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5.0 years
4 - 9 Lacs
Hyderābād
On-site
Company Description Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, create marketing solutions, all using our unique combination of data, analytics and software. We also assist millions of people to realise their financial goals and help them save time and money. We operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more industry segments. We invest in people and new advanced technologies to unlock the power of data. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 22,500 people across 32 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.co m Job Description As a Solution Architect, you will play a critical role in designing and governing modern, cloud-native, and AI-enabled solutions. You will work closely with global technology teams to review solution designs, raise architectural risks, and ensure alignment with enterprise standards. Your influence will help shape the future of our technology landscape. Key Responsibilities Lead architectural reviews and provide feedback on solution designs, requirements, and non-functional aspects. Collaborate with global teams to ensure architectural alignment, drive reuse and champion high-quality process and practice Contribute technical content and vision to the Mainframe and Data Centre exit Strategy, for the UKI BI (Business Information) business and support through governance Closely collaborate with colleagues in the other market verticals (Consumer, Marketing etc.) to ensure technical alignment of strategic cloud platform Contribute architecture guidance and input to the shaping and delivery of the set of initiatives which drive the Mainframe and Data Centre exit for the BI business Design scalable, secure, and resilient solutions using AWS services , and, where applicable, interim and hybrid architectures on the mainframe or in the Experian Data Centre. Guide teams in applying micro services, server-less, and Domain-Driven Design (DDD) principles. Provide technical leadership in the integration of AI and Large Language Models (LLMs) to assist, in particular, in code conversion and testing efforts. Develop and maintain architectural documentation including blueprints, patterns, and technical specifications. Stay current with emerging technologies and industry best practices. Mentor engineering teams and promote architectural excellence across the organisation. Qualifications Qualifications Bachelor's degree in Computer Science, Information Technology, or a related field. Understanding of cloud-native architectures and how to refine and tune these to drive desired outcomes Proven experience as a Solution Architect with at least 5 years in enterprise solution design. Strong knowledge of / familiarity with mainframe technologies such as CICS, COBOL, VSAM, DB2 , M204 Strong hands-on experience with AWS (e.g., Lambda, Glue, EKS, ECS, API Gateway, S3, DynamoDB, Document DB, RDS). Solid understanding of micro services, containers, server-less, and cloud architecture patterns. Experience working with LLMs and AI/ML frameworks. Strong influencing and communication skills to engage with global stakeholders. Knowledge of architectural frameworks (e.g., TOGAF, Zachman) is a plus. Experience with Enterprise Messaging Frameworks and message backbones would be advantageous Experience with Enterprise Search Engines would be advantageous Experience with Agile methodologies and CI/CD practices is advantageous. Solution Architect – (BI/Mainframe/AWS Focus) Additional Information Our uniqueness is that we celebrate yours. Experian's culture and people are important differentiators. We take our people agenda very seriously and focus on what matters; DEI, work/life balance, development, authenticity, collaboration, wellness, reward & recognition, volunteering... the list goes on. Experian's people first approach is award-winning; World's Best Workplaces™ 2024 (Fortune Global Top 25), Great Place To Work™ in 24 countries, and Glassdoor Best Places to Work 2024 to name a few. Check out Experian Life on social or our Careers Site and Glassdoor to understand why. Experian is proud to be an Equal Opportunity and Affirmative Action employer. Innovation is a critical part of Experian's DNA and practices, and our diverse workforce drives our success. Everyone can succeed at Experian and bring their whole self to work, irrespective of their gender, ethnicity, religion, color, sexuality, physical ability or age. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity. Benefits Experian care for employee's work life balance, health, safety and wellbeing. In support of this endeavor, we offer best-in-class family well-being benefits, enhanced medical benefits and paid time off. Experian Careers - Creating a better tomorrow together Find out what its like to work for Experian by clicking here
Posted 1 week ago
0.0 - 31.0 years
3 - 4 Lacs
HSR Layout, Bengaluru/Bangalore Region
On-site
Loan Processor – U.S (Credit Check & Documentation) Location: Bengaluru, HSR Layout *Fresher are welcome* Mandate requirements: Excellent communication skill (International level) Flexible in night shift Complete work from office- Bengaluru Job role Communicate with U.S. client-side teams and follow process SOPs (Standard Operating Procedures) strictly Perform credit checks using U.S. credit bureau reports (Equifax, TransUnion, Experian). · Flexible shift (8:00 PM – 5:00 AM) · PF/ESI benefits · Lucrative incentives · Good opportunities to grow Job Type: Full-Time Qualification: Any graduates or pursuing also are welcome Joining- Immediate to 7 days
Posted 1 week ago
4.0 years
0 Lacs
Maharashtra, India
On-site
Job Description - IT Enriching Lives Winning as ONE ABC Company Info Aditya Birla Capital Limited ("ABCL") is the holding company for the financial services businesses of the Aditya Birla Group. With subsidiaries/JVs that have a strong presence across Protecting, Investing and Financing solutions, ABCL is a financial solutions group that caters to the diverse needs of its customers across their life cycle. Powered by more than 38,000 employees, the businesses of ABCL have a nationwide reach with over 1300 branches, more than 2,00,000 agents/channel partners and various bank partners. Aditya Birla Finance Limited Aditya Birla Finance Limited (“ABFL”), a subsidiary of Aditya Birla Capital Limited, is among the leading well-diversified non-banking financial services company in India. ABFL offers customized solutions in the areas of personal finance, mortgage finance, SME finance, corporate finance, wealth management, debt capital markets and loan syndication. What makes an ideal ABC Citizen? At ABC, we are constantly on the lookout for individuals who resonate with our 5 core values of Speed, Passion, Integrity, Seamlessness and commitment and live them every day, while also understanding our vision. We believe in building leaders who thrive on challenges, take the onus of creating and sustaining strong teams, and forms strong networks as a result of effective relationship-building. Role Details Business Aditya Birla Capital Unit Aditya Birla Capital Limited Location Thane Role Business Analyst Department Information Technology Eligibility Criteria Bachelor or master’s degree, Experience in Collection for mid market/corporate Required Skills & Competencies Bachelor's degree in Accounting, Finance, Information Technology, or related field SAP FI Certification (good to have) Strong knowledge of SAP FI modules and configurations Experience with SAP S/4HANA (preferred) Excellent analytical and problem-solving skills Good communication and interpersonal skills Ability to work independently and as part of a team Strong organizational and time-management skills Responsibilities Key Result Areas: Supporting Actions BRE Platform Experience Hands-on experience with BRE platforms such as Experian, FICO Blaze Advisor, Drools, DMN tools, or similar. Rule Documentation Maintain detailed documentation of all business rules, decisioning workflows, and testing results. Cross-Functional Coordination Act as a bridge between business teams, IT teams, and third-party vendors to ensure seamless rule implementation. Business & Functional Requirement Gathering Collaborate with credit, risk, operations, and other business units to gather and document requirements for loan processing and decision-making. Lending Policy and Workflow Analysis Analyze lending policies, regulatory guidelines, and business workflows to identify automation opportunities using BRE. Rule Definition and Modeling Define and model rules for credit scoring, eligibility, pricing, underwriting, and decisioning in alignment with NBFC policies. Loan Product Rule Framework Development Develop decision matrices, rule sets, and scenarios across loan products like Personal Loans, Business Loans, Home Loans, and LAP. BRE Rule Configuration Work with developers to configure decision tables, logic flows, and business rules within the BRE engine. Rule Validation and Testing Design and execute test cases to validate rule logic, compliance, and performance across various lending scenarios. Stakeholder Enablement & Walkthroughs Conduct workshops and walkthroughs to help stakeholders understand the implemented business rules and workflows. Candidate Profile Strong understanding of lending processes, including loan origination, credit underwriting, disbursement, and collections. Should be able to understand & interpret lending policy pertaining to eligibility, deviation, and controls. Familiarity with NBFC regulations, KYC norms, and compliance standards. Excellent communication, stakeholder management, and problem-solving skills. Bachelor's degree in Finance , Business, IT, or related fields. A Master’s degree or MBA is a plus. 4 + years of experience as a Business Analyst, with at least 2+ years focused on lending in the NBFC / Banking sector. Refer the links to know more Growth & Culture at ABC: https://www.adityabirlacapital.com/careers?ref=abc-homepage Stay updated with Life at ABC - Follow our LinkedIn Page: https://www.linkedin.com/company/aditya-birla-capital Browse our Glassdoor Reviews: https://shorturl.at/fJKQ0 Disclaimer Aditya Birla Capital is committed to provide equal opportunity to all in employment and prohibits discrimination or harassment in any form on the basis of race, colour, religion, ethnicity, age, gender, disability or any other characteristic protected by law. Diversity, Equity and Inclusion (DEI) is embedded in our recruitment policies based on our business needs and candidates meeting the eligibility criteria such as qualification, skills and experience. Important Aditya Birla Capital and its member companies do not demand or accept money from job applicants. Any job offer made against a service charge or security deposit or processing fees or background verification expenses or any other terms, whether refundable or non-refundable should be considered fake. An authentic job offer mail from us will have our domain name (adityabirlacapital.com). Please be aware of fraudsters using fake URLs to mask themselves as senders from reputed organisations. Hence always check and verify the email ID. Any mail offering a job, interview date and asking for personal details should be handled with caution, especially if the mail address list also includes email IDs ending with Gmail/Yahoo/Hotmail/Live domains. In case a job applicant is offered a job against payment in any form, or has accepted employment from fraudulent persons, Aditya Birla Capital and its member companies will NOT be held liable and responsible for any consequences thereof. Please remain vigilant of such offers and notify us here .You may also lodge a complaint with the law enforcement agencies. Beware of fake websites, email IDs, Facebook, LinkedIn pages that appear similar to ours. We reserve the right to initiate any appropriate action as we deem fit.
