1040 Hl Jobs - Page 9

Roles and Responsibilities Achieve mortgage production goals by developing and executing a business plan that includes prospecting, networking, referral generation, database marketing, and other activities. Develop new loan business and increase existing customer retention through effective relationship management. Understand and comply with all federal, state, and local laws and regulations related to the mortgage industry, as well as company policies and procedures. Maintain knowledge of current industry trends, products, services, and underwriting guidelines Manage a team of mortgage loan originators, providing coaching and mentorship to drive individual and team success. Conduct regular sales meetings and one-on-one sessions to review pipeline, discuss best practices, and provide feedback. Monitor individual and team performance against established targets, taking corrective action when necessary. Assist in the development and implementation of marketing campaigns designed to generate new loan business. Attend community events and functions to promote the companys mortgage lending services Stay abreast of changes in the competitive landscape and adjust strategies accordingly. Prepare periodic reports on loan production, pipeline activity, and other metrics for senior management. Perform other duties as assigned. Required Skills and Qualifications undergraduate/Graduate 2+ years of experience in BFSI/NBFC sales or related financial sales experience Proven track record of success in achieving individual sales goals. Excellent communication, negotiation, and presentation skills Strong organizational and time-management skills Proficient in Microsoft Office, with aptitude to learn new software and systems. Early joiners would be appreciated

Criteria:- Minimum 1 year of experience in the BFSI sector. Must be a graduate. Should have DL and Bike Product Experience - HL/ LAP (Secured)

Role & responsibilities Minimum 1 year experience in secure loan products MSME Home loan, LAP & Mortgage loan Preferred candidate profile Preferred local candidates Graduation is mandatory Contact - somanath.s@afpl.net.in What's app no - 9938763768 (What's app your resume)

Role & responsibilities Minimum 1 year experience in secure loan products MSME Home loan, LAP & Mortgage loan Preferred candidate profile Preferred local candidates Graduation is mandatory Contact - somanath.s@afpl.net.in What's app no - 9938763768 (What's app your resume)

Job Title: Relationship Officer & Relationship Manager- Home Loans Vacancy Location: Tamil Nadu all Districts CHENNAI & CHENGALPATTU Reporting to: Branch Manager Department: Sales Grade: Sales Officer & Relationship Manager Age Group: 22 Years to 30 years CTC Range: 2.8 LPA to 3.5 LPA (Fixed Pay)|INR 15000 monthly incentives on achievement of minimal disbursement targetsRole & responsibilities bharathi.k@randstad.in Contact HR - Bharathi Raja - 9597742089 (CALL ME) (Forword to your Friends) Key Responsibilities: 1. Sales and Business Development: Achieve home loan disbursement goals by executing a business plan that includes prospecting, networking, and field based marketing activities. 2. Product Promotion: Present and promote Home Loans to prospective clients both physically and digitally through social media channels. 3. Customer Relationship Management: Ensure proper customer profiling on each call/prospective customer visit, to identify and understand his/her needs and accordingly recommend the loan products. Build and maintain relationships with customers to not only generate references but also to ensure timely servicing of the loan. 4. Team Collaboration: Work in sync with the credit team to ensure timely disbursement of loans by coordinating with loan applicants to provide all the documents required for loan assessment and disbursement. 5. Market Awareness: Maintain knowledge of current industry trends, products, services, and underwriting guidelines. 6. Field Activities: Perform other field-based activities and marketing initiatives for the generation of home loan leads as instructed by the branch manager. 7. Customer Lifecycle Management: Be responsible for the complete lifecycle of a home loan, right from the application, coordination required for processing the application, to the end of the lifecycle of the customer in the organisation. Contact HR - Bharathi Raja - 9597742089 (CALL ME) (Forword to your Friends)

