38 Delinquency Control Jobs

As a Collection Executive, your role involves driving the collection process of receivables from multiple sources to reduce the total outstanding amount and average number of days, while maintaining strong client partnerships. Your major deliverables include: - Managing the portfolio for specific buckets in your assigned area to control delinquency, both bucket-wise and DPD wise. Focus on non-starters to ensure timely collections. - Providing efficient customer service related to collection issues, processing customer refunds, handling account adjustments, small balance write-offs, customer reconciliations, and processing credit memos as needed. - Updating customer files with relevant inform...

**Job Description:** As the Branch Credit and Risk Manager (BCRM), you will manage the credit and risk functions at the branch level. Your role will focus on evaluating loan applications, conducting detailed assessments, identifying risks, and ensuring compliance with credit policies. You will play a key role in maintaining a healthy loan portfolio and ensuring the efficient processing of loans from application to disbursement. **Key Responsibilities:** - Loan Processing & Credit Approval - Process loan applications and ensure compliance with credit policies. - Collect and assess required information for informed decision-making. - Risk Management - Conduct thorough KYC and Bureau checks to ...

As a Portfolio Manager, your role involves keeping track of specific buckets within the assigned area to control delinquency, focusing on non-starters, and ensuring updated customer files. Your key responsibilities include: - Monitoring portfolio for specific buckets in the assigned area to control delinquency - Tracking delinquency area-wise and Days Past Due (DPD) wise - Focusing on non-starters to improve portfolio performance - Updating customer files with contact dates, times, and information provided - Collaborating with the agency's tracing team to trace defaulters and assets - Suggesting remedial actions based on tracing outcomes - Identifying defaulting accounts and investigating re...

As a candidate for the role of achieving Business Targets & financials for Loyalty Personal Loans and other assigned responsibilities, you will be responsible for the following: - Achieving Business Targets & financials for Loyalty Personal Loans and any other Product/ assigned responsibility that the company may enter into. - Leading a team of Sales Executives and Channel Associates. - Managing relationships with internal stakeholders, coordinating with Credit Teams, Operation Teams, and Product Teams for lead sourcing, process improvement, disbursements, customer approvals, and discrepancy resolution. - Ensuring compliance with Basic Standard Operating Processes (SOP), policies, and hygien...

As a Portfolio Manager in our company, your role will involve keeping track of the portfolio for specific buckets in the assigned area. You will be responsible for controlling the delinquency of the area, both bucket-wise and DPD wise, while focusing on non-starters. Your key responsibilities will include: - Ensuring that customer files are updated with the times and dates of contact made, and maintaining records of information provided to customers regarding their debts. - Collaborating with the agency's tracing team to trace defaulters and assets, and recommending appropriate actions to address the situation. - Identifying defaulting accounts, investigating the reasons for default, and str...

Handle collections for the assigned area and achieve collection targets on various parameters like resolution,flows, credit cost and roll rates (depending on the bucket) Ensure that the NPA's are kept within assigned budget and active efforts are made to minimize it. Increase the fee income / revenue and develop initiatives to control and reduce the amount of vendor payouts Conduct asset verifications and possession as per SARFESI / Section 9 process through court receivers. Track & control the delinquency of the area (Bucket & DPD wise) and focus on nonstarters Ensure customer satisfaction by ensuring quick resolution of customer issues within specified TAT Build relationships with key clie...

Key Objective of the Job: To drive the collection process of receivables across multiple sources thereby reducing the total outstanding and the associated average number of days while continuing to make efforts to keep the client partnership intact. Major Deliverables: Correspond with multiple sources to negotiate payment schedules that suit the customer's current financial situation while still satisfying the debt. Keep track of the portfolio for specific buckets for the assigned area and control the delinquency of the area, bucket-wise & DPD wise as well as focus on non-starters. Provide efficient customer service regarding collection issues, process customer refunds, process, and review a...

As a Portfolio Management Executive, your primary role will be to keep track of the portfolio for specific buckets in the assigned area and effectively control delinquency on both a bucket-wise and DPD-wise basis. Your focus will also be on managing non-starters efficiently. Key Responsibilities: - Maintain updated customer files, documenting all contact made with customers regarding their debt, including dates and times of communication. - Collaborate with the agency's tracing team to trace defaulters and assets, and recommend appropriate courses of action. - Identify defaulting accounts, investigate reasons for default, and strive to maintain positive customer relationships. - Engage sales...

