95 Digital Payment Jobs - Page 4

12+3 yrs of Fulltime Education 8 yrs to 15 yrs of Experience as Business Analyst with Payments Domain, Mortgages Domain, Credit Risk, Financial Crime, Retail - Offshore and Retail - Onshore Loc-Bangalore Call - Suhani- 9911988552 Rukhsar- 9899875055

1. Product Strategy & Roadmap Development: Develop and execute a strategic product roadmap for payments integration that aligns with the banks overall digital banking strategy and business objectives. Drive innovation in corporate payment solutions , focusing on integrating payment platforms and fintech solutions to provide a superior and competitive offering to clients. Create clear, data-driven product requirements based on market research, customer feedback, and internal stakeholder input. 2. Payment System Integration & Architecture: Lead the integration of various payment systems (e.g., RTGS, NEFT, IMPS, UPI, card payments, SWIFT) into the bank's digital channels (web, mobile, and API-based platforms). Collaborate with engineering and tech teams to define API specifications for payments, ensuring smooth integration between external payment platforms and internal banking systems. Ensure that payment infrastructure is scalable, secure, and capable of handling high volumes of transactions with minimal latency. Oversee the integration of payment processing solutions with third-party providers , including fintechs and external payment networks. 3. Cross-Functional Collaboration: Collaborate with engineering, IT, legal, compliance, and risk teams to ensure that all payment integrations adhere to regulatory guidelines and security standards (e.g., PCI-DSS compliance, data encryption). Work with business development and relationship management teams to understand client needs, ensuring that payment integration solutions address the unique requirements of corporate clients. Engage with vendors, third-party service providers, and fintech partners to build and enhance the payment integration ecosystem. 4. Technology Leadership & Engineering Collaboration: Leverage your engineering background to understand complex technical challenges in payments integration and provide technical guidance to the team. Work closely with engineering and IT teams to ensure successful product delivery, providing oversight on API design, integration, performance testing, and troubleshooting. Ensure that payment platforms are developed and deployed using the latest technologies such as microservices architecture , cloud infrastructure , and containerization . Continuously improve integration processes, enhance automation, and apply best engineering practices to optimize performance and security. 5. Innovation & Digital Transformation: Stay at the forefront of emerging payment technologies , including blockchain , tokenization , digital wallets , real-time payments , and cross-border payments , and explore opportunities for their adoption within the bank. Evaluate new fintech innovations and trends, ensuring that the bank’s payment products are competitive, innovative, and future-proof. Explore AI and machine learning opportunities for fraud detection, payment authentication, and predictive analytics in payments processing. 6. Client Experience & Product Usability: Ensure seamless customer experience by developing intuitive, user-friendly interfaces and optimizing transaction flows across digital platforms. Work with the UX/UI design team to ensure the corporate payment platform provides an optimal, secure, and efficient user experience. Gather customer feedback and collaborate with customer support teams to address issues, streamline processes, and enhance product offerings. 7. Performance Monitoring & Reporting: Define, monitor, and report on key product performance metrics, including uptime, transaction speed, customer adoption, and user satisfaction. Use analytics to track product performance and continuously iterate on product features to meet evolving customer and business needs. Provide regular updates to senior management and stakeholders regarding product milestones, technical challenges, and improvements. 8. Compliance, Security, and Risk Management: Ensure that the payment integration solutions comply with local and international regulatory requirements, such as KYC , AML , data privacy laws , and PSD2 . Ensure the integration and operation of payments systems are secure, protecting against fraud, cyberattacks, and unauthorized access. Collaborate with the risk and compliance teams to build systems that are resilient to potential threats and vulnerabilities. Required Skills and Qualifications: Education : Bachelor’s or Master’s degree in Computer Science , Engineering , or related technical fields. MBA or Post-graduate qualification in Business/Finance is a plus. Experience : 2-3 years of experience in product management with a focus on payments integration or payment systems in the banking or fintech industry. Strong understanding of payment technologies such as RTGS, NEFT, IMPS, UPI , SWIFT , payment gateways , and payment processors . Proven experience in API design , systems integration , and working with cloud-based payment solutions . Demonstrated success in working with corporate clients , understanding their payment needs, and delivering effective, scalable solutions. Solid experience in working closely with engineering teams to deliver technical solutions, particularly those involving microservices , RESTful APIs , and cloud infrastructure . Skills : Expertise in payment system architecture and integration strategies . Strong technical background with a deep understanding of backend systems and payment infrastructure. Knowledge of API design , integration frameworks , and payment industry standards . Experience with Agile product management methodologies and cross-functional project management. Strong leadership, communication, and problem-solving skills. Ability to navigate complex technical challenges and find innovative solutions. Technology Skills : Familiarity with cloud technologies (AWS, Azure, GCP) and payment API platforms . Knowledge of microservices architecture , containerization , and DevOps practices in payment systems. Proficiency with payment processing systems and transaction flow management. Understanding of security standards (e.g., PCI-DSS , OAuth , Tokenization ) and fraud detection technologies .

