1666 Epic Jobs - Page 31

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. About Yubi Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfillment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In March 2022, we became India's fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place. All of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. Yubi Credit Marketplace - With the largest selection of lenders on one platform, our credit marketplace helps enterprises partner with lenders of their choice for any and all capital requirements. Yubi Invest - Fixed income securities platform for wealth managers & financial advisors to channel client investments in fixed income Financial Services Platform - Designed for financial institutions to manage co-lending partnerships & asset based securitization Spocto - Debt recovery & risk mitigation platform Corpository - Dedicated SaaS solutions platform powered by Decision-grade data, Analytics, Pattern Identifications, Early Warning Signals and Predictions to Lenders, Investors and Business Enterprises So far, we have on-boarded over 17000+ enterprises, 6200+ investors & lenders and have facilitated debt volumes of over INR 1,40,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionizing the segment. At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 1000+ like-minded individuals today, who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story. Scope And Responsibilities Audit Query Management : Act as the single point of contact for audit-related queries. Triage, organize, and prioritize incoming queries to ensure they are addressed within defined timelines. Collaboration and Coordination : Work closely with internal teams (Legal, Security, Product, Compliance, etc.) to gather and provide accurate responses to auditors. Maintain effective communication channels between stakeholders to minimize back-and-forth delays. Documentation and Reporting : Maintain a centralized repository of audit-related documents, responses, and past audits for quick reference. Generate reports on audit response timelines and highlight bottlenecks for continuous improvement. Process Optimization : Identify gaps in the current audit query handling process and recommend process improvements. Implement tools or frameworks for better audit query tracking and resolution. Compliance and Risk Mitigation : Ensure all responses align with Yubi’s compliance standards and policies. Flag potential compliance risks during the audit query review process. Key Skills Required Strong organizational and coordination abilities. Excellent communication skills for cross-functional collaboration. Familiarity with audit/compliance processes and understanding of security standards. Problem-solving mindset with the ability to handle high-pressure scenarios effectively.

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfilment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In March 2022, we became India’s fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place. All 5 of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. Yubi Loans – Term loans and working capital solutions for enterprises. Yubi Invest – Bond issuance and investments for institutional and retail participants. Yubi Pool– End-to-end securitisations and portfolio buyouts. Yubi Flow – A supply chain platform that offers trade financing solutions. Yubi Co.Lend – For banks and NBFCs for co-lending partnerships. Currently, we have onboarded over 4000+ corporates, 350+ investors and have facilitated debt volumes of over INR 40,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionising the segment. At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 650+ like-minded individuals today, who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story. Inviting applications for the role of Trade operations - Stock Broker Roles and Responsibilities Manage End to End trade execution Via BSE & NSE Exchange Reconciliation of the trade settlements Inventory Management Execute buy and sell orders for debt securities and other financial instruments on behalf of clients/Distributors . Build and maintain relationships with clients, addressing their inquiries and concerns and providing exceptional customer service. Monitor market trends, economic indicators, and news events to identify investment opportunities and risks. Collaborate with research analysts and other team members to develop investment strategies and portfolio recommendations. Stay updated on industry developments, regulatory changes, and best practices in the brokerage industry. Identify and address operational challenges, process gaps, and glitches in Daily BAU’s. Continuously enhance operational procedures within the system to align with the organization's scale and scope. Align with internal compliance and risk & regulatory policies to achieve business process excellence. Qualifications : Bachelor's degree in finance, economics, business administration, or related field. 3 to 7 years of experience as a licensed stock broker or investment advisor. Strong understanding of financial markets, investment products, and trading platforms. Excellent communication and interpersonal skills, with the ability to build rapport and trust with clients. Proven track record of achieving sales targets and delivering exceptional client service. Ability to work independently and collaboratively in a fast-paced, dynamic environment. Chartered wealth Manager , Fixed income Certifications or NISM certifications if any Strong Numerical skills required to structure pricing for Fixed Income products. Excellent interpersonal skills and enjoys working in a highly iterative, agile, and open team environment.

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfillment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In March 2022, we became India's fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place. All of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. Yubi Credit Marketplace - With the largest selection of lenders on one platform, our credit marketplace helps enterprises partner with lenders of their choice for any and all capital requirements. Yubi Invest - Fixed income securities platform for wealth managers & financial advisors to channel client investments in fixed income Financial Services Platform - Designed for financial institutions to manage co-lending partnerships & asset based securitization Spocto - Debt recovery & risk mitigation platform Corpository - Dedicated SaaS solutions platform powered by Decision-grade data, Analytics, Pattern Identifications, Early Warning Signals and Predictions to Lenders, Investors and Business Enterprises So far, we have on-boarded over 17000+ enterprises, 6200+ investors & lenders and have facilitated debt volumes of over INR 1,40,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionizing the segment. At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 1000+ like-minded individuals today, who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story. Inviting applications for the role of Data Protection & Privacy Manager Responsibilities Delivering cybersecurity engagements including development of cybersecurity strategy, cybersecurity governance, risk and compliance activities, development of cybersecurity policies and procedures in line with ISO 27001 and ISO27701 Analyze and interpret Privacy-related legislation and regulatory requirements into updates needed for current operational processes Conduct Privacy Impact Assessments (PIAs) of business processes/products/solutions to help identify and mitigate risks across the company and establish Privacy-related due diligence/integration activities with other financial institutions Security governance, risk and compliance Conduct audits of Privacy controls to monitor and measure program effectiveness and compliance Deploying Data leak prevention tools and implementation of endpoint protection. Extensive knowledge in GDPR regulation and its requirements. Supporting and guide our clients in adhering to the complex web of relevant national and international regulations. Establishes, defines, and reports privacy KPIs via scorecard and drive performance in partnership with business, Global Privacy team Use online tools to support/facilitate Incident Management and Data Subject Rights processes Identify topics/areas needed for Privacy awareness and training and partner to implement them Work with all teams with access to data to ensure they comply with data protection requirements their procedures meet our contractual and legal requirements. Familiar with the electronic financial services sector to counsel and assist with data privacy aspects of lending-related matters (such as financial data processing, payment association rules, banking and credit laws, and financial privacy), know-your-customer requirements, and payment aggregation regulations. Requirements Requirements Bachelor’s Degree with Minimum of 8-10 years related experience Security related qualifications such as ISO 27001 LI/LA, ISO27701 Highly preferred certification: Certified Information Privacy Professional or Certified Data Privacy Solutions Engineer or GDPR implementation certified. Effective communication with ability to articulate issues to both technical and non-technical stakeholders. Desired Skills Prior experience of implementing GDPR, Information security, privacy governance, assessment, remediation, policies, procedures, data retention concepts and Data Classification implementation knowledge. Ability to handle audits/assessments and identify non-compliance to established policies Solve complex Privacy problems in a fast-paced environment Have handled responses to RFP/RFI for Privacy and security. Identify non-compliance to Privacy policies and procedures and articulate impact Experience with implementation of online privacy platform Benefits We are committed to creating a diverse environment and are proud to be an equal opportunity employer. All qualified applicants receive consideration for employment without regard to race, colour, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, or age.

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfillment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place. All of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story. Key Responsibilities: Prepare and send invoices to customers/clients in a timely manner, adhering to the company's standard operating procedures (SOP). Maintain precise records of all incoming payments and reconcile any discrepancies against expected payments. Collaborate with business teams to ensure timely collection. Update daily, weekly, and monthly trackers, and prepare MIS reports related to revenue accounting and receivables. Assist in month-end and quarter-end closing activities, including the preparation of monthly accounts receivable accruals. Support year-end and interim audits. Prepare statutory filings pertaining to GST and TDS. Demonstrate knowledge of e-invoicing as per GST requirements. Handle and oversee the execution of investment transactions (redemptions and purchases) approved by the investment committee of the Board of Directors. Ensure proper accounting and computation of profit and loss (P&L) of investments on a daily basis. Demonstrate proficiency in MS Office applications, particularly Excel. Qualifications and Skills: Education: M. Com or CA-Inter Experience: 3 to 7 years of relevant experience in revenue and investment accounting, excluding experience in outsourcing companies, KPOs, or BPOs. Accounting Knowledge: Strong understanding of revenue recognition principles, accounts receivable management, and investment accounting. Analytical Skills: Ability to analyse financial data, identify trends, and provide insights to support decision-making.

