60 Fcu Jobs - Page 3

Job Purpose "This position is open with Bajaj Finance ltd." To do daily fraud monitoring / tracking and provide help to reporting manager in set up various processes with an objective of zero fraud exposure. Duties and Responsibilities PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Analytics for monitoring suspect transactions. Reporting the findings within timelines to the senior management. Investigation & Root Cause Analysis of fraud/dispute cases Analysis of Direct Fraud Trends & Investigation/Action to be taken for limiting the risks. Minimizing fraud losses to ensure robust portfolio health by owning central RCU shop end to end. Fraud loss metrics to be as per targets decided by management. Owner of the field fraud management processes, through a central lead team, in co-ordination with field team. This includes closure of cases within defined TAT and with quality of field investigation reports Review and tracking of location visits by location RCU Managers. Support Field team with relevant triggers received from central monitoring, for them to investigate. Track investigation cases for closure. To cause continuous improvement in RCU processes by working with centralized back end team to increase fraud catch rate. Ensure proper handholding on all Automation process & RCU projects. Continuously improvement on TAT. Ensure error free dashboards are circulated within defined period Propose changes & suggestions in credit policy-location wise (whenever required) Drive all internal process in a manner that the reporting of suspected frauds is timely, and fraud is caught before disbursal of loan to minimize fraud loss. 4. MAJOR CHALLENGES (Challenges faced on an on-going basis in carrying out the job) Understand complete various processes and prepare data reports / Dashboard Daily/weekly/monthly fraud monitoring reports to prepared to minimize fraud. Coordination within RCU Field team (Rural + Urban) to ensure the field investigation is done in defined time. 5. DECISIONS (Key decisions taken by job holder at his/her end) ‚ Propose new strategy for field and HO team to prevent malpractice. ‚ Propose changes in system and daily reporting in favor of RCU unit. ‚ Introduce new technology or new ways to control fraud. 6. INTERACTIONS (Key working relationships a job holder needs to have INSIDE and OUTSIDE the company to accomplish the job) Internal Clients Roles you need to interact with inside the organization to enable success in your day to day work ‚ Risk Team:To understand and align on policy changes and ascertain impact ‚ Customer Service, Product and Sales Teams:To understand market challenges and recent fraud trend or complaints related to fraud. ‚ Business:To align on the RCU controls that directly impacts the business processes, including Cost, TAT or Customer Experience External Clients Roles you need to interact with outside the organization to enable success in your day to day work Vendors & Channel Partners:- Need to connect specially with Business channel partners on fraud awareness / Providing training / for investigation point of view. Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications a)Qualifications ‚ Minimum Qualification:Graduation (BE/ BTech/ MCA, MBA (IT/ Operations) preferred) ‚ Work Experience ‚ Should at least have 1-2 years of experience in similar industry. ‚ Must have good knowledge of excel / tools like Power BI / SQL. ‚ Good knowledge of Finance business.

Job Purpose "This position is open with Bajaj Finance ltd." To do daily fraud monitoring / tracking and provide help to reporting manager in set up various processes with an objective of zero fraud exposure. Duties and Responsibilities PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Analytics for monitoring suspect transactions. Reporting the findings within timelines to the senior management. Investigation & Root Cause Analysis of fraud/dispute cases Analysis of Direct Fraud Trends & Investigation/Action to be taken for limiting the risks. Minimizing fraud losses to ensure robust portfolio health by owning central RCU shop end to end. Fraud loss metrics to be as per targets decided by management. Owner of the field fraud management processes, through a central lead team, in co-ordination with field team. This includes closure of cases within defined TAT and with quality of field investigation reports Review and tracking of location visits by location RCU Managers. Support Field team with relevant triggers received from central monitoring, for them to investigate. Track investigation cases for closure. To cause continuous improvement in RCU processes by working with centralized back end team to increase fraud catch rate. Ensure proper handholding on all Automation process & RCU projects. Continuously improvement on TAT. Ensure error free dashboards are circulated within defined period Propose changes & suggestions in credit policy-location wise (whenever required) Drive all internal process in a manner that the reporting of suspected frauds is timely, and fraud is caught before disbursal of loan to minimize fraud loss. 4. MAJOR CHALLENGES (Challenges faced on an on-going basis in carrying out the job) Understand complete various processes and prepare data reports / Dashboard Daily/weekly/monthly fraud monitoring reports to prepared to minimize fraud. Coordination within RCU Field team (Rural + Urban) to ensure the field investigation is done in defined time. 5. DECISIONS (Key decisions taken by job holder at his/her end) ‚ Propose new strategy for field and HO team to prevent malpractice. ‚ Propose changes in system and daily reporting in favor of RCU unit. ‚ Introduce new technology or new ways to control fraud. 6. INTERACTIONS (Key working relationships a job holder needs to have INSIDE and OUTSIDE the company to accomplish the job) Internal Clients Roles you need to interact with inside the organization to enable success in your day to day work ‚ Risk Team:To understand and align on policy changes and ascertain impact ‚ Customer Service, Product and Sales Teams:To understand market challenges and recent fraud trend or complaints related to fraud. ‚ Business:To align on the RCU controls that directly impacts the business processes, including Cost, TAT or Customer Experience External Clients Roles you need to interact with outside the organization to enable success in your day to day work Vendors & Channel Partners:- Need to connect specially with Business channel partners on fraud awareness / Providing training / for investigation point of view. Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications a)Qualifications ‚ Minimum Qualification:Graduation (BE/ BTech/ MCA, MBA (IT/ Operations) preferred) ‚ Work Experience ‚ Should at least have 1-2 years of experience in similar industry. ‚ Must have good knowledge of excel / tools like Power BI / SQL. ‚ Good knowledge of Finance business.

