Job Opening - Credit Underwriting - Pune Axis Bank

7.0 - 12.0 years

9 - 17 Lacs

Pune

Work from Office

Manages the credit appraisal process , by ensuring adherence to the standard process, Turn Around Time and decision consistency Ensuring the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality. Gather market intelligence with other financial institutions and entities to understand the market dynamics and risk trends, and to use necessary information for taking credit decisions. Monitor the accounts to ensure maintenance of a healthy portfolio. Manage the relationship with various functions and departments within the bank to ensure collaboration and alignment to organizational objectives Maintain the Customer escalations within the desired levels for the location Ensure timely completion of key deliverables, audit queries and adherence to the corporate credit policy/ scheme Provide regular updates on all key activities to regional manager

Posted 3 days ago

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Credit Manager-Mass Market Godrej Capital

3.0 - 5.0 years

5 - 13 Lacs

Mumbai, Pune, Mumbai (All Areas)

Work from Office

Credit Manager-Mass Market Designation: Credit Manager Grade: Senior Executive Reporting to: Area Credit Manager Location: Mumbai & Pune Function: Risk (Underwriting) Job Purpose: The role incumbent will be responsible for end-to-end credit underwriting and disbursal of mortgage loans Role: Credit assessment and underwriting of mortgage loan applications based on product and policy norms end to end from login to disbursal of loans Appraising loan applications for credit worthiness ensuring adherence to KYC norms, credit bureau assessment and financials Disbursal of Mortgage Loans including all checks and verifications Coordination with legal, technical and processing vendors and training of vendors and vendor staff on processes and polices In-person meetings and discussions with clients Responsible for maintaining the processing TAT Participate in and clear regular internal and external audits Vendor management, including quality monitoring Qualification & experience Years of experience :3 to 5 years preferred Mandatory Qualification :MBA in Finance Full time/CA Working knowledge of mortgage underwriting especially in the subjective underwriting phase & has worked in the same geography as role Good to have - Basic financial knowledge of P&L / Balance Sheet and financial ratios Essential skills Ability to work in unstructured and evolving situations with an open mind Adhere to expected TAT without compromising on quality Work collaboratively with Sales and Operations team in the location to achieve strategic business goals Ability to understand customer needs and be responsive Technology skills understanding of and working with existing market technologies in the mortgage industry

Posted 3 weeks ago

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Team Lead/Assistant Manager/Manager - Credit Analyst Golden Opportunities

8.0 - 13.0 years

15 - 30 Lacs

Bengaluru

Work from Office

Looking for candidates with 0 to 30days of notice period. Job Description: Candidate with minimum 8+ years of work experience within a financial institution (analyzing corporate clients risk insights and credit) Strong experience into Financial Spreading Credit Analysis, credit review, Credit note,& commercial Lending Operations. Preparation of detailed credit and financial analyses risk asset reviews including evaluation of corporate regulatory and industry risk historical operating performance projected operating performance and capital structure. Sound knowledge of financials cash flow leverage & liquidity analysis credit quality assigned value risk analysis internal rating rationale projections and credit recommendations Covenant Monitoring. Strong knowledge on US GAAP Accounting / International Financial Reporting Standards ((10-K 10-Q SEC Filings Investor Presentation etc.) Ability to understand private and public limited corporation structure reporting and classification of financial segments and key credit assessment ratios / parameters Strong Knowledge of MS Office Spreadsheet and formulas Strong Ability to handle seasonal peaks and dynamic changes in workflow Knowledge of any one Financial Spreading tools: Moodys Risk Analyst FIS Optimist Credit lens or allied spreading tools Flexible to work in night shifts. Contact Person: Devikala D Email ID: devikala@gojobs.biz

Posted 1 month ago

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Credit Analyst Virtue Placement

1.0 - 4.0 years

3 - 5 Lacs

Jaipur

Work from Office

MASS HIRING FOR CREDIT ANALYST & SENIOR CREDIT ANALYST FOR US & UK MORTGAGE LOANS 5.5 DAYS WORKING + DAY SHITFS + FIXED OFF SALARY UP TO 6 LPA + INCENTICES + YEARLY BONUS. Call HR Sakshi TO Schedule Your Interview @ 9257030225 Drop your Resume:- kabir@virtueplacement.com Role & responsibilities:- Credit assessment - based on the financials shared by the borrower, the Credit Analyst will assist the mortgage broker, and assess the product and lender that are more suitable for them. This needs a deep understanding of the credit policies of various banks and an understanding of credit-assessment calculations. He / She will assist our broker clients in researching and developing loan strategies by comparing the policies suitable for a borrowers scenario, entering application data into loan processing software, data verification, document collation / verification, and client servicing. Client communication - interact with clients or lenders via email, phone calls, texts, etc. to take inputs regarding their financial data, and corresponding documents, and make suggestions regarding products and policies. Compliance and audit - ensure that all compliance norms are adhered to while processing the case. Preferred candidate profile:- 1. Post-Graduate / Graduate in Commerce or Management field. 2. Good command of both oral and written English language will be required for the profile. 3. Accuracy and strong attention to detail, 4. Critical thinking and problem-solving skills. 5. 1-3 Years of experience working with Australian Mortgage brokers in Mortgage Processes will be preferred. 6. Excellent time management skills Office timings are from 6:00 AM to 3:00 PM Perks and benefits:- 5.5 Days Working Fixed Off Day Shifts Monthly Incentives Yearly Bonus Call HR Sakshi TO Schedule Your Interview @ 9257030225 Drop your Resume:- kabir@virtueplacement.com NOTE Applications SENT TO ANY Other Email Address WILL NOT BE Entertained.

Posted 2 months ago

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