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. About YUBI Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfilment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In March 2022, we became India’s fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place. All 5 of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. Yubi Loans – Term loans and working capital solutions for enterprises. Yubi Invest – Bond issuance and investments for institutional and retail participants. Yubi Pool– End-to-end securitisations and portfolio buyouts. Yubi Flow – A supply chain platform that offers trade financing solutions. Yubi Co.Lend – For banks and NBFCs for co-lending partnerships. Currently, we have boarded over 4000+ corporates, 350+ investors and have facilitated debt volumes of over INR 40,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionising the segment. At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 650+ like-minded individuals today, who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story. Responsibilities: Develop and enhance the ML platform to standardise model development and deployment workflows. Create reusable components to streamline the Data Science team's efforts and expedite the model lifecycle. Integrate models seamlessly with various products and systems. Implement robust logging and instrumentation for monitoring scoring requests for models in production. Establish systems for continuous model monitoring and trigger mechanisms for retraining based on performance metrics. Design and build A/B testing frameworks with support for canary deployments and shadow models to evaluate different model versions. Integrate data pipelines necessary for model retraining and update activities in production. Scale training and inference capabilities using standardised environment setups and deployment strategies. Incorporate open-source frameworks and proprietary tools into the MLOps pipeline to achieve development goals. Prototype and evaluate different open-source frameworks to identify optimal technology stacks for the pipeline. Focus on CI/CD pipeline integration for models and ensure seamless deployments in various environments. Requirements Overview: We are seeking a DevOps Engineer who excels in managing and automating cloud infrastructure, container orchestration, and deployment pipelines while possessing a solid understanding of software development practices. In this role, you will focus on creating robust, scalable infrastructure solutions, automating environments, and supporting application deployments. Key Responsibility Design, build, and maintain containerized environments using Docker and Kubernetes. Develop, deploy, and monitor applications and services within cloud environments (AWS(preferable), Azure, GCP). Automate infrastructure provisioning and configuration management using popular scripting languages (Python, Bash, etc.). Collaborate with development teams to support application deployment pipelines and integrate CI/CD practices. Debug and troubleshoot issues in production systems, ensuring high availability and performance. Implement monitoring, logging, and alerting mechanisms to proactively manage system health. Evaluate open-source and commercial tooling to optimize infrastructure and deployment workflows. Assist Data Science or development teams with setting up environments for experimentation and production deployment. Required Experience & Expertise: 1-3+ years of experience in DevOps, infrastructure management, or related fields with a strong emphasis on automation and containerization. Extensive hands-on experience with Docker and Kubernetes for building and managing containerized applications. Proficient programming and scripting skills, preferably in Python, with the ability to develop automation scripts and tools. Solid understanding of public cloud infrastructure (AWS(preferable), Azure, GCP) and associated services. Experience setting up and managing CI/CD pipelines and integrating configuration management tools. Strong problem-solving skills, with the ability to analyse complex issues and provide effective solutions. Exposure to deploying and monitoring applications in production environments. Familiarity with infrastructure-as-code (IaC) frameworks such as Terraform or CloudFormation is a plus. Preferred Qualifications: Background or exposure to Data Science related deployments or applications. Ability to work collaboratively in a fast-paced, cross-functional team environment. Experience evaluating and adopting new technologies and methodologies to streamline DevOps processes.

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. Role: Technical Project Analyst Location: Chennai About YUBI Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfilment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In March 2022, we became India’s fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place. All 5 of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. Yubi Loans – Term loans and working capital solutions for enterprises. Yubi Invest – Bond issuance and investments for institutional and retail participants. Yubi Pool– End-to-end securitisations and portfolio buyouts. Yubi Flow – A supply chain platform that offers trade financing solutions Yubi Co.Lend – For banks and NBFCs for co-lending partnerships Currently, we have boarded over 4000+ corporates, 350+ investors and have facilitated debt volumes of over INR 40,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionizing the segment. At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 650+ like-minded individuals today, who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story. Job Description: The Technical Project Analyst is responsible for managing and coordinating technical projects for the organization. They work closely with technical teams to ensure that projects are completed on time, within budget, and to the required quality standards. The Technical Project Analyst also communicates project status updates to key stakeholders and provides recommendations to improve project performance. Responsibilities Developing delivery /engineering team objectives, involving all relevant stakeholders, and ensuring technical delivery is facilitated by working with the TM,EM Develop a detailed sprint plan to track progress Monitor project progress against project plans and make adjustments as necessary Ensure resolution of dependencies and track them to closure Use appropriate verification techniques to manage changes in sprint scope, schedule Measure project performance using appropriate systems, tools, and techniques Report and escalate to management as needed Manage the relationship with teams Identify potential risks and issues that may impact project delivery, and develop and implement mitigation plans Create and maintain comprehensive project documentation Facilitating agile ceremonies and removing any impediments in team Act as an agile coach for the team Good mix of both business and technical background to be able to interact assist with different teams effectively. Certified Scrum Master or Agile certification a plus Must Have: Bachelor's degree in Computer Science Engineering or related technical field Experience working on Start-up Product(B2B,B2C,Saas Space) Experience managing projects across cross-functional teams, building sustainable processes and coordinating release schedules 1-3 years of experience with any of these skills ( Developer,QA, Product or any technical stream of SDLC) Experience in managing projects using project management software such as JIRA, Trello, or Asana Ability to work independently and manage multiple priorities Excellent communication and interpersonal skills We are committed to creating a diverse environment and are proud to be an equal opportunity employer. All qualified applicants receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, or age.

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. Role: Technical Project Analyst Location: Chennai About YUBI Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfilment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In March 2022, we became India’s fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place. All 5 of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. Yubi Loans – Term loans and working capital solutions for enterprises. Yubi Invest – Bond issuance and investments for institutional and retail participants. Yubi Pool– End-to-end securitisations and portfolio buyouts. Yubi Flow – A supply chain platform that offers trade financing solutions Yubi Co.Lend – For banks and NBFCs for co-lending partnerships Currently, we have boarded over 4000+ corporates, 350+ investors and have facilitated debt volumes of over INR 40,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionizing the segment. At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 650+ like-minded individuals today, who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story. Job Description: The Technical Project Analyst is responsible for managing and coordinating technical projects for the organization. They work closely with technical teams to ensure that projects are completed on time, within budget, and to the required quality standards. The Technical Project Analyst also communicates project status updates to key stakeholders and provides recommendations to improve project performance. Responsibilities Developing delivery /engineering team objectives, involving all relevant stakeholders, and ensuring technical delivery is facilitated by working with the TM,EM Develop a detailed sprint plan to track progress Monitor project progress against project plans and make adjustments as necessary Ensure resolution of dependencies and track them to closure Use appropriate verification techniques to manage changes in sprint scope, schedule Measure project performance using appropriate systems, tools, and techniques Report and escalate to management as needed Manage the relationship with teams Identify potential risks and issues that may impact project delivery, and develop and implement mitigation plans Create and maintain comprehensive project documentation Facilitating agile ceremonies and removing any impediments in team Act as an agile coach for the team Good mix of both business and technical background to be able to interact assist with different teams effectively. Certified Scrum Master or Agile certification a plus Requirements Must Have: Bachelor's degree in Computer Science Engineering or related technical field Experience working on Start-up Product(B2B,B2C,Saas Space) Experience managing projects across cross-functional teams, building sustainable processes and coordinating release schedules 2-4 years of experience with any of these skills ( Developer,QA, Product or any technical stream of SDLC) Experience in managing projects using project management software such as JIRA, Trello, or Asana Ability to work independently and manage multiple priorities Excellent communication and interpersonal skills We are committed to creating a diverse environment and are proud to be an equal opportunity employer. All qualified applicants receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, or age.