Urgent Hiring Merchant Onboarding Executive (B2B Process Email Support) Location: Gurgaon Company: Leading BPO MNC Industry: Banking / BPO / ITES Function: Customer Success / Operations Call Our HR Team:- 9997196123 / 7678572840 / 9147047908 Job Summary: We are looking for an experienced and detail-oriented Merchant Onboarding Executive to join our clients B2B operations team in Gurgaon. The ideal candidate should have a minimum of 1 year of experience in merchant onboarding (on paper), preferably within a B2B environment and via email support channels. Key Responsibilities: Handle end-to-end merchant onboarding through email support Review and verify merchant documents for accuracy and completeness Coordinate with internal departments and merchants to ensure a smooth onboarding process Maintain proper records and logs of merchant communication and progress Resolve merchant queries related to onboarding in a timely and professional manner Ensure compliance with company policies and data security standards Candidate Requirements: Education: Graduate in any discipline Experience: Minimum 1 year of experience in merchant onboarding (mandatory, on paper) Skills: Strong written communication skills Good understanding of B2B onboarding processes Proficient in handling email-based communication Basic knowledge of documentation and compliance procedures Job Details: Process: B2B Email Support Working Days: 5 days a week Shift Timing: Rotational shifts (24/7) Salary Package: Up to 5 LPA 34,000 In-hand per month Travel Allowance Attendance Bonus Fixed Monthly Incentives

Technical Architect with 7-15 years of exp in scalable, secure BRMS & digital payment solutions for FinTech. Skilled in cloud-native architecture, microservice, API integration, and DevOps. Expertise in digital payments, billing, and compliance.

Spring Bootand , , Role : We are seeking an accomplished Senior Program Manager to lead strategic, high-value programs across global markets, with deep domain expertise in Banking, Payments, Cash Management, and Channel Banking. This role requires a balanced combination of delivery leadership, technology insight, and business acumen to manage complex programs, oversee large teams, and align technology initiatives with organizational goals. Key Responsibilities: Program & Delivery Leadership: Manage and deliver large-scale, global programs (>$10M), ensuring alignment with scope, schedule, and budget. Lead cross-functional teams of 40+ members across geographies including India, Europe, North America, and APAC. Drive OTIF (On Time In Full) delivery through robust planning, execution, and governance frameworks. Implement risk mitigation strategies that led to a 25% reduction in delivery issues and escalations. Standardize and optimize program management processes, resulting in improved efficiency (15%) and cost savings (10%). Client & Stakeholder Engagement: Build and manage CTO-level relationships to drive long-term client value and retention. Translate complex business requirements into technology and delivery strategies. Technology Oversight & Strategy: Support technology teams in evaluating and implementing scalable infrastructure and applications. Collaborate with technical leadership to align delivery with long-term technology roadmaps. Drive innovation in program delivery using automation, performance engineering, and modern delivery models. Financial & Operational Excellence: Manage program financials including budgeting, forecasting, and reporting, consistently meeting or exceeding targets. Ensure compliance with security, risk, and quality standards. Provide value-added services including centralized infrastructure support, technical security policy enforcement, and enterprise tool integration. Core Areas of Expertise: End-to-end Program Management & PMO Leadership Banking Domain (Transaction Banking, Payments, Cash & Channel Banking) Cross-Geo Delivery (India, Europe, North America, APAC) Risk & Compliance Management Stakeholder Management (Internal & External up to CTO level) Value-Based Services: Enterprise Automation, DB/System Engineering, Bid Support Key Requirements: B.Tech/M.Tech with 18+ years of experience in Tier 1 Services, FinTech, or Product firms. Strong technical background with hands-on experience in software development or architecture (preferably in Java, springboot & cloud-based systems). Proven experience managing large-scale product deliveries in the banking or fintech domain. Deep understanding of banking products such as Core Banking, Lending, Digital Payments Strong critical thinking, leadership, and stakeholder management skills. Demonstrated success in managing high-performing, multi-disciplinary global teams. Deep expertise in technology delivery, banking systems, risk management, and compliance. Prior experience working under pressure in deadline-driven environments. Excellent written and verbal communication, public speaking, and analytical capabilities.

Record, Categorize, Reconcile petty expenses transactions, Verify & process expenses claims & maintain record, Review & report discrepancies, Implement & maintain accounting procedures, Ensure compliance with financial regulations, Required Candidate profile Shall have basic accounting knowledge, familiarity with UPI Transactions, Attention to details, Collaborate with finance and project team, Financial data analysis skill, To stay in composed Perks and benefits Steady growth and learning opportunities

Walk In Interview-Sales Officer -Merchant Acquisition-19th-22nd August, 10 am -4 pm Contact Person - Rajiv Lochan Kumar -ZSM Address- Indusind Bank Ltd Saket Building (6th Floor), 44 Park Street, Kolkata-700016 Role: We are hiring energetic and self-driven individuals for Sales Officer role in the Merchant Acquisition Business. Responsibilities : Identify and onboard merchants from the open market Promote and sell POS machines (Point of Sale) Achieve daily/monthly sales targets Ensure timely documentation and activation Maintain strong merchant relationships Who can apply : Freshers may also apply Open Market experience would be preferred for experienced candidates Must be graduated Regards, Team HR Contact -7980927207

