Portfolio Management and Risk Monitoring - SME Banking V Konnect

3.0 - 8.0 years

3 - 9 Lacs

Mumbai, Maharashtra, India

On-site

Roles & Responsibilities: Portfolio Risk Monitoring & Control Maintain operational and credit risk controls over sanctioned and disbursed portfolios using effective monitoring tools Monitor portfolio delinquency trends across locations, customer profiles, products, and programs Analyze portfolio behavior and identify reasons for defaults at individual and segment levels Suggest modifications in policies and programs based on portfolio trends and risk analysis Portfolio Analytics & Reporting Design, develop, and maintain portfolio dashboards for delinquency, repayment, outstanding balances, disbursement, and sanction monitoring across critical parameters and demographics Benchmark competition and industry trends to improve product and policy frameworks Derive and present analytical insights to senior management to support policy and decision-making Plan and execute reporting activities using analytical methods to manage credit risk effectively Compliance & Audit Handle internal and regulatory audits related to portfolio risk and compliance Prepare and circulate audit findings and review notes to senior management Ensure credit policy adherence and perform hind-sighting analysis on policy implementation Stakeholder Coordination & Training Coordinate with internal teams to ensure data availability for portfolio monitoring and review Provide training and support to frontline teams on credit policies, programs, and guidelines Manage complaint resolution related to portfolio risk and credit programs for ground teams Business Development & Team Support Support business development and lifecycle management of Relationship Managers (RMs) Drive knowledge management and KPI achievement within the SME segment teams

Posted 3 days ago

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Team Member-SUPPORT SERVICES-Credit Industry Research Candidate Experience site

4.0 - 8.0 years

0 Lacs

maharashtra

On-site

As a Team Member - Credit Risk Analyst in the Risk Management department based in Mumbai, your main responsibility will be to analyze, model, validate, and document various measures of Credit Risk for Expected Credit Loss and Capital computations. You should have hands-on experience in building, implementing, monitoring, and refining models and scorecards for PD, LGD, EAD, and related Credit Risk metrics using statistical methods or expert judgment based techniques. Your role will require a deep understanding of Credit Risk models and the ability to derive insights from data, communicate effectively with Risk, Credit, and Business teams, and develop Risk Dashboards and analytical reports for Senior Management. You will also be responsible for preparing and submitting reports to regulators and senior management on a periodic and adhoc basis, computing and reporting ECL and related metrics continuously. To excel in this role, you should have 4 to 8 years of experience in Credit Risk related roles in Banks, NBFCs, Consulting Firms, or Rating Agencies. A degree in statistics, mathematics, or econometrics with hands-on experience in statistical model development and implementation would be an advantage. Proficiency in Python, SAS, or R, along with intermediate level SQL skills, is desirable. Strong experience in areas like delinquency or loan loss forecasting and expected credit loss capital computation under advanced approaches is also necessary. Moreover, having skills in automation and data consolidation for risk or financial reporting projects would be beneficial. CA or MBA with FRM certification, understanding of various credit types, proven management and supervisory skills, excellent interpersonal and communication skills, and advanced excel skills are also required for this role. Experience with Python, SQL, or SAS would be an added advantage.,

Posted 4 days ago

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