123 Individual Loan Jobs - Page 5

SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.) is hiring for Group Credit officer & Individual relationship officer for Navsari Branch We have walk-in drive for Rural Sales & Collection - Group Loan & Individual Loan Candidate should have experience in handling loan sales & collections Experience - 0 to 5 years Age Band - 18 to 35 Years Min. Qualification - 12th Pass. Interview date & Venue: Date: 4th June to 6th June 2025 Time: 9:00 AM to 4:30 PM Navsari Branch SMFG India Credit Company Limited Bangla no 24 Swapnalok Society, Opp gandhi sanskrutik bhavan, Near kaliyavadi Bridge, Junathana Navsari -396445.

SMFG India Credit Co. Ltd. is hiring for Group Credit officer & Individual relationship officer Modasa Branch We have walk-in drive for Rural Sales & Collection - Group Loan & Individual Loan Candidate should have experience in handling loan sales & collections Experience - 0 to 5 years Age Band - 18 to 35 Years Min. Qualification - 12th Pass. Interview date & Venue: Date: 4th June to 6th June 2025 Time: 9:00 AM to 4:30 PM Modasa Branch SMFG India Credit Co Ltd First and Second floor,69-70 Gayatri Krupa Bungalow, Shrinagar Society, Opp-Essar Petrol Pump, Modasa- 383315, Gujarat

SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.) is hiring for Group Credit officer & Individual relationship officer for Lunavada Branch We have walk-in drive for Rural Sales & Collection - Group Loan & Individual Loan Candidate should have experience in handling loan sales & collections Experience - 0 to 5 years Age Band - 18 to 35 Years Min. Qualification - 12th Pass. Interview date & Venue: Date: 4th June to 6th June 2025 Time: 9:00 AM to 4:30 PM Lunawada Branch, SMFG India Credit Co Ltd (Fullerton India), Block No. B, First Floor, Shop No. 102,103,123,124, Above BATA Showroom, Nandan Arcade, Modasa Road, Lunawada, Gujarat 389230

SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.) is hiring for Group Credit officer & Individual relationship officer for Limkheda Branch We have walk-in drive for Rural Sales & Collection - Group Loan & Individual Loan Candidate should have experience in handling loan sales & collections Experience - 0 to 5 years Age Band - 18 to 35 Years Min. Qualification - 12th Pass. Interview date & Venue: Date: 4th June to 6th June 2025 Time: 9:00 AM to 4:30 PM Limkheda Branch SMFG India Credit Co Ltd (Fullerton India) Near Sona Gas Agency, beside Vijay Hotel, Dahod Road, Gujarat- 389140

SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.) is hiring for Group Credit officer & Individual relationship officer for Khambhat Branch We have walk-in drive for Rural Sales & Collection - Group Loan & Individual Loan Candidate should have experience in handling loan sales & collections Experience - 0 to 5 years Age Band - 18 to 35 Years Min. Qualification - 12th Pass. Interview date & Venue: Date: 4th June to 6th June 2025 Time: 9:00 AM to 4:30 PM Khambhat Branch SMFG India Credit Co Ltd (Fullerton India) Shop No- A-202-203, 2nd Floor, Siddhsagar Complex, Opp,HDFC Bank, Nr.Railway Station, Khambhat - 388620 Gujarat

SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.) is hiring for Group Credit officer & Individual relationship officer for Kathwada Branch We have walk-in drive for Rural Sales & Collection - Group Loan & Individual Loan Candidate should have experience in handling loan sales & collections Experience - 0 to 5 years Age Band - 18 to 35 Years Min. Qualification - 12th Pass. Interview date & Venue: Date: 4th June to 6th June 2025 Time: 9:00 AM to 4:30 PM Kathwada Branch SMFG India Credit Co Ltd (Fullerton India) Gokul Building, First Floor, Nr. Godhra Highway Road, Ta- Daskroi, Kanbha - 382430, Ahmedabad, Gujarat

SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.) is hiring for Group Credit officer & Individual relationship officer for Kapadvanj Branch We have walk-in drive for Rural Sales & Collection - Group Loan & Individual Loan Candidate should have experience in handling loan sales & collections Experience - 0 to 5 years Age Band - 18 to 35 Years Min. Qualification - 12th Pass. Interview date & Venue: Date: 4th June to 6th June 2025 Time: 9:00 AM to 4:30 PM Kapadvanj Branch SMFG India Credit Co Ltd (Fullerton India) Shop No:67 TO 69 & 83 TO 86 1st Floor, Nandani Plaza Modasa Road , Kapadvanj 387620,Gujarat

SMFG India Credit Co. Ltd. is hiring for Group Credit officer & Individual relationship officer for Zadeshwar Branch We have walk-in drive for Rural Sales & Collection - Group Loan & Individual Loan Candidate should have experience in handling loan sales & collections Experience - 0 to 5 years Age Band - 18 to 35 Years Min. Qualification - 12th Pass. Interview date & Venue: Date: 4th June to 6th June 2025 Time: 9:00 AM to 4:30 PM Zadeshwar Branch SMFG India Credit Company Limited First Floor, Office No. 16 To 20, R K Tulsi Dham, Near Vishvanath Township, GNFC Road, Zadeshwar, Bharuch, Gujarat - 392 012

SMFG India Credit Co. Ltd. is hiring for Group Credit officer & Individual relationship officer for Halol Branch We have walk-in drive for Rural Sales & Collection - Group Loan & Individual Loan Candidate should have experience in handling loan sales & collections Experience - 0 to 5 years Age Band - 18 to 35 Years Min. Qualification - 12th Pass. Interview date & Venue: Date: 4th June to 6th June 2025 Time: 9:00 AM to 4:30 PM Halol Branch SMFG India Credit Company Limited 1st Floor, Shiv Plaza, Shop No. 40,41,42, Mahadevnagar, Opp- Saraswati Highschool, Kanjari Road, Halol 389350- Gujarat

SMFG India Credit Co. Ltd. is hiring for Group Credit officer & Individual relationship officer for Godhra Branch We have walk-in drive for Rural Sales & Collection - Group Loan & Individual Loan Candidate should have experience in handling loan sales & collections Experience - 0 to 5 years Age Band - 18 to 35 Years Min. Qualification - 12th Pass. Interview date & Venue: Date: 4th June to 6th June 2025 Time: 9:00 AM to 4:30 PM Godhra Branch SMFG India Credit Company Limited First Floor, Opp-Swaminarayan Mandir, Dahod Road, Vavdi-Budgar, Godhara-389001, Gujarat

SMFG India Credit Co. Ltd. is hiring for Group Credit officer & Individual relationship officer for Devgadhbaria Branch We have walk-in drive for Rural Sales & Collection - Group Loan & Individual Loan Candidate should have experience in handling loan sales & collections Experience - 0 to 5 years Age Band - 18 to 35 Years Min. Qualification - 12th Pass. Interview date & Venue: Date: 4th June to 6th June 2025 Time: 9:00 AM to 4:30 PM Devgadhbaria Branch SMFG India Credit Co Ltd 1st floor, Shop No-101,Shiv Plaza, Nr.Swami Narayan Temple, opp-Essar Petrolpump, Devgadh baria-389380

SMFG India Credit Co. Ltd. is hiring for Group Credit officer & Individual relationship officer for Dabhoi Branch We have walk-in drive for Rural Sales & Collection - Group Loan & Individual Loan Candidate should have experience in handling loan sales & collections Experience - 0 to 5 years Age Band - 18 to 35 Years Min. Qualification - 12th Pass. Interview date & Venue: Date: 4th June to 6th June 2025 Time: 9:00 AM to 4:30 PM Dabhoi Branch SMFG India Credit Co Ltd B-3 First Floor P.P Corner Building, Near Reliance Trends, College Road Dabhoi, Gujrat -391109

