303 Gold Appraiser Jobs - Page 11

We are Hiring for leading Commercial Bank Mega Walk-in Drive at Mumbai for the Banking Profiles : Business Development Officer/ Manager, Gold Loan officer. Walk-in Drive Location : ESAF Small Finance Bank, Shop No1,Vesta,Deep Lakshmi Society,90 Feet Road, Nearby Naidu Circle, Ghatkopar ,Pant Nagar, Ghatkopar East, Mumbai - 400075 Date & Time : June, 13, 2025 - 10:00 AM to 4:00 PM Job Profiles ; 1. SALES OFFICER Candidates having minimum of 1 year experience in Sales, within the age of 30 can attend the Drive. 2. GOLD LOAN OFFICER Candidates having minimum of 1 year experience in gold appraising and gold valuation, within the age of 32 can attend the Drive. Contact Person & No : CHANCHAL PUROHIT, 9072603438 (Please share CV on whatsapp)

Main Task 1. Serve Gold Loan from Home customers by handling the end-to-end transactions, while ensuring the customer gets the most optimal service. 2. Source new customers through BTL marketing and customer calling Areas of Responsibility Ensuring the customer gets the most optimal service and completing the end-to-end GLFH transaction a. Promptly travel to and from the customers home while safely handling the gold in transit b. Carry out GLFH transaction while strictly adhering to process and policies c. Maintain high level of customer satisfaction d. Gold appraisal Generating leads for GLFH a. By conducting BTL marketing b. Call inactive and other prospective customers c. Responsible for conversion of leads generated KRA a. Adherence of timeliness (fulfilling the appointment within a specified time) b. Proper adherence to process and policies to facilitate smooth functioning of GLFH (zero spurious) c. Quality of service d. Number of leads generated through customer visit/calls and conversion %

Role & responsibilities • Coordinate with branch sales team and support BSM, SMs for lead conversion • Tele-calling / follow up on leads given by sales team and Corporate office • Coordinate customer walk in branch. Explain product details to customer and suggest scheme based on need analysis • Conduct self gold valuation and inform gold loan amount. Manage external gold valuation process i.e. interacting with valuator making sure that the process is followed • Update valuation details in system i.e. Gold portal and loan booking system • Ensure loan processing completed within stipulated TAT. • Follow up with delinquent customer and ensure that customer does not cross 30 DPD bucket • Follow up with customer for timely interest collection • Gold loan file disbursal in system (this could be done by BOM for most Branches) • Custody of gold packets in the office, record it as per process • Raise Payment Request / Cheque Disbursement, record it as per process • Arrange to send the complete file to COPS as per process. • Manage Related MIS, interface with COPS, regional teams as might be required. • Co-ordinate with central telecalling team for collections / follow up for payments from overdue borrowers • Customer Support / Service as required. Preferred candidate profile • Sales process management in FMCG/ Direct sales company • Understanding of gold process understanding ,KYC Knowledge & Sales process • Gold loan Sales process & BTL Marketing • Process understanding ,KYC Knowledge ,Understanding of the documentation required, Product /Competition Knowledge

Roles and Responsibilities Conduct gold appraisals at customer locations to assess the value of gold ornaments. Manage loan operations, including processing loan applications, disbursements, and repayments. Generate leads through various channels (field work) to acquire new customers for gold loans. Develop strong relationships with existing customers to increase repeat business and referrals. Ensure timely completion of tasks assigned by management while maintaining high levels of accuracy. Desired Candidate Profile 3-6 years of experience in Gold Loan industry or related field (appraisal, banking, finance). Strong knowledge of gold valuation techniques and market trends. Excellent communication skills for effective customer interaction during appraisals. Ability to work independently with minimal supervision in a fast-paced environment.

ESAF Small Finance Bank Hiring!!! Vertical: Branch Banking Roles: - * Teller * Gold loan Officer * Business Development Officer Location: Across:- Coimbatore Role & Preferred candidate profile * Business Development Officer - Minimum 1 year experience in sales * Gold Loan Officer - Minimum 1 year experience in gold appraisal * Teller - Minimum 1 year experience of cash handling For Queries please contact/ WhatsApp -9567082223. We are looking forward to meet you!

