152 Dpr Jobs

Reputed construction company hiring Project Manager, Project Engineers, Civil & Billing Engineers with experience in residential, commercial & villa projects. Candidates from Kerala only. Apply with resume & photo to info@dezignplus.net

Prepare detailed GAD, reinforcement, & rebar drawings for bridges, culverts, highways with AutoCAD 2D strong in BBS, estimation, coordination with engineers & CAD manager 3D modeling in Tekla/CIM in added skill pls share CV - arjun.b@talentcorner.in Required Candidate profile ITI Drafting, Diploma or B.Tech/B.E Civil or equivalent Sound knowledge in AutoCAD 2D Min 2 years exp in Drafting Rebar detailing and preparation of BBS Estimation of detailed quantities

Roles and Responsibilities Plan production activities according to daily schedules, ensuring timely completion of tasks. Coordinate with team members to achieve production targets and maintain quality standards. Implement lean manufacturing principles, line balancing, manpower handling, rejection control, OEE calculation, Poka Yoke, shop floor control, and shift planning. Monitor production processes to identify areas for improvement and implement changes as needed. Ensure compliance with safety protocols and maintain a clean working environment.

Qualification: Bachelor's Degree in Civil Engineering, Business Administration, or related field (MBA preferred). Strong academic and/or practical background in infrastructure development and project tendering. Experience: 5 to 10 years of progressive experience in business development, tendering, and proposal preparation specifically for infrastructure consultancy projects. Extensive experience in bidding for: Feasibility Studies Detailed Project Reports (DPR) Detailed Design Works for Roads, Highways, Bridges Topographical Surveys Geotechnical Investigations & Testing Traffic & Transportation Studies Proven track record of working with government agencies and private clients. Key Responsibilities: Lead the end-to-end tendering process from opportunity identification through to final bid submission. Interpret and analyze RFPs, RFQs, and EOIs, aligning proposals with technical and commercial requirements. Coordinate inputs from cross-functional teams including technical, finance, legal, and partners to ensure accuracy and timely submissions. Mentor and guide junior BD/tendering staff in documentation standards, formatting, and process workflows. Drive proposal quality through structured reviews, brainstorming sessions, and leadership. Ensure strict compliance with bid requirements and deadlines via government e-portals. Team Leadership & Collaboration: Exhibit strong leadership with a team-oriented mindset, promoting knowledge sharing and fostering a positive work culture. Encourage collaboration across departments to develop cohesive, competitive proposals. Serve as a liaison between technical teams and business objectives to ensure alignment. Proactively motivate team members, resolve conflicts, and celebrate team successes. Soft Skills & Technical Abilities: Proficient in e-tendering portals (PWD, NHAI, CIDCO, MoRT&H, HUDCO, Municipal Corporations, etc.). Expertise in proposal structuring, presentation design, and strategic bid writing. Skilled in MS Office Suite (Word, Excel, PowerPoint), Adobe Acrobat, and document control systems. Excellent communication, organizational, and analytical skills. Commitment to continuous improvement, process optimization, and delivering high-quality results under pressure.

Location: Bangalore Department: Business Development Reporting To: DGM / Sr. DGM Marketing Experience: 5 years Qualification: BE / B.Tech (Civil or Mechanical) Languages: Proficiency in English & Kannada About the Role: We are seeking a technically sound and communication-savvy Deputy Manager / Manager – Marketing to support our Business Development initiatives. This role involves direct engagement with departments and clients, supporting design and technical documentation, and promoting our DI pipes in water transmission projects. Key Responsibilities: Deliver technical presentations to clients and government departments Assist departmental engineers with designs, focusing on DI pipe incorporation Prepare Detailed Project Reports (DPRs) with cost estimates for Ductile Iron Pipes Draft and prepare DI pipe-related technical documentation for customers Engage with government departments on a daily basis to track project progress and updates Technical Skills Required: Strong knowledge of pipes and water transmission lines, especially Ductile Iron Pipes Comfort with technical documentation and field coordination Requirements: Minimum 5 years of experience in marketing/business development within the infrastructure or water pipeline industry Bachelor's degree in Civil or Mechanical Engineering (BE/B.Tech) Proficiency in English and Kannada Excellent interpersonal skills for client and departmental interactions What We Offer: A collaborative work culture with opportunities for career growth Hands-on involvement in critical infrastructure development A role that blends technical knowledge with marketing strategy

