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15.0 years
0 Lacs
Chennai
On-site
Basic Details: Fill the required information about business, unit, location, position, reports to position and date of updation of JD Business Financial Services Unit Aditya Birla Finance Limited Location Poornata Position Number of the job Reports to: Poornata Position Number Poornata Position Title of the job (30 characters max) Area Sales Head Reports to: Poornata Position Title Regional Sales Head/Cluster Sales Head Function Sales Reports to: Function Sales Department Retail LAP - Tier 1 DSA Channel Reports to: Department SME Designation of the Employee Area Sales Head Designation of the Manager Regional Sales Head/Cluster Sales Head Date of writing/updation of JD 20th Nov 2023 1) Job Purpose: Write the purpose for which the job exists (in 2-3 lines) (Max 1325 Characters) To set business objectives for area in line with the Retail LAP Tier 1 business unit objectives of book size, profitability, MIS & portfolio management, team building etc.; to devise business strategies for Area wise achievement of business objectives and to execute the SME business’ distribution strategy by managing Retail DSA Channel Partners. To ensure the end-to-end management of SME transactions with superior product delivery and to monitor the credit quality of new acquisitions 2) Dimensions: Mention quantitative or qualitative parameters that are relevant for the job and provide a better understanding of the scope and scale of the job Retail LAP - Tier I Parameters Measurement Unit Last Year Current Year (LE) Next Year (Proj) FY 22-23 FY 23-24 FY 24-25 Closing Book Amt In Cr 6,048 7,800 10,700 No. of Customers (Lan) Count 5,300 6,500 9,000 Disbursement Amt In Cr 3,525 4,000 4,500 Locations/Branches Count 40 55 70 Revenue-(NII + Fee Income ) Amt In Cr 272 327 375.0 PBT Amt In Cr 191.6 226.0 255.0 PAT Amt In Cr 143 168 189 CIR % 33.4% 31% 31% ROA % 2.72% 2.55% 2.50% ROE % 18.15% 19.50% 19.00% Insurance –Xsell Net Amt In Cr 15.0 20.0 27.5 Quality/GNPA % 183 165 150 Bounce % % 16.0% 13% 11% Sales + Collection + Support (Head Count) Count 160 225 275 DSA’s & Vendor Count 1,750 2,250 2,500 3) Job Context & Major Challenges: Write the specific aspects of the job that provide a challenge (internal and external) to the jobholder in the context of the Business/Unit/Function/Department/Section ((Max 3975 Characters) Aditya Birla Finance Limited ("ABFL"), a lending subsidiary of Aditya Birla Capital Limited is among the leading well-diversified non-banking financial services company in India. ABFL offers customized solutions in areas of personal finance, SME finance, SME finance, corporate finance, wealth management, debt capital markets and loan syndication. ABFL is registered with RBI as a systemically important non-deposit accepting non-banking finance company (“NBFC”) and is amongst the top five largest private diversified NBFCs in India based on AUM. For the FY ended 31st March 2023, ABFL has a book size of Rs. 66,923 Crores, net PAT of Rs 1287 Crores and net worth of 7,784 crores. The Net Interest Margin expanded by 53 bps y-o-y to 7.35% and ROA at 2.47%. ABFL’s long-term credit rating of AAA (Stable) has been reaffirmed by ICRA in February 2023. ABFL also has a long-term credit rating of AAA (Stable) by India Ratings, Perpetual debt credit rating of AA+ (Stable) by ICRA and AA+ (Stable) by India Ratings (Stable) and short-term credit rating of A1+ by ICRA & India Ratings. SME caters to the varied needs of a diverse set of customers across retail, HNI, ultra HNI, Micro, Small & Medium enterprises. It encompasses a wide variety of financing solutions for clients, ranging Loan against property, to more complex Lease Rental discounting, Commercial Purchase and Construction Finance lending. Financing solutions are provided to Self-Employed [professionals/ non-professionals] against a wide array of lending programs, each of which aims to estimate the client’s repayment capability accurately before the company to take an exposure. The lending program requires assessing clients on various dimensions, including income, repayment behavior, stability of income/ residence, profile, collateral [valuation, marketability], ownership structure of business and the property and many others. Loan approvals entail a good mix of profile checks, balance sheet lending and collateral assessment. An in-depth understanding of the customer’s business model, Cash flows, customers & suppliers, success factors and dependencies needs to be considered given these are long term exposures [ranging upto 15 years]. The financials are assessed to understand the repayment capability in the near and long term. Collateral assessment is another complex part of the underwriting process involving checking the structural stability, marketability, valuation, regulatory / local body compliance and legal veracity – all to ensure the property can be liquidated to repay the loan if required in case of customer default. Lending is often structured to meet the client needs by deriving comfort through the hard collateral [can be a ready or under-construction property / project] and cash flows [in form of rentals, or project cash-flows – both against sold/ unsold receivables]. For the FY ended 31st March 2023, SME is significant contributor to ABFL’s Portfolio ( 35% of ABFL Book Size ) with a closing book of 23,133 crs SME has been delivering all-time high PBT of almost 563.3 crs and has posted 3.04% of ROA for FY23 SME has moved into segmented strategy model with further focus on client types considering their different complexities and expectations In Retail LAP – Tier 1 Business, robust & tiered distribution network has been put in place to expand retail footprint of SME Business to More than 75 locations across pan India with