An Opportunity to Work with One of India's Leading Credit Card Tech Innovators BOBCARD (A Bank of Baroda Subsidiary) Education: BE/B.Tech, BCA/MCA, BSc/MSc in Computer Science, IT, or related field. Experience: 3 - 8 years Location: Goregaon, Mumbai (5 days' from Office) ** SAP Blaze experience is a must for this position Applicants should possess the following attributes: Relevant years of experience in tech roles, including software development, automation, machine learning, AI, or related technologies, preferred from payments, credit cards, NBFCs industry. Comprehensive SQL skill set for automation in terms of Advanced Query optimizations skills and performance tuning (preferred) Should be well versed with any programming language and algorithm design such as C++/Java/Python/SQL(preferred) Strong problem-solving, analytical, and collaboration skills. Proven track record in driving automation projects or digital transformation initiatives. Strong interpersonal, Organizational and communication skills Excellent written, oral communication and presentation skills. Key highlights of the role are listed below (purely indicative and not limiting): Analyze existing business processes and workflows across departments to identify areas for automation and operational improvement. Collaborate with department heads and subject matter experts to gather insights on pain points and inefficiencies that can be addressed through automation. Design, develop, and implement automation solutions using the latest tools, including AI, machine learning, and data-driven approaches. Ensure that automation solutions align with departmental and organizational goals, enhancing efficiency and reducing manual work. Test and troubleshoot automation tools and systems to ensure they function optimally and meet expected outcomes. Facilitate collaboration between IT and other departments to ensure the smooth rollout of automation projects. Develop strong relationships with key stakeholders to ensure effective communication for automation initiatives. Train departmental staff on the use and benefits of new automation tools and systems. Provide ongoing support to ensure successful adoption of automation solutions, troubleshooting any issues that may arise post-implementation. Develop user manuals, guides, and training materials to ensure teams can independently operate the new systems. Monitor emerging technologies and best practices to continually enhance the organizations automation capabilities. Act as a trusted advisor to stakeholders, providing insights on how automation can improve operational efficiency and drive business outcomes. Optimize automation solutions by incorporating feedback from users and stakeholders, ensuring they evolve with the organizations changing needs. Ensure that all automation solutions comply with relevant regulatory requirements and adhere to internal security standards.

Work Location : Mumbai (Ghansoli) Mode of work : Work from office only About the role We are seeking a Product Manager - Digital Payment Services to lead innovation in payment solutions, ensuring secure and seamless transactions. You will define the product strategy, roadmap, and optimization of our digital payment platforms for emerging payment products like UPI, Bill Payment, digital wallets, FASTag, Merchant Acquiring, etc. Key Responsibilities: Drive strategy & roadmap for digital payment services. Enhance payment security, reliability, and performance. Collaborate with engineering, finance, and fraud prevention teams. Optimize payment workflows, for UPI, Bill Payments, digital wallets, Merchant Solutions, FASTag, etc. Ensure compliance with industry regulations (PCI DSS, etc.). It will also involve working on several products that will be developed by the organization. Candidate needs to be proficient in project management skills and should be able to deal with multiple functional teams such as technology, vendors, Marketing, Alliance, Brand teams etc. Responsible for customer experience, innovation in payments solutions, product enhancements with new features/services, product performance tie up with vendors. Responsible for all processes, promotional activities, marketing, training related to the product. Leverage data insights to improve success rates and reduce fraud. Qualifications: 3+ years in Product Management & digital payments, fintech. Expertise in payment processing, APIs, gateway functions, and fraud prevention. Knowledge of global payment methods and third-party integrations. Strong data analysis, stakeholder management, and communication skills. What We Offer: Opportunity to lead transformative payment projects. A collaborative and innovative work environment. Competitive benefits and professional growth opportunities