Looking after complete sales Visit project sites Meeting with consultants Providing techno-commercial offers to the clients & negotiate Lead generation for upcoming projects from DPR Client Billing ( RA Bills) Subcontractors Billing BOQ DPR

Experienced Civil Foreman in the site supervision. Skilled in handling labour, DLR , DPR, safety , quality control, project execution. Experience in Residential, commercial and infrastructure projects. Immediate Joiner

Must have experience in CCTV / ELV Project Sales experience in industrial verticals Should have sales experience of min 5 to 10 years into Industrial / Project Sales (B2B) Must possess good communication presentation & negotiation skills

Technical Expert (PPP/BOT) Required Qualification: Graduate Degree (B.E./ B.Tech.) in Mechanical / Electrical Engineering/Civil. Post Qualification Experience: Minimum 10 years’ experience in dealing with preparation/evaluation of Transaction documents like Feasibility Report, RFQ, RFP, DCA, etc for implementation of PPP projects. Completed PPP/BOT in Infrastructure sector with Project Cost of more than 100 crores. (at least 1 Completed PPP/BOT project should be in Port/Maritime sector) Location: Haldia

About the Role We are looking for an experienced PPP Senior Manager/Director to join our Government & Infrastructure Advisory team. The ideal candidate will have 10+ years of experience in PPP transaction structuring, financial modelling, and advisory for government sector infrastructure projects. This role involves working closely with central/state government clients, managing PPP transactions end-to-end, and ensuring delivery of commercially viable, bankable project structures. Key Responsibilities Lead PPP transaction advisory assignments from conceptualisation to financial closure. Develop and review detailed financial models for infrastructure projects. Advise on PPP structuring, procurement strategy, bid process management, and concession agreements. Manage stakeholder engagement with government agencies, investors, and lenders. Prepare RfQ, RfP, concession agreements, and evaluation reports. Qualifications & Experience MBA (Finance) or equivalent (CA/CFA/PGDM). Minimum 10 years of relevant experience in PPP transaction advisory, with strong financial modelling skills. Prior experience with government clients, multilateral agencies, and large-scale infrastructure projects preferred. Skills & Competencies Expertise in PPP policies, MCA guidelines, and sectoral regulations. Strong analytical, problem-solving, and project management skills. Excellent communication and stakeholder engagement abilities. Why Join Us Work on impactful infrastructure projects across sectors. Collaborative, growth-oriented work culture. Competitive compensation with performance-linked rewards. Apply now to be part of a team shaping Indias infrastructure future.

he Project Assistant will support the planning, execution, monitoring, and reporting of environmental engineering projects, particularly in the areas of solid waste management (SWM) and retaining earth wall (REW) construction . The role involves coordination between internal teams, contractors, and clients, ensuring compliance with technical, environmental, and safety standards. Key Responsibilities Project Coordination Assist the Project Manager in day-to-day project planning and scheduling. Track project progress against timelines, deliverables, and budgets. Maintain project documentation including drawings, DPRs (Daily Progress Reports), BOQs, and site records. Coordinate with contractors, vendors, and suppliers to ensure timely delivery of materials and services. Technical Support Support engineers in preparing designs, estimates, and technical reports for SWM and REW projects. Conduct preliminary data collection, site surveys, and environmental assessments. Assist in preparing work method statements and quality control checklists. Monitor construction activities to ensure adherence to technical specifications and environmental guidelines. Compliance & Safety Ensure compliance with environmental regulations, PCB (Pollution Control Board) norms, and municipal guidelines. Support in obtaining statutory clearances and documentation. Monitor safety practices at project sites and report any non-conformance. Documentation & Reporting Prepare daily, weekly, and monthly progress reports for management and clients. Assist in preparing presentations, case studies, and project proposals. Maintain a database of drawings, contracts, correspondence, and approvals. Stakeholder Engagement Liaise with government officials, consultants, and clients for project updates and approvals. Support community awareness and environmental sustainability initiatives, if part of the project scope. Experience: 03 years of experience in project execution, preferably in SWM, geotechnical, or infrastructure projects. Exposure to solid waste management systems, landfill projects, or geosynthetics will be an added advantage. Skills: Strong organizational and coordination abilities. Basic understanding of AutoCAD, MS Project / Primavera, and MS Office. Knowledge of environmental regulations and construction standards. Good communication and interpersonal skills. Ability to work in field/site conditions.

