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1.0 - 6.0 years
2 - 5 Lacs
Ahmedabad
Work from Office
Job Title: Credit Officer PL/MSME/Business Loan Location: Ahmedabad Key Responsibilities: Evaluate loan files (PL/MSME/BL) with focus on Login to Recommendation TAT. Conduct PD/site visits, ensure policy adherence & audit compliance. Maintain credit MIS & monitor PDDs/documents. Control delinquency within budgeted limits. Review hind sighting errors and ensure corrective action. Collections for smooth workflow. Manage costs and support overall portfolio quality. Requirements: Graduate/Postgraduate (Finance/Commerce). 2–4 years in Personal / MSME / Business Loan credit. Strong credit assessment & risk skills. Good communication & MS Office proficiency. Contact Person : Ami Soni (8511015682 / ...
Posted 5 months ago
3.0 - 8.0 years
3 - 8 Lacs
Bareilly, Dehradun, Budaun
Work from Office
Role & responsibilities Will be responsible to implement credit policies and processes at the branch or department level, conducting risk assessments and monitoring portfolio quality. You have to collaborate with internal teams to optimize credit processes and policies, providing leadership and support to branch credit officers and analysts. Additionally, Credit Managers play a crucial role in ensuring compliance with organizational policies and regulatory requirements, while also identifying opportunities for process improvement and efficiency enhancement within the credit department.
Posted 5 months ago
3.0 - 8.0 years
3 - 8 Lacs
Jaipur
Work from Office
Role & responsibilities Will be responsible to implement credit policies and processes at the branch or department level, conducting risk assessments and monitoring portfolio quality. You have to collaborate with internal teams to optimize credit processes and policies, providing leadership and support to branch credit officers and analysts. Additionally, Credit Managers play a crucial role in ensuring compliance with organizational policies and regulatory requirements, while also identifying opportunities for process improvement and efficiency enhancement within the credit department. Preferred candidate profile Having Good Experience in Credit for home loan underwriting and lap underwritin...
Posted 5 months ago
3.0 - 8.0 years
5 - 10 Lacs
Pune
Work from Office
Roles and Responsibilities: Maintaining the positive relationship with stakeholders through appropriate management of expectations and objectives, ensuring consistent and effective communication. Managing and developing relationships with external stakeholders by delivering value, consistency, quality, and reliability in communications and collaborations. Developing alliances and interactions with French and European trade associations and key strategic stakeholders, including local authorities and government agencies. Supporting corporate communications efforts, including coordinating with ENGIEs head office in Paris for messaging, branding, and stakeholder outreach. Monitoring key industry...
Posted 5 months ago
4.0 - 8.0 years
4 - 5 Lacs
Coimbatore
Work from Office
Looking after credit underwriting of SENP / SEP cases (self-employed & non-professionals.) by having a deep understanding of applicant's financials and business background post visiting customer Appraising loan applications for creditworthiness ensuring adherence to KYC norms, credit bureau assessment and financials maintaining the processing TAT Managing the credit quality of underwritten cases. Having sound knowledge of present economic indicators as well as updates in the mortgage industry. Responsible for frequent training, updates on new circulars, credit policy with the sales team.
Posted 5 months ago
5.0 - 8.0 years
13 - 15 Lacs
Mumbai
Work from Office
We are looking for a Credit Risk Manager–Supply Chain Finance to assess and manage credit risk across dealer, vendor,and factoring programs,ensuring portfolio quality,policy compliance,and supporting business growth through effective risk evaluation
Posted 5 months ago
3.0 - 8.0 years
5 - 10 Lacs
Chennai
Work from Office
We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 3 to 8 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking and referrals to expand the client base. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales revenue and cross-sell products. Collaborate with internal teams to resolve customer queries and issues promptly. M...
Posted 5 months ago
2.0 - 7.0 years
2 - 6 Lacs
Ballari, Chitradurga, Sira
Work from Office
We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Manage relationships with existing clients to ensure timely repayment of loans. Identify new business opportunities through networking and referrals. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales revenue. Collaborate with internal teams to resolve customer queries and issues. Maintain accurate records of client interactions and transactions. Job Requirem...
Posted 5 months ago
2.0 - 7.0 years
1 - 3 Lacs
Korba
Work from Office
We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 to 7 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to improve credit processes and operations. Job Requirements Strong knowledge of credit underwriting principles and practices. Excellent anal...