Invite for Interview, If you have already attended ESAF SMALL FINANCE BANK interview in last six months, you are not eligible to attend ESAF Bank Interview again (You may attend the interview only after completion of 6 months). REGULAR DEGREE IS MANDATORY FOR ATTENDING INTERVIEW WITH ESAF SMALL FINANCE BANK. Date: 06-06-2025 (Friday) Experience: 1 to 5 years Maximum Age : 32 Years Annual CTC: Rs 2,00,000 to 5,00,000 + Quarterly Incentives+ Petrol Allowances Vacancies for the following post- 1. Sales Officer 2. Senior Sales Officer 3. Gold Loan Officer Your Job Role Fitment: As per the interview panel decision based on your overall experience, Interview performance, and the current role you are handling Note: #Candidates should be Graduate in regular stream is must with relevant experience in mentioned domain and can join us at the earliest. # Kindly do not pay any money to any person on behalf of ESAF Small Finance Bank for job offers. Interested candidates can share their CV on below WhatsApp no Ms Apeksha Shesha - 8714686755

Role & responsibilities 1. Customer Service Handling customer queries and resolving issues related to banking services. Providing assistance with account opening, internet banking, loans, and transactions. Maintaining a cordial relationship with customers and ensuring a positive banking experience. 2. Cash Handling and Transactions Managing cash receipts and payments during initial postings at branches. Verifying and approving bank transactions such as NEFT, RTGS, cheque clearances, etc. 3. Account Management Assisting customers in opening and managing savings, current, and fixed deposit accounts. Monitoring customer accounts for suspicious or irregular activities. 4. Loan Processing Assisting in processing and sanctioning of loans such as home loans, personal loans, and business loans. Evaluating loan applications, checking documentation, and ensuring compliance with bank policies. 5. Clerical and Administrative Work Managing clerical tasks such as data entry, filing, and document verification. Maintaining and updating records and reports for internal and regulatory use. 6. Marketing and Business Development Promoting bank products like fixed deposits, credit cards, insurance, and mutual funds. Helping the bank achieve business targets and increase customer base. 7. Audit and Compliance Ensuring that all bank operations comply with internal rules and regulations. Assisting with internal and external audits by preparing reports and submitting necessary documentation. 8. Training and Learning Attending training sessions, workshops, and departmental rotations to learn about various banking functions. Preparing for internal exams to get confirmed and promoted. Preferred candidate profile

We urgently require CREM Gold sales officer for our various branches in WB. Interested applicants may share their resume at bhaskar.phukan@janabank.com with subject line as -" CREM Gold_ Preferred Location Name". Role- CREM Gold Loan Location- Guwahati Sixmile, Guwahati Fancy Bazar, Guwahati GS Road, Bongaigaon, Rangia, Agartala, Malda, Siliguri, Gangtok Experience- Min 1 year of experience in gold sales Office Time- 8.15 AM to 6 PM CTC- Up to 3.00 LPA Qualification- Graduation Age- Up to 32 years

JOB TITLE - Area Manager-Gold loans QUALIFICATION & EXPERIENCE REQUIREMENT - Graduate, with minimum 5-6 years of experience in Gold Loan team management in both sales and operations. ROLE PURPOSE & OBJECTIVE- Responsible for business lines of 8-10 branches, ownership of P&L Asset & Branch Banking of Branches Drive Gold loan in the respective areas. The position is responsible for overall growth, Profit and Loss and success of the business in the area. Responsible for the control and recovery of loans in his/her area, risk assessment and recovery strategies Identification of suitable locations for Ujjivan gold loan business in consultation with Product Team and get the activation done of location. Identifying the Gold Appraisers for branches in near by location for smooth functioning of the Business Flow Goal setting, resource planning for branches/personnel in assigned area. Work closely with product and marketing team to drive suitable branding and marketing activities in his/her respective areas. All physical assets requirement for Gold Loan business need to in place as per defined policy. Smooth roll out of Gold Loan business in assigned branches with all required aspects in place.

