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5.0 - 8.0 years
3 - 8 Lacs
Mysuru, Salem
Work from Office
The incumbent will be responsible for conducting Gold Inspection at the branches within scheduled timeline and TAT Responsible for Quality Inspection of the Gold Ornaments as per the process defined Discuss the Gold Inspection observations with concerned members and submit the report timely for necessary action. Publish regular updates and reports on Gold Inspection. Conducting and completion of Gold Audit for a branch within the timelines and TAT as per the policy Undertake Gold Inspection as per the calendar within the target time Responsible for carrying out Gold audit in various areas / activities of Bank branches Verify the quality, quantity and inventory of pledged gold without damaging the gold ornaments Conduct valuation and verification of gold ornaments with respect to weight, purity & Detect spurious, low purity gold and frauds to mitigate the risk Executing gold audit by following the process as prescribed Prepare Gold inspection report for review and release reports within timelines Emphasis on quality of Gold valuation and report writing Discussion of Gold Audit findings with Branch Managers Submission of Gold inspection report to reviewer for review Follow up for necessary action based on the observation To verify the earlier inspection report and its compliance/closure To verify whether there are any lapses in security and safety of the branch and assets Internal Process Quality of Inspecting gold and report writing covering of all loopholes Check purity of Gold ornaments and basic operational check like CCTV functioning, custodian availability during appraisal and data entry as per LOS and estimation slip. Check authenticity of transactions and adherence to systems and procedures by scrutinizing the transactions put through the relevant inspection period including handling ornaments Verify the records and registers to ascertain whether there is any lapses/discrepancy in maintaining such records Report to be submitted in the format prescribed, complete in all aspects with clear findings Timely accurate concise and effective documentation of gold loan inspection reports Response to queries /MIS and monthly reports within TAT To report any discrepancies without favour, not leaving out even seemingly minor irregularities as they may lead to serious irregularity in future Identify the probable threats and recommend solutions Verify/inspect safe room operations, security measures, day to day working of branch Ensure proper documentation is maintained for each loan and record is maintained after the verification Customer Coordinate with Business team, Branch team, Credit Team and Operations team for matters relating to Gold Loan Ensure timely response to any clarifications regarding Gold inspection Actively participate in Product, Credit or IT discussions Co-ordinate with Gold Loan Appraiser for any clarification if any Provide feedback on the training provided by Gold loan Trainers Send all reports/MIS on time to the concerned department Learning and Development Awareness on Regulatory guidelines with respect to Gold Loan Continuous market awareness e.g. if a group of persons or a suspected gang is operating in an area, the concerned risk factors to be studied in detail and alerted in order to avert possible losses Keep abreast of the changes in the industry and recommend suitable changes to management on Gold Inspection process or Gold Loan Risks Updating self on various regulatory compliances and circulars issued by RBI Updating self on various internal procedures, processes and new products introduced Improve the existing process to overcome the probable risk Adhering to high ethical standards and comply with all the laid down processes / policies Other Initiatives Undertake some special assignments regarding gold loan product. Automate any Gold Inspection processes and reports.
Posted 2 months ago
1.0 - 6.0 years
1 - 4 Lacs
Hyderabad
Work from Office
Role & responsibilities Sourcing/Acquisition of Gold loan Customers at Customer Doorsteps Deliver Monthly targets by meeting and converting assigned leads Responsible for appraising the Gold Ornaments & verify KYC at Customers doorstep Responsible to travel within assigned territory/area for disbursing loans as per the process. Responsible for lead generation through existing Customers/database. Responsible for Productivity and Revenue Generation Building long term relationship with HNI Customer for future business Coordinate with respective stakeholders for grievance handling related Customers, Disbursal, Process etc. Responsible for strict adherence to Process, Policy, Guidelines laid by the Organization. Preferred candidate profile Graduate with Min of 1-year Gold Valuation / Gold Sales experience in any of Gold Loans Firm. • Good Sales Skill Must be willing to travel within the assigned Territory/Cluster Must be willing to meet customers at Doorstep & provide door to door services to customers Perks and benefits Best place to work Competitive salary Solid Sales Incentive Full Medical and Accident Insurance On-roll Employee - not on agency payroll Employee Referral Bonus On-time Salary and Incentive Job Stability - 0 Employees Laid Off due to Covid Different Businesses - Locker, Loan, Digital Gold Tremendous Growth Opportunity
Posted 2 months ago
1.0 - 6.0 years
1 - 4 Lacs
Chennai
Work from Office