The Location Head Sales - Home Loan Key Responsibilities Sales Leadership : Develop and implement sales strategies to achieve home loan targets within the assigned geography. Team Management : Recruit, train, and supervise sales teams, ensuring they meet performance benchmarks. Market Development : Identify and cultivate new business opportunities, including partnerships with builders, real estate agents, and other stakeholders. Customer Relationship Management : Ensure high levels of customer satisfaction by maintaining strong relationships and addressing client needs effectively. Eligibility Criteria Educational Qualification : Graduation is mandatory; Experience : Minimum of 3 years in mortgage or home loan sales, with a proven track record in team management Skills : Strong leadership, communication, and analytical skills. Interested candidates can mail their resume at monika.arora@upgrad.com

Key responsibilities Credit Assessment and Underwriting: Evaluate borrower creditworthiness, analyze financial and credit information, and make data-driven decisions within defined limits. Portfolio Management: Monitor the credit portfolio to manage risk, optimize profitability, track borrower creditworthiness, and identify early warning signals. Develop strategies to improve asset quality. Compliance and Risk Management: Ensure compliance with internal policies, lending guidelines, and regulatory requirements. Implement and monitor credit risk policies. Maintain accurate documentation. Customer Relationship Management: Build and maintain strong customer relationships and handle inquiries. Collaborate with sales and operations teams. Reporting and Analysis: Prepare and present credit reports and analysis to senior management. Team Leadership & Development (if applicable): Lead and mentor a team, providing guidance and training on credit-related matters.

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1 to 4 years of experience in the field. Roles and Responsibility Manage and process credit applications, including housing loan and affordable housing. Conduct thorough credit assessments and risk analyses to determine client creditworthiness. Develop and maintain relationships with clients to understand their financial needs and provide tailored solutions. Collaborate with internal teams to ensure seamless credit processing and disbursement. Monitor and report on credit portfolio performance, identifying areas for improvement and implementing strategies to optimize credit quality. Stay updated with industry trends and regulatory changes to ensure compliance and best practices in credit management. Job Requirements Strong knowledge of credit principles, practices, and regulations, particularly in housing loan and affordable housing. Excellent analytical and problem-solving skills, with the ability to interpret complex data and make informed decisions. Effective communication and interpersonal skills, enabling strong relationship building with clients and internal stakeholders. Ability to work in a fast-paced environment, prioritizing tasks and managing multiple responsibilities. Proficiency in credit software and systems, with the ability to learn new technologies and adapt to changing systems. Strong attention to detail, ensuring accuracy and quality in all aspects of credit processing and disbursement.

We are looking for a skilled Branch Sales Manager to lead our retail mortgage sales team. The ideal candidate will have 2-5 years of experience in the BFSI industry, preferably with Equitas Small Finance Bank. Roles and Responsibility Manage and oversee the daily operations of the branch sales team. Develop and implement strategies to achieve sales targets and expand the customer base. Build and maintain relationships with key stakeholders, including customers, partners, and internal teams. Analyze market trends and competitor activity to identify opportunities and threats. Lead and motivate a team of sales professionals to meet their targets. Monitor and control expenses to ensure profitability and efficiency. Job Requirements Proven experience in retail mortgages or a related field. Strong leadership and management skills, with the ability to motivate and inspire a team. Excellent communication and interpersonal skills, enabling strong relationship building with customers and stakeholders. Ability to analyze market trends and develop effective sales strategies. Strong problem-solving and decision-making skills, with attention to detail and accuracy. Experience working in a fast-paced environment, meeting deadlines and achieving targets.

We are looking for a highly skilled and experienced Branch Receivable Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 2-4 years of experience in the BFSI industry, preferably with experience in affordable housing or housing loan. Roles and Responsibility Manage and oversee the receivables process at the branch level. Ensure timely collection of payments from customers and maintain high customer satisfaction. Develop and implement strategies to improve receivables management. Collaborate with other departments to resolve customer complaints and issues. Analyze and report on receivables performance metrics to senior management. Maintain accurate records and reports of receivables transactions. Job Requirements Strong knowledge of accounting principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficient in Microsoft Office and other software applications. Strong analytical and problem-solving skills. Experience working with housing loan or affordable housing products is preferred.