Posted 1 week ago
125.0 years
0 Lacs
Mumbai, Maharashtra, India
On-site
Company Description Experian unlocks the power of data to create opportunities for consumers, businesses and society. We gather and analyse data in ways others can't. We help individuals take financial control and access financial services, businesses make smarter decision and succeed, lenders lend more responsibly, and organisations prevent identity fraud and crime. For more than 125 years, we've helped consumers and clients prosper, and economies and communities flourish – and we're not done. Our 17,800 people in 45 countries believe the possibilities for you, and our world, are growing. We're investing in new technologies, experienced people and new ideas so we can help create a better tomorrow. Job Description The role sits within our Decision Analytics business, one of our four Global Business Lines. Experian Decision Analytics helps client achieve and sustain significant growth. We do this by enabling clients to make analytics-based customer decisions that support their strategic goals. As experts in uniting business understanding with consumer and business information, analytics and strategy execution, we empower clients to optimize customer value and actively manage it over time. This role therefore has clear accountability for creating measurable value within our client organizations. What You’ll Be Doing This will be a client - facing role, requiring direct interaction with clients to understand their needs and delivery tailored solutions. Delivering high quality analytical and value-added services for clients while adhering to timelines Build next in class risk Models for our Clients leveraging bureau and alternate data Provide subject matter expertise on acquisition and limit assignment strategies You’ll play an integral role to Engage Business/Technical Consultants and delivery teams appropriately so that there is a shared understanding and agreement as to deliver proposed solution You will have the opportunity to use analysis and customer insights to develop value propositions for customers Manage the delivery of multiple, complex analytics projects Flexible and expertise to perform hands-on modelling work Motivate project team to ensure quality deliverables and achieve milestones Mentor and coach junior team members in model development process Develop industry best practice on model development/validation Drive high standards of customer service and proactive client communication throughout the project term Qualifications 10 -12 years’ experience in credit risk modelling across customer life cycle A strong understanding of machine learning techniques and algorithms, such as Gradient Boost, KNN, etc. Knowledge of different modelling frameworks like Linear Regression, Logistic Regression, Decision Tree Experience working on large data sets using Modern languages like Python Good understanding and hands-on experience of statistical modelling/data analysis tools (SAS, Python) and techniques Good applied statistics skills, such as distributions, statistical testing, regression etc. Understanding of decisioning and portfolio management in banking and financial services would be added advantage Understanding of credit bureau would be an added advantage Extensive experience of managing large projects Experience of working in a financial services environment or Modelling department of International Banks Able to interpret technical features into commercial benefits Additional Information Benefits package includes: Great compensation package. Core benefits include, Group mediclaim Insurance, Sharesave scheme and more! 25 days annual leave & 10 sick leaves. Car Lease policy Role Location: Mumbai Experian is an equal opportunities employer Experian Careers - Creating a better tomorrow together Find out what its like to work for Experian by clicking here
Posted 1 week ago
125.0 years
0 Lacs
Mumbai Metropolitan Region
On-site
Company Description Experian unlocks the power of data to create opportunities for consumers, businesses and society. We gather, analyze and process data in ways others can't. We help individuals take financial control and access financial services, businesses make smarter decision and thrive, lenders lend more responsibly, and organizations prevent identity fraud and crime. For more than 125 years, we've helped consumers and clients prosper, and economies and communities flourish – and we're not done. Our 17,800 people in 45 countries believe the possibilities for you, and our world, are growing. We're investing in new technologies, talented people and innovation so we can help create a better tomorrow. Job Description About the Role: We are seeking a dynamic and analytical professional to join our team as a Market Intelligence & Project Management Specialist. This role is pivotal in transforming complex data into actionable insights that drive strategic decisions and business growth, particularly within the credit industry. You will work cross-functionally with internal teams and external clients to manage projects from ideation to execution, ensuring alignment with business goals and market trends. Key Responsibilities Conduct in-depth market analysis and competitive landscape assessments to identify trends and opportunities. Translate complex datasets into strategic insights that inform business decisions and client strategies. Lead and manage end-to-end project lifecycles, ensuring timely delivery and stakeholder alignment. Collaborate with cross-functional teams including data operation, product, and client success to drive project outcomes. Engage with clients to understand their needs, present findings, and deliver tailored solutions. Develop and maintain dashboards, reports, and models using PySpark, SQL, and Excel. Continuously monitor industry developments to keep strategies relevant and forward-looking. Qualifications Required Skills & Qualifications: Proven experience in market intelligence, project management, and client engagement. Strong analytical and problem-solving skills with a data-driven mindset. Proficiency in: PySpark – for large-scale data processing and analytics SQL – for querying and managing relational databases Excel – for data manipulation, reporting, and visualization Excellent communication and presentation skills. Ability to thrive in a fast-paced, dynamic environment with multiple stakeholders. Preferred Qualifications Experience in the credit or financial services industry. Familiarity with data visualization tools (e.g., Power BI, Tableau) is a plus. Project management certifications (e.g., PMP, Agile) are advantageous. Additional Information Helping clients solve complex business problems makes your heart race Consulting is most likely in your DNA You enjoy working with senior management to set strategic direction You are great at defining objectives and approaches for critical assignments. Experian Careers - Creating a better tomorrow together Find out what its like to work for Experian by clicking here Videos to Watch Experian Careers - Creating a better tomorrow together Find out what its like to work for Experian by clicking here
Posted 1 week ago
6.0 - 8.0 years
0 Lacs
Hyderabad, Telangana, India
On-site
Company Description Company Description: Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, create marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them save time and money. We operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more industry segments. We invest in people and new advanced technologies to unlock the power of data. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 22,500 people across 32 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.com. Job Description Job description: Look for a mobile developer position with the Startup feel, but the experienced company work methodology? Experian Consumer Services (ECS) Mobile Teams offers this, with a whole lot more. Here at Experian, we are the trusted power behind data and the leading global information services company, providing everything from fraud and identity protection, to data analytics and credit scores. Our products help decision-making for consumers and businesses alike. Manage end-to-end responsibility on projects of increasing complexity, from technical design through completion and deployment. Collaborate with UI/UX designers, product managers, Web developers and backend developers to create seamless mobile experiences. Ensure performance and scalability of the mobile applications by following performance best practices. Participate in the entire development lifecycle from concept to release, including manual and automated testing phases. Conduct end-to-end testing and ensure performance optimization through Selenium-based automation. Write clean, correct code incorporating feedback from code reviews, follow and enforce best practices. Qualifications Qualifications: 6 to 8 years of proven experience in iOS application development, using both Objective-C & Swift and mobile automation test development. UI development using both Storyboards, XIBs, and SwiftUI. Experience consuming RESTful APIs with iOS applications. You have experience working with large code bases and working with a shared REST API library. You Understand iOS UX and works with the design team to ensure UI designs are aligned with the current iOS UI guidelines. Understand how to mock and provide end-to-end coverage for API components. Experience with offline storage, background processing, threading, and performance optimization. Understanding of the software and mobile development life cycle. Proficiency in CI/CD tools (Jenkins, GitLab, etc.) Additional Information Our uniqueness is that we celebrate yours. Experian's culture and people are important differentiators. We take our people agenda very seriously and focus on what matters; DEI, work/life balance, development, authenticity, collaboration, wellness, reward & recognition, volunteering... the list goes on. Experian's people first approach is award-winning; World's Best Workplaces™ 2024 (Fortune Top 25), Great Place To Work™ in 24 countries, and Glassdoor Best Places to Work 2024 to name a few. Check out Experian Life on social or our Careers Site to understand why. Experian is proud to be an Equal Opportunity and Affirmative Action employer. Innovation is an important part of Experian's DNA and practices, and our diverse workforce drives our success. Everyone can succeed at Experian and bring their whole self to work, irrespective of their gender, ethnicity, religion, colour, sexuality, physical ability or age. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity. Benefits Experian care for employee's work life balance, health, safety and wellbeing. In support of this endeavor, we offer the best family well-being benefits, Enhanced medical benefits and paid time off. Experian Careers - Creating a better tomorrow together Find out what its like to work for Experian by clicking here