key intent to add to the Topline numbers and create a sizeable and profitable at the same time quality Portfolio. To bring in more focus on distribution and channel engagement we propose the following structure wherein Tier 1 is divided into 2 verticals: 1. Alternate Channel Business which will source from Corporate channels and 2. Retail Channel which will source from Non-Corporate channels For the FY ended 31st March 2023, Tier I has been significant contributor to SME Portfolio ( 26% of SME Book Size ) with a closing book of 6,048 crs Tier I had also delivering all-time high PBT of almost 192 crs and has posted 2.7% of ROA for FY23. Being one of the most preferred asset classes in the lending business today, this business continues to present challenge of competing with all FI’s / Banks in a highly price sensitive target segment. Key Challenges: Retail LAP – Tier I as a business faces a lot of competition from Banks, other NBFCs and Fintechs which has been intense, dynamic and ever changing considering the entry of new players in the market. Managing factors like technological advancements, changing regulations, and evolving consumer behavior Strongly imbibe the ethical way of business & drive Aditya Birla Group’s Vision & values to each and every one in the team. Develop robust processes across Credit, operations, Collections & legal. Manage profit & loss, manage portfolio, customer, customer portfolio, customer life-cycle to maintain a clean Book growth and hygiene. Spearhead & launch many campaigns to drive the business in respect to Distribution, support functions & keep the spirit & morale high for the team while imbibing the ethical way of business & drive Aditya Birla Group’s Vision & values to each and every one in the team. Manage and Monitor employee productivity and foster employee development To ensure manpower is in place to execute the desired business plan. Setting up robust, comprehensive and scalable Governance frameworks for identifying and managing risk. 4) Key Result Areas: Write the key results expected from the job and the supporting actions for each of these key result areas (For a majority of jobs typically there could be 4- 7 key result areas)- Maximum 10 KRAs can be updated Key Result Areas (Max 1325 Characters) Supporting Actions (Max 1325 Characters) Deliver Sales growth at the location and expand the customer base Identify business growth opportunities across the location, build direct/Retail DSAs channel/ new client acquisition strategies and tap growth opportunities to achieve area targets Augment the business volumes of SME lending in the location, manage client databases and tap them through Relationship Managers. Drive relationships with key clients, faster TAT and cross selling initiatives in order to increase the client base of the Area. Monitor lead generation & RM sales productivity metrics to drive a high-performance sales culture across the areas. Analyze product positioning and competition across the locations and develop the distribution network Scan the location market and its competitive offerings on a periodic basis, report on emerging trends and business opportunities for the SME segment to the head office Engage with retail DSA channel partners and develop a touch point management system for faster customer connectivity Conduct engagement programs and sales trainings to develop channel partners Monitor SLAs, sales efficiencies and RoIe of channels Effectively deploy schemes and prioritize sales of high revenue products and structures Drive high levels of customer satisfaction across the location through relationship managers Monitor client servicing metrics, develop relationship marketing programs and motivate RMs and channel partners to display highest levels of client servicing standards Encourage the implementation of improved processes and best practices in order to enhance operational productivity Engage with key customers on a periodic to build stronger relationships, thereby contributing to faster growth Monitor customer issues and complaints and drive necessary action to address the same Analyze and communicate information for better risk management and operational effectiveness to the management team Support the risk and review process by supervising the preparation of loan proposals and documentations to ensure controlled operations for the locations Liaise with the customers and the Risk team to provide regular information required for monitoring the creditworthiness of the proposals Prepare periodic MIS reports for profits, NPAs, new clients & report on a periodic manner to Cluster Area/Regional Heads. Team Management & Development Guide and develop RMs to facilitate better customer acquisition, retention and support, and helping them to achieve superior performance standards Nominate teams for product, behavioral and negotiation trainings and work for self development initiatives 5) Job Purpose of Direct Reports: Describe the job purpose of the direct report/s to the job (in 2-3 lines for each report) Relationship Manager - To effectively contribute towards building the SME line of business and loan book by marketing/ selling all products (LAP/LRD) and solutions to potential and existing customers at targeted yields and fee through a strong distribution network, identified and empaneled able retail DSA Channel partners through knowledge sharing and capability building. Leverage an understanding of local markets and preferences and facilitate structuring of loans in accordance, while ensuring all necessary due diligence is conducted to prevent fraudulent loans and ensure all sales processes are carried out in keeping with internal and regulatory guidelines. 