Role & responsibilities Sourcing/Acquisition of Gold loan Customers at Customer Doorsteps Deliver Monthly targets by meeting and converting assigned leads Responsible for appraising the Gold Ornaments & verify KYC at Customers doorstep Responsible to travel within assigned territory/area for disbursing loans as per the process. Responsible for lead generation through existing Customers/database. Responsible for Productivity and Revenue Generation Building long term relationship with HNI Customer for future business Coordinate with respective stakeholders for grievance handling related Customers, Disbursal, Process etc. Responsible for strict adherence to Process, Policy, Guidelines laid by the Organization. Preferred candidate profile Graduate with Min of 1-year Gold Valuation / Gold Sales experience in any of Gold Loans Firm. • Good Sales Skill Must be willing to travel within the assigned Territory/Cluster Must be willing to meet customers at Doorstep & provide door to door services to customers Perks and benefits Best place to work Competitive salary Solid Sales Incentive Full Medical and Accident Insurance On-roll Employee - not on agency payroll Employee Referral Bonus On-time Salary and Incentive Job Stability - 0 Employees Laid Off due to Covid Different Businesses - Locker, Loan, Digital Gold Tremendous Growth Opportunity
Posted 2 months ago
2.0 - 7.0 years
1 - 3 Lacs
Nandurbar
Work from Office
Role & responsibilities Undertake competition mapping and update central product team on competition product propositions Plan and execution of promotional BTL activity in branch catchment area to create visibility. Monitor and review lead conversion from each activity. Recruitment of Sales Managers and Sales Officers. Ensure productivity of Sales Managers and Sales Officers Maintain Cost of acquisition within norms To achieve branch direct sales targets (disbursement and book outstanding) Building healthy and profitable portfolio for the Gold Loan Business. Keep track of collection and recovery and ensure delinquency remain below permissible limits. Key Responsibilities : •Sales process management in FMCG/ Direct sales company •Gold loan Sales process & Marketing •Gold loan process understanding •BTL Marketing activity •Process understanding ,KYC Knowledge ,Understanding of the documentation required, Product /Competition Knowledge
Posted 2 months ago
1.0 - 6.0 years
3 - 4 Lacs
Hyderabad
Work from Office
Relationship Manager About Rupeek Rupeek, established in 2015 and headquartered in Bangalore, stands as India's leading asset-backed digital lending fintech platform. Committed to making credit accessible to Indians in a fair and convenient manner, Rupeek pioneers innovative financial products focused on monetizing India's $2 trillion gold market. Leveraging state-of-the-art technology and an automated asset-light supply chain, Rupeek is transforming the gold loan disbursal landscape across 40+ cities in India. With a customer base exceeding 5,00,000+, the company's strategic partnerships with top banks and financial institutions underscore its commitment to building gold-backed assets through low-risk, low-touch, and friction-free processes. Rupeek's impressive journey is supported by key investors such as Sequoia Capital, Accel Partners, Bertelsmann, and GGV Capital. In Apr 2024, Rupeek turned profitable and raised $25 in equity capital from Manipal Group and Elevation Capital to fund its next phase of growth . Join us in redefining the future of finance through innovation, technology, and a commitment to financial inclusivity. Profile Summary A detail-oriented and customer-focused Relationship Manager with 1-2 years of experience in gold appraisal, valuation, and handling. Skilled in KYC compliance, addressing customer queries, and driving business growth through referrals and renewals. Proficient in coordinating loan approvals, enhancing brand visibility, and building strong customer relationships with excellent communication skills and mobility for on-ground support. Job Title: Relationship Manager Education: Bachelors degree required (Graduation) Experience: 1-2 years of experience in Gold Appraisal, Valuation, Checking and Handling. Key Responsibilities: To ensure 100% right valuation - capturing right cartage, proper stone deduction, avoid/ prevent spurious/unacceptable ornaments. Adhering to high ethical standards and complying with all the laid down processes / policies of Rupeek - KYC adherence. Verify customers KYC & complete online registration. Coordinate with the Manager and stakeholder for loan approval. Ensure to bring in New Customers and maintain good relationships with existing customers for generating renewal & referral business. Resolving all customer doubts and questions while processing the loan. Participate in business development activities to improve the brand visibility of Rupeek Gold Loan in the catchment areas and to generate leads of prospective customers. Skills & Persona: Graduate with 1-2 years of experience in Gold Appraisal, Valuation, Checking and Handling. Upto 30 years of age Excellent communication skills in the local language and elementary English 2 wheeler and Driving License is mandatory Why Join Us: Be part of a fast-paced and innovative environment where you can make a direct impact on the company’s growth. Competitive compensation and benefits package, with opportunities for professional growth and development. Work with a talented and ambitious team that is driving innovation in the financial services industry.
