Policy Manager : Personal Loans Skillventory

6.0 - 11.0 years

2 - 5 Lacs

mumbai, maharashtra, india

On-site

Role & responsibilities: Formulating and implementing policy, procedures & guidelines for credit appraisal, credit risk models and frameworks Interacting with cross-functional teams and driving the credit policy agenda and ensuring correct implementation of credit policy guidelines in origination system and decisioning platforms. Managing of Rule engine for credit decisions. Analyzing the market trends / practices and benchmarking of policies with the market Establishing a robust Credit Analytic Framework to identify early warning signals, credit risk process inputs and customer segment-wise risk factors. Analysis of portfolio and ensuring Portfolio monitoring, trigger reviews & delinquency control Identify and implement system and process improvements to ensure accurate, thorough data is available to support high-quality analysis. Drive portfolio management initiatives through the credit cycle management framework by working in partnership with product managers, credit approval team, credit operations team and collection team. Assist in developing and implementing training programs to improve the quality and Reviewing and up-keep of BRE rules, scorecards, STP journeys and other digital initiatives Use data and analytics for portfolio health tracking and systematically improving the Policy and Proces Preferred candidate profile Experience in Policy /Portfolio monitoring role in Personal Loan Experience in analyzing the market trends / practices and benchmarking policies Experience in Business Rule Engine rule creation and testing Strong communication and interpersonal skills

Posted 3 days ago

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