6) Relationships: Describe the nature and purpose of most important contacts or relationship (except superior/team members) with individuals, departments, organizations inside and outside of the organization, that job is required to interact with in order to deliver the job objectives Relationship Type (Max 80 Characters) Frequency Nature (Max 1325 Characters) Internal Cluster Head Relationship Managers HO HR dept Risk dept Operations dept Weekly Daily Weekly Need based Fortnightly Weekly Region business MIS, review on new market development Reviewing new leads generated & new clients developed MIS Region recruitments, performance reviews Providing market intelligence, MIS on deviations in client accounts Client servicing issues External Existing and Prospective clients Retail DSA Channel partners Daily Daily/ weekly CRM & understanding the need of new products Product and business development initiatives 7) Organizational Relationships: Provide the structure for a level above and below the position for which this job description is written. Use position titles in the structured and indicate all the reports of the position. SIGN OFF: Provide the name of the Manager and the jobholder. Signature needed for the hard copy of the JD. Hard copy to be maintained in the organizational record. Job Holder Reports to – Manager Name Signature (needed for the hard copy) Minimum Experience Level 5 - 15 years Job Qualifications Under Graduate
Posted 4 days ago
1.0 years
0 Lacs
India
On-site
Job Title: Backend Developer Location: Noida Sector 62 Experience Level: 1-3 Years Employment Type: Full-Time Job Summary: We are seeking a skilled and detail-oriented Backend Developer to join our development team. The ideal candidate will be responsible for building and maintaining the server-side logic, database architecture, and ensuring high performance and responsiveness to requests from the front end. Key Responsibilities: Design, develop, and maintain robust and scalable backend systems. Build APIs and services for web and mobile applications. Integrate with third-party services and internal systems. Ensure the security and data protection of backend services. Optimize application performance and troubleshoot issues. Collaborate with front-end developers and other team members. Write clean, maintainable, and well-documented code. Technical Skills Required: Programming Languages: Python, Node.js, Java, or PHP HTML Frameworks: Django, Express.js, Spring Boot, Flask Database: MySQL, PostgreSQL, MongoDB Tools: Git, Docker, Postman API Design: RESTful APIs, GraphQL (optional) Other Skills: Strong understanding of DSA (Data Structures & Algorithms) Understanding of authentication protocols (OAuth, JWT) Educational Qualification: Bachelor’s degree in Computer Science, Information Technology, or a related field. Preferred Qualifications: Experience in developing scalable backend systems. Knowledge of CI/CD pipelines and DevOps practices. Good understanding of frontend technologies (HTML, CSS, JS, React) for coordination. Soft Skills: Excellent problem-solving skills Good communication and teamwork Job Type: Full-time Location Type: In-person Work Location: In person Speak with the employer +91 9536048577
Posted 4 days ago
1.0 - 5.0 years
2 - 3 Lacs
Warangal, Hyderabad, Nizamabad
Work from Office
Designation: Relationship Manager - Lead will be provided by Company - Individual sales role - Schedule meeting with Clients at their Locations - Visit and explain our Financial product - Close lead into the Sales - Build relationship with Clients Required Candidate profile • Education : Any Graduate • Must have 1+ YRS of experience Any Sale / Banking / Finance / Insurance Sales • Good Communication skills • Local from the city • Age : 23 to 39 • Should have Bike Perks and benefits Fixed Salary + Incentives + Other perks
Posted 4 days ago
1.0 - 5.0 years
3 - 6 Lacs
Mumbai Suburban, Navi Mumbai, Pune
Work from Office
Minimum Graduate with 1- 5-year exp in Home Loan, LAP and Margin Money Funding cases from open market, developer channels and connectors/DSA Ticket Size: 50L Hard working in open field market with strong home loan selling skills in Mumbai all area. Required Candidate profile dynamic Graduate individual to join our team to work for all projects and work closely with the founders and fuel internal and external processes and initiatives that drive company-wide impact.
Posted 4 days ago
1.0 - 4.0 years
2 - 4 Lacs
Hyderabad, Chennai, Bengaluru
Work from Office
Sell the life insurance products to the customers Lead will be provided by the company Appointment based sales Share resume on what's App 8956244952 Required Candidate profile Graduate Candidates have minimum 1 years experience in Life Insurance sales Age Limit :22- 35 Two-wheeler mandatory we have opening in Hyderabad,Bangalore,Chennai,Kerala (Calicut ,Trivandrum) Perks and benefits Incentives
Posted 4 days ago
1.0 - 6.0 years
2 - 3 Lacs
Nagpur, Pune, Aurangabad
Work from Office
Achieve targets for the Mortgages (Home Loan & Loan Against Property) business through lead generation and fulfillment from the Open Market and alternate channels Achievement of Sales targets both value & volume Willingness to travel for field sales Required Candidate profile Strong knowledge of Affordable Housing (AH), Home Loans, Housing Finance, Home Finance. Must be confident & communication skills Potential to earn huge incentives
Posted 4 days ago
1.0 - 5.0 years
2 - 3 Lacs
Kota, Udaipur, Gurugram
Work from Office
1- Identify and source potential customers for Home Loans. 2- Generate leads through field visits, and DSA & DST. 3- Achieve monthly and quarterly sales targets as assigned . 4-Candidate should have home loan experience. Required Candidate profile 1- .Should have minimum 6 months of experience in sales (Home loan/ Mortgage Loan / Lap) 2- Strong communication and interpersonal skills. 3-.Field sales experience preferred, especially in Home Loan.