Infrastructural services Consultant for Water, Sewer, GIS ETC Identifying and pursuing new business opportunities Coordinating for preparation Supporting technical and financial documentation Strengthening client engagement for project acquisition

Job location -sector 63 Noida Budget - up to 40-45k/month Exprnce - 5-8 years Btech / Mtech - Mechanical , chemical , environmnent etc Job Title: Executive/Manager Detailed Project Planning (Dismantling, Ethanol, Oxygen, Waste Channelization) Department: Projects & Regulatory Advisory Location: Noida 63 Reports to: Head – Project Advisory & Compliance Type: Full-time Job Overview: We are looking for a technically sound and process-driven professional to lead and support end-to-end project planning for highly regulated industrial setups such as vehicle dismantling units, ethanol production plants, oxygen generation facilities, and waste channelization infrastructure. The role involves coordinating technical feasibility, licensing requirements, DPR creation, resource planning, and regulatory compliance to ensure timely execution of projects. Key Responsibilities: Project Planning & Execution Design and plan projects specific to: Registered vehicle scrapping/dismantling facilities Ethanol production units (1G, 2G) Oxygen manufacturing plants (PSA-based, industrial grade) Waste channelization projects (solid waste, e-waste, bio-medical waste, etc.) Prepare technical architecture, workflows, Gantt charts, and execution milestones . Conduct land and infrastructure planning based on project type and regulatory norms. Detailed Project Report (DPR) Preparation Draft industry-specific DPRs covering: Project background, technology used, and process flow Market assessment and risk analysis Capital cost estimation and financial projections Environmental and regulatory compliance overview Coordinate with consultants, clients, and licensing authorities for data collation. Licensing & Regulatory Compliance Assist in regulatory approvals , land and layout clearances, and environmental NOCs. Track Central and State schemes, subsidies , and incentive programs relevant to each project. Client Coordination & Vendor Management Interface with clients to understand their vision and translate that into executable project models. Coordinate with equipment suppliers, EPC contractors, and industry experts. Required Qualifications: Education: B.Tech/M.Tech in Mechanical, Environmental, Chemical, or Industrial Engineering. MBA or PG in Project Management is a plus. Experience: 5–8 years of experience in industrial/compliance-based project planning or consultancy. Skills Required: Strong domain understanding of industrial plant design, capacity planning, and techno-commercial analysis . Knowledge of MoRTH guidelines, CPCB norms, ethanol blending policies, MSME schemes , Government schemes etc. Proficiency in MS Office, AutoCAD (optional), and project management tools (MS Project, Primavera). Effective communication, stakeholder management, and time management skills. Sectors You’ll Work With: Registered Vehicle Dismantling Centers (as per MoRTH guidelines) Ethanol/Biofuel Projects (aligned with EBP Programme) PSA-based or industrial oxygen plants Solid Waste, E-Waste, and Bio-medical Waste Management Units What We Offer: Industry-diverse and regulatory-intensive exposure Direct involvement in setting up mission-critical infrastructure Collaborative and fast-growing environment Career advancement in green and compliance-driven industries

Job Overview: We are seeking a dedicated and detail-oriented Quantity Surveyor & Billing Engineer to join our project team. The ideal candidate will be responsible for preparing accurate quantities, billing, cost estimations, and site supervision. If you have a strong foundation in civil engineering and a passion for on-site project execution and cost control, this role is for you. Key Responsibilities: Prepare accurate quantity take-offs from drawings and actual site measurements Develop and maintain Bills of Quantities (BOQs) for all project stages Generate and process client bills, subcontractor bills, and material reconciliation reports Verify subcontractor invoices and ensure timely certification and approvals Conduct rate analysis for labor and materials, and assist in cost estimation and budgeting Supervise site activities in periodic site visits to ensure execution as per drawings, quality standards, and timelines Monitor work progress on-site and coordinate with contractors and vendors for smooth execution Maintain accurate records of quantities, billing documents, site logs, and photographic documentation Collaborate with the planning and procurement teams for timely material delivery and resource planning Assist the Project Manager in reporting, documentation, and overall project coordination Required Skills & Qualifications: B.E./B.Tech or Diploma in Civil Engineering 12 years of relevant experience in quantity surveying, billing, and site supervision Strong knowledge of civil construction practices and working drawings Proficiency in MS Excel, AutoCAD, and billing software like MS Project or ERP tools Good understanding of measurement techniques and specifications (IS codes), DSR, CPWD SOR and other applicable schedule of Rates and escalations. Excellent analytical and problem-solving skills Ability to multitask, prioritize, and manage time effectively Nice to Have: Knowledge of project management tools Experience in residential, commercial, or large scale projects What We Offer: Opportunity to work on challenging and large-scale projects Exposure to both technical and commercial aspects of construction Supportive work culture and on-the-job learning Growth opportunities in project management and cost control New boost