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfilment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In March 2022, we became India’s fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place. All 5 of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. Yubi Loans – Term loans and working capital solutions for enterprises. Yubi Invest – Bond issuance and investments for institutional and retail participants. Yubi Pool– End-to-end securitisations and portfolio buyouts. Yubi Flow – A supply chain platform that offers trade financing solutions. Yubi Co.Lend – For banks and NBFCs for co-lending partnerships. Currently, we have onboarded over 4000+ corporates, 350+ investors and have facilitated debt volumes of over INR 40,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionising the segment. At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 650+ like-minded individuals today, who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story. About the Role: We are looking for a dynamic and experienced Senior Manager / AVP in Trade Operations to oversee the end-to-end trade execution via BSE & NSE exchanges. The ideal candidate will have a strong understanding of financial markets, particularly in Fixed Income, Equity, and Debt, and will work closely with internal and external stakeholders to ensure seamless trade execution. This role requires strong problem-solving skills to address operational challenges and manage the process improvements effectively. Key Responsibilities: End-to-End Trade Execution Manage the full cycle of trade execution via BSE & NSE exchanges, ensuring smooth operational workflows. Technical Expertise in Fixed Income Utilize strong numerical skills for structured pricing and the management of Fixed Income products, including listed and unlisted bonds. Stakeholder Collaboration Act as the primary point of contact for internal users of the Aspero platform, handling operational queries related to products. Collaborate with internal departments like Ops, product, and technology teams to resolve issues. Process Improvement Identify operational challenges and process gaps, taking responsibility for resolving glitches in daily BAU. Continuously enhance operational procedures to align with the organization's growth and operational scale. Compliance & Risk Management Ensure that all operations are aligned with internal compliance, regulatory requirements, and risk policies to achieve business excellence. Project Management: Take full ownership of developing project roadmaps and schedules to ensure timely product feature deliverables. Client Relationship Management: Work closely with clients, ensuring adherence to SLAs and SOPs, and support the achievement of organizational goals. Training & Development: Conduct comprehensive training programs for new employees to ensure team readiness. Audit & Reporting: Assist in addressing audit observations and work closely with the operations, integration, product, and sales teams to implement corrective actions. Skills & Qualifications: 5 to 7 years of experience in Equity, Debt Market Operations, DP Operations, or Portfolio Management. Experience with managing back-end operations for CAMS/AMC or broking experience in the equity & debt segment. Proficiency in MS Office, specifically in Excel/G-Sheet. Excellent verbal and written communication skills. Prior experience with fixed-income pricing models (XNPV, XIRR, MMYTM, YTM, YTC) is highly desirable. Ability to identify process gaps and collaborate effectively across teams. Ability to work in a fast-paced, agile environment.

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. Job Description About YUBI Yubi, formerly known as CredAvenue, is redefining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfilment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In March 2022, we became India's fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest, and trade bonds - all in one place. All 5 of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. Yubi Loans - Term loans and working capital solutions for enterprises. Yubi Invest - Bond issuance and investments for institutional and retail participants. Yubi Pool- End-to-end securitisations and portfolio buyouts. Yubi Flow - A supply chain platform that offers trade financing solutions. Yubi Co.Lend - For banks and NBFCs for co-lending partnerships. Currently, we have onboarded over 4000+ corporates, 350+ investors and have facilitated debt volumes of over INR 100,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionizing the segment. At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 700+ like-minded individuals today, who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story. Job Description: About The Team And Role The role is for Yubi’s bond platform, YubiInvest, to cover wealth investors. Specifically, the role will entail active prospecting of risk appetite from HNIs/family offices/wealth distributors, and raising debt via /CPs/PTCs/NCDs for large and mid-corporate clients across sectors. Key Responsibilities: Manage the investor relationships with the large distribution wealth houses PAN India. Run the marketing process for individual deals on the platform and more holistically for the company by creating investor collateral, engaging in webinars, investor events, etc Manage existing and potential investor relationships to increase activity on the platform. Partner cross-functionally with our Product, Legal and Risk teams to design products specific to situations, understand the credit profile of clients to pitch bespoke deals to investors - close deals and optimize tactics as they relate to capital markets. Expand sale propositions via onboarding investors for their portfolio management and risk analysis needs. Requirements Requirements Desired Skills And Experience Good understanding of the fixed income segment - Gsecs, corporate bonds, Commercial Papers, PTCs, etc. Have a strong understanding of the wealth segment and product offerings (2 - 10) years of work experience with a wealth house would be preferred. Strong communication skills and the ability to pitch complex products to product teams of wealth houses would be essential. Ability to leverage social media platforms and other digital marketing channels to pitch product offering Benefits We are committed to creating a diverse environment and are proud to be an equal opportunity employer. All qualified applicants receive consideration for employment without regard to race, colour, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, or age.

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. About Yubi: Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfillment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In March 2022, we became India’s fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market. through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place. All 5 of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. Yubi Loans – Term loans and working capital solutions for enterprises. Yubi Invest – Bond issuance and investments for institutional and retail participants. Yubi Pool – End-to-end securitisations and portfolio buyouts. Yubi Flow – A supply chain platform that offers trade financing solutions. Yubi Co.Lend – For banks and NBFCs for co-lending partnerships. Currently, we have boarded over 4000+ corporates, 350+ investors and have facilitated debt volumes of over INR. 40,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionising the segment. At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 650+ like-minded individuals today, who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story. About the Job: The Senior Relationship Manager -Wealth is the ultimate face of the business as (s) he is going to be the first point of contact with the client. (S)he would be responsible for acquiring channel partners, IFA/MFD’s and managing & retaining such relationships by delivering the best standards of services. Roles & responsibilities: To acquire, build and maintain strong relationships with IFA, MFD & RIA’s To demonstrate expertise in wealth management products, including but not limited to Debentures, Alternative Investment Funds (AIFs) and Portfolio Management Services (PMS), MFs, Insurance, Gsecs, corporate bonds, Commercial Papers, NCD’s PTCs, etc. To educate clients on the features, benefits, and risks associated with various wealth management products.To identify new business opportunities and generate leads through networking and referrals. To drive business growth by effectively cross-selling wealth management products and services to existing clients. To achieve revenue targets and contribute to the overall growth of the wealth management business. To conduct thorough due diligence on investment products and providers to mitigate risks. To maintain accurate records of client interactions and transactions in accordance with compliance standards. To conduct and assist in organizing seminars, workshops and other business development activities. Requirements Graduate or Master’s Degree in finance, business administration, or a related field preferred with prior experience working in a Private Bank/Wealth Management set up. Should have a proven track record of building and managing relationships with Channel Partners (IFA/ MFD/RIA) minimum of 3 years. Should have a strong understanding of wealth management products, Debentures, AIFs and PMS. Strong communication sales and a track record of achieving targets and achieving incentives. Should have excellent communication, presentation, and negotiation skills. Should have the ability to work independently and as part of a team in a fast-paced environment. Having relevant regulatory certifications (e.g., AMFI, NISM) will be an advantage Benefits We are committed to creating a diverse environment and are proud to be an equal opportunity employer. All qualified applicants receive consideration for employment without regard to race, colour, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, or age.