We are looking for a highly motivated and experienced Branch Sales Manager to lead our retail mortgage sales team. The ideal candidate will have a strong background in sales management, preferably in the BFSI industry, with a focus on retail mortgages. Roles and Responsibility Manage and oversee the daily operations of the branch sales team to achieve business objectives. Develop and implement effective sales strategies to drive growth and expansion in the retail mortgage sector. Lead and motivate a team of sales professionals to meet or exceed sales targets. Build and maintain relationships with key stakeholders, including customers, partners, and internal teams. Analyze market trends and competitor activity to identify opportunities and threats. Monitor and report on sales performance metrics to senior management. Job Requirements Proven experience in sales management, preferably in the BFSI industry, with a focus on retail mortgages. Strong leadership and motivational skills, with the ability to inspire and guide a team. Excellent communication and interpersonal skills, enabling strong relationship building with customers and stakeholders. Ability to analyze market trends and competitor activity to inform sales strategies. Strong problem-solving and decision-making skills, with the ability to work under pressure. Experience working with inclusive banking products and services is an added advantage.

We are looking for a highly motivated and experienced Branch Sales Manager to lead our retail mortgage sales team. The ideal candidate will have a strong background in sales management, preferably in the BFSI industry, with a focus on retail mortgages. Roles and Responsibility Develop and implement effective sales strategies to achieve business objectives. Manage and motivate a team of sales professionals to meet targets. Build and maintain relationships with key stakeholders, including customers, partners, and internal teams. Analyze market trends and competitor activity to identify opportunities and threats. Collaborate with cross-functional teams to drive business growth. Monitor and control expenses to ensure profitability and efficiency. Job Requirements Proven experience in sales management, preferably in the BFSI industry. Strong knowledge of retail mortgages and inclusive banking products. Excellent leadership and communication skills. Ability to analyze data and make informed decisions. Strong networking and relationship-building skills. Experience working in a fast-paced environment and meeting deadlines.

Vacancy Locations Tiruvallur Tiruvannamalai Kanchipuram Tambaram Villupuram Ambattur Salem Coimbatore Hosur Tirupathur Sivakasi Trichy Madurai Dindigul Thanjavur Tirunelveli Aruppukottai Sivagangai Nagercoil Tuticorin Tenkasi Tiruppur Erode Vellore Kallakurichi Madurathakkam Roles and Responsibilities To be the force to enable a robust growth for the organization. As a Branch Head the candidate is expected to be a go getter who actively solicit new business and ensure consistent growth. It is expected of the candidate to build a quality portfolio. Role also envisages acquiring and managing of new partnerships with institutes. Candidate should be a good people manager who motivates and guides his team of Relationship managers to achieve their respective target. Candidate would also be the brand ambassador for the organization. His behavior and conduct should be impeccable. Responsible for achieving the sales Targets month on month Direct sourcing of customer for loan against property. Work with internal support teams to ensure seamless servicing for customers. Preference will be given if have experience in affordable LAP. Preference if have little legal knowledge. QUALIFICATIONS, EXPERIENCE & SKILLS Experience Above 1 years of experience. Should have worked in similar roles. Qualification Degree Skills: Assertive, go getter, with the ability to build and maintain relationships. Should be confident and self-motivated. Should be a local person. Must know the market and competitor

We are looking for a highly motivated and experienced Branch Sales Manager to lead our retail mortgage sales team. The ideal candidate will have a strong background in sales management, preferably in the BFSI industry, with a focus on retail mortgages. Roles and Responsibility Manage and oversee the daily operations of the branch sales team to achieve business objectives. Develop and implement effective sales strategies to drive growth and expand the customer base. Build and maintain strong relationships with customers, providing excellent customer service and support. Lead and motivate a team of sales professionals to meet their targets and goals. Analyze market trends and competitor activity to identify new business opportunities. Collaborate with other departments to ensure seamless delivery of products and services. Job Requirements Proven experience in sales management, preferably in the BFSI industry, with a focus on retail mortgages. Strong leadership and motivational skills, with the ability to inspire and guide a team. Excellent communication and interpersonal skills, enabling strong relationship building with customers and colleagues. Ability to analyze market trends and competitor activity to identify new business opportunities. Strong problem-solving and decision-making skills, with the ability to work under pressure. Experience working with inclusive banking products and services, focusing on retail mortgages.