Role & responsibilities: 1. Responsible for planning of project activities and all resource planning i.e., material planning, manpower planning, machinery planning and monitoring regularly. 2. Conduct preliminary rate analysis and provide inputs to Management for finalization of rates for the same. 3. Collaborate with the Design team for obtaining project details for timely preparation of BOQ. 4. Conduct quantity estimation for materials; Share reports from with Management. 5. Work closely with Contractors to ensure timely receipt of bills; Prepare Contractor billing certification, RA bill certification and final bill certification as per contract terms and Organizational guidelines. 6. Preparation of Control Estimate and Budget. 7. Preparation of Revised construction schedules and accordingly coordinating with the site to follow up. 8. Working out standard quantities of all items and preparation of BBS. 9. Preparation of statement for claims and accordingly coordinating with the client to deal the issue as per the Contract. 10. Preparation of periodic progress reports (DPR) and monitoring. 11. Preparation of Reconciliation of material, reconciliation of PRW billing. 12. Handling the Planning Module and Execution Module for both Sub-contractors work orders and Client Bills 13. To coordinate with representatives of customer/client for processing of payments and providing necessary clarification on method Preferred candidate profile Perks and benefits

Roles and Responsibilities Diploma / BE - Civil with 5 plus years experience. Execution & Planning of all the Site civil work Ensuring the quality of construction & Materials Project work scheduling and maintaining the project Deadlines Bill checking and Bill certification Coordination with Engineers / Sub Contractors / Surveyors Ensuring High Quality, Environment and Safety Responsible for achieve the target with time schedule. Carrying out works as per technical specifications specified in Bills Of Quantity. Must be good knowledge in AutoCAD and MS office. To check for proper stacking and storage of materials in various godowns and stores of the site Desired Candidate Profile Must have knowledge of the building civil work & finishing . Through knowledge of the specification of the project. Understanding of the conceptual design and final layout. Fair communication skills and good job knowledge. Hardworking, with good knowledge of handling site and team, good communication skills, They have to do responsibility for site security, health and safety and the organization and supervision. Job Benefits & Perks Accommodation provided with transportation claims.

Role & responsibilities Techno-Economic Viability (TEV) mandates involving Greenfield/ Brownfield projects Debt Restructuring Detailed Project Reports (DPR) mandates involving Lenders Independent Engineers (LIE) mandates Agency for Specialized Monitoring (ASM) and Project Monitoring mandates Analyze and understand the requirement of bankers and companies in the perspective of TEV/ DPR/ LIE/ ASM studies Responsible for client interaction, site visits, document review, technical and industry analysis, preparation of financial models Collect necessary information required for the study from the company Co-ordinate with the technical consultants to gather all relevant information required for the study Undertake extensive secondary research in the local market to validate cost assumptions Draft/ Write necessary reports based on the information collected Presents the outcomes of the assessment to clients and bankers at Lenders Consortium Meetings Regularly reports all activity and acts within the companys compliance framework Ensures process adherence at all times for error free timely delivery of projects Maintains data / client contact details in appropriate data warehouses hygienically by maintaining the data security norms. Files Progress Reviews and Forecasting Reports periodically as required by the management Works cohesively with other team members from different departments Driving the business in the State and Region and working closely with the sales team of all SBUs most importantly with the Banks PAS team by conducting periodic visits to key lenders as well as corporates Conduct knowledge sharing session on key sectors as and when need arises and create benchmarking documents to appraise key mandates relevant in the region. Effectively manages, coaches/ guides, motivates and helps sub-ordinate resources in project appraisal execution Works under the direct supervision of the Team Leader/Associate Director