Responsible for Business Development and the Portfolio Management for the Gold Loan Business for the assigned region. Drive and Implement Sales strategy for the Business to deliver Net Income in compliance with organization's goals. Responsible for managing growth and profitability of the channel. Responsible for building capabilities to sell multiple products per customer. Conduct regular and detailed business reviews with team, to ensure business strategies are executed and Budgeted Numbers are achieved. Explore and identify new sourcing avenues and channels to increase penetration and Building a positive Book. Drive passion to build winning teams. Ensure 100% retention on renewals and also ensure zero percent delinquency on the book. Responsible to develop distribution network for the Zone and drive sales. Increase penetration in retail market thereby increase in market share. Managing and supporting the effective deployment of team of sales professionals with respect to that geographical area, exploring new markets and in allocating resources to most profitable opportunities. Manage productivity by fixing productivity parameters for the Team, monitoring performance against set parameters and weekly review with the Team. Ensure implementation of promotional plans & contests and suggesting new and innovating promotion plan for the area of work. Effectively engage Operations & Risk teams to understand and contribute to overall processes & profitability across locations Identifying the need of sales training, analyzing changing market trends, channel development etc. Also giving feedback & suggestions to the senior management Achieving & exceeding Business goals.

Dear Candidate, We have urgent openings for the position of Branch Manager and Customer Service Executives in the below branches in Bangalore: Vacant locations: BRANCH MANAGER: Babusapalya, Bhuvaneswari Nagar, Kammanahalli, Mangamana Palaya, Ramamurthy Nagar, Somasundarapalaya, Attibelle, Dasarahalli, Hebbagodi, Kengeri Upanagara, Laggere, Madanayakanahalli, Bagalgunte, Dandeli, Jagalur, Kaddur, Shimogha Gopala, Bhadravathi, TC Palya, Budigere, Hoskotte, Hinidiganala Cross, K Narayanapura, KR Puram, Kodigehalli, Hosur, Kanakapura, Konanakunte, Ramanagar, Thalaghattapura, Unkal Cross, Banahatti, Brigade Millenium EXECUTIVES: Rajaji Nagar, Ramamurthy Nagar, T C Palaya, Vijanapura, Hebbagodi, Hosur, Konanakunte Cross, Moodalpalya, Nandini Layout, Nelamangala Horamavu, Babusapalya, Budigere, K Narayanapura, KR-Puram,Kodigehalli, Rajajinagar, Brigade Millenium, Jayanagar, Chandapura, Hebbagudi, Sarjapura, Hosur, Thalaghattapura, Tumkur, Unkal Cross, Banahatti, Dandeli, Bhadravathi, Jagalur Role & responsibilities Evaluate the state of the local market and pinpoint both present and future sales prospects. Oversee all operational facets, such as sales, administration, human resources, distribution, and customer service. Create business strategy and forecasts. Meet Targets Control spending and make the right financial allocations. Encourage, develop, and train branch employees to bring out their greatest qualities. Find areas that need improvement and provide solutions that address obstacles and take advantage of expansion prospects. Communicate best practices, competitive intelligence, commercial prospects, and requirements to other offices and headquarters. Respond quickly to concerns about staff and consumer satisfaction. Respect the highest ethical standards and abide with all relevant laws and regulations. Create a network to enhance the branch's and the company's visibility and reputation.

Job Description : Prepare and submit regular reports on gold loan operations. Provide data for internal audits and management reviews. Collect and verify necessary documents from customers. Maintain records of loan applications, approvals, and disbursements. Ensure proper documentation and safekeeping of pledged gold. Greet and assist customers inquiring about gold loans. Explain the gold loan process, terms, and conditions to customers. Handle customer queries and complaints effectively and promptly. Interested candidate kindly share updated resume on below mail id Prinshu.yadav@hdbfs.com