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. How will you make an impact in this role? The Network & Acquirer Solutions (NAS) team is at the heart of American Express. Each year, we power billions of transactions through our global payments network, serving our Issuing & Acquiring partners in more than 170 markets worldwide. We grow revenue by driving strategic, multi-year initiatives to deliver differentiated value to our merchants, partners and customers. The Network & Acquirer Capability and Data Team within NAS works to deliver digital products and services for merchants, network acquirers and issuers, and payment facilitators such as ATM/debit, point of sale authorizations & submissions, transaction pricing, disputes and settlement that meet the evolving demands of our global payment network. The wide range of solutions we develop enable the enterprise to attract new customers, operate in new markets, react to regulatory demands, and process new/emerging types of payments. A role on this team will challenge you to broaden your business solution design, agile product, data stewardship, quality assurance and operational readiness skills while incorporating an industry perspective in a collaborative, diverse and inclusive team environment. This role should drive the software product and business migration strategies related data characteristics, onboarding and Know Your Customer/Business. This role will work alongside high performing product, process, and engineering teams, and the incumbent must have passion and skill for both technology and business strategy. Being an expert leader who can rapidly develop positive relationships with proven ability to lead a multi-faceted team while partnering and delivering across a large, global organization is critical to success. Key Job Responsibilities: Lead and motivate a team of Product owners and Product manager across multiple global locations, to deliver and continuously optimize solutions Continuously engage with stakeholders to maintain product transparency, build trust, and address concerns and challenges through defined product roadmaps, backlog and delivery Keep upto date with industry and competitor developments in the merchant acquiring and transaction processing space. Understand and apply new trends and market standard methodologies into product roadmap and backlogs. Maintain and build knowledge of AXP Global Merchant Services business and more broadly network payments and acquiring industry practices. Deliver on the promise by enabling capabilities against Strategic Roadmaps to drive greater value and business outcomes. Minimum Qualifications Minimum of 5 plus of experience in leading and mentoring teams Product leadership and planning experience with extensive application of SAFE Agile discipline and preferred experience with Rally. Proven track record of change management and delivery in complex and highly matrixed organizations. High intellectual curiosity, with excellent creative and critical thinking complimented by strong problem-solving skills and ability to drive and embrace innovation. High level of comfort in dealing with ambiguity and occasionally imperfect information while exerting influence and driving decisions within cross-functional global teams. Outstanding communicator with the ability to translate complicated ideas or needs into both simple business terms and detailed technical requirements, which can be delivered by product and engineering teams. Strong technical aptitude and payments industry experience, preferably understanding of Acquirer and merchant card acceptance and processing. High energy, optimistic attitude, and a good sense of humor. Bachelor's/ Master Degree in Engnieering or equivalent qualification preferred or relevant years of professional experience Compliance Language We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: Competitive base salaries Bonus incentives Support for financial-well-being and retirement Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need Generous paid parental leave policies (depending on your location) Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) Free and confidential counseling support through our Healthy Minds program Career development and training opportunities American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. How will you make an impact in this role? The Network & Acquirer Solutions (NAS) team is at the heart of American Express. Each year, we power billions of transactions through our global payments network, serving our Issuing & Acquiring partners in more than 170 markets worldwide. We grow revenue by driving strategic, multi-year initiatives to deliver differentiated value to our merchants, partners and customers. The Network & Acquirer Capability and Data Team within NAS works to deliver digital products and services for merchants, network acquirers and issuers, and payment facilitators such as ATM/debit, point of sale authorizations & submissions, transaction pricing, disputes and settlement that meet the evolving demands of our global payment network. The wide range of solutions we develop enable the enterprise to attract new customers, operate in new markets, react to regulatory demands, and process new/emerging types of payments. A role on this team will challenge you to broaden your business solution design, agile product, data stewardship, quality assurance and operational readiness skills while incorporating an industry perspective in a collaborative, diverse and inclusive team environment. This role should drive the software product and business migration strategies related data characteristics, onboarding and Know Your Customer/Business. This role will work alongside high performing product, process, and engineering teams, and the incumbent must have passion and skill for both technology and business strategy. Being an expert leader who can rapidly develop positive relationships with proven ability to lead a multi-faceted team while partnering and delivering across a large, global organization is critical to success. Key Job Responsibilities: Lead and motivate a team of Product owners and Product manager across multiple global locations, to deliver and continuously optimize solutions Continuously engage with stakeholders to maintain product transparency, build trust, and address concerns and challenges through defined product roadmaps, backlog and delivery Keep upto date with industry and competitor developments in the merchant acquiring and transaction processing space. Understand and apply new trends and market standard methodologies into product roadmap and backlogs. Maintain and build knowledge of AXP Global Merchant Services business and more broadly network payments and acquiring industry practices. Deliver on the promise by enabling capabilities against Strategic Roadmaps to drive greater value and business outcomes. Minimum Qualifications Minimum of 5 plus of experience in leading and mentoring teams Product leadership and planning experience with extensive application of SAFE Agile discipline and preferred experience with Rally. Proven track record of change management and delivery in complex and highly matrixed organizations. High intellectual curiosity, with excellent creative and critical thinking complimented by strong problem-solving skills and ability to drive and embrace innovation. High level of comfort in dealing with ambiguity and occasionally imperfect information while exerting influence and driving decisions within cross-functional global teams. Outstanding communicator with the ability to translate complicated ideas or needs into both simple business terms and detailed technical requirements, which can be delivered by product and engineering teams. Strong technical aptitude and payments industry experience, preferably understanding of Acquirer and merchant card acceptance and processing. High energy, optimistic attitude, and a good sense of humor. Bachelor's/ Master Degree in Engnieering or equivalent qualification preferred or relevant years of professional experience Compliance Language We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: Competitive base salaries Bonus incentives Support for financial-well-being and retirement Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need Generous paid parental leave policies (depending on your location) Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) Free and confidential counseling support through our Healthy Minds program Career development and training opportunities American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

