1751 Disbursement Jobs - Page 31

We are looking for a highly skilled and experienced Credit Executive to join our team in Jaipur. The ideal candidate will have 2 to 7 years of experience in the banking or financial services industry. Roles and Responsibility Responsible for personal discussions of cases based on laid down policies and procedures, maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Utilize underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Protect company assets through proper evaluation of credit requests, establishing credit limits, and ensuring all loans are adequately documented and secured by appropriate collateral. Ensure proper communication of credit decisions to stakeholders. Improve underwriting efficiencies while ensuring adequate risk management. Job Minimum 2 years of experience in the banking or financial services industry. Strong skills in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Ability to evaluate credit requests, establish credit limits, and ensure proper documentation and security. Excellent communication skills for effective stakeholder interaction. Strong analytical and problem-solving skills for improving underwriting efficiencies. Familiarity with loan account verification, cross verification, KYC check, bank passbook, income and expense assessment, and other document checks.

We are looking for a highly skilled and experienced Quality Executive to join our team in Hyderabad. The ideal candidate will have 6-10 years of experience in quality control, preferably in the banking or financial services industry. Roles and Responsibility Conduct personal discussions with cases as per laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Utilize underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Protect company assets through proper evaluation of credit requests and establishing credit limits. Ensure all loans are adequately documented and secured by appropriate collateral. Communicate credit decisions effectively to stakeholders. Improve underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 6 years of experience in quality control, preferably in banking or financial services. Strong knowledge of underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Excellent communication skills for effective stakeholder interaction. Ability to improve underwriting efficiencies while ensuring adequate risk management. Strong analytical skills for evaluating credit requests and establishing credit limits. Experience in Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure.

We are looking for a highly motivated and experienced Branch Manager to lead our microfinance team in Ranchi. The ideal candidate will have 2 to 7 years of experience in sales, relationship management, and business sourcing. Roles and Responsibility Ensure achievement of disbursement targets with minimum delinquency. Identify joint liability groups and disbursed loans to suit target customers and geographies. Enable business growth by developing and managing teams across assigned territories. Assess potential client base and product acceptability in new regions. Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets. Follow up on disbursed loans, especially those not paying on time. Undertake regular field visits, centre meetings, and loan applications. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Build strong client relationships both internally and externally, and establish a strong brand identity with potential customers. Ensure weekly/daily meetings and visits to the centre. Job Graduate in any discipline. Minimum 2 years of experience in sales, relationship management, or business sourcing. Basic understanding of microfinance business and JLG model working is preferred. Strong skills in relationship management, business sourcing, and sales. Ability to understand critical attributes of customer service. Experience as a sales officer in a microfinance business is an added advantage.

We are looking for a highly skilled and experienced Relationship Manager to join our team in Nashik. The ideal candidate will have 2-7 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Originate new business prospects through direct sourcing and open market channels. Acquire customers and manage their proposals up to disbursement. Meet existing customers to generate business opportunities and revenue. Cater to businesses with various working capital facilities. Manage customer relationships and address service and sales queries. Identify new segments and set up new trade verticals for prospective business opportunities. Job Post Graduate or Graduate in any discipline. Minimum 2 years of experience in sales, preferably in banking or financial services. Possess strong skills in relationship management, sales, and customer acquisition. Demonstrate the ability to work effectively in a fast-paced environment and meet sales targets. Exhibit excellent communication and interpersonal skills. Strong analytical and problem-solving skills are required.

We are looking for a highly motivated and experienced professional to join our team as a Customer Service Representative in Belgaum. The ideal candidate will have 1 to 6 years of experience in customer service, sales, or a related field. Roles and Responsibility Achieve business targets by acquiring new client relationships and maintaining existing ones. Identify target areas for prospective business and pre-screen customer segments according to organizational norms. Ensure login and disbursement numbers meet requirements. Proactively understand customer needs and cross-sell multiple products. Execute sales promotion activities to build customer interest in the TCFSL brand. Build strong client relationships both internally and externally, promoting a strong brand identification with potential customers. Job Graduate in any discipline. Strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Experience in customer service, sales, or a related field is preferred. Knowledge of audit/RBI regulations and compliance is required. Ability to develop strong distribution channels and ensure vendor empanelment.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Jaipur. The ideal candidate will have 2-7 years of experience in corporate finance, credit appraisal, or a related field. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Evolve underwriting norms customized to local market needs and ensure continued enhancement and execution of consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 2 years of experience in corporate finance, credit appraisal, or a related field. Possess strong knowledge of credit analysis, underwriting, and risk management. Demonstrate excellent leadership and team management skills. Exhibit strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines is essential.

