Divisional Head

Job Description
Brief on Sindhuja
Sindhuja Microcredit Pvt. Ltd., is a new generation Microfinance Company (NBFC-MFI) with its corporate office in Noida, UP. It is one of the fastest growing and highly reputed medium sized microfinance companies. Sindhuja has its operations across 12 states Bihar, Jharkhand, UP, Haryana, Rajasthan, Chhattisgarh, Madhya Pradesh, Gujarat, Odisha, MH, AP & Telagana. Sindhuja has over 2,000 employees across over 300 branches and a customer baseof over to 4,20,000.Sindhuja has maintained a CAGR of over 50% over the last four years with one of the best portfolio quality metrics and an AUM of Rs. 1,250 crores currently. Sindhuja takes pride in sustaining a high-growth, innovation focused, merit-based and employee first culture. Joining Sindhuja in this phase of its journey gives an once in a lifetime opportunity to co-create a marquee institution in the lending space over the next 5 years. We have been recognized as a Great Place to Work for the last two years consequtively by the globally recognized Great Place to Work Institute. Divisional Manager Job Responsbility: Job Purpose:The incumbent will be responsible for managing and driving the microfinance business across multiple branches within the assigned division. The role involves formulating strategies to achieve business productivity, collection, and profitability targets while ensuring compliance with organizational policies and maintaining high portfolio quality. Key Responsibilities:

1. Business Development & Strategy
• Formulate and implement strategies to achieve business growth and productivity targets.
• Identify new business opportunities and ensure branch expansion as per organizational goals.
• Ensure adherence to microfinance guidelines and regulatory norms.
2. Performance & Target Management
• Monitor branch performance against set productivity, collection, and profitability targets on a monthly basis.
• Conduct regular performance reviews with Branch Managers and provide necessary guidance to improve outcomes.
3. Portfolio Quality & Collections
• Ensure high-quality portfolio management with minimal delinquency.
• Monitor collection efficiency and take corrective actions in case of irregularities.
4. Team Management & Leadership
• Lead, mentor, and motivate the Branch Managers and field teams to achieve organizational objectives.
• Conduct regular training sessions to enhance team capability and performance.

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