We have an urgent Job requirement for a "Partnership Manager" who can join immediately. Role - Partnership Manager Exp : 11 to 15 years Location : Bengaluru Client : Google Avila IT Payroll Opportunity Immediate Joiners Preferred Max 15 Days notice period candidates Allowed to Apply Note: We kindly request that you apply only if your skills and experience match the requirements for the Partnership Manager role Job Description - Minimum qualifications: Master degree or equivalent practical experience. 10+ years of experience in business development, partnerships, product management in the Banking/ Payments verticals Experience working with C-level executives and cross-functionally across all levels of management. Experience in leading cross-functional teams on partner programs for launching new product features, adherence to compliance, improve reliability, etc Experience managing partnerships, negotiating deals, contracts with banks, fintech, regulators Preferred qualifications: Experience in the payments or banking industry including regulators. Experience working with digital payments, and merchant acquiring Experience in leading operations/ cross-functional teams on escalations, formulating SOPs Experience driving results in an organization Excellent partnerships, communication, and problem-solving skills. Responsibilities: Lead partner relationships, and drive partner engagements across PSP Banks, NPCI, and ecosystem partners. Drive launches, go-to-market, business growth, compliance, transformation and cost optimization initiatives for merchant acquiring business Resolve critical escalations, regulatory issues, leading XFN and partner teams Drive contractual and legal alignment and agreement closure for work streams. Drive thought leadership on the industry and ecosystem with cross-functional partners. Drive business growth and cost optimization for acquiring work streams and more. If your skill set matches the requirements and you are open to working under Avila IT payroll, please send your updated resume to navya@avilait.com.

Head of Projects & MIS for Banking Operations Location: Navi Mumbai, Maharashtra Department: Projects & MIS (reporting into Operations) Reporting To: Head of Operations About the Role: We're looking for a highly accomplished and seasoned Head of Projects & MIS to strategically drive operational excellence and innovation within our Payments Bank operations. Reporting directly to the Head of Operations, you'll be pivotal in shaping our digital payment ecosystem. You'll be responsible for the strategic direction, oversight, and successful delivery of all operational projects, ensuring business needs are accurately translated into cutting-edge technological solutions. This role demands robust MIS capabilities to provide actionable, real-time insights crucial for high-volume transaction processing and enhancing the digital customer experience. With 15+ years of banking or payments industry experience and a deep understanding of Payments Bank operations, you'll guide your team to execute initiatives that enhance efficiency, compliance, and customer delight. Key Responsibilities: 1. Strategic Project Oversight & Direction Strategic Project Portfolio Management: Define and manage the overall project roadmap for operational initiatives focusing on digital payments (UPI, IMPS, NEFT, RTGS), wallet services, digital onboarding, customer service for payment products, and internal settlement processes . Ensure alignment with the Head of Operations' vision and the Payments Bank's strategic goals for rapid growth and efficiency. Business Requirements Strategy: Oversee the process of gathering and documenting business requirements for operational projects, ensuring that Business Requirements Documents (BRDs) are comprehensive, clear, and accurately reflect the needs of the operations teams, especially concerning payment flows and digital interfaces. Stakeholder Engagement: Maintain strong relationships with senior operational leaders, IT heads, product teams, and external partners (e.g., payment networks, technology vendors). Facilitate high-level discussions, manage expectations, and ensure seamless collaboration to unblock issues and drive project success. Risk Management & Quality Assurance: Oversee the identification and mitigation of operational and technological risks specific to a Payments Bank, including transaction fraud prevention, real-time monitoring capabilities, and ensuring the resilience and scalability of payment systems . Ensure all solutions developed meet high quality standards and effectively address business needs and regulatory compliance. Process Improvement Leadership: Champion continuous improvement initiatives within operations, advocating for extensive automation for high-volume transactions , real-time processing, and innovative solutions to enhance efficiency, reduce manual intervention, and improve Straight Through Processing (STP) rates. Team Leadership & Development: Lead, mentor, and develop the Projects & MIS team, fostering a high-performance, agile, and technologically adept culture focused on payment operations and digital innovation. 2. MIS Strategy & Insight Generation MIS Vision & Framework: Define and continuously evolve the MIS strategy for the Operations department, ensuring it provides comprehensive, timely, and actionable insights crucial for a Payments Bank, including real-time transaction monitoring, payment success rates, digital channel performance, customer onboarding funnel analytics, and operational efficiency metrics. High-Level Reporting & Analysis: Oversee the design and development of executive-level dashboards and reports that clearly articulate key performance indicators (KPIs), operational metrics, and strategic trends related to payment processing and digital operations. Data-Driven Decision Support: Guide the team in conducting in-depth data analysis to identify performance gaps, root causes of operational issues (e.g., payment failures, reconciliation breaks), and opportunities for optimizing payment flows and enhancing fraud detection. Present high-level findings and strategic recommendations to senior management. Data Governance & Quality: Ensure robust data governance frameworks are in place for operational data, promoting accuracy, consistency, and integrity across all MIS reports, particularly for critical transaction data. Qualifications: Bachelor's degree in Finance, Engineering, Computer Science, Business Administration or a related quantitative field. A Master's degree (MBA) is highly preferred. Minimum 15 years of progressive experience in the Indian banking or financial services industry , with a significant and demonstrable focus on operations management, business analysis, and successful project delivery within a Payments Bank, FinTech company specializing in payments, or the digital/payments division of a large commercial bank. Deep domain expertise in Payments Bank operations or the digital payments ecosystem , specifically in areas like Onboarding (digital, low-friction), high-volume Payment Processing (UPI, IMPS, Wallets), digital Settlement & Reconciliation, and digital Customer Service for payment products. Strong understanding of associated processes, risks (especially fraud and operational risk in digital payments), and regulatory requirements relevant to Payments Banks in India (RBI guidelines for Payments Banks, PMLA, AML, KYC). Proven track record of strategically overseeing and driving large-scale, complex technology and business transformation projects within a digital/payments-centric operational environment. Strong understanding of project methodologies (Agile, Waterfall, Hybrid). PMP/Prince2 certification is highly advantageous. Experience with Business Intelligence (BI) platforms (e.g., Tableau, Power BI) and a strong grasp of how data can be leveraged for real-time operational insights in a high-volume transaction environment. Exceptional communication (written and verbal), presentation, and interpersonal skills, with the ability to influence and engage stakeholders at all levels, including product and technology leadership. Strong leadership capabilities, with proven experience in leading and mentoring a team of project managers and analysts in a fast-paced, technologically driven environment. Highly analytical and strategic thinker, with the ability to identify critical issues, interpret complex payment data, and formulate effective solutions.