Posted 1 week ago
5.0 years
0 Lacs
Hyderabad, Telangana, India
On-site
Company Description Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, create marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them save time and money. We operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more industry segments. We invest in people and new advanced technologies to unlock the power of data. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 22,500 people across 32 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.com. Job Description As a Software Test Engineer, you will design and implement comprehensive test plans and automated test suites to validate software functionality, performance, and reliability. You'll collaborate with developers and product teams to understand requirements, identify edge cases, and ensure testability throughout the development lifecycle. You will proactively detect, document, and track bugs and work closely with engineering teams to resolve issues quickly. By integrating testing into CI/CD pipelines, you'll help maintain high-quality releases and reduce time to production. You'll also continuously evaluate and improve testing tools, frameworks, and processes to enhance coverage and efficiency.You will be reporting to a Senior Manager Our Environment Systems running on the latest Ruby, Rails, and React. Private Git/GitHub repository, Jira for ticket tracking/scrum sprints, and GitHub for code reviews 1:1 test coverage for most of the codebase and 2:1 for prime areas Mac laptops provided for development Jenkins for continuous integration; deploy to AWS in containers Agile teams comprised of Software Developers and Software Test Engineers Qualifications 5+ years hands-on experience of full-stack testing in JavaScript or any other scripting language,with an understanding of application behavior and edge cases Hands on experience with Java Selenium Backend testing skills, with advanced knowledge for validating data integrity and performance Experienced in using Git, Docker, and CI/CD pipelines to support automated testing, version control, and efficient deployment workflows. Cloud testing experience with AWS, including validating deployments, monitoring performance, and ensuring scalability and reliability in cloud environments. Collaborate with developers, other test team members, and partners, translating our requirements into robust test strategies and ensuring alignment on quality goals. Additional Information Our uniqueness is that we truly celebrate yours. Experian's culture and people are important differentiators. We take our people agenda very seriously and focus on what truly matters; DEI, work/life balance, development, authenticity, engagement, collaboration, wellness, reward & recognition, volunteering... the list goes on. Experian's strong people first approach is award winning; Great Place To Work™ in 24 countries, FORTUNE Best Companies to work and Glassdoor Best Places to Work (globally 4.4 Stars) to name a few. Check out Experian Life on social or our Careers Site to understand why. Experian is proud to be an Equal Opportunity and Affirmative Action employer. Innovation is a critical part of Experian's DNA and practices, and our diverse workforce drives our success. Everyone can succeed at Experian and bring their whole self to work, irrespective of their gender, ethnicity, religion, color, sexuality, physical ability or age. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity. Experian Careers - Creating a better tomorrow together Benefits Experian care for employee's work life balance, health, safety and wellbeing. In support of this endeavor, we offer best-in-class family well-being benefits, enhanced medical benefits and paid time off. Experian Careers - Creating a better tomorrow together Find out what its like to work for Experian by clicking here
Posted 1 week ago
5.0 years
0 Lacs
Hyderabad, Telangana, India
On-site
Company Description Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, create marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them save time and money. We operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more industry segments. We invest in people and new advanced technologies to unlock the power of data. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 22,500 people across 32 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.com. Job Description We're looking for a Security Professional to join our growing team in Experian You will work with product teams to enhance the capabilities of our existing cloud platform, which powers our consumer products. You'll understand main parts of the platform architecture and propose, design, and promote improvements. A pragmatic approach and strong collaboration skills are important to achieving great outcomes.You will be reporting to a Senior Manager.You'll work for Hybrid (2 days WFO) from Hyderabad. What We're Looking For 5+ years of experience in Cloud Architecture and Security best practices, within AWS Hands-on experience with Microservices Architecture and Kubernetes Proficiency with Infrastructure as Code and DevOps tools such as Terraform, Git, Jenkins, Sonar, etc. Write high-quality code in Python or Java Solid experience in Public Key Infrastructure (PKI) design, cryptographic key management, and certificate management systems Experience with Privileged Access Management design, implementation, and support A hands-on, collaborative approach to embedding Security-First thinking into requirements and design Good To Have Experience participating in security audits such as SOC 2 or ISO 27001 Professional security certifications like CISSP, CISM, or AWS Cloud certifications Understanding of threats in the Financial Services sector and how to reduce them Experience developing internal security standards and policies for engineering teams Background working in large organizations across multiple teams or regions Qualifications AWS Cloud Architecture Terraform Python Programming Kubernetes Shift-left techniques Cryptographic Key Management Additional Information Our uniqueness is that we truly celebrate yours. Experian's culture and people are important differentiators. We take our people agenda very seriously and focus on what truly matters; DEI, work/life balance, development, authenticity, engagement, collaboration, wellness, reward & recognition, volunteering... the list goes on. Experian's strong people first approach is award winning; Great Place To Work™ in 24 countries, FORTUNE Best Companies to work and Glassdoor Best Places to Work (globally 4.4 Stars) to name a few. Check out Experian Life on social or our Careers Site to understand why. Experian is proud to be an Equal Opportunity and Affirmative Action employer. Innovation is a critical part of Experian's DNA and practices, and our diverse workforce drives our success. Everyone can succeed at Experian and bring their whole self to work, irrespective of their gender, ethnicity, religion, color, sexuality, physical ability or age. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity. Experian Careers - Creating a better tomorrow together Benefits Experian care for employee's work life balance, health, safety and wellbeing. In support of this endeavor, we offer best-in-class family well-being benefits, enhanced medical benefits and paid time off. Experian Careers - Creating a better tomorrow together Find out what its like to work for Experian by clicking here
Posted 1 week ago
0 years
0 Lacs
Tiruchirappalli, Tamil Nadu, India
On-site
Role Summary: Responsible for handling and resolving customer complaints related to credit reports, RBI complaints, and internal escalations in a timely and compliant manner. Key Responsibilities: Acknowledge, analyze, and resolve customer complaints received via CICs (CIBIL, Experian, CRIF), RBI CMS, and NGRO. Coordinate with internal teams (operations, collections, underwriting) to gather necessary information. Prepare and submit formal responses to CICs and RBI portals. Maintain detailed logs and case histories as per audit and regulatory standards. Track timelines and ensure compliance with turnaround time (TAT) guidelines. Skills Required: Good knowledge of RBI regulations and credit bureau functioning. Proficient in Excel and ticketing tools. Excellent written communication. Analytical mindset with a problem-solving approach.
