566 Credit Processing Jobs - Page 22

Role & responsibilities • Handling Credit operation from Login to Disbursement • Credit Decision Making for PL Cross Sell and forwarding Proposals. • Handling Credit and Operational issues • Monitoring vendors like Field Investigating agencies, Valuation & Legal agencies for Two Wheeler loans and maintaining TAT. • Taking care of audit queries and maintaining good audit score. • Preparing MIS, Collection reports on daily basis and Weekly review reports • Assisting customers with queries, requests & complaints. Preferred candidate profile Graduate/Post Graduate Good communication skill Telugu, Malayalam, Kannada languages are mandatory Thanks & regards Naveen HR HDB financial services pvt ltd...

Role & responsibilities • Handling Credit operation from Login to Disbursement • Credit Decision Making for PL Cross Sell and forwarding Proposals. • Handling Credit and Operational issues • Monitoring vendors like Field Investigating agencies, Valuation & Legal agencies for Two Wheeler loans and maintaining TAT. • Taking care of audit queries and maintaining good audit score. • Preparing MIS, Collection reports on daily basis and Weekly review reports • Assisting customers with queries, requests & complaints. Preferred candidate profile Graduate/Post Graduate Good communication skill Telugu , Malayalam , Kannada languages mandatory Thanks & Regards Naveen HR HDB financial services pvt ltd 8...

Role & responsibilities • Handling Credit operation from Login to Disbursement • Credit Decision Making for PL Cross Sell and forwarding Proposals. • Handling Credit and Operational issues • Monitoring vendors like Field Investigating agencies, Valuation & Legal agencies for Two Wheeler loans and maintaining TAT. • Taking care of audit queries and maintaining good audit score. • Preparing MIS, Collection reports on daily basis and Weekly review reports • Assisting customers with queries, requests & complaints. Preferred candidate profile Graduate/Post Graduate Good communication skill Telugu , Malayalam , Kannada languages mandatory Thanks & Regards Naveen HR HDB financial services pvt ltd 8...

Roles and Responsibilities Manage a team responsible for credit assessment, appraisal, and approval of retail assets (Auto loans, Commercial vehicle loans, Pre-owned car loans) and used car finance. Develop and implement effective credit strategies to minimize defaults and maximize recoveries. Collaborate with cross-functional teams to ensure seamless integration of credit processes into overall business operations. Conduct regular reviews of credit policies, procedures, and guidelines to ensure compliance with regulatory requirements. Analyze market trends, competitor activity, and customer behavior to identify opportunities for growth while managing risk.

Responsibilities: * Conduct credit analysis & appraisals * Manage credit portfolio & risks * Verify creditworthiness & documents * Ensure compliance with policies & laws * Process loans within CAM guidelines

Roles and Responsibilities Manage a team responsible for credit assessment, appraisal, and approval of retail assets (Auto loans, Commercial vehicle loans, Pre-owned car loans) and used car finance. Develop and implement effective credit strategies to minimize defaults and maximize recoveries. Collaborate with cross-functional teams to ensure seamless integration of credit processes into overall business operations. Conduct regular reviews of credit policies, procedures, and guidelines to ensure compliance with regulatory requirements. Analyze market trends, competitor activity, and customer behavior to identify opportunities for growth while managing risk.

Evaluating credit proposals covering financial, business and industrial risk & decision of the loan. Verifying the promoters track record & ascertaining their credit worthiness. Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position To ensure Bounce Rate and Delinquency are within acceptable standards. Monitor and enforce approval rate and TAT as per prescribed standards. Monitor and ensure that monthly Branch audit score is satisfactory. Vendor Management. To conduct customer meeting to evaluate credit proposal PDD Tracking and closure

Prepare credit appraisal memorandum for approval Portfolio quality management to ensure lower delinquency ratio Maintain productivity and TAT as per prescribed norms Personal Loan/Home loan/LAP/term loan relevant CPA experience 3-4 Years Knowledge about CIBIL

Designation : Credit Officer/ Credit Manager Location : Salumber Education Qualification : Post Graduation Job Description : Conduct thorough credit assessments and implement effective risk mitigation strategies. Ensure compliance with regulatory requirements and internal policies. Monitor and optimize the loan portfolio to maintain quality and profitability. Collaborate with internal teams and communicate effectively with stakeholders. Identify opportunities for process improvement and drive efficiency initiatives. Provide leadership and support within the credit department to achieve organizational goals. Analytical Thinking Communication and Collaboration Interested candidates can share t...

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of r...

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of r...