Posted 2 months ago
3.0 - 8.0 years
1 - 6 Lacs
Chennai
Work from Office
Role & responsibilities Branch-Level Activities: Manage and oversee the Gold Loan portfolio of the branch, ensuring effective utilization and growth. Lead all branch-level activities to drive business growth, including loan disbursement, cash management, vault keeping, customer service, and compliance with company policies. Collaborate with the team to drive field-marketing activities, promoting various gold loan schemes and enhancing brand visibility. Team Leadership: Coach, mentor, and provide timely feedback to employees, fostering a high-performance culture within the branch. Facilitate training to enhance employee skills and professional development. Reporting and Analysis: Prepare accurate and timely reports related to branch performance, functioning, and operational metrics. Utilize data insights to identify areas for improvement and strategic decision-making to increase the presence of TVS Credit in the Gold Loan market for your catchment. Customer Engagement: Focus on customer engagement strategies to acquire new customers and ensure their retention. Assist clients throughout their Gold Loan Financing journey, addressing their needs and concerns. Business Quality Performance: Maintain and enhance the quality performance of the branch's gold loan business by implementing necessary actions for growth. Ensure timely and effective collection activities, while proactively managing provisions for NPAs, to maintain financial health and compliance within the branch for Gold Loan business. Valuation and Compliance: Maintain accurate valuation appraisal of gold ornaments pledged in the branch, ensuring compliance with company policies and audit standards. Verify weight and purity assessments as required through acid and salt test, pointed scratch test, weight test, smell test usability test, flexibility test, sound test etc. Ensure proper storage and safety of gold and cash assets in the vaults allocated Risk Management: Ensure the branch opens and closes in adherence to company compliance norms, maintaining operational integrity. Oversee and validate safe operations conducted by designated employees, upholding company policies without compromise for smooth functioning of gold financing operations. Uphold safety standards for branch infrastructure and operations, ensuring a secure and risk-free environment. Safeguard gold assets stored in branches and vaults, rigorously maintaining security standards to prevent compromise. Preferred candidate profile Chennai - Branch Manager -Gold loan Sales
Posted 2 months ago
5.0 - 10.0 years
4 - 6 Lacs
Nagpur, Nashik
Work from Office
Capri Gold Loan is hiring for Branch Manager Job location-Nagpur and Nashik Job Description : Branch Manager- Candidate with minimum 5 Years of experience in Banking & Financial services can be looked at for the role. Prior Gold Loan & Team Handling experience will be preferred. Responsible for business growth, new customer acquisition, customer service, overall branch operations & compliance. •Drives field marketing and continuous customer acquisition & engagement in catchment area to meet branch targets for gold loans and other financial products •Maintains portfolio quality by tracking gold quality and ROI. •Ensures valuation, process compliance, timely system approvals for loans. •Coordinates with audit teams; maintains registers and displays •Follows up on interest collections to control NPAs; handles auctions. •Monitors team's activities across gold loans, cash, documents, leads generated and new customer acquisition. •Coaches, mentors and trains team; provides timely feedback and motivation. •Maintains branch infrastructure and hygiene standards. Interested candidates can send resume at yashika.gupta@capriglobal.in Disclaimer- Your Salary and Grade would be basis on your experience range and your current package. About CGCL Capri Global Capital Limited (CGCL) is the flagship company of the Capri Global Group and a diversified Non-Banking Financial Company with presence across high growth segments like MSME Lending, Construction Finance, Affordable Housing Finance and Indirect Retail Lending. Since the inception of its lending business, CGCL has set up the required infrastructure, systems, and processes, evolved its growth strategy and has expanded its presence accordingly. CGCL is listed on BSE and NSE. CGCL employs a committed workforce of over 10,000 plus employees with a branch presence at 750 plus locations majorly across North & West India.
Posted 2 months ago
1.0 - 6.0 years
1 - 4 Lacs
Udaipur
Work from Office
Capri Gold Loan is Hiring at Udaipur location. Job Profile- Gold Valuer, Senior Relationship Officer & Relationship Officer Gold Valuer - Prior Gold valuation experience of 2 Year is a must. •Attending to walk-in customers, addressing queries about the gold loan process and schemes offered. •Conducting gold valuations and identifying gold purity accurately. •Properly packing and storing gold and gold packets after loan disbursal. Returning gold ornaments to customers after loan closure. •Managing cash (system & physical) during loan disbursals, interest collection, and loan closures. •Create new CUID in system & modifications in LOS during Disbursal, Part Release / Payments & Loan Closure. •Maintain branch registers as per the guidelines Key / Cash / Packet Movements, Staff & Customer Visits etc. •Ensuring proper collection and storage of customer KYC documents. •Following up with customers for timely collection of interest and principal payments. •Providing good customer service at every step ie while pledging, releasing, or making interest payments. Senior Relationship Officer / Relationship Officer - Candidates with sales experience in Banking & Financial Services can apply for the role. Freshers with a flair in Sales can also apply. •Responsible to acquire New Customers for generating Gold Loan business and for other cross sell products. •Participate in field-marketing activities to improve the brand visibility of Capri Gold Loan branch in the catchment areas and generate leads of prospective customers. •Drive & ensure continuous customer engagement through various channels. •Maintaining quality portfolio by tracking & controlling ROI. •Provide after sales service to existing customers and obtain references from them to increase customer base. •Strong follow up on interest collections to keep NPAs (non-performing assets) under control. Note: Fresher May also Apply CTC- As per company Norms. Interested candidate can share resume at vandana.walia@capriglobal.in & Contact Number (9311263076)