Job Purpose "This position is open with Bajaj Finance Ltd." Duties and Responsibilities 1.Management & Control of all office administration activities at the assigned location (s): a. Maintenance -Daily/Monthly & quarterly b. Housekeeping - Daily/Monthly & quarterly c. Security d. Facilities- Daily/Monthly & quarterly 2. Periodic cleaning of office initiatives & disposal of scrap 3. All arrangements related to local events like Birthday celebration, Confluence and other get-togethers 4. Implementation of company policies, guidelines, rules & regulations related to office workings at the assigned locations. 5. Adherence to office related statutory compliances and renewals within time 6. AMC coordination and implementation at branch level 7. Management of company assets & property 8. Legal coordination as and when required 9. Travel to locations in the assigned region as and when required. 10. Supervision of the Admin Managers/ LCs 11. Maintenance of the records / documents related to company assets & property 12. Manage the Operational Expenses related to the locations mapped & monitoring of the budgets 13. Initiate search of the new rented offices at the assigned locations in consultation with the business teams and recommendation of the same to the Cluster Manager- Administration. 14. Supervision of the furnishing work at all the new offices. Required Qualifications and Experience Required Qualifications:1. Graduate in any discipline. 2. Experience of > 4 years in the role of facility & general administration (Preferred). 3. In case of internal candidate, work experience in Branch preferred 4. Working knowledge on MS Word, Excel & PPT

Job Purpose "This position is open with Bajaj Finance ltd." To do daily fraud monitoring / tracking and provide help to reporting manager in set up various processes with an objective of zero fraud exposure. Duties and Responsibilities PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Analytics for monitoring suspect transactions. Reporting the findings within timelines to the senior management. Investigation & Root Cause Analysis of fraud/dispute cases Analysis of Direct Fraud Trends & Investigation/Action to be taken for limiting the risks. Minimizing fraud losses to ensure robust portfolio health by owning central RCU shop end to end. Fraud loss metrics to be as per targets decided by management. Owner of the field fraud management processes, through a central lead team, in co-ordination with field team. This includes closure of cases within defined TAT and with quality of field investigation reports Review and tracking of location visits by location RCU Managers. Support Field team with relevant triggers received from central monitoring, for them to investigate. Track investigation cases for closure. To cause continuous improvement in RCU processes by working with centralized back end team to increase fraud catch rate. Ensure proper handholding on all Automation process & RCU projects. Continuously improvement on TAT. Ensure error free dashboards are circulated within defined period Propose changes & suggestions in credit policy-location wise (whenever required) Drive all internal process in a manner that the reporting of suspected frauds is timely, and fraud is caught before disbursal of loan to minimize fraud loss. 4. MAJOR CHALLENGES (Challenges faced on an on-going basis in carrying out the job) Understand complete various processes and prepare data reports / Dashboard Daily/weekly/monthly fraud monitoring reports to prepared to minimize fraud. Coordination within RCU Field team (Rural + Urban) to ensure the field investigation is done in defined time. 5. DECISIONS (Key decisions taken by job holder at his/her end) ‚ Propose new strategy for field and HO team to prevent malpractice. ‚ Propose changes in system and daily reporting in favor of RCU unit. ‚ Introduce new technology or new ways to control fraud. 6. INTERACTIONS (Key working relationships a job holder needs to have INSIDE and OUTSIDE the company to accomplish the job) Internal Clients Roles you need to interact with inside the organization to enable success in your day to day work ‚ Risk Team:To understand and align on policy changes and ascertain impact ‚ Customer Service, Product and Sales Teams:To understand market challenges and recent fraud trend or complaints related to fraud. ‚ Business:To align on the RCU controls that directly impacts the business processes, including Cost, TAT or Customer Experience External Clients Roles you need to interact with outside the organization to enable success in your day to day work Vendors & Channel Partners:- Need to connect specially with Business channel partners on fraud awareness / Providing training / for investigation point of view. Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications a)Qualifications ‚ Minimum Qualification:Graduation (BE/ BTech/ MCA, MBA (IT/ Operations) preferred) ‚ Work Experience ‚ Should at least have 1-2 years of experience in similar industry. ‚ Must have good knowledge of excel / tools like Power BI / SQL. ‚ Good knowledge of Finance business.

