Field Officer (Microfinance) (Male & Female)

Job Title: Field Officer – Microfinance
Location: Thanjavur
Reports to: Branch Manager / Area Manager

Job Summary:

The Field Officer in Microfinance is responsible for mobilizing, verifying, disbursing, and collecting micro-loans from clients, typically in rural or semi-urban areas. The role involves extensive fieldwork, group formation, community engagement, and ensuring on-time recovery while building trust and awareness about financial products.

Key Responsibilities:

• Client Acquisition: Identify potential clients in villages or towns and create awareness about microfinance products.
• Group Formation: Organize Joint Liability Groups (JLGs) and Self-Help Groups (SHGs); conduct training and orientation sessions.
• Loan Processing: Verify customer documents, perform field checks, and assist with KYC procedures.
• Loan Disbursement: Coordinate loan disbursement activities and ensure clients understand repayment terms.
• Recovery: Ensure timely collection of EMIs through field visits; follow up on overdue payments and maintain collection discipline.
• Record Keeping: Maintain accurate records of clients, repayments, and group meetings in both physical and digital formats.
• Reporting: Submit daily/weekly reports on disbursements, collections, and client feedback.
• Compliance: Ensure all field activities are conducted in accordance with RBI guidelines and internal company policies.

Required Skills and Qualifications:

• Education: Minimum 12th Pass; Graduate preferred.
• Experience: 0–3 years in microfinance, field sales, or rural outreach.
• Skills:
• Good communication in local language.
• Basic math and data entry skills.
• Knowledge of the rural financial ecosystem is a plus.
• Other Requirements:
• Willingness to travel extensively.
• Two-wheeler and valid driving license (preferred).
• Strong sense of integrity and community engagement.

Key Attributes:

• Honest, empathetic, and people-oriented.
• Physically fit and comfortable working in rural field conditions.
• Able to manage pressure and meet daily operational targets.

Contact:-

9787064457 /9361258560.

[email protected]

Job Types: Full-time, Fresher

Pay: ₹15,000.00 - ₹23,000.00 per month

Benefits:

• Cell phone reimbursement
• Health insurance
• Paid time off
• Provident Fund

Schedule:

• Day shift

Supplemental Pay:

• Performance bonus
• Shift allowance

Work Location: In person