JOB DESCRIPTION: Role/Job Title: Sales Manager - Gold Loan Function/ Department: Gold Loan Job Purpose: The role entails the responsibility of generating gold loan business through different channels. It includes administering and training a team of Direct Selling Teams to expand gold loan business in that locality/branch. Roles & Responsibilities: Ensuring Monthly Sales targets are meet with acquisition in NTB (New to Bank) and ETB (Existing to Bank) customers. Existing liability customers are pitched for gold loans. Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch. Fee Income should be Minimum 1% of total disbursals. Customer Follow ups to be done at regular intervals for timely renewal of cases to ensure Minimum renewal pending cases. Co-ordination with valuers to be done time to time basis. Ensure most of the customers are aligned to pay valuation charges as per product norms. Ensuring healthy collections with Nil First equated monthly instalment / First presentation Default and minimizing fresh flow in Bucket X. PSL (Priority sector lending) Tagging and should be aware about PSL norms. Helping branch liability team in Audits and ensuring proper communications to customer before any packet Opening. Conduct Marketing activities in the local market for generating NTB gold loan customers. Willingness to work extensively in the field and travel across the region on short notice. Carrying out ad-hoc activities as per the requirement of the department. Proficient in MS - Word /Excel and power point Personal drive and positive work ethic to deliver results within tight deadlines and in demanding situation. Experience: 5-10Years (2-10 year of experience in retail banking, preferably with exposure to lending products) Location - Valsad/ Silvassa Age - 37 Max Band - D

We urgently require CREM Gold sales officer for our various branches in WB. Interested applicants may share their resume at souvik.pal@janabank.com with subject line as -" CREM Gold_ Preferred Location Name". Role- CREM Gold Location- Burdwan, Kadamtala, Kalyani, Rajarhat, Singur, Katwa, Rampurhat, Tamluk, Laketown Experience- Min 1 year of experience in gold sales Office Time- 8.15 AM to 6 PM CTC- Up to 3.50 LPA Qualification- Graduation Age- Up to 38 years

Job Title: Relationship Manager Education: Bachelors degree required (Graduation) Experience: 1-2 years of experience in Gold Appraisal, Valuation, Checking and Handling. Key Responsibilities: To ensure 100% right valuation - capturing right cartage, proper stone deduction, avoid/ prevent spurious/unacceptable ornaments. Adhering to high ethical standards and complying with all the laid down processes / policies of Rupeek - KYC adherence. Verify customers KYC & complete online registration. Coordinate with the Manager and stakeholder for loan approval. Ensure to bring in New Customers and maintain good relationships with existing customers for generating renewal & referral business. Resolving all customer doubts and questions while processing the loan. Participate in business development activities to improve the brand visibility of Rupeek Gold Loan in the catchment areas and to generate leads of prospective customers. Skills & Persona: Graduate with 1+ years of experience in Gold Appraisal, Valuation, Checking and Handling. Upto 30 years of age Excellent communication skills in the local language and elementary English 2 wheeler and Driving License is mandator

Role & responsibilities Coordinate with branch sales team and support BSM,SMs for lead conversion Tele-calling / follow up on leads given by sales team and Corporate office Coordinate customer walk in branch. Explain product details to customer and suggest scheme based on need analysis Conduct self gold valuation and inform gold loan amount. Manage external gold valuation process i.e. interacting with valuator making sure that the process is followed Update valuation details in system i.e. Gold Portal and loan booking system Ensure loan processing completed within stipulated TAT. Follow up with delinquent customer and ensure that customer does not cross 30 DPD bucket Follow up with customer for timely interest collection Preferred candidate profile Interested Candidate share your profile on surendar.balasubramani@hdbfs.com

Role & responsibilities Ensuring proper planning for all market activities, coordinate with Branch Manager for activities which will be done in conjunction with other branch staff Maintain daily sales efficiency by ensuring leads are updated in daily sales report. Generating new business and ensure the productivity month on month basis Ensure all customers provide references, improve customer satisfaction in order to increase retention Attend personal discussion with customer to understand customer profile. Provide insights to credit team to reduce fraudulent cases Proper sales planning activities in areas to increase customer connect Planning customer visits to old customers/ HNI customers who have closed accounts to bring them back to SBFC Follow up on interest collection to minimise penal charges for each customer and increase customer loyalty Attend all trainings on policy and process changes as and when required Preferred candidate profile Should have experience in Gold Loan sales For more information get in touch at nazneen.jahan@sbfc.com