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. Job Title: Customer Grievance Officer Reports to – Manager CAPL Location: Airoli – Navi Mumbai Job Overview: The Grievance Officer is responsible for ensuring effective resolution of customer complaints and grievances, enhancing customer satisfaction, and maintaining the bank's reputation for excellent customer service. This role involves managing and addressing customer concerns in a timely, fair, and transparent manner. Key Responsibilities: Grievance Handling: Receive and log customer complaints and grievances through various channels, such as phone, email, or in-person visits. Investigate and analyze the root causes of complaints to provide accurate solutions. Ensure all complaints are handled within the stipulated timeframes and in adherence to the bank's policies and regulations. Customer Communication: Maintain clear and open lines of communication with customers throughout the complaint resolution process. Provide customers with timely updates on the status of their complaints and expected resolution timelines. Resolution and Mediation: Mediate between customers and relevant bank departments to ensure fair and satisfactory resolutions. Collaborate with internal teams to identify solutions that address customer concerns while adhering to the bank's policies. Documentation and Reporting: Maintain comprehensive records of customer complaints, investigations, resolutions, and actions taken. Prepare and present regular reports on grievance trends, resolution effectiveness, and customer satisfaction. Process Improvement: Identify recurring customer grievances and contribute to developing strategies to address underlying issues. Provide insights and recommendations to improve customer experience, policies, and procedures. Regulatory Compliance: Ensure that complaint resolution processes align with banking regulations and guidelines. Stay updated on relevant regulations to ensure compliance and accurate handling of complaints. Training and Awareness: Conduct training sessions for bank staff on effective complaint handling and customer communication. Raise awareness among employees about the importance of customer feedback and grievance resolution. Requirements Qualifications and Skills: Minimum graduate required Minimum 1 year tenure in Spocto (Customer service, Quality analyst & Customer service background) Proven experience in customer service, complaint handling, or a similar role within the banking sector. Strong understanding of banking regulations, policies, and procedures. Excellent communication and interpersonal skills. Analytical skills to investigate complaints and identify trends. Empathy and the ability to handle challenging customer interactions. Proficiency in using customer relationship management (CRM) systems and banking software. Attention to detail and ability to maintain accurate records. Problem-solving skills to identify root causes and develop effective solutions. Benefits Want to know more about spocto and its culture? In this Company, not only are we understanding about customers and the importance of repayment, but we are the first movers when it comes to introducing cutting edge technology to this industry. We have products and features specifically built to help our clients improve their collections efficiency, enhance customer experience and most importantly, bringing perfect compliance in their operations. Our products: SMARTRank - An Early Warning System that highlights ‘Value-at-risk’ within portfolio SMARTCollect - A digital first phygital collections platform powered by AI ML capabilities KisanPay - An Agri initiative by spocto to bring farmers mainstream through education, context, and the power of linguistics Bhaasa - A powerful AI conversational bot that is packed with all major languages across 100+ dialects In Feb 2022, spocto was acquired by Yubi (formerly known as CredAvenue). About Yubi: Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the worlds possibility platform for the discovery, investment, fulfilment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In March 2022, we became India’s fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. All 5 of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. Yubi Loans – Term loans and working capital solutions for enterprises. Yubi Invest – Bond issuance and investments for institutional and retail participants Yubi Pool – End-to-end securitisations and portfolio buyouts. Yubi Flow – A supply chain platform that offers trade financing solutions. Yubi Co.Lend – For banks and NBFCs for co-lending partnerships. Currently, we have onboarded over 4000+ corporates, 350+ investors and have facilitated debt volumes of over INR 40,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionizing the segment. At Yubi, People are at the core of the business and our most valuable assets. Come, join the club to be a part of our epic growth story.

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. Job Description | Sr. Manager – Digital Analyst. Who are we? We at spocto are developing a full stack collections platform that is powered by AI ML capabilities, that is radically changing collections within the debt industry. In March 2022, we became India’s fastest fintech and most impactful start-up to join the unicorn club with a Series B fundraising round of $137 million. We already have all the top Banks and NBFCs as our clients. We have offices in Mumbai, Chennai, Bangalore and Dubai. We plan to expand our business across the EU, USA and SE Asia over the next couple of years. Job Title – Sr. Manager – Digital Analyst. Reports to – Senior VP. Location: Thane. Responsibilities: A Bachelor or Masters’ Degree in a quantitative field (Operations Research, Computer Science, Engineering, Applied Math, Economics, Statistics, Analytics, Management/Business Information Systems, or related degree) Minimum of 10 years of related work experience Data management and visualization skills / tools in one or all of the following (SQL, KNIME, Tableau, Power BI or similar). Strong business acumen & communication skills, including the ability to deliver a clear story to influence agreement to your recommendations with data and insights. Experience conducting quantitative and qualitative analysis with analytics techniques to solve defined business problems. Self-motivated to work with diverse business scenarios, prioritizing multiple priorities and have a business and consultancy mind-set, while technically (data) savvy, and passionate about discovering new/better ways of doing things! Requirements Requirements: Post Graduate / Graduate from premier institute. 8 – 10 years’ experience in Analytics. Preferably from Fintech / BFSI / NBFC industry. Excellent communication and leadership skills to lead and motivate a growing and changing service operation The ability to engage with directors and managers at all levels across the wider business to achieve goals and objectives. Ability to multitask and remain calm under pressure, especially during peak hours or intense situations. Exceptional interpersonal, customer service, problem-solving, verbal and written communication, and conflict resolution skills. Knowledge of management principles and familiarity with company products, services, and policies. Strong coaching and leadership skills, ability to motivate employees. Want to know more about spocto and its culture? In this Company, not only are we understanding about customers and the importance of repayment, but we are the first movers when it comes to introducing cutting edge technology to this industry. We have products and features specifically built to help our clients improve their collections efficiency, enhance customer experience and most importantly, bringing perfect compliance in their operations. Our products: SMARTRank - An Early Warning System that highlights ‘Value-at-risk’ within portfolio SMARTCollect - A digital first phygital collections platform powered by AI ML capabilities KisanPay - An Agri initiative by spocto to bring farmers mainstream through education, context, and the power of linguistics Bhaasa - A powerful AI conversational bot that is packed with all major languages across 100+ dialects In Feb 2022, spocto was acquired by Yubi (formerly known as CredAvenue). About Yubi: Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the worlds possibility platform for the discovery, investment, fulfilment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In March 2022, we became India’s fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. All 5 of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. Yubi Loans – Term loans and working capital solutions for enterprises. Yubi Invest – Bond issuance and investments for institutional and retail participants Yubi Pool – End-to-end securitisations and portfolio buyouts. Yubi Flow – A supply chain platform that offers trade financing solutions. Yubi Co.Lend – For banks and NBFCs for co-lending partnerships. Currently, we have onboarded over 4000+ corporates, 350+ investors and have facilitated debt volumes of over INR 40,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionizing the segment. At Yubi, People are at the core of the business and our most valuable assets. Come, join the club to be a part of our epic growth story. LinkedIn Link – https://www.linkedin.com/company/spocto/ Instagram Link(Do follow, like and share) – https://www.instagram.com/spocto.global/ Gulf News –Indian fintech spocto wants to make it easier for UAE banks to lend https://gulfnews.com/business/banking/indian-fintech-spocto-wants-to-make-it-easier-for-uae-banks-to-lend-1.1664955501878 Khaleej Times - https://www.khaleejtimes.com/business/indias-fintech-unicorn-yubi-makes-uae-debut Forbes - https://www.forbesindia.com/article/take-one-big-story-of-the-day/how-spocto-is-making-collecting-on-loans-quicker-and-more-efficient/80351/1

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. Job Description | Data Mining Executive -MENA Process Who are we? We at spocto are developing a full stack collections platform that is powered by AI ML capabilities, that is radically changing collections within the debt industry. In March 2022, we became India’s fastest fintech and most impactful start-up to join the unicorn club with a Series B fundraising round of $137 million. We already have all the top Banks and NBFCs as our clients. We have offices in Mumbai, Chennai, Bangalore and Dubai. We plan to expand our business across the EU, USA and SE Asia over the next couple of years. Job Title – Data Mining Executive-MENA Process Reports to – Team Leader. Location: Airoli – Navi Mumbai. Responsibilities: Managing and working within large data sets Executing research on standardized and customized data sets for clients To provide updates on the progress of the research Data Scrubbing Want to know more about spocto and its culture? In this Company, not only are we understanding about customers and the importance of repayment, but we are the first movers when it comes to introducing cutting edge technology to this industry. We have products and features specifically built to help our clients improve their collections efficiency, enhance customer experience and most importantly, bringing perfect compliance in their operations. Our products: SMARTRank - An Early Warning System that highlights ‘Value-at-risk’ within portfolio SMARTCollect - A digital first phygital collections platform powered by AI ML capabilities KisanPay - An Agri initiative by spocto to bring farmers mainstream through education, context, and the power of linguistics Bhaasa - A powerful AI conversational bot that is packed with all major languages across 100+ dialects In Feb 2022, spocto was acquired by Yubi (formerly known as CredAvenue). About Yubi: Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the worlds possibility platform for the discovery, investment, fulfilment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In March 2022, we became India’s fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. All 5 of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. Yubi Loans – Term loans and working capital solutions for enterprises. Yubi Invest – Bond issuance and investments for institutional and retail participants Yubi Pool – End-to-end securitisations and portfolio buyouts. Yubi Flow – A supply chain platform that offers trade financing solutions. Yubi Co.Lend – For banks and NBFCs for co-lending partnerships. Currently, we have onboarded over 4000+ corporates, 350+ investors and have facilitated debt volumes of over INR 40,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionizing the segment. At Yubi, People are at the core of the business and our most valuable assets. Come, join the club to be a part of our epic growth story. LinkedIn Link – https://www.linkedin.com/company/spocto/ Instagram Link (Do follow, like and share) – https://www.instagram.com/spocto.global/ Gulf News – Indian fintech spocto wants to make it easier for UAE banks to lend https://gulfnews.com/business/banking/indian-fintech-spocto-wants-to-make-it-easier-for-uae-banks-to-lend-1.1664955501878 Khaleej Times - https://www.khaleejtimes.com/business/indias-fintech-unicorn-yubi-makes-uae-debut Forbes - https://www.forbesindia.com/article/take-one-big-story-of-the-day/how-spocto-is-making-collecting-on-loans-quicker-and-more-efficient/80351/1 Requirements Preferred candidate profile: - Should be familiar with working on Excel or Google spreadsheets. Good Communication skills Experienced into Data Mining, Data Scrubbing, Large data sets etc.

