Walk-in Drive for Credit manager - Australian Mortgage HCLTech

5.0 - 7.0 years

0 Lacs

bengaluru, karnataka, india

On-site

Job Summary: We are seeking experienced Credit Managers with a strong background in Australian mortgage underwriting. The ideal candidate will be responsible for assessing home loan applications in line with Australian credit policies, ensuring high-quality credit decisions, and working collaboratively with stakeholders across geographies. ???? Walk-in Drive Details: ???? Location: HCL TECH, Bengaluru (Karle) ( Address: SEZ hub, DadaMastan Layout, Karle Tech Park, Nagavara, 1, Veeranapalya, Karle Town, Bengaluru, Karnataka 560024) ???? Date: Thursday, 21 August & Friday, 22 August ? Time: 11:00 AM 3:00 PM Contact HR SPOC Vignesh Key Responsibilities: End-to-end assessment and decision-making of home loan/mortgage applications based on Australian credit policy and guidelines. Perform income verification, credit checks, property valuation reviews, and responsible lending assessments. Liaise with brokers, lenders, and internal teams for clarifications or documentation gaps. Provide timely and high-quality credit decisions while meeting SLA and compliance standards. Ensure adherence to NCCP (National Consumer Credit Protection Act), AML, and other regulatory requirements. Mentor and guide junior underwriters, and support process improvements. Prepare daily/weekly reports on pipeline, SLAs, and quality metrics. Requirements: Graduate/Postgraduate in Finance, Commerce, or a related field. Minimum 5 years of mortgage underwriting experience, with at least 23 years in the Australian home loan domain. Strong understanding of Australian credit policies, responsible lending guidelines, and loan origination systems. Exposure to multiple lenders (Bankwest, CBA, ANZ, etc.) is a plus. Excellent analytical, communication, and documentation skills. Ability to work in fast-paced environments and meet deadlines. Preferred Skills: Certification in mortgage lending or credit assessment. Experience with income types including PAYG, self-employed, rental, foreign income. Sound knowledge of credit bureaus like Equifax (AU). Familiarity with verification tools and fraud checks used in the Australian mortgage ecosystem. Show more Show less

Posted 2 weeks ago

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Mortgage Analyst Confidential Jobs

2.0 - 10.0 years

0 Lacs

pune, maharashtra

On-site

As a Mortgage Origination & Servicing Analyst/Sr Analyst/Team Lead, you will play a crucial role in ensuring the smooth processing of UK/US mortgage applications. Your responsibilities will include reviewing residential and buy-to-let mortgage applications, validating various documents such as income proofs, ID/address, credit reports, and Companies House records. Your keen eye for detail will be essential in ensuring compliance with UK mortgage regulations, AML, and fraud checks. Handling high volumes of applications within specified SLAs and KPIs will be a key part of your daily tasks. Collaboration with onshore teams for complex cases or escalations will also be necessary. Utilizing tools like Quest, Lender Hub, and KAMA will aid you in your day-to-day activities. Supporting origination, servicing, and quality audits from end-to-end will further contribute to the efficiency of the mortgage processing workflow. To excel in this role, you are expected to have at least 2-10 years of experience in Mortgage Origination/Servicing in the UK or US market. Quality check experience is a mandatory requirement, while exposure to Lean/Six Sigma methodologies is preferred. Strong English communication skills, both written and verbal, are essential. A typing speed of 45+ words per minute is desired. Deep knowledge of AML, CDD, and Risk Checks will be beneficial in performing your duties effectively. Being proactive, detail-oriented, and flexible with shifts are qualities that will help you succeed in this position. If you possess the required skills and experience, we encourage you to apply by sending your CV to the provided email address or by directly messaging the recruiter. Immediate joiners or candidates with short notice periods are preferred. Join us in our mission to not just close houses but also close deals successfully.,

Posted 1 month ago

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