Posted 1 week ago
5.0 years
0 Lacs
Hyderābād
On-site
Company Description Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, create marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them save time and money. We operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more industry segments. We invest in people and new advanced technologies to unlock the power of data. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 22,500 people across 32 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.com. Job Description We're looking for a Security Professional to join our growing team in Experian You will work with product teams to enhance the capabilities of our existing cloud platform, which powers our consumer products. You'll understand main parts of the platform architecture and propose, design, and promote improvements. A pragmatic approach and strong collaboration skills are important to achieving great outcomes.You will be reporting to a Senior Manager.You'll work for Hybrid (2 days WFO) from Hyderabad. What We're Looking For 5+ years of experience in Cloud Architecture and Security best practices , within AWS Hands-on experience with Microservices Architecture and Kubernetes Proficiency with Infrastructure as Code and DevOps tools such as Terraform, Git, Jenkins, Sonar, etc. Write high-quality code in Python or Java Solid experience in Public Key Infrastructure (PKI) design, cryptographic key management, and certificate management systems Experience with Privileged Access Management design, implementation, and support A hands-on, collaborative approach to embedding Security-First thinking into requirements and design Good to have: Experience participating in security audits such as SOC 2 or ISO 27001 Professional security certifications like CISSP , CISM , or AWS Cloud certifications Understanding of threats in the Financial Services sector and how to reduce them Experience developing internal security standards and policies for engineering teams Background working in large organizations across multiple teams or regions Qualifications AWS Cloud Architecture Terraform Python Programming Kubernetes Shift-left techniques Cryptographic Key Management Additional Information Our uniqueness is that we truly celebrate yours. Experian's culture and people are important differentiators. We take our people agenda very seriously and focus on what truly matters; DEI, work/life balance, development, authenticity, engagement, collaboration, wellness, reward & recognition, volunteering... the list goes on. Experian's strong people first approach is award winning; Great Place To Work™ in 24 countries, FORTUNE Best Companies to work and Glassdoor Best Places to Work (globally 4.4 Stars) to name a few. Check out Experian Life on social or our Careers Site to understand why. Experian is proud to be an Equal Opportunity and Affirmative Action employer. Innovation is a critical part of Experian's DNA and practices, and our diverse workforce drives our success. Everyone can succeed at Experian and bring their whole self to work, irrespective of their gender, ethnicity, religion, color, sexuality, physical ability or age. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity. Experian Careers - Creating a better tomorrow together Benefits Experian care for employee's work life balance, health, safety and wellbeing. In support of this endeavor, we offer best-in-class family well-being benefits, enhanced medical benefits and paid time off. #LI-Onsite Experian Careers - Creating a better tomorrow together Find out what its like to work for Experian by clicking here
Posted 1 week ago
5.0 years
2 - 6 Lacs
Hyderābād
On-site
Company Description Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, create marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them save time and money. We operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more industry segments. We invest in people and new advanced technologies to unlock the power of data. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 22,500 people across 32 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.com. Job Description As a Software Test Engineer, you will design and implement comprehensive test plans and automated test suites to validate software functionality, performance, and reliability. You'll collaborate with developers and product teams to understand requirements, identify edge cases, and ensure testability throughout the development lifecycle. You will proactively detect, document, and track bugs and work closely with engineering teams to resolve issues quickly. By integrating testing into CI/CD pipelines, you'll help maintain high-quality releases and reduce time to production. You'll also continuously evaluate and improve testing tools, frameworks, and processes to enhance coverage and efficiency.You will be reporting to a Senior Manager Our Environment Systems running on the latest Ruby, Rails, and React. Private Git/GitHub repository, Jira for ticket tracking/scrum sprints, and GitHub for code reviews 1:1 test coverage for most of the codebase and 2:1 for prime areas Mac laptops provided for development Jenkins for continuous integration; deploy to AWS in containers Agile teams comprised of Software Developers and Software Test Engineers Qualifications 5+ years hands-on experience of full-stack testing in JavaScript or any other scripting language,with an understanding of application behavior and edge cases Hands on experience with Java Selenium Backend testing skills, with advanced knowledge for validating data integrity and performance Experienced in using Git, Docker, and CI/CD pipelines to support automated testing, version control, and efficient deployment workflows. Cloud testing experience with AWS, including validating deployments, monitoring performance, and ensuring scalability and reliability in cloud environments. Collaborate with developers, other test team members, and partners, translating our requirements into robust test strategies and ensuring alignment on quality goals. Additional Information Our uniqueness is that we truly celebrate yours. Experian's culture and people are important differentiators. We take our people agenda very seriously and focus on what truly matters; DEI, work/life balance, development, authenticity, engagement, collaboration, wellness, reward & recognition, volunteering... the list goes on. Experian's strong people first approach is award winning; Great Place To Work™ in 24 countries, FORTUNE Best Companies to work and Glassdoor Best Places to Work (globally 4.4 Stars) to name a few. Check out Experian Life on social or our Careers Site to understand why. Experian is proud to be an Equal Opportunity and Affirmative Action employer. Innovation is a critical part of Experian's DNA and practices, and our diverse workforce drives our success. Everyone can succeed at Experian and bring their whole self to work, irrespective of their gender, ethnicity, religion, color, sexuality, physical ability or age. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity. Experian Careers - Creating a better tomorrow together Benefits Experian care for employee's work life balance, health, safety and wellbeing. In support of this endeavor, we offer best-in-class family well-being benefits, enhanced medical benefits and paid time off. #LI-Onsite Experian Careers - Creating a better tomorrow together Find out what its like to work for Experian by clicking here
Posted 1 week ago
8.0 years
4 - 9 Lacs
Gurgaon
On-site
KEY ACCOUNTABILITIES Work with business and technology stakeholders to contribute to the test strategy and test plan to deliver specific business outcomes in line with client UK testing framework and meeting audit standards. Working with the Business Analyse/Product owner to analyse, review and assess user stories/requirements/specifications and models for test validity and feasibility. Working with the Test Manager, Scrum Master, Solution Architect, Business Analysis, Software Engineer, Product Owner to ensure optimised coverage providing test evidence that the requirements are met. Ensuring all test design and test execution activities are compliant with agreed frameworks (model) and audit standards. Coaching and advising a team of testers for a particular test phase, ensuring the quality of the outcomes. Act as deputy for the Test Manager when required. Working with the engineering and Business Analyse/Product owner to understand test data requirement to satisfy the test, then prepare and acquire the test data. Create test design specification and test cases for the system under test, working with the Business subject matter expertise, Business Analyse/Product owner to seek their feedback. Responsible for accurately reporting to the Test Manager, Scrum Master, Product Owner, Business SME, if the test has met the acceptance criteria and where it hasnt raising defects, providing clear and accurate evidence to ensure the defect can be resolved within the agreed SLAs, giving input for test quality and test risk. Working with the Test Manager to driving continuous improvements, with a quality first mindset to ensure the optimised number of tests are designed and executed either via an automated or manual test. Assure both client and 3rd party test design & coverage through peer reviews both informal and form, capturing static defects and reporting outcomes to the Test Manager. Ensuring the test team adhere to the client Test Framework Execute all automated test using the agreed Test automation framework, performance of test design and test execution according to defined strategy, test time, schedule, estimate and defined acceptance criteria. Design tests in the agreed Test Management tool i.e., Zephyr evidencing traceability to user stores in requirements capture tool i.e., Jira. Updating the selected test tool with the outcome for the test and reporting clear, concise and timely test metrics & dashboards to ensure the Head of Portfolio Delivery, plus the wider delivery team, Solution Architect, Business Analysis, Software Engineer, Product Owner, are informed of progress and key risks that may impact, time, budget and quality. Utilising the test data and tooling & virtualisation strategy, ensuring risks, issues deviation is captured. Conduct all test phases including System Test, System Integration, User Acceptance, Deployment Verification Tests. Including testing with the Aggregators, i.e., Compare the Market and 3rd party integrations i.e., Experian, PaySafe. As well as building an awareness of non-functional test. Working with cross-functional teams to ensure quality throughout the Software Development Lifecycle. FUNCTIONAL / TECHNICAL SKILLS The ideal candidate will have significant experience within Insurance, Financial Services or e-Commerce Sector. You must be a self-starter, used to working autonomously within a matrix environment. Ideally 8+ years plus experience as a Software Test Manager or similar role Understanding and knowledge of system development life cycle methodologies (such as waterfall, spiral, agile software development, rapid prototyping, incremental, synchronize and stabilize, and DevOps) Working knowledge of test management software e.g., Zephyr and experience of basic SQL Experience of identifying the appropriate techniques, tools, and guidelines to implement the required tests Experience with using test automation tools and frameworks such as Cucumber, Gherkin, Ruby, Selenium Exposure in designing test solutions with RESTful APIs and SOAP integrations Exposure to multiple, diverse technologies, platforms and processing environments Ability to work with engineering team across both in and outsourced environment. Relevant professional qualifications (such as International Software Testing Qualifications Board BCS ISTQB or the equivalent gained through practical experience), Ability to work in a fast-paced environment with minimal supervision Critical thinker and problem-solving skills Team player Good time-management skills Great interpersonal and communication skills BSc/BA in Computer Science, Engineering or a related field
Posted 1 week ago
3.0 years
5 - 10 Lacs
Bengaluru
On-site
About Aerospike Aerospike is the real-time database for mission-critical use cases and workloads, including machine learning, generative, and agentic AI. Aerospike powers millions of transactions per second with millisecond latency, at a fraction of the total cost of ownership compared to other databases. Global leaders, including Adobe, Airtel, Barclays, Criteo, DBS Bank, Experian, Grab, HDFC Bank, PayPal, Sony Interactive Entertainment, The Trade Desk, and Wayfair, rely on Aerospike for customer 360, fraud detection, real-time bidding, profile stores, recommendation engines, and other use cases Headquartered in Mountain View, California, Aerospike has a global presence with offices in London, Bangalore, and Tel Aviv. In Bengaluru we follow hybrid models with mandate two days' work from office. Site Reliability Engineer As a Site Reliability Engineer (SRE) for Aerospike, you will play a crucial role in building and improving the reliability, performance, and scalability of our cloud platform. You will contribute to developing robust infrastructure, implementing monitoring solutions, and ensuring the reliability of our mission-critical cloud infrastructure and services. This role offers excellent opportunities for growth and learning in a fast-paced, innovative environment. Key Responsibilities Deploying, monitoring, and optimizing Aerospike's cloud platform infrastructure and services across multiple environments Developing and enhancing automation and infrastructure-as-code solutions to improve operational efficiency Building monitoring, alerting, and observability implementations to help detect and resolve system issues proactively Participating in incident response activities, learning from post-mortems, and driving continuous improvement initiatives Implementing security best practices for cloud infrastructure and access control Collaborating with development teams to ensure reliable service delivery Participating in on-call rotation, responding to critical incidents and minimizing downtime through proactive mitigation strategies. Creating and maintaining documentation, runbooks, and system configurations for team knowledge sharing Working on capacity planning and performance optimization efforts Enhancing CI/CD pipeline improvements and deployment automation Required Experience 3+ years of experience in Site Reliability Engineering, DevOps, Infrastructure Engineering, or related technical fields Experience with at least one major public cloud provider (AWS, Google Cloud, or Azure) and basic understanding of cloud services Familiarity with infrastructure-as-code tools such as Terraform or CloudFormation Basic experience with CI/CD pipelines and automated deployment practices Understanding of Linux/Unix systems administration and basic networking concepts Experience with scripting languages such as Python, Bash, Go, or similar for automation tasks Exposure to containerization technologies such as Docker and basic Kubernetes concepts Familiarity with monitoring and logging tools (e.g., Prometheus, Grafana, CloudWatch, or similar) Strong problem-solving skills and eagerness to learn new technologies Good communication skills and ability to work collaboratively in a team environment Preferred Skills and Qualifications Experience with database systems, preferably NoSQL databases Understanding of basic security practices in cloud environments Familiarity with Aerospike or other distributed databases Industry certifications such as AWS Cloud Practitioner, Google Cloud Associate, or Azure Fundamentals Exposure to configuration management tools (Ansible or similar) Experience with version control systems (Git) and collaborative development practices Aerospike is an Equal Opportunity Employer. We are committed to providing an environment free from discrimination on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status, or any other basis covered by appropriate law.