SMFG India Credit Co. Ltd. is hiring for Group Credit officer & Individual relationship officer for Bayad Branch We have walk-in drive for Rural Sales & Collection - Group Loan & Individual Loan Candidate should have experience in handling loan sales & collections Experience - 0 to 5 years Age Band - 18 to 35 Years Min. Qualification - 12th Pass. Interview date & Venue: Date: 4th June to 6th June 2025 Time: 9:00 AM to 4:30 PM Bayad Branch SMFG India Credit Company Limited Shop No. 20,21,22,23, First Floor, RR City Centre, Opp-GEB, Modasa Road, Bayad, Gujarat.

SMFG India Credit Co. Ltd. is hiring for Individual relationship officer We have walk-in drive for Rural Sales & Collection - Individual Loan Candidate should have experience in handling loan sales & collections Experience - 0 to 5 years Age Band - 18 to 35 Years Min. Qualification - Degree Interview date & Venue: Date: 4th June & 5th June Time: 9:00 AM to 4:30 PM

Job Description Job Title Individual Relationship Officer Function / Department Rural Department Head Rural Head Reporting Manager Unit Manager Purpose of the Job: Collecting repayment on the fields Making new customers Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business and Financial Management- Target vs Achievement on Units & Volume - Delivery in Volume - Collections quality (collected versus demand) - Delinqueny - Disbursal amount - Insurance attachment rate Customer Focus- Attending customer queries & resolution in TATPeople / Team- Coordinating with ACO GCO in facilitating disbursement and collectionsProcess / Quality Improvement- Adherence to process disbursement, collections etc. - Demonstrated potential to take initiative in building a growing customer base and team SCOPE & DISCRETION (Span of control) Total no. of employees supervised with details GradeO1 to 04M1 to M3SM1 to SM3Nos. Total : Sr. No.Direct Reportees (functional title/role title)Indicate brief job purpose 1 2 Self deliverables The most important tasks performed on an individual basis without involving subordinates are Sr. NoTask performed 1 Sourcing customers: IRO is responsible for meeting with prospects, understanding their needs, generating leads, following up the leads for interested prospects Running required credit checks: IRO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; verifying the KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: IRO is responsible for the overall portfolio quality - collecting on field repayments; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary. Other factors relevant to the job Other aspects of the job not covered by the above but necessary to have a full understanding of it are: (add additional sheets if required) Sr. NoOther relevant factors (Required Skills) 1 2 Extremely disciplined and process-oriented Able and willing to spend majority of time in the field ¢ Ability to work with minimal direction (self-starter) ¢ Good interpersonal, relationship management, customer service, and rapport building skills. ¢ Ability to prioritize, multi-task, delegate, and proactively resolve problems ¢ Demonstrated potential to take initiative in building a growing customer base and team 3 4 Expertise required/ Domain Knowledge: ¢ Ability to read and write in regional language; knowledge of basic English a bonus ¢ Prefer individuals who own bikes No. of years of relevant experience: : Freshers may be taken. However experienced candidates will be preferred with exp in collections / products like Personal loans, Two Wheeler loans, Car Loans, Insurance products Any specific specialization/education:: 10th /12th pass minimum; graduates