Duties and Responsibilities - Responsible for credit appraisal and monitoring for the Salaried Loans.- Implementation of Credit Policy primarily pre-approved and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix.- Analysing the portfolio health and risk involved in particular segment of assets & profile and giving timely feedback to sales & risk team. - Ensuring portfolio quality is maintained at the highest standards and delinquency is under control.- Striving for continuous improvement in productivity.- Feedback for credit policy and new product launch based on market conditions. Required Qualifications and Experience Graduate/MBA Finance with...

Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format-Market Research and Feedback for new product launch. -Feed back on credit policy based on market conditions. Required Qualifications and Experience Chartered Accountant /MBA Finance with 2-3 years of relevant experience.

Job Purpose This position is open with Bajaj Finance ltd.Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned.-Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Repor...

Role & responsibilities Handling Credit operation from Login to Disbursement. Credit decision making for SF and forwarding proposals. Handling Credit and Operational issues. Monitoring vendors Like Field Investigating agencies, Valuation & Legal agencies for Two Wheeler loans and maintaining TAT. Taking care of audit queries and maintaining good audit score. Preparing MIS, Collection reports on daily basis and Weekly review reports. Assisting customers with queries, requests & complaints. Preferred candidate profile Graduate with 2+ year experience in Credit Underwriting. Should be flexible working in shifts , with compensatory off. Telugu or Malayalam or Kannada language is a Must. Knowledg...

Key Responsibilities : Credit Evaluation & Risk Assessment : Analyze borrower financials, business models, and industry risk to assess creditworthiness. Perform due diligence on target companies for debt buyout or resolution opportunities. Transaction Structuring : Structure and negotiate buyout/restructuring proposals in line with internal policies and regulatory norms. Evaluate proposals from ARC (Asset Reconstruction Companies), distressed asset investors, or other institutions. Portfolio Management : Monitor performance of restructured/stressed accounts post-resolution. Maintain close coordination with legal, compliance, and business teams for timely resolution and recovery. Reporting & ...

Role Purpose The purpose of the role is to provide effective technical support to the process and actively resolve client issues directly or through timely escalation to meet process SLAs. Roles and Responsibilities: Knowledge of collateral documentation Ability to apply credit files and understand credit limit setting and monitoring Ability to prepare documentation as per credit approval and structure including security documentation and checklist Working experience under limit management and facility disbursement (including loans). Should have experience in Facility offer letter and security document preparation. Should have experience in vetting of borrowing and perfection of security doc...

Credit Appraisal of Loan applications within defined guidelines. Conduct Audit on credit worthiness of the Profiles. Conduct audit and provide sanction for all approved cases as per policy.

Roles and Responsibility Manage and oversee the credit function for retail assets, including loan origination, underwriting, and portfolio management. Develop and implement effective credit strategies to achieve business objectives and growth targets. Build and maintain strong relationships with key stakeholders, including customers, partners, and internal teams. Conduct thorough analysis of credit data and market trends to inform business decisions. Collaborate with cross-functional teams to identify opportunities for process improvements and cost savings. Ensure compliance with regulatory requirements and industry standards in all credit-related activities. Job Requirements Strong knowledg...

Roles and Responsibilities Manage a portfolio of LAP/Micro Business Loans, ensuring timely recovery and minimizing defaults. Conduct thorough credit assessments, appraisals, and underwriting for new loan applications. Develop and maintain relationships with existing customers to identify cross-sell opportunities and improve customer satisfaction. Collaborate with internal teams to resolve issues related to loan processing, documentation, and disbursement. Analyze market trends and competitor activity to stay updated on industry developments. Desired Candidate Profile 5-10 years of experience in Portfolio Credit Management (LAP/Secured Business Loan). Strong understanding of credit underwriti...

To carry out the file audit of assigned locations as per hind sighting process and observe deficiency if any and follow up for their remarks / feedbacks for appropriate closure. Core Responsibilities: o Conduct periodical inspection of disbursed files to ensure process and polices norms are followed, highlighting areas of improvements at regular intervals. o Support the internal customers (credit and operations) team by providing feedback on qualitative processing and supporting improvements. o Implement effective controls and improvements in the process design, system and operation wherever required. o Prepare reports on the documention process adhering to timelines and accuracy. o Review c...

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of r...

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of r...

Core Responsibilities: Manage the credit underwriting function of branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit Managers and sales team. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Individually Underwrite proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. Review and assess loan applications within defined guidelines send by team and accordingly take decision or recommend for approval to higher authorities. Study , Analysis...

Core Responsibilities: Manage the credit underwriting function of branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit Managers and sales team. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Individually Underwrite proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. Review and assess loan applications within defined guidelines send by team and accordingly take decision or recommend for approval to higher authorities. Study , Analysis...