The incumbent will be responsible for conducting Gold Inspection at the branches within scheduled timeline and TAT Responsible for Quality Inspection of the Gold Ornaments as per the process defined Discuss the Gold Inspection observations with concerned members and submit the report timely for necessary action. Publish regular updates and reports on Gold Inspection. Conducting and completion of Gold Audit for a branch within the timelines and TAT as per the policy Undertake Gold Inspection as per the calendar within the target time Responsible for carrying out Gold audit in various areas / activities of Bank branches Verify the quality, quantity and inventory of pledged gold without damaging the gold ornaments Conduct valuation and verification of gold ornaments with respect to weight, purity & Detect spurious, low purity gold and frauds to mitigate the risk Executing gold audit by following the process as prescribed Prepare Gold inspection report for review and release reports within timelines Emphasis on quality of Gold valuation and report writing Discussion of Gold Audit findings with Branch Managers Submission of Gold inspection report to reviewer for review Follow up for necessary action based on the observation To verify the earlier inspection report and its compliance/closure To verify whether there are any lapses in security and safety of the branch and assets Internal Process Quality of Inspecting gold and report writing covering of all loopholes Check purity of Gold ornaments and basic operational check like CCTV functioning, custodian availability during appraisal and data entry as per LOS and estimation slip. Check authenticity of transactions and adherence to systems and procedures by scrutinizing the transactions put through the relevant inspection period including handling ornaments Verify the records and registers to ascertain whether there is any lapses/discrepancy in maintaining such records Report to be submitted in the format prescribed, complete in all aspects with clear findings Timely accurate concise and effective documentation of gold loan inspection reports Response to queries /MIS and monthly reports within TAT To report any discrepancies without favour, not leaving out even seemingly minor irregularities as they may lead to serious irregularity in future Identify the probable threats and recommend solutions Verify/inspect safe room operations, security measures, day to day working of branch Ensure proper documentation is maintained for each loan and record is maintained after the verification Customer Coordinate with Business team, Branch team, Credit Team and Operations team for matters relating to Gold Loan Ensure timely response to any clarifications regarding Gold inspection Actively participate in Product, Credit or IT discussions Co-ordinate with Gold Loan Appraiser for any clarification if any Provide feedback on the training provided by Gold loan Trainers Send all reports/MIS on time to the concerned department Learning and Development Awareness on Regulatory guidelines with respect to Gold Loan Continuous market awareness e.g. if a group of persons or a suspected gang is operating in an area, the concerned risk factors to be studied in detail and alerted in order to avert possible losses Keep abreast of the changes in the industry and recommend suitable changes to management on Gold Inspection process or Gold Loan Risks Updating self on various regulatory compliances and circulars issued by RBI Updating self on various internal procedures, processes and new products introduced Improve the existing process to overcome the probable risk Adhering to high ethical standards and comply with all the laid down processes / policies Other Initiatives Undertake some special assignments regarding gold loan product. Automate any Gold Inspection processes and reports. Locations: Siliguri, Guwahati, Dhanbad and Muzaffarpur Interested candidates send your CVs at: ekta.sharma@ujjivan.com

If you are interested please share your resume on whatsapp : 9121479238 Role & responsibilities Undertake competition mapping and update the central product team on competition product propositions. Plan and execute promotional BTL activities in the branch catchment area to create visibility. Monitor and review lead conversion from each activity. Recruit Sales Managers and Sales Officers. Ensure productivity of Sales Managers and Sales Officers. Maintain cost of acquisition within norms. Achieve branch direct sales targets (disbursement and book outstanding). Build a healthy and profitable portfolio for the Gold Loan Business. Keep track of collection and recovery, and ensure delinquency remains below permissible limits. Gold loan sales process & marketing. Gold loan process understanding. BTL marketing activity. Process understanding, KYC knowledge, understanding of the documentation required, product/competition knowledge. Preferred candidate profile: Minimum 25 years of experience in direct/channel sales & marketing. Experience in collection and auction will be preferred. Gold loan experience in previous assignments will be preferred