Posted 5 months ago
2.0 - 6.0 years
3 - 7 Lacs
Kolhapur
Work from Office
We are looking for a highly skilled and experienced Credit Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-6 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Develop and implement effective credit risk management strategies. Collaborate with cross-functional teams to achieve business objectives. Analyze market trends and competitor activity to identify growth opportunities. Build and maintain strong relationships with customers and stakeholders. Ensure compliance with regulatory requirements and industry standards. Job Requirements Strong understanding of cred...
Posted 5 months ago
4.0 - 6.0 years
1 - 3 Lacs
Chennai
Work from Office
We are looking for a highly skilled and experienced Legal Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 to 7 years of experience in the BFSI industry. Roles and Responsibility Provide legal advice and support on various matters, including contracts and agreements. Draft, review, and negotiate legal documents such as contracts, agreements, and policies. Conduct legal research and analysis to ensure compliance with regulatory requirements. Collaborate with internal stakeholders to provide legal guidance and support. Develop and implement legal procedures and protocols to ensure compliance with regulatory requirements. Manage and maintain accurate r...
Posted 5 months ago
1.0 - 2.0 years
1 - 3 Lacs
Mehsana, Ahmedabad
Work from Office
We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-2 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to improve credit processes and operations. Job Requirements Strong knowledge of credit principles, practices, and regulations. Excellent analyt...
Posted 5 months ago
2.0 - 7.0 years
1 - 3 Lacs
Bengaluru
Work from Office
We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-7 years of experience in the BFSI industry, with expertise in credit analysis and risk management. Roles and Responsibility Conduct thorough credit analysis to assess customer creditworthiness. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to ensure seamless credit processing. Monitor and analyze credit portfolio performance to identify areas for improvement. Provide expert guidance on credit-related matters to internal stakeholders. Stay updated with regulatory changes...
Posted 5 months ago
2.0 - 7.0 years
2 - 7 Lacs
Ballari, Chitradurga
Work from Office
We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-7 years of experience in the BFSI industry, with expertise in credit analysis and risk management. Roles and Responsibility Conduct thorough credit analysis to assess customer creditworthiness. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to ensure seamless credit processing. Monitor and analyze credit portfolio performance to identify areas for improvement. Provide expert guidance on credit-related matters to internal stakeholders. Stay updated with regulatory changes...
Posted 5 months ago
3.0 - 7.0 years
3 - 7 Lacs
Bengaluru
Work from Office
We are looking for a highly skilled and experienced Credit Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have a strong background in the BFSI industry, with expertise in credit management and analysis. Roles and Responsibility Manage and analyze credit data to identify trends and areas for improvement. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to ensure seamless credit processing and disbursement. Conduct thorough credit assessments and provide recommendations for approval or denial. Monitor and report on credit performance metrics to senior management. Stay up-to-date with r...
Posted 5 months ago
5.0 - 10.0 years
7 - 11 Lacs
Chennai
Work from Office
We are looking for a highly skilled and experienced Product Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have a strong background in the BFSI industry, with 1-6 years of experience. Roles and Responsibility Develop and implement product strategies to drive business growth. Collaborate with cross-functional teams to design and launch new products. Conduct market research and analyze customer needs to identify opportunities. Manage and maintain existing products to ensure they remain competitive. Work closely with stakeholders to develop and execute marketing campaigns. Monitor and evaluate product performance to inform future decisions. Job Requirements...
Posted 5 months ago
1.0 - 4.0 years
3 - 5 Lacs
Jaipur
Work from Office
MASS HIRING FOR CREDIT ANALYST & SENIOR CREDIT ANALYST FOR US & UK MORTGAGE LOANS 5.5 DAYS WORKING + DAY SHITFS + FIXED OFF SALARY UP TO 6 LPA + INCENTICES + YEARLY BONUS. Call HR Sakshi TO Schedule Your Interview @ 9257030225 Drop your Resume:- kabir@virtueplacement.com Role & responsibilities:- Credit assessment - based on the financials shared by the borrower, the Credit Analyst will assist the mortgage broker, and assess the product and lender that are more suitable for them. This needs a deep understanding of the credit policies of various banks and an understanding of credit-assessment calculations. He / She will assist our broker clients in researching and developing loan strategies b...
Posted 5 months ago
1.0 - 6.0 years
2 - 4 Lacs
Kanpur
Work from Office
Job Role • Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan. • To ensure Bounce Rate and Delinquency are within acceptable standards • .Monitor and enforce approval rate and TAT as per prescribed standards. • Monitor and ensure that monthly Branch audit score is satisfactory. • Vendor Management. • To conduct customer meeting to evaluate credit proposal • PDD Tracking and closure. • Compliance to repayment instrument replenishment to ensure regular repayment of EMI Key Responsibilities. • Responsible for Process and Policy Adherence. • Responsible for Effective Cost Management. • Understanding & Managing Healthy Portfolio. Mandatory skill...