Posted 2 months ago
5.0 - 10.0 years
4 - 6 Lacs
Roorkee, Aligarh
Work from Office
Capri Gold Loan is hiring for Branch Manager Job location- Aligarh & Roorkee Job Description : Branch Manager- Candidate with minimum 5 Years of experience in Banking & Financial services can be looked at for the role. Prior Gold Loan & Team Handling experience will be preferred. Responsible for business growth, new customer acquisition, customer service, overall branch operations & compliance. •Drives field marketing and continuous customer acquisition & engagement in catchment area to meet branch targets for gold loans and other financial products •Maintains portfolio quality by tracking gold quality and ROI. •Ensures valuation, process compliance, timely system approvals for loans. •Coordinates with audit teams; maintains registers and displays •Follows up on interest collections to control NPAs; handles auctions. •Monitors team's activities across gold loans, cash, documents, leads generated and new customer acquisition. •Coaches, mentors and trains team; provides timely feedback and motivation. •Maintains branch infrastructure and hygiene standards. Interested candidates can send resume at Vrati.Mishra@capriglobal.in Disclaimer- Your Salary and Grade would be basis on your experience range and your current package. About CGCL Capri Global Capital Limited (CGCL) is the flagship company of the Capri Global Group and a diversified Non-Banking Financial Company with presence across high growth segments like MSME Lending, Construction Finance, Affordable Housing Finance and Indirect Retail Lending. Since the inception of its lending business, CGCL has set up the required infrastructure, systems, and processes, evolved its growth strategy and has expanded its presence accordingly. CGCL is listed on BSE and NSE. CGCL employs a committed workforce of over 10,000 plus employees with a branch presence at 750 plus locations majorly across North & West India.
Posted 2 months ago
5.0 - 10.0 years
4 - 6 Lacs
Udaipur, Sriganganagar, Ramganj Mandi
Work from Office
Capri Gold Loan is hiring for Branch Manager at Rajasthan Job location- Udaipur,Sriganganagar & Ramganj-Mandi Job Description : Branch Manager- Candidate with minimum 5 Years of experience in Banking & Financial services can be looked at for the role. Prior Gold Loan & Team Handling experience will be preferred. Responsible for business growth, new customer acquisition, customer service, overall branch operations & compliance. •Drives field marketing and continuous customer acquisition & engagement in catchment area to meet branch targets for gold loans and other financial products •Maintains portfolio quality by tracking gold quality and ROI. •Ensures valuation, process compliance, timely system approvals for loans. •Coordinates with audit teams; maintains registers and displays •Follows up on interest collections to control NPAs; handles auctions. •Monitors team's activities across gold loans, cash, documents, leads generated and new customer acquisition. •Coaches, mentors and trains team; provides timely feedback and motivation. •Maintains branch infrastructure and hygiene standards. Interested candidates can send resume at vandana.walia@capriglobal.in Contact Person-Vandana Walia (Human Resource) Contact Number-9311263076 Disclaimer- Your Salary and Grade would be basis on your experience range and your current package. About CGCL Capri Global Capital Limited (CGCL) is the flagship company of the Capri Global Group and a diversified Non-Banking Financial Company with presence across high growth segments like MSME Lending, Construction Finance, Affordable Housing Finance and Indirect Retail Lending. Since the inception of its lending business, CGCL has set up the required infrastructure, systems, and processes, evolved its growth strategy and has expanded its presence accordingly. CGCL is listed on BSE and NSE. CGCL employs a committed workforce of over 10,000 plus employees with a branch presence at 750 plus locations majorly across North & West India.
Posted 2 months ago
0.0 - 4.0 years
0 - 2 Lacs
Udaipur, Delhi / NCR, Mumbai (All Areas)
Work from Office
Job Title: Gold Valuer Location - PAN India We have requirements. Any person can apply who is fresher or Experience Timing - General shift Salary- 15k- 20k depends Job Summary: The Gold Valuer is responsible for accurately assessing the purity, weight, and value of gold items presented by customers or clients. This involves utilizing specialized tools and techniques to determine the gold content and calculating the current market value based on prevailing gold prices. A Gold Valuer must possess a strong understanding of different gold karats, testing methods, and market fluctuations. This role requires meticulous attention to detail, excellent customer service skills, and a commitment to ethical and transparent valuation practices. Gold Assessment and Testing: Inspect gold items to identify hallmarks, stamps, and other indicators of origin and purity. Utilize various testing methods, including acid testing, electronic gold testers, and potentially XRF (X-ray fluorescence) analysis (depending on the employer's equipment), to determine the gold content (karat). Accurately weigh gold items using calibrated scales. Identify and separate non-gold components (e.g., stones, other metals) from the gold item. Recognize and differentiate between different types of gold (e.g., yellow gold, white gold, rose gold). Identify potential fakes or plated items. Valuation and Pricing: Calculate the intrinsic value of the gold based on the determined weight, purity, and the current market price of gold. Stay informed about real-time gold market prices and fluctuations. Communicate the valuation clearly and transparently to the customer or client. Negotiate pricing as appropriate, depending on the employer's policies. Qualifications and Skills: Experience and Fresher both can apply Previous experience in gold valuation, jewelry appraisal, or a related field is often preferred. In-depth knowledge of different gold karats and their properties.