We are looking for a highly motivated and experienced Branch Sales Manager to lead our retail mortgage sales team. The ideal candidate will have 0-4 years of experience in the BFSI industry, preferably with Equitas Small Finance Bank. Roles and Responsibility Manage and oversee the daily operations of the branch sales team to achieve business targets. Develop and implement effective sales strategies to drive growth in retail mortgages. Lead and motivate a team of sales professionals to meet their individual and collective goals. Build and maintain strong relationships with customers, stakeholders, and partners. Analyze market trends and competitor activity to identify new business opportunities. Monitor and control expenses to ensure profitability and efficiency. Job Requirements Strong knowledge of inclusive banking, retail mortgages, and sales principles. Excellent leadership, communication, and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in using technology and software applications. Strong analytical and problem-solving skills. Experience working with teams and managing multiple priorities simultaneously. Additional Info The company offers a dynamic and supportive work environment with opportunities for professional growth and development. Location - Chennai,Vellore,Thiruvannamalai,Krishnagiri

ROLEPURPOSE & OBJECTIVE HousingLoan is a growing business for Ujjivan. The Area Manager-HousingLoan is the most important position that will drive this businessin the respective cluster. The position is responsible foroverall growth and success of the business in the cluster. Builtefficient team of Loan officers and cluster Managers in theArea/cluster assigned Overseesthe performance of the HL portfolio of his/her region by area andbranch in terms of growth (amount and client base) andproductivity of cluster manager/loan officers by guiding them andcarrying out constructive reviews of their performance Overallresponsible for the control and recovery of loans in his/herregion, risk assessment and recovery strategies. Incoordination with the branch, credit & product teams,identifies suitable branches and locations for Housing businessloan and gets the locations activated. Ensures proper goalsetting, resource planning, marketing and sourcing of HLbusiness. Identifying legal and technical evaluators in thelocations during expansion. Workclosely with product and marketing team to drive suitablebranding and marketing activities in his/her respective cluster. Effictivlyhandly DSA Chanl contcores. NON-FINANCIALSIZE Willbe responsible to handle the geography of at least 3-4 clusterswith a portfolio size of ?100 ?150 Crore Willbe responsible to handle a team of 4 5 cluster managerswith an indirect reporting of 15 30 Loanofficers/relationship managers KEYDUTIES & RESPONSIBILITIES OF THE ROLE Business Daily/Weekly /Monthly monitoring of the accomplishment of targetsaccording to the annual/monthly targets established for the areaand branches under his/her responsibility to provide guidance andsolutions to his/her team as required Assigntargets and results on daily, weekly, monthly basis of portfolioof risk by different categories such as days in arrears, numberof installment due, amount within his/her region by area, branch,loan officer with the objective to identify tendencies and risks. SupportsCluster Manager- in his/her area in their duties of clientvisits, risk assessment and recovery strategies Efficientstaffing by timely recruitment & training Implement,supervise and control effectiveness of commercial strategy withhis/her team to reach the productivity and growth targetsestablished. Approvedeviations and exceptions according to policy in place. Ensure,supervise the correct implementation of the credit proceduresincluding all the respective tools Customer Ensurecustomers are educated about all products/services offered byUjjivan. Ensurelower customer attrition by providing different products as percustomer requirement. Focuson lower TAT as per laid down standards. Internalprocess Ensurecompliance with lending guidelines, quality framework and auditrequirements; ensure speedy resolution of any audit observationsand take necessary steps to prevent recurrence audit and otherregulations. Monitorhealth of portfolio Sanctioningof loans according to the policy in place. Ensure,supervise the correct implementation of the credit proceduresincluding all the respective tools Discussstrategies and changes in terms of products, capacity building,procedures etc. Learning& Performance Ensurethat all members of his team are up to date on all relevantcirculars and all products/services offered in the Branch Evaluatethe staff competences in terms of promotion, business assessmentand credit risk assessment capacity and propose solutions forimprovement Ensureadherence to training man-days/ mandatory training programs forself and reportees Ensuregoal-setting, mid-year review and annual appraisal process withinspecified timelines for self and reportees Monitorperformance of staff against defined goals/metrics and takecorrective action wherever required; undertake disciplinary andattendance monitoring of Housing Loans team. Educational Qualifications Graduate,preferably Post Graduation Experience 8-13 yearsin sales and documentation of loans of which at least 4 years inHousing Loans, home loans or loan against property in an NBFC/Bank/HFC/ CA firms/ Outsourcing Agencies. Mixed experience ofSales + Credit is acceptable, but should be predominantly insales. FunctionalSkills Abilityto create teams and drive sales performance. Will be required totake complete ownership of Housing Loan at sub-regional level. Abilityto engage with customers, colleagues & agencies providingvaluation and legal opinion. Plan & execute Marketing andSales promotion for Housing Loan Abilityto plan and coordinate TeamLeading Experience is highly preferred Abilityto speak and read regional language(s)- is desirable. Ability tocommunicate in English (Read-speak-write) is required. Has goodverbal fluency and uses simple, clear and purposeful language. GoodComputer knowledge. Characteristicsof Entrepreneurial Behavior Ability to plan, set goals,initiative, persistence, self-discipline, capacity to take risks,produce support networks and assess the market Establishesa friendly and professional relationship with the entire team BehavioralSkills TrainingSkills Interpersonalskills ability to handle various types of mindsets andget desired output for meeting banks goal Willingnessto travel & relocation as per business requirements andcareer opportunities Managingcustomer relations Performanceoriented EYINTERACTIONS INTERNAL EXTERNAL Productand marketing team Legal& technical team RegionalOps, Credit , collection Externalmarketing agency Audit,Vigilance, Admin & FCU team Location - Bengaluru,Chennai,Coimbatore,Dharwad,Dindigul,Ernakulam,Hyderabad,Magadi,Peenya,Tiruchirapalli,Vellore,Vijayawada,Visakhapatnam