Job Title: Payment Gateway Development Specialist India Industry: Fintech | Cross-Border Payments | Global Trade Enablement Location: India-focused role (remote-friendly) Occasional regional travel Candidates based in India or with deep knowledge of the Indian payments ecosystem preferred About the Role: As a Payment Gateway Development Specialist, you will be at the forefront of our expansion in India. You'll be responsible for building and managing partnerships with local PSPs, acquiring banks and aggregators to support transaction flows, enhance reliability and improve cost-efficiency. Candidates with strong relationships in Indian banking institutions or acquiring channels will bring added strategic value, enabling faster integration, favorable rates, and access to proprietary settlement infrastructure. What You'll Be Doing Channel Partnership Development Identify, approach and onboard strategic payment partners (UPI processors, PSPs, gateways, aggregators) Develop and manage relationships with agents, distributors and B2B platforms to strengthen our regional presence Evaluate partner capabilities, coordinate integration timelines and ensure successful technical go-live Partner Lifecycle Management Own the end-to-end partner journey from pitching and onboarding to activation and expansion Ensure partner compliance with operational policies, settlement terms, tax regulations Act as the main liaison between partners and internal stakeholders Performance & Execution Oversight Monitor key operational metrics (success rate, uptime, cost per transaction, reconciliation accuracy) Identify and resolve channel-related issues in collaboration with cross-functional teams Propose improvements to onboarding flows, partner operations and internal workflows Additional Responsibilities Manage and coordinate local Indian entities including public account registration, tax compliance and CA resource allocation Conduct in-depth research on third-party Indian payment channels, oversee access and maintenance strategies Independently develop and manage local payment gateway and banking relationships in India Lead commercial negotiations, craft cooperation strategies and drive execution of key partnerships Analyze the Indian payment market to uncover high-value growth opportunities Collaborate cross-functionally to optimize business processes and improve execution efficiency Who Were Looking For 2+ years of experience in payment partnerships, business development or channel management (ideally in fintech, e-commerce, or SaaS) Strong understanding of India's payment ecosystem UPI, wallets, PSPs (e.g., Razorpay, Cashfree, Airpay, MobiCash, Pay U, CC Avenue, etc.) Prior experience working with or at Indian banks (ICICI, RBL, IDFC, YESBANK, etc) or acquiring institutions is a strong plus Existing relationships with senior stakeholders in banks, payment processors, or regulators will be highly valued Experience navigating compliance, licensing, or operational structures tied to Indian financial institutions Excellent communication skills in English (Hindi or Mandarin is a plus) Skilled in commercial negotiation, partner engagement and stakeholder management Fast learner with a hands-on approach and comfort operating independently across time zones Strong sense of ownership and adaptability in fast-evolving business contexts