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. About SPOCTO Spocto ( https://spocto.com ), a Yubi Company ( https://www.go-yubi.com/ ), is a big data analytics company on a mission to revolutionize the digital debt collections industry. As a fintech company that uses Artificial Intelligence (AI) & Machine Learning (ML) to enhance customer reach, engagement, and interaction; Spocto is a pioneer in disrupting the debt collections industry with intelligence. With a purposeful approach towards digitizing rural India through banks & NBFCs, our solutions are already test marketing various products to revolutionize eCollections. Our spirit of innovation & passion to help organizations create greater business impact is reflected through our domain expertise, success rate, client confidence and newer age solution driven approach towards the business. With proprietary algorithms we strive to bring dignity into the debt collections process, ensuring better customer experience and resulting in improved customer relation and retention. As we continue to grow and disrupt the market through our innovative solutions, we are now part of Yubi - India’s first and largest institutional debt platform that provides full-stack debt infrastructure across discovery, execution and fulfillment. In March 2022, Yubi became India’s fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionizing the segment. Inviting applications for the role of VP-Key Account Management(SAAS Product Sales) Key Responsibilities Develop and grow trusted relationships with key clients Build thorough understanding of key customer needs and requirements Take ownership of driving repeat transactions and minimizing churn Serve as the link of communication between key customers and internal teams Resolve any issues and problems faced by customers and deal with complaints to maintain trust Prepare regular reports of progress and forecasts using key account metrics Defend and Grow Client Revenue, Cross sell & up sell to existing client portfolio to increase penetration Liaison with key decision makers – Business Managers, Risk Managers, Product Managers etc. in banks and financial institutions to identify new opportunities and grow existing business Gather and decipher the client’s requirements and suggest how various spocto solutions can be implemented to enhance and improve the existing processes and focus not just on product sales but also pitch new solution ideas. Understand and manage engagements to meet client expectations and build, deepen and broaden client relationships Demonstrate excellence in engagement delivery, strategic problem solving, and strong client relations at senior executive levels Work closely with internal teams for resolving client queries to ensure high quality delivery of service and timely resolution of all member issues Monthly business review and governance Documenting end to end sales activities and communication on sales platform and workflows used by the company Client Governance Matrix on scheduled monthly, quarterly reviews to be defined and conducted. Ensure timely receipt of payments against Invoices Detailed competition mapping Requirements 15 years+ experience in Business Development and sales focused on B2B KAM or Enterprise KAM. Experience in Platform Sales across Rating Agency, B2B e-commerce platforms, SAAS platforms, Fintech, payment gateways will be preferred. Should possess excellent presentation skills and experience in Key Account Management Experience in platform sales across Rating Agency, Private Bank and other Financial services. Detail-oriented with the ability to manage multiple relationships parallelly MBA / PGDM degree from a premier institution or Chartered Accountant would be preferred Exceptional written and verbal communication, managing technical proposals Ability to work under pressure & track record of delivering targets We are committed to creating a diverse environment and are proud to be an equal opportunity employer. All qualified applicants receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, or age. At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 1000+ like-minded individuals today, who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story!

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. Job Description Manager– Collections. Who are we? We at spocto are developing a full stack collections platform that is powered by AI ML capabilities, that is radically changing collections within the debt industry. In March 2022, we became India’s fastest fintech and most impactful start-up to join the unicorn club with a Series B fundraising round of $137 million. We already have all the top Banks and NBFCs as our clients. We have offices in Mumbai, Chennai, Bangalore and Dubai. We plan to expand our business across the EU, USA and SE Asia over the next couple of years. Job Title – Manager - Collections. Reports to – AVP. Location: Navi Mumbai Responsibilities and Duties: The candidate will be responsible for leading Voice Operations Functions (Collections Domain) Managing Client and Client Servicing, Responsible for SLA management, Governance and Reporting. Driving various developmental initiatives for Retention and Succession planning across levels A seasoned operations professional, who has demonstrated capability providing strategic and tactical direction to a variety of operational support units. Ensure timely achievement of SLA's across business units with no revenue shrinkage and drive on time results for stakeholders and customers that is defect free and in an operationally efficient manner. Manage productivity and drive adequate staffing levels to ensure effective cost management To ensure effective development and management of operations plans. Provide strategic planning and execution to enhance cost control, profitability, productivity and efficiency throughout the company's operation function. Regular Interaction with Leadership team and individual department AVP to ensure that company's operational priorities are aligned with total company mission, vision and values. Be part of customer calls and customer meetings to promote organisations operational excellence. Manage organization through transformation, new system roll-outs, new product roll-outs ensuring no disruption to service delivery Want to know more about spocto and its culture? In this Company, not only are we understanding about customers and the importance of repayment, but we are the first movers when it comes to introducing cutting edge technology to this industry. We have products and features specifically built to help our clients improve their collections efficiency, enhance customer experience and most importantly, bringing perfect compliance in their operations. Our products: SMARTRank - An Early Warning System that highlights ‘Value-at-risk’ within portfolio SMARTCollect - A digital first phygital collections platform powered by AI ML capabilities KisanPay - An Agri initiative by spocto to bring farmers mainstream through education, context, and the power of linguistics Bhaasa - A powerful AI conversational bot that is packed with all major languages across 100+ dialects In Feb 2022, spocto was acquired by Yubi (formerly known as CredAvenue). About Yubi: Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the worlds possibility platform for the discovery, investment, fulfilment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In March 2022, we became India’s fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. All 5 of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. Yubi Loans – Term loans and working capital solutions for enterprises. Yubi Invest – Bond issuance and investments for institutional and retail participants Yubi Pool – End-to-end securitisations and portfolio buyouts. Yubi Flow – A supply chain platform that offers trade financing solutions. Yubi Co.Lend – For banks and NBFCs for co-lending partnerships. Currently, we have onboarded over 4000+ corporates, 350+ investors and have facilitated debt volumes of over INR 40,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionizing the segment. At Yubi, People are at the core of the business and our most valuable assets. Come, join the club to be a part of our epic growth story. LinkedIn Link – https://www.linkedin.com/company/spocto/ Instagram Link (Do follow, like and share) – https://www.instagram.com/spocto.global/ Gulf News – Indian fintech spocto wants to make it easier for UAE banks to lend https://gulfnews.com/business/banking/indian-fintech-spocto-wants-to-make-it-easier-for-uae-banks-to-lend-1.1664955501878 Khaleej Times - https://www.khaleejtimes.com/business/indias-fintech-unicorn-yubi-makes-uae-debut Forbes - https://www.forbesindia.com/article/take-one-big-story-of-the-day/how-spocto-is-making-collecting-on-loans-quicker-and-more-efficient/80351/1 Requirements Requirements: Graduate in any stream. Overall 8 to 9 years’ experience. Minimum 5-8-year Experience in AM / Team Lead Role. (Collection Vertical – Bucket and / or write off) Advance excel, Excel based Macros, MS Excel VLookup, H Lookup, Pivot table, Data Analysis and Graphical representation of data. Ability to interact with multiple stakeholders both internal & External.