Posted 2 months ago
3.0 - 8.0 years
3 - 7 Lacs
Chennai
Work from Office
Job Purpose : To ensure quality of customer service, gold collateral / asset quality & Process adherence, there by achieving growth the objectives of the organization. ( 1.Customer service - TAT for servicing a client, 2. Client retention to reduce attrition) Functional Responsibilities : To conduct valuation and verification of gold ornaments with respect to weight, purity & Detect spurious, low purity gold and frauds to mitigate the risk. Ensure that proper KYC and other prescribed documentation process is followed before and after the disbursement of loan Adhere the Policy, Process & other guidelines of the bank. Improve the existing process to overcome the probable risk. Maintaining the TAT in the timely disbursement of Gold loan. Retention of customers / portfolio by meaningful engagement time to time. Secure safe room operations, security measures, day to day working of branch. Follow up with the customer for timely interest collection, repayment and reduce NPA to zero. Compliance of internal audit matters. Close the issues pointed out in in audit with in the TAT. Cross Sell of other products / services of the bank. Maintain liaison with Gold loan department/ Departments in Zonal/ Head Office for speedy resolution of problems faced by branch. Competencies required for role : (a) Customer Service (b) Communication (c) Result Orientation (d) Written skills (e) Ability to liaise with Govt Depts./Police. (f) Alertness (g) Planning and Implementation Note : Only experienced and currently employed individuals are eligible .
Posted 2 months ago
2.0 - 7.0 years
2 - 5 Lacs
Bhuj, Anjar, Jamnagar
Work from Office
Capri Global is hiring for its upcoming Gold Loan Branches across " Gujarat "...!! Seize the Opportunity for a fast track career growth. Apply for the below open positions & become a part of our Dynamic Team. Locations: Bhuj, Anjar, Jamnagar, Bhatia, Porbandar, Gondal Assistant Branch Manager / Gold Valuer - Prior Gold valuation experience of 2 Year is a must. •Attending to walk-in customers, addressing queries about the gold loan process and schemes offered. •Conducting gold valuations and identifying gold purity accurately. •Properly packing and storing gold and gold packets after loan disbursal. Returning gold ornaments to customers after loan closure. •Managing cash (system & physical) during loan disbursals, interest collection, and loan closures. •Create new CUID in system & modifications in LOS during Disbursal, Part Release / Payments & Loan Closure. •Maintain branch registers as per the guidelines Key / Cash / Packet Movements, Staff & Customer Visits etc. •Ensuring proper collection and storage of customer KYC documents. •Following up with customers for timely collection of interest and principal payments. •Providing good customer service at every step ie while pledging, releasing, or making interest payments. Senior Relationship Officer / Relationship Officer - Candidates with sales experience in Banking & Financial Services can apply for the role. Freshers with a flair in Sales can also apply. •Responsible to acquire New Customers for generating Gold Loan business and for other cross sell products. •Participate in field-marketing activities to improve the brand visibility of Capri Gold Loan branch in the catchment areas and generate leads of prospective customers. •Drive & ensure continuous customer engagement through various channels. •Maintaining quality portfolio by tracking & controlling ROI. •Provide after sales service to existing customers and obtain references from them to increase customer base. •Strong follow up on interest collections to keep NPAs (non-performing assets) under control. Interested candidates can reach out to us at Urvi.panchal@capriglobal.in | 6353117744 & jagrutiben.khandhala@capriglobal.in
Posted 2 months ago
2 - 7 years
1 - 4 Lacs
Gandhidham, Veraval, Ahmedabad
Work from Office
Role & responsibilities Undertake competition mapping and update central product team on competition product propositions Plan and execution of promotional BTL activity in branch catchment area to create visibility. Monitor and review lead conversion from each activity. Recruitment of Sales Managers and Sales Officers. Ensure productivity of Sales Managers and Sales Officers Maintain Cost of acquisition within norms To achieve branch direct sales targets (disbursement and book outstanding) Building healthy and profitable portfolio for the Gold Loan Business. Keep track of collection and recovery and ensure delinquency remain below permissible limits. Key Responsibilities : •Sales process management in FMCG/ Direct sales company •Gold loan Sales process & Marketing •Gold loan process understanding •BTL Marketing activity •Process understanding ,KYC Knowledge ,Understanding of the documentation required, Product /Competition Knowledge
Posted 2 months ago
8 - 9 years
1 - 4 Lacs
Amritsar
Work from Office