Posted 5 months ago
3.0 - 8.0 years
3 - 5 Lacs
Palasa
Work from Office
Role & responsibilities Responsible for credit appraisals- loan applications of Commercial Vehicles.• Responsible to maintain quality portfolio Responsibility to deliver the credit assessment target within specified Turn around Time Responsible for Audit and Regulatory compliance for the Location.• Assist RCM with coordinating / managing RCU & verification vendors Take sound lending decisions based on available information &interactions with the applicants To interact closely with other functions such as sales / Operations/Collections / Policy/etc in ensuring smooth day to day functioning at Location. Maintain the Database and making reports for Monthly cases Coordinating with agencies for p...
Posted 5 months ago
4.0 - 9.0 years
3 - 6 Lacs
Bengaluru
Work from Office
Position: Credit Underwriter (Off-roll) Experience: Minimum 4 years Budget: Up to 6 LPA Location: Bangalore Key Responsibilities: Evaluate loan applications and assess the creditworthiness of applicants Analyze financial documents and assess associated risks Ensure compliance with internal credit policies and procedures Recommend or approve loans within assigned authority limits Coordinate with internal teams for documentation and loan processing Requirements: Minimum 4 years of experience in credit underwriting, preferably in the Banking, Finance, NBFC, or Fintech sector Strong analytical, decision-making, and risk assessment skills Experience in both secured and unsecured loan underwriting...
Posted 5 months ago
8.0 - 13.0 years
13 - 18 Lacs
Hyderabad
Work from Office
Collating Capital Loan proposals received at HO, rectification of errors and arranging for timely decisioning as per policy.Business & Financial Analysis according to polinorms.Assessment of business capacity, managerial competence, and financial
Posted 5 months ago
2 - 3 years
2 - 4 Lacs
Navi Mumbai
Work from Office
CALLING, TELECALLING IS MUST Role & responsibilities Handling Credit operation from Login to Disbursement Credit Decision Making for PL TW and forwarding Proposals. Handling Credit and Operational issues Monitoring vendors Like Field Investigating agencies, Valuation & Legal agencies for Two Wheeler loans and maintaining TAT. Taking care of audit queries and maintaining good audit score. Preparing MIS, Collection reports on daily basis and Weekly review reports Assisting customers with queries, requests & complaints. Key Responsibilties Assessing overall Credit Eligibility of customer & recommended the case to higher authority. ? Policy -Deviation Tracking ? Strong analytical and problem sol...
Posted 5 months ago
2 - 7 years
3 - 7 Lacs
Tumkur, Bengaluru
Work from Office
Skills Skill Sales Highest Education No data available Working Language No data available About The Role Credit Manager Credit Manager Credit Manager Credit Manager Credit Manager Credit Manager Credit Manager Credit Manager
Posted 5 months ago
3 - 7 years
1 - 5 Lacs
Hubli, Basavakalyan
Work from Office
Skills Skill Sales Highest Education No data available Working Language No data available About The Role Role Description DesignationBranch Credit Manager GradeEB-2-Assistant Manager/EB-3-Deputy Manager Legal EntityEquitas Small Finance Bank Business UnitRetail Banking DivisionEmerging Enterprise Banking DepartmentCredit Travel requiredYes/No (if Yes, please mark ->) Level of travelModerate/Extensive LevelIndividual Contributor / Supervisory / Purpose of the role The position has been created to enable clear focus on Credit Evaluation of Customers through verification of documents and personal discussion as per company process To ensure high quality delivery of relevant vehicle finance produ...
Posted 5 months ago
- 5 years
3 - 7 Lacs
Madurai, Nagercoil, Kanniyakumari
Work from Office
Basic Section No. Of Openings 1 External Title Credit Manager Employment Type Permanent Employment Category Field Closing Date 24 May 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Affordable Housing Department Housing Loan Sub-Department Credit Generic Role Credit Manager External Title (Job Role) Credit Manager Division Inclusive Banking - SBL Zone South State Tamil Nadu Region Madurai Area Tirunelveli Cluster Sankarankovil PT Location Kanyakumari (Nagerkoil Branch Code 1090 Branch Name Nagercoil Skills Skill Post-conflict Highest Education Master of Business Administration Working Language English Tamil About The Role Processing & genera...
Posted 5 months ago
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