We are looking for a highly motivated and experienced Branch Manager to lead our retail team in Jaipur. The ideal candidate will have 2-5 years of experience in sales, relationship management, and business sourcing. Roles and Responsibility Ensure achievement of disbursement targets with minimum delinquency. Identify joint liability groups and disbursed loans to suit target customers and geographies. Enable business growth by developing and managing teams across assigned territories. Assess potential client base and product acceptability in new regions. Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets. Follow up on disbursed loans, especially those not paying on time. Undertake regular field visits, centre meetings, and loan applications. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Build strong client relationships both internally and externally, and establish a strong brand identification with potential customers. Ensure weekly/daily meetings and centre visits. Job Graduate in any discipline. Minimum 2 years of experience in sales, relationship management, or business sourcing. Basic understanding of microfinance business and JLG model working is preferred. Strong skills in relationship management, business sourcing, and sales. Ability to understand critical attributes of customer service. Experience as a sales officer in the microfinance business is an added advantage.

We are looking for a highly skilled and experienced Relationship Manager to join our team in Bengaluru. The ideal candidate will have 2-7 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Originate new business prospects within the SME sector through direct sourcing and open market channels. Acquire and manage SME customers, guiding them up to the disbursement stage. Meet existing SME clients to identify business opportunities and drive revenue. Provide SMEs with working capital facilities such as Overdraft, Cash Credit, Dealer Finance, Vendor Finance, Letter of Credit, Bank Guarantee, Term Loan, etc., based on their specific needs. Manage and nurture customer relationships, addressing service and sales queries to engage and retain SME clients. Cross-sell retail banking products to SME customers to maximize revenue and meet sales targets. Assess the credit risk associated with SME clients and their proposed financing structures, collaborating with credit and risk teams for sound credit decisions. Conduct in-depth financial analysis of SME clients to evaluate their creditworthiness and funding requirements, preparing and presenting comprehensive credit proposals. Structure credit facilities for SMEs aligned with their business needs and risk profiles, optimizing credit solutions offered to SME clients. Ensure compliance with all relevant regulatory requirements and internal policies, staying updated on changes in regulations affecting SME banking. Job Minimum 2 years of experience in sales, preferably in the banking or financial services industry. Post Graduate/Graduate degree in any discipline. Strong knowledge of financial analysis, credit structuring, and relationship management. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills.

We are looking for a highly skilled and experienced Relationship Manager to join our team in Udaipur. The ideal candidate will have 2 to 7 years of experience in sales, preferably in the commercial vehicle industry. Roles and Responsibility Originate new business prospects through direct sourcing and open market channels. Acquire customers and manage their proposals up to disbursement. Meet existing customers to generate business opportunities and revenue. Cater to businesses with various working capital facilities such as overdraft, cash credit, dealer finance, vendor finance, letter of credit, bank guarantee, term loan, etc. Manage customer relationships and address service and sales queries. Identify new segments and set up new trade verticals for prospective business opportunities. Job Post Graduate or Graduate in any discipline. Minimum 2 years of experience in sales, preferably in the commercial vehicle industry. Possess strong skills in relationship management, sales, and customer service. Demonstrate the ability to work in a fast-paced environment and meet sales targets. Exhibit excellent communication and interpersonal skills. Ability to cross-sell other retail products is required.

