21 Delinquency Control Jobs

As a Cluster Credit Manager, your primary responsibility will be managing the quality of the credit portfolio. You will be involved in developing and implementing credit policy initiatives, coordinating with consumers to establish their credit worthiness, and ensuring compliance with company credit policies. Your role will contribute to achieving the larger organizational objectives of the bank in a sales-supportive and risk-averse manner. Key Responsibilities: - Underwrite secured and unsecured loan proposals based on established policies and processes within agreed SLAs, while managing business volumes effectively. - Supervise a team of credit underwriters, providing necessary guidelines a...

Role & Responsibilities: Lead and supervise the field collection team to achieve monthly recovery targets. Monitor team performance, provide training and feedback to ensure efficiency. Handle escalated customer cases and ensure professional resolution. Oversee daily field operations, skip tracing, and delinquency control. Ensure adherence to RBI and company compliance guidelines in all recovery activities. Maintain MIS reports on collection performance and recovery trends. Motivate and support team members to maintain high morale and productivity. Coordinate with internal departments to resolve disputes and ensure timely updates. Preferred Candidate Profile: Graduate/Postgraduate with 35 yea...

Role & Responsibilities: Contact customers via phone calls, field visits, or emails to remind them about overdue payments. Regularly follow up with customers to ensure timely recovery of outstanding dues. Achieve individual monthly collection and recovery targets. Record and update customer interactions, payment commitments, and feedback in the CRM system. Handle customer objections and queries related to loan or EMI payments. Escalate difficult cases to the Collection Team Leader for resolution. Ensure all collection activities comply with company policies and RBI regulations. Identify potential defaulters and report high-risk cases to the management. Deposit collected cash/receipts accurat...

Role Overview: You will be responsible for driving the collection process of receivables across multiple sources to reduce the total outstanding and associated average number of days. Your focus will be on maintaining client partnerships while effectively managing the debt situation. Key Responsibilities: - Keep track of the portfolio for specific buckets in the assigned area and control delinquency, both bucket-wise and DPD wise. Focus on non-starters and take necessary actions. - Provide efficient customer service related to collection issues, processing customer refunds, account adjustments, small balance write-offs, customer reconciliations, and processing credit memos as needed. - Ensur...

Job Description: As the Branch Credit and Risk Manager (BCRM), you will manage the credit and risk functions at the branch level. Your role will focus on evaluating loan applications, conducting detailed assessments, identifying risks, and ensuring compliance with credit policies. You will play a key role in maintaining a healthy loan portfolio and ensuring the efficient processing of loans from application to disbursement. Key Responsibilities: - Loan Processing & Credit Approval - Process loan applications and ensure compliance with credit policies. - Collect and assess required information for informed decision-making. - Risk Management - Conduct thorough KYC and Bureau checks to identify...

As a Portfolio Manager in our company, your role involves keeping track of the portfolio for specific buckets in the assigned area and controlling delinquency on a bucket-wise and DPD-wise basis. You will also need to focus on non-starters to ensure effective portfolio management. Key Responsibilities: - Update customer files with accurate information, including recording times and dates of customer contact and details of the information provided to customers regarding their debt. - Collaborate with the agency's tracing team to trace defaulters and assets, and recommend appropriate actions to resolve the situation. - Identify defaulting accounts, investigate the reasons for default, and stri...

As a Collection Specialist, your role revolves around driving the collection process of receivables from various sources. Your key objective is to reduce the total outstanding amount and average number of days, all while maintaining strong client partnerships. Here are the major deliverables expected from you: - Keep track of the portfolio across specific buckets in your assigned area and effectively control delinquency, both bucket-wise and DPD wise. Focus on minimizing non-starter accounts. - Provide top-notch customer service by addressing collection issues promptly. This includes processing customer refunds, account adjustments, small balance write-offs, customer reconciliations, and han...

Job Requirements Role/ Job Title: Analyst-Industry Research Function/ Department: Wholesale Banking Risk Job Purpose The candidate shall make credit appraisal of corporate borrowers from asset lending perspective and recommend new as well as existing relationships for approval. Role shall also involve portfolio monitoring interacting and coordinating with the business units, Internal stakeholders (legal/compliance/trade/internal audit/product team) and external Stakeholders (Banks / Rating Agencies) for existing and prospective relationships. Keeping the unit abreast of the current industry updates, Peer group update and competition updates. Roles & Responsibilities Facilitate regular asset ...

As a Collections Specialist, your role will involve driving the collection process of receivables across multiple sources to reduce the total outstanding and associated average number of days. Your primary objective is to ensure the client partnership remains intact throughout the process. Key Responsibilities: - Keep track of the portfolio for specific buckets in the assigned area, controlling delinquency bucket-wise and DPD wise, with a focus on non-starters. - Provide efficient customer service for collection issues, including processing customer refunds, account adjustments, small balance write-offs, customer reconciliations, and credit memo processing. - Maintain updated customer files,...

Role Overview: As a Collection Executive, your primary responsibility will be to drive the collection process of receivables across various sources to reduce the total outstanding amount and associated average number of days. Your focus will be on maintaining client partnerships while effectively managing delinquency levels and non-starters in specific buckets within the assigned area. Key Responsibilities: - Monitor the portfolio for specific buckets within the designated area and proactively control delinquency levels, both bucket-wise and Days Past Due (DPD) wise. - Keep customer files updated with contact times, dates, and debt-related information communicated to customers. - Collaborate...

