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10 - 18 years
11 - 14 Lacs
Ahmedabad
Work from Office
Job Title Sr. Manager - Credit Job Summary Job Holder of this position is responsible for overseeing and managing the credit operations and risk management functions. Collaborates with various departments, such as sales, underwriting, and senior management, to implement credit strategies and achieve business goals. Results 1. Evaluate financial statements, credit reports, and other relevant data to determine credit limits and terms. 2. Conduct in-depth analysis of credit trends, market conditions, and portfolio performance to identify opportunities for improvement and recommend appropriate actions. Responsibilities - Sanctioning/Recommending the proposals as per approval matrix ensuring TAT Giving training / providing guidance to the team on continuous basis considering policy points and overall process Understanding the Market scenario, product behaviour, constantly be in touch with peers/old customers and if required suggesting changes in policy parameters or implementing new policies Lessoning with business team to understand the gaps in policies, process and try to minimize the hurdles to ensure good business in effective TAT Handling all the compliance Lessoning with Operations and Audit team for the resolution of any credit related queries and ease of disbursement process. Experience (Industry type & Duration): Essential: 10 to 12 years Qualification Essential: Bachelor's degree in finance, accounting, MBA. If any one interested so share your updated resume on WhatsApp :- 7600115715 HR Team Mas Finance Vishesha Kapadia
Posted 1 month ago
1 - 6 years
2 - 3 Lacs
Kheda, Kathlal, Himatnagar
Work from Office
Role & responsibilities : To visit the DSA To visit the dealers of used vehicles To do sales promotional activities To do sales planning Building and leading a team of salespeople to help drive revenue Preferred candidate profile : Any Graduate/Post Graduate experienced in Auto Finance
Posted 1 month ago
2 - 7 years
4 - 8 Lacs
Pune, Aurangabad, Surat
Work from Office
Credit Manager Based Aurangabad Cluster Credit Head Based Surat. Assisting the Managers in creating plans to accomplish company and department goals. Assisting managers in reviewing customers or potential Customers files for creditworthiness. Ensuring customer files include necessary documents for consideration of approving financed merchandise. Approved terms and credit limits in a timely manner to new and existing customers for types of payments. Ensuring the essential coverage of the cashier and credit department with proper scheduling. Analyzing the Applicants financial status, credit and property evaluations to determine the feasibility of granting loans. Maintaining Daily Reports like Cash At Branch, Approved MIS, RTO Receipts, PDD Status, etc. Regional Credit Head Based Underwriting of Car, Commercial Vehicles and Construction Equipment Assets Loan for the state of Maharashtra. Deliver Best TAT in Credit underwriting Managing CPMI , EWI and NS cases for the state Maintain best portfolio quality and control delinquency Manage fraud, Risk, Valuation activities Find out market updates and take policy decision based on market conditions Implement new credit policies and provide training for Credit & sales team Manage branch based portfolio quality and take measures to control within the limit Conduct RCA for default customers and implement credit decision based on RCA. Preferred candidate profile Must Exp of Local Market of Used CV Loan of Credit Underwriting with lead role. Perks and benefits Fix CTC + Variables + Attractive Incentives
Posted 3 months ago
4 - 7 years
7 - 8 Lacs
Vadodara, Ahmedabad, Surat
Work from Office
Role & responsibilities Ensure recruitment, development and grooming of sales teams based out in different areas Ensure adherence to policies, procedures, processes and other regulatory requirements while conducting sales Accountable for the Profit and loss of the Territory Accountable for Sales & Collection targets of the Territory To accomplish and maintain desired ROTA and tap the available potential for retail business in the market Drive promotional activities by Partnering with Dealers Monitoring and reporting of residual management performance on a weekly basis to Regional management Report on all deviations to Regional Management and ensure corrective actions are taken Preferred candidate profile Perks and benefits
Posted 3 months ago
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