We are looking for a highly skilled and experienced Quality Executive to join our team in Mysore. The ideal candidate will have 2 to 7 years of experience in quality control, preferably in the banking or financial services industry. Roles and Responsibility Conduct personal discussions with cases as per laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines in completing assigned activities. Utilize underwriting, disbursements, collateral, and coordination with cross-functional sales operations functions. Protect company assets through proper evaluation of all credit requests and establishment of credit limits. Ensure all loans are adequately documented and secured by appropriate collateral. Communicate credit decisions effectively to stakeholders. Improve underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 2 years of experience in quality control, preferably in the banking or financial services industry. Strong skills in underwriting, disbursements, collateral, and coordination with cross-functional sales operations functions. Ability to work in a fast-paced environment and meet deadlines. Excellent communication and interpersonal skills. Strong analytical and problem-solving skills. Ability to maintain strict adherence to quality and adhere to agreed SLAs and timelines. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing high-quality products and services to its customers.

We are looking for a highly skilled and experienced Credit Executive to join our team in Nagaur. The ideal candidate will have 2-7 years of experience in the banking or financial services industry, with expertise in credit underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Roles and Responsibility Conduct personal discussions on cases according to laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Evaluate all credit requests to establish credit limits and ensure proper documentation and security through appropriate collateral. Communicate credit decisions effectively to stakeholders. Enhance underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 2 years of experience in the banking or financial services industry. Strong skills in underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Ability to evaluate credit requests, establish credit limits, and ensure proper documentation and security. Excellent communication skills for effective stakeholder interaction. Strong analytical skills for improving underwriting efficiencies and risk management. Familiarity with loan account verification, cross verification, KYC check, bank passbook check, income and expense assessment, and CPC checklist verification.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Chennai. The ideal candidate will have 4 to 6 years of experience in corporate finance, credit appraisal, and portfolio management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance, credit appraisal, and portfolio management. Possess strong knowledge of credit policy, underwriting, and risk management. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential.

We are looking for a highly skilled and experienced Relationship Manager to join our team in Aurangabad. The ideal candidate will have 2 to 7 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Originate new business prospects through direct sourcing and open market channels. Acquire customers and manage their proposals up to disbursement. Meet existing customers to generate business opportunities and revenue. Cater to businesses with various working capital facilities. Manage customer relationships and address service and sales queries. Identify new segments and set up new trade verticals for prospective business opportunities. Job Post Graduate or Graduate in any discipline. Minimum 2 years of experience in sales, preferably in banking or financial services. Possess strong skills in relationship management, customer acquisition, and business development. Demonstrate the ability to work effectively in a fast-paced environment and meet sales targets. Exhibit excellent communication and interpersonal skills. Strong analytical and problem-solving skills are required.

We are looking for a highly motivated and results-driven Customer Sales Executive to join our team at TATA CAPITAL LIMITED in Rohtak. The ideal candidate will have 2-5 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as required by the organization. Meet customer needs and cross-sell multiple products with the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with their help. Ensure compliance with all Audit/RBI regulations with the help of the Manager/Supervisor. Job Minimum 2 years of experience in sales, preferably in banking or financial services. Strong knowledge of banking operations and financial services. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in loan against property and CSE is an added advantage. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.

We are looking for a highly motivated and results-driven Customer Sales Executive to join our team in the Commercial Vehicle sector. The ideal candidate will have 1-3 years of experience, excellent communication skills, and a strong background in sales. Roles and Responsibility Assist the Supervisor/Manager in disbursement of loans with minimal delinquency. Identify potential business customers under the guidance of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system following SOPs and processes for disbursement. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Job Undergraduate or Graduate in any discipline. 1-3 years of experience in sales or a related field. Possess strong knowledge of banking and financial services. Demonstrate excellent communication and interpersonal skills. Ability to work effectively in a team environment is essential. Strong analytical and problem-solving skills are required. Additional Info The company offers opportunities for professional growth and development.

