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Job Purpose : The role should be able to create robust investor/shareholders communication. The communication should build a distinct corporate identity of the company, consistent with its size, strengths and performance amongst the relevant stakeholders. Roles & Responsibilities: Preparation of Investor related deck for the quarterly earning calls and meetings with investors. Overseeing and managing quarterly earnings and conference call - Ensuring the company is appropriately and strategically positioned with analysts, investors and all stake holders. Answering queries related to business. The role supports releasing information, handling inquiries, meetings and investor concall. Managing consistent and clear communication between internal and external parties. Providing inputs for annual reports and management discussion.

The Head Risk Policy will be responsible for development and implementation of optimum risk framework, policies and processes in Retail Lending (Secured & Unsecured Loans). The role is a that of a key member of management and responsible for evaluating and recommending the degree of acceptable risk and reward levels for the products and to set policies, processes, underwriting, portfolio management criteria and methods including the use of statistical models and techniques where appropriate. The role is also responsible for analyzing financial results from the products in particular relating to the major items of risk and reward (revenue, collections, provisions and write offs) and reports on the effectiveness of all major programs for changes where required. KPI's : To develop and implement risk management framework To develop, implement various policies and processes to ensure optimum risk management within the organizations risk appetite framework and compliance to regulatory guidelines To drive development, acquisition and implementation of systems that improve, enhance and monitor new lending applications Audits and Monitoring Support the audit teams and monitor and implement their observations To develop portfolio monitoring for effective risk monitoring To ensure effective early warning signals to management and develop risk recovery policies for defaulted loans Team Development

Job Purpose: To manage the financial planning, budgeting, forecasting, and analysis processes, enabling the leadership team to make informed strategic decisions. The role is crucial in ensuring optimal resource allocation, performance monitoring, and alignment with the company’s financial objectives. Key Responsibilities: 1. Financial Planning and Budgeting: Develop and oversee the annual budgeting process, ensuring alignment with business objectives. Collaborate with department heads to gather financial inputs and translate them into actionable plans. Monitor budget adherence and analyze variances with actionable recommendations. Work closely with the leadership team, finance teams, and business units to ensure a cohesive financial strategy. 2. Forecasting and Reporting: Lead the preparation of accurate and timely financial forecasts on a periodic basis. Prepare detailed financial reports for senior management and stakeholders, highlighting key trends and insights. Analyze variances against budgets and forecasts, providing actionable insights to management. Provide financial insights and recommendations to support business growth and profitability. 3. Performance Analysis: Monitor key performance indicators (KPIs) and financial metrics. Conduct deep-dive analysis on business performance and recommend strategic improvements. Support strategic decision-making with financial analysis of new initiatives, projects, and investments. 4. Process Improvement & Automation and Compliance: Identify opportunities to improve financial planning and reporting processes through automation and best practices. Implement tools and systems to streamline financial processes and improve data accuracy. Ensure financial planning and reporting processes comply with regulatory requirements and internal policies. Desired Profile - Preferably CA with 5+ years Consulting experience in Financial Planning and Analysis for BFSI Industry

The Head - Credit Audits will be responsible for developing and executing strategy for Credit Audits covering all key areas of a Credit Lifecycle including credit origination, screening, credit assessment and sanction, limit and facility booking, credit operations, disbursement, post-disbursement monitoring, collections, recovery, pre-payments/foreclosures, settlements, restructuring, credit administration and early warning monitoring, related legal and regulatory compliance and reporting such as asset classification, provisioning, income recognition etc., across lines of businesses, customer segments, products and channels to assess adequacy and effectiveness of risk management and controls, and adherence to internal policies and procedures as well as applicable laws and regulations. Development & Execution of Audit Strategy Continuous Monitoring Stakeholder Engagement People Management Desired Profile - Must be Post Graduate (CA Preferred) with 15+ years experience in managing Credit Audits for Banks / NBFC