Job Purpose "This position is open with Bajaj Finance ltd." To handle end to end Credit Card Fraud Monitoring Process Duties and Responsibilities PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Responsible to control sourcing/Offer level fraud. Do sourcing monitoring for unusual activity. Handle fraud escalation from Banks / RBI / Call Centre Coordination with business / Risk / Partners HO Led Monitoring / Field Coordination To make strategy to control fraud Channel Training and transaction Monitoring Collection engagement to find fraud proactively Writing Fraud control process and policy Investigation & Root Cause Analysis of fraud/dispute cases Prepare complete fraud monitoring framework 4. MAJOR CHALLENGES (Challenges faced on an on-going basis in carrying out the job) Handle end to end all processes and to start from ground zero. Coordination within RCU Field team (Rural + Urban) to ensure the field investigation is done in defined time. 5. DECISIONS (Key decisions taken by job holder at his/her end) ‚ Make strategy for field and HO team to ensure all frauds prevented. ‚ Introduce new technology or new ways to control fraud. 6. INTERACTIONS (Key working relationships a job holder needs to have INSIDE and OUTSIDE the company to accomplish the job) Internal Clients Roles you need to interact with inside the organization to enable success in your day to day work ‚ Risk Team:To understand and align on policy changes and ascertain impact ‚ Customer Service, Product and Sales Teams:To understand market challenges and recent fraud trend or complaints related to fraud. ‚ Business:To align on the RCU controls that directly impacts the business processes, including Cost, TAT or Customer Experience External Clients Roles you need to interact with outside the organization to enable success in your day to day work Vendors & Channel Partners:- Need to connect specially with Business channel partners on fraud awareness / Providing training / for investigation point of view. 7. DIMENSIONS (Key numerical data which will reflect the scope and scale of activities concerning this job) Financial Dimensions (FY 19) (These should be quantifiable numerical amounts) ‚ NA Other Dimensions (FY 19) (Significant volume dimensions associated with the job) ‚ Total Team Size:0 ‚ Number of Direct Reports:0 ‚ Number of Indirect Reports:0 ‚ Number of Outsourced employees:0 Required Qualifications and Experience Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications a)Qualifications ‚ Minimum Qualification:Graduation (BE/ BTech/ MCA, MBA (IT/ Operations) preferred) b)Work Experience ‚ Should at least have 4-5 years of experience in similar industry. ‚ Must have Good Excel knowledge. Having SQL & Power BI knowledge would be preferred. ‚ Ability to work with diverse team including stakeholder like Business, Debt Management service, IT team, operations to deliver the desired results.

Job Purpose "This position is open with Bajaj Finance ltd." MANAGING RISK IN GOLD LOAN BY ENSURING COLLATERAL QUALITY & PROCESS ARE AS PER DEFINED PROCESS IN ALLOCATED REGION. Duties and Responsibilities 3. PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Branch visit for Gold verification. Reappraising Gold Purity, weight and content of ornaments pledged at branch. Preparing Monthly reports by consolidating observations. Preparing initial Plan from next months branch coverage Online audit of gold loan LANs Gauging levels of financial risk within organization by visiting branches Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications a)Qualifications Minimum Graduate b)Work Experience 1-3 Yrs experience in gold loan assaying role, either with competitor or internal.

background with product selling in HVAC is must, preference for AHU/ FCU/ Chillers/ Heat pumps experience knowledge of their particular regional market, interaction with consultants/ contractors/ customers Required Candidate profile Graduate 3-10 yrs Exp. in product selling in HVAC is must, preference for AHU/ FCU/ Chillers/ Heat pumps interaction with consultants/ contractors/customers Loc :Cochin/ Hyderabad/ Chennai/ Kolkata