We are looking for a highly skilled and experienced Relationship Manager to join our team in Chandigarh. The ideal candidate will have 1 to 6 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Originate new business prospects through direct sourcing and open market channels. Acquire customers and manage their proposals up to disbursement. Meet existing customers to generate business opportunities and revenue. Cater to businesses with various working capital facilities such as overdraft, cash credit, dealer finance, vendor finance, letter of credit, bank guarantee, term loan, etc. Manage customer relationships and address service and sales queries. Identify new segments and set up new trade verticals for prospective business opportunities. Job Post Graduate or Graduate in any discipline. Minimum 1 year of experience in sales, preferably in banking or financial services. Possess strong skills in relationship management, customer acquisition, and business development. Demonstrate the ability to work effectively in a fast-paced environment and meet sales targets. Exhibit excellent communication and interpersonal skills. Strong analytical and problem-solving skills are required.

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Mumbai. The ideal candidate will have 1-6 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Assist in empaneling new vendors and developing relationships with them. Ensure compliance with all Audit/RBI regulations with the help of the Manager/Supervisor. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in personal loans, alternate channels, and vendor management is an added advantage. Any graduate can apply for this position. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.

We are looking for a skilled Branch Sales Manager to lead our retail sales team in Jammu. The ideal candidate will have 4-6 years of experience in the field. Roles and Responsibility Execute defined strategies to achieve branch performance. Create and maintain client relationships to meet sales forecasts. Manage growth and profitability by staying competitive. Expand and retain customer base through strong liaisons with clients and channel partners. Build and develop a defined source mix comprising direct and indirect channels. Facilitate new location development to penetrate new markets and increase business. Ensure smooth functioning of the lending process at various stages, including inquiry, application, verification, pre-sanction processing, loan disbursement, collection, and customer service. Manage post-sales customer and channel partner escalations and coordinate/supervise all key departments internally while strategizing the roadmap for lending products. Monitor quality of book to minimize delinquency and support the appropriate closure of stress accounts by collaborating with the collections team. Optimize and closely monitor team productivity by effectively managing the team of sales managers to assure achievement of business targets and profitability. Lead and supervise the SM & RM team through hiring, training, reward, and recognition, ensuring active distribution span of control is maintained at the branch level as per norms. Constantly keep abreast of market trends and competitor intelligence to build and develop effective sales and marketing strategies. Establish internal controls for legal compliance and conduct periodic audits to detect non-compliance and frauds, devising actions for correction and prevention. Ensure a strong understanding of markets, competition, processes, and products, providing positive feedback to the central product and policy team to stay ahead in the market. Ensure compliance with all Audit/NHB regulations and company policies and procedures. Job Graduate with a minimum of 4-6 years of experience in sales management. Possess strong knowledge of sales, marketing, and customer relationship management. Demonstrate excellent leadership and team management skills. Ability to work in a fast-paced environment and meet sales targets. Exhibit strong analytical and problem-solving skills. Maintain a good understanding of market trends and competitor intelligence.

We are looking for a highly skilled and experienced Credit Executive to join our team in Mathura, Kosi Kalan. The ideal candidate will have 2 to 7 years of experience in the banking or financial services industry. Roles and Responsibility Conduct personal discussions with clients based on laid down policies and procedures. Adhere to agreed SLAs and timelines for completing assigned activities. Utilize underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Protect company assets by evaluating credit requests, establishing credit limits, and ensuring proper documentation and security. Communicate credit decisions effectively to stakeholders. Enhance underwriting efficiencies while maintaining risk management. Job Minimum 2 years of experience in the banking or financial services industry. Strong skills in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Ability to evaluate credit requests, establish credit limits, and ensure proper documentation and security. Excellent communication skills for conveying credit decisions to stakeholders. Capability to improve underwriting efficiencies while maintaining risk management. Familiarity with Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook, and other Document Check.

We are looking for a highly motivated and experienced Loan Officer to join our team in Noida, Sector 62. The ideal candidate will have 1-5 years of experience in sales or business development, preferably in the microfinance industry. Roles and Responsibility Achieve disbursement targets with minimal delinquency. Identify joint liability groups and disbursed loans to suit target customers and geographies. Enable business growth by developing and managing teams across assigned territories. Assess potential client base and product acceptability in new regions. Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets. Follow up on disbursed loans, especially those not paying on time. Undertake regular field visits, centre meetings, and loan applications. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Build strong client relationships both internally and externally, and establish a strong brand identity with potential customers. Ensure weekly/daily meetings and visits to the centre. Job Graduate in any discipline. Basic understanding of microfinance business and JLG model working is preferred. Relationship management and business sourcing skills are essential. A flair for sales and an understanding of critical customer service attributes are required. Ability to work in a fast-paced environment and meet targets. Strong communication and interpersonal skills are necessary.

