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4C Underwriter - US Residential Mortgage - Chennai Golden Opportunities

3.0 - 8.0 years

5 - 14 Lacs

chennai

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Job Title Live/Full Underwriter (US residential mortgage) - Chennai Job Description: 3-8 yrs of experience in US residential mortgage, Underwriter industry regulations and procedures. Income Calculation: Analyse borrower income using pay stubs, W-2s, tax returns (1040), and verification of employment Calculate income for salaried, hourly, self-employed, commission, bonus, and overtime borrowers Perform YTD, average, and trending income calculations Review tax schedules (Schedule C, E, K-1) for self-employed income Identify income stability, continuity, and red flags as per guidelines Ensure compliance with FNMA (Fannie Mae), FHLMC (Freddie Mac), FHA, VA, and USDA guidelines Document income c...

Posted 1 day ago

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