Roles and Responsibilities Lead and manage the collections function for the Farm portfolio across the assigned zone. Formulate and implement strategies to minimize delinquency and optimize recovery performance . Monitor and track collections through a team of Area/Regional Collection Managers, ensuring achievement of zonal targets. Ensure strict compliance with regulatory guidelines, company policies, and ethical collection practices . Analyze portfolio performance, customer behavior, and market dynamics to recommend process improvements. Drive field collections activities including recovery from overdue accounts through effective customer interaction. Liaise with legal, operations, and cred...

The primary objective of the role is to achieve the collections target within the assigned area while strictly adhering to the Standard Operating Procedures (SOPs) and legal regulations in accordance with the organizational policies. The key responsibilities include managing collections for the designated area and meeting the collection targets based on various parameters such as resolution, flows, credit cost, and roll rates as per the specified bucket. It is essential to maintain Non-Performing Assets (NPAs) within the allocated budget and actively work towards reducing them. Monitoring and controlling delinquency levels in the area, categorized by bucket and Days Past Due (DPD), and focus...

As an Area Credit Manager-Commercial Vehicle in the Retail Banking sector, you will be responsible for underwriting secured and unsecured loan proposals. Your primary role will involve ensuring that loan applications are processed in adherence to policies and procedures to meet service level agreements and manage business volumes efficiently. You will lead a team of credit underwriters, providing them with necessary guidelines to perform their duties effectively. Additionally, a key aspect of your job will be conducting personal discussions with customers to evaluate their creditworthiness. You will also be required to proactively manage delinquencies by contacting customers upon first prese...

As a key member of our team, you will play a crucial role in achieving disbursement targets for the Tractor Loan business by generating leads and fulfilling them through the Open Market and alternate channels. Your responsibilities will also include overseeing a team of Field Officers (FOS) and motivating them to enhance their productivity levels. In this position, you will be tasked with ensuring that target branches meet their goals through necessary conversions and managing profitability alongside the team to drive productivity. Additionally, you will be expected to achieve targets related to cross-selling products and take charge of controlling early delinquency. Your role will involve p...

The key objective of the job is to drive the collection process of receivables across multiple sources in order to reduce the total outstanding amount and associated average number of days. The focus is on maintaining client partnerships intact while efficiently managing debt situations. Major deliverables include keeping track of the portfolio for specific buckets within the assigned area, controlling delinquency on a bucket-wise and DPD wise basis, and addressing non-starters. Providing excellent customer service related to collection issues, processing customer refunds, managing account adjustments, writing off small balances, conducting customer reconciliations, and processing credit mem...

The key objective of the job is to drive the collection process of receivables across multiple sources to reduce the total outstanding amount and associated average number of days. The focus is on maintaining client partnerships intact while managing the debt situation effectively. The major deliverables include keeping track of the portfolio for specific buckets in the assigned area, controlling delinquency bucket-wise & DPD wise, and addressing non-starters. Providing efficient customer service regarding collection issues, processing customer refunds, handling account adjustments, small balance write-offs, customer reconciliations, and processing credit memos when necessary. Maintaining up...

The key objective of the job is to drive the collection process of receivables across multiple sources in order to reduce the total outstanding amount and associated average number of days. The primary focus is to manage the collection process while maintaining strong client partnerships intact. The major deliverables of the role include keeping track of the portfolio for specific buckets within the assigned area, controlling delinquency on a bucket-wise and DPD wise basis, and focusing on non-starters. The role also involves providing efficient customer service related to collection issues, processing customer refunds, handling account adjustments, small balance write-offs, customer reconci...

You will play a crucial role in driving the collection process for receivables from various sources with the objective of reducing the total outstanding amount and the associated average number of days. Your primary focus will be on maintaining client partnerships while effectively managing delinquency. Your responsibilities will include: - Monitoring the portfolio for specific buckets within your assigned area to control delinquency, both bucket-wise and Days Past Due (DPD) wise, with a special emphasis on non-starters. - Keeping customer files updated by documenting all contact times and dates, as well as the information provided to customers regarding their debt. - Collaborating with the ...

The primary goal of this position is to oversee the collection process of receivables from various sources in order to decrease the total outstanding amount and the average number of days while also striving to uphold positive client relationships. Key responsibilities include: - Monitoring the specific portfolio buckets within the designated area to manage delinquency levels, both bucket-wise and based on Days Past Due (DPD), with a focus on non-starters. - Updating customer files with the details of all interactions, including the times and dates of contact, as well as information provided to customers regarding their debts. - Collaborating with the agency's tracing team to locate defaulte...

Key deliverables: Drive collections strategy and execution across assigned region Control delinquency roll rates and ensure effective recovery processes Monitor and implement compliance in alignment with regulatory guidelines Improve collections SOPs and drive efficiency across buckets Role responsibilities: Develop and implement daily/weekly collection strategies Monitor and review portfolio-level KPIs and roll rates Ensure smooth coordination across internal stakeholders Lead compliance, risk mitigation, and SOP implementation efforts

Key deliverables: Drive collections strategy and execution across assigned region Control delinquency roll rates and ensure effective recovery processes Monitor and implement compliance in alignment with regulatory guidelines Improve collections SOPs and drive efficiency across buckets Role responsibilities: Develop and implement daily/weekly collection strategies Monitor and review portfolio-level KPIs and roll rates Ensure smooth coordination across internal stakeholders Lead compliance, risk mitigation, and SOP implementation efforts