Posted 4 days ago
1.0 - 5.0 years
2 - 3 Lacs
Udaipur, Ajmer, Bhilwara
Work from Office
- Sourcing Home loans business from builders, real estate brokers, advisors & DSA -Strong knowledge of home loans, LAP, mortgage loans -Should have experience in open market business sourcing - Can apply for RO/RM/SM/DSA Manager - Individual Required Candidate profile Min 1 Years + experience in Home Loan/LAP/Mortgage sales Ready to travel for fieldwork Excellent communication skills Freshers not eligible
Posted 4 days ago
1.0 - 5.0 years
2 - 3 Lacs
Ghaziabad, Greater Noida, Delhi / NCR
Work from Office
Managing Sales of Home Loan Product Sourcing business through open market - DST & DSA Strong knowledge of home loans, LAP, mortgage loans Sourcing - DSA.DST, Open Market ,Connectors Can apply for RO/RM/SM/DSA Manager - Individual Required Candidate profile Responsible for driving monthly sales targets and respective business metrics Should have Experience in Home Loan, Mortgage Loan, Loan against property Generating business from DSA & DST
Posted 4 days ago
1.0 - 6.0 years
2 - 3 Lacs
Ahmedabad, Jaipur, Surat
Work from Office
Self-source business via open market channels (DST/DSA) Acquire clients for Home Loan & LAP Build and maintain strong client relationships Achieve sales targets via fieldwork Required Candidate profile Min 6 months + experience in Home Loan/LAP/Mortgage sales Ready to travel for fieldwork Excellent communication skills Freshers not eligible
Posted 4 days ago
1.0 - 4.0 years
2 - 3 Lacs
Dehradun, Kharar, New Delhi
Work from Office
1. This is 100% field work and on rolls of bank. 2. Quality acquisition of Home Loans by going into the market catchment area. 3. Ensure quality sourcing of customers by selling different products like other diff. loans & insurances etc. Required Candidate profile Minimum 6 Month to 1 year experience in Field Sales Sales experience in Home Loan (HL), Loan against Property (LAP), Mortgage Loan or Cross sales . Good Communication skills Age 21 to 38 Yrs
Posted 4 days ago
1.0 - 6.0 years
2 - 4 Lacs
Rohtak, Amritsar, Kurukshetra
Work from Office
Visit potential customers for new business Provide them for training regarding the products. Assist agents in closing sales by providing guidance and resources. Motivating them to generate the business Identifying the prospective customers Required Candidate profile Experience: 2+ years of experience in Field sales Age : 24 to 39 Required Local Candidate Graduation Must Share CV on below details Mail - vivek.swenservices@gmail.com / 7048809577 Perks and benefits Full Time On Roll Medical benefits Career Growth
Posted 4 days ago
0.0 - 4.0 years
2 - 3 Lacs
Kota, Udaipur, Jaipur
Work from Office
Generate leads through direct marketing, field visits, and relationship management. Meet prospective customers and explain HDFC's home loan products. Achieve monthly sales targets for home loans and related financial products. Managing Sales of HL Required Candidate profile * Graduation Must * Must have 1 years of experience in any Sales / Banking / Finance / Insurance Sector * Good Communication skills * Age :- 21 to 38 Years * Contact : 70415 67785 HR Dharmishtha
Posted 4 days ago
1.0 - 6.0 years
2 - 3 Lacs
Noida, Baramati, Nashik
Work from Office
Promote and sell Home Loan and Loan Against Property (LAP) solutions to both salaried and self-employed individuals. Establish and nurture relationships with key partners like builders, DSAs, and property consultants to generate steady business. Required Candidate profile 1. Sourcing to loan disbursement of Home Loan Files. 2. Min. 1-5 Years of Experience in Mortgage Sales or a related field (LAP/HL) 3. DSA and DST both are vacancy available (Individual role).
