Skills Local Market Knowledge will be an added advantage Minimum SME funding & portfolio management work experience 5 years

The role of Auditor involves: • Conducting audits of Information Systems / Information Security covering process reviews, application control and functionality reviews, BCP and DR testing, and adherence to Regulations with respect to Information Systems / Infosec • Execution of planned audits by adhering to given schedules and ensuring adherence to audit / ISO processes & ICAI standards. Review of Compliances to Audit reports submitted by Auditee units. Ensuring follow up for closure of reports and files within prescribed timelines. Skills Conducting internal audits within stipulated time and submission of audit reports based on risk based audit norms. • Ensuring quality of audit report (depth & coverage) by focusing on root cause analysis and providing qualitative suggestions/recommendations for improvement of processes & mitigation of risk • Effective use of off-site audit reports (with special focus on data mining & analysis) for bringing out risks in the audit reports. • Conducting planned and unplanned audits and provide qualitative suggestions/recommendations for improvement of processes • Updating skill sets and knowledge through continuous readings, attending trainings • Ensuring timely follow up on closure of audit findings; checking the closure in line with the risk and recommendation; processing the closure of audit issues / reports as per the policy • Timely submission of information relating to audits conducted to internal and external stakeholders. Qualifications, technical skills and experience Base qualifications: • Graduates/CAs/MBA (Finance) with relevant certification such as CISA / CISM / CISSP / CIA 2-5 Years of Experience (Audit/ Banking / NBFC Domain preferred) • Experience in Information Systems / Infosec audits in the financial services (Banking, NBFC) industry Technical skill set for Information systems auditor. The auditor should have: • Solid base of computer skills in hardware and software • Knowledge of various operating systems • Knowledge of Databases • Hands on experience on Network Architecture • Knowledge of other IT infrastructure • Application controls and Interfaces • Knowledge on Computer Assisted Audit Techniques (CAATs) • Knowledge on Information security governance • Knowledge on Business Continuity and Disaster Recovery framework Role Proficiencies: • Demonstrate good understanding of IS/Infosec function audits • Knowledge of Business Applications used in Banking / NBFC industry • Understanding of statutory and regulatory requirements and policies • Working on the preparation of the Audit Calendar for the year basis the residual risk assessment and methodology defined in audit policy of the organisation. • Conducting specific audits basis plan or trigger based requirements. • Drafting of detailed audit reports with assessment details, preparation of supporting workpapers, clearly documenting the observations noted with implications and recommending corrective actions to auditee • Coordinating and supporting the companys Compliance team during RBI Audits and other external audits. • Good communication (both verbal & written) and inter-personal skills • Ability to work independently or as a part of team and contribute towards team goals • Planning the audit, developing clear and concise risk/control matrices and audit programs, and reporting • Demonstrate professionalism, competence and clarity of communication when dealing with the IT stakeholders • Demonstrate reasonable knowledge of the industry or sector and be aware of technical issues or audit risk

Inspection as per CP Failure parts records and analysis Coordination and execution of decision for release /hold/reject parts Preparation of quality MIS on daily and monthly basis for top management Participating for internal and external audits to make sure zero non conformance Coordination of calibration of test/ measuring instruments. Coordination for completion of MSA study for test/ measuring equipment. Monitoring on- going process capability for all critical parameters Ensure compliance to customer audits, external internal audits, process system audits, Define quality instructions concern people to follow. Initiation execution of A3 and 8D problem solving methods for internal and external customers Support for NPD samples parts production and layout inspection Coordination / support for ECR implementation Qualifications BE (Automobile/Mechanical) 4 to 6 years of experience