Skills Skill Highest Education No data available Working Language No data available About The Role RoleParametersParameter Weight %A+, ABC, DEBDOCASA Units5.0%2519138BDOCASA Units (IP Qualified)5.0%2519138BDOFB Nos7.5%2211BDOCA AMB (In lacs)7.5%21.51.00.6BDOSA AMB (In lacs)25.0%2015106BDOTPP Premium (In lacs)12.5%0.160.120.080.05BDONTB Retail TD (In lacs)12.5%11.258.445.633.38BDOGold Loan disbursment (In lacs)5.0%21.501.000.60BDOPH Nos5.0%5432BDOTo ensure "nil" deviations in Audit/KYC/AML/Compliance norms of NTB Accounts10.0%NANANANABDO90% Accounts should be IP Funded as per Product norms5.0%NANANANA 100%
Posted 2 months ago
2 - 3 years
1 - 4 Lacs
Jalandhar
Work from Office
Basic Section No. Of Openings 1 External Title Business Development Officer Employment Type Permanent Employment Category Field Closing Date 07 Aug 2025 Organisational Skills Skill Highest Education No data available Working Language No data available About The Role RoleParametersParameter Weight %A+, ABC, DEBDOCASA Units5.0%2519138BDOCASA Units (IP Qualified)5.0%2519138BDOFB Nos7.5%2211BDOCA AMB (In lacs)7.5%21.51.00.6BDOSA AMB (In lacs)25.0%2015106BDOTPP Premium (In lacs)12.5%0.160.120.080.05BDONTB Retail TD (In lacs)12.5%11.258.445.633.38BDOGold Loan disbursment (In lacs)5.0%21.501.000.60BDOPH Nos5.0%5432BDOTo ensure "nil" deviations in Audit/KYC/AML/Compliance norms of NTB Accounts10.0%NANANANABDO90% Accounts should be IP Funded as per Product norms5.0%NANANANA 100%
Posted 2 months ago
1 - 6 years
2 - 6 Lacs
Coimbatore
Work from Office
ESAF Small Finance Bank Hiring!!! For Queries please contact/ WhatsApp -9567082223. We are looking forward to meet you! Vertical: Branch Banking Roles: - * Teller * Relationship Officer-HNI * Gold loan Officer * Sales Officer Location: Across:- Coimbatore Role & Preferred candidate profile * RO-HNI - Minimum 3 years of experience in banking sales and customer dealing * Sales Officer - Minimum 1 year experience in sales * Gold Loan Officer - Minimum 1 year experience in gold appraisal * Teller - Minimum 1 year experience of cash handling
Posted 2 months ago
1 - 5 years
2 - 7 Lacs
Ahmedabad
Work from Office
whatsa Invite for Walk In Drive, If you have already attended ESAF SMALL FINANCE BANK interview in last six months, you are not eligible to attend ESAF Bank Interview again (You may attend the interview only after completion of 6 months). REGULAR DEGREE IS MANDATORY FOR ATTENDING INTERVIEW WITH ESAF SMALL FINANCE BANK. Experience: 0 to 10 years Maximum Age : 38 Years Annual CTC: Rs 2,00,000 to 5,00,000 + Quarterly Incentives+ Petrol Allowances Vacancies for the following post- 1. Sales Officer 2. Senior Sales Officer 3. Gold Loan Officer Interview Date: 17-05-2025(Saturday). Your Job Role Fitment: As per the interview panel decision based on your overall experience, Interview performance, and the current role you are handling Note: #Candidates should be Graduate in regular stream is must with relevant experience in mentioned domain and can join us at the earliest. #Candidate must have two-wheeler for sales job assignment with valid driving license. #Candidates with location constraint and distance learning would not be preferred. # Kindly do not pay any money to any person on behalf of ESAF Small Finance Bank for job offers. Document Required (To be arranged in the same order) 1. Copy of Resume, Photo-1 2.10th,12th, Degree, PG, Marksheet/Certificate. (Self-attested) 3.Adhar and PAN Card. (Self-attested) 4.Last 3-month salary slip [compulsory for experienced candidates]. (Self-attested) Interested candidates please come directly to the venue Warm Regards, ESAF HR
Posted 2 months ago
1 - 6 years
2 - 4 Lacs
Thane, Mumbai (All Areas)
Work from Office
Greetings, Company Name : Muthoot Fincorp One. (https://muthootfincorpone.com/) Positions Available : Sr loan Manager/ 5+years exp/ 30k to 32k Max. Loan Manager/ 3-5years exp/ 25 to 27k Max. Sr loan Officer/ 2-3years exp/ 22k to 24k Max. Loan Officer/ 1-2years exp/ 20k to 21k Max. Skills : Sales + Operations-( field sales ). Gold Appraisal and Gold Valuation. Minimum 1+ year experience in gold loan is mandatory. Interview Process : F2F Interview 1st round with Cluster Manager. 2nd round with Area Manager.(final round). Education : B.Com (Any Specialization) only Job Location : Thane and Mumbai location Requirement Central Line- Thane, Chembur, ghatkopar, Mumbai central, Mulund Western Line- Mira Road,Borivali ,Vasai,Virar Navi Mumbai- Badlapur, ulhasnagar, New panvel, vashi, kalamboli, ulwe, shahad, shahpur, bhiwandi, kalwa, airoli Interview Venue- T hane location (Should be ready to attend the F2F interview on 24th May 2025) Roles and Responisibilities of a Gold Loan Officer, Loan Application Evaluation: Evaluating loan applications, assessing customer creditworthiness, and ensuring loan eligibility. Gold Valuation and Verification: Assisting in the valuation of gold ornaments, ensuring accurate assessment of gold purity and weight. Documentation: Handling loan documentation, ensuring proper KYC compliance, and maintaining accurate loan records. Disbursement and Collection: Managing loan disbursements, tracking loan repayments, and coordinating with collection teams for loan recovery. Renewal and Closure: Handling loan renewals and closures, ensuring timely processing and adherence to regulations. If you have any reference, Contact 84312 34240