Posted 1 week ago
0 years
2 - 3 Lacs
Chennai
On-site
Role Summary: Responsible for handling and resolving customer complaints related to credit reports, RBI complaints, and internal escalations in a timely and compliant manner. Key Responsibilities: Acknowledge, analyze, and resolve customer complaints received via CICs (CIBIL, Experian, CRIF), RBI CMS, and NGRO. Coordinate with internal teams (operations, collections, underwriting) to gather necessary information. Prepare and submit formal responses to CICs and RBI portals. Maintain detailed logs and case histories as per audit and regulatory standards. Track timelines and ensure compliance with turnaround time (TAT) guidelines. Skills Required: Good knowledge of RBI regulations and credit bureau functioning. Proficient in Excel and ticketing tools (Freshdesk, Zoho, etc.). Excellent written communication. Analytical mindset with a problem-solving approach. Job Type: Full-time Pay: ₹18,000.00 - ₹25,000.00 per month Benefits: Paid time off Work Location: In person
Posted 1 week ago
125.0 years
0 Lacs
Mumbai, Maharashtra, India
On-site
Company Description Experian unlocks the power of data to create opportunities for consumers, businesses and society. We gather and analyse data in ways others can't. We help individuals take financial control and access financial services, businesses make smarter decision and succeed, lenders lend more responsibly, and organisations prevent identity fraud and crime. For more than 125 years, we've helped consumers and clients prosper, and economies and communities flourish – and we're not done. Our 17,800 people in 45 countries believe the possibilities for you, and our world, are growing. We're investing in new technologies, experienced people and new ideas so we can help create a better tomorrow. Job Description Delivering high quality analytical and value-added services for clients while adhering to timelines Build next in class risk Models for our Clients leveraging bureau and alternate data Provide subject matter expertise on acquisition and limit assignment strategies You'll play an integral role to Engage Business/Technical Consultants and delivery teams appropriately so that there is a shared understanding and agreement as to deliver proposed solution You will have the opportunity to use analysis and customer insights to develop value propositions for customers Manage the delivery of multiple, complex analytics projects Flexible and expertise to perform hands-on modelling work Motivate project team to ensure quality deliverables and achieve milestones Mentor and coach junior team members in model development process Develop industry best practice on model development/validation Drive high standards of customer service and proactive client communication throughout the project term Qualifications 8-12 years' experience in credit risk modelling across customer life cycle A strong understanding of machine learning techniques and algorithms, such as Gradient Boost, KNN, etc. Knowledge of different modelling frameworks like Linear Regression, Logistic Regression, Decision Tree Experience working on large data sets using Modern languages like Python Good understanding and hands-on experience of statistical modelling/data analysis tools (SAS, Python) and techniques Good applied statistics skills, such as distributions, statistical testing, regression etc. Understanding of decisioning and portfolio management in banking and financial services would be added advantage Understanding of credit bureau would be an added advantage Extensive experience of managing large projects Experience of working in a financial services environment or Modelling department of International Banks Able to interpret technical features into commercial benefits Additional Information Benefits package includes: Great compensation package. Core benefits include, Group mediclaim Insurance, Sharesave scheme and more! 25 days annual leave & 10 sick leaves. Car Lease policy Role Location: Mumbai Experian is an equal opportunities employer Experian Careers - Creating a better tomorrow together Find out what its like to work for Experian by clicking here
Posted 1 week ago
125.0 years
0 Lacs
Mumbai, Maharashtra, India
On-site
Company Description Experian unlocks the power of data to create opportunities for consumers, businesses and society. We gather and analyse data in ways others can't. We help individuals take financial control and access financial services, businesses make smarter decision and succeed, lenders lend more responsibly, and organisations prevent identity fraud and crime. For more than 125 years, we've helped consumers and clients prosper, and economies and communities flourish – and we're not done. Our 17,800 people in 45 countries believe the possibilities for you, and our world, are growing. We're investing in new technologies, experienced people and new ideas so we can help create a better tomorrow. Job Description We are looking for a Data Modeller to help us unlock our vast amounts of data with modelling and advanced analytics, allowing us to make smarter decisions and deliver even better products to our clients. Your primary focus will be in applying data mining techniques, doing statistical analysis, and building high-quality prediction systems and automated scores using machine learning, integrated with our products. You will also support our business teams, pre-sales and analytics to ensure product creation. Suited to someone who has 3 to 4 years' experience core analytics function of a large bank / consulting firm and with experience handling large data volumes using data analysis tools and generating good data insights. What You'll Do Deliver high quality analytical and value-added services for the clients while following timelines as promised to the client. You'll play an important role to Engage Business/Technical Consultants and delivery teams so that there is a shared understanding and agreement as to deliver proposed solution You will Use analysis and customer insights to develop value propositions for customers Qualifications What you'll need to bring to the party Understanding of machine learning techniques and algorithms, such as Gradient Boost, KNN, etc. Knowledge of different modelling frameworks like Linear Regression, Logistic Regression, Decision Tree Decent understanding and hands-on of statistical modelling/data analysis tools especially Python, Pyspark or SAS and market trends Applied statistics skills, such as distributions, statistical testing, regression etc. Understanding of decisioning and portfolio management in banking and financial services would be added advantage Understanding of credit bureau would be an added advantage Additional Information Benefits package includes: Great compensation package. Core benefits include, Group mediclaim Insurance, Sharesave scheme and more! 25 days annual leave & 10 sick leaves. Car Lease policy Role Location: Mumbai Experian is an equal opportunities employer Experian Careers - Creating a better tomorrow together Find out what its like to work for Experian by clicking here
Posted 1 week ago
125.0 years
0 Lacs
Mumbai Metropolitan Region
On-site
Experian India is looking for a Product Engineer to join its Credit Bureau Technology team. The candidate would possess a strong analytical mind, be a technical and creative thinker, have a strong aptitude for problem solving, and have zero tolerance for inefficiencies in product development & deliveries. The ideal candidate will have excellent written, oral and interpersonal communication skills, along with the fervent desire to continuously learn about different products and technologies. Suggesting and driving forward infrastructure and tooling improvements that enable the business to confidently operate at pace. Individual will also be responsible for ensuring customer successes by providing necessary support to business-critical applications. You will be a member of a team collaborating and working together towards technology transformation goals of Indian Credit Bureau Technology team. The Indian Credit Bureau team is responsible for conceptualization, design, development and support of all the bureau technology products. What you’ll be doing (Job responsibilities for this role) Analyzing product requirements and writing application code based on feature specification maintaining coding Standards and security protocols Ability to extract, analyze and recommend fixes on data related issues Ability to work on large data set quickly via code or excel to create necessary summary or view for Leadership & team for respective issue /problem management Prioritize and execute tasks in the product lifecycle as per laid guidelines Test and debug applications, to suggest mitigative actions and long-term fixes Validate product functionality and security requirements We are looking for an individual who is energetic, engaged, and willing to actively participate with the right positive attitude. Orchestrating the end-to-end deployment process, ensuring that all aspects of go-live are considered Investigating issue trends and devising solutions, Problem, Change Management and Release Management. Expertise in working on Agile/Scrum team environment. Experience with testing: Unit Testing, Test Driven Development, Integration Testing, Load Testing, Test Automation. Responsible for automation & system provisioning, metrics, monitoring, scalability and security Owning & resolving production issues. Product Engineer | Mumbai | Experian Asia Pacific About Experian Experian unlocks the power of data to create opportunities for consumers, businesses and society. We gather and analyse data in ways others can't. We help individuals take financial control and access financial services, businesses make smarter decision and succeed, lenders lend more responsibly, and organisations prevent identity fraud and crime. For more than 125 years, we've helped consumers and clients prosper, and economies and communities flourish – and we're not done. Our 17,800 people in 45 countries believe the possibilities for you, and our world, are growing. We're investing in new technologies, experienced people and new ideas so we can help create a better tomorrow. Experience And Skills What you’ll need to bring along (Your prior experience & Expertise) Programming Skills: Strong Programming skills with Extensive knowledge of object-oriented architecture and modern frontend frameworks. Technology & Script: JavaScript, Java Basics / Core Java /Advance Java, Web Services, JSP Servlets, Java script toolkits, Web/Application Servers, OO and relational modeling skills, OOPS. Framework - Spring, Hibernate DB Skills: Experienced in SQL querying for Data review/management (db2, Oracle, SQL Server). Scripting : Experienced in shell, python script management & proficient in Unix commands Networking: Understanding network topologies and common network protocols and services (DNS, HTTP(S), SSH, Experience with tools: Bit Bucket. GitHub, Jenkins, Artifactory, Jira, Chef Agile Methodologies: Experience with Agile software development, Agile XP, ITIL and project management methodologies. DevOps: Continuous integration and continuous deployment experience and exposure to DevOps practices Experience with various architectures: Domain Driven Design, Microservices, Cloud Native and Event Driven Architecture. Attitude to manage issues proactively including timely resolution and the identification of remediation opportunities Fail fast approach to align to product engineering standard More About You (Skills We Are Looking For) 4+ years of experience Constant curiosity and a desire to improve yourself and your fellow engineers. Exposure to Financial Services and Banking concepts. Experience in Cloud architecture (AWS) would be an advantage Experience in JBoss, Apache Tomcat would be an advantage Experience in Angular, Node and React JS would be an advantage Additional Information Benefits Package Includes Great compensation package. Core benefits include, Group mediclaim Insurance, Sharesave scheme and more! 25 days annual leave & 10 sick leaves. Car Lease policy Role Location: Mumbai Experian is an equal opportunities employer Experian Careers - Creating a better tomorrow together Find out what its like to work for Experian by clicking here