ROLEPURPOSE & OBJECTIVE DrivesMortgage business in their respective Cluster. Is responsible foroverall growth and success of the MLAP business & cross sellTPP & Liability Products Buildefficient team of Relationship Officers in the Cluster assigned NON-FINANCIALSIZE Costof hiring and placing new Relationship Officers at Branches OperationalCost of managing the Conveyance and Claims of RelationshipOfficers Costof procurement marketing collaterals, sales aids Shallbe expected to manage a portfolio of Rs.15 Cr. Progressively Managinga single product across the branches of operations Managinga team size of 5 employees progressively Managingassets like marketing collaterals, Stationary, Dockets andSystems Managinghiring and placement of Relationship Officers in requiredBranches KEYDUTIES & RESPONSIBILITIES OF THE ROLE Candidateshould be able to deliver budgeted business figures from theCluster of control through placing adequate manpower across activebranches. He/She is also responsible for building a qualityportfolio without compromising on quantum of business Business/Financials Daily/Weekly /Monthly monitoring of the accomplishment of targetsaccording to the annual/monthly targets established for the areaand branches under his/her responsibility to provide guidance andsolutions to his/her team as required SupportsLoan Officers- in his/her area in their duties of client visits,risk assessment and recovery strategies Efficientstaffing by timely recruitment & training SupportsRelationship Officers- in his/her area in their duties of clientvisits, risk assessment and recovery strategies Shouldbe ready to travel extensively across the cluster of control forbusiness requirements Customer(Both Internal & External) Ensurethat customers are aware of the Product and services properly Ensurethat customers are explained about the Terms & Conditions ofProduct Focuson lower TAT as per laid down standards. InternalProcess Monitorhealth of portfolio Ensurecompliance with lending guidelines, quality framework and auditrequirements; ensure speedy resolution of any audit observationsand take necessary steps to prevent recurrence audit and otherregulations. Ensure,supervise the correct implementation of the credit proceduresincluding all the respective tools Innovation& Learning Ensuregoal-setting, mid-year review and annual appraisal process withinspecified timelines for self and reportees Evaluatethe staff competences in terms of promotion, business assessmentand credit risk assessment capacity and propose solutions forimprovement Expectedto be updated with all new improvement & innovationshappening in the market and competitors Shouldbe updated with the latest trends in civic and local laws of theterritory of operation Qualifications Graduatein Commerce or relevant subjects AnMBA or equivalent is an added advantage Experience(Yearsand Core Experience Type) 5years in sales and documentation of loans of which at least 2years in Housing Loans, home loans or loan against property in anNBFC/ Bank/HFC. Mixed experience of Sales & Credit isacceptable, but should be predominantly in sales Certifications Relevantcertifications shall be an added advantage FunctionalSkills Abilityto create teams and drive sales performance. Will be required totake complete ownership of MLAP at Cluster level. Abilityto engage with customers, Plan & execute Marketing and Salespromotion for MLAP Abilityto speak and read regional language(s)- is desirable. Ability tocommunicate in English (Read-speak-write) is required. Has goodverbal fluency and uses simple, clear and purposeful language. AdequateComputer knowledge BehavioralSkills Sound Product knowledge Should possess Training Skills Willingnessto travel & relocation as per business requirements andcareer opportunities Managing customer relations Performance oriented Competencies Good Computer Knowledge Competentto handle MIS systems and Lending Software KEYINTERACTIONS INTERNAL EXTERNAL Product and Marketing Team Regional Operations, Credit Audit,Vigilance and FCU team Area Technical Manager Legal Vendors External marketing agencies Competitor Counterparts Location - Ambasamudram,Ambur,Attur,Bengaluru,Belgaum,Chamarajanagar,Channapatna,Chikkaballapura,Chitradurga,Coimbatore,Cuddalore,Cumbum,Davangere,Dharapuram,Dharmapuri,Dharwad,Dindigul,Erode,Gangavathi,Gangavati,Gobichettipalayam,Gokak,Gundlupet,Hebbal,Kanchipuram,Kumbakonam,Maddur,Madurai,Mannargudi,Mayiladuthurai,Mysuru,Nagercoil,Nanjangud,Pattukkottai,Periyakulam,Ramanujnagar,Rajanagaram,Ramanathapuram,Salem,Sankarankoil,Shimoga,Sivakasi,Shrirangapattana,Thanjavur,Theni,Thiruvaiyaru,Tiruvannamalai,Thiruvarur,Tiptur,Tirunelveli,Tiruppur,Tumkur,Udumalaipettai,Virudhachalam

