Role & responsibilities Deccan Finance is looking for CREDIT EXECUTIVE OFFICER to join our dynamic team and embark on a rewarding career journey Position: CREDIT EXECUTIVE - OFFICER Location: Chennai, TamilNadu Experience: Minimum 2 Years same Field Send Your Resume : devi.v@myridefinance.com Gender : Any Product : Two Wheeler & Used Car Loan Graduation : Any graduation *Credit Analysis:Evaluate the creditworthiness of clients by analyzing financial data, credit reports, and other relevant information *Risk Assessment:Assess and quantify credit risk associated with new and existing clients, considering industry trends and economic factors *Credit Limit Determination:Determine appropriate credit limits based on the assessment of credit risk and financial stability of clients *Credit Policy Compliance:Ensure compliance with the organization's credit policies and guidelines *Customer Communication:Communicate credit decisions and terms to clients, addressing inquiries and providing clarification when necessary *Credit Documentation:Maintain accurate and up-to-date credit files, including documentation of credit approvals, limits, and terms *Collections Support:Collaborate with the collections team to monitor overdue accounts and implement appropriate actions *Reporting:Prepare and present regular reports on credit risk, outstanding balances, and other relevant metrics *Customer Relationship Management:Build and maintain positive relationships with clients, addressing credit-related concerns and providing support *Should Have knowledge on MS Excel *Good Communication Skils *More preference to Kannada language speaking
Responsibilities: * Manage field operations: filed sales, work, collections * Collect payments: follow-up, recovery, payment collection * Ensure timely cash & credit recoveries * Maintain high standards of customer service
We are looking for Relationship Manager to join our team, focused the Used Car Loan segments across TamilNadu&Karnataka. This role demands excellent market knowledge, strong management skills, and hands-on experience with DSA(Direct Selling Agents)
Hiring Relationship Managers, Used Car Loan in Tamilnadu, Chennai, Pondy, Trichy, Salem,Thoothukudi, Madurai, & KARANATKA - Bangalore, Hubbli, Mangalore, Role & responsibilities Source and generate loan business through existing and new DSA channels and dealer networks • Develop and maintain strong relationships with dealers, DSAs, and customers within the assigned locations • Manage and grow loan portfolios related to commercial vehicles and used cars • Ensure timely collections, follow-ups, and portfolio quality management and compliance of PDD documents. • Coordinate with internal teams for smooth loan processing and customer servicing • Analyze market trends and competitor activity to identify business opportunities • Drive team performance, motivate and train DST/DSA channels wherever applicable Preferred candidate profile 1 to 3 years of relevant experience in Used Car Loans segment • Graduate in any discipline • Strong local market knowledge • Proven track record of managing and expanding business through DSA and dealer channels • Excellent communication and negotiation skills • Result-oriented with the ability to work independently and in a team • Willingness to travel locally and meet clients/dealers regularly