Posted 2 weeks ago
4.0 - 8.0 years
0 Lacs
karnataka
On-site
You are a Techno-Functional QA Engineer with 4 to 8 years of experience, specializing in the Consumer Lending domain. As a valuable member of the Quality Engineering team, your primary responsibility will be to ensure the quality and reliability of the lending platform. Your duties will include reviewing business requirements, user stories, and functional specifications related to loan products such as personal loans, credit cards, and auto loans. You will design and execute manual and automated test cases across UI, API, and backend systems. Furthermore, you will be validating end-to-end loan lifecycle workflows, including application, credit checks, approvals, disbursements, and servicing. Database testing to ensure accuracy in credit decisioning rules and risk assessment logic will also fall under your purview. Collaboration with Product and Development teams will be crucial in ensuring quality across all stages of the Software Development Life Cycle (SDLC). To excel in this role, you should have a minimum of 4-8 years of experience in software testing, including manual and automation, with at least 2 years in the consumer lending or fintech domain. A strong knowledge of credit workflows, underwriting, loan processing, and regulatory compliance such as TILA and FCRA is essential. Moreover, you should possess solid skills in API testing, SQL, and functional validation of complex financial systems. Your success in this position will be bolstered by your excellent analytical, communication, and teamwork abilities. Experience with automation frameworks like Selenium and RestAssured, exposure to Agile methodologies, and familiarity with defect tracking tools such as JIRA will be advantageous. Additionally, familiarity with credit bureaus like CIBIL and Experian, or decision engines, is considered a plus. If you are looking for a challenging yet rewarding opportunity to contribute to the quality and reliability of consumer lending platforms, this role might be the perfect fit for you.,
Posted 2 weeks ago
125.0 years
0 Lacs
Mumbai, Maharashtra, India
On-site
Company Description Experian unlocks the power of data to create opportunities for consumers, businesses and society. We gather and analyse data in ways others can't. We help individuals take financial control and access financial services, businesses make smarter decision and succeed, lenders lend more responsibly, and organisations prevent identity fraud and crime. For more than 125 years, we've helped consumers and clients prosper, and economies and communities flourish – and we're not done. Our 17,800 people in 45 countries believe the possibilities for you, and our world, are growing. We're investing in new technologies, experienced people and new ideas so we can help create a better tomorrow. Job Description Experian India is looking for a Product Engineer to join its Credit Bureau Technology team. The candidate would possess a strong analytical mind, be a technical and creative thinker, have a strong aptitude for problem solving, and have zero tolerance for inefficiencies in product development & deliveries. The ideal candidate will have excellent written, oral and interpersonal communication skills, along with the fervent desire to continuously learn about different products and technologies. Suggesting and driving forward infrastructure and tooling improvements that enable the business to confidently operate at pace. Individual will also be responsible for ensuring customer successes by providing necessary support to business-critical applications. You will be a member of a team collaborating and working together towards technology transformation goals of Indian Credit Bureau Technology team. The Indian Credit Bureau team is responsible for conceptualization, design, development and support of all the bureau technology products. What you’ll be doing (Job responsibilities for this role) Analyzing product requirements and writing application code based on feature specification maintaining coding Standards and security protocols Ability to extract, analyze and recommend fixes on data related issues Ability to work on large data set quickly via code or excel to create necessary summary or view for Leadership & team for respective issue /problem management Prioritize and execute tasks in the product lifecycle as per laid guidelines Test and debug applications, to suggest mitigative actions and long-term fixes Validate product functionality and security requirements We are looking for an individual who is energetic, engaged, and willing to actively participate with the right positive attitude. Orchestrating the end-to-end deployment process, ensuring that all aspects of go-live are considered Investigating issue trends and devising solutions, Problem, Change Management and Release Management. Expertise in working on Agile/Scrum team environment. Experience with testing: Unit Testing, Test Driven Development, Integration Testing, Load Testing, Test Automation. Responsible for automation & system provisioning, metrics, monitoring, scalability and security Owning & resolving production issues. Product Engineer | Mumbai | Experian Asia Pacific Qualifications What you’ll need to bring along (Your prior experience & Expertise) Programming Skills: Strong Programming skills with Extensive knowledge of object-oriented architecture and modern frontend frameworks. Technology & Script: JavaScript, Java Basics / Core Java /Advance Java, Web Services, JSP Servlets, Java script toolkits, Web/Application Servers, OO and relational modeling skills, OOPS. Framework - Spring, Hibernate DB Skills: Experienced in SQL querying for Data review/management (db2, Oracle, SQL Server). Scripting : Experienced in shell, python script management & proficient in Unix commands Networking: Understanding network topologies and common network protocols and services (DNS, HTTP(S), SSH, Experience with tools: Bit Bucket. GitHub, Jenkins, Artifactory, Jira, Chef Agile Methodologies: Experience with Agile software development, Agile XP, ITIL and project management methodologies. DevOps: Continuous integration and continuous deployment experience and exposure to DevOps practices Experience with various architectures: Domain Driven Design, Microservices, Cloud Native and Event Driven Architecture. Attitude to manage issues proactively including timely resolution and the identification of remediation opportunities Fail fast approach to align to product engineering standard More About You (Skills We Are Looking For) 4+ years of experience Constant curiosity and a desire to improve yourself and your fellow engineers. Exposure to Financial Services and Banking concepts. Experience in Cloud architecture (AWS) would be an advantage Experience in JBoss, Apache Tomcat would be an advantage Experience in Angular, Node and React JS would be an advantage Additional Information Benefits package includes: Great compensation package. Core benefits include, Group mediclaim Insurance, Sharesave scheme and more! 25 days annual leave & 10 sick leaves. Car Lease policy Role Location: Mumbai Experian is an equal opportunities employer Experian Careers - Creating a better tomorrow together Find out what its like to work for Experian by clicking here
Posted 2 weeks ago
5.0 - 7.0 years
0 Lacs
Hyderabad, Telangana, India
On-site
Job Description Lead Developer – Summary As a Lead Developer At Experian, You'll Design, Develop, And Deliver High-quality Software Solutions, Translating Business Needs Into Technical Specifications. You’ll Lead Complex Programming Tasks, Ensure Robust Testing, And Support Integration And Deployment. The Role Involves: Technical Leadership: Designing systems, writing complex code, and mentoring junior developers. Collaboration: Working with cross-functional teams, providing technical consultancy, and supporting pre/post-sales. Project Delivery: Estimating, planning, and managing tasks to meet deadlines. Knowledge Sharing: Promoting learning, conducting demos, and leading knowledge sessions. Customer Focus: Ensuring solutions meet customer needs and regulatory standards. You’ll need to thrive in a collaborative, innovative environment, helping shape the future of Experian’s products and services. Qualifications B.Sc. in Science, Technology, Engineering, Mathematics or equivalent degree. Desirable Experience 5 to 7 years of experience in IBM Mainframe Application Development. Experience of working in an agile environment using a Scrum or Kanban approach. Experience of the full development lifecycle. Strong Software development and analysis skills Ability to write clean, scalable code, applying design patterns and best practices. Demonstrable experience in IBM Mainframe development technologies and software engineering best practices COBOL CICS JCL VSAM DB2 Tools such as Changeman, CA-7, JIRA and File Manager. Knowledge of Assembler/PL 1 would be useful. About Experian Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, create marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them save time and money. We operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more industry segments. We invest in people and new advanced technologies to unlock the power of data. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 22,500 people across 32 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.com. Qualifications Experience and Skills batchelor of science technology engineering maths degree Additional Information Our uniqueness is that we celebrate yours. Experian's culture and people are important differentiators. We take our people agenda very seriously and focus on what matters; DEI, work/life balance, development, authenticity, collaboration, wellness, reward & recognition, volunteering... the list goes on. Experian's people first approach is award-winning; World's Best Workplaces™ 2024 (Fortune Top 25), Great Place To Work™ in 24 countries, and Glassdoor Best Places to Work 2024 to name a few. Check out Experian Life on social or our Careers Site to understand why. Experian is proud to be an Equal Opportunity and Affirmative Action employer. Innovation is an important part of Experian's DNA and practices, and our diverse workforce drives our success. Everyone can succeed at Experian and bring their whole self to work, irrespective of their gender, ethnicity, religion, colour, sexuality, physical ability or age. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity. Experian Careers - Creating a better tomorrow together Find out what its like to work for Experian by clicking here