ROLEPURPOSE & OBJECTIVE Expertknowledge of assessing credit risk for Home Loan by applyingDeposit of Title Documents and Registration of Mortgageguidelines. Conductincome appraisal of salaried and self-employed borrowers. Indepth understanding and analysis of P & L Account and BalanceSheet including cash flows of self-employed borrowers. Assessincome to obligation ratios, loan to value ratios, in depthknowledge of rational behind calculation of ratios and its impacton loan performance over long tenures. ProvideMarket intelligence from a competition and customer stand point Recommendationson new processes & fraud Control initiative etc ManageCredit Officers team NON-FINANCIALSIZE Manageentire Area underwriting teams Handlingportfolio from 50 Cr to 200 Cr Supervisingthe monthly disbursement of 60-150 files from the assigned area EfficientTAT management by credit team Ensureto strengthen area credit team to include more responsibilities Tomanage direct and indirect team of close to 4-10 people. Involvein process reengineering, Audits, Policy change discussions etc. KEYDUTIES & RESPONSIBILITIES OF THE ROLE Business EnsureCredit policy and process adherence in the Cluster. Co-ordinatewith Legal & Technical Agencies. Guide/MonitorCredit Officers of the cluster. Ensuretimely training to branches in the cluster. SuggestPolicy revisions in line with changing market conditions. Customer Expertknowledge of customer segments in various markets of India andtheir performance histories. Expertknowledge of negative profiles, negative property types andnegative property locations Completeunderstanding of various collateral types of all regions andcities in India and their title documentation requirements forcreation of equitable mortgage Knowledgeof property valuation process through vendors and knowledge &keen interestin monitoring current property price / historical propertyprices. Meetappropriate customers for understanding of their needs Conductunderwriting for cases under purview Pickup EWS for the set of clients in his area Maintainportfolio quality of the Cluster as per company norms. Monitoringand tracking of HL Loan cases. Maintainvarious standard MIS for HL Loan. Ensurevarious reports are being sent to stakeholders on monthly basis &at regular frequencies. InternalProcess AppropriateIntervention to manage ground level risk effectively. Ensureadherence to RBI regulations on documentation and KYC compliance. LUCand periodic loan monitoring framework ProvideAudit Compliance. Timelyhiring of Credit Officer for the Cluster as per the budget Learning& Performance Maintainup to date knowledge of HL and other related products. Upgradeself and team about changes happening in the market. Networkingwith other NBFCs/Banks to have a deeper understanding of theIndustry and its perspectives Ensureon time appraisal and suggest suitable career paths for staff Note: Highlightonly the critical baseline responsibilities; and not activities thatthe role holder might do on an ad-hoc/on-off case MINIMUMREQUIREMENTS OF KNOWLEDGE & SKILLS Qualifications Graduateor Post graduate (preferred MBA) from a reputed college. Experience(Yearsand Core Experience Type) Preferredexperience of 4 years or more in Credit Home loans/MortgageLoans/MSME Loans Loan products. Teamhandling is a must. FunctionalSkills Knowledgeof Credit in LAP/Mortgage Loans/MSME Loans including term loans and overdrafts BusinessAnalysis Skills CommunicationSkills. BehavioralSkills TeamManagement Skills Leadership Possessesgood interpersonal skills. Location - Bengaluru,Kalburagi,Hyderabad,Tambaram,Vijayawada