Role Purpose The purpose of the role is to liaison and bridging the gap between customer and Wipro delivery team to comprehend and analyze customer requirements and articulating aptly to delivery teams thereby, ensuring right solutioning to the customer. Do 1. Customer requirements gathering and engagement Interface and coordinate with client engagement partners to understand the RFP/ RFI requirements Detail out scope documents, functional & non-functional requirements, features etc ensuring all stated and unstated customer needs are captured Construct workflow charts and diagrams, studying system capabilities, writing specification after thorough research and analysis of customer requirements Engage and interact with internal team - project managers, pre-sales team, tech leads, architects to design and formulate accurate and timely response to RFP/RFIs Understand and communicate the financial and operational impact of any changes Periodic cadence with customers to seek clarifications and feedback wrt solution proposed for a particular RFP/ RFI and accordingly instructing delivery team to make changes in the design Empower the customers through demonstration and presentation of the proposed solution/ prototype Maintain relationships with customers to optimize business integration and lead generation Ensure ongoing reviews and feedback from customers to improve and deliver better value (services/ products) to the customers 2. Engage with delivery team to ensure right solution is proposed to the customer a. Periodic cadence with delivery team to: Provide them with customer feedback/ inputs on the proposed solution Review the test cases to check 100% coverage of customer requirements Conduct root cause analysis to understand the proposed solution/ demo/ prototype before sharing it with the customer Deploy and facilitate new change requests to cater to customer needs and requirements Support QA team with periodic testing to ensure solutions meet the needs of businesses by giving timely inputs/feedback Conduct Integration Testing and User Acceptance demos testing to validate implemented solutions and ensure 100% success rate Use data modelling practices to analyze the findings and design, develop improvements and changes Ensure 100% utilization by studying systems capabilities and understanding business specifications Stitch the entire response/ solution proposed to the RFP/ RFI before its presented to the customer b. Support Project Manager/ Delivery Team in delivering the solution to the customer Define and plan project milestones, phases and different elements involved in the project along with the principal consultant Drive and challenge the presumptions of delivery teams on how will they successfully execute their plans Ensure Customer Satisfaction through quality deliverable on time 3. Build domain expertise and contribute to knowledge repository Engage and interact with other BAs to share expertise and increase domain knowledge across the vertical Write whitepapers/ research papers, point of views and share with the consulting community at large Identify and create used cases for a different project/ account that can be brought at Wipro level for business enhancements Conduct market research for content and development to provide latest inputs into the projects thereby ensuring customer delight Mandatory Skills: Salesforce Experience Cloud . Experience: 5-8 Years .

Business Strategy and Insight: Develop a deep understanding of the apparel brand's business model, including product lines, market segments, and competitive positioning. Stay informed about industry trends, consumer behavior shifts, and emerging market opportunities. Provide strategic guidance to senior management based on thorough market analysis and business insights Initiative Leadership: Take proactive measures to enhance both top-line revenue and bottom-line profitability through strategic initiatives and follow up till execution Monitor the effectiveness of initiatives and adjust strategies as needed to achieve business objectives. Data Analysis and Decision Support: Utilize advanced analytics and data-driven approaches to analyze business performance metrics, sales trends, and customer behavior. Translate complex data into actionable insights and strategic recommendations for improving business performance. Support decision-making processes by providing accurate and timely information to senior management and department heads Cross-functional Collaboration: Direct and facilitate various review meetings, ensuring all stakeholders are engaged and aligned on objectives and outcomes. Communicate effectively with stakeholders across departments to ensure transparency, collaboration, and timely execution of initiatives. Collaborate closely with department heads and functional leaders to align strategies, resolve challenges, and capitalize on opportunities. Performance Monitoring and Project Management: Monitor the performance of key business verticals, including sales, marketing campaigns, and operational efficiencies. Prepare comprehensive reports and presentations summarizing key findings, insights, and recommendations for senior management and business heads. Track and report on key performance indicators (KPIs), providing regular updates to senior management on progress and outcomes.