Job Description Job Title Individual Relationship Officer Function / Department Rural Department Head Rural Head Reporting Manager Unit Manager Purpose of the Job: Collecting repayment on the fields Making new customers Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business and Financial Management- Target vs Achievement on Units & Volume - Delivery in Volume - Collections quality (collected versus demand) - Delinqueny - Disbursal amount - Insurance attachment rate Customer Focus- Attending customer queries & resolution in TATPeople / Team- Coordinating with ACO GCO in facilitating disbursement and collectionsProcess / Quality Improvement- Adherence to process disbursement, collections etc. - Demonstrated potential to take initiative in building a growing customer base and team SCOPE & DISCRETION (Span of control) Total no. of employees supervised with details GradeO1 to 04M1 to M3SM1 to SM3Nos. Total : Sr. No.Direct Reportees (functional title/role title)Indicate brief job purpose 1 2 Self deliverables The most important tasks performed on an individual basis without involving subordinates are Sr. NoTask performed 1 Sourcing customers: IRO is responsible for meeting with prospects, understanding their needs, generating leads, following up the leads for interested prospects Running required credit checks: IRO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; verifying the KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: IRO is responsible for the overall portfolio quality - collecting on field repayments; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary. Other factors relevant to the job Other aspects of the job not covered by the above but necessary to have a full understanding of it are: (add additional sheets if required) Sr. NoOther relevant factors (Required Skills) 1 2 Extremely disciplined and process-oriented Able and willing to spend majority of time in the field ¢ Ability to work with minimal direction (self-starter) ¢ Good interpersonal, relationship management, customer service, and rapport building skills. ¢ Ability to prioritize, multi-task, delegate, and proactively resolve problems ¢ Demonstrated potential to take initiative in building a growing customer base and team 3 4 Expertise required/ Domain Knowledge: ¢ Ability to read and write in regional language; knowledge of basic English a bonus ¢ Prefer individuals who own bikes No. of years of relevant experience: : Freshers may be taken. However experienced candidates will be preferred with exp in collections / products like Personal loans, Two Wheeler loans, Car Loans, Insurance products Any specific specialization/education:: 10th /12th pass minimum; graduates

Manage a Region for the Micro loan (Ticket Size upto 5 Lac), carrying the responsibility of achieving the sales and cross sell targets. Responsible for handling Cluster heads who have Sales Managers & Relationship Managers reporting to them.

Job Description Job Title Individual Relationship Officer Function / Department Rural Department Head Rural Head Reporting Manager Unit Manager Purpose of the Job: Collecting repayment on the fields Making new customers Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business and Financial Management- Target vs Achievement on Units & Volume - Delivery in Volume - Collections quality (collected versus demand) - Delinqueny - Disbursal amount - Insurance attachment rate Customer Focus- Attending customer queries & resolution in TATPeople / Team- Coordinating with ACO GCO in facilitating disbursement and collectionsProcess / Quality Improvement- Adherence to process disbursement, collections etc. - Demonstrated potential to take initiative in building a growing customer base and team SCOPE & DISCRETION (Span of control) Total no. of employees supervised with details GradeO1 to 04M1 to M3SM1 to SM3Nos. Total : Sr. No.Direct Reportees (functional title/role title)Indicate brief job purpose 1 2 Self deliverables The most important tasks performed on an individual basis without involving subordinates are Sr. NoTask performed 1 Sourcing customers: IRO is responsible for meeting with prospects, understanding their needs, generating leads, following up the leads for interested prospects Running required credit checks: IRO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; verifying the KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: IRO is responsible for the overall portfolio quality - collecting on field repayments; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary. Other factors relevant to the job Other aspects of the job not covered by the above but necessary to have a full understanding of it are: (add additional sheets if required) Sr. NoOther relevant factors (Required Skills) 1 2 Extremely disciplined and process-oriented Able and willing to spend majority of time in the field ¢ Ability to work with minimal direction (self-starter) ¢ Good interpersonal, relationship management, customer service, and rapport building skills. ¢ Ability to prioritize, multi-task, delegate, and proactively resolve problems ¢ Demonstrated potential to take initiative in building a growing customer base and team 3 4 Expertise required/ Domain Knowledge: ¢ Ability to read and write in regional language; knowledge of basic English a bonus ¢ Prefer individuals who own bikes No. of years of relevant experience: : Freshers may be taken. However experienced candidates will be preferred with exp in collections / products like Personal loans, Two Wheeler loans, Car Loans, Insurance products Any specific specialization/education:: 10th /12th pass minimum; graduates