Posted 2 weeks ago
7.0 years
0 Lacs
Mumbai, Maharashtra, India
On-site
Job Purpose The Senior Product Manager for Collections is responsible for developing the product vision and strategy for Experian’s software products and propositions in the EMEA and APAC (EMAP) markets in the Collections domain. They turn these into tangible plans for bringing new / updated products and services to market and are accountable for their successful launch and performance against customer satisfaction and financial measures. The role also assumes ownership of the post-release management, maintenance and sunset lifecycle and to optimise the value derived from investment in the product. There is a strong focus on developing and launching new propositions for different markets, segments and verticals by integrating Experian’s unique assets across data, analytics and software, including our Identity and Fraud solutions and partner services. This role has a particular focus on enabling Experian’s transformation of its on premises PowerCurve Collections software into Collections as a Service model, and to facilitate client migrations and profitable growth into new markets, verticals and segments. The product manager manages the process through interaction with clients and prospects, and by working with an internal cross-functional team that includes Global Product and Marketing, Regional Marketing, Pricing, Strategy and Partnerships, Sales, Legal, Finance, Software Development and Delivery. The product manager will be the regional SME for their products and have knowledge of competitive solutions. They will act as ambassador, champion and evangelist for the products they manage and have the ability to operate at a range of levels across the business. Principal Responsibilities Development of the regional Collections product strategy, including: The creation and maintenance of the associated regional (EMAP) roadmap in collaboration with the Global Product Management organisation and the socialisation of these both internally and with clients A migration strategy for transitioning existing on premises clients to the Collections as a Service solution when it is available Collaboration with the Global Product Management organisation on the build of the Collections as a Service solution to: Ensure the design and functionality meets EMAP market needs Help plan and manage the delivery of the new capability to the right markets and right clients at the right time (e.g. Beta client adoption) Identify, develop and bring to market new product extensions / propositions that deliver significant value to Experian and its clients Own, manage and lead the progression of these new product initiatives through the established EMAP Go To Market planning process and be accountable for its successful execution and on-going performance of the new product / proposition Ensure the effective in-life management of existing products to ensure they deliver the quality and value expected of Experian’s clients. Gather product requirements from the market, clients, and other appropriate sources to synthesise into a prioritised backlog in collaboration with Global Product Management and to manage their delivery into the market and client base Provide subject matter expertise to the EMAP region in respect of the Collections product suite. Ensure sales teams are sufficiently aware and trained on the product proposition and support significant sales opportunities where appropriate Required key skills and experience 7+ years’ experience of software product management and proposition development of one or more products addressing multiple market and segment needs with a demonstrable track record of innovation in the financial services, telco, payments or closely allied industries A practical understanding of how SaaS delivers value to all stakeholders both within Experian and for its clients and how to leverage it to build and enhance new products and services Experience in the creation and execution of Go To Market plans for new / updated products or propositions Strong commercial acumen, including demonstrable experience in constructing business cases for new product/proposition investment initiatives and a deep appreciation of how to build and articulate the value of propositions into a sustainable pricing model A working understanding of one or more of credit originations, customer management, risk management, debt management or collections Knowledge of one or more decisioning software solutions, ideally to include PowerCurve or similar Tier 1 solutions is desirable Knowledge and understanding of the principles of advanced analytics and modelling including AI and Machine Learning and their application to automated decisioning would be advantageous Attributes Good understanding of the EMAP market for collections and underlying business drivers and trends Excellent communication skills (verbal, written and presentation) across different audiences, including senior leadership within Experian and externally Exceptional collaboration, influencing and relationship-building skills with colleagues and stakeholders across multiple markets, and an understanding of how to successfully navigate cultural and business differences in those markets Detailed understanding of how software products deliver business benefits to our clients and partner organisations Good insight of software product development processes Very strong organisational and management skills and the ability to work effectively and collaboratively within cross-functional teams and in a complex, matrix environment Strong problem-solving ability Highly motivated, self-starting and able to work well with limited supervision Qualifications Minimum: Bachelors or higher degree, in a technical field preferred Desirable: Master’s degree in business administration Desirable: Professional product management qualification e.g. Pragmatic Marketing or NPDP from the PDMA
Posted 2 weeks ago
125.0 years
0 Lacs
Mumbai Metropolitan Region
On-site
Experian is seeking a strategic and execution-focused Head of Product to lead our product vision, roadmap, and go-to-market strategy while also owning and expanding our ecosystem of strategic partnerships for Experian’s Fraud&ID and SaaS business. What You’ll Be Doing Product Leadership Define and own the product vision, strategy, and roadmap across products for Fraud&ID and SaaS business Lead cross-functional teams (engineering, design, data science, compliance) to deliver high-impact products. Prioritize features and enhancements based on customer needs, market trends, and business goals. Ensure regulatory compliance and security standards are embedded in product development. Drive product lifecycle management from ideation to launch and iteration. Building and driving GTM activities in close collaboration with GTM Head Internal design consultation for Strategic Accounts, support pre-sales with additional technical and design insights and providing solutions to complex customer problem statements. Partnerships & Ecosystem Development Identify, negotiate, and manage strategic partnerships with data providers, technology platforms, financial institutions, and regulatory bodies. Build and scale API integrations and co-branded solutions with partners. Collaborate with sales and marketing to develop joint go-to-market strategies. Leadership & Strategy Build and mentor a high-performing product and partnerships team. Collaborate with executive leadership on company strategy, growth planning, and innovation. Monitor competitive landscape and emerging technologies About Experian Experian unlocks the power of data to create opportunities for consumers, businesses and society. We gather, analyze and process data in ways others can't. We help individuals take financial control and access financial services, businesses make smarter decision and thrive, lenders lend more responsibly, and organizations prevent identity fraud and crime. For more than 125 years, we've helped consumers and clients prosper, and economies and communities flourish – and we're not done. Our 17,800 people in 45 countries believe the possibilities for you, and our world, are growing. We're investing in new technologies, talented people and innovation so we can help create a better tomorrow. Qualifications Experience and Skills Overall experience of 12+years with 5+ years of experience in product management and 3 years in a leadership role. Proven experience in fintech, fraud prevention, identity verification & cybersecurity domains. Deep experience in digital lending platforms, including credit decisioning, underwriting, and loan lifecycle management Strong understanding of digital onboarding workflows, including eKYC, document verification, biometric authentication, and risk scoring Strong track record of building and scaling B2B SaaS or API-first products. Experience with multi-tenant architecture, service-level agreements (SLAs), and uptime/reliability metrics. Experience integrating with third-party platforms via APIs, SDKs, and webhooks Deep understanding of regulatory frameworks (e.g., KYC, AML, DPDP act). Deep understanding of SaaS business models, including subscription pricing, usage-based billing, and customer retention strategies. Experience managing strategic partnerships and alliances. Technical fluency and ability to work closely with engineering teams Excellent communication, negotiation, and stakeholder management skills Preferred Experience working with financial institutions, neobanks, fintechs Familiarity with machine learning, biometrics, or blockchain technologies. MBA or advanced degree in a relevant field. Why us We’re a high-performance and driven team but we don’t forget to celebrate success We offer strong career and international opportunities for high performers We invest heavily in our products and our people We offer training and support from experienced subject matter experts and managers plus dedicated learning & development time. Additional Information Helping clients solve complex business problems makes your heart race Consulting is most likely in your DNA You enjoy working with senior management to set strategic direction You are great at defining objectives and approaches for critical assignments. Experian Careers - Creating a better tomorrow together Find out what its like to work for Experian by clicking here Videos to Watch Experian Careers - Creating a better tomorrow together Find out what its like to work for Experian by clicking here
Posted 2 weeks ago
2.0 - 3.0 years
0 Lacs
Mumbai, Maharashtra, India
On-site