Drive team targets and performance Ensure smooth ops and issue resolution Boost conversions and collaboration Track progress and lead improvements

We are looking for a highly motivated and experienced Branch Sales Manager to lead our retail mortgage sales team. The ideal candidate will have a strong background in sales management, preferably in the BFSI industry, with a focus on retail mortgages. Roles and Responsibility Manage and oversee the daily operations of the branch sales team to achieve business objectives. Develop and implement effective sales strategies to drive growth and expansion in the retail mortgage sector. Lead and motivate a team of sales professionals to meet or exceed sales targets. Build and maintain relationships with key stakeholders, including customers, partners, and internal teams. Analyze market trends and competitor activity to identify opportunities and threats. Monitor and control expenses to ensure profitability and efficiency. Job Requirements Proven experience in sales management, preferably in the BFSI industry, with a focus on retail mortgages. Strong leadership and motivational skills, with the ability to inspire and guide a team. Excellent communication and interpersonal skills, enabling building strong relationships with customers and stakeholders. Ability to analyze market trends and develop effective sales strategies. Strong problem-solving and decision-making skills, with the capacity to work under pressure. Experience working with financial institutions, particularly small finance banks, is an advantage. Location - Inclusive Banking - MF,South,Tamil Nadu,Erode,Erode,Surampatti,Dharapuram,1297,Dharapuram

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1 to 6 years of experience in the field. Roles and Responsibility Manage and process credit applications, including housing loan and affordable housing. Conduct thorough credit assessments and risk analyses to determine client creditworthiness. Develop and maintain relationships with clients to understand their financial needs and provide tailored solutions. Collaborate with internal teams to ensure seamless credit processing and disbursement. Monitor and report on credit portfolio performance, identifying areas for improvement and implementing strategies to optimize credit quality. Stay updated with industry trends and regulatory changes to ensure compliance and best practices in credit management. Job Requirements Strong knowledge of credit principles, practices, and regulations, particularly in housing loan and affordable housing. Excellent analytical and problem-solving skills, with the ability to interpret complex data and make informed decisions. Effective communication and interpersonal skills, enabling strong relationship building with clients and internal stakeholders. Ability to work in a fast-paced environment, prioritizing tasks and managing multiple responsibilities. Proficiency in credit software and systems, with the ability to learn new technologies and adapt to changing systems. Strong attention to detail, ensuring accuracy and quality in all aspects of credit processing and disbursement.