Job Description Job Title Individual Relationship Officer Function / Department Rural Department Head Rural Head Reporting Manager Unit Manager Purpose of the Job: Collecting repayment on the fields Making new customers Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business and Financial Management- Target vs Achievement on Units & Volume - Delivery in Volume - Collections quality (collected versus demand) - Delinqueny - Disbursal amount - Insurance attachment rate Customer Focus- Attending customer queries & resolution in TATPeople / Team- Coordinating with ACO GCO in facilitating disbursement and collectionsProcess / Quality Improvement- Adherence to process disbursement, collections etc. - Demonstrated potential to take initiative in building a growing customer base and team SCOPE & DISCRETION (Span of control) Total no. of employees supervised with details GradeO1 to 04M1 to M3SM1 to SM3Nos. Total : Sr. No.Direct Reportees (functional title/role title)Indicate brief job purpose 1 2 Self deliverables The most important tasks performed on an individual basis without involving subordinates are Sr. NoTask performed 1 Sourcing customers: IRO is responsible for meeting with prospects, understanding their needs, generating leads, following up the leads for interested prospects Running required credit checks: IRO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; verifying the KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: IRO is responsible for the overall portfolio quality - collecting on field repayments; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary. Other factors relevant to the job Other aspects of the job not covered by the above but necessary to have a full understanding of it are: (add additional sheets if required) Sr. NoOther relevant factors (Required Skills) 1 2 Extremely disciplined and process-oriented Able and willing to spend majority of time in the field ¢ Ability to work with minimal direction (self-starter) ¢ Good interpersonal, relationship management, customer service, and rapport building skills. ¢ Ability to prioritize, multi-task, delegate, and proactively resolve problems ¢ Demonstrated potential to take initiative in building a growing customer base and team 3 4 Expertise required/ Domain Knowledge: ¢ Ability to read and write in regional language; knowledge of basic English a bonus ¢ Prefer individuals who own bikes No. of years of relevant experience: : Freshers may be taken. However experienced candidates will be preferred with exp in collections / products like Personal loans, Two Wheeler loans, Car Loans, Insurance products Any specific specialization/education:: 10th /12th pass minimum; graduates

Roles and Responsibilities Manage regional operations, including team handling, sales, and business development. Oversee cluster management, zonal sales, and area sales to achieve targets. Develop strategies for growth in microfinance, NBFC, MFI, self-help groups, individual loans, and unsecured loans. Ensure effective communication with stakeholders through regular meetings and reports. Identify opportunities for expansion into new markets or products. Interested candidates apply through Whatsapp : Ms Cassia (HR) - 95675 93721

Key Responsibilities: Team Management: Lead and manage a team of branch collection officers and field collection agents. Train and motivate staff to ensure high productivity and adherence to collection protocols. Collection Operations: Plan and implement collection strategies for the area to achieve collection targets. Monitor overdue accounts and ensure follow-up actions are taken. Coordinate with the legal team for recovery proceedings when necessary. Portfolio Monitoring: Analyze delinquency trends, recovery patterns, and take corrective action. Ensure regular follow-up of overdue cases (DPD buckets). Identify and escalate high-risk cases and recommend remedial actions. Compliance and Documentation: Ensure collections are conducted ethically, and in compliance with RBI and company guidelines. Maintain accurate MIS, reports, and documentation related to collections. Conduct field visits to verify customer status and recovery progress. Customer Interaction: Engage with customers to understand repayment issues and provide viable resolution plans. Handle escalated cases and disputes with diplomacy and professionalism. Reporting: Submit daily, weekly, and monthly reports to regional/zonal heads. Monitor collection KPIs and propose area-specific improvements.