Experian is looking for smart product management professionals to be a part of our Credit Services business. In the role of Product Manager, you will be responsible for understanding existing solutions & help market those. Your exposure to product management in retail lending products with credit institutions and/or fintech organizations will differentiate you from the rest. Being among the Top 100 ‘The most innovative Companies of 2014 by Forbes’; Experian India provides data, insights & analytical services to enable organizations to make and execute better business decisions. Experian is a global leader in harnessing information and using it to empower businesses and consumers. We are dedicated to helping people and organizations make sense of complex data. Using our expertise in data and analytics we can provide you with insight into customer relationships to help you make informed business and marketing decisions. What you will do Product Strategy & Vision : Define and articulate the product vision, strategy, and roadmap for sophisticated data and analytics platform(s), aligning with business goals and market needs. Lifecycle Management : Own the end-to-end product lifecycle from ideation, requirements definition (BRDs), and scoping through to development, launch, and iteration. Go-to-Market Strategy : Develop and execute comprehensive go-to-market plans, collaborating with sales, marketing, and client-facing teams to ensure successful product adoption and revenue growth. Client & User Experience : Champion a client-centric approach, designing and optimizing user journeys and workflows to ensure a seamless and powerful platform experience. Commercial Ownership : Manage platforms’ P&L, drive revenue growth, and identify new commercial opportunities and product enhancements. Technical Collaboration : Work closely with engineering teams to translate business requirements into technical specifications, ensuring a deep understanding of the platform architecture, APIs, and microservices. Stakeholder & Vendor Management : Effectively manage relationships with internal stakeholders, external partners, and vendors to ensure alignment and successful project execution. Market Intelligence : Serve as the subject matter expert, staying ahead of industry trends, competitive landscapes, and technological advancements to inform your product strategy. Enablement & Support : Develop training materials and provide pre-sales support to empower frontline teams and ensure stakeholders are fully informed and proficient. Who you need to be Strategic Thinker: You can balance long-term vision with tactical execution. Collaborative : You excel at managing diverse personalities and aligning expectations across teams. Solution-Oriented: You are resourceful and adept at navigating complex challenges to find effective solutions. Driven by Action : You have a bias for getting things done and driving projects to completion. Commercially Minded: You are focused on delivering revenue and tangible business results. Adaptable & Resilient: You thrive in a fast-paced environment and can perform under pressure. Empathetic Leader : You are a person of high integrity who inspires and brings people along with you on the journey. What you need to have An MBA or Engineering degree from a reputed institution. 2-3 years of product management experience within the banking, financial services (BFSI), or financial technology industry. Proven experience building and managing enterprise-grade data, analytics, or Software-as-a-Service (SaaS) platforms. A strong technical acumen, with a solid understanding of modern platform architecture, APIs, and data workflows. Some hands-on coding experience is a plus. Demonstrable experience working with large datasets to solve complex business challenges for clients. Experience collaborating closely with Business, Credit Risk, or Analytics units within a bank or financial institution. Familiarity with BI and data visualization tools (e.g., Tableau, PowerBI, Quicksight) is highly advantageous. A fundamental understanding of credit risk and scoring methodologies. Exceptional project management, presentation, and communication skills, with an ability to multitask and manage competing priorities. Proven ability to evaluate and manage strategic partnerships.
Posted 2 weeks ago
5.0 - 7.0 years
0 Lacs
Hyderabad, Telangana, India
On-site
Company Description Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, create marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them save time and money. We operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more industry segments. We invest in people and new advanced technologies to unlock the power of data. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 22,500 people across 32 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.com. Job Description Job description Lead Developer – Summary As a Lead Developer at Experian, you'll design, develop, and deliver high-quality software solutions, translating business needs into technical specifications. You’ll lead complex programming tasks, ensure robust testing, and support integration and deployment. The role involves: Technical Leadership: Designing systems, writing complex code, and mentoring junior developers. Collaboration: Working with cross-functional teams, providing technical consultancy, and supporting pre/post-sales. Project Delivery: Estimating, planning, and managing tasks to meet deadlines. Knowledge Sharing: Promoting learning, conducting demos, and leading knowledge sessions. Customer Focus: Ensuring solutions meet customer needs and regulatory standards. You’ll need to thrive in a collaborative, innovative environment, helping shape the future of Experian’s products and services. Qualifications B.Sc. in Science, Technology, Engineering, Mathematics or equivalent degree. Desirable Experience 5 to 7 years of experience in IBM Mainframe Application Development. Experience of working in an agile environment using a Scrum or Kanban approach. Experience of the full development lifecycle. Strong Software development and analysis skills Ability to write clean, scalable code, applying design patterns and best practices. Demonstrable experience in IBM Mainframe development technologies and software engineering best practices COBOL CICS JCL VSAM DB2 Tools such as Changeman, CA-7, JIRA and File Manager. Knowledge of Assembler/PL 1 would be useful. Qualifications Qualifications batchelor of science technology engineering maths degree Additional Information Our uniqueness is that we celebrate yours. Experian's culture and people are important differentiators. We take our people agenda very seriously and focus on what matters; DEI, work/life balance, development, authenticity, collaboration, wellness, reward & recognition, volunteering... the list goes on. Experian's people first approach is award-winning; World's Best Workplaces™ 2024 (Fortune Top 25), Great Place To Work™ in 24 countries, and Glassdoor Best Places to Work 2024 to name a few. Check out Experian Life on social or our Careers Site to understand why. Experian is proud to be an Equal Opportunity and Affirmative Action employer. Innovation is an important part of Experian's DNA and practices, and our diverse workforce drives our success. Everyone can succeed at Experian and bring their whole self to work, irrespective of their gender, ethnicity, religion, colour, sexuality, physical ability or age. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity. Experian Careers - Creating a better tomorrow together Find out what its like to work for Experian by clicking here
Posted 2 weeks ago
0 years
0 Lacs
Greater Chennai Area
On-site
Your role The primary purpose of this position is to support the Senior Manager, Business Intelligence and Analytics and Senior Management in terms of financial business analysis and sales performance analysis with a view to deliver enhanced business performance. What You'll Be Doing Assist in preparing Annual Revenue Budget – Management presentations, Global, Regional and Sales Revenue budgets at the detailed level also setting up sales individual’s targets and portfolio allocations Assist in preparing regular Revenue Forecasts – Quarterly, monthly and Flash Forecasts Support distribution of accurate and timely Financial and Business reports that enhance the decision-making abilities for the Senior Management and Executives. Perform in depth revenue analysis and commentary on key variances vs. targets and vs. prior months/years and recommendations for future action as required. Support monthly operational reporting and collaborate with stakeholders to determine key regional highlights, lowlights and accomplishments for review and discussion at the weekly/monthly management meeting with Regional VPs. Evaluate and report on risk adjusted revenue to identify risks and opportunities with respect to business performance. Prepare modeling to assess ROI & also conduct due diligence for new partnerships evaluation. Prepare and update regular client profitability analysis Support modelling, analysis, tracking and reporting of sales incentives programs Identify and recommend improvements to current processes, with a focus on increased efficiencies and enhanced value-added analytics. Introduce new analysis, reporting formats, etc. which provide insights to different areas of the business. Provide support on variety of integration and other business projects central to improving internal processes. Maintain BI Documentation for all processes About Corpay Corpay is a global technology organisation that is leading the future of commercial payments with a culture of innovation that drives us to constantly create new and better ways to pay. Our specialized payment solutions help businesses control, simplify, and secure payment for fuel, general payables, toll and lodging expenses. Millions of people in over 80 countries around the world use our solutions for their payments. All offers of employment made by Corpay (and its subsidiary companies) are subject to the successful completion of satisfactory pre-employment vetting by an independent supplier (Experian). This is in accordance with Corpay's Resourcing Policy and include employment referencing, identity, adverse financial, criminal and sanctions list checks. We do this to meet our legal and regulatory requirements. Corpay is dedicated to encouraging a supportive and inclusive culture among our employees. It is within our best interest to promote diversity and eliminate discrimination in the workplace. We seek to ensure that all employees and job applicants are given equal opportunities. Notice to Agency and Search Firm Representatives: Corpay will not accept unsolicited CV's from agencies and/or search firms for this job posting. Resumes submitted to any Corpay employee by a third party agency and/or search firm without a valid written & signed search agreement, will become the sole property of Corpay. No fee will be paid if a candidate is hired for this position as a result of an unsolicited agency or search firm referral. Thank you.
Posted 2 weeks ago
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