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfilment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In March 2022, we became India’s fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place. All 5 of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. Yubi Loans – Term loans and working capital solutions for enterprises. Yubi Invest – Bond issuance and investments for institutional and retail participants. Yubi Pool– End-to-end securitisations and portfolio buyouts. Yubi Flow – A supply chain platform that offers trade financing solutions. Yubi Co.Lend – For banks and NBFCs for co-lending partnerships. Currently, we have onboarded over 4000+ corporates, 350+ investors and have facilitated debt volumes of over INR 40,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionising the segment. At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 650+ like-minded individuals today, who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story. About the Role: We are looking for a dynamic and experienced Senior Manager / AVP in Trade Operations to oversee the end-to-end trade execution via BSE & NSE exchanges. The ideal candidate will have a strong understanding of financial markets, particularly in Fixed Income, Equity, and Debt, and will work closely with internal and external stakeholders to ensure seamless trade execution. This role requires strong problem-solving skills to address operational challenges and manage the process improvements effectively. Key Responsibilities: End-to-End Trade Execution Manage the full cycle of trade execution via BSE & NSE exchanges, ensuring smooth operational workflows. Technical Expertise in Fixed Income Utilize strong numerical skills for structured pricing and the management of Fixed Income products, including listed and unlisted bonds. Stakeholder Collaboration Act as the primary point of contact for internal users of the Aspero platform, handling operational queries related to products. Collaborate with internal departments like Ops, product, and technology teams to resolve issues. Process Improvement Identify operational challenges and process gaps, taking responsibility for resolving glitches in daily BAU. Continuously enhance operational procedures to align with the organization's growth and operational scale. Compliance & Risk Management Ensure that all operations are aligned with internal compliance, regulatory requirements, and risk policies to achieve business excellence. Project Management: Take full ownership of developing project roadmaps and schedules to ensure timely product feature deliverables. Client Relationship Management: Work closely with clients, ensuring adherence to SLAs and SOPs, and support the achievement of organizational goals. Training & Development: Conduct comprehensive training programs for new employees to ensure team readiness. Audit & Reporting: Assist in addressing audit observations and work closely with the operations, integration, product, and sales teams to implement corrective actions. Skills & Qualifications: 5 to 7 years of experience in Equity, Debt Market Operations, DP Operations, or Portfolio Management. Experience with managing back-end operations for CAMS/AMC or broking experience in the equity & debt segment. Proficiency in MS Office, specifically in Excel/G-Sheet. Excellent verbal and written communication skills. Prior experience with fixed-income pricing models (XNPV, XIRR, MMYTM, YTM, YTC) is highly desirable. Ability to identify process gaps and collaborate effectively across teams. Ability to work in a fast-paced, agile environment.

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. About Yubi Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfillment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In March 2022, we became India's fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place. All of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. Yubi Credit Marketplace - With the largest selection of lenders on one platform, our credit marketplace helps enterprises partner with lenders of their choice for any and all capital requirements. Yubi Invest - Fixed income securities platform for wealth managers & financial advisors to channel client investments in fixed income Financial Services Platform - Designed for financial institutions to manage co-lending partnerships & asset based securitization Spocto - Debt recovery & risk mitigation platform Corpository - Dedicated SaaS solutions platform powered by Decision-grade data, Analytics, Pattern Identifications, Early Warning Signals and Predictions to Lenders, Investors and Business Enterprises So far, we have on-boarded over 17000+ enterprises, 6200+ investors & lenders and have facilitated debt volumes of over INR 1,40,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionizing the segment. At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 1000+ like-minded individuals today, who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story. About the Role: The Sr. QA provides direction to other Junior QA Engineers and helps to coach members of the QA team. They also assist in the development of QA best practices and standards. The Sr.QA will be an active participant in the development of systems documentation as well as end user support and training. They assist in coordinating the testing activities of product test teams. Incumbents have direct customer interaction requiring strong communication and interpersonal skills. Responsibilities Work closely with the development and product management to derive and interpret complex use cases in order to create the appropriate test plans and test cases Execute test cases, review automated test results, report defects and other issues that affect the software products performance and overall quality Develop test data, test data generators, analyze test results, and prepare reports of test results. Categorize, track the new and existing defects for recommendation for future releases Provide appropriate test metrics around the results of executed tests Responsible for API testing and Database testing. Controls and manages own daily test activities. Organizes and maintains the test script library. Moderate programming/ Test automation scripting experience is a plus Moderate knowledge with automation testing aspects such as Selenium Webdriver is a plus Requirements Requirements Minimum 3-5 years of experience in Automation & Manual Testing. Develop test cases and prioritize testing activities. Moderate programming/ Test automation scripting experience is a plus Moderate knowledge with automation testing aspects such as Selenium Webdriver is a plus Good in API Testing knowledge & Database testing experience. Execute all the test cases and report defects, and priority for each defect. Using associated test data to design and develop test procedures and cases. Should possess strong analytical and problem-solving skills. Able to take ownership and get things done Excellent verbal and written communication skills. Key Competencies: Functional Competencies: Test methodologies, Test case enumeration, Agile system, Debugging skills, API testing & Automation, Documentation and Presentation Behavioral Competencies: Problem solver, Strategic planning, attention to details, Mentorship, Team Management, Proactive.

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. About Yubi Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfillment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In March 2022, we became India's fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place. Our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. Yubi Credit Marketplace - With the largest selection of lenders on one platform, our credit marketplace helps enterprises partner with lenders of their choice for any capital requirements. Yubi Invest - Fixed income securities platform for wealth managers & financial advisors to channel client investments in fixed income Financial Services Platform - Designed for financial institutions to manage co-lending partnerships & asset-based securitization Spocto - Debt recovery & risk mitigation platform Accumn - Dedicated SaaS solutions platform powered by Decision-grade data, Analytics, Pattern Identifications, Early Warning Signals and Predictions to Lenders, Investors and Business Enterprises So far, we have onboarded more than 17000 enterprises, 6200 investors, and lenders and facilitated debt volumes of over INR 1,40,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionizing the segment. At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 1000+ like-minded individuals today who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come join the club to be a part of our epic growth story. Requirements Key Responsibilities: Join a dynamic Data Science team as a CV-NLP Engineer, where you'll develop reusable tools and capabilities for building advanced machine learning models. Tackle cutting-edge CV-NLP challenges, including image classification, data extraction, text classification, and summarization, using images, documents, and text data. Collaborate closely with DevOps and Data Engineering teams to create efficient ML pipelines, ensuring seamless integration and deployment of models into production environments. Accelerate the model development lifecycle, ensuring scalability for training and production scoring to handle large volumes of data and user traffic. Optimize model training throughput and response times using the latest technologies and techniques. Required Experience & Expertise: 1-3 years of experience in developing computer vision models and applications. Foundational knowledge in API Development and experience in Data Science and Machine Learning techniques. Strong understanding of the complete ML model development lifecycle, including development, training, testing/evaluation, and deployment. Proficient in writing reusable code for various ML stages, such as model training, testing, and deployment. Hands-on experience in Python programming. Proven track record in developing solutions for ML problems using frameworks like Scikit-learn, TensorFlow, Keras, etc. Experience solving OCR challenges with pre-trained models and libraries such as Tesseract, Keras-OCR, EasyOCR, etc. Skilled in developing reusable APIs for integrating OCR capabilities with various applications. Familiarity with public cloud OCR services like AWS Textract, GCP Vision etc. Experience in integrating OCR solutions into production systems for extracting text from diverse images, PDFs, and other document types. Solid understanding of CNN concepts and experience with deep learning models such as YOLO. Ability to prototype, evaluate, and incorporate the latest ML advancements, particularly in OCR. Experience in NLP tasks, including Named Entity Recognition (NER), text classification. Experience with Large Language Models (LLMs). This role is for those who are enthusiastic about pushing the boundaries of what's possible in CV-NLP, leveraging both established and cutting-edge methodologies. Benefits We are committed to creating a diverse environment and are proud to be an equal-opportunity employer. All qualified applicants receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, or age.