As a Collection Specialist in our company, your role involves driving the collection process of receivables across multiple sources to reduce the total outstanding and associated average number of days. Your key objective is to maintain client partnership intact while managing the debt situation effectively. Your major deliverables will include: - Keeping track of the portfolio for specific buckets in the assigned area and controlling delinquency bucket-wise & DPD wise, with a focus on non-starters. - Providing efficient customer service for collection issues, processing customer refunds, addressing irregularities, making customer calls, adjusting accounts, writing off small balances, reconc...

As a Collection Specialist, your role involves driving the collection process of receivables from multiple sources to reduce the total outstanding and average number of days. Your key objective is to maintain client partnerships while effectively managing debt collection. Your major deliverables include: - Monitoring specific portfolio buckets within your assigned area to control delinquency, focusing on both bucket-wise and Days Past Due (DPD) analysis, and addressing non-starters promptly. - Providing efficient customer service by addressing collection issues, processing refunds, managing account adjustments, writing off small balances, reconciling customer accounts, and processing credit ...

As a candidate for the position in Jabalpur, your role will involve achieving business targets and financial goals for Loyalty Personal Loans and other assigned products. You will be responsible for managing a team of Sales Executives and Channel Associates and maintaining relationships with internal stakeholders, TW dealerships, credit teams, operation teams, and product teams. Your coordination will be crucial for lead sourcing, process improvement, disbursements, customer approvals, and discrepancy resolution. Key Responsibilities: - Achieve Business Targets & financials for Loyalty Personal Loans and assigned products - Manage a team of Sales Executives and Channel Associates - Maintain ...

As a Collections Executive at our company, your role is vital in driving the collection process of receivables across various sources to reduce the total outstanding and associated average number of days. Your efforts will be aimed at maintaining client partnerships while effectively managing delinquencies. Your key responsibilities will include: - Keeping track of specific portfolio buckets for the assigned area, controlling delinquency bucket-wise and DPD wise, and focusing on non-starters. - Updating customer files with contact times and dates, as well as information provided to customers about their debt. - Collaborating with the agency's tracing team to trace defaulters and assets, and ...

As a Collections Executive, your role involves driving the collection process of receivables from multiple sources to reduce total outstanding amounts and associated average number of days. Your main responsibilities include: - Keeping track of the portfolio for specific buckets in your assigned area, controlling delinquency bucket-wise and days past due, and focusing on non-starters. - Updating customer files with contact times and dates, as well as information provided to customers about their debt. - Collaborating with the agency's tracing team to trace defaulters and assets, and recommending appropriate actions. - Identifying defaulting accounts, investigating reasons for default, and ma...

You will be responsible for leading branch operations and credit origination for MSME, Auto, Used Vehicle (4-wheeler), and Equipment loans. Your key responsibilities will include managing branch P&L, business targets, and team performance, ensuring high-quality portfolio sourcing, conducting credit assessment and customer verification, supervising collections and delinquency control, building and mentoring a team, driving market intelligence, ensuring branch compliance, and coordinating with the head office for disbursement and operational support. Desired Candidate Profile: - 5-10 years of experience in NBFC / Small Finance Bank branch operations - Proven experience in MSME, Auto, Used Vehi...

As a Sales Manager for Auto Loan, your key functions will include: - Interacting regularly with Sales Managers to set targets & achieve required sales for Auto Loan. - Making joint calls with sales team, if required. - Providing inputs to develop marketing strategies and marketing support to Sales Staff. - Driving Sales Processes. - Managing Credit process and responsible for evaluating audit scores. - Being responsible for collection efficiency and co-ordination for process maintenance. - Ensuring the flow of accurate and complete information for customer proposals. - Managing processes within the steps-of-sale effectively and efficiently. - Providing market intelligence in terms of busines...

As a Portfolio Executive, your role will involve keeping track of the portfolio for specific buckets in the assigned area and controlling delinquency on a bucket-wise and DPD wise basis, while also focusing on non-starters. You will be responsible for ensuring that customer files are updated with relevant information about their debt and that contact has been made at appropriate times. Additionally, you will work closely with the agency's tracing team to trace defaulters and assets, and suggest remedial courses of action. Your key responsibilities will include: - Identifying defaulting accounts and investigating the reasons for default, while maintaining a healthy relationship with the custo...

You will be responsible for the following key tasks: - Keeping track of the portfolio for specific buckets in the assigned area to control delinquency, both bucket-wise and DPD wise, and focusing on non-starters. - Ensuring that customer files are updated, recording contact times and dates, and noting information provided to customers regarding their debt. - Tracing defaulters and assets in coordination with the agency's tracing team and recommending remedial courses of action. - Identifying defaulting accounts, investigating reasons for default, and making efforts to maintain a healthy relationship with the customer. - Enlisting the support of sales and senior management when necessary to e...