If you are interested please share your resume on whatsapp : 9121479238 Role & responsibilities Undertake competition mapping and update the central product team on competition product propositions. Plan and execute promotional BTL activities in the branch catchment area to create visibility. Monitor and review lead conversion from each activity. Recruit Sales Managers and Sales Officers. Ensure productivity of Sales Managers and Sales Officers. Maintain cost of acquisition within norms. Achieve branch direct sales targets (disbursement and book outstanding). Build a healthy and profitable portfolio for the Gold Loan Business. Keep track of collection and recovery, and ensure delinquency remains below permissible limits. Gold loan sales process & marketing. Gold loan process understanding. BTL marketing activity. Process understanding, KYC knowledge, understanding of the documentation required, product/competition knowledge. Preferred candidate profile: Minimum 25 years of experience in direct/channel sales & marketing. Experience in collection and auction will be preferred. Gold loan experience in previous assignments will be preferred

ESAF Small Finance Bank Hiring!!! For Queries please contact/ WhatsApp -Henna Mechery. We are looking forward to meet you! Vertical: Branch Banking Roles: * Relationship Manager * Gold loan Officer * Business Development Officer * Business Development Manager Location: Across Ernakulam Criteria: Min 1 year experience in relevant field preferred. Qualification: Any Degree. Kindly contact Henna: 9567764172

Job description Territory Manager-Gold Loan- Gujarat Role & responsibilities : Undertake competition mapping andupdate central product team on competition product propositions• Plan and execution of promotionalBTL activity in branch catchment area to create visibility. Monitor and reviewlead conversion from each activity.• Recruitment of Sales Managers andSales Officers. Ensure productivity of Sales Managers and Sales Officers• Maintain Cost of acquisition within norms• To achieve branch direct sales targets (disbursementand book outstanding)• Building healthy and profitable portfolio for theGold Loan Business.Keep track of collectionand recovery and ensure delinquency remain below permissible limits. Interested candidate request you to share your resume on below mention Email id priyanka.prajapati@hdbfs.com

Experience Required for Gold Loan (Sales & Operation) - Graduate with min 1t 3 years experience in dealing with Gold Loan sales and operations in Banking or NBFC Qualification:- Minimum Graduate. Perks and benefits:- Competitive salary and benefits package Opportunity to work with a leading financial institution Professional growth and development opportunities Collaborative and dynamic work environment If you are a motivated and results-driven individual, please attend walk-in interview Walkin Interview Date:- 4th -JUNE -2025 (Wednesday) Time:- 11 a.m. to 3 p.m. Address:- Ujjivan Small Finance Bank- Belur Branch Ground Floor, 51/1, Girish Ghosh Rd, near Forum Rangoli Mall, Municipality, Bally, Howrah, West Bengal 711202

Relationship Officer-Micro Mortgages Role & responsibilities:- Lead Generation Conduct regular marketing and sales activities to generate leads from the identified markets Dealing with the Customers- Engage with the customers at the front end to ensure smooth conversions from lead stage to disbursement and also repayment, recovery and retention. Process loan applications and disburse funds Provide excellent customer service and address customer queries Maintain accurate records and reports Achieve the set targets on MLAP Loans in terms of open market acquisition and existing potential customer conversion Knowledge of Secured loans/ Mortgage Loans 2 years in sales and documentation of loans of which at least 1 years in Housing Loans, home loans or loan against property in an NBFC/ Bank/HFC. Experience Required for Gold Loan (Sales & Operation) - Graduate with min 1year & above experience in dealing with Gold Loan sales and operations in Banking or NBFC Qualification:- Minimum Graduate. Perks and benefits:- Competitive salary and benefits package Opportunity to work with a leading financial institution Professional growth and development opportunities Collaborative and dynamic work environment If you are a motivated and results-driven individual, please attend walk-in interview Walkin Interview Date:- 6th -JUNE -2025 (Friday) Time:- 11 a.m. to 3 p.m. Address:- Ujjivan Small Finance Bank- Panskura Branch, Word No-8, Bahir Gram, Panskura, West Bengal- 721152.

Job Description: 1) Physical verification of gold ornaments, it's quantity/quality and weight etc. 2) Verification of gold pledge/release documents. 3) To conduct handover/takeover of the branch. Required Candidate profile Job Requirement: 1) Any graduate with good communication skills. 2) Willing to travel within the assigned territory. Interested candidates kindly share the updated cv on Sumeet HR - 90991 10876