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. About Yubi Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfillment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In March 2022, we became India's fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place. All of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. Yubi Credit Marketplace - With the largest selection of lenders on one platform, our credit marketplace helps enterprises partner with lenders of their choice for any and all capital requirements. Yubi Invest - Fixed income securities platform for wealth managers & financial advisors to channel client investments in fixed income Financial Services Platform - Designed for financial institutions to manage co-lending partnerships & asset based securitization Spocto - Debt recovery & risk mitigation platform Corpository - Dedicated SaaS solutions platform powered by Decision-grade data, Analytics, Pattern Identifications, Early Warning Signals and Predictions to Lenders, Investors and Business Enterprises So far, we have on-boarded over 17000+ enterprises, 6200+ investors & lenders and have facilitated debt volumes of over INR 1,40,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionizing the segment. At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 1000+ like-minded individuals today, who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story. About the Role: The Sr. QA provides direction to other Junior QA Engineers and helps to coach members of the QA team. They also assist in the development of QA best practices and standards. The Sr.QA will be an active participant in the development of systems documentation as well as end user support and training. They assist in coordinating the testing activities of product test teams. Incumbents have direct customer interaction requiring strong communication and interpersonal skills. Responsibilities Work closely with the development and product management to derive and interpret complex use cases in order to create the appropriate test plans and test cases Execute test cases, review automated test results, report defects and other issues that affect the software products performance and overall quality Develop test data, test data generators, analyze test results, and prepare reports of test results. Categorize, track the new and existing defects for recommendation for future releases Provide appropriate test metrics around the results of executed tests Responsible for API testing and Database testing. Controls and manages own daily test activities. Organizes and maintains the test script library. Moderate programming/ Test automation scripting experience is a plus Moderate knowledge with automation testing aspects such as Selenium Webdriver is a plus Requirements Requirements Minimum 2-4 years of experience in Manual and Automation testing Develop test cases and prioritize testing activities. Moderate programming/ Test automation scripting experience is a mandate Moderate knowledge with automation testing aspects such as Selenium Webdriver Good in API Testing knowledge & Database testing experience. Execute all the test cases and report defects, and priority for each defect. Using associated test data to design and develop test procedures and cases. Should possess strong analytical and problem-solving skills. Able to take ownership and get things done Excellent verbal and written communication skills Benefits We are committed to creating a diverse environment and are proud to be an equal opportunity employer. All qualified applicants receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, or age.

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. Yubi, formerly known as CredAvenue, is redefining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfillment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize them. In March 2022, we became India's fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest, and trade bonds—all in one place. All of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. Yubi Credit Marketplace: Largest selection of lenders on one platform, helping enterprises partner with lenders for any capital requirement. Aspero: Fixed income securities platform for channeling client investments into fixed income. Financial Services Platform: For managing co-lending partnerships and asset-based securitization. Spocto: Debt recovery & risk mitigation platform. Accumn: SaaS platform powered by decision-grade data, analytics, pattern identification, early warning signals, and predictions. So far, we have on-boarded over 17,000+ enterprises, 6,200+ investors & lenders, and facilitated debt volumes of over INR 1,40,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed, and Lightrock, Yubi is revolutionizing the global debt segment. At Yubi, people are at the core of the business and our most valuable assets. Yubi is constantly growing, with more than 1,000 like-minded individuals, highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story. About the Role: We are seeking an experienced and skilled QA Manager for our Platform Team. You will be responsible for building, leading, and mentoring a high-performance quality assurance team, owning end-to-end product quality for mission-critical platforms. You will drive best practices in quality engineering, test automation, and process improvements, ensuring robust and scalable solutions are delivered at speed. Responsibilities: Lead, mentor, and manage a team of QA engineers, fostering technical excellence and high engagement. Develop and execute comprehensive test strategies for platform features and releases—covering functional, regression, integration, performance, and security testing. Define and implement QA processes, standards, and automation frameworks with a focus on continuous delivery and DevOps integration. Collaborate closely with engineering, product, DevOps, and business teams to plan releases, align on requirements, and drive quality objectives. Review test cases, results, code, and drive root cause analysis for defects and outages. Oversee deployment readiness and release certification of platform software. Ensure the team leverages best-in-class automation tools for functional, API, and load testing. Introduce metrics and dashboards to track quality, code coverage, and defect leakage, enabling data-driven improvements. Coordinate UAT and ensure quality sign-off with stakeholders. Keep up-to-date with trends in QA, test automation, and tools in large-scale platforms. Requirements 10–15 years of progressive experience in Quality Assurance, with at least 3–5 years in managerial/leadership roles. Proven record of building and scaling QA teams for large, distributed platform or SaaS products. In-depth understanding of QA methodologies, test processes, and software development lifecycle. Strong hands-on experience with test automation frameworks (Selenium, Cypress, JMeter, Postman, etc.), CI/CD pipelines, and DevOps practices. Ability to design and implement automation at all test levels (unit, API, UI, performance, security). Experience in Agile/Scrum-based environments and cross-functional leadership. Excellent problem-solving, analytical thinking, and communication skills. Deep experience with Java/Spring Boot, Microservices, ReactJS stack is a strong plus. Experience in a high-growth startup/platform environment is highly desirable. Exposure to cloud platforms (AWS, GCP) and containerization tools (Docker, Kubernetes) preferred.

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfilment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In March 2022, we became India's fastest fin tech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest, and trade bonds - all in one place. All 5 of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. Yubi Loans - Term loans and working capital solutions for enterprises. Yubi Invest - Bond issuance and investments for institutional and retail participants. Yubi Pool- End-to-end securitisations and portfolio buyouts. Yubi Flow - A supply chain platform that offers trade financing solutions. Yubi Co.Lend - For banks and NBFCs for co-lending partnerships. Currently, we have onboarded over 4000+ corporates, 350+ investors and have facilitated debt volumes of over INR 100,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionising the segment. At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 700+ like-minded individuals today, who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story. Job Title: L2 Network Engineer Company: Spocto Technologies Pvt Ltd Location: Mumbai Spocto office Employment Type: Full-Time, Permanent Role Category: IT Network / Security and compliance Industry: IT Services & Consulting Department: Information Technology Reporting to: Director Job Description: Spocto Technologies Pvt Ltd is seeking a skilled L2 Network Engineer to join our dynamic team. As an L2 Network Engineer, you will be responsible for overseeing the monitoring,maintenance, and support of our network infrastructure including the call centre. This roleoffers a rewarding career opportunity for a professional who thrives in a fast-paced environment and is passionate about network technology. Key Responsibilities: Monitor and maintain network infrastructure, including Wi-Fi, switches, firewalls, and other network equipment. Configure and manage Meraki and Cisco switches. Troubleshoot network issues in collaboration with Local IT teams to address performance degradation and ensure service uptime. Implement network upgrades, changes, and enhancements. Work closely with L1 support and other technical teams to resolve complex network issues. Ensure network security, compliance, and adherence to industry best practices. Address and resolve SIP/VOIP related issues. Address and resolve call centre Network related issues. Requirements Qualifications: Proven experience in network monitoring, maintenance, and troubleshooting. Proficiency in configuring Meraki and Cisco network equipment and firewall. Solid understanding of network security principles and compliance. Familiarity with SIP/VOIP technologies. Excellent problem-solving skills and the ability to work effectively with technical teams. Strong communication skills and a collaborative approach to teamwork. Benefits Benefits We are committed to creating a diverse environment and are proud to be an equal opportunity employer. All qualified applicants receive consideration for employment without regard to race, colour, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, or age.