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Haldwani - Kaladhungi Road. The ideal candidate will have 1-6 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Assist in empaneling new vendors and developing relationships with them. Ensure compliance with all Audit/RBI regulations with the help of the Manager/Supervisor. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in used car loans is an added advantage. Any graduate can apply for this position. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences.

We are looking for a highly motivated and experienced Individual Loan Officer to join our team in Darbhanga - Laherisarai J Grade. The ideal candidate will have 2 to 7 years of experience driving Rural Individual Loan business sales and achieving business deliverables. Roles and Responsibility Ensure onboarding of quality customers to maintain the highest portfolio quality. Identify, source potential rural individual loan customers, and disburse loans according to internal processes and policies. Conduct business and house verification for potential customers along with financial analysis to finalize the desired loan amount. Enable business growth across assigned territories for deeper market penetration and reach. Achieve disbursement targets and desired productivity numbers. Maintain expected collection efficiency and ensure minimum delinquency. Continuously follow up with overdue customers to ensure repayment. Build strong client relationships both internally and externally, and identify the company as a strong brand among existing and potential customer bases. Achieve the highest First Time Right (FTR) rate. Engage in continuous learning and development programs to upskill. Adhere to product, process, and policies of the company. Job Graduate in any discipline. Minimum 2 years of experience in banking or financial services. Possess strong knowledge of financial products and services. Demonstrate excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines is essential. Exhibit strong analytical and problem-solving skills. Commitment to ongoing learning and professional development.

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Nagpur. The ideal candidate will have 1-3 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform various tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in digital channels and lap (loan against property) is an added advantage. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading company in the banking and financial services industry, committed to providing excellent customer service and building long-term relationships with its clients.

We are looking for a highly motivated and experienced Individual Loan Officer to join our team in Noida, Sector 62. The ideal candidate will have between 1 to 6 years of experience driving Rural Individual Loan business sales and achieving business deliverables. Roles and Responsibility Ensure onboarding of quality customers to maintain the highest portfolio quality. Identify, source potential rural individual loan customers, and disburse loans according to internal processes and policies. Conduct business and house verification for potential customers along with financial analysis to finalize the desired loan amount. Enable business growth across assigned territories for deeper market penetration and reach. Achieve disbursement targets and desired productivity numbers. Maintain expected collection efficiency and ensure minimum delinquency. Continuously follow up with overdue customers to ensure their repayment. Build strong client relationships both internally and externally, and establish a strong brand identity with existing and potential customer base. Achieve the highest First Time Right (FTR) rate. Engage in continuous learning and development programs to upskill. Adhere to product, process, and company policies. Job Graduate in any discipline. A minimum of 1 year of experience in banking or financial services is required. Possess strong knowledge of financial analysis, business growth, and relationship building. Demonstrate excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Exhibit strong analytical and problem-solving skills. Experience in conducting business and house verification is necessary. Familiarity with financial products and services is preferred.

We are looking for a highly skilled and experienced Relationship Manager to join our team in Patna. The ideal candidate will have 1 to 6 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Originate new-to-business prospects through direct sourcing and open market channels. Acquire customers and manage their proposals up to disbursement. Meet existing customers to generate business opportunities and revenue. Cater to businesses with various working capital facilities such as overdraft, cash credit, dealer finance, vendor finance, letter of credit, bank guarantee, term loan, etc. Manage customer relationships and address service and sales queries. Identify new segments and set up new trade verticals for prospective business opportunities. Job Post Graduate or Graduate in any discipline. Minimum 1 year of experience in sales, preferably in banking or financial services. Strong knowledge of commercial vehicle sales and relationship management. Ability to work in a fast-paced environment and meet sales targets. Excellent communication and interpersonal skills. Experience in managing customer relationships and addressing service and sales queries.