Experience in Highways. Qualifications: M Tech in Highway Engineer or Transportation Engineer Experience in MX Road, Open roads and Auto cad

Prepare and analyze cost estimates for construction projects. Manage project budgets and monitor expenditures. Provide advice on procurement strategies and contract management. Conduct feasibility studies and risk assessments. Collaborate with architects, engineers, and other professionals to ensure project efficiency. Prepare tender documents and evaluate bills from contractors. Negotiate contracts and ensure compliance with legal and regulatory requirements. Preparation of BOQ(Bill of Quantities) & tender documentations . Preparation of RA Bills(Running account bills) & final Bills. Software skills req : AutoCAD, MS Excel, QS Software Role & responsibilities Budgeting and Cost control - Monitoring expenses vs budget . Strong numerical ability & accuracy in calculations. Site inspection to verify actual work done. Preferred candidate profile Bachelor's degree in Quantity Surveying, Civil Engineering, or a related field. Strong knowledge of construction methods and materials. Proficiency in cost estimation software and Microsoft Office Suite. Excellent analytical and numerical skills. Strong communication and negotiation skills. Valuation of work& certification of subcontractor bills. Ability to work collaboratively in a team environment. Familiarity with Indian construction laws and regulations. Attention to detail - Essential for Billing & estimation.

Supervision of the shuttering & typing reinforcement works as per approved drawing & BBS. Executing & Supervision of layout of structure such as culvert checking of the label with the help for label instrument and theodolite.

As a Digital Solutions Consultant at Worley, you will have the opportunity to work collaboratively with a diverse and inclusive team to deliver complex projects for our clients. Worley, a global professional services company specializing in energy, chemicals, and resources, is at the forefront of bridging the gap towards more sustainable energy sources while meeting the current societal needs for energy, chemicals, and resources. In this role, you will be responsible for supporting strategic initiatives, contributing to continuous improvement efforts, adhering to governance structures, and assisting in reporting tasks. We are looking for a candidate who is eager to learn, open to feedback, and ready to grow within the organization. Your responsibilities will include understanding and contributing to project management and business processes, providing ideas for strategic planning, supporting senior staff in implementing strategic initiatives, and striving for high-quality performance with continuous improvement initiatives. The ideal candidate for this position should possess a Bachelor's degree or Master's degree in a related field, along with 3-7 years of work experience. Excellent communication and teamwork skills, strong problem-solving abilities, and a willingness to think innovatively are key attributes we are looking for. We value individuals who are eager to learn and grow within the organization and who can contribute positively to our diverse and inclusive workplace culture. If you have experience in Agile, Scrum Master, Digital Strategy-Road maps, Digital Process, DPR, BPR, or come from a Consulting or Business Analyst background, you are encouraged to apply. This role requires an individual contributor who is ready to take on challenges and drive innovation and sustainability in our projects. At Worley, we are committed to creating a workplace where everyone feels empowered, respected, and heard. We are actively working on reskilling our workforce to become experts in today's low carbon energy infrastructure and technology. Join us to explore diverse opportunities and be part of delivering sustainable change without any barriers to your potential career success.,

About KPMG in India KPMG entities in India are professional services firm(s) affiliated with KPMG International Limited, established in India in August 1993. Our professionals leverage the global network of firms, combining global expertise with knowledge of local laws, regulations, markets, and competition. With offices across India in various cities, including Ahmedabad, Bengaluru, Chandigarh, Chennai, Gurugram, Hyderabad, Jaipur, Kochi, Kolkata, Mumbai, Noida, Pune, Vadodara, and Vijayawada, KPMG entities offer services to national and international clients across sectors. We focus on delivering rapid, performance-based, industry-focused, and technology-enabled services that demonstrate our understanding of global and local industries and our experience in the Indian business environment. Minimum Qualification Full Time BE/ BTech/ MCA/ M.Sc. (IT) from a UGC-recognized university or institute in India. Desirable Qualification MBA. Minimum Experience - 6+ years of experience in the IT industry. - 2 relevant application experiences, including Requirement study, Project plan, DPR, RFP/NIT, change management plan, capacity building plan, etc. - Experience in Bid process management. - Experience in Program/Project Management support. - Proficiency in MS Office, MS Project, MS Visio, and other relevant tools. Desired Experience Experience in working on projects in the education domain. Equal employment opportunity information Note: The qualifications and experiences mentioned above are essential for the role.,

-Prepare documentation for Detailed Project Reports (DPRs) -Create various reports required for bank loan processes -Work on PVsyst software for Reports-related tasks -Coordinate effectively with your manager and team members -coordination with banks