As a Cluster Credit Manager, your primary responsibility will be managing the quality of the credit portfolio. You will be involved in developing and implementing credit policy initiatives, coordinating with consumers to establish their credit worthiness, and ensuring compliance with company credit policies. Your role will contribute to achieving the larger organizational objectives of the bank in a sales-supportive and risk-averse manner. Key Responsibilities: - Underwrite secured and unsecured loan proposals based on established policies and processes within agreed SLAs, while managing business volumes effectively. - Supervise a team of credit underwriters, providing necessary guidelines a...

Role & Responsibilities: Lead and supervise the field collection team to achieve monthly recovery targets. Monitor team performance, provide training and feedback to ensure efficiency. Handle escalated customer cases and ensure professional resolution. Oversee daily field operations, skip tracing, and delinquency control. Ensure adherence to RBI and company compliance guidelines in all recovery activities. Maintain MIS reports on collection performance and recovery trends. Motivate and support team members to maintain high morale and productivity. Coordinate with internal departments to resolve disputes and ensure timely updates. Preferred Candidate Profile: Graduate/Postgraduate with 35 yea...

Role & Responsibilities: Contact customers via phone calls, field visits, or emails to remind them about overdue payments. Regularly follow up with customers to ensure timely recovery of outstanding dues. Achieve individual monthly collection and recovery targets. Record and update customer interactions, payment commitments, and feedback in the CRM system. Handle customer objections and queries related to loan or EMI payments. Escalate difficult cases to the Collection Team Leader for resolution. Ensure all collection activities comply with company policies and RBI regulations. Identify potential defaulters and report high-risk cases to the management. Deposit collected cash/receipts accurat...

Role Overview: You will be responsible for driving the collection process of receivables across multiple sources to reduce the total outstanding and associated average number of days. Your focus will be on maintaining client partnerships while effectively managing the debt situation. Key Responsibilities: - Keep track of the portfolio for specific buckets in the assigned area and control delinquency, both bucket-wise and DPD wise. Focus on non-starters and take necessary actions. - Provide efficient customer service related to collection issues, processing customer refunds, account adjustments, small balance write-offs, customer reconciliations, and processing credit memos as needed. - Ensur...

Job Description: As the Branch Credit and Risk Manager (BCRM), you will manage the credit and risk functions at the branch level. Your role will focus on evaluating loan applications, conducting detailed assessments, identifying risks, and ensuring compliance with credit policies. You will play a key role in maintaining a healthy loan portfolio and ensuring the efficient processing of loans from application to disbursement. Key Responsibilities: - Loan Processing & Credit Approval - Process loan applications and ensure compliance with credit policies. - Collect and assess required information for informed decision-making. - Risk Management - Conduct thorough KYC and Bureau checks to identify...

As a Portfolio Manager in our company, your role involves keeping track of the portfolio for specific buckets in the assigned area and controlling delinquency on a bucket-wise and DPD-wise basis. You will also need to focus on non-starters to ensure effective portfolio management. Key Responsibilities: - Update customer files with accurate information, including recording times and dates of customer contact and details of the information provided to customers regarding their debt. - Collaborate with the agency's tracing team to trace defaulters and assets, and recommend appropriate actions to resolve the situation. - Identify defaulting accounts, investigate the reasons for default, and stri...

As a Collection Specialist, your role revolves around driving the collection process of receivables from various sources. Your key objective is to reduce the total outstanding amount and average number of days, all while maintaining strong client partnerships. Here are the major deliverables expected from you: - Keep track of the portfolio across specific buckets in your assigned area and effectively control delinquency, both bucket-wise and DPD wise. Focus on minimizing non-starter accounts. - Provide top-notch customer service by addressing collection issues promptly. This includes processing customer refunds, account adjustments, small balance write-offs, customer reconciliations, and han...

Job Requirements Role/ Job Title: Analyst-Industry Research Function/ Department: Wholesale Banking Risk Job Purpose The candidate shall make credit appraisal of corporate borrowers from asset lending perspective and recommend new as well as existing relationships for approval. Role shall also involve portfolio monitoring interacting and coordinating with the business units, Internal stakeholders (legal/compliance/trade/internal audit/product team) and external Stakeholders (Banks / Rating Agencies) for existing and prospective relationships. Keeping the unit abreast of the current industry updates, Peer group update and competition updates. Roles & Responsibilities Facilitate regular asset ...