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5.0 - 9.0 years

0 Lacs

chennai, tamil nadu

On-site

The ideal candidate will take charge of the end-to-end product development lifecycle, from conceptualization to deployment, emphasizing scalability, security, and real-time processing. You will collaborate closely with engineering teams to devise APIs, workflows, and transaction processing rules that align with compliance and operational standards. Your role will also involve ensuring compliance with Nacha, Fed, and card network regulations. Monitoring and defining key performance metrics such as transaction success rates, processing speeds, and fraud detection will be vital for enhancing the platform continuously. To excel in this position, you should possess experience in RTP, FedNow, or card issuing/processing. Your ability to effectively translate business requirements into technical specifications will be crucial. Strong analytical abilities and problem-solving skills, underpinned by a data-driven approach, are essential. Furthermore, exceptional communication and stakeholder management skills will be instrumental in your success in this role.,

Posted 2 weeks ago

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5.0 - 9.0 years

0 Lacs

chennai, tamil nadu

On-site

As a Product Development Lead, your primary responsibility will be to oversee the entire product development lifecycle, starting from concept creation to deployment, emphasizing scalability, security, and real-time processing. You will work closely with engineering teams to develop APIs, workflows, and transaction processing guidelines that align with compliance and operational standards. Additionally, ensuring compliance with Nacha, Fed, and card network regulations will be a crucial part of your role. Monitoring and defining key performance indicators such as transaction success rates, processing speeds, and fraud detection will be essential to drive continuous improvements on the platform. To excel in this role, you should have experience with at least one of the following: RTP, FedNow, or card issuing/processing. Your ability to effectively translate business requirements into technical specifications will be crucial. Strong analytical skills, problem-solving abilities, and a data-driven mindset are necessary for success. Furthermore, exceptional communication and stakeholder management skills will be essential in this position.,

Posted 2 weeks ago

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10.0 - 15.0 years

12 - 18 Lacs

Chennai

Work from Office

Shift: (GMT+05:30) Asia/Kolkata (IST) What do you need for this opportunity? Must have skills required: ACH payments, Wire Transfer, Product Strategy, Payments, Payment Domain We are seeking an experienced Product Manager Payments Hub to lead the development and enhancement of our payment processing platform. The ideal candidate will have deep expertise in ACH and Wire transfers, along with experience in one or more of RTP, FedNow, and card payment networks. You will work closely with engineering and business teams to drive product strategy, roadmap execution, and customer adoption. Key Responsibilities: Define and execute the product strategy and roadmap for the Payments Hub, ensuring alignment with customer needs and regulatory requirements. Lead end-to-end product development lifecycle, from ideation to deployment, with a strong focus on scalability, security, and real-time processing. Develop detailed functional specifications for ACH, Wire, RTP, FedNow, and card payments, ensuring seamless integration across financial institutions and payment networks. Collaborate with engineering teams to design APIs, workflows, and transaction processing rules that meet compliance and operational requirements. Ensure adherence to Nacha, Fed, and card network standards Define and monitor key performance metrics (transaction success rates, processing speeds, fraud detection, etc.) to continuously improve the platform. Engage with customers, banks, and payment partners to understand market trends, pain points, and opportunities for innovation. Drive partnerships and integrations with payment networks, core banking providers, and fintech partners. Stay ahead of emerging trends in real-time payments, open banking, and digital wallets Qualifications: 10+ years of experience in payments product management, preferably in a financial institution, fintech, or payment processor. Deep expertise in ACH and Wire payments (Nacha rules, FedWire operations etc.). Experience with one or more of RTP, FedNow, and card issuing / processing Strong understanding of payment network integrations, ISO 20022 messaging, and API-based payment processing. Knowledge of regulatory requirements, risk management, and fraud detection in payments. Excellent ability to translate business requirements into technical specifications. Experience working with engineering, compliance, and sales teams to deliver complex payment solutions. Strong analytical and problem-solving skills with a data-driven approach. Exceptional communication and stakeholder management skills.

Posted 1 month ago

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15.0 - 20.0 years

25 - 40 Lacs

Mumbai

Work from Office

Position Summary : As a Director in the Payments Consulting practice at EY India, you will lead large-scale, complex engagements in the payments domain, working with issuing and banks, payment system operators, fintechs, and regulators You will drive business development, key account management, thought leadership, solution innovation, and delivery excellence across areas such as real-time payments, card payments, cross-border schemes, digital currencies, payment regulations, and modernization programs You will also contribute significantly to business development, client relationship management, and talent mentoring within the practice Key Responsibilities: Engagement Delivery & Client Advisory Lead multi-disciplinary project teams delivering strategy, operating model, risk, and technology transformation programs in the payments ecosystem. Advise clients on real-time payments, cross-border initiatives (e.g., Nexus, SWIFT), CBDCs, ISO 20022 migration, and regulatory compliance (e.g., RBI guidelines, PFMI). Implement large scale programs focusing on credit/debit/prepaid card transformation for consumer and commercial clients Design, assess, and implement payment architectures, including scheme governance, operational resilience, settlement models, and clearing frameworks. Oversee the delivery of high-quality, on-time, and on-budget consulting engagements, ensuring compliance with EYs risk and quality standards. Business Development Develop go-to-market strategies for EYs payments offerings in India Build and manage relationships with key stakeholders in banks, fintechs, schemes, and payment regulators. Lead proposal development, pitch preparation, and contract negotiations for consulting assignments. Identify and pursue cross-sell opportunities in adjacent areas such as digital banking, AML/fraud, and fintech regulation. Thought Leadership & Practice Building Develop white papers, PoVs, and industry insights on payments innovation, regulatory shifts, and global best practices. Represent EY in industry forums, working groups (e.g., GFF, PCI, DLAI, etc.), and public policy discussions. Contribute to the build-out of service offerings and digital accelerators in payments advisory. Lead and mentor a team of consultants, managers, and senior managers to build internal capability and expertise. Qualification Preferred Qualifications: MBA, CA, or equivalent advanced degree in Business, Finance, or Technology. Certifications in payments (e.g., AAP, CPP), Agile/PMO, or ISO 20022 are a plus. Exposure to international payments frameworks (e.g., BIS/CPMI, SEPA, PSD2, CBDC design principles). Required Qualifications: 15+ years of experience in the financial services sector, with 10+ years in payments, including real-time payments, retail/domestic schemes, cross-border systems, or cards. Demonstrated leadership in consulting or industry roles with banks, central banks, or payment networks (e.g., NPCI, SWIFT, VISA/Mastercard, PayNet, FPS UK, FedNow). In-depth knowledge of payments regulations, operational frameworks, risk (incl. PFMI), scheme governance, and digital transformation in the payments space. Prior experience managing large transformation projects, regulatory engagements, or product rollouts. Proven track record in business development, client relationship management, and leading high-performance teams. Key Competencies: Strategic thinking with strong problem-solving and analytical skills Excellent communication, client management, and stakeholder engagement abilities Collaborative leadership style with the ability to influence and coach senior stakeholders Commercial acumen and entrepreneurial mindset High attention to quality, compliance, and professional ethics What we look for People with the ability to work in a collaborative manner to provide services across multiple client departments while following the commercial and legal requirements You will need a practical approach to solving issues and complex problems with the ability to deliver insightful and practical solutions We look for people who are agile, curious, mindful and able to sustain postivie energy, while being adaptable and creative in their approach.

Posted 2 months ago

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