Head - Branch & Vendor Audit Job Location - Mumbai Profile : Purpose of this role is to develop and manage execution of the Audit Strategy and Plan for Branch and Vendor Audits covering all the key areas across Branches including activities handled/managed at the Branches related to business origination and customer onboarding, premium collections, operations, regulatory compliance and reporting, customer service and complaints management, fair practices and information security aspects, and key risks related to Vendors including fraud, regulatory and reputational risks to assess adequacy and effectiveness of risk management and controls related to Branches and Vendors, and adherence to internal policies and procedures as well as applicable laws, statutory requirements and regulations. The primary function of the role will be to develop and manage the audit strategy and plan for proactively and qualitatively conducting the Branch and Vendor Audits across Branches adopting risk-based auditing approach, factoring the nature of the functions/activities at the branches, level and direction of risk, scale of operations, level of digitalisation and use of technology, use and involvement of third party vendors/partners at branches, applicable laws and regulations, the organization strategy, culture and maturity. Develop audit strategies for identification and assessment of various risks in the key areas/ activities at the Branches and related to Vendors including Compliance risk, Legal risk, Fraud risk, Operational risk, Third party risk/Outsourcing risk, Financial risk, People risk, Reputational risk etc., and current maturity level of controls at Branches. Develop audit plans based on risk assessment of Branches and the regulatory framework; Ensure use of advanced integrated auditing concepts and extensive use of technology and data analysis for achievement of the audit objectives Plan and conduct Branch Audits testing controls across Branches in accordance with the Policies, Procedures, Legal, Statutory and Regulatory requirements, Internal Audit Standards, and leading best practices Develop processes for adequate and effective audit coverage of various risks in the key areas / activities at the Branches including Compliance risk, Legal risk, Fraud risk, Operational risk, Third party risk/Outsourcing risk, Financial risk, People risk, Reputational risk etc., and various applicable laws and regulatory circulars / guidelines across various regulators. Keep audit procedures and checklists current and updated keeping pace and aligned with changes in internal policies/guidelines as well as legal/statutory/regulatory changes and evolving industry best practices. Develop specialised audit team for timely and quality execution of complex and specialised audit reviews covering all the key areas at Branches and key risks related to Vendors Actively and proactively manage the co-sourcing arrangements where specialised professional audit services are used for Branch and Vendor Audits coverage; Ensure the timely and quality delivery of the Branch and Vendor Audits even where such co-sourcing arrangements are utilised Ensure timely completion of audit plan and projects along with quality of audits, and meet with all audit documentation and reporting requirements as per audit policy and procedures and leading best practices Implement a continuous monitoring process for ongoing assessment of various risks at Branches including Compliance risk, Legal risk, Fraud risk, Operational risk, Third party risk/Outsourcing risk, Financial risk, People risk, Reputational risk etc., to ensure, timely identification and resolution of significant risk and control issues; Identify and develop automated tests for monitoring effectiveness of controls at Branches on an ongoing basis. Active and proactive engagement with the relevant Functional leaders responsible for management and oversight over Branches and Vendors on developing and enhancing the maturity level of the controls relating to various risks including Compliance risk, Legal risk, Fraud risk, Operational risk, Third party risk/Outsourcing risk, Financial risk, People risk, Reputational risk etc. benchmarking with the leading best practices

The main purpose of the Head - Branch & Vendor Audit role in Mumbai is to oversee the development and management of the Audit Strategy and Plan for Branch and Vendor Audits. This involves assessing various key areas across Branches and Vendors, including business origination, customer onboarding, premium collections, regulatory compliance, customer service, and risk management. The role requires evaluating the effectiveness of risk management practices, controls, and adherence to internal policies, laws, and regulations. Key responsibilities include developing and implementing audit strategies and plans for Branch and Vendor Audits, utilizing a risk-based approach. This includes identifying and assessing risks such as Compliance risk, Legal risk, Fraud risk, Operational risk, and Reputational risk at Branches and Vendors. The role also involves ensuring the use of advanced auditing concepts, technology, and data analysis to achieve audit objectives effectively. Additionally, the Head of Branch & Vendor Audit will be responsible for conducting audits across Branches in alignment with Policies, Procedures, Legal, and Regulatory requirements. They will develop processes to ensure adequate audit coverage of risks and keep audit procedures updated with changes in policies, guidelines, and industry practices. Furthermore, the role entails building a specialized audit team to conduct complex audits and manage co-sourcing arrangements for audit services. The Head of Branch & Vendor Audit will also monitor risks continuously, engage with Functional leaders to enhance control maturity, and implement automated tests for monitoring control effectiveness. Overall, the role requires timely completion of audit plans, quality audit delivery, and proactive engagement with stakeholders to ensure effective risk management and compliance with best practices.,