Posted 4 days ago
0.0 - 1.0 years
0 Lacs
Bharuch, Gujarat
On-site
About Us: Red & White Education Pvt. Ltd., established in 2008, is Gujarats top NSDC & ISO-certified institute focused on skill-based education and global employability. Role Overview: We're hiring a full-time Full Stack Developer Faculty/ Trainer with strong communication skills and a passion for teaching. Key Responsibilities: Deliver training on front-end and back-end technologies. Develop curriculum for HTML, CSS, Bootstrap, jQuery, JavaScript, React JS, Node JS, and Data Structures & Algorithms (DSA). Guide students through hands-on projects and coding exercises. Required Skills: Proficient in front-end: HTML, CSS, Bootstrap, jQuery, JavaScript, React JS, DSA. Proficient in back-end: Node JS, DSA. Strong communication and mentoring skills. Education and Experience Requirements: Bachelors/Masters in Computer Application, IT, or Designing Diploma, or relevant degree. Short courses or digital certifications in related fields are a plus. 1-2 years of experience in IT, with 6 months in a teaching or trainer role. For further information, please feel free to contact 7862813693 us via email at career@rnwmultimedia.com Job Types: Full-time, Permanent Pay: ₹25,000.00 - ₹35,000.00 per month Benefits: Flexible schedule Leave encashment Paid sick time Paid time off Provident Fund Schedule: Day shift Supplemental Pay: Performance bonus Yearly bonus Application Question(s): Current Salary? Experience: Teaching / Mentoring: 1 year (Required) Front-end development : 1 year (Required) Back-end development: 1 year (Required) Mean Stack : 1 year (Required) Location: Bharuch, Gujarat (Required) Work Location: In person
Posted 4 days ago
4.0 years
0 Lacs
Delhi, India
On-site
Company Description Pocketful is a modern stockbroking platform based in Delhi, India. We aim to revolutionize the trading experience by offering cutting-edge products supported by Nobel-winning financial research and top-notch technology. Our mission is to empower modern traders with advanced tools and analytics to make sound financial decisions. Role Description This is a full-time on-site role for a Senior Backend Developer (Golang) at Pocketful. The role involves day-to-day tasks related to back-end web development, software development, object-oriented programming, and collaborating with the front-end development team to create robust and efficient applications. Who are we looking for? Backend Developer, who is proficient in Java/Golang/C++/Python. (Golang is preffered) Minimum 4 years of work experience in backend development & building scalable products Work on a category creating, possibly disruptive, fintech products in early stages. Design and develop highly scalable and reliable systems end-to-end. Directly work with the CTO and Founders, and be a part of product strategy. Self-Starter - Will be working alongside other engineers and developers, collaborating on the various layers of the infrastructure for our products built in-house. Someone who is proficient in Dockers & Kubernetes and AWS Expert knowledge of computer science, with strong competencies in data structures, algorithms, and software design. Familiarity with Agile development, continuous integration, and modern testing methodologies. Familiarity in working with Rest APIs Think out-of-the-box while solving problems considering the scale and changing environment variables. Quickly learn and contribute to changing technical stack ? Bonus Points- Working knowledge of SQL database for a product at scale and AWS. Interest (and/or experience) in the financial/stock market space interest trumps : Okhla, New Delhi Qualifications Back-End Development and Software Development skills Experience > 4 Year Strong programming skills & DSA Knowledge of databases and server infrastructure Bachelor's degree in Computer Science or related field Experience with Golang programming language is a plus (ref:hirist.tech) Show more Show less
Posted 4 days ago
0 years
0 Lacs
Pune, Maharashtra, India
On-site
Join us as a Full Stack Developer at Barclays ,you will be responsible for supporting the successful delivery of Location Strategy projects to plan, budget, agreed quality and governance standards. You'll spearhead the evolution of our digital landscape, driving innovation and excellence. You will harness cutting-edge technology to revolutionize our digital offerings, ensuring unparalleled customer experiences. To be successful as a Full Stack Developer you should have experience with: Deep knowledge and work experience of NodeJS, React & Java. Good knowledge and work experience in Core javascript , ES 6 , CSS modules, Typescript. Proficiency in Java , Spring boot, RESTful API, and Event driven architecture. Working knowledge of SQL Database. Design patterns, Scalability and Performance. Version Control, Best security practices. Must have hands on experience working with AMQ7. Must have hands on experience working with Java Batch. Experience with Kafka or other message brokers for event-driven communication. Proficiency in developing RESTful APIs and microservices using Java Spring Strong understanding of Spring Framework (e.g., Spring MVC, Spring Security, Spring Data). Hands-on experience with Hibernate for object-relational mapping (ORM). Knowledge of JPA (Java Persistence API) and database interaction using Hibernate. Strong expertise in writing and optimizing SQL queries for Oracle databases. Experience in integrating frontend applications with backend services via REST APIs. Familiarity with API documentation tools (e.g., Swagger, Postman). Some Other Highly Valued Skills May Include Monitoring and Logging. E2E testing, performance testing. DSA, understanding of solving complex problems. You may be assessed on key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen, strategic thinking and digital and technology, as well as job-specific technical skills. This role is based in Pune. Purpose of the role To design, develop and improve software, utilising various engineering methodologies, that provides business, platform, and technology capabilities for our customers and colleagues. Accountabilities Development and delivery of high-quality software solutions by using industry aligned programming languages, frameworks, and tools. Ensuring that code is scalable, maintainable, and optimized for performance. Cross-functional collaboration with product managers, designers, and other engineers to define software requirements, devise solution strategies, and ensure seamless integration and alignment with business objectives. Collaboration with peers, participate in code reviews, and promote a culture of code quality and knowledge sharing. Stay informed of industry technology trends and innovations and actively contribute to the organization’s technology communities to foster a culture of technical excellence and growth. Adherence to secure coding practices to mitigate vulnerabilities, protect sensitive data, and ensure secure software solutions. Implementation of effective unit testing practices to ensure proper code design, readability, and reliability. Analyst Expectations Will have an impact on the work of related teams within the area. Partner with other functions and business areas. Takes responsibility for end results of a team’s operational processing and activities. Escalate breaches of policies / procedure appropriately. Take responsibility for embedding new policies/ procedures adopted due to risk mitigation. Advise and influence decision making within own area of expertise. Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to. Deliver your work and areas of responsibility in line with relevant rules, regulation and codes of conduct. Maintain and continually build an understanding of how own sub-function integrates with function, alongside knowledge of the organisations products, services and processes within the function. Demonstrate understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function. Make evaluative judgements based on the analysis of factual information, paying attention to detail. Resolve problems by identifying and selecting solutions through the application of acquired technical experience and will be guided by precedents. Guide and persuade team members and communicate complex / sensitive information. Act as contact point for stakeholders outside of the immediate function, while building a network of contacts outside team and external to the organisation. All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave. Show more Show less
Posted 4 days ago
0 years
0 Lacs
Pune, Maharashtra, India
On-site
Join us as a Full Stack Developer at Barclays, where you'll spearhead the evolution of our digital landscape, driving innovation and excellence. You'll harness cutting-edge technology to revolutionise our digital offerings, ensuring unparalleled customer experiences. To be successful as a Full Stack Developer you should have experience with: Front End technologies, UI/UX understanding. Proficiency in Java , Spring boot, data processing, RESTful, GraphQL API designs Strong knowledge of SQL Database Design patterns, Scalability and Performance Version Control, Best security practices. Some Other Highly Valued Skills May Include Build and Deployment Pipeline (Gradle/Maven) Monitoring and Logging E2E testing, performance testing DSA, understanding of solving complex problems. You may be assessed on key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen, strategic thinking and digital and technology, as well as job-specific technical skills. This role is based out of Pune. Purpose of the role To design, develop and improve software, utilising various engineering methodologies, that provides business, platform, and technology capabilities for our customers and colleagues. Accountabilities Development and delivery of high-quality software solutions by using industry aligned programming languages, frameworks, and tools. Ensuring that code is scalable, maintainable, and optimized for performance. Cross-functional collaboration with product managers, designers, and other engineers to define software requirements, devise solution strategies, and ensure seamless integration and alignment with business objectives. Collaboration with peers, participate in code reviews, and promote a culture of code quality and knowledge sharing. Stay informed of industry technology trends and innovations and actively contribute to the organization’s technology communities to foster a culture of technical excellence and growth. Adherence to secure coding practices to mitigate vulnerabilities, protect sensitive data, and ensure secure software solutions. Implementation of effective unit testing practices to ensure proper code design, readability, and reliability. Assistant Vice President Expectations Consult on complex issues; providing advice to People Leaders to support the resolution of escalated issues. Identify ways to mitigate risk and developing new policies/procedures in support of the control and governance agenda. Take ownership for managing risk and strengthening controls in relation to the work done. Perform work that is closely related to that of other areas, which requires understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function. Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategy. Engage in complex analysis of data from multiple sources of information, internal and external sources such as procedures and practises (in other areas, teams, companies, etc).to solve problems creatively and effectively. Communicate complex information. 'Complex' information could include sensitive information or information that is difficult to communicate because of its content or its audience. Influence or convince stakeholders to achieve outcomes. All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave. Back to nav Share job X(Opens in new tab or window) Facebook(Opens in new tab or window) LinkedIn(Opens in new tab or window) Show more Show less
Posted 4 days ago
0 years
0 Lacs
Pune, Maharashtra, India
On-site
Join us as a Full Stack Developer at Barclays ,you will be responsible for supporting the successful delivery of Location Strategy projects to plan, budget, agreed quality and governance standards. You'll spearhead the evolution of our digital landscape, driving innovation and excellence. You will harness cutting-edge technology to revolutionize our digital offerings, ensuring unparalleled customer experiences. To be successful as a Full Stack Developer you should have experience with: Deep knowledge and work experience of NodeJS, React & Java. Good knowledge and work experience in Core javascript , ES 6 , CSS modules, Typescript. Proficiency in Java , Spring boot, RESTful API, and Event driven architecture. Working knowledge of SQL Database. Design patterns, Scalability and Performance. Version Control, Best security practices. Must have hands on experience working with AMQ7. Must have hands on experience working with Java Batch. Experience with Kafkaor other message brokers for event-driven communication. Proficiency in developing RESTful APIs and microservices using Java Spring Strong understanding of Spring Framework (e.g., Spring MVC, Spring Security, Spring Data). Hands-on experience withHibernate for object-relational mapping (ORM). Knowledge of JPA (Java Persistence API) and database interaction using Hibernate. Strong expertise in writing and optimizingSQL queries for Oracle databases. Experience in integrating frontend applications with backend services via REST APIs. Familiarity with API documentation tools (e.g., Swagger, Postman). Some Other Highly Valued Skills May Include Monitoring and Logging. E2E testing, performance testing. DSA, understanding of solving complex problems. You may be assessed on key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen, strategic thinking and digital and technology, as well as job-specific technical skills. This role is based in Pune. Purpose of the role To design, develop and improve software, utilising various engineering methodologies, that provides business, platform, and technology capabilities for our customers and colleagues. Accountabilities Development and delivery of high-quality software solutions by using industry aligned programming languages, frameworks, and tools. Ensuring that code is scalable, maintainable, and optimized for performance. Cross-functional collaboration with product managers, designers, and other engineers to define software requirements, devise solution strategies, and ensure seamless integration and alignment with business objectives. Collaboration with peers, participate in code reviews, and promote a culture of code quality and knowledge sharing. Stay informed of industry technology trends and innovations and actively contribute to the organization’s technology communities to foster a culture of technical excellence and growth. Adherence to secure coding practices to mitigate vulnerabilities, protect sensitive data, and ensure secure software solutions. Implementation of effective unit testing practices to ensure proper code design, readability, and reliability. Analyst Expectations Will have an impact on the work of related teams within the area. Partner with other functions and business areas. Takes responsibility for end results of a team’s operational processing and activities. Escalate breaches of policies / procedure appropriately. Take responsibility for embedding new policies/ procedures adopted due to risk mitigation. Advise and influence decision making within own area of expertise. Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to. Deliver your work and areas of responsibility in line with relevant rules, regulation and codes of conduct. Maintain and continually build an understanding of how own sub-function integrates with function, alongside knowledge of the organisations products, services and processes within the function. Demonstrate understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function. Make evaluative judgements based on the analysis of factual information, paying attention to detail. Resolve problems by identifying and selecting solutions through the application of acquired technical experience and will be guided by precedents. Guide and persuade team members and communicate complex / sensitive information. Act as contact point for stakeholders outside of the immediate function, while building a network of contacts outside team and external to the organisation. All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave. Back to nav Share job X(Opens in new tab or window) Facebook(Opens in new tab or window) LinkedIn(Opens in new tab or window) Show more Show less
Posted 4 days ago
2.0 - 5.0 years
0 Lacs
Ongole, Andhra Pradesh, India
On-site
Job Requirements Role/Job Title: Relationship Manager-Tractor Loan Function/ Department: Rural Banking Job Purpose The role entails providing financial solutions to meet the requirements of the Tractor Loan customers and ensure value added customer service. The role will closely collaborate with the product and operations teams to drive effective customer acquisition, servicing, and deepening. The role bearer would be responsible for providing customers with the best in-class experience to become their banking partner of choice. The role bearer is responsible for acquisition of Dealership business clients and manage the relationship for a designated branch contributing to the larger branch banking channel objectives. Roles & Responsibilities Responsible for acquiring new customers for Tractor Loans with a detail understanding of Credit assessment, providing end to end solutions to clients. Establish closely connect with the existing customers through mailers and phone calls and share insights on the fluctuations in interest rates and various product offerings. Empanelment of new Dealers, DSA and DST in the market. Generate new sales leads for Dealership business customers through referrals from existing clients, promotional activities. Conduct policy training for internal team members. Proactively resolve customer queries. Aggregate knowledge of competitor products, best practices in the market. Responsible for tracking channels and team for quality sourcing and healthy portfolio. Evaluate the growth strategy based on competitor analysis and feedback from different channels/customers. Recommend process changes to improve service efficiency and quality across the branch network. Demonstrated ability in sales planning and conceptualize promotions and marketing initiatives. Managerial & Leadership Responsibilities: Attract and retain best-in-class talent for key roles in their reporting structure. Monitor key parameters on employee productivity, hiring quality and attrition rates and make necessary improvements. Enable teams to drive growth targets by providing necessary support. Education Qualification Graduation: BA / BCom / BBA / BSc / BTech / BE or any other graduate. Experience: 2 to 5 years of relevant branch banking experience. Show more Show less
Posted 5 days ago
8.0 - 13.0 years
5 - 15 Lacs
Kolkata, Visakhapatnam, Chennai
Work from Office
We are Hiring for Zonal Head/Regional Head - Manipal Fintech Pvt.ltd. About Us:- Manipal Fintech, a proud part of The Manipal Group, is transforming lending with innovation, security, and excellence. As a leading fintech platform, we offer seamless, reliable, and customer-first financial solutions, ensuring quick and transparent access to funds. Built on a foundation of trust and powered by cutting-edge technology, we empower individuals and businesses to achieve financial success effortlessly. Role & responsibilities:- Sales Strategy & Leadership:- • Develop and execute the national sales strategy for DSA, ensuring alignment with the company's overall business objectives. • Lead, motivate, and mentor the national sales team to achieve sales goals and grow market share. • Identify and implement effective sales strategies, plans, and initiatives to enhance performance across all regions. • Monitor the performance of sales teams and provide guidance and support to ensure successful execution of sales plans. Sales Targets & Performance Management:- • Set annual, quarterly, and monthly sales targets and KPIs for all sales teams. • Continuously assess team performance, implement corrective actions, and ensure that team members are adequately equipped to meet goals. • Track sales performance using key metrics and report regularly on progress and results to senior management. Customer Relationship Management:- • Develop strong relationships with key clients and partners, ensuring a high level of customer satisfaction and long-term loyalty. • Collaborate with the marketing and customer service teams to enhance customer engagement strategies and increase brand visibility. Collaboration with Other Departments: • Work closely with other departments, including marketing, product, and operations, to ensure smooth execution of sales campaigns and initiatives. • Ensure alignment between DSA operations and other key functions in the company to maximize overall business growth. Key Qualifications & Skills:- • Bachelor's degree in Business Administration, Marketing, or related field; MBA preferred. • 8+ years of experience in sales management, with at least 5 years in a senior leadership role. • Extensive experience in managing a large direct sales force (DSA) across multiple regions. • Proven track record of exceeding sales targets and driving business growth. • Excellent communication, negotiation, and interpersonal skills. • In-depth knowledge of sales strategies, market analysis, and customer relationship management. • Ability to travel as needed for regional and national sales meetings, client visits, and industry events. Interested Candidates can share their profiles us at:- Pallavi Jain Email ID:- pallavi.jain@manipalfintech.com www.manipalfintech.com Manipal Fintech Pvt.Ltd.