Posted 2 months ago
10 - 15 years
7 - 10 Lacs
Udaipur, Ajmer, Bikaner
Work from Office
Capri Gold Loan is Hiring for Area Audit Manager-Gold Loan at Rajasthan. Key Responsibilities: Conduct regular audits of gold loan branches to ensure compliance with company policies and regulatory guidelines Verify gold appraisal processes, loan documentation, and custody procedures Implement and monitor internal control systems for gold loan operations Prepare comprehensive audit reports highlighting observations and recommendations Train branch staff on audit compliance and best practices Coordinate with external auditors during statutory audits Identify process improvements to enhance operational efficiency while mitigating risks Requirements: 10-15 years of experience in audit functions, preferably in gold loan or secured lending Strong understanding of gold loan operations, RBI guidelines, and compliance requirements Excellent analytical skills with attention to detail Good communication and interpersonal skills Ability to travel between branches in Across Rajasthan Bachelor's degree What We Offer: Competitive salary package Professional growth opportunities Collaborative work environment Interested candidates please send your updated resume to: vandana.walia@capriglobal.in & Contact Number:- 9311263076 Note: Please mention "Application for Area Audit Manager - Gold Loan" in the subject line. Role & responsibilities Preferred candidate profile
Posted 2 months ago
- 5 years
1 - 5 Lacs
Miraj, Tasgaon
Work from Office
Seize the Opportunity for a fast track career growth. Location for across Maharashtra-: Miraj ,Jaysinghpur, Tasgoan, Ichhalkaranji. Apply for the below open positions & become a part of our Dynamic Team. Role & responsibilities Branch Manager_Gold Loans - Candidate with minimum 5 Years of experience in Banking & Financial services can be looked at for the role. Prior Gold Loan & Team Handling experience will be preferred. Responsible for business growth, new customer acquisition, customer service, overall branch operations & compliance. Drives field marketing and continuous customer acquisition & engagement in catchment area to meet branch targets for gold loans and other financial products Maintains portfolio quality by tracking gold quality and ROI. Ensures valuation, process compliance, timely system approvals for loans. Coordinates with audit teams; maintains registers and displays Follows up on interest collections to control NPAs; handles auctions. Monitors team's activities across gold loans, cash, documents, leads generated and new customer acquisition. Coaches, mentors and trains team; provides timely feedback and motivation. Maintains branch infrastructure and hygiene standards. Assistant Branch Manager / Gold Valuer - Prior Gold valuation experience of 2 Year is a must. Attending to walk-in customers, addressing queries about the gold loan process and schemes offered. Conducting gold valuations and identifying gold purity accurately. Properly packing and storing gold and gold packets after loan disbursal. Returning gold ornaments to customers after loan closure. Managing cash (system & physical) during loan disbursals, interest collection, and loan closures. Create new CUID in system & modifications in LOS during Disbursal, Part Release / Payments & Loan Closure. Maintain branch registers as per the guidelines Key / Cash / Packet Movements, Staff & Customer Visits etc. Ensuring proper collection and storage of customer KYC documents. Following up with customers for timely collection of interest and principal payments. Providing good customer service at every step ie while pledging, releasing, or making interest payments. Senior Relationship Officer / Relationship Officer - Candidates with sales experience in Banking & Financial Services can apply for the role. Freshers with a flair in Sales can also apply. Responsible to acquire New Customers for generating Gold Loan business and for other cross sell products. Participate in field-marketing activities to improve the brand visibility of Capri Gold Loan branch in the catchment areas and generate leads of prospective customers. Drive & ensure continuous customer engagement through various channels. Maintaining quality portfolio by tracking & controlling ROI. Provide after sales service to existing customers and obtain references from them to increase customer base. Strong follow up on interest collections to keep NPAs (non-performing assets) under control. Preferred candidate profile : Experience in Gold Loan Sector or Banking Sector. Salary Bracket : Best Offer As per Market Standard and Experience. Interested Can Share resume on yashika.gupta@capriglobal.in
Posted 2 months ago
2 - 4 years
2 - 4 Lacs
Navi Mumbai, Mumbai (All Areas)
Work from Office