ROLE PURPOSE & OBJECTIVE Actively drive acquisition of customers for unsecured loans (GL and unsecured IL). Enable conversion of existing borrowing customers for liabilities. Ensure that Family banking products are actively cross sold to family members and referrals of existing customer. Undertake initiatives to retain and deepen relationship with existing customer for unsecured loans and for liabilities Maintains process quality & ensures adherence to internal audit standards. Management of all the reporting staff. Closure of Audit points and maintaining threshold on "Needs Improvement" and "Unsatisfactory" branches. Timely disbursement of sanctioned loans. KEY DUTIES & RESPONSIBILITIES OF THE ROLE Business/ Financials Monitors branch performance in MB unsecured and secured loans along with ACRM Responsible for acquiring new GL customers; conversion of customers from unsecured to secured loans Key person for scaling up Family Banking in branch. Executes the sales plans for the branch for acquisition of accounts and term deposits for family member and referrals of group loan and unsecured individual loan customers Set weekly/monthly targets for the team, reviews the set targets on a regular basis Guide the CROs to enable conversion of existing borrowing customers for liabilities Execute the marketing initiatives designed by products & marketing department Assess the market potential and give feedback on product modification and new product development to the regional product teams Share insights on competitor products to the regional product/marketing teams Customer Ensure customers and CROs are educated about the unsecured loans and liabilities products offered by Ujjivan Resolve customer queries/grievances (pertaining to GL, unsecured IL, liabilities) escalated from the CROs within specified time frame Location: Tirupathur, Hosur Contact : Area Manager : Narayanan S - 8667217416 Internal Process Oversee collection of documents for account opening in strict adherence to KYC norms Keep abreast of the changes in policies and guidelines by RBI, ensures his/her team is educated on the changes to ensure strict adherence Responsible for correct storage of client information and any other documentation inclusive internal reports, memos etc. Oversee follow-ups with overdue customers to collect the payments Conduct customer house visits, cross verify the documents and details in the Customer Profile forms (CPF) and Loan Application forms (LAF), conduct Group Recognition Training (GRTs) Perform visits to the Center meetings to check whether they are as per scheduled time and day. Ensure CROs deposit center meeting cash at the nearest or collocated BCs. Timely disbursement of sanctioned loans closure of Audit points and Maintaining threshold on "Needs Improvement" and Unsatisfactory" branches. Implementation of products pertaining to Government business. To ensure adherence to minimum number of House visits and center visits for the month. Learning & Innovation Coach the branch staff on unsecured loans products to drive targets and support them in conversion of existing customers for deposit products Resolve queries and escalations from the team in a well-defined timeframe Ensure adherence to training man-days/ mandatory training programs for self and reportees Ensure goal-setting, midyear -review and annual appraisal process happens within specified timelines for self and reportees Monitor timely completion of mandatory courses of the staff Monitor timely completion of mandatory annual leave of the staff. MINIMUM REQUIREMENTS OF KNOWLEDGE & SKILLS Educational Qualifications Graduate in Commerce/Business/Economics or related subjects with good analytical and sales skills to be considered. Experience Preferred experience of 2-4 years in banking, sales or collection 2-4 years of experience in MFI sales & team handling experience Functional Skills Knowledge on unsecured products Basic Computer knowledge (MS Office, Outlook) / Ease of technology usage Basic knowledge of accounting and finance administration desirable Is fluent in the local languages and has a working knowledge of English Knowledge of KYC/AML norms and other guidelines for liabilities Behavioral Skills Multiple product selling skills Willingness to travel & relocation as per business requirements and career opportunities Interpersonal skills Ability to interface (orally and in writing) with all levels of associates and customers Ability to manage teams and drive performance Training skills Location: Tirupathur, Hosur Contact : Area Manager : Narayanan S - 8667217416

Post : Relationship Officer * Identify, onboard, and manage to drive personal loan sales * Achieve assigned sales targets and maintain portfolio quality * Analyze market trends and competitor activities to drive business growth Required Candidate profile Graduate must be required Min. 1 year of exp. in Personal Loan Sales Age : 21 to 32 years Candidate have good communication skills For more information Call OR WhatsApp: 90991 10239 HR Nikul Perks and benefits Hike + Incentives + PF + Promotions + Insurances