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfillment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In March 2022, we became India's fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place. All of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. Yubi Credit Marketplace - With the largest selection of lenders on one platform, our credit marketplace helps enterprises partner with lenders of their choice for any and all capital requirements. Yubi Invest - Fixed income securities platform for wealth managers & financial advisors to channel client investments in fixed income Financial Services Platform - Designed for financial institutions to manage co-lending partnerships & asset based securitization Spocto - Debt recovery & risk mitigation platform Corpository - Dedicated SaaS solutions platform powered by Decision-grade data, Analytics, Pattern Identifications, Early Warning Signals and Predictions to Lenders, Investors and Business Enterprises So far, we have on-boarded over 17000+ enterprises, 6200+ investors & lenders and have facilitated debt volumes of over INR 1,40,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionizing the segment. At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 1000+ like-minded individuals today, who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story. About Role: You will play a critical role in shaping the future of our organization by hiring top technical talent to drive innovation and growth. You’ll work closely with the leadership team, hiring managers, and stakeholders to identify, attract, and onboard skilled professionals in roles ranging from software engineering to data science and DevOps. Key Responsibilities: End-to-End Recruitment: Manage the complete recruitment cycle for technical roles, including sourcing, screening, scheduling interviews, and extending offers. Handle niche and high-demand roles such as Backend Developers, Frontend Developers, DevOps Engineers, SREs, Data Scientists, Product Managers, and other technology-driven positions. Sourcing Talent: Proactively source candidates through various channels such as LinkedIn, job boards, employee referrals, and professional networks. Build and maintain a robust talent pipeline for immediate and future hiring needs. Stakeholder Management: Collaborate closely with hiring managers and team leads to understand role requirements and tailor recruitment strategies. Provide timely updates and insights on hiring progress and market trends. Candidate Experience: Ensure a positive and professional experience for all candidates throughout the recruitment process. Act as a brand ambassador, effectively communicating Yubi's vision and values. Data and Metrics: Maintain accurate records in the Applicant Tracking System (ATS). Provide insights and reports on recruitment metrics, such as time-to-fill, offer acceptance rates, and sourcing effectiveness. Qualifications and Skills: Bachelor's degree in Human Resources, Business Administration, or related field. 3-8 years of experience in technical recruitment, preferably in FinTech or product-based companies. Strong knowledge of technical roles, technologies, and hiring trends in the industry. Proficiency in using ATS tools and recruitment platforms. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and manage multiple roles simultaneously. Strong organizational and analytical skills with an eye for detail. Why Join Yubi? Be part of a high-growth FinTech environment that values innovation and collaboration. Work with industry leaders and cutting-edge technology. Opportunities for career growth and professional development. Competitive compensation and benefits. YUBI is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, or age.

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. About us : Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfilment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place. All of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story. Location : Mumbai Key Responsibilities: Understand the platform for different types of debt transactions for which the person/team is responsible. Example - Colending, Direct assignment, Secularization, SCF Constant appraise and update themselves on the new features developed in the platform and use it for better understanding. Conduct implementation workshop for new customer onboarding for the given debt transaction which the team is responsible for. Understand customer specific policies/protocols on different interaction touch points - API, SFTP, dashboards/reports, user interaction Define the configuration, workflow and educate the customer to use our platform for enabling the given debt transaction also solving for their specific policies/protocols. Use Yubis Low code setup to enable interaction touch points wherever possible If there are functional gaps in the platform to solve for specific policies/protocols, those has to be raised with respective product management team and track it till closure. Detailed Documentation of customer configuration, workflow, interaction touch points - API, SFTP, dashboards/reports Conduct end to end UAT for a given customer to confirm that all the required desired technical and functional aspects are covered Qualifications : 3-6 years of experience with a Bachelor's degree in Computer Science, Information Technology, or related field. MBA is a plus Proven experience as a Business Analyst in a product-focused role, preferably with lending background Strong analytical skills with the ability to gather, analyse, and interpret complex data and user feedback. Excellent communication skills with the ability to effectively collaborate with cross-functional teams and present findings to stakeholders at all levels. Proficiency in tools and techniques for analysis, documentation and collaboration (e.g., JIRA, Confluence, Microsoft Excel, Word). Experience with data analysis tools and techniques (e.g., SQL, Tableau) is a plus.

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. Yubi, formerly known as CredAvenue, is redefining the global debt market, and we want you to be a part of our epic growth story. Here's a glimpse of what we're all about: Yubi Group is the world’s only technology company powering the end-to-end debt lifecycle. Our mission is to deepen the debt market, foster financial inclusion, and accelerate economic growth by making debt financing accessible and efficient for all. Key facts: Founded in 2020 : Gaurav Kumar, Founder and CEO of the group identified the need for a common denominator that could democratise access to debt in the formal sector. Backed by marquee investors : Includes Peak XV, Lightspeed, Lightrock, TVS Capital, B Capital Group, Dragoneer Investment Group, and Insight Partners among others. Empowering the lending ecosystem: Yubi's technology infrastructure, risk evaluation, and collections platforms facilitate every stage of the debt lifecycle. Benefits for lenders: Increased reach, expanded loan book, risk mitigation through AI-powered tools and ethical collections system. Benefits for borrowers: Diverse credit options, access to competitive rates, and efficient loan processing. Deepening the corporate bond market: Yubi Securities' platform, Aspero, empowers retail investors and wealth managers to participate in the corporate bond market. Yubi has facilitated debt volumes of over ₹1,40,000 Cr, with 17,000+ enterprises and 6,200+ investors and lenders on its platform, and reduced collections costs by 57%. The Yubi Group is committed to building a more transparent, responsible, and inclusive debt ecosystem in India. Key Responsibilities : Engage with stakeholders to identify, analyse, and document business requirements for the implementation of projects. Work with the technical teams to configure the platform for onboarding new clients.. This may include data migration and configurations for new/existing clients. Work closely with the Project Manager and Project Lead to ensure requirements are fully understood and align with the project scope. Assist in creating test cases and validation criteria to ensure that implemented solutions meet business requirements. Support the user acceptance testing (UAT) process and Go live. Prepare and maintain business documentation and user manuals as required. Support to the client initially post go live. Qualifications : Bachelor’s degree in Business Administration, Information Systems, or a related field. 3+ years of experience in business analysis. Proficiency in data analysis tools (e.g., Excel, SQL). Strong communication and problem-solving skills. Experience with project management and process mapping.

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. About Yubi: Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfillment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In March 2022, we became India’s fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market. through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place. All 5 of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. Yubi Loans – Term loans and working capital solutions for enterprises. Yubi Invest – Bond issuance and investments for institutional and retail participants. Yubi Pool – End-to-end securitisations and portfolio buyouts. Yubi Flow – A supply chain platform that offers trade financing solutions. Yubi Co.Lend – For banks and NBFCs for co-lending partnerships. Currently, we have boarded over 4000+ corporates, 350+ investors and have facilitated debt volumes of over INR. 40,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionising the segment. At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 650+ like-minded individuals today, who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story. About the Job: The Relationship Manager -Wealth is the ultimate face of the business as (s) he is going to be the first point of contact with the client. (S)he would be responsible for acquiring channel partners, IFA/MFD’s and managing & retaining such relationships by delivering the best standards of services. Roles & responsibilities: To acquire, build and maintain strong relationships with IFA, MFD & RIA’s To demonstrate expertise in wealth management products, including but not limited to Debentures, Alternative Investment Funds (AIFs) and Portfolio Management Services (PMS), MFs, Insurance, Gsecs, corporate bonds, Commercial Papers, NCD’s PTCs, etc. To educate clients on the features, benefits, and risks associated with various wealth management products.To identify new business opportunities and generate leads through networking and referrals. To drive business growth by effectively cross-selling wealth management products and services to existing clients. To achieve revenue targets and contribute to the overall growth of the wealth management business. To conduct thorough due diligence on investment products and providers to mitigate risks. To maintain accurate records of client interactions and transactions in accordance with compliance standards. To conduct and assist in organizing seminars, workshops and other business development activities. Requirements Graduate or Master’s Degree in finance, business administration, or a related field preferred with prior experience working in a Private Bank/Wealth Management set up. Should have a proven track record of building and managing relationships with Channel Partners (IFA/ MFD/RIA) minimum of 3 years. Should have a strong understanding of wealth management products, Debentures, AIFs and PMS. Strong communication sales and a track record of achieving targets and achieving incentives. Should have excellent communication, presentation, and negotiation skills. Should have the ability to work independently and as part of a team in a fast-paced environment. Having relevant regulatory certifications (e.g., AMFI, NISM) will be an advantage. Benefits We are committed to creating a diverse environment and are proud to be an equal opportunity employer. All qualified applicants receive consideration for employment without regard to race, colour, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, or age.