Sandhata Technologies is hiring a Payment Consultant for our client Vodafone. Must-Have Skills: Payments Domain GPRS PCI-DSS Compliance Solution Design Role Overview: As a Finance Design Authority within the Billing Domain, you will be responsible for leading and owning all aspects of Payment and Loan Management solutions from a technical governance perspective. The Billing Domain comprises approximately 40 systems and applications across Billing, Mediation, and Finance. Key finance systems include Oracle BRM , Bottomline C-Series/PT-X , Barclaycard , Vesta , Braintree , PayPal , Speik , and Equiniti Ice.Net . You will collaborate closely with Product Owners, Developers, Testers, and Business Stakeholders, while also liaising with third-party suppliers during project delivery. Key Responsibilities: Lead the creation of key artifacts such as Payments Architecture , Technology Roadmaps , Strategies , and Communication Plans . Leverage your expertise in Payments and Accounts Receivable to guide strategic decision-making and risk assessment. Provide subject matter expertise during the design and delivery phases of projects. Design end-to-end solutions for projects impacting Payments and Loan Management systems, ensuring compliance with enterprise design standards and methodologies. Create and review project documentation including Requirements , High-Level Design (HLD) , Detailed Design (LLD) , Testing Strategies , and Training Materials . Manage solution design across the full project lifecycle, from initiation to deployment, proactively identifying and resolving defects. Collaborate with L2/L3 IT Operations teams to analyze and resolve production issues. Ensure adherence to PCI-DSS , FCA , SOX , and Ofcom compliance requirements. Contribute to transformation strategies within the Billing Domain, focusing on engineering excellence and cost optimization . Support operational stability and performance enhancements across finance systems. Provide ROM (Rough Order of Magnitude) estimates for costs and timelines during the initial project scoping phase. Assist the Domain Head/Project Lead in evaluating supplier deliverables, scope, and pricing, using appropriate estimation tools aligned with Supply Chain Management practices. Required Knowledge and Experience: 5-10 years of experience delivering IT solutions in a multi-vendor environment within the Finance and Payments domain . Strong hands-on experience in solution design , with in-depth knowledge of PCI-DSS , BACS , and Telecom Billing . Experience integrating with both traditional and modern Payment Service Providers (PSPs) across Digital Channels , Retail , and BSS services . Solid technical background in Unix/Linux and PL/SQL . Experience with product upgrades and managing related technical impacts.

About the role Are you someone who loves to build products and also gets curious about the technology stack being used? Have you worked in technical roles at some point in your career and enjoyed them (be it software developer, engineering manager, or architect)? We are looking for Product Owners to enable the delivery of high-quality financial/payment products in a fast-paced, challenging, and creative environment. You will work with business heads and engineering partners to drive the strategy, roadmap, execution of a product area to build high-quality products/systems. Expectation:- Working closely with business leads to understand product use cases, customer journeys, business applicability and impact of each use case. Ability to understand different technology platforms, their features and be able to work with solution architects/engineering leads and write detailed product requirement documents, manage future roadmaps and deliverables. Make sure that clear, simple, and technically sound decisions are made. With your strong knowledge of different technology platforms in your vertical or in the company, we expect you to raise your hand when either any wrong design decision is being made or if similar function exists in other systems that could be reused. Ability to work with multiple stakeholders / senior management / cross-functional teams to influence them for quicker decisions, manage sudden technical roadblocks and be able to clear them. Lead product team processes (Agile/Scrum) and manage expectations and track roadmap regularly Be involved in what your team is building - Run edge cases, test products proactively and its features to provide feedback early in the cycle, make sure entire journeys are covered, and that product reporting exists to track KPIs for the product and its success (data-driven product management). Superpowers that will help you succeed in this role: Professional experience in a product management or analytical role, Exp should be in between 3- 7 years, out of which minimum 3 years in product management Bachelors degree in engineering, computer science and/or related field Have an extreme bias towards action basically, you need to have the Get Shit Done attitude. Solutions orientated within a high-energy and fast-paced work environment Exceptional customer experience intuition; demonstrated success in creating innovative and user-friendly products and customer-facing features Possess excellent oral, written, verbal and interpersonal communication skills. Why join us? • A collaborative output driven program that brings cohesiveness across businesses through technology• Improve the average revenue per use by increasing the cross-sell opportunities• A solid 360 feedback from your peer teams on your support of their goals•Respect, that is earned, not demanded from your peers and manager. Compensation : If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 17 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

About the Role: Were looking for a dynamic professional to lead strategic partnerships and alliances across sectors like MFI, NBFCs, Co-operative Banks, Dairy, Government Bodies (NABARD, Electricity Boards, Transport, SRLM), Agritech, DBT, Parking, and Toll Plazas . This is a high-impact, client-facing role with a strong focus on business growth, relationship management, and execution . Key Responsibilities: Identify & Acquire New Partners Spot and build alliances across targeted sectors. Onboard & Grow Partner Accounts Drive engagement and revenue through key accounts. Deliver Business KPIs Focused approach to revenue, transactions, and throughput. Manage Key Client Relationships Be the single point of contact for strategic partners. Cross-functional Coordination Work closely with internal teams (product, ops). Design & Execute GTM Plans Strategize and lead on-ground execution. Decision-Making Scope: Primary: Partner identification, commercial negotiations, business planning Shared: Compliance matters Contributory: Bottom-line impact, industry insights What Were Looking For: Proven hunting ability Go-getter with strong networking skills Excellent relationship & negotiation skills Understanding of BFSI & Government ecosystem Knowledge of CMS, MFI, NBFC, sales, or GTM strategy Strong business acumen & industry know-how Qualifications: Graduate/Post Graduate (any stream) Minimum 3 years of relevant experience in BFSI, MFI, NBFC, Sales or Govt Alliances If interested, kindly share your update CV on sanjana@beanhr.com