Role & responsibilities: Previous working Knowledge of FCU and Hunter tool would be added advantage. Identifying application inconsistencies and detecting suspicious applications across multiple channels Review applications referred due to rules defined in Hunter to decision applications across multiple channels. Knowledge and understanding of Bureau and Trans Union CIBIL report Review the cases with regards to KYC or any document attached and identify fraud / risk if any and to highlight Review Income documents & identify in case of fudged documents This would require Outbound calling to detect Fraud To detect fraudulent activity and take appropriate action to reduce financial loss Actively work with internal and external stake holders to share trends on the recent fraud practices and share recent trends with Management. Job specific skills: Filter suspicious applications basis rules defined in Tool (Hunter) Identify Inconsistencies at the application level for applicants Knowledge of working on HUNTER mandatory Knowledge and understanding of Bureau and Trans Union CIBIL report Ability to resolve complex problems with minimal guidance Excellent writing, interpersonal, and communication skills Ability to excel in a fast-paced environment with multiple priorities. Proficient in Microsoft Excel, PowerPoint, and Word Ability to communicate with internal and external management in all levels and in all aspects of acquiring. Knowledge of KYC understanding and identification would be an added advantage Should be well-versed with RBI guidelines Should be having good knowledge on market fraud cases and should be able to detect fraudulent documents

Objective (Purpose of the Job) The role involves managing day to day operations of Vigilance, conduct investigations, oversight of teams work, monitoring of regulatory compliances, maintaining various repositories, trackers, MIS etc. Role & responsibilities Assists and supports the HOD Vigilance in the development of strategies and processes for activities under Vigilance. Investigation and inquiry: Lead and oversee investigations into frauds, financial irregularities, and other misconduct of various natures. Draft and issue show cause notice Maintenance of EWS framework for early detection of fraudulent activities Gather, review, and analyze evidence to identify causes and recommend preventive actions. Prepare investigation reports with factual findings, conclusions, and suggested disciplinary measures. Regulatory compliances and reporting: Ensure adherence to RBI regulations and guidelines related to fraud detection and reporting (Fraud Monitoring Reports etc.). Develop and implement vigilance policies in line with RBI norms and statutory obligations. Submission of documents/ information/ data in response to requests from regulatory authority Annual fraud report for Board Quarterly Fraud Report for Board Preparation of presentation decks and minutes of meeting wherever required Support in internal and statutory audits. Preparation of dashboard, trackers, data repositories related to activities under Vigilance. Ensuring adherence to the service levels through Key Performance Indicators such as TAT, quality parameters etc. Maintain and enhance Standard Operating Procedures to ensure efficiency across process. Ability to work in a professional manner with stakeholders and in accordance with organizational values. Responsible for risk assessment and control of fraud detection and prevention strategies, enhancements of processes, and strategy implementation. Understand business direction, structure, business trends, operating environment changes. Use interview techniques to question internal and external individuals about facts pertaining to matters under investigation Coordination with various functions such as Sales, Operations, Underwriting and Collection department etc. Preferred candidate profile Qualifications Chartered Accountant with minimum 3 years of post-qualification relevant experience Understanding of RBI regulations w.r.t fraud monitoring and reporting Experience of working in financial services sector preferably in NBFC Knowledge of fraud trends, forensic tools and techniques Skills: Excellent investigative, analytical and problem solving skills Strong leadership and team management abilities Proficient in working on MS Office suite (Excel, Word, PowerPoint) Excellent interpersonal skills with an ability to build collaborative relationship in work. Effective communication, both written and verbal, for reporting and presenting findings to senior management.

About our client A leading NBFC Position Title: Chief Manager/ AVP Program Manager RCU Location: Chennai Experience: 10 - 15 Yrs. exp in Banking / Financial Services This role is responsible for overseeing the effective implementation of technological solutions, Monitoring and Closure all compliance requirements on Fraud risk, act as an interface between Analytics team, IT and RCU operations teams, review analytical models and its effectiveness, documenting and execution of SOPs, owning projects and tracking, preparing RCU dashboards for reviews and implement action points, building and maintaining healthy business relations with external and internal customers. Roles and Responsibilities • Act as bridge between IT, Analytics and RCU operations Team • Responsible for executing the proposed technological projects, leading the change. • Planning and execution of central activities. • Evaluating effectiveness of analytical models, tracking, and measuring performance. • Responsible for design & deployment of technological solutions to control fraud losses. • Drive, Manage and improvise automation on existing frauds checks and controls. • Review of processes and identification of Gaps and suggesting for process improvements • Should be hands on with system integrations, process digitization, candidates with analytical acumen and eye for details are ideal. • Liaison with all Stakeholders – Credit, Risk, Finance, Marketing, Sales, Collections, Operations, Planning and Products Teams • Management dashboards and MIS, preparing reports for the management stating trends, patterns, and predictions using relevant data • Mentoring, training & developing team members to ensure operational efficiency and product knowledge • Monitoring performance of team members to ensure efficiency and meeting of individual & group KRAs