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-6 years of experience in the BFSI industry, preferably with a background in Micro Mortgages. Roles and Responsibility Manage relationships with existing customers to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking and generate leads for Micro Mortgage sales. Conduct site visits to assess customer needs and provide personalized solutions. Develop and implement strategies to increase sales revenue from Micro Mortgage products. Collaborate with internal teams to resolve customer queries and issues promptly. Maintain accurate records of customer interactions and sales performance. Job Requirements Strong knowledge of Micro Mortgage products and sales techniques. Excellent communication and interpersonal skills to build strong customer relationships. Ability to work independently and as part of a team to achieve sales targets. Proficiency in using technology-based tools to manage customer data and sales performance. Strong analytical and problem-solving skills to identify new business opportunities. Experience working in a fast-paced environment with multiple priorities and deadlines. Location - Inclusive Banking - SBL,South,Tamil Nadu,Madurai,Dhindukkal North,Kambam,Theni,1281,Kambam

We are looking for a highly motivated and experienced Branch Sales Manager to lead our Micro Mortgages team. The ideal candidate will have a strong background in sales management, preferably in the BFSI industry, with expertise in micro mortgages. Roles and Responsibility Manage and oversee the daily operations of the branch's micro mortgage sales team. Develop and implement effective sales strategies to achieve business objectives. Build and maintain relationships with key stakeholders, including customers, partners, and internal teams. Analyze market trends and competitor activity to identify growth opportunities. Provide coaching and training to team members to enhance their sales skills. Monitor and control expenses to ensure profitability and efficiency. Job Requirements Proven experience in sales management, preferably in the BFSI industry, with a focus on micro mortgages. Strong leadership and team management skills, with the ability to motivate and inspire team members. Excellent communication and interpersonal skills, enabling strong relationship building with stakeholders. Ability to analyze complex data and make informed decisions to drive business growth. Strong understanding of micro mortgage products and services, including sales and customer service processes. Experience working in a fast-paced environment, meeting deadlines, and achieving targets. Location - Inclusive Banking - SBL,South,Karnataka,Karnataka,Chitradurga,Bellary,Karnataka,3052,Challakere

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 14 years of experience in the BFSI industry, with a strong background in Micro Mortgages and Sales. Roles and Responsibility Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking and generate leads for Micro Mortgage sales. Conduct field visits to assess client creditworthiness and provide personalized solutions. Develop and implement strategies to increase sales revenue from Micro Mortgage products. Collaborate with internal teams to resolve customer queries and issues promptly. Maintain accurate records of client interactions and sales performance. Job Requirements Strong knowledge of Micro Mortgage products and sales techniques. Excellent communication and interpersonal skills to build strong client relationships. Ability to work independently and as part of a team to achieve sales targets. Proficiency in using technology to manage client data and sales performance. Strong analytical and problem-solving skills to identify new business opportunities. Ability to adapt to changing market conditions and regulatory requirements. Location - Inclusive Banking - SBL,South,Tamil Nadu,Mailaduthurai,Mailaduthurai,Mailaduthurai,Cudalore,1235,Kattumanarkoil

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-2 years of experience in the BFSI industry, preferably with a background in Micro Mortgages. Roles and Responsibility Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking and referrals to expand the client base. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales revenue from micro mortgages. Collaborate with internal teams to resolve customer queries and issues promptly. Maintain accurate records of client interactions and transactions. Job Requirements Strong knowledge of micro mortgages and inclusive banking products. Excellent communication and interpersonal skills to build strong client relationships. Ability to work independently and as part of a team to achieve sales targets. Proficiency in using technology platforms to manage client data and transactions. Strong analytical and problem-solving skills to identify new business opportunities. Ability to adapt to changing market conditions and regulatory requirements.