Job Title: Account Executive Retail Sales Location: Mumbai, HO Job Type: Full-Time Experience: 2-5 years Job Summary: We are seeking a detail-oriented Account Executive Retail Sales to manage financial operations, invoicing, reconciliation, and compliance for our retail and e-commerce business. The ideal candidate should have hands-on experience in ERP systems, GST s TDS compliance, payment processing, and financial reconciliation . Key Responsibilities: 1. Financial Reconciliation s Accounting: Reconcile sales, payments, and returns from various retail and e-commerce platforms. Ensure accuracy in bank reconciliations and financial statements. Maintain ledgers and process financial transactions efficiently. 2. ERP s Invoicing Management: Process invoices in ERP systems (SAP, Tally, Oracle, etc.) . Ensure correct tax application (GST, TDS) on invoices. Manage purchase orders and vendor payments. 3. Taxation s Compliance (GST s TDS): Ensure proper deduction and filing of TDS and GST as per regulations. Prepare and submit GST returns and other statutory filings. Coordinate with auditors for tax compliance and financial audits. 4. Payment Processing s E-commerce Settlements: Track and verify payments from retailers, online marketplaces (Amazon, Flipkart, etc.), and direct sales . Ensure timely processing of vendor and supplier payments. Address discrepancies in payments and settlements with marketplaces. 5. Retail s E-commerce Business Operations: Maintain accounting records for online and offline retail transactions . Coordinate with sales, warehouse, and operations teams for smooth financial workflows. Analyze and report financial performance insights for business decision-making. Key Requirements: bachelors degree in accounting , Finance, Commerce (B.Com, M.Com, CA-Inter, MBA Finance, or equivalent) . 2-5 years of experience in accounting, finance, or retail business operations. Hands-on experience with ERP software (SAP, Tally, Oracle, or similar) . Strong knowledge of GST, TDS, and financial reconciliation . Experience working with e-commerce settlements, retail invoices, and payment processing . Proficiency in MS Excel, accounting tools, and financial reporting . Good communication skills and attention to detail. Preferred Qualifications: Prior experience in retail, FMCG, or e-commerce accounting . Familiarity with payment gateways, UPI, and bank reconciliations . Knowledge of TDS applicability on different transactions .

Job Description: 1. The team member will be responsible for alliances across BFSI segment (namely MFI, NBFC, 2. Cooperative banks etc), Dairy, State Government, (NABARD, Electricity Boards, Utility Departments, State Transport) SRLM, Agritech partners, Parkings, DBT ,Toll Plazas 3. The person would be required to hunt for new alliances, partner onboarding, drive business and subsequently manage operations and daily business interactions as key account manager for those partnerships. 4. The person needs to be proficient in Marathi, Hindi & English Language Deliverables (Maximum 5-6 key responsibilities) 1. Hunt for New partner alliances 2. Partner Onboarding & account farming 3. Drive business KPIs 4. Client Relationship management 5. Coordinate with operations and product teams 6. Design & plan GTM & take it to execution through on-field team Decision level Primary: Commercial Negotiations, Identification of Partners, Driving Throughput, Commercial Proposals, Account/project specific GTM plan Shared: Compliance Contributory: Bottom Line, Industry Information Demonstrate (Key competencies ) Hunting capabilities Relationship Management Negotiation Skills Understanding of regulations Go getter approach Revenue Focus Industry know how Business Acumen Educational Level Graduate & Post Graduate Working Experience: Minimum of 3 years of work Ex Prior experience in commercial negotiation Knowledge of alliances and industry contacts Should have worked in MFI/NBFC/GTM role/ Sales/ Banking sales/ Banking (CMS) Dimensions Impact of position on : Overall Business growth, Top Line, Bottom Line & Relationship Management Impact on customers (Please select one of the options below): i) Type of customers Mainly Internal Mainly External Fair mix of Internal & External No. of Subordinates: None If interested, kindly share your update CV on riya@beanhr.com Thanks & Regards, Riya Choudhary Bean HR Consulting-"Ahead Your Search" https://beanhr.com Locations:- Ghaziabad (Delhi-NCR) / Dehradun

Role: We are hiring energetic and self-driven individuals for Sales Officer role in the Merchant Acquisition Business. Contact Person - Harish (8089302900) Responsibilities : Identify and onboard merchants from the open market Promote and sell POS machines (Point of Sale) Achieve daily/monthly sales targets Ensure timely documentation and activation Maintain strong merchant relationships Who can apply : Any open market experience would be preferred Two-Wheeler is mandatory Must be graduated Regards, Team HR