Posted 5 days ago
0.0 - 4.0 years
2 - 4 Lacs
Bharuch, Jamnagar, Ahmedabad
Work from Office
Manage and handle walkin customers Build and maintain client relationships Drive business growth through the team Lead and motivate the sales and marketing team Develop and implement sales strategies Monitor sales targets and team performance Required Candidate profile Any graduate with min 1 year of sales experience Good communications skills Understanding of client requirement Share CV at Meera@theinfinityspace.com / 70462 50645 HR Meera Perks and benefits On Roll Full Time Mediclaim Career Growth
Posted 5 days ago
1.0 - 5.0 years
2 - 4 Lacs
Panaji, Pune, Mumbai (All Areas)
Work from Office
Handle walk-in customer of branch Maintain Relationship with clients and customers. Generate business through the team and close leads Lead and manage the activities of sales team Motivate them to achieve goals. Develop and implement sales strategies Required Candidate profile Any graduate with min 1 year of sales exp Good communication skills Leadership/Convincing skills Understanding of client requirement Share CV at Disha@theinfinityspace.com / 92270 58779 Sr HR Disha Perks and benefits On Roll with Kotak Group Mediclaim Career Growth
Posted 5 days ago
1.0 - 5.0 years
2 - 3 Lacs
Guwahati, Kolkata, Jorhat
Work from Office
Manage and handle walkin customers Build and maintain client relationships Drive business growth through the team Lead and motivate the sales and marketing team Develop and implement sales strategies Monitor sales targets and team performance Required Candidate profile Any graduate with min 1 year of sales exp Good communication skills Understanding of client requirement Share CV on below details Mail - Brijesh@theinfinityspace.com/92743 79428 Regards HR Brijesh Perks and benefits Full Time On Roll Medical benefits Career Growth
Posted 5 days ago
1.0 - 5.0 years
2 - 4 Lacs
Kolhapur, Nagpur, Nashik
Work from Office
Maintain Relationship with clients and customers. Generate business through the team. Lead and manage the activities of sales and marketing team. Motivate them to achieve goals. Develop and implement sales strategies. Handle walk in customers. Required Candidate profile Any graduate with min 1 year of sales exp Good communication skills Leadership/Convincing skills Understanding of client requirement Share CV at Disha@theinfinityspace.com / 92270 58779 Sr HR Disha Perks and benefits On Roll with Kotak Group Mediclaim Career Growth
Posted 5 days ago
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The job market for Data Structures and Algorithms (DSA) professionals in India is booming. With the increasing demand for skilled professionals in the tech industry, companies across various sectors are actively looking for individuals who possess strong DSA skills. If you are a job seeker looking to explore opportunities in this field, this article will provide you with valuable insights to help you navigate the DSA job market in India.
The average salary range for DSA professionals in India varies based on experience levels. Entry-level professionals can expect to earn between INR 4-6 lakhs per annum, while experienced professionals with several years of experience can earn upwards of INR 12-18 lakhs per annum.
In the field of DSA, a typical career progression may involve starting as a Junior Developer, then advancing to a Senior Developer, and eventually becoming a Tech Lead or even a Data Scientist, depending on individual interests and skill development.
In addition to strong DSA skills, professionals in this field are often expected to have expertise in programming languages such as Python, Java, or C++, as well as knowledge of database management systems and software development methodologies.
As you navigate the job market for DSA roles in India, it is essential to not only have a strong understanding of data structures and algorithms but also be well-prepared for technical interviews. By honing your skills, staying updated on industry trends, and practicing interview questions, you can position yourself as a competitive candidate and land your dream job in the tech industry. Good luck!
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