- Identify and target potential customers (individuals, small businesses, etc.) needing gold loans. - Generate leads through cold calling, referrals, local market visits, and community engagement. - Plan & execute marketing activities within 5 km radius of the branch - Travel extensively within assigned areas to meet customers. 2. Customer Acquisition and Relationship Management - Educate customers about gold loan products, terms, interest rates, and benefits. - Assess customer needs and recommend suitable loan schemes. - Build trust by addressing queries, resolving concerns, and ensuring transparency. 3. Documentation - Guide customers through documentation processes (ID proof, address proof, etc.) and ensure compliance with KYC norms. 4. Sales Targets and Business Growth - Meet or exceed monthly/quarterly sales targets for loan disbursements. - Expand the customer base in assigned territories through aggressive field sales activities. 5. Market Intelligence and Feedback - Report competitor activities, market trends, and customer feedback to management. - Suggest improvements to loan products or processes based on field insights. Interested candidate please share their resume on below email ID Shwetal.rawool@unitybank.co.in
Posted 2 months ago
2 - 7 years
2 - 4 Lacs
Bengaluru, Vijay Nagar, Mahalaxmi Layout
Work from Office
- Identify and target potential customers (individuals, small businesses, etc.) needing gold loans. - Generate leads through cold calling, referrals, local market visits, and community engagement. - Plan & execute marketing activities within 5 km radius of the branch - Travel extensively within assigned areas to meet customers. 2. Customer Acquisition and Relationship Management - Educate customers about gold loan products, terms, interest rates, and benefits. - Assess customer needs and recommend suitable loan schemes. - Build trust by addressing queries, resolving concerns, and ensuring transparency. 3. Documentation - Guide customers through documentation processes (ID proof, address proof, etc.) and ensure compliance with KYC norms. 4. Sales Targets and Business Growth - Meet or exceed monthly/quarterly sales targets for loan disbursements. - Expand the customer base in assigned territories through aggressive field sales activities. 5. Market Intelligence and Feedback - Report competitor activities, market trends, and customer feedback to management. - Suggest improvements to loan products or processes based on field insights. Interested Candidate please share their resume on below email ID Shwetal.rawool@unitybank.co.in
Posted 2 months ago
3 - 8 years
3 - 7 Lacs
Coimbatore
Work from Office
Job Purpose : To ensure quality of customer service, gold collateral / asset quality & Process adherence, there by achieving growth the objectives of the organization. ( 1.Customer service - TAT for servicing a client, 2. Client retention to reduce attrition) Functional Responsibilities : To conduct valuation and verification of gold ornaments with respect to weight, purity & Detect spurious, low purity gold and frauds to mitigate the risk. Ensure that proper KYC and other prescribed documentation process is followed before and after the disbursement of loan Adhere the Policy, Process & other guidelines of the bank. Improve the existing process to overcome the probable risk. Maintaining the TAT in the timely disbursement of Gold loan. Retention of customers / portfolio by meaningful engagement time to time. Secure safe room operations, security measures, day to day working of branch. Follow up with the customer for timely interest collection, repayment and reduce NPA to zero. Compliance of internal audit matters. Close the issues pointed out in in audit with in the TAT. Cross Sell of other products / services of the bank. Maintain liaison with Gold loan department/ Departments in Zonal/ Head Office for speedy resolution of problems faced by branch. Competencies required for role : (a) Customer Service (b) Communication (c) Result Orientation (d) Written skills (e) Ability to liaise with Govt Depts./Police. (f) Alertness (g) Planning and Implementation
Posted 2 months ago
1 - 6 years
1 - 5 Lacs
Visakhapatnam
Work from Office
Job Title: Relationship Manager Education: Bachelors degree required (Graduation) Experience: 1+ years of experience in Gold Appraisal, Valuation, Checking and Handling. Key Responsibilities: To ensure 100% right valuation - capturing right cartage, proper stone deduction, avoid/ prevent spurious/unacceptable ornaments. Adhering to high ethical standards and complying with all the laid down processes / policies of Rupeek - KYC adherence. Verify customers KYC & complete online registration. Coordinate with the Manager and stakeholder for loan approval. Ensure to bring in New Customers and maintain good relationships with existing customers for generating renewal & referral business. Resolving all customer doubts and questions while processing the loan. Participate in business development activities to improve the brand visibility of Rupeek Gold Loan in the catchment areas and to generate leads of prospective customers. Skills & Persona: Graduate with 1+ years of experience in Gold Appraisal, Valuation, Checking and Handling. Upto 30 years of age Excellent communication skills in the local language and elementary English 2 wheeler and Driving License is mandator Role & responsibilities
Posted 2 months ago
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